so many gems its hard to keep up with, I'm glad this aint college and I can rewind

Love you guys for this!🙌🏾❤️🙌🏾This is one of your top videos to me! I listen to all of your podcasts! 🙏🏽 Thank You🙏🏽 Many Blessings in paying it forward!

im 15 and trying to learn this stuff so when im older i know about this stuff like i was planning on getting a job at 16 and saving up for my future like collage and a place to stay but im only 15 rn so its nice to learn this stuff when im young because school doesn't teach life skills .... well my school don't

Excellent video! Easy to understand and engaging! Unlike a lot of these other credit building videos 🙄 You got me pumped and excited to start building back my credit and move towards financial freedom and literacy! 👊🏾

"Banks do what they see other banks do if you have an inquiry and the account doesn't open the other bank will likely reject and each inquiry is 5 points" 💎💎💎

Ever since I watch the envy and ceasar ep.. I've been completely tuned in to all the other ep's. Great Content fellas.

The beauty of subscribing! I got this notification just in time. Going to tune in on my 45 min commute home. Y’all are amazing! Keep up the great content. God bless my sister for putting me on!

Love the content! Everyone needs this education. People don't know that there are 5 factors that make up your score and not just late payments which most 3rd party companies focus on. I work for a financial education company and you'd be surprised at how easy and fast it is to fix your credit yourself!

Your credit limit also depends on how much money you are making. The more money you make, the higher your credit line.

First time watching yall guys. I like it. Keep it up.

I looked up my score while listening to this! You guys are a gift.

Financial advisor, but doesn't know about credit. I'm happy that you have these people on here to learn from!

Business Credit trade lines Quill, Uline, Grainger for example. Pay Vendors before 30 days.

I started my niece and children credit at the age of 5.That's when they can sign their signature. When they turned 18, I removed them from my credit line. After they opened up their owe credit cards. Today my children are 21 and 32 with a credit score over 760. And as for a person credit line. It depends on your yearly salary. Don't use half of your credit card and if you do. Pay it off before the 30 days.

Watching this episode in January 2020! Awesome episode

9 minutes into this and my mind is blown. Great start to this episode. 🙌🏾

My New Favorite Pod ! 🙌🏾

Awesome content 🙌🏽 thank you knowledge is truly key I'm grateful for y'all sharing

Credit Repair worked great for me with Brandon Weaver. He was able to get one of.my collections completely removed. Yes hes sent letters that I could have done but like many other services I paid for convenience and dilligence..and it worked.

The information about the Business Credit is not accurate. You CANNOT use someone else's home address. It HAS to be a business address to get the good credit cards. Use one of the business centers or virtual offices so it is a business address. The phone number also needs to be REAL and searchable in the 411 or information directory.

Love this podcast highly insightful.. luv from Toronto 🇨🇦

You good brothers are like the "CNN of the Culture"(mic drop) I appreciate this episode. Your guest really gave some really dope information. And your testimonies are absolutely amazing. I teach Financial Literacy through my Not For Profit, where I empower DV Survivors to help them build personal credit, establish relationships with financial institutions(banks, insurance companies, credit, etc) and assist them with creating a business. Blessings to you and yours, my guys..You brothers are LIFE CHANGERS..Salute!!

Thank you for sharing this detailed credit and finance podcast

You actually don't have to pay interest on your credit cards to build your credit. I went from a 520 to a 650 in less than a month just from getting my credit utilization down to less than 10%. The key to building your credit is that want to pay your statement balance off in full each month, keep your inquires low, and no LATE payments whatsoever. If you want to speed up the process just make sure your posted balance at the end of your billing statement is less than 10% on each of your accounts and watch your score shoot up.

Very informative!! Thank you for sharing credit details

My Goal is to get my score back to 730.

Great video, new subscriber from Toronto.

this guy is the truth i've been through some BS with these "credit repair" companies i've just been wasting money

You DO NOT have to pay interest on credit cards. Credit card companies report to the bureaus what they bill you and not what you pay. You can and should (if you can) pay off your credit card every month at any credit score.

This was right on point!!

Thank you for mentioning Regus virtual office.

I'm binging at work lol Great content bros! Can yall do an episode on business credit? How to get it? How do they calculate business credit scores? etc

Great information. Thank you for your content.

Omg amazing information. Gem after gem.

This my third time seeing this an I never noticed Rashad ass dozing off hard!! But he kept up with the whole story. 🐐🐐

Thank you for this content fellas.

Just a piece of feedback fellas; I’m listening to this on my headphones and I have to turn it up to the max to hear your guest then turn it down really fast when y’all start speaking again because it’s way too loud. Sometimes guests forget that there’s people listening & learning from these interviews & they speak very low. I know u guys know this it’s just something that u have to keep in mind. Great info though I appreciate y’all!💪🏼😤🕯

You guys should start putting your guests social media @'s in the below video description to make it easier for people and benefit the guests more. I got it from the vid but most people are lazy, copy and pasting from the description would be much easier for us and would only increase follow through for the guests 👍

I’m very proud of you all!!!!!

Great show today fellas

Minute 12:39 Rashad “we gawn chop it up and break it down” classic

That episode was packed with gems! Thanks!

