How Interest Rates Affect Your Investments

How Interest Rates Affect Your Investments | Interest Rates 101

Рет қаралды 15,219

5 жыл бұрын

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. Interest rates are more than just what your bank pays you - interest rates affect your investments too. AK explains how
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How Interest Rates Affect Your Investments | Interest Rates 101
0:17 - How interest rates affect your finances
0:35 - Higher interest rates means high return on your money
1:11 - Your money is losing value in the bank because of inflation
1:46 - Bonds and stocks are affected by interest rates
2:12 - How bonds are affected by interest rates
3:09 - How interest rates affect your stock market investments
3:58 - Higher interest rates make other investments more attractive
4:32 - Volatility and interest rates
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This Video: • How Interest Rates Aff...
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Video host: AK

Пікірлер: 64

@MinorityMindset 5 жыл бұрын

Thank you for watching! If you enjoyed this video, you should watch - 3 Ways To NOT Go Broke In A Market Crash: kzfaq.info/get/bejne/hpOerbJ0r7yvl3k.html

@Dononut305 5 жыл бұрын

A video without Jaspreet? 😢

@taranjotsingh2374 5 жыл бұрын

Do make video about network marketing like forever. I don't know whether I should invest my time,money and effort into it.And thank you for ocean of financial education.🙏

@enigmathegrayman2953 5 жыл бұрын

compound interest as “the eighth wonder of the world”. “He who understands it, earns it; he who doesn't, pays it,” -Albert Einstein

@MinorityMindset 5 жыл бұрын

💪💪💪

@nw9801 5 жыл бұрын

Dang

@spektred 5 жыл бұрын

Einstein knew what's up. But he valued knowledge more than money.

@DanielIles 5 жыл бұрын

The “high” interest I use to keep my emergency fund and and checking acct are so terrible. But it’s an extra $400/ year so it’s better than my mattress!

@RealLifeMoney 5 жыл бұрын

Interest rates can effect so many things. The market is pricing in a rate drop so that can make the market rise in the short term but that could also cause other things like inflation and growth. And the yield curve is flat if not inverted. It’s interesting, just remember to do your research 😁

@Je.rone_ 5 жыл бұрын

*I listen to the business radio station whilst driving my goodness do they love to talk about interest rates* 💪🎭

@pricejuice 5 жыл бұрын

Black Vito - Moneyology & Philosophy what’s the name of the station you listen to brother??? If you don’t mind sharing

@Je.rone_ 5 жыл бұрын

@@pricejuice i don't mind at all, it's Bloomberg (24 hour business station... As they repeat this every 5 mins or so)

@hil9904 5 жыл бұрын

Excited for the next video!!

@cristiantellojara1806 5 жыл бұрын

Great video 🔥🔥🔥🔥☝️🙌

@BusinessBasicsYT 5 жыл бұрын

Notification gang but not an early riser lol

@naughtypleasure8712 5 жыл бұрын

Brilliant AK, you have shown me a hedging option against Mr.Market! Thanks man😉

@SoulBrothaMak 5 жыл бұрын

How do you check to see if interest rates go up or down?

@Oridginale24 5 жыл бұрын

Can you do a video on cryptocurrency?

@fouroking7328 5 жыл бұрын

These videos are good, but I would also like to see more in-depth details and explanations on the stock market, government bonds and interest rates, please

@raftika1 5 жыл бұрын

More please

@alpajanjani49 5 жыл бұрын

Request you to make a video on negotiating salary...

@femkevandenheede9887 5 жыл бұрын

Does it also have a big inpact on currencies?

@M0rdFustang 5 жыл бұрын

Hey @minoritymindset if you haven't already please cover options trading, including Greeks, etc

@priscillamunjita8316 4 жыл бұрын

Kindly do a video on how interest rates affect aggregate demand and GDP

@legendary_blackguy 5 жыл бұрын

I will like to know the melt value of metals (Nickels)

@Bitachon 5 жыл бұрын

*Let your money work for you while you sleep!*

@raftika1 5 жыл бұрын

2:16 bonds pricing can go down correct?

@louislamp 5 жыл бұрын

How to calculate your effective rate of return for your dividends might be a good thing to know. As for m'self, I use a weighted average, so that my ROR is known figure. Granted, the returns I'm calculating is based on TTM (Time over Twelve Months). However, it helps to keep it current. I only measure dividend returns over the past 5 years when selecting new stocks - but for my own performance, only using the last twelve months as a yardstick means that my average is closer to what the market is actually doing in the now; and returns from say 1985 or 2005 or 2015 are not introducing errors. Past performance is not a guarantee of future success, but evaluating current performance over the last twelve months eliminates seasonal bias (supply/demand/other) and day to day rises and falls. Finally, I only research and sequence new dividend-bearing stock purchases when I have no money to invest. By the time I have another $100 to buy stocks with, some number of days have passed and - especially when adding new companies to the portfolio - I don't get excited and 'invest with everybody else in the market.' From an emotional standpoint, it is important for me to not have money ready to invest while researching companies to invest in. It keeps my research dispassionate. Finally, I am the opposite of a certified financial planner, and all that wonderful stuff.

