How To Get CHEAPER INSURANCE On Your First Car (*HUGE SAVINGS*)
Рет қаралды 164,042
4 жыл бұрынFinding cheap insurance for young drivers and 17 year olds on first cars is hard. As if it wasn’t hard enough finding the best first car that’s practical, reliable, economical, cheap, etc. etc. etc. Quotes seem illogical as a result of insurers considering first time drivers some of the riskiest on the roads.
To overcome this, I spent some time trying all the filters and factors on comparison sites to understand EXACTLY how they affect the quotes. When I say all the filters, I mean EVERY. SINGLE. ONE. From this, I was able to maximise your efficiency when getting quotes on cars, and minimise the amount of money you spend per year - cheap insurance ahoy!
I tested this out on numerous cars and the logic remained the same for all of them; I was able to decrease quotes significantly for young drivers. I could even get pretty cheap car insurance in London, a place where young drivers often have to give up all hope and take the tube!
Of course, you can probably decrease your quotes even further just by taking the quote you receive and speaking to the insurers over the phone; in fact, I would urge you to do this. I think insurance is a complete joke for young drivers, and they absolutely ruin us for our money, so it’s time to get those quotes as low as we physically can.
I think the key win here is that insurance without a black box came down too, in many cases below the average people are paying for black box insurance!
Remember that location is one of the biggest factors in your insurance quotes, so if you’re getting hugely different quotes from me, it’s probably down to where you live. That’s why I tried getting quotes in cheap, average and expensive areas to work out how the prices differ, and I was able to find savings for all of them!
Hopefully with the savings you make from this research you can be that step closer to owning the first car of your dreams, and be on the road in no time!
I hope you enjoy the video, if you do hit the like button as it really helps the channel out, and subscribe for more weekly car content. Appreciate all the support so far, and thank you for getting me 10,000 subscribers in 2019 alone, feels amazing!
Links:
Instagram - / carswithjb
KZfaq - goo.gl/VGWwJ6
Patreon - / carswithjb
Twitter - / carswithjb
Music:
Background: My (musically gifted) sister
Outro: Ship Wrek & Zookeepers - Ark [NCS Release]
Credit/Attributions/creative commons content:
www.carwallpapers.cc/cars/ford...
Darren Meacher [CC BY 3.0 (creativecommons.org/licenses/...)]
@kirkrobertson7240 3 жыл бұрын
29 dislikes are from car insurance executives 😅
@CarsWithJB 3 жыл бұрын
Haha they're fuming!
@kirkrobertson7240 3 жыл бұрын
@@CarsWithJB got my insurance down 20 quid a month by adding someone as a named driver today btw, thanks bud!
@CarsWithJB 3 жыл бұрын
@@kirkrobertson7240 Glad I could help!
@Twongz_does_anything Жыл бұрын
erm lol these cars r slow af, myfirst car was a stage 2 peugeot 207 gti with 210bhp and i got a quott for £2330 a year without blackbox lol
@mga9478 Жыл бұрын
@@Twongz_does_anything are you 6 years old?
@mrincredible9511 4 жыл бұрын
Absolutely legendary. Showed this video to a mate of mine, brought down the insurance on his mini one 2002 3 door from £967 with blackbox down to £655!
@CarsWithJB 4 жыл бұрын
That's insane, glad it helped so well!
@abovethelaw4417 2 жыл бұрын
Black boxes are trash
@zoomermcboomer4771 2 жыл бұрын
@@abovethelaw4417 Well nobody actually wants them 😕 🤷. Depends on your financial situation.
@jgtt5918 Жыл бұрын
@@abovethelaw4417 I mean if you want to spend 5 grand be my guest
@xoxo9866 Жыл бұрын
@@abovethelaw4417they are honestly not as bad as you think
@x4xtreme420 4 жыл бұрын
you defenetly got better at making videos,,, nice to see your work gettin better
@CarsWithJB 4 жыл бұрын
Appreciate it - I'd like to be better at it, but I often don't have enough time to get everything done as good as I'd like
@Benjamin_Boxall 4 жыл бұрын
Just discovered that there was a car company named *_Yes !_* It's apparently an acronym for Young Engineers Sportscars. The more you know.
@CarsWithJB 4 жыл бұрын
Ah very nice - I'm gunna have to do a historical piece on the company now 🙄
@Benjamin_Boxall 4 жыл бұрын
*_Yes._*
@cormacjames4766 4 жыл бұрын
Could you do a video for people looking for a second car, like 18 year olds who have 1 year ncd. Like something sporty and fast without black box. Like braubus roadster or BMW 1 series
@hophole 4 жыл бұрын
cormac james I’ve been looking for someone to do a vid like that tbf
@zaink7037 4 жыл бұрын
When i was 19 i bought a 2006 ford fiesta zetec s 1.6 diesel. The zetec S trim has the same bumpers as the ST and similar sporty suspension and short shifter. I wanted something which looked sporty but had similar cheap running costs as my first car.
