If you are interested in learning Spanish with me, find out more about my online Spanish courses here: www.lakarencita.com/online-spanish-classes

"Bad decisions when I was younger"....go on, tell us more 🤗

I have bought five houses over my life here in the USA!…in several different states. It is always an unpleasant experience, for completely different reasons. The last time I just relaxed. I did what was asked, but knew it might not work…it was easier with that attitude…I wish you all the best!❤️👍🏼

Same thing happens if the US. I lost money on a purchase when I got frustrated with the seller and stopped the process. Found the perfect house the next year and everything with smoothly.

Wow, the house buying process is as complicated in México as it is in the USA. It's a daunting process. It's stressful, intimidating and never-ending, with what seems to be 100's of papers to sign.

Go with your gut. We cannot force things to happen. Be happy with what you have, keep an eye out, and the right thing will come along. I have had so many things happen like this in my life and it is a signal to just relax and let life flow the way it will. I'm moving to Mexico in a couple of months and I think I'm just going to rent. I've owned a lot of houses and quite honestly, there are just constant expenses....stuff breaks and needs fixing, you want to fix the place up, buy plants and furniture, etc. The repairs you see when you walk in are just the tip of the iceburg. Love your channel!!

Buying a house is a quite stressful process and it feels like a full time job as you need to do your due diligence. My English husband and I have been in the process so please feel free to contact us if we can help. Permission to the SRE, bank loans, perito translators for the deed ceremony. We have invested so much time (almost 2 years) and learnt by trial and error hehe but happy to help others. For us the most frustrating part was to lose a good mortgage for not getting Neil's permission of SRE on time. The other hard part was to try to explain him how things work different here in terms of communication (and incompetence at all levels ), btw compra-venta contracts are also another thing you really need to pay attention, sometimes even worth it to pay a lawyer to review it. Anyway, I hope everything goes well, when it's meant to be, it's meant to be. Something tailor for you will come. If we can help feel free to ping us and help you or at least share our experience.

Sorry you two. Looking and buying a house is very stressful and complicated. I hope you find the house that is right for you.

Hi Karencita. My name is Charly and I am from Boston mass USA. I thoroughly enjoy watching your videos and I always have from the first. I have not seen your husband until the most recent house hunt videos. Tell him I said hi.I enjoyed also watching your house hunt. I am coming to San Pancho Mexico myself for two weeks later this month. I just wanted to share something with you. Househunting is obviously very emotional. I have done it myself more than twice. I had setbacks I was turned down on different houses because of things I’ve done in my past credit scores etc. I see now that the beautiful house I am in now was waiting for me.I think it is natural for people to tell others how to feel. I will not do that. Other than to say I felt exactly what i had to at each part of this process and always in this Life. all of it wasn’t good but all of it was necessary.Something beautiful is waiting for you and there is a reason for everything that is happening right now. One day you will understand Everything you feel is real and everything you feel is necessary. Everything is gonna be OK .. People really mean well when they try to tell you not to feel what it is you are feeling. Forgive them. The good news is that we feel. We have heart.It is a part of this great journey. In America we say I am in your corner. In your case you have many of us in your corner. Thank you for your sincerity and your honesty when sharing all of your emotions on these videos.. One day I will congratulate you on your beautiful new home. I am confident of this. Until then I look forward to seeing more of your videos. You are so genuine. May God bless you. Peace

It’s happened twice to me over the years. I fell in love with houses, and then the deals fell through. Both times, the house I ended up was even better. It will all work out sweetheart.

Thanks for being so open telling your story. Good luck. When it’s time it’ll happen

Gracias Karen y David. Muchos videos no exponen la realidad, tampoco dicen la realidad ni el proceso. La realidad de tus videos no tiene precio. Me abren los ojos a lo que es establecerse en Mexico. Muchas gracias.

Apart from your disappointment after all the stress, I MUST SAY this was a superb video. Nice work, Karen & Dave! You have my complete respect, and I don't give that often.

