How to Turn Around a $700K Portfolio

Рет қаралды 24,294

Күн бұрын

At this roundtable, we review a $700K portfolio from one of our viewers. 'R' is in his late 30s, a homeowner, and married with a kid. How well is his portfolio doing for him? What strategies could he use to improve his financial position further? We analyse each holding and discuss if he should hold, cut his losses, and recycle his capital into higher quality stocks. All this and more in our latest episode!
Please note that this information does not constitute financial, investment or any other form of advice, and is for educational purposes only.
00:00 Intro
02:30 Sell
09:19 Alpha Quadrant
10:18 Portfolio review
25:41 Yield accretion
29:00 Price
32:13 Rate my portfolio
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Пікірлер: 114

@TheFifthPersonChannel 24 күн бұрын

📈 Looking for more stocks that can 3-5X your investment? Discover how to identify high-quality, fast-growing stocks that are set to dominate their industry over the next decade with Alpha Quadrant. Enrollment closes on Sunday, 30 June 2024, at 11:59PM. Find out more at: alphaquadrant.com

@huiminchua3822 23 күн бұрын

can we use skillsfuture credit for the course? i m very interested.😊

@TheFifthPersonChannel 23 күн бұрын

@@huiminchua3822 Thank you for your interest! Alpha Quadrant is not under the SkillsFuture scheme 😊

@lewislee-oe7gl 23 күн бұрын

Will there be a yearly subscription and online support like in discord so that we can communicate effectively and always stay up to date in the market? The course fee of $500++ is very affordable, but most importantly is having the market/stock update/discussion after that.

@csy7373 25 күн бұрын

This initiative of Portfolio Review is very refreshing. Very informative from your review too. Thank you!

@TheFifthPersonChannel 24 күн бұрын

Glad it was helpful!

@shaopengtoh9153 24 күн бұрын

very good information .thank you for sharing.

@TheFifthPersonChannel 24 күн бұрын

Glad it was helpful!

@xiaocai7 24 күн бұрын

This is a fantastic and informative video. Looking at real portfolio and how we clean and improve. Looking forward to move such sessions !!!

@TheFifthPersonChannel 24 күн бұрын

Thank you! Glad you found it so informative!

@jojos8888 24 күн бұрын

A good review. Thanks so much!

@TheFifthPersonChannel 23 күн бұрын

Thanks Jojo!

@MsCorydorus 25 күн бұрын

I like this session. thanks

@TheFifthPersonChannel 24 күн бұрын

Glad you enjoyed it!

@Liong-sq6xc 24 күн бұрын

These types of case studies and practical videos are truly beneficial. Thanks to the team for their hard work on this, and I'm eager to see more.

@TheFifthPersonChannel 23 күн бұрын

Our pleasure! More to come!

@sassy19a 25 күн бұрын

wow, this is a v good video. love that there is a real portfolio to hear ur analysis

@TheFifthPersonChannel 24 күн бұрын

Glad you liked it!

@nicholaskoh9182 25 күн бұрын

Good video! Thanks. ❤

@TheFifthPersonChannel 24 күн бұрын

Thanks Nicholas!

@jirin6768 25 күн бұрын

nice i learn alot from your insight 😀

@TheFifthPersonChannel 24 күн бұрын

Glad you learned a lot!

@jasminetang2531 23 күн бұрын

Great session, guys! Lots of learning, even about stuff like DCA, timing vs time in market, US vs HK vs SG market. Wow wow wow! Looking forward to other reviews on portfolios. 😊

@TheFifthPersonChannel 22 күн бұрын

Thanks Jasmine! More to come...

@user-ix7jw7hz2x 25 күн бұрын

Excellent.

@TheFifthPersonChannel 24 күн бұрын

Thanks!

@robertdagge200 25 күн бұрын

Easy to see why red - as an average SGX investor I have Wilmar down 30%+; Thai Beverages down 20%; Comfortdelgro down 20%......etc. And they are the 'good' SGX shares!!!!

@aaronchia3952 24 күн бұрын

In SG, only good ones are from the Mapletree, CapitaLand, Fraser’s and Banks. Can forget about the rest.

@renseggink9166 18 күн бұрын

@@aaronchia3952do you have any write ups or written down analyses of these companies?