@cormacjames4766 4 жыл бұрын
@@zaink7037 as a first car that's sounds great, but most people like my self drive a parent or siblings car for first year to get one year ncd, I drive a 1.2 Corsa which for now is fine. But as a next car I really want something more sporty. I say the braubus roadster and BMW 1 series casuse although they are slow they're rwd coupe/ sort of hatchbacks. But that sounds nice with the fiesta but not quite what I meant
@mozubzy4103 4 жыл бұрын
Man said a Braubus, you're taking the piss right? 1 series are very cheap as well, my cousin got it for his first car, about 3k for insurance on his first year
@cormacjames4766 4 жыл бұрын
@@mozubzy4103 wdy mean how am I taking the piss. Do you even know what that is? And it's pretty pointless to have any car when it has a black box, and I'm ngl Ur cousin got ripped off.
@mikec3767 4 жыл бұрын
Extremely grateful bro. I’ve been driving a year and looking to get a bigger car with a second child coming along. Keep up the good work👌
@CarsWithJB 4 жыл бұрын
No worries, glad you liked the content, best of luck being a dad of 2!
@James-pf1vg 4 жыл бұрын
Haha, I'm a car salesman in the motor trade, RIP insurance price, 3.5k for a 220i
@CarsWithJB 4 жыл бұрын
That's horrendous!
@Dani_London 4 жыл бұрын
You are a legend. Super informative and clear video. You are very intelligent and hard-working, which comes through in the way you edit these videos. Also, I respect that you're ultimately trying to educate young people on how to get the best deal. You clearly have a LOT of knowledge about cars and choosing to use that in a way that benefits people is both noble and fills a gap in the market since sadly, there aren't that many youtuber's out there making content like this (and they certainly aren't as thorough/professional as you). Good luck and thank you for the awesome content
@CarsWithJB 4 жыл бұрын
Thanks Dan, really appreciate the kind words! I enjoy the research/it's something I think a lot of people do with cars (constantly search for cars they want to buy & work out whether they can afford to own them etc) so I'm literally just turning that into a video-making opportunity (hopefully to the benefit of whoever watches!)
@mrt1392 4 жыл бұрын
Great vid, nice to see someone helping out new drivers as we've all been there. The 2/4 door thing is crazy I was quoted £500 more for a clio sport 182 compared to the Megan 4 door 225 (turbo version of the same engine) makes no sense lol
@CarsWithJB 4 жыл бұрын
That's crazy - £500 difference seems insane! And the 225 is buff as well haha
@edhodson8188 2 жыл бұрын
Thank you so much JB! Just trying to insure my 03 Polo and got it from £937 black box to just £750, genuine life saver!
@shad0w275 4 жыл бұрын
I dont think I need to say this again but thanks for the very useful and informative video, you deserve much more subs
@CarsWithJB 4 жыл бұрын
No worries, thanks for your continued support!
@TheCustomBG 4 жыл бұрын
You really did your research! Awesome work, look forward to trying these tips on my renewal
@CarsWithJB 4 жыл бұрын
Appreciate it - hopefully it helps!
@mlpellicci4258 4 жыл бұрын
I've been looking at quotes as I'm learning to drive soon. Tried changing the date like ye said, to begin today and I changed it to begin tomorrow. Not sure how but that knocked £600 off the insurance, pretty mad win that. Great video by the way, really informative to help us young drivers not become bankrupt from our first cars!
@CarsWithJB 4 жыл бұрын
That's so insane - honestly can't understand insurers' logic, it's a full on myriad! Glad it helped though 🤙🏽
@TypicalTig 4 жыл бұрын
Thank you so much for this video!! I'm an apprentice working for a local highway authority so I assumed my insurance would be cheaper due to this, however I changed my position to student who also has a job (instead of full time employed) and my insurance has been knocked down on all cars by about 20 / 30 quid a month !! Thanks again!
@CarsWithJB 4 жыл бұрын
That's great to hear - glad the video helped!
@The_Stronzo 4 жыл бұрын
@3:20 glad it wasn't icy that day, that's stony Ln coming out of Latimer, used to be local to that. It's a nightmare during the winter, great during the summer tho. If you come down that hill then take a right at the crossroads and then your first left on chenies hill it loops round through flaunden, nice little road for a rag that one, just beware of the blind corners. Great video buddy, keep it up
@CarsWithJB 4 жыл бұрын
That's the one - I was on my way home from a training thing with work & don't live too far so had driven! The roads around there are so nice, but yeah the blind bends can be hazardous
@ShahProducktions 4 жыл бұрын
i remember trying quotes while putting down a generic caucasian name and quotes came out on average £300/400 cheaper than when i put down mohammed or ahmed, same exact details just the name made the difference lmao.
@CarsWithJB 4 жыл бұрын
That's such a joke - I found a difference between my real name and my nickname... so ridiculous
@lollol-kz8vc 4 жыл бұрын
cuz us brown people drive like we're in a sports car😂
@ammarabbasi3230 4 жыл бұрын
My name is actually Muhammad and I never get quotes, and if I do they're +6k without blackbox
@MCJimboy10 4 жыл бұрын
That's ridiculous
@leonyo10 4 жыл бұрын
Thank fuck My name sounds like a white guys name lol
@The_Alchemist__ 10 ай бұрын
Shieet, I used to be subscribed when you had just around 1000 subscribers, I’ve just come across this vid an thought why haven’t I seen any of your vids for ages an realized I wasn’t subscribed anymore (duno why) . You’ve come alonng way since I last watched your channel. Congrats on over 100K subs. Thanks for the Very helpful an informative research done, This video seems to of helped a lot of people out judging by the comments.
