How much do I earn as a Doctor in the UK (Full breakdown of my salary 2024)
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Күн бұрынIs Medical career in UK superior? Or it only makes you money poor?
In this video I document every single detail of a junior doctor pay slip. At least to the extent that I've been able to understand the pay slip myself. This pay slip would look very different for a consultant or a fully qualified GP but for average folks like you and me, this video should be a good starting point. We work normal 8-5 shift and also work anti-social shifts (meaning, shifts which take you away from the time you'd have spent socializing or sleeping). All this gives us basic income and then some more. So after all that income combined, we discuss taxes, national insurance, pension and debts that are deducted from our income every month. Technically I don't even like to think of taxes as anything bad or a loss of my income. I have arranged my mindset in a way that the gross pay before taxes is just an imaginary number and I am never going to get that number simply. It's only when I would start a business that I would crib about my income being lost in taxes because every bit of that money was something I worked hard to earn from my clients (by quoting/negotiating/bargaining etc.). Such a concept doesn't apply to employees.
Hopefully you come out learning something about our pay slip as well as seeing how well you can expect to earn in your future years working as a doctor in the UK.
I have a playlist documenting my journey to UK: • My Journey to UK
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CHAPTERS ⬇
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0:00 Intro
0:43 My Salary (but not final earning)
1:09 Why a junior doctor should watch this video
1:37 Basic salary for all doctors
2:22 What is basic salary
2:52 What is the pay for anti-social hours?
4:18 My Pay slip
4:36 My Income section
4:55 Basic Pay hours
6:09 Additional Roster Hours
6:46 Night Duty
8:22 Weekends
9:12 Summary of income (+Taxman guest appearance)
10:26 Deductions
10:36 PAYE
11:04 UK Income tax brackets
12:42 National Insurance
13:12 NHS funding
14:40 National Insurance Brackets
15:07 Pension (+Old Abhinav guest appearance)
18:47 CRB Enhanced check
19:41 Net effective income
20:14 Bills and savings
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👨🏻⚕️ Who am I?
🎵🎵 I'm a butterfly, sugar🎵
🎶I fly when I slip on butter🎶
My name is Abhinav Kumar. I am a junior doctor (means any doctor who has not yet got the full license to practice independently, aka someone who is not yet a "Consultant") working in the UK. I did med school from India and got MBBS degree from Kasturba Medical College, Mangalore in 2020. Then I spent 2 years during COVID working on PLAB exams which are like USMLE but for the UK. I eventually got a job in the UK and now I am working full-time as a doctor, with KZfaq on the side for fun and information sharing.
Thanks.
👍🏼If you liked the video, I'd really appreciate if you leave me a like 👍🏻on the video.
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@drAbhinavKr 10 ай бұрын
Some of you asked to support my work. So I've gone ahead and enabled Super Thanks. Just click on the button next to my channel name on any video. You can send whatever you like if you want to show appreciation. All the best, my friends! :D
@ragulraje7 8 ай бұрын
Is it per month ???
@drAbhinavKr 5 ай бұрын
@ragulraje7 seems like a one off thing. The per month is called "join"
@arsalanfarooqui4427 9 ай бұрын
Probably the first video I have seen that gets straight to the point. Keep up the good work
@kcsnew 9 ай бұрын
Very informative and transparent video Doctor. Keep up the good work. Cheers 👍
@kaushikr1711 Жыл бұрын
Very informative! Keep it up.
@xcryosonx 8 ай бұрын
I found it interesting to compare my pay in video games which is an entirely different industry of course to what you're doing, and found that the bracket and payscale is quite similar, either way the detailed breakdown was appreciated and well worth the watch (there are also quite some stark differences between the industries which is to be expected). For anyone thinking about coming to the UK on a 34K per year salary - as evidenced by this video, you can probably see clearly that after tax deductions, it really doesn't leave you with too much left over. I would definitely have figured that into my long term plan if I were to do it over again, but live and learn.
@Space2010 11 ай бұрын
Thanks a lot Abhinav🤝🏻, for explaining the intricacy at 5:30 of how that precise figure of 173.81 is reached. It was bothering me for some time. I am now at peace🧘🏻♂️
@drAbhinavKr 10 ай бұрын
Thankyou. It took me a while to wrap my head around this elusive number as well. Glad to be of help!
@sofiachawla 2 ай бұрын
One of the best video on NHS salary I have seen. Thank you so much
@sharankannan1 9 ай бұрын
Thanks for the breakdown. Very useful, nice video Abhinav
@drAbhinavKr 9 ай бұрын
Glad you liked it
@aaranya17 13 күн бұрын
Very informative & transparent!! Thankyou ❤
@doctoraqsa 11 ай бұрын
You've explained it so well Thankyou
@drAbhinavKr 11 ай бұрын
Thanks doc
@akarshangurung1969 7 ай бұрын
Really wonderful video. Thanks a lot Dr.
@drAbhinavKr 7 ай бұрын
Most welcome!
