I'm Changing My Priorities...
7:14
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@Saidali0771
@Saidali0771 39 минут бұрын
Do you know about B finance top?
@vigneshchinna1974
@vigneshchinna1974 3 сағат бұрын
Hi demi, Would I be able to buy one share of DBS?
@vigneshchinna1974
@vigneshchinna1974 3 сағат бұрын
Oh that's mid view city ❤
@nathaniellim2719
@nathaniellim2719 5 сағат бұрын
Hi Demi! Love this notion template, Are there any discounts for this?
@geri_8
@geri_8 7 сағат бұрын
hi! does IBKR charge a fee for the recurring-buy feature? thanks!
@phiwatkan3753
@phiwatkan3753 12 сағат бұрын
So if I buy as a share is it better than the amount of money I pay 800$ every month?
@M_SC
@M_SC 23 сағат бұрын
Small thing but for clarity that you are person not a robot I hope you will say “a hundred and 50 thousand US dollars” not “USD one hundred 50 thousand”.
@kewtheii6764
@kewtheii6764 Күн бұрын
Question: Unless you're absolutely sure that price right now is overpriced, wouldn't it be better to just deposit L/S on top of your monthly contribution right away as assuming the year will end with 12% returns, it will be 12% on your principal to which, is 4k if you L/S in, or 12% of 800 if you're timing the market. Or are you anticipating a withdrawal in price and finding opportunities to dump on withdrawal? But wouldn't this be considered acting on emotion? New to this, appreciate your guidance, thanks!
@SurprisedOleanderFlower-sp1tw
@SurprisedOleanderFlower-sp1tw Күн бұрын
Very informative tutorial for beginners, Lovely video ❤
@balakrishnansubramanian9805
@balakrishnansubramanian9805 2 күн бұрын
Shall I use bank connections? your advise please
@DemiZhuang
@DemiZhuang Күн бұрын
I didn’t
@synkotic
@synkotic 2 күн бұрын
For the tiered pricing in the video the country shows UK but I am from Singapore. Thus, I tried selecting Singapore and I realized the tier 1 and fixed pricing is similar. Do i still proceed to choose tiered pricing because fixed pricing doesn't include 3rd party fees?
@DemiZhuang
@DemiZhuang 2 күн бұрын
Pricing is dependent on where the fund is listed on. CSPX is on London Stock Exchange hence UK pricing.
@theteam3295
@theteam3295 3 күн бұрын
Am I the only one holding on to citi rewards Visa card?
@TB-zt6hs
@TB-zt6hs 3 күн бұрын
If I use this card in Japan and I have both SGd and YEN in my account. Will the credit card machine auto deduct my Yen and not SGD?
@DemiZhuang
@DemiZhuang 3 күн бұрын
Yes yen first
@colinquekking9033
@colinquekking9033 3 күн бұрын
Haha yes tt surrendered value. I believe if u were to work backwards from that amount, u be surprised ur insurance coverage over the yrs worked out to be rather cheap.
@tokhaogoh
@tokhaogoh 3 күн бұрын
So.... Life policy or Term plan if u able to choose again ?
@DemiZhuang
@DemiZhuang 3 күн бұрын
Term!
@toddrowley5605
@toddrowley5605 4 күн бұрын
Pltr, NVDA, CAMT, MSTR, AMD…
@chibixleon
@chibixleon 4 күн бұрын
Start your day with some protein instead of carbs/sugar. It'll make a massive difference to your well-being and mood. Nice tiny video!
@edwardfu850808
@edwardfu850808 4 күн бұрын
Do you not get the 3 miles per dollar if I use my Krisflyer UOB card directly? I find the exchange rates on using the card directly to be much better than using instarem amaze
@SoulTedSu
@SoulTedSu 4 күн бұрын
What is the different between Fullerton Cash Plus and Liquidity Fund?
@DemiZhuang
@DemiZhuang 4 күн бұрын
Liquidity fund lets you do deposits and withdrawal into the fund SAME DAY if you do it before a certain cut off time. Fullerton Cash Plus is T+1
@HistoryDigest101
@HistoryDigest101 4 күн бұрын
Please talk about ILPS 😢
@DemiZhuang
@DemiZhuang 4 күн бұрын
:/ to talk about ILPs I think I need sample cases as I do not have one of my own!
@ckang3450
@ckang3450 5 күн бұрын
Will you be getting the bonus when you surrender the policy ?
@DemiZhuang
@DemiZhuang 4 күн бұрын
Yes, bonuses declared over the years to your policy is yours!
@AlexAlddn
@AlexAlddn 5 күн бұрын
Thanks for the info, it's very insightful. Cheers, Demi.
@rakeshagarwal9150
@rakeshagarwal9150 5 күн бұрын
Can you make VDO on which is Best Policy that Covers critical illnesses for Foreigners working in Singapore?, thanks
@DemiZhuang
@DemiZhuang 3 күн бұрын
Everyones definition of best is different and every insurer has policies which slightly differs from one another too. You're allowed to buy the same as what Singaporeans can as well.
@VeggieOrtiz
@VeggieOrtiz 5 күн бұрын
Thanks for covering the coupons that Trust offers, something that many vloggers gloss over. Some of the coupons, like the KFC $2 discount with $10 spend is worth forgoing miles for because of its upsized value
@MaxGarmin
@MaxGarmin 5 күн бұрын
A very balanced and informative advice. Thank you.