@ZhuKoLiang 16 күн бұрын

Welcome to sg

@ZelenoJabko 16 күн бұрын

Is he vaccinated against international stocks? This huge of a home country bias is awful

@RexNut 22 күн бұрын

Another great one guys and free re-balance and rotation service offered!! 🤩🤩

@TheFifthPersonChannel 21 күн бұрын

Thanks for watching!

@mlim4830 25 күн бұрын

Is it a good time to invest in comfort delgro

@goheechoo 24 күн бұрын

Follow AK, this guy is brilliant.

@simcn73 22 күн бұрын

Both AK .. Adam Khoo and AK71SG

@schuachua1639 25 күн бұрын

The dude is from the construction industry, which explains the number of construction/developer companies in his portfolio. He is in the industry and understands the vibe, easy for him to understand. Did you guys consider this when you trim his portfolio and say he does not have time to monitor 25 stocks?

@TheFifthPersonChannel 24 күн бұрын

His stated goal is to build a dividend portfolio. If a property developer does not pay a stable dividend, then it does not match his investment goal.

@andrewtan2894 21 күн бұрын

Yes. Likely the reason why he bought into the construction stocks. He's probably more familiar with the industry better.

@shanchinooi1768 24 күн бұрын

YZJ Financial at the current price is giving ~6% dividend yield though (Its in the red now due to the price he entered) Switching to SG banks at this price/time, might mean more capital losses esp if the Fed decides to cut rates or the economy crashes if Fed hold the rates up too long other than that, a really good video! good job

@RaymondYeoh 25 күн бұрын

I’m 70 years old and a pensioner. Generally I invest in REITs and Business Trust and companies that gives dividends on a regular basis. I have 24 companies and I am trying to par it down to below 20 so that I can monitor it better. Overall dividend is about 5.5 to 6 % dividend

@TheFifthPersonChannel 24 күн бұрын

Pretty decent yield there!

@RaymondYeoh 24 күн бұрын

Reserving some cash and wait for Fed pivot and see what happens. Maybe opportunity to buy if price is right

@simcn73 22 күн бұрын

Very sure there is huge paper losses

@andrewtan2894 21 күн бұрын

@@simcn73 Haha,. If the company doesnt go under then its only a matter of holding power.. depends on what is your investment objective and timeframe

@temasekb 25 күн бұрын

Out of his 25 picks, no banks at all? Banks are the backbone of all SGX div stocks imo. Im curious how did he choose the 25 stocks to invest in...

@david888a 25 күн бұрын

If I will to guess, he is in construction therefore has lots of REITS n land development companies. I agree,no Sg banks is a surprise to me too. Good to sell the losers ,hope it’s not a substantial sums n reinvest the capital in banks. Keep the reits ,it will recover eventually.

@Journeytofinancialfreedom2 24 күн бұрын

He probably entered the market recently. Since now i/r is going to cut. Entering into ir sensitives like reits is a better play. Banks are cyclical and are opposite to reits. Both are interest rate sensitive plays.

@jtgoinvest2687 22 күн бұрын

I feel sympathy to this investor for the large losses and he must have worked very hard (construction industry) to accumulate his savings. I would recommend him to consider buying the 3 big SG bank stocks which has good dividend price appreciation over time. If he wish to invest in US, he may consider S&P 500 etf and Technology etf (rather than individual stocks) using dollar cost averaging approach if he doesn't have the finance background. Suggest don't divest all his current losing stocks at the same time. Good to monitor for some upside and divest over a period of time. Wish him all the best! Take care!

@PineHosting 23 күн бұрын

People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

@guilinggaoyeh4691 24 күн бұрын

I have some sg share, HK and also US. Good that I just stick to blue, except HK, my US share profit is fantastic, Sg share no win no lose.

@blimkl 14 күн бұрын

Well done guys! this is a very good video!! ... thanks to R for sharing his portfolio! ... as an exercise, i also pretend to be managing this portfolio & make the call what to keep/sell - and re-assuring to know that the calls i make tally with you guys 95% of the time! Haha!

@TheFifthPersonChannel 13 күн бұрын

Thanks! Haha. We share the same views and investment philosophy then!