Congrats guys !!! That’s amazing

This is a great public service. Thank you!

Thank you. I love your channel ❤

Great job on the video!

I really appreciate you sharing your journey with us. I am sure you will end up with exactly the home you want, even if it takes longer than you expected.

Thankyou for sharing that experience . It's a very informative look into how things work with Real estate and banks in Mexico .

My wife and I were also looking for a house but here in the US. We have postponed buying until we are actually ready since in the process we realized we were not.

Congratulations! So happy for you

We closed on a home a few weeks ago for $160,000.00 cash on Universidad by Alamos. It rented right away. It is inside a gated subdivision called Las Brujas. Don't give up. Queretaro is a beautiful city that has been home for 30 years.

Thank you for sharing, we did not get the first place we wanted either, nor the second.....but we did eventually find our home,and were so grateful for it,and happy that we got the right one for us in the end Guess this happens more often than not ❤🙃

No se preocupen, sigan hacia adelante y prueben otra vez mas adelante. Asi es la vida eso es lo que la hace que valga la pena vivirla.

Karen, you and Dave, may not have gotten your house but God has a better one for you. God will guide you to the right home 🏡 God bless you both always 🙏

P.S. Am enjoying the videos you are creating together on this process.

Very good video!

Karencita, thank you for sharing your journey. I continue to learn so much from you. In abrazo fuerte y que sepan que lo que Dios te tiene sera.

Thank you for sharing your house hunting journey. Onward and upwards. 😁

Great video. Honest. Buying a house is difficult . . . But it will happen when you least expect it . . . it just lands on your lap. Keep going guys.

Chock it up as lesson learned. One of many to come. I understand the feeling of relief. Been there, done that. Life is Good.

A sad yet happy tale, you didn't get the house but you regained your peace of mind. And you and Dave came through without bickering (at least on-camera). Good Job, take a break and try again later - now you know where the problems are you know better how to prepare!

Dang! Sorry it didn’t work out this time. But it was an incredible learning experience. And you put it all into really well-made videos! Bravo! Sigan echándole ganas 🙌🏽

I'm so sorry for what you went through. My daughter had a similar experience last year and it was devastating.

Wow, those interest rates are steep! Thanks for sharing this process with us.

Oh, I am so sorry it sounds stressful. I am sure it will work out for the best!

Oh My Gosh, what a drag for you guys! I can say from experience that buying and selling real estate both here and in the usa is complicated. It was worse in Mexico though. And bancomer!!!!!!! I have had an account there for 15 years and i spent most of three days in the branch where it is trying to get access online to my account. Long long story, but when i returned to the states - guess what -NO I STILL CAN'T GET ON. And there is nothing anyone can do via phone, i have to go back to the bank. Super frustrating. But one must just take a big breath and calm down and be thankful for what we have and know that EVENTUALLY things will work out. Keep looking at houses online even if you are not in a position to buy. That will give you a super good understanding of the values in every area etc. You might find a great deal on your own that way. I did. Love the channel.

I am so sorry you had to struggle with the mortgage process and all the frustration. I am having a similar experience so I have a lot to comment, but instead of leaving a long text, I hope we can talk over lunch really soon. ¡Ánimo! The perfect place will be ready when you get back to your house hunting. Hugs! Great production and so informative by the way.

I can completely relate to what you went through. The same thing happened with my husband and me in Mexico City (we did eventually get the bank loan) but we were so lucky that the seller was so patient with us!!! Also, we were not financing the entire sum, so we could keep giving the seller more money from time to time until the bank finally approved the loan. I am curious how Dave got the credit card. That is another super difficult thing to do for both foreigners and Mexicans in Mexico! That could make an interesting video(s). Best of luck with your search. When the time is right, things will come together for you!!

well so long as you have a roof over your head and your love for one another ,you two will be blessed with a better deal and a better house.

