How To Clear Home Loan Faster - Home Loan Details in Telugu | Excel Calculation

How To Clear Home Loan Faster - Home Loan Details in Telugu | Excel Calculation | Kowshik Maridi

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Жыл бұрын

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How To Clear Home Loan Faster - Home Loan Details in Telugu | Excel Calculation | Kowshik Maridi
Homeownership is one of the most significant investments you can make in your lifetime. However, it can also be one of the most significant debts you take on. A mortgage can last for decades, and the longer it takes to pay off, the more interest you will pay. In this article, we will explore some strategies for how to clear your home loan faster and save thousands of rupees in interest payments.
Make bi-weekly payments: Instead of making one payment per month, try making half-payments every two weeks. This will add up to an extra month’s payment each year and can help you pay off your mortgage faster.
Increase your payments: If you can afford it, try increasing your payments by a small amount each month. Even a small increase can make a big difference over time.
Make extra payments: Whenever possible, make extra payments on your mortgage. This can be done by putting bonuses, tax refunds, or any other extra income towards your mortgage.
Refinance: Refinancing your home loan can help you lower your interest rate, which will make your payments go further.
Pay off high-interest debt: If you have high-interest credit card debt, it's important to pay it off as soon as possible. This will free up more money that can be put towards your mortgage.
Remember, the earlier you pay off your home loan, the more money you will save in interest payments. By using these strategies, you can clear your home loan faster and achieve financial freedom.
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Пікірлер: 260

@srilakshmi5592 Жыл бұрын

చాలా చక్కగా వివరించారు

@alajanginagaraju7691 Жыл бұрын

కౌసిక్గారు చాలచక్కగాచెప్పారు ధన్యవాదాలు

@Passnd Жыл бұрын

మీ లాంటి స్నేహితుడు ఉండాలి.

@phaneeswartaragalla8279 Жыл бұрын

The best financial advisor we had

@cloud2devops986 Жыл бұрын

Instead of paying more EMI , if we keep them into Mutual Funds then it will be more profit . Right sir ?

@nareshk100 3 ай бұрын

Kowshik bro ante theliyani vadu Ledu ee Andhra Pradesh and Telangana States lo...❤🎉

@BhanuPrakash-ci7zx Жыл бұрын

Thanks for valuable information Kaushik garu..You are doing wonderful job..

@koppulapurnachandrao6563 Жыл бұрын

కౌషిక్ గారు అర్థమయ్యేలా చెప్పినందుకు ధన్యవాదాలు 🙏

@kommenenirushik4303 5 ай бұрын

Tell me address bro who can sale house. Or phone no.

@G.RammohanReddy Ай бұрын

🎉🎉🎉🙏🙏🙏🙏🚩🚩🚩🚩🚩🚩

@fabpet110 2 ай бұрын

Koushikkkkuuuuu..... Meeru super sir...... Me explanation hats off sir

@rajsraj9873 Жыл бұрын

Thankyou brother for ur valuable information 🙏

@gangiredlarajababu357 5 ай бұрын

Chala baga explain chesaru annayya ❤❤❤❤❤❤❤❤❤❤❤❤❤

@janardhanvegesna8535 Жыл бұрын

Great Explanation sir, If Possible can Please share excel document...

@rashmitagummula90 6 ай бұрын

Good information echaru sir thank u sir

@lpusapati Жыл бұрын

Amazing video Kaushik garu, where can we find the speed sheet

@mdkarishma5399 Жыл бұрын

Tq sir chala clear ga chepparu meemu alage chestamu

@krushymaths4837 Жыл бұрын

hi brother, i am Raghavendra. you are giving very useful information. thank you.

@shivasai7546 Жыл бұрын

Banks kakunda private finance vallu home Lone este same possess varthistundaa cheppandi sir

@mohammedsohel5089 Жыл бұрын

Good information sir mari intrest rate flooting choose cheyala mari fixed choose cheyala which is better?

@MultiPavan143 Жыл бұрын

very useful video sir ,thanks for guiding like this

@chandramoulisrinivasaraona1591 Жыл бұрын

Good content sir, please make a video how to prepare financial plan in job recession.

@nageshkapu5705 Жыл бұрын

Koushik garuuuuuu e 3 principal s oke loan lo apply cheskovacha?????? E principal s OK chese banks chepandi plzzzzzzzzzz????? Which banks is the best???? Plzzzzz suggession me

@rajeevannavaram4990 Жыл бұрын

Hi bro......ila emi change cheyadaniki and bonus amount tho munde katteyadaniki banks agree chestaya? pls reply.

@saisantosh2931 Жыл бұрын

Very good bro I saw so many videos. This much clearly no one explained. From here I can download that excel. Can we get download?

@gowthamkumarguptanala2391 2 ай бұрын

@kaushik, the explanation was awesome and it contains valuable information. Can you share or provide information to get the similar excel which you have shown?

