How to Invest $100K Right Now

Рет қаралды 43,891

Ай бұрын

At this roundtable, we discuss how we would invest $100K in the markets right now. Would we deploy everything into the U.S. stock market? How about Hong Kong/China with its attractive valuations? Or should we be more conservative and park the money in bonds right now? We share all this and more in our latest episode.
Please note that this information does not constitute financial, investment or any other form of advice, and is for educational purposes only.
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Пікірлер: 99

@shahiranamran9986 Ай бұрын

Nice to hear different investing philosophies 👍🏼

@TheFifthPersonChannel Ай бұрын

Yes, investing is very personal, even with the same principles and philosophies!

@sheanathan3566 Ай бұрын

Great discussion Wish I had heard it years ago

@TheFifthPersonChannel Ай бұрын

Thanks! Glad it was helpful!

@Alexia-gx5kv Ай бұрын

Great sharing 😊

@TheFifthPersonChannel Ай бұрын

Thank you! 🤗

@chrono9428 Ай бұрын

just buy the magnificent 7 and keep for 5 years and longer. no need to attend any classes or follow any guru. be focus and don't waste time diversified into dividends stocks/REITS. if you want dividends, just buy the 3 local banks. no need to worry about DPU, REITS issues, political headwinds. The best investment is those that you don't need to do much monitoring. Follow the KISS principle.

@xfall86 Ай бұрын

No love for index etfs?

@superconnie5003 Ай бұрын

correct!

@SriRam-fp1kt Ай бұрын

What's the magnificent 7?

@shahiranamran9986 Ай бұрын

@@SriRam-fp1ktApple Amazon Alphabet Microsoft Meta Nvidia Tesla. But do note all this fancy names and acronyms(MAMAA,FAANG etc.) changes from time to time.

@user-gm7du2ms7v Ай бұрын

Worst pick ever

@angelcaraballo3002 Ай бұрын

Luv video,,like when u guys talk about us stocks and dividends

@TheFifthPersonChannel Ай бұрын

Thanks!

@mirandamillsivy Ай бұрын

Time is the biggest asset that most people squander. You really only have 5 chances from age 25 to embark upon a low risk 30 year investment journey towards financial independence. After that, it's certainly possible but gets harder the longer you leave it

@TheFifthPersonChannel Ай бұрын

So true. We are all investing against the time we have left.

@user-ff2kd8ex8g Ай бұрын

Gentlemen, we are now in between crises!

@gliu1431 Ай бұрын

What crisis?

@gliu1431 Ай бұрын

China is not in crisis. The government is implementing measures to bring the property sector back though it will take sometime. Overall 2024 GDP will grow about 5% perhaps 5.5% if not due to property sector. Consumer confidence will gradually come back.

@ThinkForwardInvestor Ай бұрын

Just sharing - if portfolio is small, less than 20k, concentrate 5-8 growth stocks. Reason is even if you get it wrong, active income can easily recover the loss. However if mid 6-figure portfolio, the thinking would be different. It’s about wealth accumulation vs wealth preservation.

@TheFifthPersonChannel Ай бұрын

Good point!

@GodTell7 Ай бұрын

Can u guys do a round table for ETF, how to choose , what to do, when to buy when to sell & what to avoid? Thanks guys

@TheFifthPersonChannel Ай бұрын

Thanks! We'll consider this

@gagnepaingilly Ай бұрын

I just want my money to keep outgrowing the inflation rate...That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make significant gains

@ignatiusee3564 Ай бұрын

US - ulta, warner bro. HK - link REITs, hang lung, ICBC. Sg - Mpact, MLT. Thank me later.

@temasekb Ай бұрын

Appreciated.

@xfall86 Ай бұрын

Yzj shipbuilding

@Goato_YT Ай бұрын

For me, I will avoid HK and China related investment

@renseggink9166 Ай бұрын

Do you like mpact or mlt better and why?

@kongakau5058 Ай бұрын

@ignatiusee3564 A listener of ML?