@consistencyiskey_ 9 ай бұрын
Love how the tax man came out lol! Thank you for this discussion, Doctor! Loved it, so clear and concise 😊
@drAbhinavKr 9 ай бұрын
Glad you enjoyed it!
@sandy7m 8 ай бұрын
To anyone out there saying "doctors are paid as much ss my bank manager". You should realise your bank manager wont ever be at your bedside trying to save your life.
@HungPham-or7tm 8 ай бұрын
thank you for sharing your information about monthly salary in the uk. Your video gives me more information about what my wages are deducted from "Tax"
@DrJoyeetaDas98 10 ай бұрын
Very informative with a nice touch of Tax based humour, subscribed ! 😁
@drAbhinavKr 10 ай бұрын
Haha! Thanks and welcome aboard.
@b__Shaba Жыл бұрын
Great video bruv 💯🔥 sky is the limit
@drAbhinavKr Жыл бұрын
Thanks Doc! Love your channel too!
@alaukikkjeevan1920 7 ай бұрын
Great job Dr Abhinav. Excellent explanation
@drAbhinavKr 7 ай бұрын
Thanks a ton
@ryanthevar 10 ай бұрын
Thanks for the video! Wish u the best!
@drAbhinavKr 10 ай бұрын
Thank you! You too!
@avisheknaskar2598 10 ай бұрын
Very objective video. Good job man.
@drAbhinavKr 10 ай бұрын
Thanks Avishek!
@akashmenanmenan50 Жыл бұрын
Bro pls keep doing this osum contents👌🙌I'm getting intrigued to this...!!it's an eye opener, currently working as medical officer in Maldives planned to move uk this is really helping me 👍
@drAbhinavKr Жыл бұрын
Thanks for the encouragement Akash! Glad to be of help! That's so cool! I had two friends from Nepal in my Plab 2 group who were also working in Maldives. They both eventually landed a job in UK. Don't know where though. Haven't spoken to them since March last year
@suzannedelgado4542 11 ай бұрын
Don't move to UK from Maldives... 😮
@jastat 8 ай бұрын
I feel really sorry for you guys. A basic salary of £32k is a joke, even after years of work you can only earn £58k that's absurd. I pay my children's nanny more than that and she has no qualifications. She's on about £50k a year. And I know that most nannies (not mine though) receive their salary in 100% cash (so no tax) and claim benefits - some are live in so don't pay rent, so they are on more like £70k a year.
@sbegum2010 8 ай бұрын
Is this rich ppl paying their nannies this, how do they find a person . I wod be greatful as my kids are nearly grown adults and this sounds interesting
@ChrissieSM 8 ай бұрын
Have you inflated the figures? Even a university teacher starts at much a lower salary than your nanny. I can only assume that you are an Arab sheik. Even rich UK people would not pay £50000 for a nanny, not even the royals. If your nanny ever leaves, please ket me know.
@eyeofthetiger6002 7 ай бұрын
But if this guy qualifies as a GP and work as a GP locum his pay rate will immediately shoot up to around £100/hr!😂
@rhinesarkar31094 Ай бұрын
@@ChrissieSMbut he is quite right that salary is low for doctors… In India even a MD medicine as a fresher earn 2000 pounds and after some years experience he earns 4000 pounds And if he do his superspecality then it’s shoot 5000-15000 pounds Despite the living cost is One fourth of UK…..and UK is developed country… In Aussies also doctors earn so much money
@PranayBrajabashi 14 күн бұрын
@@rhinesarkar31094can't we move to aus after fy2
@OMGriff 11 ай бұрын
Great content. Good luck, gold ❤
@drAbhinavKr 10 ай бұрын
Appreciate it!
@Hitman...45... Жыл бұрын
A video on your monthly expenses as a doctor in uk Plz if possible 😊
@henrytudor8537 8 ай бұрын
Welldone for this. My sister just began working as a Medical doctor in the UK and I wish she had the nuanced kind of attitude that you have. She has been brainwashed to see everything as negative sadly.
@wohooooo7613 7 ай бұрын
Could you please elaborate what she thinks?
@Hitman...45... Жыл бұрын
Keep going buddy ❤
@DrMArsalanNazir 9 ай бұрын
You can opt out from pension scheme and add the money in your bank account. Pension is not mandatory and you can opt out.
@Rajubhai-mz9dq 9 ай бұрын
Hi really nice thanks. One question do you get the same salary every month or does it change depending upon the number of extra hours that you do ? Also did u do any Locum duties in this month ?
@suzannedelgado4542 11 ай бұрын
Im not a doctor but i found the video very informative and i learned things i didnt know. Ive been a uk citizen from birth too 😂
@georgen9755 9 ай бұрын
this is typical case of anyone who can be a doctor including babes in the womb ???
