Applied in app at 6am approved with 25k in seconds!
@codywebb2768 Жыл бұрын
So my credit sucks, 586(it’s raised a lot in the past year) but my relationship with navy fed is great. I got approved for the go rewards with a limit of 25000.
@erickacarter0126 Жыл бұрын
IT ABSOLUTELY WORKED FOR ME!!! I APPLIED AT 3:50 AM AND I WAS GIVEN A 4K APPROVAL
@dd6062210 ай бұрын
Congratulations
@robster361 Жыл бұрын
NavyFed AMEX $25k, CashRewards $25K, Platinum $16.5K... I love Navy Federal Credit Union ❤️ !
@terrymckenzie5153 Жыл бұрын
have you tried doing the FEMA AFFILLATED PLATFORM cash hack i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours
@achavez782 жыл бұрын
I am living proof this is possible. I was approved for the NFCU Flagship in August 2021-- this was coming off 2 years of rebuilding credit w/ being in foreclosure and collections. At the time of applying I had an NFCU checking and savings account, as well as one of their lower tiers cards and my FICO score was probably mid/high 600s. Was given the minimum $5K limit and was recently given an increase to $8K. It can be done!
@rodneyjones47632 жыл бұрын
Did you have direct deposit 💵 to your checking account. Did you do any loans with them?
@achavez782 жыл бұрын
@@rodneyjones4763 no Sir. No direct deposit, but I keep around $3,000 across the two accounts in at all times. I also held one of the other lower tiered cards about for about a year w/ perfect payment history and always keeping the balance low
@achavez782 жыл бұрын
@@Faith12Man no late night hack. Applied on a weekday afternoon. Credit was probably in the high 600s, maybe low 700. when I put in for the increase. I have a perfect payment history and kept the balances low. I think at one point I carried a 40% balance one month. But other than that always Lower
@gogurletc81702 жыл бұрын
Congratulations!!!!
@jollyranch10262 жыл бұрын
All lies
@tacticalteddytevreacts9154 Жыл бұрын
I was super skeptical..I've had navy fed for like 15 years never did this.....I did it exactly how you said and in the middle of the day I got approved 9600 starting thanks man
@MarkHallOfFame Жыл бұрын
@@floridajames04 your credit was probably better than his.
@thuwun Жыл бұрын
Yes without know the difference in credit score there is no way to determine how the decision was made. And the relationship trend that he has created compared to yours.
@melissaw33 Жыл бұрын
For both of cards I applied on my way to work 5am. 2018 I got 15K platinum and 2019 25K Rewards.
@tradewithion8546 Жыл бұрын
Wanna share how you got it
@oshynclair7592 Жыл бұрын
@@tradewithion8546 No response 😢
@nickc5419 Жыл бұрын
What was your credit score?
@nickc5419 Жыл бұрын
What was your credit score
@melissaw33 Жыл бұрын
@@nickc5419 740
@walkinNpurpose Жыл бұрын
This is very accurate! I was pre qualified for all the cards but I was nervous to apply for the flagship so I decided to apply for the Visa Signature cashReward credit card. I was approved for it and I got a credit limit of 20,000.00. I became a member in October 2022 and I have direct products with them.
@handrade50849 ай бұрын
Does it make a difference what time you apply for the cards especially if you have a low score and the guy said he had a 578 score and got approved for a 500.00 limit with American express of all cards
@Jacquesmyers10312 жыл бұрын
I just recently applied for the platinum and got approved for $19,500!! It surprised me since I have 8 other credit cards with a 674 credit score. Maybe it helped that I’ve been a member for 22 years.
@juniorjr6424 Жыл бұрын
Annual income?
@Jacquesmyers1031 Жыл бұрын
@@juniorjr6424 at the time, it was appx $37K.
@floridajames04 Жыл бұрын
Your score is based on the NFCU scoring model.. if it'd above 690 in their end you're good.