All this free game is greatly appreciated 🙏🏽

Love the show usually but the “expert” on credit was highly biased against a proven strategy of credit repair. Credit experts do what many of us don’t want to do. Like mowing the grass or washing the car. I can do it but I make more money not doing it and just paying someone to do it for me. I went from a 500 to a 700 plus credit score in a month using a credit repair service. Then I applied to 5 credit cards that gave me $70000 in credit cards limits (at low interest or 0%) that I use to fix n flip cars with. I make 25-30% returns month over month. All money in! Credit repair works for so many reasons I would pay $1000s for it. I wrote this comment @30:00 in so if the information changed ... Mybad! Lol

We appreciate yah.

this is my first time seeing this episode 🤦🏿‍♂️ thanks

It would be really helpful if you guys put the guests contact info in the description consistently.

Now this one is a classic!! Didn’t even know you had lost tapes like this !! This helps out a lot !! I seen a lot but this is top 3

I love the content fellas!

Just want to clarify something for Canadians 🇨🇦 regarding student loan deferrals. In Canada, when you apply for the repayment assistance plan(RAP) the government makes the interest payments for you so it appears as paid (doesn't show up as a derogatory remark). With this program you need to reapply every 6 months. For the first five years you're in Phase 1 which is just interest payments being made by the government but after those 10 application periods you are transferred to Phase 2 which means the government starts paying down the balance as well. All these will appear as on time payments, however, once you are in Phase 2 you cannot get another student loan until you get off that program and make payments yourself. If you do go back to school at that point or while in Phase 1 and get an additional loan your payments will be deferred automatically until 6 months after graduation.

Great video!!

So much knowledge

Keep going champs we need y'all

Great info!!!!!💯💯💯

Keep it up guys!!! Can't wait til you hit 1m subscribers!!!

Appreciate y’all 🐐🐐🐐

I have pretty good credit and I never knew you can ask when they report to the credit bureaus. I will be on the phone Monday. Thanks 🙌🏽

Awesome build

Great show as always my guys!

Was listening to this on Spotify and had to find it on KZfaq just to get this guys name ...fixing credit in 90days?!

Man Credit Repair is not a Scam that's like saying being a lawyer is a scam because you can defend yourself 👎👎

I disagree with him on payng your card off every month. What you should not do is pay your card off earlier before your monthly billing cycle is up. It may sounds confusing, but this is where automatic payments come in. You pay off your card when the bank is expecting you to pay it off and it automatically come out of your account. I've been doing this for 6 months and my score has been going up ever since.

WHEN YOU GET AN EXPERT LIKE I DID YOU WOULD REALIZE GETTING A CREDTREPAIR WASNT ALWAYS AS DIFFICULT AS WE ALL THINK

The settlement advice pertaining to calling the last 5 days of the month. Does that also apply to federal student loans in default?

Can you do one on tax write offs for entrepreneurs

Interview Jamie Dimon, Charlie Scharf,James Lee Jr. ,Ken Griffin... that’s big time for the culture! 🙏🏽👌🏽

Love you gentlemen for providing valuable information. Just wondering why you didn't offer Andy any water? He coughed several times which would have given me the hint he needed something for his throat. Just an observation... :- ). Love your channel!

Absolutely true "nothing is free in this country "

I did it myself. I literally had no credit score. I started back in oct 2021. To date, I have a 691 credit score and a 731 fico score.

God is Dope owner Sharod needs to be on this podcast!!!

How can I increase my Knowledge of Banks in order to Leverage that info to get approved ? Is the only way throughing working for a bank ?

Also if a company keeps sending you letters and phone calls, you can hire an attorney and show them the letters. Some letters could be harassment, and your attorney could sue them for 500 to 1500 bucks. That money goes to you 👌

Come to MN!!!! I will y'all like kings

15:50 why he says don’t pay off in full does he mean don’t pay in full until the credit reporting date or due date?

Visit Orlando Fl too.

Actually those letters got my score raised 50+ points. So it’s hit or miss it depends on who wrote it

What if you have a credit card reporting as negative because you missed a payment, will it take 7 years to fall off your credit report or 10 years? I thought it was seven years. Thx

Thank you all.

Doesn't the monthly amount include the interest??

Does department store business cards help?He didn’t distinguish. I think he said it doesn’t help in the personal score aspect

So what was this speculative investment @ 11:40?

26:05 CREDIT REPAIR

Can anyone give me some advice on how to go about debt settlement?

After reading so many articles , reviews and suggestions I found out Mr Looper was really helping people get their scores right on excellent so I also hired him and today I'm now having 800s on all bureaus with my negatives removed totally . Thanks to 101expunge🎡COM

Come to Hawaii!!!!

❤️

Bankruptcies can stay on 10 years, not 7. :( Can we get a REAL credit expert?! PLEASE.

Can someone explain what he means at 14:16? I’m pushing to learn! 🙏🏽

33:45 what was he saying about a virtual space? What was that name?

The middle cat Mic too low.

Can you get past inquiries removed from your credit report? Thx

Andy is lucky this video was pre covid!😆

Does a debt resolved affects my credit? topic in minute 21

if this was now that interview wouldve been cut in the first 5 mins with all that coughing lol

I think you literally just saved my life Graham, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met 101expunge🎡com the real issue i have about debt was solve in some weeks am sure before June of my birthday i will be home owner

Tri-cities !!

If you can’t buy something cash, you can’t afford it. - I forgot who said it.

Questions start @ 31:10 into video!

So after 6 inquires it starts to go down?

yo have on brother polight