@nareshch956 Жыл бұрын

Nice points and well explained

@MrKiranin04 7 ай бұрын

Can you also explain about Max gain (OD) homeloan re payment benefits & Procedure

@sadanandareddy5273 Жыл бұрын

Sir, incremental and additional emi rendu chesthe entha save avtundii....

@krishnabhuvanagiri9842 Жыл бұрын

Please provide Excel it will be really helpful

@ramanaesarapu2855 Жыл бұрын

Good information sir 🙏🙏🙏

@krishnateja7878 3 ай бұрын

Sai Anna chesadu video but meeru cheppe vidhaanam kudaa baagundi

@pavannagendra1303 Жыл бұрын

Anna ni chepindii crct a ganii, inflation perugutunshi, rates hike avtunaii and we won't stop with house, we do have other emi's also, like car, etc... middle class vadiku 7 lac earn chestey, that will be the saving after his retirement...

@jask6415 Жыл бұрын

Home loan preclose cheste credit score debbatintudi Ani vinnanu.adi elaago explain cheyagalaru..then how can we preclose home loans?

@abreddy4 3 ай бұрын

Hello Kowshik gaaru, it was great and detail explanation can we have the sample exel sheet in description, so that that will be easy for a middle class man to follow up with his EMI, if possible please share the exel sheet to me.

@dbalraj995 Жыл бұрын

Thanks good great Explain

@Rajyalakshmi7679 Жыл бұрын

Thank you so much for this good information

@kirankumargorjilla9204 Жыл бұрын

Thanks Baya for your free suggestion ❤

@srinivasaraothota9357 Жыл бұрын

Sir, Shall we enhance the EMI rate , Example if I taken house loan 20lakhs @ emi 19011 per month. Now I can I raise the EMI 10% to reduce period of loan . Is bank are agree for this .if provision is there ,give procedure please.

@sambasivaraosamarla4889 Жыл бұрын

Excellent information 👌

@hemasaisuryakarthikpammina8887 Жыл бұрын

Nice explanation sir

@sandeep-yd6dw Жыл бұрын

Great explanation anna

@rajitharajithagunjedu5629 Ай бұрын

Thankyou bro very useful information 🙏

@tirividhichakrishkumar796 Жыл бұрын

Good information sir tqq so much

@naiduupendrakumar4571 5 ай бұрын

Annayya meru chapindi antha bagunnadi.alage a excel sheet share cheste andharuki help full ga untadi kadha anna.lekapotha a excel formula lu explain checina andariki use avuthadi kadha.yendhukun nuvvu chepinavu anni manchive anna.excel sheet share cheyandi anna

@RD-lk3nq 2 ай бұрын

Thanks a million. God bless you.

@BalubinduDadepalli 4 ай бұрын

Very good Sir thanks you 🙏

@shaiksamada6510 Жыл бұрын

Okkasari housing loan teeskunte podupuga thintu Money save chesi kattalsi vostundi..Inka prepayment ekkadi nundi chestaam..and job chestoo property Leni vaallu,and business Leni vaallu, bonus raani vaallu..em ,Ela kadataaru..cheppadaniki baagane untundi...

@abdulfaiser7755 4 ай бұрын

100% correct

@shaiksamada6510 Жыл бұрын

Am govt employee but Naku a property ledu ammadaniki,and bonus raadu na job ki so alaantspudu bulk ammount Ela kattali..

@harishunix1802 5 ай бұрын

Good infor sir, but it is a bit confusion, shall we do an option or pick only one option ??

@user-tl5zv2gw8s 4 ай бұрын

Excellent information sir 🙏

@saivarun1029 6 ай бұрын

Hi sir very good information, can you please share the Excel sheet

@soreddynarayanamma4986 Жыл бұрын

Valuable information

@raghavapujaraghavapuja2291 Жыл бұрын

Thanks for impermation

@munagalavrr Ай бұрын

Best suggestion should have been to tell go for Fix Rate loan. I doubt 99% of Indian borrowers never ask this question. Your video caters to this 99% percent. This video is about how to put cream after getting hurt rather than taking precautions to avoid getting hurt.

@srikrishna6626 Жыл бұрын

Home loan tho patu vunna insurens gurinchi thelapandi

@gganghu4260 Жыл бұрын

Floating lo Ela Cheyali cheppandi sir..

@bellukolaappalaswamy7091 Жыл бұрын

Sir excellent information, please send Excel sheet

@kraftpack2657 Жыл бұрын

Useful channel

@kiddos2312 Жыл бұрын

Hi, while doing prepayment for a 17 year term loan,which option should be selected “Reduce EMI” or “Reduce tenure”?