Yo me sentí triste porque no conseguiste ese departamento,pero creo que finalmente vas a encontrar la casa de tus sueños. Saludos desde Chicago querida Karencita 🇲🇽🇺🇸

It can be frustrating and disappointing when things like this happen. I'm so sorry it didn't work out. Your. house is coming. Although tough to endure, this lesson will make you guys better prepared the next go around. You will cherish your future home so much more because of this experience. I look forward to your "We purchased our new home" ideo

Karencita, yo también me voy a mudar a qro y tu video me está sirviendo mucho. Qué nervios!!!! Gracias por la info :)

What a great video. It was so honest and forthcoming about the process and your reaction to it. This is Paul in Oaxaca. Our fixed income is about $26,000 pesos + savings per month & we can't buy a house either. I'm retired so we would have to pay cash, which we can't do, so we will be renting for the foreseeable future. I did take your placement test and I got #2. I was surprised I was not higher but I only scored 10 out of 19.

El Pueblito looks nice. Millenio looks modern but a little sterile and cold. You will find something nice. It’s a lot of work but keep pushing forward !

So Sorry for your house disappointment!... will be praying for your success!

I had the same thing happen. In my case I was misdirected and lost $20,000. The money still pains me a bit at times. But I now have a home and #lavidasigue . Best of luck to you both. Keep supporting one another y vana segir adelante!

bummer about not getting the house but the video was well done, very well done and personal unlike other house hunting videos. -Marc

You guys are very cute. Love your videos. Good luck.

Well done.

The right house is coming. I’m hoping you guys get a house in the next couple of months.

Sorry this happened thank you for being honest…good luck the right house will come along

Paisana, aqui otra hidalguense. Les sugiero hacer un vídeo muy sistemático de terminología y pasos aplicables a cualquier compra-venta. Disfruten de su house-hunt, que nosotros estaremos anticipando la buena :)

Hey Karencita! I've visited Queretaro as I want to live there in the future. I just wanted to warn you that the places near the river have a train that passes around midnight and at 7am and the train horn is quite loud. If you have windows that are insulated for sound it will help, but it will probably wake you up. Or you'll get used to it, but I just wanted to share that with you since you have shared so much with me about Queretaro. I was really happy to see that you liked El Pueblito as that's the part of Queretaro that I would like to live in. Wishing you the best in buying your house! It's such a fund process, enjoy =)

Not being able to buy your house might’ve been a blessing in disguise. With the interest rates, incompetence, and corruption in Mexican banks you’re better off renting. And the day you no longer like it and need a change of scenario you can pack, pick up, and go elsewhere. I will be moving to Mexico soon and plan on renting. That way I can live in different towns. Good luck!

Almost, Almost ... but better things will come your way one day soon !!!! ... tu amigo Javier

So sorry that house didn’t work out and you lost the $500.00. May God help you two get a better house in the future. You deserve it.

So sorry to hear it didn’t work out, one piece of advice - do not buy a modern pre-venta, they hook you in with discounted price but you have to wait a lot longer than they say (even years) the finish date will be. We had lawyers sort out our pre vents fail and it took a long time, we got our ideal house in the meantime though.

Sorry to hear that, can be very frustrating. My husband and I purchased a house in Mexico, we got the credit first because we new how much we wanted to pay, we did have a budget. After that was very easy we only look what we could afford.

so complicated in Mx ! interest is very high compare to here at the moment- i pray you will get something better soon. hopee all will go well soon. Mario

OHHHHH NO! Well the universe has something waiting for you. It will come at the right moment. I know that appears to be such a stressful process. Although, it appears your actually getting closer to your dream. I am considering QRO and will be there in a few days to look around. Hugs from Dale and Sparky

Me gusta su sinceridad durante este proceso, lo muestran tal cual es, la compra de una casa debe tomarse con cuidado por que es una gran inversión y aveces se pueden comprar problemas, que mal plan de Bancomer, es mi banco y en lo personal me han resuelto todo, pero ya veo que no se puede confiar mucho en ellos y se que también son los que más alto interés cobran en vivienda, estoy segura que en el futuro conseguirán su casa 🏠 aveces no hay que forzar las cosas por que quizás no es suyo.

