How to Buy Your First House // The Complete First Time Buyers Guide
Рет қаралды 67,495
Күн бұрынHow to Buy Your First House // The Complete First Time Buyers Guide
This includes:
Intro 0:00
Mortgage Credit Score 1:19
Mortgage Documents 7:33
Mortgage Affordability 10:05
Mortgage & Property Type 13:05
Mortgage Quote 17:58
Agreement In Principle 18:53
Property Search 20:11
Placing an Offer 22:43
Solicitor Process 31:28
Mortgage Application Process 38:07
---
***SHOW NOTES & LINKS
**MORTGAGE CHAIN LTD**
Mortgage Chain Website - www.mortgagechain.co.uk/contact
Book a free no obligation chat - link.alexkerr.co.uk/mortgage
Mentorship Program - First Time Buyer Expert
link.alexkerr.co.uk/First-Tim...
---
*SHOW NOTES & LINKS**
Check My File - Download Free Credit Report: link.alexkerr.co.uk/check-my-...
Contact: www.mortgagechain.co.uk/contact
Subscribe to my channel: kzfaq.info...
*NEW! Download FREE First Time Buyer Pack
link.alexkerr.co.uk/First-Tim...
QUOTING PORTAL (Solicitors, House Insurance and Surveys)
www.mortgagechain.co.uk/quoti...
---
**CREDIT FILE CHECKS**
CHECK MY FILE - This is step 1 as a First Time Buyer. Check your credit file!
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
link.alexkerr.co.uk/check-my-...
Correct Errors on Your Credit File:
Contact Experian: ins.experian.co.uk/contact
Contact Equifax: help.equifax.co.uk/EquifaxOnl...
Contact Transunion: www.transunion.co.uk/consumer...
Apply for Voters Roll: www.gov.uk/register-to-vote
---
**BOOK A FREE CHAT**
Book a Free, No Obligation Call with Alex Book Now:
link.alexkerr.co.uk/mortgage
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
---
**BAD CREDIT ?**
Download our FREE Adverse credit mentorship program below:
link.alexkerr.co.uk/credit-fi...
---
FACEBOOK GROUP For First Time Buyers:
/ firsttimebuyeruk
Say hi on social:
Twitter: / alexkerrmortgag
Instagram: / alexkerrmortgage
Facebook: / alexkerrmortgage
TikTok: / alexkerrmortgage
Contact: www.mortgagechain.co.uk/contact
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
#alexkerrmortgage #firsttimebuyerguide #firsttimebuyeruk
@callumtyler686 Жыл бұрын
It's insane how little first time buyers know about buying a property, myself included. I knew almost nothing when starting. This is the sort of stuff that needs teaching in schools.
@alexkerrmortgage Жыл бұрын
Thanks very much! We are actually launching a online course on the 1st of August! More information will follow on this channel…
@DC502_ Жыл бұрын
I don't know. I wonder if schools are best sticking to teaching people how to learn in general. Then people can research things like buying a home for themselves. There is plenty of information available online like this these days.
@callumtyler686 Жыл бұрын
@@DC502_ that's definitely where I fell down during further education... We were expected to go and do additional learning in our own time having never needed to before. I didn't know where to start and didn't get much support so just didn't 😂
@lauren185 Жыл бұрын
Getting an agreement in principle is only a soft credit search and they expire after 2-3 months. So, do not worry about taking your time to search for the house thats a right fit for you. A soft credit search will not hurt your credit score, so re-applying for an AIP will not do any harm at all.
@toluwabanjoko6620 Жыл бұрын
What a goldmine of info, a million thanks!
@georgios9384 2 жыл бұрын
The content you produce Alex is literally a treasure! Thank you so much for sharing such a valuable information!!! 💪
@alexkerrmortgage 2 жыл бұрын
no worries and thank you so much for watching!
@shesonyoutube 2 жыл бұрын
This information is golden; delivered so coherently too!
@alexkerrmortgage 2 жыл бұрын
Thanks very much, it took a while to put together this video!
@ASMRaphael 2 жыл бұрын
One of the best videos I have seen in a long time :) so good! :)
@alexkerrmortgage 2 жыл бұрын
Really happy to hear that, thank you so much for watching!
