HMO FOR BEGINNERS | HEALTH MAINTENANCE ORGANIZATION 101 PHILIPPINES

HMO FOR BEGINNERS | HEALTH MAINTENANCE ORGANIZATION 101 PHILIPPINES | What you need to know

Рет қаралды 61,806

Күн бұрын

Пікірлер: 114

@CharmdeLeon 2 жыл бұрын

Learn more on how you can start investing on you and your loved ones' worry-free lifestyle by clicking this link: www.maxicare.com.ph/healthcare-program-for-me-and-my-family/my-maxicare/

@tamcyrillemaglaqui4380 2 жыл бұрын

Wow thank you for the wonderful infos. Thank you po 🥰

@What_I_Discovered Жыл бұрын

Hi Ms charm. I'm interested to take a HMO but may tanong lang ako pwede mag apply ng HMO kahit ung philhealth ay NHT's meaning philhealth ng Masa which is free from government and renewable yearly. And also dependent lang ako dahil sa asawa ko naka name ung philhealth. Thank you po

@samantha-slp 2 жыл бұрын

THANK YOU THANK YOU for thinking of us self-employed people ❤️

@CharmdeLeon 2 жыл бұрын

Of course! We’re on the same boat! Hehe

@chriseldaladia892 2 жыл бұрын

Getting individual hmo plans could could get tricky, they said that there's a lot of common diseases(Pre-existing conditions) that aren't covered with using the HMO for an individual plan unlike with HMO when you're employed where there's no limit to which diseases are covered. Hoping for a next video on how you chose your HMO and what were your choices

@carahbontuas5118 2 жыл бұрын

update about this please

@jubencore1950 Жыл бұрын

Yes po, update this please

@jandanielpayumo6626 6 ай бұрын

Yes script nila yun kapag nakita nila individual ka agad nila sasabihin pre-existing condtion. Pero pwede siya ilaban magaask sila ng mga bloodchem, etc to prove na hindi siya pre existing

@nancymccord6421 10 ай бұрын

I want to say thank you. You are amazing. I appreciate all your knowledge and thank you for sharing it. It has helped me a lot. I am an advocate in the healthcare insurance field for HMOs. You’ve made things more understandable for me as I learn this new industry. I wish you much success and all you choose to do .

@qcrctgavarcesxrfab8015 2 жыл бұрын

wow! super great content!! kakatuwa. can you please do a review/comparison din po of medical insurances like pacific cross or kaiser? or what medical insurances/hmo we can look for our senior parents. thank you! more power to your channel!

@garys5540 2 жыл бұрын

Thanks so much for providing much needed information! Much appreciated.

@arvinsabales9947 2 жыл бұрын

I really love the way how you discuss it 🥰🥰

@laurennemarieangel2332 Жыл бұрын

Thank you Charm, very well explained . I like how you covered each section so clearly. Keep it up with the great content!

@jessyespiritu1657 2 жыл бұрын

Well explained! Thanks, Charm! ♥♥♥

@jenamarienubla6714 2 жыл бұрын

Wowww My Maxicare covers pre-existing?? 😮

@user-yu5ux7lz3y 2 жыл бұрын

Why would you get an HMO limited to 200k when you could get health cards that give higher coverages at almost same rate? and diba Avega and Intellicare has the highest network? not sure, nabasa ko lang somewhere

@jellyannbautista3559 2 жыл бұрын

Super helpful. Thank you for this vid

@marielbohol1 2 жыл бұрын

THANK YOU AND GOD BLESS

@hannahrose9321 Ай бұрын

Which is better to get for your parents? Health Insurance or life insurance?

@irismclight3766 2 жыл бұрын

Ahso pag na stroke or nagka cancer hndi ma ccovered? Kuha sana ako maxicare pero kung d pwede sa dalawang yan maghahanap nlang me ibang private insurances

@medyjavier8107 2 жыл бұрын

Only pre natal and post natal consultations are covered in HMO. Laboratories for pregnant women are not covered.

@Blueiesky4069 Жыл бұрын

Why

@shanec.2423 7 ай бұрын

Very Informative! Thank you

@CharmdeLeon 7 ай бұрын

Glad it was helpful!

