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Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

Been aggressively saving 20% of my take home pay and last night I hit 100k at 28years old 🥳 So proud of myself especially since my family was considered low income growing up. Theres hope for everyone! My replies arent showing for some reason but to answer the questions, I have 80k invested, 20k in hysa

One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!

Hallelujah!!! I'm blessed and favored with $60,000 every week! Now I can afford anything and support the work of God and the church. For Your glory, LORD! HALLELUJAH! 🎉🎉🎉

I’m literally about to hit 50k in 4 months at 25! A couple days before I turn 26👑 or a month after and I finished paying off my 23000 student loans In march of this year since I graduated at 21.

I know one thing for sure, starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.

I started my portfolio last year with SCHD, VOO, and VUG after inheriting $300k. In terms of share price, VOO is up and VUG is doing even better. My question is, what stocks do you think has the best chance to 10x in 5 years?

As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

Hey Humphrey! Thank you for all that you do for the community! Currently less than $5k left to reach $50k and this video is getting me more and more excited to continue the process. After that, on to $100k 🎉 cheers from Tx - Daniel

It's sad how difficult things have become in this recessive economy. I was wondering how to utilise some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to protect my $80K-worth stock portfolio from decline, but haven't figured which way to go.

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

*Having multiple streams of income is a game-changer for stability. Relying solely on a job may not provide enough financial security due to high rates of tax, it is important to explore additional investment opportunities to surpass one"s expectation*

All I can hope is that everything works out before my spouse and I are ready to purchase our first house. Fearing that reduced rates will cause housing prices to rise.

I started investing about a year and a half ago. In January I think I had $14k but then I ramped it up after I paid off some things, and I’m at $30.5k right now and hoping for $45k by end of year.

I haven’t watched the video yet! But I’ve watched many of your others. I turned 23 last month and have hit 50k this month. It is a combination of my retirement account with my employer and my personal investment account. 100K seems so far away but that is the next goal. Btw this is by me making 30k a year and taking home roughly 25k

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.

Humphrey! I am $28,000 shy of a net worth of $100,000! I need the next video on how to get there! 💚 💰

Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Natalie Rose Strayer, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

Actually, an NP works on a salary scale and do not get OT. An RN gets paid hourly and OT . An NP can work long hours if she's working for a surgeon. If you calculate the amount of hours compare to pay they are underpaid.

I watch a lot of ur videos and I appreciate the information you give!

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

Love this! I’ve been hovering around 50k (above 50 when the markets are up, and slightly below when the markets are down) for the past few weeks, and I can finally say after my last paycheck, I’m officially at 50k! Excited to hit the next milestone 75k (my own personal milestone) 🎉

Nice video. I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work church. God bless America. Thanks to Sonia Duke

We almost never see pension videos on KZfaq at all. This video is one of very few and tackles a question I could never figure out which is comparing someone’s 401k balance to an annual pension income.

45 years old just got my first 100k this year… I started late in life investing and this year I was allocating 12% my work was putting in 6%

Thanks for the video. It's really refreshing that you don't forcibly shove sponsorships into your vids compared to others. You're one of the more trustworthy YTers in this space so I hope it stays that way 👍

Another great video and discussion. I am a recent subscriber and have been bingwatching and enjoying your content. I am retired for 12+ years and using these videos as part of my educations efforts with my kids and grandkids. Keep up the great content. Larry, Central Valley, Ca.

I started a portfolio for my daughter for her graduation present. I went with FXAIX, QQQM (aggressive growth) and SCHD (a 50/25/25 split. When she is ready and employed we will add VTAIX as 15% of portfolio with a focus on keeping FXAIX at 45-50%, QQQM at 25% and SCHD between 10-15%.

About to turn 25, and i recently hit $50k in total net worth. Most of my portfolio is in individual stocks and i have been focusing on increasing my index positions in total i have about $33k invested in stocks and the rest are in my company’s 401k. no debt and i rent. I do use my credit card for gas and pay statement balance each month. What advice would you give someone in my position?

Prosperity doesn't come out that way overnight. What Most people see at a glance-wealth, a perfect career, purpose-is the results of hard labour and hustle over time. I pray anyone who reads this will be successful in life...