@phillmcaverty 4 жыл бұрын
Excellent in depth video. Thanks for linking me to this jb 👌
@CarsWithJB 4 жыл бұрын
No worries, I hope it helps gets that quote back down!
@AdamNRG316 4 жыл бұрын
Like i said the last vid mate, you can really see the ammount of time and effort you put into these videos. You're going to have a massive following soon enough. Mark my words.
@CarsWithJB 4 жыл бұрын
Appreciate it as always! Hopefully it keeps growing as well as it has 🤙🏽
@shawkz4775 4 жыл бұрын
JB u are so underrated man 🥺
@CarsWithJB 4 жыл бұрын
Appreciate it as always my dude 🤙🏽
@maxparsons4513 4 жыл бұрын
As top gear stated, easiest way to get cheaper insurance is to chop your male parts off. 😂
@CarsWithJB 4 жыл бұрын
Love how my male:female viewership on this video is like 99.9:0.1, shows you where the insurance struggle is!
@gavinevans 4 жыл бұрын
Insurers don't rate on gender. They're not allowed too.........
@debbiepeter112 4 жыл бұрын
@@gavinevans You are right. The law changed a couple of years ago. Its illegal now. F/M makes no difference
@zaink7037 4 жыл бұрын
James may sliced it off but remember at the end of the episode he stated 'my *** grew back, yours.....' 😂
@michaelscoffield2267 4 жыл бұрын
Word 😂
@Don_Amo 4 жыл бұрын
Proper quality video mate, thanks for your efforts!
@CarsWithJB 4 жыл бұрын
No problem - appreciate the support!
@David_Huilar 4 жыл бұрын
You’re a great KZfaqr, keep it up dude 😤
@CarsWithJB 4 жыл бұрын
Appreciate it boss!
@alexgodfrey9974 4 жыл бұрын
what an incredible video! the amount of research and work put into this, amazing!
@CarsWithJB 4 жыл бұрын
Appreciate it - glad you think so!
@alexgodfrey9974 4 жыл бұрын
@@CarsWithJB I just turned 17 and this helped me out so much, saved just over £150 thank you so much!!!
@LoyFitness 4 жыл бұрын
Make more videos please. I find your content highly informative and entertaining.
@CarsWithJB 4 жыл бұрын
Doing my best! Glad you enjoy the content 🤙🏽
@williamarthur1491 4 жыл бұрын
I’m guessing it would be worth putting someone like my mum or dad on the insurance in the first year, although that would mean no black box as my mum and speed limits are not a good mix
@CarsWithJB 4 жыл бұрын
Haha they don't necessarily need to drive the car, just need to be on the insurance! It would be the same for me with my dad
@teedeeayeee 3 жыл бұрын
Managed to get the quote down for my Skoda Fabia 1.2 12v Ambiente hatchback from £1,300 to £1,040. Thanks for this!
@stewartharris2084 4 жыл бұрын
Hey JB, Watched your videos before I bought my first car/insurance and advice has been amazing! Thanks for the tips and I thought I’d let you know some of my results: The first Car: 1.3 automatic petrol Suzuki Wagon R+. 5 doors, utter granny van for £200. Ripped exhaust too lol. Used compare the meerkat and definitely got cheaper quotes. both parents on policy (15+ Yrs, perfect NCDA.) Initially had my gran on policy also and took her off like you said. Brought policy down by £90 One thing you mentioned was to keep the policy simpler and a bit vague so I Changed it to student but it didn’t change drastically for me so I just kept it as undergraduate student. One thing that did change was part time job! I initially said I worked part time in sales, but when I removed that information from my policy and just kept It as student, my policy went down a whole £250!! I got business insurance so a voluntary excess of £500, changed the offers for policy’s with no boxes to ones similar to those with a box. All in all, after watching this vid I managed to get around £400 off the original asks and got insured for £851.90( annually) with no box, 8,000 miles(with 500 being business) for the year with Admiral. I think your definitely right regarding 5 door cars too. 2 months into my policy I switched to a Toyota Corolla T2, which is a 1.6 petrol so big size for a new driver, but my insurance only went up by £150( this includes the admin fee)for the change. Thanks for the advice!
@CarsWithJB 4 жыл бұрын
Absolutely smashed it! Thanks very much for sharing the results, super cool to see the research in action
@tagapiouplayz3737 4 жыл бұрын
This is gonna come so helpful when october comes round. Thank you so much
@CarsWithJB 4 жыл бұрын
I hope so - no worries!
@Deannnnnnnnno 4 жыл бұрын
The best video on uk car insurance, well explained
@CarsWithJB 4 жыл бұрын
Appreciate it!
