What's your money saving goal for this year and how old are you? :)

Love your candid sharing, all the best for your financial goals!! 😄👍🏼

congratulations with what you have achieved at such a young age. thanks for being so open with you finances.

Hello Demi! I just wanted to say thank you from the bottom of my heart as a fellow Singaporean, for sharing your knowledge to all of us for free! As a self employed musician, I’ve spent countless hours searching all of Singapore’s banks and being disappointed at the fine print when it comes to just finding a bank for savings. Money is a sore point for many Asian families and so I’ve not known anything up until the start of this year! Chancing upon your videos is a ray of hope and I think you deserve to be thanked. So, thank you so much for being an inspiration and I wish you all the good energy in the world! And of course, lots more money 😆🥰

I really like your transparency and sound message, keep up the great work!

My goal this year is to safely maintain and hit above $1mil. Had some rough investments that went bad. Properties overseas had good steady rent but capital did not gain. Some rash stock and crypto investments made me lose the million so I have to be a little smarter this time round. On the bright side, my income has quadrupled so it is easier for me to hit $100k every two months now. I'm aiming to save 80% so i have more funds to deploy in investments. To cut down on unnecessary expenses, except travel i supposed, love traveling. Happy to hit new milestones every year and turning 26 this month, I definitely do not regret my mistakes to be a better investor this time round

Thanks for your transparency! It really helps my journey.

love your energy girl. let's go, we got this!! 🤘

Amazing, really helpful for Singaporean beginner investors like us!

Thanks for the transparency! This will def help a lot of people!

Am abt 20 years your senior and I love watching and learning from your videos. Am using your videos to teach others especially youths. Keep it up.

Congrats on your growth!!!

Thanks for the video Demi, i especially like videos like these where you reveal your net worth so that i can have a benchmark of where im at and where i could possibly be. I've always wanted to DCA into US ETFs (e.g. S&P, VOO, etc) myself but im scared that the exchange rate between USD/SGD may worsen in the future, which means the profit earned investing in them may be counteracted by the worser exchange rate (i hope that makes sense). I know that the earlier i start investing in them, the earlier compounding interest can work, but a part of me is still afraid of the losses? Do you have any advice/opinions and what are your thoughts on this? Is my concern about the exchange rate even a valid one?

very inspiring, suddenly feel motivated

I appreciate your content. Thanks Demi!

Lovely! Stay blessed :)

Love the transparency and being open❤, hope can be like you one day!🙃

That is impressive!

Good job

That is pretty fast!

🎉 nice! happy for u

Hey Demi, I just watched your video and I must say that it was really informative and well-made. I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel

Great achievement! 👍

Impressive transparency in sharing your financial journey and strategy at such a young age! Balancing a solid emergency fund with smart investments in index funds and stocks demonstrates a well-thought-out approach to building long-term wealth. 💰

Impressive!

Is investing more on US dividend better than local dividends? (Malaysia/singapore dividend paying stocks)

Insane progress in just 2 years from 26 to 28 years, almost 10x net worth.

I only started investing and was surprised why i haven't done it sooner. I guess lack of understanding and fear.

Jia You!

Commendable

wonderful video demi, you are very well spoken and to the point, no unnecessary music and emotions, you explain numbers very well, will definitely follow you and your journey , btw i am new investor as well. i am learning things slowly.

Hi, I have just achieved liquid 100k at the age of 26 this year (excluding cpf). Im a ITE dropout. im currently earning a below average salary income. I travelled overseas more than a few times a year. All I did was to stay invested and invested heavily. Anything is possible guys😃✌️

Actually the funds in money market funds can also be treated as "emergency funds"

Commendable achievement. A lot of it is beta driven courtesy of positive market cycles, but hey that’s the upside of index investing isn’t it

34 ,continued double mortgage payments, little under 5 years left. maxing out Roth 401k this year and I contribute to my brokerage acc about 1k every month. net worth millionaire by 40 is the goal , only debt is my home , I drive a 21 year old truck lol. net worth today is just over 400k , (brokerage acc, roth 401k, cash savings ,physical gold, home equity) enjoy your videos even tho I'm a American lol

Your cpf amount is the total of everything in cpf?