@AdeAde007 Жыл бұрын
Rarely comment but I couldn't go without appreciating the insights you so kindly shared here, freely and comprehensively. Thank you. Hope this reaches more people.
@alexkerrmortgage Жыл бұрын
Thanks very much for your kind words, really appreciate them and thank you for watching!
@kusang3220 Жыл бұрын
Very detailed. Great!
@okibelieveyou3671 2 жыл бұрын
Really useful information thankyou very much for your content
@sylsuthss Жыл бұрын
Thank you Alex for this really in-depth explanation for the whole process. Definitely saving this video for when I start the process next year
@alexkerrmortgage Жыл бұрын
Good luck with everything and thank you for watching!
@cricketylife8742 Жыл бұрын
This was incredibly helpful! Thank you so much!
@alexkerrmortgage Жыл бұрын
No worries, thank you for watching!
@OptimalLivingVision Жыл бұрын
What a detail important lesson for a guy like me a novice about mortgage, thanks a lot.
@alexkerrmortgage Жыл бұрын
Glad it was helpful!
@AshuwithS Жыл бұрын
This is a gem of a video and so helpful for first time buyers!
@alexkerrmortgage Жыл бұрын
Glad it was helpful!
@karukarthik6472 Жыл бұрын
This is one of the best video for house buying process UK..👌🏻👌🏻👌🏻
@alexkerrmortgage Жыл бұрын
Thank you 🙏 appreciate you watching it!
@samanthabbandara 11 ай бұрын
Done a credit check and it says fair .Thanks
@shesonyoutube 2 жыл бұрын
11:40 so helpful, I've always wanted to work this out myself so thank you
@alexkerrmortgage 2 жыл бұрын
No worries, glad you were able to work it out!
@Professor-Scientist 2 жыл бұрын
Thank you, I really appreciate your videos
@alexkerrmortgage 2 жыл бұрын
thank you Baller for watching, really appreciate it!
@deejejey9712 2 жыл бұрын
Wow amazing Alex as always, but very long content (lol)! But thanks for sharing and always useful!!!!
@alexkerrmortgage 2 жыл бұрын
Hi Dee! Yes I wanted to make a much more detailed one this time as there is a lot to go through in the process. Thank you for watching!
@benbiglin2349 2 жыл бұрын
This video is so valuable, thanks alot. Deserve more credit
@alexkerrmortgage 2 жыл бұрын
Thanks Ben, really appreciate the kind words and glad its adding value to you!
@chasemason5129 2 жыл бұрын
Alex this is so so good! I won’t be in a position to buy until around 2026 but I’ve bookmarked this video to come back to when necessary.
@alexkerrmortgage 2 жыл бұрын
Thank you chase, plenty more coming, and any questions along the way just let us know!
@georgemears2564 Жыл бұрын
Thank you, very helpful!
@alexkerrmortgage Жыл бұрын
You're welcome!
@taranazare2633 Ай бұрын
Thank you!!
@simplyComplicatedLife 2 жыл бұрын
Very helpful thank you 😊
@alexkerrmortgage 2 жыл бұрын
No problem, thank you for watching.
@AnimatorHeadSpace 2 ай бұрын
This is great! Thanks. Would it be possible to make this video available in such a way that I can add it to a playlist? That way I can come back to this video, thanks.
@Tina_Fay Жыл бұрын
Thank you for all the info
@alexkerrmortgage Жыл бұрын
Thank you for watching!
@ManiaCop100 Жыл бұрын
Thank you for the video very useful
@alexkerrmortgage Жыл бұрын
Thank you for watching!
@george5680 4 ай бұрын
Thanks, great video
@alexkerrmortgage 4 ай бұрын
Glad you liked it!
@bukkyoloyede6740 2 жыл бұрын
Thanks Alex
@alexkerrmortgage 2 жыл бұрын
No worries, Thank you for watching the video!
@DarkKreig Жыл бұрын
Not sure about England, but in Scotland you can get a home report from the estate agent with the information you talked about in the mortgage application process. Unless the property meets certain circumstances, they need to have one to sell.
@alexkerrmortgage Жыл бұрын
Yes indeed, unfortunately we do not get that!