@cd-gt9ht Жыл бұрын
I got a NFCU checking/savings due to the video you have here. When I first joined up the only card they would give me was a secured card. I deposited like $25 in my savings account and waited a couple months. Almost forgot about it TBH. Well yesterday I go and check my pre-approvals and again and every NCFU card showed up including the Flagship card. I applied at midnight eastern. Got the application needs to be reviewed message and maybe 2hrs later.. Boom approved $6200 I dont think I have great credit right now. I have been working on it for a couple years now.. CK like to put my scores in the mid 500s ... MyFico is 650ish But NCFU gave me this flagship card with $6200 Thanks for the video.. I feel like this is really going to open me up for more larger limit cards. Synchrony has been giving me some love lately as well.. But this card.. Biggest CL ive ever had.
@MpoweredbyMe Жыл бұрын
I did the late night hack in January, and was quickly approve for a 30k pl.
@bloodcuz6199 Жыл бұрын
CONGRATS!! What was your score at the time of approval?? And were u depositing cash into your account(s)??
@MpoweredbyMe Жыл бұрын
@Blood Cuz thank you. My score was 717 at the time, and I had one account with $20 in it, I also opted for the life insurance they offer.
@bloodcuz6199 Жыл бұрын
@@MpoweredbyMe wrrd?! DANG LOL!! I’m starting deposits now, and my score is at 687… Should be at about 710 next month. My plan is to wait 2 more months before I apply for a CC! Someone close to me said they only had about $2k in their account with like a 640 score and was approved for an $11k card within 3-4 months of being active with the account, making small deposits via Zelle. I have a Pledge account, and I’m making deposits now so we’ll see how it goes in 3 months 💪🏿💪🏿💪🏿
@dellrugby Жыл бұрын
Just got approved for the Platinum for 7100. Ecstatic. I am on a journey but I have a long way to go. Maybe next year I can get the Flagship
@asmith506110 ай бұрын
I did the late night method a bam! Approved
@houseofhunter2 ай бұрын
Did you do the pre-approval of just applied
@Kardonnify9 ай бұрын
I literally just watched ur video … applied for the navy federal card and got immediately approved
@TyTy-fi7sm2 жыл бұрын
I watched your video earlier on today, so I got pre approved on the Navy Federal Flagship Credit Card. So this evening I decided to apply and I got approved for 18k off the jump. I was blown away 😳 Thank you so much for this video.
@NaamWynn2 жыл бұрын
Let’s go!!!!
@TyTy-fi7sm2 жыл бұрын
@@NaamWynn Update Navy Federal just gave me a 5K Increase without me asking. I was blown away 😳
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@kenyabush9365 Жыл бұрын
@@kattyhernadez7892 What’s the cash hach please?
@kattyhernadez7892 Жыл бұрын
@@kenyabush9365 is %100 legitimate this is a program I did a few days ago a friend of mine referred me to the lady who helped me with the program I invested in the program and I got my claim
@gtech53982 жыл бұрын
Great Video! Just got Approved for $16.2K! Followed your advise and pre-qualified, was approved and seen the Flagship as one of the option, applied, and within seconds...Congratulations! Fast & easy. I wasn't thinking about applying anytime soon because NFCU just denied me back in Sept 2021, the other reason being my score lingered from 670 to 725, depending on which Bureau you viewed....weird... But, I'm glad I seen this video and went for the gusto....thanks!
@Leezydidit Жыл бұрын
I became a member and 20mins later applied for the flagship card and was approved for $25k. My score teeters between 798-806. So it's really what they want to give you depending on your credit history and personal salary.
@Leezydidit Жыл бұрын
I applied on my lunch break around noon...
@floridajames04 Жыл бұрын
You left out your relationship with the bank too, that's key for the internal score model they have.
@Leezydidit Жыл бұрын
@Floridajames04 I literally had no relationship with them. Lol I became a member and applied for the credir card 10mins later all while on my lunch break.
@narcissistinfo7970 Жыл бұрын
@@Leezydidit What credit beurue do they pull from my good sir
@bryanhester258 Жыл бұрын
@@narcissistinfo7970 Transunion
@yeetmaster95582 жыл бұрын
the midnight method works, I applied for an amex blue at 2 am as an 18 yr old and got accepted!
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@rkwllc3 ай бұрын
@@kattyhernadez7892 what is the cash hack?