Thank you so much for the wonderful contents. I currently have hospitalisation, PA, and life [late CI] insurances. should I get a term insurance for TPD, DE, and Early CI before I start investing? always have the thoughts where I need to protect myself before investing. Appreciate it if you could advise :)

Hi, Demi Great video What bonds did your father invest in or introduce to you ? Corporate bonds ? Don’t these require a minimum of S$200,000?

Any risk on the moo moo money market fund?

Huat big big sia

Would you consider buying into Unit Trust? Some have pretty decent monthly dividend payouts too.

I can never get used to Singaporean accent. Good content though

How did you find the courage to put yourself out there?

Hey Demi! wanna ask for your view on mutual funds eg allianz income and growth that gives 6-8% pa. monthly dividend ?

What advise do you have for a uni student with bank loan to pay? I'm conflicted between wanting to invest more or saving up now to repay my student loan in the next 4 years :(

love this for you!! All the best to you and also thank you for always sharing helpful and transparent content, really helps a lot especially when they don’t teach you these in school. I wish they did. Also it’s crazy bc I’m turning 27 this year and at the same milestone u hit last year as well! So this is really inspiring, thank you for sharing 🫶

Best sg finance youtuber out there 🔥

But govt keep asking people get married early and give birth lei. Even if got double the amount is enough meh? Considering prices of house, preschools etc And not even including cost of vehicle which many parents swear is a must have.

Inclusive of cpf sa and ma?

Just to highlight to your viewers that should you intent to get a flat in near future, you will need 12 month of salary statement, and also certain employment has got 'haircuts' 😊

What video editing software and camera are you using? When did you start picking up?

What is CPF

Is your income figures of 3700 including or excluding CPF?

Why did you choose Moo Moo? Is it safe compared to the other platforms?

thanks for sharing! sorry to hear the bad experience you had with cryptocurrencies :'(

Your worst mistake was leaving crypto. Then again, Hindsight is 50/50. 200k is still a good achievement. Respect

🎉 👍

Was wondering with an income of 8-9k/monthly, how aggressively should i be putting into my index fund ETFs? Im 33 with a family and child ❤

Thank you for sharing! I am quite late to the game on investing. Any tips for those we are not even 100k net worth of investments at age 45 years old?

Hey Demi! Could you share a little more how you managed to grow that $27k to $207k in just 2 years? I understand that a lot of it must have been really good saving habits on top of earning from your job, but most of it came from a diversified portfolio? That’s so impressive!

265k at 30

Wait a minute, did I missed a chapter through this video, how did you make so much in 2 years 🤯

why did you only decide to take into consideration your cpf now and not back at 27 when you hit 100k purely cash? and also your cpf are you only looking at OA?

Hi Demi! What crypto u invested previously? How did u lose 10k😱 was it some altcoins?

Just turned 33, aiming 550k by 35

24 years old with a goal of hitting $80k this year

growth first, become rich, then dividends, stay rich

Did you eat and pay rent to save 100k dollars while earning 3k in 2 years?

im 24 and i have 6 months of work experince and i would like to dave 20k by the end of the year

Hi Demi ! Paul here from Malaysia. You've got yourself a new sub ! :D I would like to invest in S&P 500 Index Fund but I am not sure on how to go about it ?

$100k btc this year

love your vids and thanks for sharing your journey! Interested on your take on crypto though, I know a lot of people got burnt in 2021 and have stayed away from it since but this current crypto cycle we are seeing much more promising worldwide adoption in the form of bitcoin ETFs. A lot of the largest financial institutions also own crypto. Personally I think crypto is the future of money and it's nice to have at least a little exposure to that.

27M, just hit 300k in stocks investments.

How do you make so much from Adsense when your videos only get 5k average views? (Not trying to insult you, I know you have many videos over 15k too) I just assume Adsense pays so little unless you get 50k-100k views on average

Hi Demi I was added to a Telegram group by you. Is that really you?

Can we be friends😂?

Are these savings realistic for someone if they are going to get married and have children? You dont leh

Its always easier when u are single....😊

please share all your free documents etc thanks

Is it possible to increase net worth with just 1 source of income? At least 4K a month for income. May not have the time to build side hustle for now due to other commitments

do you have a boyfriend?

Crypto to the moon! Buy bitcoin and eth!

understood previously you are subscribed to money market funds in moomoo / webull. does those comes under the savings or investment bucket?

Teamo.princcess❤❤