Sorry things didn't work out this time. Stinks that you lost the hold money but I guess the bright side is you are learning a lot and will be so much more educated the next time. Blessings

I'm sorry to hear about your rejection. However it was very informative. I'm surprised how high the bank's interest rates are. Hopefully in the future you will qualify. Best wishes

That's too bad! I remember when my first wife and I were looking for our first house. There were peaks and valleys as every house had problems or was too expensive. We finally settled on a rundown house that we knew we would have to fix up but the price was right. We had the 20% down payment and good salaries which any bank should have been extremely satisfied with. But the bank kept us guessing, telling us they hadn't finished the approval process. It was very stressful. I suspect the bank had too much work and just didn't move on our application. Our real estate agent then made some phone calls to the bank and apparently knew the right people to call. We were approved at the last second.

There is so much money looking for houses that it is tough to compete. It has always taken me 2 years to find the best opportunity to buy. It takes work and persistence. It is a second job. Also, right now it may actually be cheaper to rent because so many investors have bought houses that there is competition for renters which holds rents down. Continue to invest in yourselves and your work to attain your goals. That is the best investment.

It took me almost 2 years to buy a home here in USA. Each time I put an offer in someone would put bid me or buy it with cash. It is so hard to get a decent home without a bunch of repairs at a low price. I finally found a house that was an ugly duckling where everything worked, it just needs a cosmetic makeover and some minor repairs. I bid full price and no inspection. (Stupid move) I got the house! 3 other people bid, but I said no inspection and the buyer was so happy she threw in a 1 year warranty on the appliances (if they should break with in 1 year I could get a free replacement) I now have security of knowing I have a home and the rent will not go up. I live in a very nice town. It is not my dream home, but I'm slowly making it more like me.

Maybe you should have applied for a loan prior to giving a deposit 🤔. Here in the USA 🇺🇸 they always pre-qualify you even before showing you homes, that way your loan is pre-approved. Good luck to you both and God bless 🙌 🙏.

Something similar happened to me and my wife, we found our dreamed house for what we need to give a reservation fee of MXN $50,000, so I told the seller what happens if my loan is not aproved, you'll loose the money he said, we decided not to give anything and as I suspiced the bank didn't aproved the credit so we took the right decision, after a few years we're looking for our future house but now I already have the mortgage pre-aproved, so hopefully this time we're gonna get it, I wish you the best, sooner or later you're gonna get it too.

Las brujas is next to the train tracks ,I stayed on Jose Morelos @ Calle Eziqueiel Montes and I heard the train horn at 8 10 and I think 12 or 1 . I wanted your opinion on the called ninos heroes between rinconada de moreles seem like it could turn into something

It's the opposite here in America. You first look at your credit score and talk with lenders. Before you even start to look at a home. A real estate agent won't even talk with you with knowing you have been pre approved by a lender. I was able to buy a home in Las Vegas. While I was living in thailand. I closed the sale in 2 weeks of the offer and it being accepted.

There will be a house for you, don't worry. Buying a house can be an up and down process no matter where you live. Te mando "good mojo" buena suerte.

Hola Karencita!! Yo ando buscando casa en queretaro también. Que mortgage broker usaste??? Estoy pensando en usar uno también. Saludos!!

Karen, que desgracia de parte del banco. No se puede buscar una alternativa? Quizás un préstamo privado? San Juan Del Rio es otra opción si Queretaro sale muy caro para comprar. Casas en el centro se venden a un millón de pesos más o menos y queda 40 mins de Queretaro. Tambien tienen restaurantes y bares para disfrutar!

I think you could have a useful chat with the guy from the YT channel Two Expats Mexico.

Im from Querétaro living in Canada. Also wishing to buy a house up there but not easy at all! 🙈

Animo! :) cool real house adventure , new video.. like, The walking Hot Tamales of Queretaro... ;) goodluck blessings dream home to appear soon.. 18:15 happy sorts

What about the “private” lender you had? I’m confused at the end result, or did I misunderstood?