@T-London Жыл бұрын
What a fantastic breakdown of the process, thank you. I do have a question please, does the lender do all the underwriting before they order a valuation? I am trying to establish if the lender has done all the checks on my paperwork provided as they have instructed a valuation. Thanks
@alexkerrmortgage Жыл бұрын
It depends to the Lender is, some of them will only instruct the valuation when they are happy with the case and others instruct almost straight away… So if it’s still not been instructed and you have been a week or two into the application then they are probably waiting until everything is okay and then the valuation will be the last item.
@m.zaahidnaseer9380 2 жыл бұрын
Thank you so much for this greatly informative video. We were looking to buy a house in Hampshire Portsmouth but the house prices are just so high at the moment.I work for NHS as a doctor and would you pls be able to advice on when the first home scheme would be brought back. We are looking for new built. At moment noone seems to be offering this scheme. Many thanks Alex
@alexkerrmortgage Жыл бұрын
Glad it was helpful! The first home scheme is available in the Midlands and they are aiming to build 10,000 homes per year so just watch out for them on right move, it's going to take some time to filter throughout the rest of the country.
@atlasyaz 2 жыл бұрын
Hi Alex. Great content, many thanks! Quick question for if I am getting a new build house, do we need to apply for any form of valuation, and do you think this is necessary, if so would a basic valuation suffice?
@alexkerrmortgage Жыл бұрын
It’s completely your choice, homebuyers report is never a bad idea! How are you getting on with everything?
@powerfulsingh 3 ай бұрын
What if you pay the deposit at exchange contract and mortgage fails? Your mortage is right at the end process after you paid a deposit? And do you have to pay all deposit not just part? It feels like a risk if you pay deposit and mortgage fails final stages?
@marionsense4381 Жыл бұрын
Great video, so informative! What if there are addresses of places where I used to live currently showing under the electoral roll section? Should there only be my current address? Also what if a certain address (under electoral roll and other sections) shows as different addresses because it’s written slightly differently every time? Thank you!
@alexkerrmortgage Жыл бұрын
It’s okay, if your previous addresses show, as long as your current address is the most recent… If they show slightly different variations, as long as the house or flat number and postcode is correct, then it should pull through on a credit score. However, if it’s completely different, then it might be worth updating it with the credit agency.
@barneylomas4961 2 жыл бұрын
Hi Alex, thanks for the content we’ve learnt so much! How long does the Help 2 Buy application usual take?
@alexkerrmortgage 2 жыл бұрын
Thanks Barney! You mean the whole process or just help to buy approval ?
@barneylomas4961 2 жыл бұрын
@@alexkerrmortgage Just the Help to Buy approval, we’re currently waiting to hear back from the lender help to buy.
@mytwocents5356 2 жыл бұрын
Very informative video thank you very much, just a dilemma can you not use funds saved off student finance then if you were a working student to save for a deposit.
@alexkerrmortgage 2 жыл бұрын
I have not come across a lender who accepts student finance as a deposit… I had this enquiry before, and unfortunately was not able to find a lender. There might be one out there somewhere!
@indahkurniawati7742 4 ай бұрын
What about self employee? Will the lender lend their money?
@kylewalkerfilm 2 жыл бұрын
They should be teaching this in schools! Top quality video Alex, couple of quick questions, are 5% mortgages commonplace when purchasing existing properties if you have good credit and in fulltime work? Is it likely for people to get 200k properties with a 10k deposit, if all finances and credit are in order? Not looking for Help to buy, shares or schemes. Cheers
@alexkerrmortgage 2 жыл бұрын
Hi Kyle, thank you for your kind words! We are making a first time buyer course! Sounds like a 95% mortgage should be fine for you and they are very common! Any more questions please let me know.
@kylewalkerfilm 2 жыл бұрын
@@alexkerrmortgage Thanks for the reply, Am I right in thinking the steps in Action 10 are to be done before completion can be achieved and getting they keys? Or is completion just a part of the solicitor process?
@Adamski94 Жыл бұрын
Great guide. I must've watched it about 5-6 times already :) Could someone please clarify how to make a bid on a property? Do I need a solicitor for this or can I simply call an estate agent and make the offer verbally?
@alexkerrmortgage 10 ай бұрын
Yes, just call the estate agent and place the bid!
@artzi1 6 ай бұрын
Excellent video, thank you! Quick question: why is the mortgage application and home buyers report explained in the final, 10th step? As far as I understand, you should get the mortgage before buying the house and get the report before making an offer?