Hi Humphrey , I’ve been out of school (Mech Eng) for 6 months now, I’m 23 years old and I’ve been putting 70 percent of my take home towards all my debts. I’ve paid off 15k in student loans and 5k on my car and still have some medical. I’ll be all paid off by September. I’ve been working 60hr weeks for a while, and I know it sucks now but my future self will thank me when I have a good chunk of change to put towards my first home in a few years. Hopefully next year I will save 50k and have it rolling in the stock market to make itself some interest. Oh I am putting away 10% to Roth IRA with 3% match as well. Maybe you could do like a video on the sweet spot between overtime and work life balance, and how maybe putting in overtime when younger can be more beneficial than at like mid 30s when money is needed

Encouraged my sons to prepare for retirement early. Youngest started at 20 and will be 23 at the end of this year with a net worth of over 70K. He’s enlisted military and makes 35K but also gets housing. Savings rate is around 40%.

Appreciate what you're doing on this channel but, Im not sure why people say things like "max put IRA and 401k" . Essentially saying "separate yourself from your capital, and trust the government with it." And the stock market might get 10% on average, but if peoppe need access to it, it stops the compounding and then gets taxes. Thats also seperating yourself from capital.

I'm there boss just passed the 60k limit this morning 😁🥳

I love these net worth videos. I’m between the 50-100K net worth building up, so I would love to see a video for the next band. Thanks for creating such high quality content, consistently!

flexing the scotty napa love it.

I really enjoy your step wise and logical explanations. Been a follower of Hump Days newsletter too. Great work and research.

80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.

Hey Humphrey! Love your content!

Love the channel and really liked this video!

Great to see a little more of your personality and light-hearted jokes in this vid and other recent ones 🙂

Hey Humphrey or anyone reading what should I do about my situation. I am a 19 year old that's saved nearly 12k with no debt and living at home while I finish my three years left of college. Should prioritize investing in high risk investments or retirement?

I love when I get the alerts for your videos. I feel I am pretty on point with everything. A written budget in two week increments a month in advance has been a game changer for me

It's funny you put this video out today and the wife and I just crossed $50k this week.

Great video! A like minded partner is crucial to the wealth equation. Unless you decide to be single. You can't out save a spender.

Nice explanation

Do you include home equity in your net worth calculations or only account balances (savings, Roth, 401k)?

Do you have any videos on tips on paying off your car faster

I absolutely love your videos, so incredibly helpful to a new saver/investor. I am about to come into a lump sum of money and would love your take on how to go about making the wisest choices with this money so I don't blow it on fancy purses and vacations :D I have a mortgage that is $141,000 with a 3.25% interest rate, no other debt if that helps at all.The lump sum would be more than enough to pay off the house but Im not sure that's the best way to make my money work for me. I'd love your take on what you'd do with approx $180,000 in my situation. Thanks in advance!!

Let's do $100k in the next video

I haved saved up-to 43k in None interest earning savings&checking account from a local credit union bank with NO stock portfolio invested yet and am 23 years old with NO DEBT whatsoever Currently my annual salary was 50k last 2 years so can I open Roth IRA and put that 7k to catch with last 2 YEARS what kind a of a RISKIER Assest portfolio can I build with 60/20/20 rule?

Could you talk about steps to get from 100k to 200k in under 5 years?

What's a raise?

Once you reach 1m, why not put it in a hys? Also can you make a video about the TSP?

Can you do a video with more aggressive investing? I’ve seen most of your videos and a lot of it is same information and does not suit my interests for investing

How about someone that has 500K, what to do with it?

Good stuff Humphrey! I just hit 423K yesterday. Grinding it out to see if I can get 450K by the end of the year on the way to the half million mark hopefully by the end of next year.

If your employer offers a Roth 401(k), then after you contribute the minimum contribution amount for your employer match, would you still recommend maxing your Roth IRA before maxing out your 401(k)?

Love this xontent. Can you do another mile stone please? I passed 50k net worth.

Me: half brokerage account in QQQ Humphrey: don’t put more than 5% in investments like QQQ

Love this video!! I am at 100k NW and I was wondering if you could do a video at 100k. I think it'd be an important one!