I am sorry to hear that the video ended without house. Don't worry, everything will be fine. Maybe it's a chance to do something else with the original budget for the house.

Hello Kerencita! I'm very sorry things didn't turn as you wish to. BBVA is one of the worst institutions to request a mortgage. It has one of the higher interest rates in Mexico! Please, don't forget "todo pasa por algo". Maybe something better awaits for you and Dave. Don't give up!

What do you think of my tortilla index for calculating the cost if living?

dont worry, karensita. other opportunities will come! fix your stuff with the credit bureau. i had a contact that can help you there fast but had to $$$ sadly but no worries. you might find a better one in the future. take it easy and fix all. prepare all the documents before hand

I just finished watching your video. I am so sorry that you weren’t able to buy this apartment but something better must be waiting for you. I live in Alamos but am planning on moving in August. I won’t be buying but renting. I walked through Las Brujas a week ago and fell in love with the neighborhood but didn’t see any rental signs. Could you tell me if your realtor also shows rentals? I’m trying to find an agent that is familiar with areas between Alamos and Centro. Good luck on your search and I will continue to watch your KZfaq videos.

Sorry you didn't get the house! Hang in there--the right house will come along.

Look on the bright side, at least you're getting content out of the process :)

You mentioned a realtor that you were using. Could you provide a link or contact info to them?

Find another city or pueblo that you can love and build a home with the money you already have. Build it Mexican style, as you have the money. Teach others how to do things Mexican, without the bank and high credit debt

Sorry Karencita! Listen, I have a condo in Guadalajara conveniently located near downtown. Two bedrooms, and a separate 1 bed./bath unit upstairs that can be rented out or used to expand your space. (75k). A bargain. Lot's to do and arts in Guadalajara.

No se como llegué al video, pero me gusto mucho que contaras la historia, I´m from Quéretaro. Guys I´m really sorry,Bbva Sucks! pero seguro llegará una nueva casa.

I feel your disappointment. One of the earlier properties we bought we had used a Notario to do the search for the escritorio to make sure everything was clear. It took 3 years to "clear it" and at one point we knew the Notario wanted more money and we refused to pay. I asked him if he was working for us, the clients, or himself? :) He didn't respond! In the end, we ended up calling the bank in Guadalajara and explained the situation because the Notario didn't know his job apparently, and we were able to get the documents we needed to clear the property for the sale. It's such a game the banks play to make it more difficult for the buyer. I know people who didn't even get an "end date" for when the mortgage would be paid (usually 30 years or less) but they'd been paying their whole life and never paid their home off because the bank didn't tell them what wasn't in the deed. As much as you wanted the home, I always see it as a sign that it wasn't meant to be for you at this moment. This will allow you to save more money and perhaps find what is an even better property for you. Good things come to those who wait for the right timing. It will happen.

I have to say that is nice place your looking and very little to fix

Sorry it will work out 💜

I am so sorry for you. We love Querétaro, but Latin American, corporate incompatance is breathtaking. For example, we have been unable to get our Telemex bill (paper or online) for six fing months. Love México. Love Querétaro. But......

Karencita, I'm retired and disabled. I use a power wheelchair to get around town. How accessible is Queretaro for a person like me? I have resources and could afford to live comfortably there, but I would like to experience some of the local charm, not live in a fancy high-rise. Gracias!

Home buying isn't easy, you have to stay tough!

lo ciento mucho ,,que no pudieron comprar la casa pero quisas no hera el momento ya les llegara el momento correcto

Is it because he does not have a Mexican RFC, that his credit was not reported/recorded by the bank? Thank you.

Screw debt. Cash is king.

That is frustrating to not be listed on a credit bureau after years of credit card usage. Wish you good fortune in obtaining a house.

Sorry that it you couldn't get to buy your dream house.. But is there a way to check your credit score before you actually apply for a mortgage.. to avoid what happened with you guys ?