How to Buy Your First Home in Toronto (When You Are Not Loaded Yet)

Рет қаралды 15,678

Күн бұрын

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⭐️ Realtors in the GTA I Trust:
➝ Peter Han - Bay Street Group Inc. hanyongping@hotmail.com (Mandarin/Cantonese/English)
➝ Tony Song - Royal Elite Realty Inc. yutong.song@yahoo.com (Mandarin/English)
⭐️ Best MLS App - HouseSigma housesigma.com/
⭐️ GTA Real Estate Lawyer - Zhang Yao www.askitlaw.com/
✅ Sample Home Buying Checklist - www.notion.so/Sample-Home-Buy...
✅ Sample Financial Spreadsheet - docs.google.com/spreadsheets/...
▶︎ Video Outline
0:00 Intro
0:14 Why Buy in Toronto?
1:37 Market Scan
2:33 5% vs 20% Down Payment
5:24 Mortgage
9:27 Should You Work With a Realtor?
11:27 Checklist & Spreadsheets
12:29 How to Save for Down Payment? (RRSP & HBP)
16:26 Lawyer
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Пікірлер: 56

@IzzOfoSho 3 жыл бұрын

A class on home buying for millennials like us 😄 Congrats on buying your first home, Tina! Living with parents is a great money-saving idea and also great for being less lonely.

@TinaTomato 3 жыл бұрын

Thank you! It was a temporary cut-back for long term gain!

@yairdarugna2799 2 жыл бұрын

please do an update of the mewing process

@woahtherebuddy5175 2 жыл бұрын

Just wanted to say your mewing results are amazing and very noticable! Thanks for sharing and good luck to you.

@roxy372 3 жыл бұрын

Tina, this was such a helpful video! Thanks so much for sharing. Will definitely save for whenever I'm able to buy a home :D Glad to see you uploading again, you were definitely missed!

@VanessaWeiFeng 2 жыл бұрын

Love the optimism when you say "When you are loaded **yet**" -- makes me believe it's still possible for me to be loaded one day 😁

@angelicamaria6715 3 жыл бұрын

I’m so GLAD YOU ARE BACK!

@TinaTomato 3 жыл бұрын

🥰 Thanks Angelica, going to aim for monthly upload 🤗

@wiinidiaz 11 ай бұрын

How are you doing now, Tina? We haven't forgotten you. Hope you are well in these crazy times. Blessings, hun! 😊🧡😊👋

@LucasS541 3 жыл бұрын

amazing video! u're so cheerful! thank u so much for the advice, the editing is veeery good as well!

@InTimeWithYou12 3 жыл бұрын

Love the entire layout/editing of the video! It was like a mini tour around your house 😄

@TinaTomato 3 жыл бұрын

Thank you! I'm so happy you noticed haha, I did put some thought into it 😁

@dazeoff9400 2 жыл бұрын

Where are you :(

@meshackmutua1055 2 жыл бұрын

good mewing progress😉

@nathalienurse3336 3 жыл бұрын

Hello Ms Tina WELCOME BACK. So glad you are back giving more helpful information. Have a Happy Easter 🐣..........🤗🇨🇦

@TinaTomato 3 жыл бұрын

Thank you for the warm welcome back Nathalie! Hope you have a great and restful long weekend!

@mikelozano4741 3 жыл бұрын

Gosh, it’s really hard to buy your own home here in Canada especially here in Vancouver, BC. Thanks for this informative and helpful vids, Tina :)

@jasonjason5773 3 жыл бұрын

Nice video.

@j.k.7985 4 ай бұрын

I miss Tina ~ was such a nice chill channel

@roxyagogo0810 3 жыл бұрын

You're baaaaack!❤️🥳🎉

@TinaTomato 3 жыл бұрын

😁 Took a while, but finally!

@mondayafternoon 3 жыл бұрын

i don't live in Canada but this is very interesting. learning something new everyday!