@AJQuestVideos Жыл бұрын
I just applied today and got a 30,000 credit limit. But I’ve also been with Navy Federal for 21 years and my FICO score is above 800.
@floridajames04 Жыл бұрын
Keep bragging then lol.
@da_woo8414 Жыл бұрын
Then why comment
@AJQuestVideos Жыл бұрын
@@da_woo8414 cause he said comment below asking if you were able to get the flagship card and I applied that day.
@AJQuestVideos Жыл бұрын
@@floridajames04 lol I had bad credit for years. It took me years to get it up.
@bsw351 Жыл бұрын
I don’t know how but my credit was in the upper 500s and Navy Fed approved me for $25k limit on the flagship card
@hillsr Жыл бұрын
Happy Veterans Day Marine!!!
@ZayScott Жыл бұрын
I literally just watched your video and applied and got approved for 11k for the flagship. Thanks for the tip. By the way, I did it using the late night hack as well.
@sarinawatson3 Жыл бұрын
What's the late night hack
@armadildo6468 Жыл бұрын
@@sarinawatson3apply between 11pm and 5am. An automated service will accept or deny ypu and uts usually more lenient than a manual check.
@thuwun Жыл бұрын
What was you credit score at the time of app? Just curious. I’ve been with them for a month and considering the app since it popped up in my pre approval list.
@nelson24687Ай бұрын
I just got the car the credit card and I got $25,000 credit limit first time
@Vidal20212 жыл бұрын
Just applied (at 2347) for the platinum and was instantly approved for $25k. Thank you very much. This will really boost my score. I already have a rewards with the max $30k. Now I'm thinking I should have applied for the flagship.....
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@terrymckenzie5153 Жыл бұрын
have you tried doing the FEMA AFFILLATED PLATFORM cash hack i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours
@MsDC-th4zc Жыл бұрын
Do a product change to the Flagship.
@alexvmedia712010 ай бұрын
What was your credit score at the time you applied?
@lalarey89 Жыл бұрын
I just tried and got approved $20K -- what?? Flagshipped CC. -- thank you! I was scared lol
@Sunshine18930Ай бұрын
What was your credit score before applying I wanna try bit I’m scared lol😂
@katbax552 жыл бұрын
Will make a yr w/NFCU in June. Applied, Approved $15K
@tonecapone88082 жыл бұрын
What was your score?
@katbax552 жыл бұрын
@@tonecapone8808 803. However, I've paid off personal & pledge loans & have the AMEX CC w/less than 10% Usage always. Hope this helps.
@rodneyjones47632 жыл бұрын
@@katbax55 Thanks for the data points..
@charlesharper6374 Жыл бұрын
idid the late night hack 1:30 am on a holiday never had a credit card before 3000 cash rewards approval
@MrDoItTwice2 жыл бұрын
I tried for this card with the late night hack and it WORKS! but I also have good credit also
@masongarrett30665 ай бұрын
Well, you make no sense
@BoodaSDavisАй бұрын
My 1st 2 cards were the Cash Rewards & More Rewards Amex and both were 25k out the gate. Probably apply for the Flagship this December or beginning of the year.
@brendadaviswilson9243 Жыл бұрын
I just applied about an hour ago for flagship and was approved
@bluffednoc Жыл бұрын
What’s your credit score?
@joshuaewing2647 Жыл бұрын
Around 2230 Central Time I did the pre-approval and it listed many cards. I chose the AMEX (prior to researching what cards are best) and was approved for $500 with a 578 score based on their credit monitoring. (Vantage 3.0)
@handrade5084 Жыл бұрын
Really a Amex card with a 578 score
@chrissan6015 Жыл бұрын
fun fact I have a 740 and I was pre approved for a secured card@@handrade5084
@handrade50849 ай бұрын
What time is that 2230
@Snailmailtrucker8 ай бұрын
@@handrade5084 10:30pm
@F1RSTBORNАй бұрын
@@handrade5084 10:30PM
@jeanroberson44282 жыл бұрын
A rep told me you can do a product change anytime. .. you just lose your intro bonus. For example i have a 0 APR for a year she said if i made a product change before the year end I’ll lose that promo
@queenyl72872 жыл бұрын
Access code?