@alexkerrmortgage 4 ай бұрын
There’s a huge amount of preparation to do before you put the mortgage application in… The homebuyer report is after the mortgage application has gone in…
@PokerFace73 5 ай бұрын
This is very good video, I'll use it in my process of buying the first home. I have a question - Is it only current address on voters roll that needs to be on each provider credit file? Do they look at previous addresses also?
@alexkerrmortgage 4 ай бұрын
Current and previous but ideally a total of 3 years
@shola5852 2 жыл бұрын
Hello Alex thanks for this information, just came across the video. Can you help with removing default report on my credit file? Thanks.
@alexkerrmortgage Жыл бұрын
Hi there, I’m not able to remove anything from credit files, just advise how to improve credit score through traditional methods.
@arhamiqbal3574 Ай бұрын
What happens if the report says the house is in poor shape or there are issues that need to be addressed. Can you retract your offer or is it too late
@maxelbrig1315 2 жыл бұрын
Awesome content, Alex you are the master. Quick question if I may, I've got more than 5% deposit but my credit score it's 710 (poor at experian) shall I put more so I get better interest rate and higher chances of getting the mortgage are higher and banks see you more as a less risker, or shall I put 5% and use the other cash for renovation?
@alexkerrmortgage 2 жыл бұрын
If you have bad credit then you may need between 10 to 15% as a deposit… Do you have any missed payments, defaults or ccjs ?
@maxelbrig1315 2 жыл бұрын
@@alexkerrmortgage Yes I missed a payment due to the fact that company went into administration so I was made reduntant and missed a payment, hence I was thinking putting more than 10% deposit?
@alexkerrmortgage 2 жыл бұрын
@@maxelbrig1315 If you email me, I can send you some information… It might be worth us having a chat. alex@mortgagechain.co.uk
@lokesh787 2 жыл бұрын
Hi Alex, Awesome video, have one question. I am not very sure if I will stay in the UK for long-term but I wanted to know is it worth buying a home if let's say i plan to stay in the UK for another 5 years? Please advice 🙏🙏🙏 All these years because of this dilemma I didn't want to buy a property but now have been thinking if I am wasting money renting.
@alexkerrmortgage Жыл бұрын
Buying a property is never a bad thing as in long-term it always turns out to be a good investment!
@KaysFantasy 2 жыл бұрын
Hey Alex, what’s your views and opinion of the current housing market at this point in time? Meaning the rise of cost of living and the rise of gas and such. Sorry if my question seemed to make no sense 😅 is now, in 2022 the best time to look for a house? Will the housing market crash? Thanks a bunch✌🏽😊
@alexkerrmortgage 2 жыл бұрын
That is the million dollar question! Very hard to predict what will happen next... Long-term property will always deliver as an asset, however short-term it is more of a risk... The market is very active, however it is a sellers market meaning it's hard to buy property with so much competition... I always say if you have an opportunity to get onto the ladder then take it!
@KaysFantasy 2 жыл бұрын
@@alexkerrmortgage I guess that was a silly thing to ask, my apologies.😁 It’s like trying to read a crystal ball🔮 to tell what the future for housing market will look like. When you say short-term property, do you mean like, buying a small house to start with before really getting something bigger, like to see if you can manage the mortgage and paying? Thanks for responding
@vitinho2000uk 2 жыл бұрын
Great video, everything in one place makes it so much easier, thanks Alex. My questions, if I may: 1) I’m turning 39 in June 2022. Are there any age limits as a first time buyer? Eg. government schemes, accessing my lifetime ISA funds etc. 2) In a previous reply, you said that buying a first property to get onto the ladder is always worth it in the long run, but might not give dividends in the short term. What is short term and long term? Or is there a way to work out by when the property is already making sense financially? Thanks for the great content 🙏
@alexkerrmortgage 2 жыл бұрын
Thank you for watching! 1) you can still get a 30 year mortgage no problem, as you can go to age 69 and there's no limits. 2) short-term is just a few years, you could buy a property just before a market crash for example. But long-term I would say is 10 to 15 years. Historically, factual data states that when you buy a property 10 to 15 years later it's always worth more, pretty much double in most cases.