@qqglobal 9 ай бұрын
NHS ❤ Passionate nurses, doctors and paramedical staff. Hats off. Thank you. 🙌🏻
@user-sm3du3qe5q 8 ай бұрын
But no pay…rather than 2008 salary in 2023!!!!HorribleTaking advantage of their dignity…Their humanity is exploited to the core….Solicitors are the people who are making money…actually which has to be cheap for a person to get his justice…Now Justice is only for the rich who can afford it..Doctors who risked their life for others at COVID gets only claps 👏not even the basic Salary which they have to normally receive like any other profession
@KyojuroRengoku98 8 ай бұрын
The NHS is the worst healthcare in Western Europe, other European countries are so ahead. Anyone praising the NHS is clearly delusional, it's such an efficiency jump when you go to countries such as Germany or Belgium and use their healthcare. Very long waiting times, staff who qualified in third world countries and are now working for the NHS (something that never happens in Europe) how many misdiagnosed and died, how many sent home and died, 7.7 million people on the NHS waiting list, not enough beds, not enough parking spaces around hospital, hospitals are old and outdated, GP doesn't care, people pulling their own teeth out because they can't get a dentist appointment and so on.
@qqglobal 8 ай бұрын
@@KyojuroRengoku98 1. I am not comparing. 2. Your mentioning of third-world sounds racist and demeaning. Try to work as a nurse or support worker in the overburdened system full of patients. 3. I am in healthcare and I know what I am talking about. 4. I lived for 15 years in Europe and mostly Germany. Their system is overburdened too and now people from other countries are coming to join and support their healthcare system. Go anywhere in the English speaking world and you will find it full of international people (but maybe you associate skills/competence by the color of their skin and their origin). Be grateful and empathetic, many countries in the world do not have access to even basic healthcare and we are talking here about not just healthcare but also social care. 🙏🏻
@moevici7117 5 ай бұрын
This video is helping me decide whether i should go to the uk for a fy1 or not my first motivation being how much money i will make and the quality of life im a bit hesitant other countries seem much more generous with doctors thank you abhinav for this great video you have been of great help for me
@drAbhinavKr 5 ай бұрын
Look at the pay circular for 2023-24 before finalising: www.bma.org.uk/pay-and-contracts/pay/junior-doctors-pay-scales/pay-scales-for-junior-doctors-in-england Also, junior doctors are striking for a pay rise. So may get more hikes later. In 2 years you'll be at CT1 level too so keep that in mind as well
@moevici7117 5 ай бұрын
@@drAbhinavKr i will right away Dr Abhinav. Thank you for your great generosity.
@salarsalamati7230 11 ай бұрын
Thanks for this informative video🌹 could you also make a video about working schedule of this payslip. For example how many days off or night shifts someone would have during a month🙏🏻
@drAbhinavKr 10 ай бұрын
Great suggestion!
@myofficialtv2045 9 ай бұрын
Hi
@ashkhan7887 8 ай бұрын
I am a professional Engineer and worked in several engineering firms in the UK for 12 years. I left UK because of low pay scale and hefty Tax and NI deductions. I ended up working in KSA where salary is great and no deduction at all.
@drAbhinavKr 8 ай бұрын
What's KSA? Saudi Arabia?
@ashkhan7887 8 ай бұрын
@@drAbhinavKr Yes
@empoweredlifebyesthertv1200 8 ай бұрын
Useful thanks 😮
@gemgemz 8 ай бұрын
Your viddo has really opened my eyes to how little junior doctors are paid. I am shocked. You all deserve so much more. I can understand why doctors are striking!
@brucetillerson3329 8 ай бұрын
Why do they deserve more? Serious question.
@windowseat7334 8 ай бұрын
Like most profession’s, junior’s start on a much reduced salary compared to the amount they will earn once they become experienced. How much do you think a junior first officer earns at a typical UK airline flying 200 people around the sky’s? It’s not unusual for a Joni or pilot to start out on around £25,000 per year, in most cases with £100,000 of training debt still to pay off. However, once established they can expect to earn upwards of £100,000 per year later on in their career. Just the same as junior doctors who know their salary will greatly improve with time and experience.
@RajatVerma-wu4mh 11 ай бұрын
Dr. Can you please tell me about the work that you have to do in the hospital? Is teaching occurring or only treating patients? . I am 3rd year Mbbs student from AIIMS
@lennyvandesande7398 8 ай бұрын
It's ridiculous how much tax is taken. I think tou deserve all the money and more you doctors are doing such an amazing job❤
@TheMercifulKnight 8 ай бұрын
The Government penalises you if you earn over 100K. It's a way of keeping wages low in the UK and inflation lower. If you earn between 100-125k, your NI and Income tax is 60% 🤔
@annewalden3795 8 ай бұрын
Lenny be realistic some Doctors and Nurses do a good job but others do not .
@annewalden3795 8 ай бұрын
By the way Lenny it is ridiculous what people expect the government to do . Where does the money come from to pay Doctors, Nurses , Physiotherapist etc etc ?
@annewalden3795 8 ай бұрын
@@TOM-TOM-TOM I am a retired person and I too pay a substantial sum in Income Tax to pay for our public services .