@ethanbailey7247 4 жыл бұрын
Just bought my first car. It’s a 2015 polo 6c with the 75hp 1.0. Proud to say that I bought it outright myself but now I find the insurance to be an absolute headache. This video has been a massive help to me. Cheers 👍🏻
@CarsWithJB 4 жыл бұрын
Glad the video helped, and congrats on your new car!
@DanielSanchez-gw5sb 4 жыл бұрын
Most informative video I have seen ever. Thank you
@CarsWithJB 4 жыл бұрын
I hope it helped!
@SultanSaeed_99 4 жыл бұрын
Thanks mate you saved me about £250! I was insuring my first car today (Vauxhall Corsa 2008 1.4) and had my dad (50+ 9years NCB) as the main driver with me as the second driver (20 0NCB) and the quote was around £1075. I listened to your advice about adding two parents so added my mum, and my insurance became £825!!
@jftechdrones 4 жыл бұрын
Who drives the car more, you or your dad? If it's you then this is illegal.
@SultanSaeed_99 4 жыл бұрын
JF Tech/Drones my dad 🤔😉🤭🤫
@CarsWithJB 4 жыл бұрын
Haha I'm glad I helped!
@12J03 Жыл бұрын
@@jftechdrones shut up
@Jahmed5635 4 жыл бұрын
Been following you for a while, honestly don’t know how you’ve not blown yet
@CarsWithJB 4 жыл бұрын
Haha I'm still happy with the growth so far tbh!
@mozubzy4103 4 жыл бұрын
Loved this video so helpful my g
@CarsWithJB 4 жыл бұрын
No worries, glad it helped!
@user-bs1dg5nb2r 4 жыл бұрын
Doing my test next month, and been looking at cars / insurance in hopes I pass first time at 17 and really appreciate this vid :)
@CarsWithJB 4 жыл бұрын
Good luck with it!
@user-bs1dg5nb2r 4 жыл бұрын
Cars With JB thanks, i can’t seem to find any insurance lower than 1800 though, any other tips? i’ve tried with a 2 & 5 door polo but no difference, 2 named drivers with 25+ etc but still can’t get it down
@CarsWithJB 4 жыл бұрын
P try insuring the car overnight on a different road maybe? Sometimes it can be your specific road!
@user-bs1dg5nb2r 4 жыл бұрын
Cars With JB will do thanks👍🏼
@-Be4st- 3 жыл бұрын
In some places, you will find that stating your car is parked in a garage will actually increase your amount, which is the opposite of what I was always told. My buddy questioned a suit that works for a car insurance company about this and the suit said this was because a garage can obscure views for potential witnesses of the theft and also muffle noises like smashing glass and alarms which reduces the chance of anyone even noticing. Identifying a thief can go a long way to recovering the car and a garage can hinder this.
@roadfantv9349 2 жыл бұрын
7 minutes into the video as an 18 year old new driver i managed to get my insurance quote of £2600 no black box down to £2300 thank you so much and long live hastings essential!
@graemew7001 4 жыл бұрын
Hi JB, even though I'm 50 I watched your video to see what you youngsters face nowadays with insurance. Omg what a bloody nightmare, anyway to the point, location makes a hell of a difference, I live in a town in County Durham and quotes here are excellent and yet if I put towns all around me the insurance nearly doubles!! Now I did a little experiment on location like you and found I'm living in one of the cheapest in the country......I'm staying here!! You've made a good informative video there and probably saved a lot of 17 year olds a lot of money.
@CarsWithJB 4 жыл бұрын
Appreciate it Graeme! That's insane - you're definitely in luck if you're living in such a good area for quotes - living on the edge of London I don't have quite as much luck 😢
@graemew7001 4 жыл бұрын
@@CarsWithJB I just did a little experiment, Toyota Aygo 1.0, 12k miles a year, bells and whistles fully comp insurance, here £325 +£100 excess, then did a Harringay address and with the same company, same insurance, it was £1221+£100 excess!! Up here I can insure a 5.0 BMW M5 for a grand! The insurance in London is nuts and you have my sympathy....i think I'd rather walk. You've really opened my eyes with your video, thanks for that.
@joelp3557 4 жыл бұрын
Got a quote down from 2100 to 1400 with this video thanks man
@callumt9939 4 жыл бұрын
I live in Watford this vid is great mate cheers
@CarsWithJB 4 жыл бұрын
Ah nice I'm super close to Watty 🤙🏽
@lordali1034 3 жыл бұрын
One more tip is putting an address outside London. I put my address in Luton and it went from £2400 to £1900 for my 2018 golf
@keniqueunique2355 2 жыл бұрын
THANKS FOR THIS VIDEO! REALLY HELPFUL
@tunertv4433 4 жыл бұрын
This is a brilliant video well done :)
@CarsWithJB 4 жыл бұрын
Appreciate the support!
@mckenziethorton8725 4 жыл бұрын
Amazing video ! Just subscribed
@CarsWithJB 4 жыл бұрын
Thanks very much, appreciate the support!
