అతి తక్కువ Timeలో Home Loan🏠 Clear చెయ్యడం ఎలా? Repayment Strategy With Free Advanced Calculator🧮

Рет қаралды 344,929

Жыл бұрын

To Support our channel , use below links 👇
You can compare Term Insurance here bit.ly/46hsSJA
You can compare Health Insurance here tinyurl.com/pgc9dcxc
Get Best & Free Credit cards Apply Now
IDFC free Credit Card (Free) - wee.bnking.in/ZTFkZTc1
AU Credit Card (Free) wee.bnking.in/NmZkNGQ4
You can learn Basics of Stock markets for beginners, How to do Fundamental Analysis of a stock or any company, Expert Interviews, Financial Planning, Tax planning , Daily Stock Market News and many more for free in our channel
Get free Knowledge and learn how to be a pro in Stock Market Investments and your Personal Finance.
You can compare Term Insurance here 👉 tinyurl.com/bdysmh59
You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc
Music in video Used from Epidemicsound: share.epidemicsound.com/octxox
Stay In Touch👇
Also connect with us on👇
FACEBOOK: moneypursead...
INSTAGRAM: / moneypurseadv
TWITTER: / moneypurseadv
Thanks for watching..
Team Money Purse

Пікірлер: 618

@MoneyPurse Жыл бұрын

@vaishusumu Жыл бұрын

thank you sir

@pellururazesh1655 Жыл бұрын

Thank you very much sir. But bonus will pay only as priciple or EMI

@phanikumarkakani5630 Жыл бұрын

Thank you so much 💓

@gsreenivasulu6296 Жыл бұрын

Sai Annagaru your smile face is too good while you are talking.

@praveenkumarjuluri2464 Жыл бұрын

Sir, I see additional emi sheet is protected..May I know the password

@vineelavaahini9153 Жыл бұрын

చాలా వివరంగా చెప్పారు...👏👏👏....Money Purse channel ఇచ్చే Financial Knowledge తో నా ఆర్థిక జీవన విధానం ఖచ్చితంగా మారుతుందని నమ్ముతున్నాను...👍....కృతజ్ఞతలు...🙏🙏🙏

@Ram-bu1rx Жыл бұрын

Hi sai anna, you are really god in the form of financial advisor to all telugu loving people. Thanks a lot for providing valuable information. If all your videos are followed by the people of 30's, they can create lot of wealth. I missed in 30's as no technology at that point of time. Now, i am trying to make up with the support of money purse. Once again, thank you very much for your support

@komminilavanya4493 Жыл бұрын

Thank u soo much for the calculator and creating awareness Money purse Team . Last line " In Excel u can create magic.but real life lo practice chesthene work avthundhi Ani chepparu ....That line is superb and most valuable information . Special Thanks to Sai sir ...!!

@rajuk8932 Жыл бұрын

Sir, I watch your channel regularly, Please I request you to upload videos relating POST RETIREMENT INVESTMENTS and their risks involved , as RETIREMENT proceeds are the only source for livelihood, and how corpus can be kept in tact and what we earn on it can be used for daily uses. Secondly, please suggest post retirement pension annuities available in the market and their risk involved. With thanks and regards

@eswarkumar4761 Жыл бұрын

Thanks for the weekend video sir 🙏 Please make a separate video on all stocks which are suggested one year back. It would be kind of review video and share your present view on those stocks. Your dedication towards work is inspirational to all of us. Thanks a lot sir!

@vikranthreddy7736 Жыл бұрын

mee valla, oka term insurance oka health insurance teeskunna, index funds lo sip chesthunna, ippudu home loan kosam chusthunna. ee video helped me to think on loan vs intrest rates. thanks Sai garu u helped me a lot, god bless u n ur family. thanks a lot anthakanna em cheppa Lenu

@VijayNaramalli Жыл бұрын

Hey Vikranth could you please guide me ?