The £200 per month example over 40 years should come to like £702,000 not £52,000....or did I miss something?

Remove the scammers or do you support them

How can commision based, self-employed delivery drivers or contract truck drivers who is not on a salary. How can individuals like us properly save if our income fluctuates monthly and yearly. I find it hard to do any specific savings plan like the 75/15/10 rule or 50/30/20 rule because of the fluctuation of my income. Any help would be greatly appreciate it.

😢I hit this milestone as soon as I paid off all my debt because I had 40k in a 401k account I had dumped money into in my late 20s early 30s. Will be 36 in Oct. i guess you have two more videos to make to more videos 50k-100k and beyond 100k please😅

Can you do a video on what to do once you are just over 100k+

Very good info to share w family & friends. Thank you soo much ❤

I got 50k at 22 my crypto investment actually hit a peak of 70,000 before this drop lol 😂

*GREAT CONTENT! VERY INTERESTING. I APPRECIATE THE SENSITIVITY WITH WHICH YOU DISCUSS. BUT I REALLY DO HAVE A QUESTION. FOR SOMEONE WITH LESS THAN $3,000 TO TRADE OR ABOVE. HOW WOULD YOU RECOMMEND WE ENTER INTO TRADING OR INVESTING AS A NEWBIE TO EARN DAILY OR WEEKLY? AM REALLY ON MUCH DEBT AND I WOULD GREATLY APPRECIATE ANY SUGGESTIONS*

Brother I earn 1k a month - I live in Tanzania 😂😭😭

Make a video about how to reach your 200k after you have a 100k net worth.please

Please do a video for reaching $500k NW 😊

Just hit 50k cash last mont. Took 15k in emergency savings ~15k in cash, put the rest in investments. Watching the chart go up and down, but progressively higher, is awesome. Free money!

100k?

I was thinking investing in Gold but not sure if physical or stock good is the better route. What are your thoughts on physical gold vs stock gold?

Hey Humphrey! For the 10% savings from your paycheck, what makes up that percentage? I currently have 8% going to my Roth 401(k) plan and $40 each week go to my HYSA automatically. I make $42,000/year before bonuses (roughly $10-12k in bonuses that I've been putting in my HYSA). Does the automatic HYSA deposit get included in the 10% savings rate? Thanks!

Up to 620k at 35. Net worth really does take off once you hit 100k. Really fun to track!

@humphrey quick question- does the average savings rate you refer to at 8:44 refer to the percentage of gross income saved or net income saved?

I’m only about a month or so out from maxing out my Roth IRA!

Doesn't anyone have a mortgage? Even if I have money in the stock market or a 401k it will be a while before equity and investments put me in the green

Automation helped me break 50k. I keep enough in my spending pot to pay the bills. Only save 5% at the moment as my saving pot has grown over 80k that grows at 5% interest, however I only keep 10k in liquid and the rest in T-bills (5.2%ish) 1-3 months to avoid local taxes. The remainder goes into investments. I believed i overly saved but it's nice knowing I can quit my job, pay for major expensive, etc. My saving pot is my personal baby bank. I pay back with interest when I borrow from it.

Why would anyone use a regular savings accounts when high yield savings accounts exist?

Do 250k

Pushing the 50k by end of this year (35k right now) But I did start out risky investing 50% into REITs. That will be my do or die. Could turn out as a solid fundament to achieve the 100k. Or some major setback

This is amusing to see as I have just made it to 40K net worth. I'm well on my way to 50K!

Chase in the UK is offering 5.1% on savings at the moment

@humphrey do you have a video like this for 100k? 50k is old news my boyy

at 27 I reached my 100k goal, but most of it was in assets like property and stock accounts, so it still feels like I don't have a lot of money to spend day to day

Well thank god u told me I need a ps5 buying that expeditiously tmr😂🙏🏾

I put 100% in qqq.. is that bad?

Buy all Circle T Scotty’s got it

50k is nothing, 100k

How about 100k?!

Would you mind diving into why Roth over company 401k first? I always assumed it was best to do traditional first because there is no real tax benefit unless you make over about 125k…so I assumed. Unless you already covered that in another video? Link?

about to hit 290K at 22!

How come you use 10% here but usually say the market returns 8%?