@connormccarthy2225 4 жыл бұрын
I've been driving a little while now but this video popped back up and i thought I'd let people know that using these tips I'm now driving a 1.6 astra sport with no black box for just over 100 pound a month, took alot of tinkering but couldn't believe my luck in the end. Great advice cheers bud!!!!
@connormccarthy2225 4 жыл бұрын
As my first car also
@CarsWithJB 4 жыл бұрын
Ah that's great to hear, gassed for you man!
@connormccarthy2225 4 жыл бұрын
@@CarsWithJB good man wouldn't of managed it without this video bud👍
@Jake.brazier 3 жыл бұрын
Coming back to this video. Coming in clutch now.
@zaktherapper4297 3 жыл бұрын
I bought a 2006 VW Polo 1.4 TDI 105 bhp and I have it in my profile pic for u all to see. I bought it 5 years ago when I was 17 and when I passed my test it only cost me £1200 without a black box. On My third year of driving insurance was as low as £300 which is really good. The car was £2500 on low miles. I used admiral insurance as they where cheaper on confused.com I would highly recommend the polo. Mine is surprisingly fast and cheap. £30 tax and 53mpg. The VW Polo’s are really good cars, u obviously know this as u drive one. But the 1.4 TDI does go when u want it to. Your videos are very interesting. Cheers
@bd3486 4 жыл бұрын
great vid, really helpful
@CarsWithJB 4 жыл бұрын
Glad it was useful!
@calweir3135 3 жыл бұрын
Very well spoken individual :)
@ffsbrian 4 жыл бұрын
I like the carbon wrapping inside the car! Btw great video, I'm Irish so most of these tips will be the exact same
@CarsWithJB 4 жыл бұрын
Appreciate it - did it last year and it's a fun little addition! Hopefully it does help 🤙🏽
@dylanscott5481 4 жыл бұрын
I got £996 for my polo 9n3, one parent, in Nottingham. This video would of been handy a month ago 🤪 Nice work !
@CarsWithJB 4 жыл бұрын
That's still not awful! Hopefully it'll help next year 🤙🏽
@maltesegamer98 4 жыл бұрын
VW Polo 9N 1.2 petrol. Economical. Reliable. Great way to learn driving manual, especially on a petrol car (biting point and all that), not small but not too large. I love it.
@CarsWithJB 4 жыл бұрын
Haha you really do have to love them!
@CowsmiIk 4 жыл бұрын
6 years ago my first year I paid £2500 on a 1.2 Corsa SXI which I paid £500 for and only lasted about 6 months 🤣 then got a 1.4 MK5 golf which I kept for 5 years, that was cheap on insurance and a cheap runner.. I’d recommend!
@CarsWithJB 4 жыл бұрын
Fair shout for sure - thanks for the insight!
@benjones2298 4 жыл бұрын
Great video! Thanks
@CarsWithJB 4 жыл бұрын
I hope it helped!
@Ibiza6Lpd 2 жыл бұрын
Got my insurance from 3500 to 1900 Your absolutely a legend mate
@kjp-sy8uf 3 жыл бұрын
My personal favourite all around first car is a mk2 fabia estate 1.4TDI CR. Decently quick, good torque, practical, reliable (VW engine) and modern so you can have it specced with some good stuff. Also cheap to buy.
@phoenix4193 Жыл бұрын
The problem is living in london drives it up, watford is quite a rich area so it has lower crime rates etc, slightly over the border of london it gets up to 5k average, mine was 3k and the lowest I could get was 2.4k, Also make sure you log in to your account on incognito mode, it gets cheaper and messing around with parameters doesnt increase it
@robertszasz6263 4 жыл бұрын
Hi! I'm a young EU country citizen,just moved to the UK (last year's June) and started searching for cars and insurances in the beginning of this year to make my journey to my workplace easier. I've gotten a lot of stupidly high insurances,but in the end I found the Suzuki swift (1.3 petrol,from 2004 to 2010,3door and 5 door did not make a difference for me). I live in Doncaster (South Yorkshire),in a nor bad,nor good area,I'm 21 years old with no named driver experience. So I think this pretty much will end in a price of a 17 years old British person's quote. My insurance was £1400 without blackbox. This car wasn't mentioned in any cheap car insurance videos I found on Yt,so I thought my comment would help someone who's probably in my shoes.
@CarsWithJB 4 жыл бұрын
Yeah the Swift 1.3 is a good shout, I included it in my last vid on cheap first cars actually and got a super cheap quote on it!
@alvonza8449 4 жыл бұрын
I'm 16 rn, so I'm still waiting to get my licence and stuff but I'm still looking at cars and getting insurance quotes and stuff. (I really want an up). Before this video I was getting quotes at like 1600 quid and 1800 quid (but I'm looking to pay monthly instead of annual). But after this video I did another quote and found that the price monthly had gone down to about 1400 quid, so thank u man!
