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Overground 2020

Yup only way to fihgt money and power is to get your own set of money & power. Even if we aren't all millionaires in this generation we would at the very least setup a better more solid foundation for the next generation.

Fact

This is a bar. The way forward is definitely Financial Freedom. Share this info with your family. Organize a Phone Call\Zoom meeting with as many of them as you can. Discuss eliminating debt and growing credit, savings challenges, and investment opportunities. Leverage the power of group economics. Incorporate. Share, and live life.

@Luis Francis...you're NEVER too late for anything. Just a mind game King!

@@jonathangraham4745 💯👊🏾🙏🏾

I feel you Luis. I'm with you on that.

Shout out to Africa everywhere 🖤💋

What are the requirements to be an appraiser?

What steps did you take to get there?

What's ur #

@Dj Hill Hey Yall....Start with Google and your state . All the information you need will unravel when you start researching.

What state are you in?

LET'S JUST STAY BLACK OK, LET THE BROWN AND OTHERS DO THEIR OWN TRAIL BLAZING. YOU CAN'T SHARE WHAT YOU DON'T HAVE, AFTER ALL THE BIBLE SAYS CHARITY BEGAN AT "HOME FIRST " THEN IT'S SPREADS ABROAD. DOESN'T MEAN TO DIS OTHERS, BUT WE NEED THIS ON OUR OWN AND NOT SHARED UNTIL EVERY ONE IS FILLED TO THE TOP AND RUNNING OVER, THEN AND ONLY THEN WE CONSIDER SHARING.

I love how we are sharing the knowledge with each other!

@@sissiesook2385 lmao this the internet lady u cant keep knowledge from others thats already out there and was GIVEN to begin with .. what are u , the oppressor?

Just because I am white doesn’t mean I have access to all this info , I am very appreciative for this channel also , one love.

The bible also says "give freely because you got it freely."

That sounds interesting about the whole life policy can you advise any reputable sources for me to learn more about it?

Check the sources. Who was the appraiser? Who hired them? Meaning who they work for? Don’t put in your mind the junk from limiting thinking about minority stuff. That will hold you back. Look for the ‘real’ factors. Land is land. If s(he) did a bad job 1st time, why hire same person for second appraisal? Get someone else. But do research for bigger companies first. Not for an individual, who may be having an agenda unknown to you.

@@Dani-ix9cl Yes, I hear you Dani V. I was trying to access the equity built up in that rental property and get cash out with refinance. The mortgage company selects the appraiser so I have no choice in the matter. I have since developed a relationship with small local bank, and could start a new refinance process with them for that property. But, still is a long, tedious process, and would have to pay for another appraisal that would again be outside of my control regarding outcome. The bankers at this local bank told me that they don’t control who the underwriters use for appraisals, but informed me that they tend to lean towards selecting more conservative appraisers. That told me a lot. The banks and mortgage lenders want you to refinance, but select and probably encourage (behind the scene) low/conservative appraisals so to limit how much they will lend to you. With infinite banking, I won’t have to worry about these issues. I have been thru hell with getting mortgages for my rental properties over the years, and have several times paid for appraisal that I get no refund for, yet refinance did not finalize for one reason or another. This smaller bank did give me a business loan for another one of my rental properties for ~ $50,000 cash out that I was pleased with, but still took 5 months and many documents to make that happen. So, with my whole life policies, if I need $50,000 I complete a 2 or 3 page basic application that does not involve credit scores or tax returns, and within a week, check is in the mail. I have one policy that if I need any amount less than 40 g, I just call my agent, money wired to my checking account, and no application required. So no appraisal needed, no credit check, no closing cost, and my infinite bank account keeps growing as if I hadn’t touched it, as long as I pay yearly premium and interest from loan.

@@misselevate5442 There are many folks who put KZfaq videos out about infinite banking. There are some varying opinions regarding how to best design them. Most refer to Nelson Nash as the leading expert. He passed away, but gets much respect for creating or bringing this concept to every day people. The wealthy and big businesses were mostly exclusively using this concept in the past. I am pleased with my most recent purchase of a Guardian policy that was designed for infinite banking. Guardian policies have the flexibility to accommodate infinite banking, and the company has a proven record of reliability for many years. Watch some videos on infinite banking, and make sure you understand it well before purchasing one, because many agents will try to convince you to get something different, that will put more money in their pockets.