@heirtothethrone000 Жыл бұрын
@@queenyl7287 He probably meant member access number
@brigitterobinson52712 жыл бұрын
I just called their customer service dept and opened up a savings account and a money-market savings account over the phone. I used a credit card of mine to fund it. Customer service just asked my name, address, phone, where I worked and my affiliation with the armed forces (my father). A soft pull with Transunion to verify my identity and an instant approval with an access code given to me. Real easy. I will build up my savings account and then apply for a credit card.
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@juniorjr6424 Жыл бұрын
Any update?
@juniorjr6424 Жыл бұрын
@@kattyhernadez7892 how does that work?
@kattyhernadez7892 Жыл бұрын
@@juniorjr6424 this is %100 legitimate this is a program I did a few days ago a friend of mine referred me to the lady who helped me with the program I invested in the program and I got my claim
@kattyhernadez7892 Жыл бұрын
@@juniorjr6424 you can reach out to the woman who got me paid be assured that she is going to get you paid trust me she is a life saver if you had seen the situation I was in before I got through to her
@theebrandfairy Жыл бұрын
I tried the late night hack in October 2021 for the personal loan and it worked. I haven't tried the for the flagship card because my credit has taken a hard hit since employment loss at the beginning of 2022.
@AlexZanderMuro3 ай бұрын
I was shocked i got approved for the card. 2 weeks ago i did their prequal and only had the secured card show up. Score only went up about 10 points (537 TU/511 EQ/549 EX), but i had opened a certificate acct with Navy Fed in that time (already had active duty checking and a savings acct), filled out the prequal again just to see, and had the whole lineup available. Applied and got the Flagship card with an 11k limit.
@NaamWynn3 ай бұрын
Awesome!
@kirkwilliams177 Жыл бұрын
I saw a similar video of getting this card. Unfortunately like the other video, there’s nothing about credit management. There’s a lot of Americans that are drowning in debt. So to get another card without proper financial management can and will lead someone further into debt. Are there good reasons to have a credit card, definitely. But more people should focus on getting out of debt and becoming financially stable and free from debt.
@Ticonderoga1211 ай бұрын
Well said my friend. It needs to be stressed over and over that financial discipline and responsible habits will bring u success, alot of folks dont really understand the responsible way of using someone else's money.
@jeanniebelle2 Жыл бұрын
Late night hack workout for me got approved for 11k
@LifeIsLikeABoxofChocolat-cm3le Жыл бұрын
I tried the "late night hack" and was definitely approved immediately. I'd say it does work, but there may also be qualifying factors that plays it's part in whether or not you are approved. I could be wrong, but....🤷🏽♀️
@amanikira Жыл бұрын
How much did you get approved for?
@MSDIMPLESJ Жыл бұрын
What time did you apply
@LifeIsLikeABoxofChocolat-cm3le Жыл бұрын
@Dimples J After 3:00am. But as long as it's after customer service is closed.
@MSDIMPLESJ Жыл бұрын
@@LifeIsLikeABoxofChocolat-cm3le thank you so much
@LifeIsLikeABoxofChocolat-cm3le Жыл бұрын
@@MSDIMPLESJ You're very welcome love. Best wishes. 🥰🤗
@albertcastro409 Жыл бұрын
I think the annual fee for this credit card is a drop in the bucket. I had higher annual fees with other credit cards. So I’m happy to have this annual fee. I. Ant complain with the limit they gave me. 25 K
@walterhicks2762 Жыл бұрын
Thanks for your Service Bro
@Nofacenocase1619 Жыл бұрын
I just became a NFCU member last night and havent even funded my account yet. was pre approved for the flagship card. I applied and got approved for only a $7000 limit. I have 2 platinum Amex business and personal. Paid off a $300k auto loan for a Urus. And have a Chase Sapphire reserve with a $28k limit. And my TU score is 776. Can i ask for a limit increase reconsideration.
@NaamWynn Жыл бұрын
I would still wait after 91 days
@JaeBTundra1 Жыл бұрын
You're making bread.