@JamesThompson-ln2jt 4 жыл бұрын
Just a quick one I saw this vid which said do it annually as it saves, but if you can't afford to do it annually get a 0% credit card and pay it back monthly. That's what my mate did and it was fine👍
@CarsWithJB 4 жыл бұрын
Glad it helped - best of luck with driving tests and getting a car/insurance etc! And as above, the 0% credit card trick is a good one of you can get it 🤙🏽
@willitsucc9142 4 жыл бұрын
James Thompson can’t get a credit card under 18 tho mate
@JamesThompson-ln2jt 4 жыл бұрын
@@willitsucc9142 oh sound thought it was 16 for credit card 👍👍
@toddfrostick4315 2 жыл бұрын
so this vid made my insurance on a 1.8l t mk4gti go from 3k to 1.6 and i have a claim of 2k from a mopen genuine legend thank you so much
@issi11k48 4 жыл бұрын
YOU ARE A LEGEND
@ooreego117 4 жыл бұрын
Now that is some seriously good savings for a 17 year old!!!
@CarsWithJB 4 жыл бұрын
I thought so too!
@indianjudgie 4 жыл бұрын
Yo bro Just wanna say you're madly appreciated man. Legit your videos are life savers If you can, is it possible to make a video on the cheapest brand new cars to insure? I wanna get a car on lease or finance and pay the insurance cash but don't want the insurance to be over 2k. I think generally speaking brand new cars like a 2018 golf should be cheaper to insure right? Idk
@CarsWithJB 4 жыл бұрын
Thanks for the support! Yeah I would like to do some new car videos in the near future, I'll have a look into it 🤙🏽
@indianjudgie 4 жыл бұрын
@@CarsWithJB will be waiting for it 👌
@MotorStorm66 4 жыл бұрын
Yeah, you could try a quote for something like a new golf on the comparison sites, e.g. moneysupermarket.
@angrywelshman7207 2 жыл бұрын
Britain, where a 5 door car is cheaper to insure than a 3 door even though they're specced the same. Why? Because a 5 door looks less scary.
@gamingofthelegend3907 2 жыл бұрын
Jus by changing from full time employee to full time student I save almost 2 grand on a black box insurance. Thank you
@jabcarphotography6397 3 жыл бұрын
Best all round first car. Smart roadster🙌
@searsdonsears3536 4 жыл бұрын
Sick video useful for me I'm 17 saving to get a blue GT next but I have a polo 1.4 TDI and my insurance is 1300 without a blackbox
@CarsWithJB 4 жыл бұрын
That's really decent on insurance, good luck with the saving!
@maaniraqi3776 4 жыл бұрын
My first car was kia picanto 1.1 2008 good city car and I've been drove it from North Yorkshire to London great car i was doing 70 to 95 mph I was paying 1600 a year no black box
@ytsjoby9317 3 жыл бұрын
just got insurance on a suzuki swift 1.6 vvt sport for 645 pound THANK YOU!
@camsvilly4259 4 жыл бұрын
I’ve got a 14 plate Ford Focus Zetec s and I’m still on my first year of insurance, it’s actually a really good deal because insurance in quite a rough area for me was only about £230 a month
@CarsWithJB 4 жыл бұрын
That's not horrendous for a bad area, hopefully it comes down next year!
@wetlettuce4768 4 жыл бұрын
If it was anything like me the second year should be about half as much as the first one if you make no claims, also you've not done too bad on the price considering it's a "sports" model :D
@yasinur_r3399 4 жыл бұрын
Yh mate love ur vids can u put a go pro on your head and show how u get around places and incase people wanna see how a polo works
@CarsWithJB 4 жыл бұрын
Yeah I can give it a go at some point!
@akbarmirza4217 4 жыл бұрын
Thiss videos great everything I need
@CarsWithJB 4 жыл бұрын
No worries my dude 🤙🏽
@XxZadexX Жыл бұрын
Got a quote down from £3300 to £1250, thanks a lot!
@owainvincent6473 4 жыл бұрын
Best first car is mk3 seat Ibiza (2002 to 2008 model)
@CarsWithJB 4 жыл бұрын
Yeah that's a good shout tbf, same platform basically as the Polo!
@dillongwede351 2 жыл бұрын
Got my insurance down from 2.2k to 1.8k thanks to this video 🤝
@TheTechAudiophile 4 жыл бұрын
I live in a rural county and I can literally get insured on 3.2 V6s for just over £1,000! It’s hilarious but pretty cool lol
@CarsWithJB 4 жыл бұрын
That's so sick haha - super lucky!
@Synicalfilms 4 жыл бұрын
I'm paying £3,600 for a 1.6 fsi...
@Zak-ob5ze 4 жыл бұрын
How long have you been driving
@alexlyon3833 3 жыл бұрын
WHERE TF DO U LIVE
@Jet1337x 4 жыл бұрын
Great video JB, Insurance in Leicester for a polo 9n 1.2l is £581.28 including my parents, there is also an excess of £250 which brings the total to £630.46 for insurance which is from a company called GOGirl Insurance, this quote was done as a 17yr old as a student
@CarsWithJB 4 жыл бұрын
That's so sick, £581-£630 would be amazing at 17 either way!
@olivieroholloway9039 4 жыл бұрын
Helpful video
@CarsWithJB 4 жыл бұрын
Glad it helped!