@snigddhalouis6126 Жыл бұрын

@@VijayNaramalli what do you need

@paparaoGunji Жыл бұрын

Brother sip which app

@paparaoGunji Жыл бұрын

Provide more details on sip mutual fund and which app brother

@vikranthreddy7736 Жыл бұрын

@@paparaoGunji mirae esset elss large cap, axis large cap, tata mid cap. In zerodha coin

@satishjb Жыл бұрын

Thats great calculation Sai garu.. howabout the TAX on the investment.. adu meru check chesi chepandi.. Pls.. love ur videos..

@mshaik1055 Жыл бұрын

Sai Garu, thank you very much for sharing such a valuable information. Most of us are not clear about taxation. It would help us a lot if you share information on taxation on gains and losses. Thanks!

@lphanirajkumar Жыл бұрын

Your efforts are much appreciated Sai Garu. Keep doing videos on Financial knowledge for us. Thank you for the excel.

@PraveenKumar-mg4qm Жыл бұрын

Excellent knowledge you have provided Sai Garu. Thank you so much for the detailed video.

@SRICHANDARKARPURAM Жыл бұрын

Your calculations are really valuable and helped me for long run analysis

@udaykumar7630 Жыл бұрын

Meeru chesthunna ee hardwork ki, analysis ki ee free advices ki take a bow sir

@rohitbengani4713 Жыл бұрын

Thank you for the lovely educational session. You are one of the exceptional teacher when it comes to Financial topics. Thank you for sharing the excel however, this excel that you shared is in protected mode and requires a password. Please share the password.

@karth33k Жыл бұрын

Thanks a lot. Can't thank you enough for this knowledge. Really helpful to understand financial savings on loans for financial illiterate like me. Thank you.

@nischalreddy27 Жыл бұрын

Sai garu, thanks a lot for the excellent learning video on this weekend. I am always greatful to you sai garu.🙏🙏🙏

@muppalladurgasrinivasarao7915 Жыл бұрын

Very good explanation thank you Sai gaaru.

@kartheekvaranasi Жыл бұрын

one more strategy is also there..the 10% of EMI if we invest in Equity MF with 12% return...will also be another useful one..in this case its 4,500 pm in equity SIP the result is 45L..so its almost same as interest component..

@bvs.ravikumar235 Жыл бұрын

Thank you so much sai garu and team for sharing valuable information with easy calculations amd sharing the tool, which is very much useful to all of us.

@raghupavan Жыл бұрын

Hello, good video to increase knowledge on financial management among general public. You probably missed one imp factor for considering repayment of home loan and that is INFLATION. Do you really think it's a wise idea considering this factor to repay home loan sooner???

@gopimacharla0714 Жыл бұрын

Thanks for putting efforts to educate subscriber's on financial planning 👏

@blalitha3432 Жыл бұрын

Very informative sir, thank you so much for providing financial knowledge to all.

@manikantaganeshseelam2130 Жыл бұрын

Hi Sai Garu, Can you also provide analysis of the relatively new home loan products like SBI MaxGain, BoB Advantage home loan? This will help us understand more on when these products are beneficial, especially needed in current scenario where interest rates are very high. Thank you for all your videos andi. Super helpful !

@B_Ur_Self Жыл бұрын

The point which i loved the most in this video is *Discipline*.. Thank you so much for the video MoneyPurse family.. 🤗

@mallikarjunaraoarava Жыл бұрын

Worth video to watch. Thank you as always Sai garu. 🙏. Sharing in my friends groups.

@spoorthiduggi7687 Жыл бұрын

Hi Sai garu, I really liked your calculator. One thing it is missing is it is not accepting decimal points in "Interest". If you could add that I would really appriceate it. Thanks.

@udayvempati14 Жыл бұрын

Thanks Sai garu and Money purse Team for detailed info HL repayment strategy. But if we prepay HL, you didnt mention about losing the benefit Tax exemption of 80C and Section 24 and 80EEA. Pls clarify this.

@yanduruvasudevarao8788 Жыл бұрын

Make ur presentation with reference to Net Present Value method on cash outflows which would be more prudent and practical.

@praveenthatipally Жыл бұрын

Very good video Sai Garu. Will be helpful to many people. Keep up the good work Money purse team.

@mohanmaddukuri7254 Жыл бұрын

Ty sai sir, depth of this video only knows who bear the home loan. it's Very helpful to me personally.

