i'm not sure about saving, but not having debt is more important for me

good job Kaho，I’m shanghainese and like your video, pls keep up the good momentum, thanks

Based on the range of numbers given for average annual salary in Shanghai (about $45k USD, but different sources ranged from $21k to $110k), it looks like most of your respondents had in mind an amount equal to about 1-2 years' average salary for savings. The low was about 8 months' average salary, and the high was 3 years' average salary. This may reflect each individual's specific salary, and they were basing it off of 1 year of their own salary. In the US, basic advice for savings is to have 3-6 months' expenses. Since many Americans don't save, they basically spend their entire salary. For shorthand, we can say they should save 3-6 months' salary. The average in the US is somewhere between $50k-70k, depending on info source. So we SHOULD have $13k-35k in savings (though 3 months is a really tight safety margin in case of employment/economic hardship or personal emergency -- one medical emergency in the US could wipe out your savings), but as you pointed out in your intro, actual savings are about $11k on average for people aged 35 and under. HOWEVER, due to wealth inequality, the MEDIAN savings for 35 and under is only $3500. This is due to the wealthiest 0.1%, 1%, and 10% saving significantly more than $11k, which pulls the average up higher than the median. Interesting that Chinese cultural values specifically regarding savings are more conservative by a factor of at least 2. I recently found out that China's wealth distribution is very similar to the US, being only a few percentage points less unequal. This is probably reflected in savings distributions in similar ways.

kaho your chinese is so good, even for me as singaporean chinese yours chinese are probably even better than mine

Hi Kaho, nice topic. I'm saving but haven't reached 86K USD ...yet. Your interview style is laid back and intuitive...very nice. I am subscribed and I've watched all of your videos. Great job.💯

Wow 10 years in China. You will have so much experiences there. I also want to move there someday if I have a chance.

Thank you for your videos!

Very nice, I love how they have a figure in mind but some don't save up regardless :) I save up, but I'm far away from the amounts in this video. Living in Europe.

I love the video's and you 🙂

Thank you 😊😊😊😊

At age 30, you should borrow as much as your credit allow and invest in property (or equivalent). Make sure you also have sufficient savings to meet any unforeseen short term cash flow issues.

99.99%母语水平😱😱😱

Beautiful.

what camera do you use?

Arigato 😃

I always use consumerism as I usually in my 20ish in college, right now I only have few K for emergency for my presently 50ish in USA.

It’s pointless having that saved up. You’d be better off getting a deposit together and having a home and invested in certain markets than having that much lying around. Inflation will destroy it.

股票、基金大部分时间会亏钱。年轻人可以在本职工作的基础上发展副业，这是目前比较主流的想法

You look very Chinese rather than Japanese!!!

How much they save is not important in their mind. This generation is the richest, as whatever their grandparents(on both sides) left belong to them. They are the single heir of three families. So, they totally have no concern, even without a job.

好有魅力的日本姑娘，爱了，可以去b站开个频道吗🎉🎉

I need two years to save 500,000 RMB, but I need 10 million to buy a school district house for my children.

KAHO I love you!Do you have BILIBILI account?

全都在吹牛哈哈哈

🔥👍