@alexlear6260 4 жыл бұрын
I did a quote and mentioning that you have locking wheel nuts (which I’m almost sure 90% modern cars have) brings insurance down by up to 200 pounds
@CarsWithJB 4 жыл бұрын
That's interesting - might give that a go as I have them on mine
@akbarmirza4217 4 жыл бұрын
Thank s so much!
@CarsWithJB 4 жыл бұрын
No worries!
@ginj4ninj4180 4 жыл бұрын
My first year of insurance cost me around £1400 no black box as a full time student living at home in edinburgh for a K12 Micra, and its then went to £900 the next year, and down to £400 the following year (now full time student living away, registered at parents house in a village near edinburgh). I then discovered at the age of 20 i could afford the insurance of an RS Clio 200, at only £800! which this year has went down to £600. The only reason i could afford insurance on both my first or second car was, same as you, just trying out every possible legal combination i could and choosing the cheapest one. just for this year alone, my first quote was £1200 when i first checked, and so for the next week i would check every day, multiple configurations. had literally hundreds of quotes saved so i could choose the cheapest one at the end of the weak to go with. 100% worth the hassle on a tight budget imo
@CarsWithJB 4 жыл бұрын
£600 for the RS is solid stuff! Agreed re the work point, it just takes some time to get it down but you can do it.
@loganwalsh547 3 жыл бұрын
got mine for just over £3000 down to £1788.40 life saver
@jamesrobertson6519 4 жыл бұрын
I managed to get a 1.3l 1998 Ford Fiesta Mk4 insured without a blackbox for £1400 with Churchill. Put my parents on it for 2 named drivers, both with 25+ years experience and no claims etc. For some reason it was actually the cheapest or second cheapest option even though the rest had blackboxes lol
@CarsWithJB 4 жыл бұрын
That's very decent - you've definitely done well there!
@zaink7037 4 жыл бұрын
Im going to move out of london. Its just daylight robbery with insurance :'(
@teiganmcallow8665 4 жыл бұрын
Zain K i live on the wirral ( near liverpool) and the prices are just as bad x
@connor02 4 жыл бұрын
teigan mcallow Same 😂😂
@zaink7037 4 жыл бұрын
@@teiganmcallow8665 yeah I heard around Liverpool it's not as good. I honestly don't get it. I know it's because of some risks but they can't just put insurance up because of a few degenerates having accidents or stealing cars
@barberizzy4838 4 жыл бұрын
Insuance is more than x4 of the cars value or even x5 so insurance companies think we are going to crash 5 times in a year
@barberizzy4838 4 жыл бұрын
#sterotypes
@charliehall214 3 жыл бұрын
Hello mate, I have been looking for insurance on a BMW 118d m sport coupe and the cheapest as a baseline is around 3 grand but I don't want to spend that cause that's how much I spent on the car. Have you got any suggestions on how to get it around or under the 2 grand mark??
@asfhyujtg324 4 жыл бұрын
I've been looking closer into insurance, and I'm really quite angry because in my area a 1.0l Toyota Yaris cost just over £3000 as a baseline. And considering I want a big family car as my first car (nostalgia don't ask), specifically a 1.9L Ford Galaxy, I won't pay over £6000 for insurance. Will try these tips when I'm old enough. Thanks.
@CarsWithJB 4 жыл бұрын
Definitely give them a go - hate that we have such different prices around the country!
@antonyy4372 4 жыл бұрын
I’ve recently bought myself a 2008 Suzuki swift sport as my first car and I love it. It’s definitely not a recommended first car Cus it’s pretty nippy but I done a LOT of research before buying. After double and triple checking loads of times I’ve managed to get consistent quotes of around £1200 which I’m pretty happy with compared to what other people r paying. U just need to do your research👍. Nice vid
@CarsWithJB 4 жыл бұрын
That's really good for a first car - great effort! With the right time spent getting the quotes you can really bring it down a lot 🤙🏽
@antonyy4372 4 жыл бұрын
Cars With JB tbh it’s all thanks to one of ur videos. Where u mentioned the 1.5 swift glx. I was looking around for them but didn’t find much but there was a sport nearby. I was in love with it instantly 😂. It was in good condition and a reasonable price too so I thought why not
@cliveyboyb5770 Жыл бұрын
Just been looking at Suzuki Swifts as first car for young driver but they are a very high Insurance group even with small low powered engines. An incredible 60% increase over other similar cars.
@gbattista181 4 жыл бұрын
First car was a 2014 Ford Fiesta zetec. Managed to get a no black box deal for 1800
@hophole 4 жыл бұрын
L Battista from who? Mines a 1.25 and I pay £1000 with RAC and have a black box
@CarsWithJB 4 жыл бұрын
That's decent without a black box - did well there!
@pawellfc356 4 жыл бұрын
good video :)
@CarsWithJB 4 жыл бұрын
Cheers my dude!