@rajeshnvn2007 Жыл бұрын

Sir o small doubt SWP and SIP and STP video and suggestions for best use of the above concept and best swp and sip combination plans cheppagalara plz!? E company sip and swp lo invest chesthe returns baaguntayi and risk takkuvaga untundi?

@DigitalWorkspassion Жыл бұрын

Thanks brother for your good information. You are ideas and strategies are enlightening many people financial situations.

@satishgorli2960 10 ай бұрын

Hi Sai garu, Kudirte NRI loans, investments inka retirement plans gurinchi oka series cheyandi

@sabeerhassain3287 Жыл бұрын

Very useful information thanks a lot for sharing the Excel sheet

@sureshbabukodru3644 Жыл бұрын

Excellent video sir 👏 So many useful inputs at the right time

@narendrad1007 Жыл бұрын

Thank you very much Sai gaaru for providing valuable informations. These are really helpful.

@sateesh155 Жыл бұрын

In fact my first video I saw in our channel is related to first home loan video shared by a friend in one of the WhatsApp group... Almost 1.5 years back. After that I realised what I missed during my initial days of investing. Thank you for entire money purse family...

@rajaprasanths Жыл бұрын

Thanks brother for a superb video with excel sheet. Gained so much from it.

@yashusai8484 Жыл бұрын

Hi Sai Garu, thanks for teaching financial knowledge, i have one doubt in Excel sheet, what ever income we are generating by investing additional home loan amount in equities,but we have to pay tax for the what's ever income got from the equity then our savings will reduce, pls correct me i am right here

@Satyanand380 Жыл бұрын

Very much appreciated for the valuable money saving video andi . Tq and keep posting like these informative videos

@ravihere2010 Жыл бұрын

Thank you so much Sai garu for such useful tips and strategies.

@Localtraveling Жыл бұрын

What a format superb, tq tq very much to all team

@balajigurrala3997 Жыл бұрын

Hai sai anna. I am getting vexed to thank you...but can't avoid as you people are boosting us every time with your transparency in sharing the financial knowledge, social awareness... I want to intimate that in shared workbook password had been protected in incremental sheet even for yellow 💛 colour highlighted cell ... Plz share updated

@cjyothikumar Жыл бұрын

hi sai..its very useful information..now I understand how to repay the loans 🙂

@saiprasad6398 Жыл бұрын

Hi Sai garu, I am a regular follower. It’s my observation but not criticism…no much difference between the last 2yrs back video and this video. I just got refreshed my memory. That’s all. Thanks for the video.

@harshavardhanmanda6984 Жыл бұрын

Thanks for sharing the knowledge at right time. 🙏🙏

@raghuvamsikrishna9887 Жыл бұрын

Sir, thanks for this, already loan తీసుకున్నాక మధ్యలో interest change ite Ela claculate చేయాలి pls oka వీడియో చేయగలరు అలాగే excel sheet provide చేయగలరా....

@vamsireddy864 Жыл бұрын

God will bless you anna😍 helps me alot for planning financially

@bandariraja Жыл бұрын

Absolutely useful information, appreciate your efforts.

@manoharreddy2577 Жыл бұрын

Thanks Sai Garu, i already started second strategy i.e investment plan.. this knowledge gain with MoneyPurse only

@drpdraj7727 Жыл бұрын

It's really suoer worthy sir... and most helpful.. thanks alot for your knowledge sharing and efforts.. 🙏 🙏 🙏 🙏

@phanikumarrampalli8 9 ай бұрын

Sir explanation chala bavundhi. But meru ichina sheet sariga work avatam ledhu. Ani wrong values vasthunayi even yellow cells em disturb cheyaledhu

@hasamagiru Жыл бұрын

Sai Garu thanks much for the calculator, its really helpful for planning and sticking to the plan....one request, in the incremental sheet, annual incremental emi by % cell is locked...not allowing to enter values...pls unlock, so that it will be much helpful for people to plan based on their cash flow

@madhavi4999 Жыл бұрын

Sir, from where can I download excel?