@TinaTomato 3 жыл бұрын

I'm glad!

@MrLordmikkel 3 жыл бұрын

good info...thank for sharing....keep well

@TinaTomato 3 жыл бұрын

Thanks Michael!

@ratatouilleverte9219 3 жыл бұрын

we can see your mewing result !!

@oopsyfloss2 3 жыл бұрын

Thanks for this video! Interesting to hear about the house buying process in Toronto. I live in Sydney and it's crazy expensive to buy as well! This is off-topic but can I ask if you are still using the Hairmax Ultima device? :)

@Irene-ue9jx 3 жыл бұрын

Save down payment and get mortgage is easier for young couples。in today’s market, its very hard for a single girl to go through all this. Congratulations .

@TinaTomato 3 жыл бұрын

😹😹

@Lypno 3 жыл бұрын

Thank you so much for making this video, I'm starting to save up some money and I don't know where to start

@TinaTomato 3 жыл бұрын

Happy to help! Budgeting also helped me a lot! kzfaq.info/get/bejne/qa1hoNGl3rnYZp8.html

@kxrxdnzl1 2 жыл бұрын

So I was wondering if you could make am update video about your mewing? It's been quite a time now and I think your jawline did change. So I would like to know about the results because I want to do it as well because I have a asymmetric jaw and a double chin

@theowlhouseseason3213 2 жыл бұрын

Off topic but you're so pretty

@JovoShort 2 жыл бұрын

Where are you?

@thomaskreisel5764 2 жыл бұрын

How is your mewing?

@brightclouds98 2 жыл бұрын

Hey I just watched your mewing video and I was curious to see how you looked now. I can see some progress with your jaw already. You should make another video with a before and after of what it looks now.

@DavidRodriguez-ou9fy 3 жыл бұрын

Good to see you again! How about a vid about your area? What I do in a day....now that you've moved.

@TinaTomato 3 жыл бұрын

That's a good idea! I do want to do that some day, but in Toronto, we just entered another lockdown 🙀

@DavidRodriguez-ou9fy 3 жыл бұрын

@@TinaTomato ok.....please stay safe!

@okaytree7711 2 жыл бұрын

When will you do mewing updateee!

@danishzaki3023 Жыл бұрын

do you still mewing ?? can u give the result ?

@valupatane 3 жыл бұрын

are you steel mewing?

@okaytree7711 2 жыл бұрын

MEWING UPDATE!!!!??? PLEASEEEEEEEEE.

@cola109 3 жыл бұрын

The hardest part of buying in the GTA right now is that prices are extremely crazy! I don't want to but I might have to buy with a friend. Any thoughts or ideas on this?

@TinaTomato 3 жыл бұрын

Yes, I would say discuss with your friend clearly on what the exit would look like and how the profit would be split, e.g. if one person wants out early before the property is sold. You guys will also need to meet with the lawyer at the end, there are a couple of ways you can structure the ownership. There's also a way where you can have someone to cosign your mortgage (to increase your affordability) but not have them as owners, for that you need to talk with the mortgage agent and lawyer first.

@yanliwei674 2 жыл бұрын

Tina最近还好吗，看你一年不更新视频了。

@okaytree7711 Жыл бұрын

We need mewing update Tinaaaa

@safe4547 Жыл бұрын

dude, it's literally her that you're watching. Pay attention to her jawline.

@okaytree7711 Жыл бұрын

@@safe4547 bruh it's been over a year...she hasn't posted pics anywhere, unless you know.

@aloha12355 Жыл бұрын

Upp

@moriel01 2 ай бұрын

*_Some youtubers just stop uploading suddenly, this makes me wonder why._*

@je4nette 2 жыл бұрын

Do you still mew? 🙂

@jpvalentine1968 3 жыл бұрын

New mewing video anytime soon?

@NhoyzTv585 2 жыл бұрын

You don't stop mewing? Your face look different now the before

@tama3442 2 жыл бұрын

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