@boosted1230 Жыл бұрын
Honestly so helpful, managed to get a quote on a 1.2 Seat Leon down form over 2 grand to £1200. Thanks for the tips keep up the good work
@owenalp1977 4 жыл бұрын
4,000 miles a year is way too low if you ask me, I’ve only had my jazz since mid May and I’ve already done 1900 miles just driving to school and work twice a week in the next town over. Also, looks like you need a hair cut mate!! Another great video nonetheless, the amount of work and research that must have gone into this makes my head hurt. Quality content as usual 👌🏼.
@CarsWithJB 4 жыл бұрын
Yeah fairdos - I think I do about 6,000 a year, but I do quite a lot of driving! When I was at school or uni I wasn't doing more than 3-4,000 a year somehow. Haircut will happen soonish - once my tan from holiday has gone a bit so I don't have a weird multicoloured head haha!
@ConnorCursons 4 жыл бұрын
I got a quote 2.2k for my polo 9n I live near Watford, did my age 20, sales advisor and wheels as a mod car value 500 so not bad for me I guess without a box
@CarsWithJB 4 жыл бұрын
Yeah not awful, pretty local to me!
@ihaashyhd5957 4 жыл бұрын
Bargain for not having a black box
@ooreego117 4 жыл бұрын
Traditionally for a first car I would say “polo’s are good”. However I would have to say the Audi a2 is my personal recommendation. It’s very cheap to run High quality Amazing fun to drive Unbelievably practical mainly down to the rear seats being removed by just one little button! Disclaimer: only if you can get over the looks of the car :)
@f4tpie 4 жыл бұрын
I think it's a pretty car too!!
@CarsWithJB 4 жыл бұрын
Some people love them as well - and they do have a very good rep!
@alessandrobarella1513 4 жыл бұрын
That’s my dream first car! Love the Audi A2. Looks fantastic & probably feels comfortable to drive in
@xbogamer1373 4 жыл бұрын
Multi car insurance is the real way to go, especially with admiral. Got a quote on a Mk 6 golf as a 17YO for £650.
@CarsWithJB 4 жыл бұрын
Yeah if you can get it then it's definitely a good shout 🤙🏽
@abbzy9528 2 жыл бұрын
I live in mosside paying 400 pound a month for a 1.3 yaris with black box
@btccfanful 4 жыл бұрын
From Leeds and WITH a black box it went from £1562 to £865!!!!!!!!!!!!!!!!!!!!!!!!!!! and without a black box, £3-4k to £1055!!!!!!!!!!!!!!!!!!!!!!!!! THANK YOU SO MUCH!!!!
@CarsWithJB 4 жыл бұрын
No worries, so glad the video helped!
@btccfanful 4 жыл бұрын
@@CarsWithJB It really did! and I got a VW Fox so almost the same as you lol!
@jonathanbennigsen5625 4 жыл бұрын
Few tips from my end, 3999 miles a year is the same as 3000 miles a year normally so worth doing that. Secondly don't buy the quote off the website, if you ring the insurance company direct they can often better it over the phone. Lastly, don't just look at fiesta etc. When I was looking for my first car I found that a 2.0 mazda 3 was cheaper than a 1.4 Fiesta. So get quotes on a variety of cars. Also for anyone wanted modified insurance, sky insurance or Brentacre are always the cheapest imo.
@CarsWithJB 4 жыл бұрын
Interesting - I found that 3,001 miles was as expensive as 4,000 miles for some reason! Agree 100% if you call them and haggle, a much better shout, even if it's just to get a few thousand more miles for free etc 🤙🏽
@Big_H99 4 жыл бұрын
As someone who works in an insurance company and deals with policy’s, best way to get cheap insurance is: Don’t be a retard like myself and get caught speeding within the first year, Age means nearly fuck all. (We really don’t care how old you are) ((it can sometimes work but only on your excess)) Get a dash cam Fewer miles the better When your policy is coming up to renewal your price 9/10 will increase, if you have named drivers that can actually increase your price at renewal, so take them off. Always remember that if a certain company has had a lot of customers claims in your postcode, their price will naturally be higher. So don’t get mad to the guy on the phone. Last but not least. Get quotes from online, call the cheapest that you’re comfortable going with and say you found a few that are about £50-£200 better and see what they do. Also if you’re a student, living away from home is M U C H cheaper. If you’re a chef, bar staff or nurse/doctor, forget it. Those jobs are fucked for insurance. I have a lot more but cba to post them. Lol. Good video!!!!
@CarsWithJB 4 жыл бұрын
Thanks very much for the insight - very much appreciated from the insider perspective!
@harrysopho6957 4 жыл бұрын
Also good to do as many quotes with cars you might think are uninsurable, for example I live in north London and pay £1100 as a 17 year old for a Ford Fiesta Zetec S with 140 bhp. There were corsas which I did quotes on which were around 1600-1800 which only had 80-100 horsepower. Another example is a polo bluegt which surprisingly for me had an insurance price of 1300 with 158bhp whereas the 1L polo with 69bhp cost well over £1500 to insure
@CarsWithJB 4 жыл бұрын
Agreed - there are plenty of cars out there that very few young people drive which ultimately helps the insurance come down!
@theknight7229 Жыл бұрын
damn thats amazing fr, ik its been a long time lol but could i know any companies please?
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