@venkynavya1 Жыл бұрын

Aslu link open chesthe m kanipinchatledhu

@Shareit_to_growit Жыл бұрын

Very useful video. Thank you for sharing the knowledge. Helpful for many

@newsupdates9271 9 ай бұрын

Very good information bro.. I got better suggestions and support from your vedio Thanks a lot

@ibvkirankumar Жыл бұрын

very helpful information...I have one doubt. Can you please clarify on that..If we change Loan amount from one Bank to another bank(less interest) in the middle..is it OK?

@sudarsanreddymallu5676 Жыл бұрын

HI andi If possible please explain about Home Loan Pre closure with example. Thank You.

@gurunadh2649 Жыл бұрын

Hi Saigaru..thank you so much for your dedicated work.we are following your financial advices.🙏🙏

@MoneyPurse Жыл бұрын

Most welcome and all the best

@Quantinvestor1 Жыл бұрын

@@MoneyPurse can personal loan pay fast like this method pls reply sir

@kethavarapuyeswanth6317 Жыл бұрын

Hi Anna Finance related books gurinchi explanation cheyandi anna

@kesavaramsatyavarapu5202 Жыл бұрын

Hi Sai garu, Most of the yellow cells in the xls are locked and couldn’t be editable, can you please check and release new xls please ? Thank you 🙏🏻

@gopinathsilks4789 Жыл бұрын

Great work for sharing and educating us sir, I am in need to take home loan but pmay is not available this FY2022-23 anta Ani banker's telling. Kindly guide about alternate resources for subsidy if any sir.

@lsrinivasamurthy Жыл бұрын

Thank u very much sai garu for the good useful content. 🙏

@harisumanthkishore8759 Жыл бұрын

really great effort, useful video, hearful thanks.

@bheeshmakumar1274 Жыл бұрын

Sir I am already following and I am very thankful for this information.

@NareshSingoji Жыл бұрын

Thank you Sai Garu 😊

@naveenkumargunda69 Жыл бұрын

Bro it's a very good and helpful video, I loved it. We have purchased a house and loan is divided by me and my brother. Out two, only one can pay principal amount every year on bulk amount. So in that scenario do you have any plans or trackers for us.

@karthikvarma437 Жыл бұрын

Calculator is awesome thanks sai garu

@ratnakarvaddiparti9561 Жыл бұрын

Reall ga chala chala bavundi Saigaru, adhbhutam ayina, practicale informations share chesaru, I am also do this for reducing my house loan interest , thanks a lot

@MoneyPurse Жыл бұрын

Most Welcome andi

@VestigeLife_915 Жыл бұрын

Very good evening MP team 😍 💰 thanks alot for d beautiful information

@nischalreddy27 Жыл бұрын

Hi sai garu, not able to change incremental field value andi. It is giving error that sheet is password protected. Could u pls help me with options to change values and check

@pulikantiajay8206 Жыл бұрын

Thank you Money Purse team for a beautiful video as per current situation around the world 👍

@MoneyPurse Жыл бұрын

Most Welcome andi

@Quantinvestor1 Жыл бұрын

@@MoneyPurse can personal loan pay fast like this method pls give reply sir 🙏🙏🙏🙏🙏

@hari465 Жыл бұрын

Anna oka doubt inflation control cheyandiki intrest rate penchadaniki relation enti and intrest rates penchadam valla debt mutual fund enduku impact avuthayi, please let us know Anna

@shivadarling4346 Жыл бұрын

Sir provide us good equity and index funds for longterm 20years make a video on that please its helps a lot of people like us..

@VinayKumar-oj5du Жыл бұрын

Right time right video thanks sai garu

@varshavlogs55 Жыл бұрын

Thankyou sir this is very helpfull video for me..

@PavanKumar-xo1hh Жыл бұрын

Anna sahara housing lo invest chesina vala paristhithi entidi anna? If ah amount return thiskovali ante ah procedure explain cheyara pls?

@rajeshkumar-kb4fb Жыл бұрын

SAI GARU , meeru sheet provide chesaru but protected sheets valana maku use ledhu sir

@chitturivenkatesh Жыл бұрын

Hi Sai garu, thanks for your valuable information. I have a query is this calculator applicable for car loan as well my loan is in Bank of Baroda which has part payment option?