@NoelCastro-l4g Ай бұрын

Thank you nice video, may i ask if you are being terminated by company, does your hmo still active even it is not expired yet?

@medyjavier8107 2 жыл бұрын

For individual HMO plan, best is Pacific Cross.

@Ian-sj7up 2 жыл бұрын

Better po than maxicare? Covered po ba pre existing conditions?

@peachy-maxicarehealthbenef8658 2 жыл бұрын

@@Ian-sj7up Pacific Cross doesn’t cover Pre-existing conditions. And this is permanent exclusion from your coverage. Hope this helps.

@GhostedStories 2 жыл бұрын

Hello Charm!

@samperez8535 2 жыл бұрын

can you talk about hospital stocks? and where to invest? thanks!

@kiane9465 2 жыл бұрын

$Medic and $MPI have some exposure in medical industry.

@AmirChristopher 2 жыл бұрын

yeyyyyyy new videooo 😊😍 Thank you for thisss 😊

@rodelscreation 2 жыл бұрын

I am self employed thank you

@user-js9hh2ri7i 4 ай бұрын

I'm curious if Maxicare is still considered a good option in 2024.

@maureenuzochukwu9533 11 ай бұрын

Thanks , I love your video❤❤

@nielarro1032 5 ай бұрын

how to apply

@tinedilao 2 жыл бұрын

thank you Ms. Charm

@noreleisantiago4314 6 ай бұрын

Gusto ko mg pa labtest using HMO ? Can you advise where?

@shanaflamehaze1379 6 ай бұрын

ask lang, worth it pa ba mag activate ng Maxicare HMO if malapit na ko mag resign sa company?

@markjosepharcilla4994 Жыл бұрын

Samin kasii walang fill Up . Bigay lang tapos Kaltas Ang matindi po samin Eyy company den po namin Ang may Hawak nang Aming HMO . Pag kakaalam kopo kasii Sa ibang Company po kukunin Po yan ehh . At may exp po Saken po kasii 5years na pero hindi pa Na expired . At hindi po sila Nag cocovered nang Laboratory Like MRI . Need pa daw EMERGENCY at hindi Daw pwede Out Patient Pano po yun may case po ba

@teacherdianaingente1184 8 ай бұрын

Can you share your HMO products? Please 🙏

@japhethelcarte390 Жыл бұрын

Kailangan ko parin bang kumuha ng Life insurance, Health insurance, SSS, Pag-ibig if ever sundalo ako. Kasi meron naman ganyan ang mga sundalo diba?

@anasmith5397 2 жыл бұрын

how do u apply for medical bill reimbursement? where can i get the form?

@irenebalili2182 2 жыл бұрын

Love love ur videos. Thank yuo

@ericgamboa6185 6 ай бұрын

hi.can i enroll my self in hmo even i im employed?i mean for my self that not going to my company?

@iliveinduniverse 6 ай бұрын

So you can’t apply for hmo without philhealth?

@tamcyrillemaglaqui4380 2 жыл бұрын

Hi Ms. Charm thank you for the video, just to confirm much better to purchase HMO even were self-employed right? Thank you for the answer

@CharmdeLeon 2 жыл бұрын

It really depends on your needs but generally yes kasi it serves a different purpose from health/life insurance din.

@lyslys4062 2 жыл бұрын

Can you talk about group life insurance provided by employer

@shaydaison 2 жыл бұрын

Teka lang. Pa drop naman ng skincare. :D

@CharmdeLeon 2 жыл бұрын

😂😂 only Kiehl’s touches my skin haha

@alyssahenneseygonzales5830 2 жыл бұрын

Hello. Does philhealth share the cost with HMO for outpatient transactions?

@peachy-maxicarehealthbenef8658 2 жыл бұрын

Hello, Philhealth only covers emergency and in-patient / confinement charges of active members.

@peachy-maxicarehealthbenef8658 2 жыл бұрын

Hi, Philhealth only covers emergency and in-patient confinement of active members.Hope this helps!