@SukunaGames247 5 жыл бұрын

please make the video explaining bond prices with their relation to interest rates

@brendanpospischil3871 5 жыл бұрын

Seconded

@gargoyles9999 5 жыл бұрын

Sonu Bhangoo it's not complicated. Basically if you hold a bond that pays 5% and rates rise then future bonds would have a higher interest attached, let's say they're now being issued at 6%. Would you rather buy someone's 5% bond or give money to the govt for a 6%. If wanted to sell your 5% bond you need to give a discount to compensate the buyer for taking a lower interest rate on the same product. If interest rates go down then your 5% is more attractive since giving the govt money gives you a lower rate then buying from you. Would you rather have your 5% or get a 4%. Basically it all boils down to how attractive is your current bond against what will be issued in the future

@Minhasacademy 3 жыл бұрын

I have explained that on my channel.

@ChrisInvests 5 жыл бұрын

Overly inflated market? Maybe 🤔

@norsefalconer 5 жыл бұрын

Great stuff. But, I suggest not including anything to do with current conditions in these videos so they maintain more long-term relevance.

@thatguy4858 5 жыл бұрын

Do you only need an undergrad in Economics to be called an economist? Or do you need to take post grad?

@manny3095 4 жыл бұрын

I’m confused interest rates on what exactly

@battletillvictory 5 жыл бұрын

Hey AK so should we be buying golf etf's

@Bitachon 5 жыл бұрын

Why golf?

@AcesizOfficial 5 жыл бұрын

🙌🏽🙌🏽🙌🏽

@prome57 5 жыл бұрын

Money at a discount is what I hear. Interest rates go up you buy bonds from other people. When the stock market crashes the ones that survive always come back up so buy like you'll be a millionaire when things spike again

@dylongarrett4779 5 жыл бұрын

Interest rates are pretty low right now meaning there is cheap money 💰 in the air

@MinorityMindset 5 жыл бұрын

There's a lot of pressure for them to go even lower 🤔🤔

@Adam-in5qv 3 жыл бұрын

True or False, Does a firms decision to invest depend on real interest rate even if it can use their own funds to finance its investment ?

@TheWunder 5 жыл бұрын

Who are you? What have you done to Jasminder?

@singhtera2216 5 жыл бұрын

What should we buy gold or diamond

@f1guremeout 5 жыл бұрын

Old money overturn by New money. Stock market can be like dancing with a time bomb; watch your step, one false move and you're done for.

@rev.jennyosorio7003 5 жыл бұрын

Who is he?? Where is Jaspreet???

@hip2dadip 5 жыл бұрын

Personally, I think I'd be better off keeping my money under my mattress rather than the $0.18 an interest I earned over all of last year.💵

@samdobie6748 5 жыл бұрын

Money decreases in value. Why would you be better off keeping it under the mattress? Investing is the best option.

@hip2dadip 5 жыл бұрын

@@samdobie6748 I have no money so under a mattress, or in a bank, it really doesn't make a difference. That was my whole point.😱

@granitemoss1451 5 жыл бұрын

Hey, that's still $0.18 ahead of where you began!

@samdobie6748 5 жыл бұрын

@@hip2dadip Check out how Bitcoin has been performing lately.

@dynamichunter843 5 жыл бұрын

Don’t leave it in a 0.01% savings account. They have them at 2-3% interest per year

@BrandonTheGreatest 5 жыл бұрын

2018 was a pissy year

@demetriusraydenjohnson7658 5 жыл бұрын

Hey what happened to Jaspreet?

@uanip1341 4 жыл бұрын

I've watched this several times and still don't think i understand

@shawnsrepairs9514 5 жыл бұрын

Wait where is Jaspreet?

@sleepytyme4171 5 жыл бұрын

😁

@samdobie6748 5 жыл бұрын

Bitcoin back over 10k, and this is just the beginning

@samdobie6748 5 жыл бұрын

@Thot Slayer With all this institutional interest which we didn't have in 2017 (it was all based on hype,) looks like it could go much higher. There will probably be profit-taking, but long-term, there are some serious gains to be made.

@samdobie6748 5 жыл бұрын

@Thot Slayer Bitcoin has gone up 210% in the last 4 months.

@samdobie6748 5 жыл бұрын

@Thot Slayer Crypto Zombie on KZfaq gives some good info and news about Bitcoin