📢 Get 15% off our brand-new bond courses thru 11:59PM ET on 4/30/2024 for Financial Literacy Month - enter coupon code bondfans2024 at checkout - see links below for more details! Bond Beginners (our foundational-level bond course): www.diamondnestegg.com/bond-beginners Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters Or get both & save $100: www.diamondnestegg.com/home#_paa2isucf 👉 Join our super-supersaver membership for regular market updates & monthly live member Q&As 👉 kzfaq.info/love/nexoc6tvesvcCEzZhmI-Agjoin >>>>>>>>>> WATCH NEXT Our Bond Courses vs KZfaq Membership | Which Is Right For You: kzfaq.info/get/bejne/fpuYZ6iqzZbMmqM.html Bond Beginners Course Sneak Peak | I-Bonds vs TIPS: kzfaq.info/get/bejne/q76ArcWbypfLYnk.html Bond Masters Course Sneak Peak | How To Build A Bond Ladder: kzfaq.info/get/bejne/pp9gfKeevdSVaac.html >>>>>>>>>> Here is the overview for Bond Beginners: 1. Bond Basics What A Bond Is & How A Bond Works Why Invest In Bonds New Issue vs Secondary Market Bonds Interest Rates & Bond Prices Current Yield & Yield To Maturity Always Remember This! Buying At Par, Above Par & Below Par Different Types Of Bonds Wrap-Up 2. The Risks Of Bond Investing Seven Key Bond Risks Credit Risk Interest Rate Risk Reinvestment Risk/Call Risk Inflation Risk Liquidity Risk Currency Risk & Country Risk Bond Risk Mitigation Strategies Wrap-Up 3. US Treasuries Overview What Are US Treasuries Why Invest In Treasuries Where Can You Buy Treasuries How Are Treasuries Taxed Wrap-Up 4. Treasury Bills What Are Treasury Bills (T-Bills) When Do T-Bill Auctions Happen Where Should You Buy At Auction Auto-Roll When Buying At Auction Where To Find Recent Auction Results High Rate vs Investment Rate Reopening Auctions Cash Management Bills (CMBs) Buying & Selling On Secondary Market Wrap-Up 5. Treasury Notes & Bonds What Are Treasury Notes & Bonds When Do Auctions Happen Buying Treasury Notes & Bonds Auction High Yield vs Interest Rate Floating Rate Notes (FRNs) Treasury Zeros (STRIPS) Wrap-Up 6. TIPS (Inflation-Protected) What Are TIPS When Do TIPS Auctions Happen Nominal vs Real Yields Negative Yields How Do You Adjust TIPS For Inflation Taxes On Phantom Income Secondary Market Liquidity Wrap-Up 7. I-Bonds (Inflation-Protected) What Are I-Bonds How Does I-Bond Interest Work I-Bonds vs TIPS The Annual I-Bond Limit Wrap-Up 8. Agency Bonds The Universe Of Bonds What Are Agency Bonds How Are Agency Bonds Taxed Treasuries vs Agencies Who Might Want To Consider Agencies Yield-To-Call & Yield-To-Worst Where Can You Buy Agency Bonds Wrap-Up 9. Municipal Bonds Our Bond Universe Gets More Complex What Are Municipal Bonds How Safe Are Munis How Are Munis Taxed The De Minimis Rule Social Security & Medicare Premiums Treasuries, Agencies & Munis Who Might Want To Consider Munis Wrap-Up 10. Corporate Bonds Our Bond Universe Is Complete What Are Corporate Bonds How Safe Are Corporates Corporate Bond Hierarchies Five Key Features Of Corporate Bonds How Are Corporates Taxed Treasuries vs Corporates, Etc. Who Might Want To Buy Corporates Wrap-Up >>>>>>>>>> Here is the overview for Bond Masters: 1. Stocks vs Bonds Historical Performance Are Bonds Really Less Volatile Why Invest In Bonds Accumulation vs Decumulation Allocation of Stocks vs Bonds Wrap-Up 2. Which Bonds Might Be Right For You Treasuries & Other Types of Bonds Nominal vs Real Yields Inflation vs Non-Inflation-Protected Taxable vs Tax-Advantaged Accounts Wrap-Up 3. Bond Ladders & Other Bond Strategies Normal vs Inverted Yield Curve What Is A Bond Ladder 5 Important Bond Laddering Questions Laddering When Rates Are Rising Laddering When Rates Are Falling Laddering When Rates Are Uncertain What Is A Bullet What Is A Barbell Wrap-Up 4. Holding to Maturity vs Selling Early Why Hold to Maturity When To Sell Early Before Maturity Tax Implications Of Selling Early Wrap-Up 5. Individual Bonds, Bond Funds, Etc. Why Buy Individual Bonds Why Buy Bond Funds Bond Fund Considerations Key Bond Fund Concepts CDs vs Treasuries Other High-Yield Investments Wrap-Up 6. Our B.E.S.T. Model Portfolios By Age Our B.E.S.T Model Portfolios By Age Model Portfolios In The Industry B.E.S.T Model Portfolio Difference How Much Do You Need To Retire? How I Use The Rules of 100, 110, & 120 B.E.S.T Model Portfolios (20s) B.E.S.T Model Portfolios (30s & 40s) B.E.S.T Model Portfolios (50s & 60s) B.E.S.T Model Portfolios (70s+) Wrap-Up 7. The Decumulation Phase What Is The Decumulation Phase? Bear Markets & Recessions What Can You Do In Bad/Bear Markets Decumulation Tax Considerations The 4% Rule The Bucket Strategy The Flooring Approach Jen’s Bucket Strategy With A Twist Wrap-Up >>>>>>>>>> SOURCE: www.fidelity.com/ >>>>>>>>>> Thanks for visiting our personal finance channel! We hope this content will help fast-track your financial journey! Everyone's financial journey is different. Please note that: 1) there are questions/ comments which I will not be able to answer without fully understanding your financial, personal & other circumstances & 2) we will not ask you to call us or send us money in the comments on this channel or any of our other social media accounts, so if you see comment(s) along those lines, it is most likely spam - PLEASE DO NOT ENGAGE WITH SPAMMERS OR GIVE OUT YOUR PERSONAL INFORMATION FOR YOUR OWN SAFETY.