@manlikemark9641 9 ай бұрын
Amazing video, I'm hoping to get a property over in Worcestershire next year, quick question, as i live at home and need bank statements, my bank is paperless, would i be able to use online statements or download and print, or do i need to ask the bank to post statements to me? Also i help my parents out with rent but once i get my own place i won't be doing that, theres also a couple of clubs that i take part in and pay for that i would give up when i move, does that get taken into consideration ny lenders that it wont be an ongoing outgoing once completed or do they say thats what your paying now so that counts against your affordability?
@alexkerrmortgage 9 ай бұрын
As long as the bank statement you download online has your name, address and bank details on then you can use that. The mortgage lenders will usually ask for three months worth of bank statements, so as long as you stop paying the clubs etc I would say at least 3 to 6 months before the mortgage application, they will not take those payments into account.
@manlikemark9641 9 ай бұрын
@@alexkerrmortgage amazing, thank you. Sorry one last thing I just thought of, is it more advisable to find solicitors and/or mortgage brokers that are based or specific to the area I'm looking to move to?
@sublimeenlightenment6711 Жыл бұрын
Does checking your score on checkmylife lower your credit score or it's considered a soft search?
@alexkerrmortgage Жыл бұрын
Checking your credit file doesn’t have any effect on your credit score whatsoever!
@ToxicVaccines_HivHoax 2 жыл бұрын
11:30 When you say "Anual Salary", is that before or after tax anual salary?
@alexkerrmortgage 2 жыл бұрын
Before tax (gross) 👍🏻
@ToxicVaccines_HivHoax 2 жыл бұрын
@@alexkerrmortgage - Thank you. 👍
@seekadvice6906 11 ай бұрын
@alexkerrmortgage do lenders differentiate between UK Citizen and expat came from other country to decide how much% they could offer. I came in the UK just a year ago. Will lender ask me more deposit 30%?
@alexkerrmortgage 11 ай бұрын
I’ve got a lender that will work with you based on one years in the UK. With a 5 to 10% deposit. Let me know if you want to chat about your options.
@callatabares2290 Жыл бұрын
Hi, I would like to buy to rent but i am in a council flat these affect as i no able to buy a house 4 rent as a inversion i have to buy my council flat b4 that?
@alexkerrmortgage Жыл бұрын
Sorry could you expand on that a little bit, I didn’t quite understand the question. Many thanks.
@samanthabbandara 11 ай бұрын
I do not have indefinite leave to remain. Do I need a 10% deposit?
@alexkerrmortgage 11 ай бұрын
Do you have settled or pre-settled status?
@abimhhgrrcunzolebh1688 Жыл бұрын
So I've applied for a decision in principle with nation wide and been accepted but worrying about the income question. Its ask for your salary. Does this included shift allowance too? I am paid 15.24 hourly before a 22% shift allowance is added making this 18.59 per every hour worked. This brings annual up to 42,000 a year where as 15.24 is around 35,000 ish. I put the 42,000 into the salary question. Any help appreciated and if you were in the same circumstances which lenders accept shift allowance. Thankyou
@alexkerrmortgage Жыл бұрын
Hi there, it’s impossible to provide advice based off that information. I can provide you with two options. Option 1 - use our mentorship program, which has software that calculates your income, and then points to which Lenders will be best for you, displaying how much you can borrow. Link - www.firsttimebuyerexpert.co.uk/ Option 2 Or to book a free chat with us to discuss your options. Link - www.mortgagechain.co.uk/ I hope this helps, Alex
@BenCundy 2 жыл бұрын
Hi Alex - credit history question: Coming from USA, does the credit reporting from my time in America also work for UK? It’s the same 3 agencies but I’ve heard the credit history doesn’t transfer. Thanks
@alexkerrmortgage Жыл бұрын
Hi Ben, unfortunately this will not transfer… You need a good solid 2 to 3 years in the UK for mortgage lenders to then look at lending to you.
@justsomedude1488 2 жыл бұрын
Would they recognise any benefit ontop of your wage? Universal credit for example?
@alexkerrmortgage Жыл бұрын
Some lenders will allow this it would be a case of researching their criteria to match your circumstances!