@katel39622 жыл бұрын
NFCU never asked me for any proof of military service or military family member 😂 They only asked the basics: name, address, birthday, SSN, income. Not worried, I have two Navy veterans in my family if they ask. Their customer service is excellent, and their app is user-friendly.
@NaamWynn2 жыл бұрын
That’s awesome 👏🏽
@trapharder48442 жыл бұрын
Same here they never asked me to prove anything even thoe both my parents are vets.
@liltrappy5592 жыл бұрын
Did u open account Over phone or online?
@liltrappy5592 жыл бұрын
@@trapharder4844 phone or online? Best way ?
@katel39622 жыл бұрын
@@liltrappy559 I started online, and it asks you a series of questions. First, are you in the military or a veteran. If you answer NO, it thens asks if a family member is in the military or a veteran. If you answer NO, it says you have to call to open an account. So I called, it was simple and quick, and the CSR was super nice. I opened a checking account, money market account, and Cash Rewards credit card all at one time.
@devante19952 жыл бұрын
I was preapproved for all of the NFCU CC and had 15 hard inquiries at the time that i applied for for the Flagship CC and was approved. So i do not believe that NFCU is inquiry sensitive.
@NaamWynn2 жыл бұрын
Thanks for the data points. Were these 15 inquiries on TU or across all 3B?
@devante19952 жыл бұрын
@@NaamWynn TU, is where NFCU, pulled from, all others less.
@rodneyjones47632 жыл бұрын
@@devante1995 I guess the next question would be the credit profile for the individual.
@danshaw66052 жыл бұрын
Have you been a member for a long time? Also, would you consider your credit excellent, good or fair?
@darling8741 Жыл бұрын
@@devante1995 But we're all the 15 inquiries under TRANSUNION? Not Equifax or experian... but under TRANSUNION?
@ceecee811 Жыл бұрын
THANK YOU FOR YOUR HELP & KNOWLEDGE. IT IS GREATLY APPRECIATED!
@sharonbarnes91352 жыл бұрын
Hey Naam, I think 8k might be the highest credit limit increase that NFCU does. I have gotten 8k increase on 3 separate occasions for a max total of 46k on my card
@NaamWynn2 жыл бұрын
Yeah, currently that's what NFCU has been doing.
@therealrobinbullock2 жыл бұрын
I got a $9,200 credit limit increase on a More Rewards card after a limit increase request.
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@virgoqueen1482 жыл бұрын
Just applied for the flagship got 30k Thank you
@gogurletc81702 жыл бұрын
@Virgo Queen How long was been with them? What was your credit score? Any inquiries if so how many? What was your NFCU Internal score?
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@kattyhernadez78922 жыл бұрын
@@virgoqueen148 this is %100 legitimate this is a program I did a few days ago a friend of mine referred me to the lady who helped me with the program I invested in the program and I got my claim
@kattyhernadez78922 жыл бұрын
@@virgoqueen148 you can reach out to the woman who got me paid be assured that she is going to get you paid trust me she is a life saver if you had seen the situation I was in before I got through to her
@kattyhernadez78922 жыл бұрын
Reyna _ talbot22 Write it the normal way
@travelwithcraig1 Жыл бұрын
Joined yesterday immediately transfered to card department, did a prequalify was approved on Flagship, $6,900 limit, I asked about an increase and they said I could try but usually better to wait 90-180 days. Retired with a fixed income of 66,500. So not sure if they will increase it. What is your opinion? Credit 708. Rent per month 300.
@1ocasey Жыл бұрын
Got the secured card 2 days ago on preapproval today applied got the rewards cash back $6900..
@albertcastro4092 жыл бұрын
I am able to do the product changed because my More Rewards Amex has at least 13,400. But I don’t have one year yet. But I will wait and actually wait and apply for the flagship later in future but during the summer time. So I can meet The bonus requirement !
@A4Angulo Жыл бұрын
I tried the late-night hack for myself and got $12K, a couple of weeks prior, my husband applied during the day and got $25K (both for the NFCU Amex), we have very similar credit, and we are in the 750 range.