Thank you for speaking slowly and enunciating so clearly in all of your videos. These are not processes that should be rushed through. I appreciate your well articulated step-by-step instructions on this and other processes you have discussed in the past. I say this every time I post on your videos - I have made a lot of money by *paying attention* to the things you discuss in your videos - and by following these step-by-step instructions when acting on my investment decisions. Thank you as always, Jennifer!

Locking up money for 10 years in a single BBB- issuer's bond sounds WAY too risky, even with a 7.5% coupon. You can get a higher rate of return for WAY less risk simply by investing in an S&P 500 tracking index fund. Bonds are supposed to be LESS risky than stock funds, not more. If you must buy individual corporates, stick to A and higher. Even better, just buy US treasuries or FDIC-insured brokered CDs.

Your tutorials are great the way you explain in simple and to the point details. Thanks for your great service.

You are among my favorite KZfaqrs. Thank you for all you do.

Appreciate your videos. One request : Can you walk through what may happen if these corporate bonds default. When, how and will we get our money back? Uncertainty regarding this is what prevents a lot of retail investors in investing directly in investment grade corporates. It seems going with bond mutual fund or etf is always a better option than buying individual corporate bonds.

Thank you again you are a great instructor.

Great video as always. I have been going with Agency bonds. 6.5% in 20 year, 6.15% on 5 and 10 year. All callable but YTW is same as YTM as purchased at Par. AAA rated.

Thanks for the video! I Jumped in and purchased a small amount of Corporates. Nothing ventured, nothing gained my mother would always say. 😊

An amazing video, thanks! This gives me real world perspective for my series 65 exam.

Interesting video, can you do a Video on How to Read a Prospectus and what items to watch for.

With limited liquidity, this is probably more suitable for people who are actually prepared to tie up the funds for 10 years.

Very interesting. Interesting company (in what they do) and seems like a good investment (other than the continuously callable component). Right off the bat I wonder how prone this company is calling in their bonds and whatnot. Wondering if that's the "duration" or something else (probably), I could always search. Very thorough description too.

Thank you, Jenn. As always, a detailed explanation with great visual slides. Is there a video of the index funds you recommend or invest in for buying and leaving long-term for younger folks?

PSEC is a solid company. Thanks for bringing this offer to our attention.

so informative, great alpha

could you show great munipal bonds to purchase on fidelity??

Will you do the same for Schwab?

So here's a question...based on info at 11:52 - Why would I be able to BUY a corporate bond like the one in question at my broker but then NOT have it listed on an exchange for potential sale later? Seems like a risky thing to have nothing but a "entrance" at inception but no exit if you'd like to sell in the future.

So Fidelity has various money management services. Do they have one that would manage a 100% bond protfolio? And by managed I mean, they make all the decisions as to what is bought and sold, and I would only choose the guiding strategy.

I think understood everything except “…and will not be listed on any exchange, which may negatively impact its liquidity…” Why not? What does that mean? Can it be traded on the secondary market?

That part at 11:50: "And will not be listed on any exchange" that was kind of a record scratch moment. How can we tell if a bond will or will not be listed on exchanges?

If I decide to sell the bond prior to maturity, will it sell as easily as an equity?

I wish in real life when I accomplished something confetti would fall.

Wow, there's a lot to that.

Jennifer - need baby steps to buy bonds in Vanguard.

Maybe a dumb question, why not just buy stock in the company and get a 13% dividend?

Quick question: I bought I bond in September 2022. Would I still get the same rate of return for the next 6 months as of a new I bond buyer ? thank you for your help always .

i have a bond mutual fund from fidelity and it only loses money.

why would someone do that?

Are corporate bonds guaranteed by a regulating body like fdic/sipc?

what percent of all bbb- bonds fail....??.Historically, investment-grade bonds witness a low default rate compared to non-investment grade bonds. For example, S&P Global reported that the highest one-year default rate for AAA, AA, A, and BBB-rated bonds (investment-grade bonds) were 0%, 0.38%, 0.39%, and 1.02%, respectively. what happens when a bond fails??

any bond ETF can offer similar yield?

BONDS? What happened to treasury's for us much older folks?

7.5% for 10 years tenure????? Is that what I heard?