@nayazbasha9701 8 ай бұрын
Great informative video and All the best. Hope hard working doctors like you deserve more. My feed back about NHS is a disaster. Half knowledge people work and they are extremely rude! Hope the system gets fixed.
@annewalden3795 8 ай бұрын
Nayaz I have had recent experience of the N H S and the nurses and doctors were wonderful .
@KyojuroRengoku98 8 ай бұрын
@@annewalden3795The NHS is the worst healthcare in Western Europe, other European countries are so ahead. Anyone praising the NHS is clearly delusional, it's such an efficiency jump when you go to countries such as Germany or Belgium and use their healthcare. Very long waiting times, staff who qualified in third world countries and are now working for the NHS (something that never happens in Europe) how many misdiagnosed and died, how many sent home and died, 7.7 million people on the NHS waiting list, not enough beds, not enough parking spaces around hospital, hospitals are old and outdated, GP doesn't care, people pulling their own teeth out because they can't get a dentist appointment and so on.
@annewalden3795 8 ай бұрын
@@KyojuroRengoku98 My experience has been good and I have been using the N H S for more years than you I believe .
@Dragon-up6rb 8 ай бұрын
Dr Kumar, I can see you are very talented and a great doctor, someone like you deserve more elsewhere, look at how Aussie and Canada treats doctors there, you will regret one day, research a bit more about why even consultants are striking!
@user-cr1gy9ng5j 8 ай бұрын
Great Video but slight mistake on NHS services - they are free to all UK citizens regardless of National Insurance payments. Nobody at any GP Surgery or Hospital will ask about your National Insurance payments.
@Firearrowlj7nn 9 ай бұрын
Fresh engineers make 3 times that in IT in US . Thank you for your service
@PAUL25926 8 ай бұрын
What’s the US engineer got to do with a Doctor in the UK stay on topic or keep out of it .🤔
@iamjunit784 8 ай бұрын
You did well with this salary breakdown. Good job!
@rodneygarnes1936 8 ай бұрын
I do understand paying fees and other expenses, I have to pay an annual health surcharge and can't get an appointment, my last one I arrived 18 mins later and was told I was already DNA. We are all professionals with fees and personal expenses.
@fern8580 8 ай бұрын
Since the creation of KZfaq 20 years ago, we had to wait for the arrival of this Doctor Kumar to finally have the real figures, congratulations to this Doctor and shame to the others in all the UK, who are visibly secretive, horse-dealers, even malicious?
@SahithiteluguvlogsinUK 7 ай бұрын
Good explanation doc, I am NHS employee too.
@drAbhinavKr 7 ай бұрын
That's great
@archiebald4717 8 ай бұрын
In fact, paying NI is compulsory for all employees.
@newdog587 8 ай бұрын
Unbelievable 😅 I was complaining for getting that much by sitting in the office drinking coffee and sharing cookies 😅 but that's so low considering current prices. We definitely need more french come in and protest for the rest😅
@vikrambakshi1 8 ай бұрын
Very educative.....
@ashblackhawk 10 ай бұрын
I think nhs should pay good pensions to doctors for their service to people. It is most noble profession in the world and monetary value is impossible to be judged for lives they save. It is priceless.
@samanthajames-cooper5529 8 ай бұрын
I think the taxation explanation was a little wonky. I think the PAYE is calculated based on your expected income until the end of the tax year. So if you had no job before [from where earning and tax will be brought forward from via your P45], if you joined the employer a couple of months before the end of the tax year, sure, you would pay no tax. But if you joined earlier in the tax year such that your total expected income would exceed your £12k personal allowance, the tax would be paid from month 1 [unless in the unlikely circumstance where you had previously had a MUCH higher paying job such that you had already paid tax on your [now] expected earnings for the year.] Typically they use the 'emergency' tax code so 'some' tax is taken. When they get an accurate code, an adjustment is made. This means any 'expected' tax based on 'expected' earnings, will be taken evenly each month of the year. If you didn't pay tax the first couple of months, you may have joined the employer from having had no previous job in the tax year, during the last 2 or 3 months of the tax year. Someone please correct this if inaccurate.
@AlisonGwynethBrown 8 ай бұрын
I am astounded .l would earn £40000 as a nurse if l was full time in the care sector.Then people wonder why l will not go back to nhs( now ihs)International health service )except l do permanent nights for no extra and have been qualified over 3 decades.ihs wanted to pay 24000 a year. Newly qualified wage (l am mental health trained not ill!
@shylesh7810 4 ай бұрын
Can you make a video of current economical situation in UK and problems that a junior doctor faces financially if he/she moves to UK at present
@0Zebadee0 8 ай бұрын
I can understand why so many doctors left the UK and sought higher salaries abroad with better working conditions. It's for this same reason why I was part of that massive exodus of further and higher education teachers that left the UK from the early 2000s to countries which respected the knowledge and skills we had to contribute. It was interesting to see how a shortage left many universities with little choice but to either close or merge a lot of departments.