@TheBtwloh 19 күн бұрын

thanks so much for the wonderful analysis! wanted to ask why do you look at allocation from a cost basis rather than from the current market value basis? and should I be rebalancing my portfolio / planning my asset allocation from a cost basis instead of from a market value basis?

@TheFifthPersonChannel 18 күн бұрын

Thanks! We show both allocations using both cost and market value. We list the former to show how the investor initially allocated his funds to gain some insight into his decision making. You use market value when rebalancing your portfolio.

@ufuksenol2005 23 күн бұрын

Start early with diversified investments in stocks, bonds, and real estate. Maximize contributions to tax-advantaged accounts like 401(k)s and IRAs. Regularly review and adjust your strategy to ensure security.

@fcfong3229 24 күн бұрын

I have been following much of your videos. This is one of those very informative ones. Would love to see more of such videos. I have a question on the switching process. For the bad stocks identified, should the person sell away the bad stock immediately disregarding the price OR wait for a certain trigger? From what I hear at 30:40 and 31:08, timing is all important for SG and HK stocks and even more so for dividend stocks. Does it then mean that the person should wait and time the entry instead of quickly switch out to the good stocks as identified in 26:42-28:09? Could you help to clarify the switching approach or guideline.

@TheFifthPersonChannel 23 күн бұрын

Thanks for watching our videos! You can switch immediately to a higher quality stock if the price is right. If not, you also have the option to liquidate and park the money in risk-free SSBs -- which pay 3.3% right now -- while waiting for the right opportunity.

@david888a 25 күн бұрын

The portfolio is not too bad , quite diversified,just needs to add banks,oil and gold . He still has lots of time for the Reits to recover once interest rates r cut. It will be in green territory eventually. looks like this guy is a buy n forget about it investors,no worry on daily fluctuations, in a way it’s good. Good luck, construction worker.

@jtgoinvest2687 22 күн бұрын

Suggest buy the top 3 SG banks. For US market, suggest buy S&P 500 etf and Technology etf (using Dollar Cost Averaging Approach) considering that he may not have much finance background. This should be prudent considering his background and if he is taking a longer term horizon. For his consideration and take care.

@nickdoggett6443 24 күн бұрын

Banks, SGX, Keppel are the safest and most dependable dividend stocks. Especially if you don't have too much time to monitor.

@valuabletips560 25 күн бұрын

One of my stock also reduced dividends to pay off their debt this year even though they are still cash making, i think thats just a good decision because it improves cashflow yoy

@trbjp3 25 күн бұрын

Realistically, I would sell all and go into Eth. Hold it til 2025. Settle

@edwintjoa6099 23 күн бұрын

Interesting review. Kudos to Fifth Person!!.

@TheFifthPersonChannel 22 күн бұрын

Thanks Edwin!

@meldavies9909 25 күн бұрын

An interesting review. I feel like it's an incomplete perspective as you can't see the dividend income. A lot of good insights from you in terms of cutting losing positions where the fundamentals are not good.

@TheFifthPersonChannel 24 күн бұрын

Thanks! Yes, his returns would be better when you include dividends.

@CyChong-vm2uf 23 күн бұрын

Good video good concept of reviewing portfolio. Too bad all are SGX stocks. Would be good to have similar portfolio review for US China portfolio review

@asisatan3731 25 күн бұрын

please share all excel thanks

@kinboon3138 24 күн бұрын

Great work out here. I wouldn't add more on the data centre. I feel that there are too many data centre coming up. Moreover, the current data centre might be not be the latest generation.

@TheFifthPersonChannel 23 күн бұрын

Thanks Kin Boon!

@chooyanlong123 15 күн бұрын

thanks FifthPerson team - very informative, and I am learning a lot. May I email in my sgx-listed portfolio as well to have it reviewed by your team? Happy to have you post a video on it as well.

@TheFifthPersonChannel 15 күн бұрын

Thanks! Yes, you can and we'll consider it for review.

@jk35260 25 күн бұрын

He can start by buying PEPSI. It is down quite a fair bit while the correction is excessive. Pepsi is a boring stock with good fundamentals and gives dividend. He can even try getting the shares by selling cash secured puts, but this is only possible if he has the relevant knowledge to trade options.

@abc982598 20 күн бұрын

Why was the HSTech ETF not sold given that there is no dividend payout?