@nafavis
@nafavis 5 күн бұрын
Does it make sense to have both whole life and term?
@DemiZhuang
@DemiZhuang 5 күн бұрын
Yes if your situation requires it! Whole life as a base and term to top up if your stage of life requires that enhance protection.
@vincentnggh
@vincentnggh 5 күн бұрын
Definitely. Get a basic whole life plan early (limited payment if you can afford it) and stack it with another term policy with critical illness riders. As your wealth increases over time and you can self-cover any major illness expense or no longer have dependents, terminate the term policy.
@gun5305
@gun5305 5 күн бұрын
Hi Demi, can give advice on what the issue is about? I am trying to buy a Fullerton SGD fund but after confirming I got the message: "We're unable to process your deposit request of 5000.00 SGD from the DBS/POSB bank account (****) because of the bank's processing error. This despite I have enough balance in my account. Thanks in advance
@DemiZhuang
@DemiZhuang 5 күн бұрын
Can you DM me on Instagram here - instagram.com/demiizhuangg then i'll be able to get them to check back end!
@mangoman9290
@mangoman9290 5 күн бұрын
2:05 'I was driven by emotions', 6:10 'everything is overvalued'. Same problem different platform :)
@KeanuBel
@KeanuBel 5 күн бұрын
Kamusta po ang color nya ngayon, goods pa rin???
@joshconsultancy
@joshconsultancy 5 күн бұрын
Good sharing Demi. Limited pay wholelife plans with multipliers can be a good foundation piece in an insurance portfolio. Stack it with the right term coverage on top. Smashed the like 🙂
@DemiZhuang
@DemiZhuang 5 күн бұрын
Agree! haha thank youu!
@rebeltheharem7028
@rebeltheharem7028 5 күн бұрын
Yeah, always buy a consistent amount and only sell when you need the money. You are not an financial analyst, nor a stock analyst. You cannot judge whether the EFT is low or high (well no one can). So the only real way to buy when its "low" is to always buy at the same amount. That way, you are always buying when its at its lowest. This is a protip to everyone. Never invest based on speculation or emotion. You are just gambling if you do.
@weijie9851
@weijie9851 5 күн бұрын
Hi Demi, for standard chartered smart card and city rewards card, e.g. the rewards promotion end till 31 july but i sign up on 30july and receive the card around 3rd Aug, the rewards I enjoy is for july or aug?
@bennylim9302
@bennylim9302 6 күн бұрын
My whole life use for force saving and use for urgent lond to buy dbs only in crisis..
@drogazmiany4132
@drogazmiany4132 6 күн бұрын
Why didn't you choose Webull?
@jimtong
@jimtong 6 күн бұрын
I do agree with you. I have life plan, bought at early part of my life. But for now, I got a term plan, mainly is to protect mortgage in case of my passing. Always make a plan to review your policy at every stage of your life. Thanks for sharing. If you are asset rich with large holding in your investment, probably you do not even need a life plan.
@kenchua829
@kenchua829 6 күн бұрын
Gd advice.
@mymemorieslane
@mymemorieslane 6 күн бұрын
Is endowment consider some sort of whole life? I had a endowment plan that sounds similar to yours, coverage up to $90k and have multiplier component too. Pay for first 15 years only (3k each year) and can choose to hold up till 120 years, meaning I can transfer to another person in the case of the policy outliving me.
@DemiZhuang
@DemiZhuang 5 күн бұрын
Endowments are meant for a different purpose. They are more Wealth accumulation than meant for protection.
@HealthyWealthyFuture-h1t
@HealthyWealthyFuture-h1t 6 күн бұрын
I wish they taught investment in school. I use an example in my first video of an 18 year old investing 100 a month and by 40 they could potentially own over 125,000! The power of compounding. Take a look 👀 The Power of Investing in ETFs: Secure Your Financial Future Today!
@adamsoon21232
@adamsoon21232 6 күн бұрын
woah you reminded me though, is it really term life policy better than whole life policy ? i think i might wanna end my whole life policy in the event i am also single 10-20 years down the road.
@7error8lade
@7error8lade 6 күн бұрын
Subbed. Waiting for part 2. :D As I aged, I realized that most insurance agent have their own interest at heart more than mine. Had multiple encounters with insurance agents meeting up for a talk and after the meet up, they ghosted me even though they promised to follow up after seeing my existing policies.
@DemiZhuang
@DemiZhuang 6 күн бұрын
🫣
@huatkueh899
@huatkueh899 6 күн бұрын
Used wholelife policies to replace my CPF when I switched to self employment years ago. Stress free living knowing that my family or my retirement is well covered.
@standardprotocolformat6090
@standardprotocolformat6090 6 күн бұрын
Good Open-ended Advice. Logical and to the point.
@weijie9851
@weijie9851 7 күн бұрын
Hi Demi, does city rewards card have any minimum spend, is it $500 minimum spend?
@DemiZhuang
@DemiZhuang 6 күн бұрын
No min spend
@weijie9851
@weijie9851 6 күн бұрын
For the annual fee, is it possible to waive it off?
@weijie9851
@weijie9851 6 күн бұрын
Normally after I register the card, how soon can i get the credit card?
@tarofreshmilkk
@tarofreshmilkk 7 күн бұрын
does cmc invest have fractional shares for CSPX?
@DemiZhuang
@DemiZhuang 6 күн бұрын
Nope