@daviduntalan 3 ай бұрын

greatly explained! ^_^

@hazc5091 2 жыл бұрын

Hello po, im about to finish my life insurance payments and next target ko is on health naman..which is better to prioritize between hmo and health insurance? Unless my income increases, I can only afford one right now unfortunately huhu. Thank you 😊

@Erikaphoebes12 2 жыл бұрын

It is really depends on ano ang mas important sayo, Critical Illness ba or preventive health care lang like lab costs consultations and emergencies.

@jaze_ph Жыл бұрын

Start your health insurance then maybe for HMO, bili ka nung affordable lang around 3-6k sa lazada (maxicare, etc.)for emergencies,

@Gojosaturo963 Жыл бұрын

Covered din po ba ng hmo ang raspa?

@fieryfbc536 2 жыл бұрын

Ms. charm , ur video is great..wats ur take with Caritas ?

@godslittleflocklearningcen2001 Жыл бұрын

If over 65...can we enroll HMO, maxicare?

@micahjanedaculos9711 2 жыл бұрын

Hello po. My father is currently unemployed and he is a dependent of my mom sa philhealth. Will maxicare accept it in case he gets hospitalized or need talag mag open ng philhealth volunteer account for him?

@CharmdeLeon 2 жыл бұрын

Pwede dependent if married 🙂

@irenebalili2182 2 жыл бұрын

Miss charm pls give link for maxicare. Thnx

@CharmdeLeon 2 жыл бұрын

www.maxicare.com.ph/healthcare-program-for-me-and-my-family/my-maxicare/

@perlitatabian5167 2 жыл бұрын

I mam how about Kaiser its good hmo provider ?

@dorissam5833 2 жыл бұрын

Yes, it's a good HMO provider, ma'am.

@madaamjo6249 2 жыл бұрын

Does my children also get the same benefits as mine?

@CharmdeLeon 2 жыл бұрын

You can choose which package you will get for them

@anjcalonzo15 2 жыл бұрын

Mag vlogmas ka rin ba Charm? Hahah exciting 🤗

@CharmdeLeon 2 жыл бұрын

Haha! I don’t know what/how to vlogmas 😅😂

@cherrylayoso706 Жыл бұрын

Charmsendmo yung order ko ha kc kailangan ko yun paspasyal kami sa 17 thank

@nilorcruzimjr1738 Жыл бұрын

mam employee po ako may maxicare po ako galing sa company sakop po ba nito ang varicose veins?

@shirleytablico Жыл бұрын

Yes. Schelotherapy is part of the benefits but on a certain limit. Consult your HR.

@johnmichaelparut5031 Жыл бұрын

ung company hmo namin half binabayaran ng company tapos ung half kinakaltas sa sahod namin tama lng ba un??

@addstersen5135 8 ай бұрын

Depende sa policy ninyo. Usually may counterpart ang employer at employee..

@ardeduenas Жыл бұрын

Pwede tgalog?

@Leonardo-zc4jo 2 жыл бұрын

I love your videos but the thumbnails are distracting. Maybe you can try one without your mouth wide open

@yeah.movement.losbaños.chapter 2 жыл бұрын

You mentioned PhilHealth, I'm not paying my contributions for PhilHealth but I'm planning to buy an HMO insurance. Does it mean that I need to pay my PhilHealth contributions first before buying an HMO insurance?

@shaineangela3693 2 жыл бұрын

Yes po 💯

@peachy-maxicarehealthbenef8658 2 жыл бұрын

You can avail of HMO plan even if you’re not a Philhealth member. However in the event that you get hospitalized, the supposed Philhealth share in your charges will be covered by you as an out-of-pocket expense. Your HMO provider will only cover the charges net of Philhealth share. Hope this helps.

@What_I_Discovered Жыл бұрын

Hi Ms. Dependent ako sa husband ko ng philhealth nya pero ang philhealth nya ay NHT'S provided by the government renewable annually. Is there a chance I can apply HMO pa din?

@teresitaandal3278 11 ай бұрын

Okay lang bang mag apply ng HMO if yung asawa ko lang naghuhulog ng PhilHealth then sa akin lang yung HMO?