@saichand5842 5 ай бұрын

Reduce tenure, Don't reduce your EMI, cause your earnings are increasing, so it won't affect you much

@mrutyanjaya895 5 ай бұрын

Thank brother for your sugition

@venkatasudheerreddyboreddy4662 Жыл бұрын

Hi kaushik garu, firstly the video was amazing sir, can we have the sample exel sheet in description, so that that will be easy for a middle class man to follow up with his EMI, if possible please share the exel sheet to me. Thanks

@Thetruthteller121 Жыл бұрын

Ippudu cheppina 3 principals All 3 use cheyocha ?

@247chandrarajana3 Жыл бұрын

Govt lands ki personal loan kakunda home loan ela teesukovalo cheppandii

@rameshpothuraju4550 6 ай бұрын

Kaushik garu meru chepidi bagudi kani bank valu ellati EMI opection ledu atunaru ella telusukovali please share

@kprkpreddygmailco 5 ай бұрын

Good morning Sir, Land conversation (NALA) లేకపోతే ఇల్లు కట్టుకోవడానికి banks home lone ఇస్తుందా, ఇస్తే దయచేసి చెప్పండి

@n.vijaykumar9492 Ай бұрын

Tq for Valuable information anna

@user-hq2wj6gq4g 3 ай бұрын

20 లక్షలు హోమ్ లోన్ తీసుకుంటే ఎంత టెన్ ఇయర్స్ పెట్టుకోవాలి

@sureshbabu6742 4 ай бұрын

Every year 6 percent penchinapudu,kattalsina amount kuda peru peruguthundi Kada. 20 years lo kattalsina amount 11 years lo Kattinatu avuthundi.

@naresh1430 Жыл бұрын

All is good to hear but practically bank fellows not accepting like this theory.

@manoharmano6002 11 ай бұрын

Please also make a video on personal loan balance transfer. Pls pls pls

@NarendraBabu895 Жыл бұрын

Bro how to increase 6% , do we need to ask the bank

@Kiran-ve5cb 4 ай бұрын

@koushik sir, Extra one month emi and bonus rendu kalipi kattocha?

@naveenvarma5068 Жыл бұрын

Sir meru cheppindhi Gov jobs chesevallaki anukunta

@sunichandu6020 Жыл бұрын

Sir, can you share the exel sheet please...??????

@samhithasowj2591 Жыл бұрын

Tq sir good information for me

@saishankarrudra6978 Жыл бұрын

Really great video sir. Could you please share that excel sheet link any other document sources for us?

@aravindnagireddy1128 2 ай бұрын

Money purse channel lo undi

@mydestiny8336 Жыл бұрын

Can you please share excel sheet ?

@RIGHTLEFTNEWS 9 ай бұрын

Good ఇన్ఫర్మేషన్

@praveenkumar-village_vibes Жыл бұрын

Anna money month ki kattala primcipal ki pettala

@user-wm8yy4sm6j Жыл бұрын

villu caluclator same untadi choodandi

@VanithaPadala Жыл бұрын

Great speach sir

@reddimasuswarnamary7085 Жыл бұрын

Sir,nenu sbi bank lo loan tisukunnani apudu 6.7%ipudu 9.2antunaru civil score to sambadam ledu anaru

@pruthvirajyemakar6926 5 ай бұрын

You should have provided excel sheet as well

@naveennetha8084 Жыл бұрын

అన్న home loan ni ala thisukunali bank daggariki velthe vallu evvadamledhu anna 2-3lakhs anna

@narayanaraju587 Жыл бұрын

Excellent

@venkataramana-er7ng Ай бұрын

Great sir.

@deepakgoud8323 Ай бұрын

Super ga cheppru bro

@anillkumar3092 Жыл бұрын

Thank you for valuable information 🙏

@singerRam1989 6 ай бұрын

Can fin Home loan ni sbi ki marchukovadam manchidena,,, EMI ni penchukovacha

@yashodachandragiri4618 8 ай бұрын

E 3 combinations try cheyacha

@madhukrishna3810 5 ай бұрын

Sir nadi home lon lo flotabul nadusthundi nenu close chesthe 4% chesthada

@manjammamanjamma2872 Жыл бұрын

I am NRI and planning to purchase house ,but I don’t know how to approach lone can you explain how may I proceed 😊

@raavibabyrani2521 2 ай бұрын

Sir one house kattu kovali ea kkadeki velli please chepandi sir

@Rehanshureddy Жыл бұрын

Mutual funds investment cheyochu ga a money tho

@satishbabu8474 5 ай бұрын

Sir excel copy kuuda iste baagundedi,

@knrblogs9779 Жыл бұрын

Super bro I will follow u

@KiranKumar-ep6lw Ай бұрын

Super information

@sreevidyaneelakantam3336 2 ай бұрын

Thanks!

@m.maheswararao3114 4 ай бұрын

Hii Sir Home loan pre payment eppudununchi pay cheya vachu, after six months pay cheya vacha ICICI home loan Thank you

@TheSubbaiah1000 5 ай бұрын

Good information

@vegiammajee5924 Ай бұрын

Extra Emi 13th month lo matrame pay cheyyala leda year lo eppudaina pay cheyyocha