@staypeace3691 Ай бұрын

What about capitallandinvestment

@reginalim7409 Ай бұрын

Thanks for the video. How do you invest in Singapore Saving Bond ?

@TheFifthPersonChannel Ай бұрын

Hi Regina, you can invest in SSBs through DBS/OCBC/UOB via ATM or internet banking. www.mas.gov.sg/bonds-and-bills/investing-in-singapore-savings-bonds/how-to-buy

@lumvincent7431 Ай бұрын

SSB 's oversubscribed ! Seem that i won't get full allotment 🤣🇸🇬

@ivanivan1230 Ай бұрын

50% on wife, 40% myself, 10% girlfriend(s)

@TheFifthPersonChannel Ай бұрын

Careful. Someone could get jealous

@mjmf1430 Ай бұрын

In current global financial situations, how about dividends paying mutual funds (fixed income) that comprises 100% AAs bonds or 60% AAs bonds with 40% equity exposure for example ? These pay 7%+ dividends and should the FED rates go down the bonds dividends would increase (bond prices go up with interest rates go down, likely end of this year or next year)). In current USA stock market highs and uncertainties, bonds are essential because of their "cash-like" stability and liquidity factors.

@TheFifthPersonChannel Ай бұрын

We mentioned Singapore Savings Bonds which are very stable and liquid, but have no potential for price appreciation. Yes, someone could also consider investment-grade bonds with the view that the Fed could cut rates and, as a result, push bond prices up.

@firstlast5296 Ай бұрын

Any particular bond to recommend?

@dylrnlol Ай бұрын

i’ll put it all on red

@TheFifthPersonChannel Ай бұрын

Will definitely be life-changing either way! 🔴⚫🟢

@eugeneteo9664 19 күн бұрын

to like a company is ok.but don''t love a company. your personal runway must also be enough to sustain the investment.

@XkeysmasherX Ай бұрын

How do you feel abt the nvida stock now ? Buy or sell

@ovebrinkmann3065 Ай бұрын

hold

@bobsiow2308 Ай бұрын

Can you guys pls do an analysis for BYD 😄

@TheFifthPersonChannel Ай бұрын

We'll think about it!

@HennyTG 25 күн бұрын

just dump 100% of it in accumulating s&p 500 etfs and forget about it, then focus on something else like growing your skills for more opportunities

@TheFifthPersonChannel 24 күн бұрын

That's one way to do it

@pokemonyu Ай бұрын

I will buy silver coins. Period.

@meililee9032 Ай бұрын

Hi Rusmin, just want to know your opinion on HK tracker fund - do you have an entry and cut off price ie a price that makes this etf too expensive to invest in? Also you mention 2 singapore stocks both are REITs - doesn’t this mean that you are not diversified enough?

@TheFifthPersonChannel Ай бұрын

We can look at an index's historical valuation as a gauge. The Hang Seng Index is currently trading around 10 times earnings, when its historical average is 14. Like we illustrated in the video, each REIT only has a 5% allocation in the example portfolio.

@meililee9032 Ай бұрын

@@TheFifthPersonChannel thank you

@jman2413 Ай бұрын

any views on mutual funds ?

@TheFifthPersonChannel Ай бұрын

Similar, but an ETF offers more flexibility and usually lower fees.

@kinboon3138 Ай бұрын

Why only Rusmin share his. What about the other two guys.

@tatweehsu Ай бұрын

Victor, can you share the 5 HK shares that you will put your money into now? Rusmin and Adam shared theirs... Thanks.

@beedeebee179 Ай бұрын

the last time they share about hkland, it went down from 3.5 to 2.7

@TheFifthPersonChannel Ай бұрын

You can analyse our investment thesis on Hongkong Land here: kzfaq.info/get/bejne/jqp-gKt9qdq5XY0.html Hongkong Land is currently trading around 0.25x book value at $3.30~ and offering a 6.6% dividend yield.