@mohammadaniyal 5 ай бұрын
i just graduated med school will start my internship this january and im planning on clearing ukmla and going to the uk is that a bad decision? kindly guide me
@idshifa 18 күн бұрын
What did you do@@mohammadaniyal
@mohammadaniyal 18 күн бұрын
@@idshifa still doing my intership
@Dr.Rosun17 7 ай бұрын
Thank you so much
@drAbhinavKr 6 ай бұрын
You're most welcome
@lazychef9998 8 ай бұрын
Thanks for sharing , interest to know, How much did you pay for your degree course in total ? And how many years do you need to work to earn that back ?
@caribcarib4337 9 ай бұрын
very informative
@happychinki6851 9 ай бұрын
Dr. Abhinav, is plab necessary to become a fy1 doctor??
@aliens7719 8 ай бұрын
This world is messed up, how comes a HGV driver with no qualifications can earn more than a doctor who spent half of his life studying, this doesn’t make any sense to me!!!!!!!
@hasneinmansuri1094 11 ай бұрын
I am writing to inquire about the eligibility criteria for the PLAB exam, as I am currently studying at Astana Medical University in Kazakhstan but wish to transfer to Royal Metropolitan University in Kyrgyzstan due to financial constraints. I would like to highlight that both of these universities are registered in the World Directory of Medical Schools. My primary concern is whether I will still be eligible to sit for the PLAB exam after transferring to a different university. I am also interested in knowing if there might be any potential challenges or complications associated with such a transfer. I kindly request your guidance and advice on this matter. Thank you for your attention, and I look forward to your response.
@drAbhinavKr 11 ай бұрын
Dr. Hasnein. This is a very technical question. It's best you ask this on Facebook group and you might come across other doctors who have had this experience. Also, if you send this exact message to GMC, you'll get an excellent reply. Best to hear from the horse's mouth itself. Isn't it. Thankyou for asking this question. I'm afraid the best I can do here is signpost you in the right direction
@sakshikohli5393 Жыл бұрын
Hello Dr Abhinav. If I am pretty sure that I will not continue to stay in the UK after my training completes, then can I opt out of the 9.8% NHS pension?
@drAbhinavKr Жыл бұрын
You can opt out of pension even if you chose to stay in UK. You just have to focus on making sure you'll have money for the older age when you can't work as much
@karthiksreddy999 10 ай бұрын
@@drAbhinavKrwhat are the returns of pension fund every year
@drAbhinavKr 10 ай бұрын
@@karthiksreddy999 Excellent question. NHS pension is defined benefit. Not defined contribution (which is then invested into a pension fund). So NHS pension is guaranteed to give you a defined benefit when you leave the job. Which is... for every pensionable year you worked in the NHS, they'll give you 1/54 of your final salary for the rest of your life. So if you retire after 10 years from NHS and your last salary was 60K GBP, you'll get (10/54)*60K GBP pension every year.
@kevinsyd2012 9 ай бұрын
Never, never, never opt out of an employer's pension scheme. In addition you your contribution your employer also pays money into your pension. This employer contribution is FREE money for you that will grow and compound over your career. You may save 9.8% in the short term but you will loose £10,,000s to £100,000s when you retire....
@tindrums 9 ай бұрын
A defined pension scheme based on last salary drawn is a gold plated scheme. You will never get a better pension plan.
@leebailey229 8 ай бұрын
The NHS Pension is Unfunded and Uncontractual. My Experience is that during my 10 years in the NHS they: 1) Increased the NHS pension retirement age from 60 to 68. Stealing 8 years of old age. 2) Lowered what they pay out, due to RPI link removal and linking to whatever they deem to uplift your salary by each year (CARE Scheme). Even if inflation is 10%, they might uplift by only 5%, therefore decreasing your pension and salary. Not good. 3) Increased the contribution percentage dramatically. Plus given there is no investment 'Pot', only an uncontractual and unfunded scheme, then its simply additional taxation, with a thin promise to pay based on rules they can and have changed as they wish. Good luck planning your retirement if you work in the NHS. As a comparison, a single stock I own pays me more right now per month (pro rata) than 10 years of NHS pension contributions will pay me when I retire. Do your own research, please.
@pilosant 11 ай бұрын
Hey Abhinav! Amazing and informative video. Can you make one video for doctors who want to move there after md/ms? With the current condition of the NHS is it wise to move there?
@CraigTheBrute-co3ys 11 ай бұрын
They are replacing Doctors with Practitioners. There is no future for medicine in the UK.
@KyojuroRengoku98 8 ай бұрын
The NHS is the worst healthcare in Western Europe, other European countries are so ahead. Anyone praising the NHS is clearly delusional, it's such an efficiency jump when you go to countries such as Germany or Belgium and use their healthcare. Very long waiting times, staff who qualified in third world countries and are now working for the NHS (something that never happens in Europe) how many misdiagnosed and died, how many sent home and died, 7.7 million people on the NHS waiting list, not enough beds, not enough parking spaces around hospital, hospitals are old and outdated, GP doesn't care, people pulling their own teeth out because they can't get a dentist appointment and so on.
