The information on your credit report reflects your payment history, credit utilization, length of credit history, and debt-to-income ratio.
In general, debt settlement could remain on your credit report for up to seven years, but it could be worth it in the long run.
For people wondering to how to increase or improve their credit score, debt settlement can reset the clock so you can start building your rating up again.
Here’s what else you need to know about it.
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