This is very helpful, wish I did debt relief sooner
@oJAYarista3 жыл бұрын
I drove a vehicle that wasn't insured and wrecked creating nearly $100,000.00 in damage. I'm not sure how to resolve my situation, so I let my 4 credit cards go because I was told I need to file Bankruptcy. I'm trying to figure something else out because at the time of this accident I had a credit score of an 802.17 months later it is now at a 561 score and I do NOT want to file BK
@YMFINANCIAL2 жыл бұрын
There are options that can keep you from filing bankruptcy. Chapter 7 or 13 bankruptcy should be your last resort as they will completely destroy your credit for years to come.
@dannychhann69173 жыл бұрын
it safer with trustee as a consumer proposal
@paulwilliams6648 Жыл бұрын
Hello, I just got laid off and have about 4 credit cards that I was paying the monthly payments on. I’m not sure what to do I was considering a debt relief program but didn’t want to get scammed. I’m current on all my CC I’m just not sure when I’ll have a full time job yet
@thundergod2645 Жыл бұрын
I have a $ 5500 debt with sprint for a cell phone that us over 5 years old. I'm wondering should I pay it or not.
@phon8491 Жыл бұрын
5K? i have 30 k debt
@Md-pp8sk4 жыл бұрын
I have a question about when lenders allow you to get more money knowing you couldn’t pay the original payment. Irresponsible lending. I know it’s my decision to accept but I told them I could not afford the Payment and there advice was to get more money. Now I’m really struggling
@AskTheLawyersTM4 жыл бұрын
Hi, thanks for the comment. We are sorry to hear you are dealing with this issue! You should definitely reach out to a bankruptcy attorney in your area; most give free consultations. If you are in the Dallas Fort Worth area, feel free to reach out to the attorney David Shuster who was interviewed in this video, the phone number is above.
@wishlistrose2 жыл бұрын
How long does late payment hurt you on credit report?
@kiyaurie Жыл бұрын
6-12months
@jiggynegus75412 жыл бұрын
Anyone familiar with worden and associates?
@YMFINANCIAL2 жыл бұрын
Yes I am and there are a lot of options available to you that can keep you from having to contact them. If your looking for help with secured debt maybe contacting them would be a good idea. But if you have unsecured high interest debt such as credit cards, medical bills, private student loans there are other options and companies you can contact for help.
@daveforeman69312 жыл бұрын
For those who are receiving Social Security- YOU ARE JUDGEMENT PROOF. Federal law protects you totally. They cannot get your money. Many good youtube videos regarding that.
@edgar224526 ай бұрын
Exactly! SSI PEOPLE ARE EXEMPT FROM LAWSUIT.
@GIG_DUDE6 ай бұрын
"your credit will take a hit and after you pay you should be back on track"> LIE!!!