@heniakonas9439 8 ай бұрын
Regardless of earnings all doctors should realise that if not satisfied they are not forced to remain but can seek better rewards elsewhere.
@iagree7388 8 ай бұрын
It's easier said than done...
@tomriley5790 8 ай бұрын
Plenty have.
@wolverinescratch 8 ай бұрын
My family left the UK the tax was far too much and living conditions became unbearable
@SH-fg1lk 9 ай бұрын
Every single doctor in the UK has started talking about money and complaining every single day. I wish that in the future we an have an American style medical system so that only top notch doctors stay prominent and get rewarded. Rest of them can concentrate more on their performance and effectiveness before talking of rewards and money.
@tomriley5790 8 ай бұрын
You want to pay US services? Feel free just go private.
@dontsupportCriminalPoliticians 9 ай бұрын
one of my friend is a truck driver he earns £65000 gross... 🤔🤔 how come is that🙆♂️
@davidbennett8707 8 ай бұрын
Iam a fully trained technician with 25 yrs experience 4yrs training and continued training every year and you are on another more money than me and no doubt your pension contributions and final pay is massive plus your private practices
@jagprakash 10 ай бұрын
You are equally a good finance guy as well.
@drAbhinavKr 10 ай бұрын
Thankyou sir!
@chroniclesofmedicine774 4 ай бұрын
Hello Dr Abhinav !!! I wanna know about benefit of doing MPH ? As I have my plab 2 in jan 2025 so I'm thinking to start mph untill I get done with my plab 2 and find job in nhs what you suggest
@gadgetworld3312 8 ай бұрын
One question: For example if u leave the uk after sometime and go to another country, can u take that NHS pension that u did deposit during your working years? Eg if u worked for 5 years in NHS and now u r moving to another country…. Can u take that pension with u ?
@mukeshjobanputra6721 7 ай бұрын
Yes, the hns also puts in 12%😂
@gadgetworld3312 7 ай бұрын
@@mukeshjobanputra6721 puts in or takes 12% of that amount ?
@mukeshjobanputra6721 7 ай бұрын
@@gadgetworld3312 also puts in the pension pot.
@mohandixit8685 10 ай бұрын
Hi, A very important question can you send your savings back to India to your family ? If yes than is there any other tax apply on that from either of the country (uk or India ).
@drAbhinavKr 10 ай бұрын
You can open NRE/NRO account. Sending cash to NRE account is tax free in India and interest earned in NRE account is also tax free.
@Jiha-ed9lv Ай бұрын
Hello sir, I'm very grateful for this information. Can you please throw some light on what is the reality of strikes for payment rise amongst doctors in UK? Financially, from the perspective of supporting ones family in India, doing residency in India is beneficial or abroad?
@doddabasavarajsunkad1380 9 ай бұрын
Thanks!
@drAbhinavKr 9 ай бұрын
Thankyou so much doctor Basava. Glad I was able to help
@MuhammadSaif-pu2xj 10 ай бұрын
i will complete my medicine from eu and decided to work in uk but after your video i have changed my mind i will work in eu such as swizerland or luxumburg
@ihaandikshvakgowda4904 8 ай бұрын
Why did you come to UK ? Which medical college did you graduate from? You did not mention the cost of living far far away from your family & friends. How much do you pay for indemnity cover ?
@ipad6491 Жыл бұрын
34k is really bad considering the cost of living in UK… Better be a consultant and work out of UK after getting the NHS experience
@drAbhinavKr Жыл бұрын
That's the reason a large number of UK graduate doctors leave for other countries and UK needs foreign graduates to fill these vacancies
@wolfwalls4549 9 ай бұрын
@@drAbhinavKrbut sir that 34 k is only for interns. And that too 40 hours a week. Here in my country we as interns work for 60-70 hours for 7 days. No holiday for 365 dys 😢 and We make 100 USD. If I was in uk working like this I would make 100k pounds. 😢 Don't know why people are always comparing salaries with ronaldo and tom cruise packages.
@Dr.Stacker 6 ай бұрын
Your Gross (Pre-Tax) annual income equates to around £45,516 accounting for all the additional hours and concession rates. I'm a 9-5 manufacturing engineer soon, to be a manufacturing manager at the age of 30 with a gross income of £60,000. I have always thought this is unfair as your job is far more noble. As an engineer I see a doctor as the engineer of the human body.
@drAbhinavKr 5 ай бұрын
Nice parallel. Thanks for this input. The salary has jumped up now that I'm a bit senior and doctor strikes have caused pay to increase by 6%. I'll now earn 59k before taxes in 2024
@williamsafari6437 8 ай бұрын
i booked a private ultrascan in glasgow and the doctor was full time { not really } with the nhs .i could not wait for the nhs .wonder why
@sachinmorgan7460 9 ай бұрын
what about Dr MD (internal medicine) DM (Neurology). Salary in UK ??