@shankarcheerala3089 9 ай бұрын

Excellent strategies sai garu.

@nanialwaysshines Жыл бұрын

Hi Bro, Good morning. It is really helpful information and a calculator. Not able to edit the Annual incremental by % field in the excel sheet.

@ramyasrinu6417 Жыл бұрын

Anna meeru echina calculator sells lo numbers input cheyadaniki key board kosam ekkada click cheyalo theliyadam Ledhu konchem cheppandi anna

@prasadpsrasv9656 Жыл бұрын

Thank you for your guidance sai garu

@ashoksoumi Жыл бұрын

I just want to add a point here: when you are paying additional amount, You shall tell the bank staff "Partial Pay off " and ask them what are the pre payment charges and decide. If you directly pay the amount it will goes to advance payment, which makes u loss. advance payment means you are paying further EMIs in advance. 👍🏽

@nandu1460 Жыл бұрын

Very good point., i experienced this

@krtcs491 Жыл бұрын

But as per RBI if we took loan with floating interest then it won’t be having any prepayment charges

@vkgeetha3016 Жыл бұрын

@vpadmini9398 Жыл бұрын

Any idea how it will be considered if it is made online?

@ashoksoumi Жыл бұрын

@@vpadmini9398 if you pay amount online , it will be considered as advance payment, few banks provides partial pay off option in online banking..if not available, visit your branch 👍🏽

@drbh6331 Жыл бұрын

Sai Garu how to select a best home loan ? Oka video cheyagarala Pls..e bank ni select Chussukovvali .. Chessukettapudu emmemi chuddali

@hemachandra5160 Жыл бұрын

Loved this content thank you Sai garu

@saitejbollapragada5393 Жыл бұрын

Hi Sir, thanks a lot for the video it helps...but I have a question. What if banks increase the interest rate every year?

@yugandharraojanam9001 Жыл бұрын

Hi Sai garu and team, thanks for an amazing video. I have downloaded the Excel file from your telegram channel but I am unable to modify the annual incremental emi by % cell which is fixed to 6% in the Incremental sheet so please provide a revised file and also I have noticed that if I input interest rate as 8.6%, it is showing as 9% so give formatting edit permission and If possible provide an unprotected file. 🤝👍👏

@velagakrishna940 Жыл бұрын

Thanks a lot for your guidance.

@rajup6311 Жыл бұрын

Thanks for calculator, we are unable to edit the yellow cells also in Incremental tab, can you lease provide the access for it

@komerasiddaprasad3086 Жыл бұрын

Excellent video sir, thank u so much

@janumpallysunitha4131 10 ай бұрын

Sir meku vadhanam chala baga chepandi

@raghawendram Жыл бұрын

Superb sir.... Very well informative

@008fara Жыл бұрын

Good job team , I wish there will be more than a like button

@satyas7004 Жыл бұрын

Very good advice sir God bless you

@garipellisrinivas4858 Жыл бұрын

Ur suggesting good financial earnings in repayment of housing loan ....its too good

@venkataramana1808 Жыл бұрын

Sir idhe Excel sheet mortgage ki set avutunda

@shantiprasad7557 Жыл бұрын

Tnq so much , Sai Annaya

@nirmalanaini674 Жыл бұрын

Very much help full thank you

@srinivaspiratla2272 Жыл бұрын

Awesome video. But when we try to make 13th EMI, just have an awareness that how much minimum amount would be considering by the either bank or NBFC to make the payment. Every financial organization will have different minimum amounts for partial principal payment. Example, LIC HFL is 50k, HDFC is 75k like this. Before you make plan to prepare your 13th EMI just check with your loan vendor.

@ManojKapuganti Жыл бұрын

HDFC accepts pre-payment only if the amount that you wanted to pre-pay is more than 3 months EMI

@ramanapukkella Жыл бұрын

Excellent strategy...

@charvipattila7973 Жыл бұрын

Hello Sir, This is the daughter of Hemantha Pattila from Reliance Mutual Fund. Really love your videos and content. Can you please provide the calculator as a google sheet or some kind of online version because I don't have access to excel. Thanks in advance.