@protozoabio Ай бұрын

@@TheFifthPersonChannelVictor thanks for your insights. Your thoughts about hang lung pls.

@Anonymous_Lee19 Ай бұрын

Interesting take... I was expecting the usual boring ideas like "just invest in index fund".

@TheFifthPersonChannel Ай бұрын

Glad you liked it!

@jeffreychua9269 Ай бұрын

put 50K into crypto; 10K each into btc, eth, sol & link, and balance 10K into meme coins

@bluePigeon-jm5pm 9 күн бұрын

which meme coins?

@anguslou5640 Ай бұрын

Hi, can do a analysis on SATS latest earning results?

@cpteo8847 Ай бұрын

I think you can find it somewhere else. Why would they want to concentrate on just 1 stock? Do your own research before you buy

@TheFifthPersonChannel Ай бұрын

kzfaq.info/get/bejne/gJ2HqrOQutuymKs.html

@JamMaul Ай бұрын

Hold 4 bitcoin or invest little every week

@david888a Ай бұрын

100K all in in DBS bank, at current SP, 2801 shares at 54 cents a share dividend, $1512.54 qtrly, $6050.16 annually, reinvest the divvy compound for 25 is $433K . Yield will increase overtime n not counting SP appreciation…

@Journeytofinancialfreedom2 Ай бұрын

Totally wrong when you consider that when i/r decreases NIM will decrease and the stock will go down. Why buy it when it is a bull market for dbs.

@david888a Ай бұрын

@@Journeytofinancialfreedom2check back in 25 years where the SP of DBS will be… today it’s $36.69. n reinvesting the dividend equals $184 shares a year…after 1 year,its 2985 shares n compounding… with higher yield n shares… u can retire on the passive income

@nickdoggett6443 Ай бұрын

Excellent. Good yield, and as safe as could be. DBS will not go under, if it does the whole SG is finished!!!

@MightyRoy Ай бұрын

No mention of bitcoin

@TheFifthPersonChannel 29 күн бұрын

We don't touch crypto personally

@superconnie5003 Ай бұрын

Singapore Reits are crap.

@gliu1431 Ай бұрын

You can buy now hold it for few years when interest rates are cut by at least half then the share price and dividends will go up.

@Vi3ioN_BTC Ай бұрын

Throw in some bitcoin also.

@nickdoggett6443 Ай бұрын

Crypto very risky

@teslacybertruck8769 Ай бұрын

Prepare to lose a lot of opportunity cost if you listen to this advice.

@TheFifthPersonChannel Ай бұрын

All in Tesla! 🚗

@david888a Ай бұрын

@@TheFifthPersonChannelthat’s a good suggestion, all in on TSLA, don’t bet against Musk…

@TheFifthPersonChannel Ай бұрын

It was a joke!

@david888a Ай бұрын

@@TheFifthPersonChannel I wasn’t joking in my post..

@TheFifthPersonChannel Ай бұрын

🫠

@Paul-H-Wolfram6608 Ай бұрын

$100K put where ? Put in my pocket.

@TheFifthPersonChannel Ай бұрын

That would technically be savings at 0% interest.

@TheMoliya Ай бұрын

$100k put where? -in my pocket,

@TheFifthPersonChannel Ай бұрын

That would technically be savings at 0% interest.

@GodTell7 Ай бұрын

Buy patek phillipe watch , 😂

@TheFifthPersonChannel Ай бұрын

Is $100K enough? 😂

@GodTell7 Ай бұрын

@@TheFifthPersonChannel more than enough!

@sorcereh1 Ай бұрын

You listen to these 3 “gurus” asking you to diversify so much, you probably won’t earn anything much yoy 😂

@TheFifthPersonChannel Ай бұрын

You definitely don't have to listen to us at all; always invest in a way that personally suits your goals and risk profile.

@Curbalnk Ай бұрын

I just want my money to keep outgrowing the inflation rate. That’s why I'm looking for companies now to invest about 150k i have parked in the bank. Just don't know strategies to employ to make solid cashflow.