@kogurt 8 ай бұрын
join a agency whereby bidding takes place normally at weekends some doctors earn £2000 per shift
@Naheda07 8 ай бұрын
wow thats crazy. doctors in USA make arnd 100k or more. they have crazy amount of debt too but are able to pay it off eventually with consistent earnings.
@timmiyg5894 8 ай бұрын
Strange how employer pension contributions is not mentioned here. The government pays 20.6% into a NHS pension. This is a huge perk. For his basic salary of £34k, this is an additional £6.8k he chose to exclude.
@drAbhinavKr 8 ай бұрын
I'm not thorough with pension. But from my understanding, given that this is a defined benefit pension, the employer contribution wouldn't make a difference to the final pension I get, which depends solely on (the number of years I contributed to the pension) and (my highest salary earned by retirement).
@timmiyg5894 8 ай бұрын
When evaluating remuneration across professions and / or public vs private, these figures have to be taken into account. The entire 'package' has to be evaluated else it does not correctly reflect a true worth. How else can you compare an NHS remuneration against, say, a hospital in another country where no DB scheme is provided?@@drAbhinavKr
@milmil8386 8 ай бұрын
Mokada UK yanne? Mara Sapata jeewath wenna, Thailand, Myanmar, Nepal, china, walata yanne nathuwa???. Ema ratawalata yanna bayada?
@adamlasry5225 8 ай бұрын
Not much for the amount of studies and hours you work. Doctors should start on £50K salary.
@shaminakhtar6749 Ай бұрын
My daughter works for the NHS and just recently my son qualified as a doctor. The thing is my daughter doesn't just pay NI, tax and pension. She also pays for her registration and insurance. And yes you would be paid more for extra and anti social hours but thats not your real wage you had to work extra for it. I get paid way more than both of them and i a m not even graduate. I think its totally disgusting.
@karthiksreddy999 10 ай бұрын
Could you please explain salary sacrifice for buying a car 🚗?
@aaacreations6036 8 ай бұрын
I am in IT and get paid @100k annually. In the bank account Monthly it comes to approx 5k for 11 months and approx 15k once a year. Of course you can opt out of pension scheme to get a bit more but why throw away free money that the employer also contributes if you join.
@drAbhinavKr 8 ай бұрын
Is this UK?
@aaacreations6036 8 ай бұрын
@@drAbhinavKr Hi Doc, your video is about the UK pay for Jr docs, which is why I shared my input for an IT prof in the UK. Also it's a very flexible 9 to 5 job with no extra hours required as long as you deliver.
@drAbhinavKr 8 ай бұрын
I guess once a doctor becomes a consultant, their salary reaches this range too. But that would be with anti-social hours work included. You've done amazing for yourself. Thank you for sharing your work/compensation structure.
@sbegum2010 8 ай бұрын
Please can you tell me which I.t role you are in thankyou as my son n2 is thinking what I.t course to do in uni should he go.?
@aaacreations6036 8 ай бұрын
@@sbegum2010Sorry I am unable to suggest any IT course as I did not study any IT course in India. Nor have I done any studies abroad. I used to work in a bank in India. Due to the volume of work involved financial companies are always trying to improve efficiency to reduce scope for mistakes in day to day jobs of their employees. They reach out to IT companies for automation and new systems etc to solve their probs which are multi million amount projects. For IT companies to understand the probs faced by banks who can best explain what the employees are going through? A former employee of course. I have a personal interest in computers and process improvements so I am able to explain the problems and also suggest solutions to solve these using a computer. And IT companies are willing to pay well for the experience and information that I bring. Working in a bank was the investment in future career for me and I did not spend any amount of money for higher education and immigration. So please choose the path wisely. Do not try and work for making money. Money should follow automatically if you are able to contribute to value.
@chrissilver7719 10 ай бұрын
Thanks for the vid and your efforts in looking after people. I will only say if an MP say Nadine Dorries gets £82k plus expenses maybe that puts in perspective what some utterly useless people can get not including her Tv, Daily Mail trash and writing books gig. So while you can rock up and do a job as well as Nads how many could cover your shift. Junior Docs are not paid enough.
@craighowat8290 8 ай бұрын
Plummer here, thier service per hour here in UK are expensive than the Doctors salary …imagine one hour..of plumber service 100 plus pounds the charges..its depend to the plumber if they ask you less than 100 pound…but mostly 100 plus pound…
@doreenl44 8 ай бұрын
Well done
@varunmenon6350 11 ай бұрын
Are you earning better than your Indian counterparts after adjusting to cost of living? I'm really considering UK but only if I'll be earning more than what I'll be earning in India
@drAbhinavKr 11 ай бұрын
I would believe so. At least at my rank. Imagine saving 1.5 lakh inr every month... After all expenses. And just 44 hrs of work a week. And that too this 1.5 lakh is being saved at a junior resident level with just mbbs degree. If you do locum, you'll earn upto 1 lakh more in a month working 2-3 days extra
@bill5974 8 ай бұрын
So he's making around £47k (£3k/month net) Not bad at all. As an Engineering Geologist with a degree and a masters, it took me around 20 years of experience working on average 50-60hr weeks to earn £47k. Enjoy your money, it's more than most people earn.