@NaamWynn Жыл бұрын
Some people swear by it, but I think it’s more of a myth
@romangabriel00711 ай бұрын
I'm a member of NFCU, but I don't understand why everyone raves about the flagship card? Is it the potential for a super high credit limit? The 2% on everything and 3% on travel for an annual fee isn't that attractive. You can get those benefits for free if you combined 2 no annual fee cards from mulitiple issuers.
@ianknowles69479 ай бұрын
How can I get a credit card
@elisaj57869 ай бұрын
I did the late night hack amd got approved..only for $3500 I should've asked for more lol
@frankcherry38102 жыл бұрын
I would just love to get the credit union to transfer in and out money. Why is it so difficult and require a Third app/
@rptooreal18332 жыл бұрын
Great video! I got the cash rewards card with a 30k limit in April. Would that mean that I could only get approved for 50k with the flagship? How long should I wait to apply for the flagship? I only have 1 hard inquiry.
@NaamWynn2 жыл бұрын
Yes. The max limit you can have across all credit card account is 80k. So in theory you can only have a max of 50k on the Flagship if it’s your second card. With a decent credit score and 1 inquiry you have good odds. I would prequalify to see.
@rptooreal18332 жыл бұрын
@@NaamWynn Okay. I’ll do that. Thank you for the response!
@bloodcuz6199 Жыл бұрын
@@rptooreal1833 what’s the update?! Any news??
@floridajames04 Жыл бұрын
Lol he ain't getting a $50K card from NFCU those are extremely rare.
@rptooreal1833 Жыл бұрын
@@bloodcuz6199 I got approved for the flagship with another 30k. Waited 91 days and ask for an increase on my limit and have 38k on both cards now. The cash rewards and flagship.
@bloodcuz6199 Жыл бұрын
I’m feeling very confident I can get a 10k card once I apply… Right now I have a 687 score that will be atleast 710 next month, and I’m putting away $1,500 every month and have a pledge fund($250) at the moment with NFCU. I’m going to wait 2 more months, THEN see if I prequalify for any of their cards!! My score should be in the 720+ range by then as well. And only 3 inquiries as well on my TU report!! Credit Karma says I have 3 inquiries, but Credit Sesame is saying I have 0
@carloscontreras3633 Жыл бұрын
Amazing information. Thank you for sharing this knowledge.
@caroledavis3741 Жыл бұрын
My father and brother both passed, so was not able to join the credit union. I have good credit
@succeedin222 Жыл бұрын
@Carol Davis you can still join
@Bossninja022 жыл бұрын
Not sure if you reply to comments, but I wanted to know which Credit Cards that don't have an annual fee show Equifax and Expieran Fico Scores? I have a Bank of America Card, and they show me my TransUnion Fico but I want to get more cards, but ones that show my fico for the other 2 credit bureaus. You think you can help me?
@talkwithalana74892 жыл бұрын
I just opened a checking account with no affiliation.
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@jamesziegler43832 жыл бұрын
Thank you
@timothyodaniell91192 жыл бұрын
Excellent review! great work, thank you.
@mercedesdaye2931 Жыл бұрын
Do they only approve people whose income is 6 fig and up?
@theRealestBarbieD2 жыл бұрын
What if you don’t have any family members/ roommates that was in the military
@NaamWynn2 жыл бұрын
You can still attempt to apply, some have said they did not ask.
@callmeNeno2 жыл бұрын
I love this card in my wallet
@albertcastro409 Жыл бұрын
Took me I believe 2 try’s until they approved me for 25 K
@juniorjr6424 Жыл бұрын
How long should I keep my utilization at 0% before applying? I been at 65% for a year but in good standing!
@JaeBTundra1 Жыл бұрын
Man get that below 10%.
@alexmoongt2 жыл бұрын
could you talk about Paceline credit card please 🙌🏼
@SteveinSoFlo16 ай бұрын
What about their busoness card?
@loublev5098 Жыл бұрын
No credit score is not a bad credit score. Just means you have no credit cards or other debts.
@terrymckenzie5153 Жыл бұрын
have you tried doing the FEMA AFFILLATED PLATFORM cash hack i did cash hack just a couple of days ago and i got paid $20,000 in just a few hours
@hongfoote41592 жыл бұрын
Thanks for video 😀👍🏻
@tonyferdaise52922 жыл бұрын
So one way to become a member is if a family member was in the military? What is that family member is deceased? Can I still join?