@EdwinDumlao Жыл бұрын

Ung panganganak po covered po ba?

@addstersen5135 8 ай бұрын

Depende po sa policy ninyo. But usually pregnancy related is not covered..

@kelvindelosreyes4564 Жыл бұрын

Miss charm, do HMO have maternity benefits?

@CharmdeLeon Жыл бұрын

Yes, but usually for pre natal lang

@kelvindelosreyes4564 Жыл бұрын

@@CharmdeLeon miss charm, can I use my HMO like maxicare for my wife or parents and also to my siblings?

@shirleytablico Жыл бұрын

For individual, NOPE but for company, they can add it to their benefits. Individual plan is non comparable with corporate plan.

@giesharingstylevlog1694 2 жыл бұрын

Pwedi sa sunod Tagalog😁

@chloee2309 Жыл бұрын

Can you please a video for senior citizen HMO po? meron po ba?

@kylynmrls 2 жыл бұрын

Hi, Ms. Charm! Ilang months po after approval of membership pwede na magamit ang HMO?

@CharmdeLeon 2 жыл бұрын

Depends but usually 3-6 months

@shirleytablico Жыл бұрын

@@CharmdeLeon correction from the first day of membership you use your HMO.

@mr.fishbonetv6755 Жыл бұрын

What umalis kana sa company pwede pa Rin ba magamit Ang hm0?

@addstersen5135 8 ай бұрын

Nope, since your HMO is corporate-based, once aalis ka sa company surrender mo rin ang HMO mo..

@vergiemaesenosin7308 2 жыл бұрын

Mas maganda po ang longterm healthcare (HMO) kasi hindi kna po magrenew every year, tsaka life time napo yung coverage.

@pepaymayoh5317 2 жыл бұрын

Hello po, like anong Hmo? Plan to get po. Thank you po

@dorissam5833 2 жыл бұрын

That's true. Meron na ako nyan.

@dorissam5833 2 жыл бұрын

@@pepaymayoh5317 hello po. I can give you details about a longterm healthcare. Pm me nalang po thru fb.

@paulinecustodio367 2 жыл бұрын

@@dorissam5833 what company po? Planning to purchase a plan po kasiako.

@Erikaphoebes12 2 жыл бұрын

@@paulinecustodio367 HMO is not for long term. The plan is only good for one year. Then kanilang mong kukuha ulit ng HMO para covered ka pa rin for the next year. Though meron naman pong Health insurance na with HMO benefits po sa AIA.

@zedrickpadua4511 2 жыл бұрын

Im covered hmo by the company pwede ko sya gamitin pang pa braces?

@Erikaphoebes12 2 жыл бұрын

You should ask your HMO company or even the dental clinic if included ba yan sa plan mo. Usually kasi hindi yan covered nila.

@peachy-maxicarehealthbenef8658 2 жыл бұрын

Braces aren’t considered medical treatment. By usual standards kasi, for aesthetic purposes kaya nagpapabrace. So hindi po magagamit ang HMO sa pagpapacheckup or pagpapa-adjust ng braces. If you’re enrolled in a corporate account, check with your HR for your coverage details. Hope this helps!

@abegailgarcia1900 2 жыл бұрын

So disappointed with my HMO, me and my business partners got our personal MEDICARD paid annually but here in Bataan they do not honour this HMO, we should pay the service first (Annual physical exam, dental check, etc) before we can use it and just file a refund to reimburse such a BIG hassle. 😩

@CharmdeLeon 2 жыл бұрын

Usually, it’s by reimbursement unless you have an LOA (letter of authority).

@crisdevilla6056 2 жыл бұрын

Good day! If you want to change your HMO provide, I’m HMO HealthCare consultant 🙋🏻‍♀️

@triciarica5772 2 жыл бұрын

Hi. Also from Bataan. I want to get an HMO but there are limited/ no accredited clinics here. I'm curious, did you change your HMO?

@pepaymayoh5317 2 жыл бұрын

@@crisdevilla6056 hello can i get hmo for my daugther in ph? Im ofw po

@janenielizabethparcon797 2 жыл бұрын

@@crisdevilla6056 hi details im interested