@bill5974 8 ай бұрын
@@Makinen689 I studied for 5 years at uni to get a Bsc and Msc. £47k is a very reasonable wage for a junior doctor, especially when there is ample room to make a lot more.
@artemisfowl9002 8 ай бұрын
i knew all about the uk pay system long before emigrating here from Seattle, started off as a junior IOS dev at a startup back there but realised health insurance was eating up my income, applied for a number of software dev roles in the UK and got one in manchester with a base pay of £75000, i wouldn’t advise anyone who’s looking to be successful to come to the uk UNLESS you work in software development (preferably in a mid-senior level position) or data analytics as that’s where the money currently is
@eyeofthetiger6002 7 ай бұрын
@@Makinen689for junior doctors maybe,but not at consultant or GP level. According to Euronews,a British consultant earns an average salary of £136,375 which is the 7th highest out of 25 EU countries which incidentally is higher than specialist doctors in France,Sweden,Finland,Italy, Spain,Norway,Belgium,Portugal,etc earn. So,in a nutshell British consultants earn more than most of their European counterparts,not less and similarly the same with GPs!😂 of course if you're a consultant in a lucrative speciality like fertility,cardiology,oncology,etc then private work will potentially net you millions!
@eyeofthetiger6002 7 ай бұрын
I wonder if there's like a hierarchy in the NHS hospitals, foreign graduates from third world countries like India, Pakistan, Nigeria,Egypt,etc vs graduates from Australia,US, Germany, Canada ,etc vs British graduates?
@drAbhinavKr 4 ай бұрын
Not that I've experienced. Most of my consultants are Non British natives
@imVijit 9 ай бұрын
The salary is awesome with added advantage of living in world class country
@krishnakishore6270 8 ай бұрын
What’s the point of pension when you think you’re saving yourself from tax initially but end up getting taxed when claiming your pension at your old age anyway.
@aaacreations6036 8 ай бұрын
The point of joining a pension scheme is that the employer also contributes if you are willing to contribute. They may contribute same or even more than your own contribution. At retirement 25% can be taken tax free if it's a defined contribution plan and the remaining also tax free over a period if you are clever about it. And what about the growth of the corpus over the contribution period. It's definitely worthwhile joining a defined contribution pension scheme. A defined benefit pension scheme is worth it only if you start young and work long, else it's defined contribution all the way.
@business2progress739 10 ай бұрын
Hi, I didn’t understand the weekend payment option. Can you please elaborate?
@drAbhinavKr 10 ай бұрын
Over the course of a year (52 weekends) if you work 26 weekends, you've worked 1 in 2 weekends. If you work 13 weekends, you've worked 1 in 4 weekends.
@turkeytraveltips 10 ай бұрын
MashaAllah BRAVO ❤
@kevinsyd2012 9 ай бұрын
An informative video. Please also do a video of the non-salary benefits that UK NHS doctors/ healthcare workers receive. This will help give a fuller picture for comparison with healthcare work in other countries such as USA and Australia.
@guruzinbox 9 ай бұрын
If you work in Gulf countries, you can get 4 times of this salary, paying 0 tax.
@kevinsyd2012 9 ай бұрын
@@guruzinbox sure, and with at least 4 x the cost of living. It's USD 20 for a Starbucks coffee in Dubai
@sarangistudent8614 8 ай бұрын
What non-salary benefits? The great weather and the racism, don’t forget the racism.
@happydays70 8 ай бұрын
His salary is what a nurse working for an agency earns in a two weeks and working only for 3 days a week or even less 😮
@KyojuroRengoku98 8 ай бұрын
The NHS is the worst healthcare in Western Europe, other European countries are so ahead. Anyone praising the NHS is clearly delusional, it's such an efficiency jump when you go to countries such as Germany or Belgium and use their healthcare. Very long waiting times, staff who qualified in third world countries and are now working for the NHS (something that never happens in Europe) how many misdiagnosed and died, how many sent home and died, 7.7 million people on the NHS waiting list, not enough beds, not enough parking spaces around hospital, hospitals are old and outdated, GP doesn't care, people pulling their own teeth out because they can't get a dentist appointment and so on.
@sathyajithn614 8 ай бұрын
Some specialist doctors in our country makes this amount in 3 months or less
@williamsafari6437 8 ай бұрын
how much are you making from you tube you forgot to put that number in your stats
@Zerpentsa6598 8 ай бұрын
He's lucky to pay only around £500-600 per month. Average rent is more like £1,300 per month, more than double. Then his training in India was much cheaper, and yet he can practise in UK.
@baz7918 8 ай бұрын
Very true and who's to say his training is truly to the same standards
@chris-swearwazntme956 8 ай бұрын
@@baz7918 the GMC?
@farhanmohammed1189 7 ай бұрын
@@baz7918that is the point of a standard entry exam.
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