@NaamWynn2 жыл бұрын
Yes you can
@tonyferdaise52922 жыл бұрын
@@NaamWynn thank you Sir!!!
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@pammyrn1574 Жыл бұрын
Yes!
@tjtj5691 Жыл бұрын
I must be in a totally different world or have a comprehension disability with this topic. Somehow, I came across a HUGE amount of KZfaq videos on obtaining a NFCU Flagship credit card. It sounds like the goal is to obtain this credit card with a large line of credit, as if that is a good thing. When I was younger, I lived paycheck to paycheck, raised 6 kids and struggled a lot to make ends meet. However, I tried to spend within my means and vacations were rare, very rare and very limited. This learning experience brought me to a point where in effect, all my credit card interest rates are ZERO %. I NEVER pay any interest. Why is the desire to have so large of a line of credit. I am not blessed with being from a rich family, I am not poor either, I just followed the basic advice: Have an emergency fund, save for a rainy day, save for retirement, and always, always, always spend less than you earn. It is not hard, it is not painful, it is not difficult. What am I missing.
@rodellleaks490 Жыл бұрын
Higher credit limit means your credit utilization will be low which is good
@rodellleaks490 Жыл бұрын
It is very much a good thing the old times are done those that can’t adapt will never move forward the times your speaking of are long gone like a lot of other things
@weakcannow Жыл бұрын
I just got Approve for the cash Rewards navy federal For a really high limit but then I've seen this video and now I want the flagship/ American Express what could I do Or what should I do To get this product
@Victoria_Marie Жыл бұрын
You can request a product change and if eligible they’ll switch you and keep your current cards limits & history
@jabbarbryant2 жыл бұрын
I had navy Federal before. Can I just open an account again
@NaamWynn2 жыл бұрын
You probably still have an account. I would try again!
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@michaelswami2 жыл бұрын
My credit limit history with Navy Flagship: 6K, 14K. I like Amex better and it is at 25 K.
@speakeazy_2 жыл бұрын
What perks do you like about Amex?
@michaelswami2 жыл бұрын
@@speakeazy_ more 3% categories than Flagship. Gas, groceries, restaurants are all at 3%. Flagship only has one 3% category-travel.
@speakeazy_2 жыл бұрын
@@michaelswami Thanks for the information.
@michaelswami2 жыл бұрын
@@speakeazy_ happy to share. And Flagship does have all other categories as 2%. So anything that Amex and Cash rewards don’t pay 3% on, I tend to put on Flagship.
@floridajames04 Жыл бұрын
Amex card is their best card for every day purchases.
@supermodelkandy Жыл бұрын
I applied but the said they will get back to me. It was not instant. I am still waiting
@houseofhunter2 ай бұрын
Is the late night hack done via pre qualification or just applying via a hard pull
@F1RSTBORNАй бұрын
Hard pull
@mariostransportservices10 ай бұрын
Hey buddy, I just got approved for 11,000 in my credit score is at 656 but I would like to know how to apply for business credit I do have a small business
@mikedashit1007 ай бұрын
I got approved for a flagship card, but I didn't see where I could ask for my credit limit, so I checked my navy federal account and seen its going to give an 11000-credit limit I haven't got it, yet I just applied for it with the late-night hack but when can I try to get the 80000-credit limit. should I do it now before the 11000 comes through?
@ms.peewee504 Жыл бұрын
Late night hack does not work.
@xnat50thx4 ай бұрын
I don’t know anyone affiliated with the army but I really need this 😩 can anybody help ?
@MG-ke8fq Жыл бұрын
What about bankruptcy? I have one that was discharged in 2017.
@kristikrisfodge9129 Жыл бұрын
We have access to pay a payment of 500.00 per month or we can pay it off in a few mts at 500 per month .
@gogurletc81702 жыл бұрын
Hey Naam, How can I level up with NFCU credit limits, opened my checking/Saving with them in June 2021,applied for C.C in Dec 2021 got approved for Amex for 2100, currently carrying debt but 100 payment history ,weekly deposits, haven't applied for CLI since having the card, any tips etc.