@@williamjohnson5877 👍👏👏👏👏👏💯Oh William, I am so happy for you! Yes! Your own financial independence! Your own $$. You have certainly done your homework 👍😄 I became familiar with infinite banking recently. I did the research. And yes, you are right. However, many people here on YT are using it as a ‘get creative’ tool. Just like how we got in trouble in the first place with the lending and reverse mortgage. Now, politicians made it difficult for average person to get loans. And they say it is to ‘help’ and protect us. Bologna. And I’m specifically referring to the Dodd-Frank abomination bill. None of those laws affect them, their families. Only us, when we need a loan. Well, I’m so sorry you had to go through the mess, but it is through the process, that we learn, and succeed! I’m so glad for you! Best regards

Exactly fine words! I've heard all day...Crypto has become a lucrative and Profitable way of making money nowadays

I actually see Crypto currency taking over the financial world! It's making waves.

Investing is good but investing in the right thing is the actual key to success

@@lisahernandez5327 I agree 💯 with you

My First Investment with Mr Patrick Richard gave me profit of $35,000 ever since then he has not failed to deliver

Free game - each one, teach one ! #EYL

🙏🏽

Oh shit it's that good?

Exactly. He's very thorough and smart.

Great advice

And two year of employment right?

Only one year and no negatives on your bank acct. for a year no loan etc.

@Adarose you are not thinking too much. you absolutely need money for unforseen repairs and down payments. thats no down payment mentality is the reason so many black people are broke in life. save up at least 10% for down payment. or you can get caught up real fast. there is something called PMI itll get you in the long run.

Incomplete information has ppl left out in the past. And I believe your not giving them the entire story.

@Adarose when looking at the house the first time test everything before you get the inspector

What’s a link

She's very informative and helpful only few ppl i use the bell with lol

@@chefwodacompany5314 🙊🤣

Love her channel!

Do you pay more interest with an FHA loan compared to a conventional loan?

Why did you choose conventional over fha?

U did😅

Same thing just happened to me I’ve tried 3 times and it said go back to previous page.

If you want to learn more, become Financially Educated, go to Fidelity.com. They have an entire library 📚 for self - education. You will learn to invest as well to make your $$ work for you. It’s like having someone working for you, making $$ while you sleep, and 24 hours. Learn at your own pace. Don’t get into anything. Don’t hire anyone that you have to pay. There is a lo of FREE Financial education to learn. You just need to want it. And it will cost you your time. But the return is, Financial independence.

@@Dani-ix9cl thanks for the advice, I will definitely be looking into it

@@antoniog7367 🙂you are most welcome. I said Fidelity because they have been doing this for over 20 years. I was Financially illiterate. And this is was my first teacher. I would highly recommend if you are working, look into opening a Roth IRA with $100. Fund it with $10, $20, anything you can, every paycheck. There’s no set amount. But the best part is, having time on your side. I just encouraged my oldest son to do so. He is at his first job. Learn as much as you can. Don’t rush. Ask them questions. Always think, what you don’t know, can, and will hurt you (financially speaking, of course). I know. Again, I was financially illiterate. If you have a job that offers investment through another company, then, use that as your study model so you can, at the same time, help yourself, know what is happening with a real sample. Just don’t make moves unless you feel in your gut, it is right. You don’t have to be an expert, nor the smartest. You DO need to know 1)the basics 2)who to go to 3)what’s going on with your $$; 4)keep yourself updated. Best regards,🙋🏻‍♀️

Psssssh thank you 💯 I was like damn when this going to start lmao

🙏🏽

Cheers to you brother keep educating the people

@@Mgthemortgageguy Thats the name of the game. Educate and add value. Cheers!

its so obvious just wait people

Bout to get me a million dollar crib for like 700k haha

100 that is it. Everything is overpriced. Watch out for the falling knives, this time it will be worse than 08.

And Biden people talking about shutting down again...That little money they throwing can't help everybody. People already behind and about to be hit with another 4-6 week shutdown.

you mean they are in forbearance until Dec 31, 2020 thats the date you looking for

I’m looking to get into real estate myself, do you have an Instagram I can message you at ?

I thought that was said wrong lmaooo

Facts

Thank you for your support

Me too. I joined eyl that day.

@@chasonjohn2052 That makes us EYL classmates 🙌🏾

www.thehomebuyersblueprint.com/sales