@justsomedude1488 Жыл бұрын
@@alexkerrmortgage thanks mate.. be a shame if it was disregarded
@svanie 2 жыл бұрын
Survey quote link appears broken
@alexkerrmortgage 2 жыл бұрын
Hi Tharaa, thank you for pointing that out. This is now working. I've put the link below for convenience. Thanks for watching! quote.sortrefer.co.uk/MTM0MTg=
@wuragerasimov6064 7 ай бұрын
Is it possible to pull your credit score without being on the voters role? For example as a foreigner
@alexkerrmortgage 7 ай бұрын
Hi, thanks for your comment, what do you mean by pull your credit score? If you mean just to have a credit profile, then the most important thing would be making sure your address records are correct alongside any credit commitments you have. You don’t need the voters roll for a credit profile.
@ombreeevid 2 жыл бұрын
My boyfriend is Chinese living and working (e.g. resident on working visa) in the UK and I kept nagging him to register to the electoral roll - but when we tried doing this it was not possible because he is not a UK national neither is he from the EEA or Commonwealth area... what about people like him then who are unable to get on the electoral roll but live here and intend to buy a house with a UK mortgage???????
@alexkerrmortgage 2 жыл бұрын
Once he has been in the UK for two years, we will be able to help you guys get a mortgage. You will likely need a 10% deposit. Get in touch when you are ready!
@sausagepants69 5 ай бұрын
How do you calculate affordability if you are a director of a Ltd company and paid 12k a year salary and the rest in dividends?
@alexkerrmortgage 4 ай бұрын
Add them together for your income or some lenders do net profit plus salary
@lauren185 Жыл бұрын
How do you know if youre in a sellers market or a buyers market?
@alexkerrmortgage Жыл бұрын
Sellers market. There is not much choice and you need to pay the asking price where a buyers market. You will have loads of choice and because of that will be able to get bigger discounts on the purchase price.
@lauren185 Жыл бұрын
@@alexkerrmortgage thanks! ☺️
@fahimabdullatif1244 Жыл бұрын
2 questions: 1. My credit score is good but my wife's score is poor. We do not have a joint account but we live together and both of our names are in the Council Tax. Can I go for a mortgage and buy a house excluding my wife's name in every process in order to get approved? Or am I obliged to apply for mortgage as a couple? 2. Does Universal Credit count as income when calculating the annual income? Thanks
@alexkerrmortgage Жыл бұрын
There are one or two mortgage lenders, that might consider this as long as you can afford the mortgage in your own name. If you’re married most lenders would want you to do a joint mortgage. However, there are better options if you’ve got any bad credit as well at the moment. If you want to chat further, just let me know!
@fahimabdullatif1244 Жыл бұрын
@@alexkerrmortgage Thank you! I will definitely come to you before taking the step
@mohib8668 Жыл бұрын
DOES THE MORTGAGE APPLICATION HAPPEN AFTER YOU BOUGHT THE HOUSE OR BEFORE ??
@mohib8668 Жыл бұрын
AND IF THE MORTGAGE LENDER DOESN’T APROVE THE VALUE WHAT HAPPENS
@alexkerrmortgage Жыл бұрын
Before!
@arwend.hellsing9682 Жыл бұрын
Can someone pay somebody else to do the hole process I'm a first time buyer and unfortunately I haven't understand anything about it
@alexkerrmortgage Жыл бұрын
Of course! We are mortgage brokers and can help. Feel free to book in a free chat using this link - link.coursecreator360.com/widget/appointment/mortgage-chain This is us here - www.mortgagechain.co.uk/
@arwend.hellsing9682 Жыл бұрын
@@alexkerrmortgage ty 😊
@LawrenceTimme Жыл бұрын
If you have crypto you just buy the house outright. Why would you need a mortgage if you already have millions in crypto
@alexkerrmortgage Жыл бұрын
You can’t buy a house with crypto… (In the UK)
@LawrenceTimme Жыл бұрын
@@alexkerrmortgage you can just convert the crypto to cash then buy the house outright though. As long as you paid the tax on it.
Alex Kerr - Mortgage Chain Ltd
Рет қаралды 6 М.
Alex Kerr - Mortgage Chain Ltd
Рет қаралды 45 М.
Sleek-chic Interiors
Рет қаралды 109 М.
Win The House You Love
Рет қаралды 936 М.
Crescent Mortgages
Рет қаралды 15 М.
Samuel Ewen - Rosehill Financial Services
Рет қаралды 14 М.