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@batuhansarkurtbay7914 Жыл бұрын
Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.
@asmith506110 ай бұрын
I waited a month
@gogurletc81702 жыл бұрын
Hey Naam, How can I level up on my NFCu card ,I have 1 with them Amex got it in Dec2021 with a limit of 2100, haven't applied for a CLI ,currently have a balance but 100% Payment History...Any suggestions,tips, etc? Thanks in advance!!!
@gogurletc81702 жыл бұрын
@Paul Humphrey (SAM Consultant) SCAM
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@Victoria_Marie Жыл бұрын
Have you done CLI yet? I would suggest doing that until you get the 5/10k limits then start doing product changes. Which card do you have through them now?
@zaawilkins655211 ай бұрын
Less than 7 hard inquiries within 1-2 years? Or period?
@deemarietorregiante8059 Жыл бұрын
Hi this my first time her, and ask why is federal navy so great? Do they charge a very low interest rate? We have good credit . We want to pay off out debt which is a total of $9200. My husband is a vet from Army. Do they give out low interest rate loans ?
@NaamWynn Жыл бұрын
They are the largest credit union and tend to give rates better than most CU or Banks.
@Raymond-mk8cb Жыл бұрын
I think I will apply for a cc in about 90 days , I just opened an account yesterday. NFCU sounds like an excellent CU, I should not have procrastinated to join. I started off with the basic checking account because I am waiting to have some money wired into the account and have my direct deposit start. What is the best checking account to have if I use ATM's to withdraw cash? I use my debit card for 90 percent of my purchases but I still use cash from time to time.
@Prosperous85328 ай бұрын
Affinity credit union is the 1st credit union I've ever seen that has a checking account that gives cash rewards. That's the best alternative to a credit card because you still get the benefits of 1 without the debt/interest/monthly AND yearly fees.
@nunezhector11 ай бұрын
Hi Naam, few days ago a became a NFCU member personal and business and have two personal accounts and one business account opened, my score is +680 what I really wants is the Navy Federal Business Credit Card do you recommend to apply for a personal credit card first before applying for business credit card? Thank you
@NaamWynn11 ай бұрын
Either one is fine
@et886511 ай бұрын
If i have the flagship CHECKING ACCOUNT and i want to downgrade to a regular account, will there be a penalty?
@et88659 ай бұрын
When does navy federal report credit cards to the Bureaus? I got the flagship the end of September and it's still not on my report
@NaamWynn9 ай бұрын
It can take up to 90 days.
@Jey9A4G2 жыл бұрын
Is it True? That with Navy Federal Flagship 80k Credit Limit; You can TRANSFER that Credit to Cash to Your Checking or Savings?
@gogurletc81702 жыл бұрын
@Jey9A4G Yes you can you would go thru the app and transfer from your card to your checking/saving ...Thanks for asking that question I have done it before but with a smaller amount. You just inspired me with your words!!!
@user-jy7fv8bh6x Жыл бұрын
how to apply for 3 if i already got approved for 1?
@carterhuss79342 жыл бұрын
if i pay off every transaction as soon as i use my card will that hurt my credit score? like if i have a 0% utilization rate is that bad?
@gogurletc81702 жыл бұрын
Not at all, keep your utilization under 10%
@kattyhernadez78922 жыл бұрын
did you try doing the cash hack program i did cash hack just a couple of hours ago and i got paid $20,000 in just a couple of hours
@joanaemiliosfamily8616 Жыл бұрын
I applied around 1am for the flagship and got 25k limit
@thuwun Жыл бұрын
From all the comments I’m reading the late night hack is valid but still takes into consideration the basics like income , debt to income ration and credit score. Im noticing most of the higher credit limits are given to higher credit scores
@joanaemiliosfamily8616 Жыл бұрын
@@thuwun yes 100 percent believe that to my score is 737-748
@Wyneajohnson20 Жыл бұрын
How can I get in touch with her???
@dsldanv2 жыл бұрын
What is the minimum income requirement?
@gogurletc81702 жыл бұрын
Good question
@joburgess762 ай бұрын
Can you get thia card with credit score high 500 credit score.