@conniechan4576 25 күн бұрын

⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐希望可以看到更多这样的视频，实际操作教学法是最有效的。

@TheFifthPersonChannel 24 күн бұрын

谢谢!

@simonlew1609 25 күн бұрын

If I buy a good company at a poor price, will doing DCA over time helps with the portfolio?

@david888a 25 күн бұрын

I bought a infrastructure/engineering stock at $55 per share a long while ago n it was trading decently but the company’s executives were found guilty of briberies n the stock crashed to $33. It’s a good company n held it n now it recovered to $57,I didn’t DCA for I used the fund to buy a logistic company for $28,now it’s $220 per share. So, ya.lDCA if it’s a good company that wouldn’t go bankrupt 😂😂😂

@user-gm7du2ms7v 25 күн бұрын

No. Because you don’t understand why you bought it

@angieN2288 25 күн бұрын

Isn’t anyone talking about how he amassed >700K in stock portfolio before 40 years old? 😮

@temasekb 25 күн бұрын

Have you seen those gen z who yolo gme at early 20s and then making 6 figs..

@andrewtan2894 21 күн бұрын

yes.. Pretty impressive that hes able to achieve this amount at this age..

@bennylim9302 25 күн бұрын

I only all in one stock dbs ..

@gio4925 20 күн бұрын

Why remove hong leong finance?

@xfall86 25 күн бұрын

All u need is yzj shipbuilding

@one688easy 22 күн бұрын

thks. i was about to buy HL Finance. Now i will ignore it. Thks.

@hsrivas 25 күн бұрын

Would’ve better off investing in the index

@superconnie5003 25 күн бұрын

Dividend cannot make up Capital depreciation of stock,BTW I am getting 34k per annum for 12000 DBS shares.

@TheFifthPersonChannel 24 күн бұрын

Nice dividend there 👍

@Sherry-fl3md 25 күн бұрын

He should have just invest in S&P500 etf… simpler for busy individuals like him and better return

@Koekie5616 24 күн бұрын

Very rich guy tbh

@sinkalen 24 күн бұрын

Turnaround ?? Sell all Singapore stocks and buy into S&P500 ETF.

@XkeysmasherX 25 күн бұрын

What is downstream and upstream?

@TheFifthPersonChannel 24 күн бұрын

We're referring to vertical integration -- a business strategy in which a company takes ownership of two or more key stages of its supply chain.

@ralphou 23 күн бұрын

the guy who give a “D” is so "cruel"!!!!!!!!!!!! Lol!! but i uds cos i made the same mistake too

@superconnie5003 25 күн бұрын

Stay away from reits.Crowded corridors but empty shops.

@hooiling-je8ec 25 күн бұрын

700K portfolio come and look for free advise?! Cheap or what?

@theloyalistspeaks 25 күн бұрын

I dont even have that much money at his age

@superconnie5003 25 күн бұрын

'Growth stocks" in SGX???. Don't have leh maybe banks and SCI.Don;t touch the rest.

@kaimengloke1794 25 күн бұрын

700k is a lot...very rich but no direction.he should start off with 1k to learn the basics

@ignatiusee3564 25 күн бұрын

Quite surprised someone who doesn’t want to monitor regularly can buy 25 stocks. Sell most and buy HK REITs and China banks.

@benn.4596 25 күн бұрын

dun invest in SG market as the commission itself will kill you

@Longtermalwayswins 25 күн бұрын

The reason why this guy is in such a deep shit is because he bought sg stockzs

@geo-publishing 23 күн бұрын

Too many sg stocks… sg cmi 😂

@tedchandran 25 күн бұрын

Jai Hind. Do not twitch your itchy fingers. Multi-baggers like Nvidia will not be listing here. Most investors are using dividends to offset losses.

@bennylim9302 25 күн бұрын

Tomorrow sell all buy dbs bank Next years become winer

@user-qh3nq3zq5n 24 күн бұрын

DBS is too expensive now. It's a good stock but u must see the timing. When Fed cut interest rate,bank stock will go down.

@bennylim9302 24 күн бұрын

@user-qh3nq3zq5n My view interest down don't effect much on their profit because borrow more were offset Now expensive.later more expensive Because of inflation