How to Move to Spain: Non-Lucrative Visa (NLV) FAQ w/ a Visa Expert
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Күн бұрынGet your free consultation and a 10% discount here: www.bureaucracy.es/dayswespend
We know that a lot of you are deep in the research and document gathering process for your NLV. We remember the chaos. Getting everything you need for the NLV can be super confusing, especially when you’re trying to manage timelines and expiration dates for specific documents.
Which is why we interviewed a Spanish Visa expert, Marina, from Bureaucracy.es, to help give you some straight answers about the NLV process, including what you need, how long it takes, and how you can get your NLV as quickly and easily as possible.
🇪🇸
00:00 Intro
00:37 What is Bureaucracy.es?
01:14 Who is the NLV for? Why is it a good choice?
01:41 How to choose the right visa, NLV or Digital Nomad?
02:15 What are the Non-Lucrative Visa requirements?
01:29 What is the minimum financial requirement?
05:46 How long does the visa process take?
07:01 What happens when documents expire?
08:42 Are some consulates more strict than others?
09:14 Do I need a cover letter?
09:43 Do I need a rental contract before moving to Spain?
10:24 How do you book consulate appointments?
11:55 How to get your TIE in Spain
12:46 What's the difference between the NIE and the TIE?
13:37 What’s the biggest obstacle for getting the NLV?
15:40 Can I have a mortgage and still apply for the NLV?
16:35 How much does the Non-Lucrative Visa cost?
20:02 Which visas offer permanent residency?
20:53 What's it like to work with Bureaucracy.es?
23:49 Can clients contact you after they move?
26:19 Discount and Outro
Chat with Marina and get your 10% discount here: www.bureaucracy.es/dayswespend
Want to move to Spain?
🇪🇸 How to get your Spanish Visa (NLV): Costs, Paperwork, and Timeline: • How to get your Spanis...
🪪 How to Get Your TIE for the Non-Lucrative Spanish Visa (NLV):
• How to Get Your TIE fo...
💻 How to Live and Work in Spain: Digital Nomad Visa FAQ w/ a Visa Expert: • How to Live and Work i...
✈️ How to get your Autorización de Regreso: • How to Get Your Regres...
🩺 Answering your Healthcare and Health Insurance questions: • Health Insurance for E...
🛜 How to renew your NLV online: • How to Renew your Span...
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@diamonddiet 11 ай бұрын
Marina and Claudia are helping me with my NLV application currently. They are very professional and responsive. They're really knowledgeable on specific requirements for my consulate. I highly recommend them.
@DaysWeSpend 11 ай бұрын
Glad you like them! We loved chatting with Marina. Good luck with your NLV.
@Protesto2012 3 ай бұрын
Who did you decide to use for Health Insurance? We are being quoted 200 each per month. We are in our mid 60’s. Is that pretty normal?
@Protesto2012 3 ай бұрын
We just spoke to Marina this morning. Starting the process!! We could have done it ourselves but we just don’t want the stress. 😊
@DaysWeSpend 3 ай бұрын
That’s awesome! Good luck. You’re in good hands with her.
@ChristopherNips81 11 ай бұрын
Awesome information, you two! I remember how stressed you were Shawn telling me about this process. I believe you 100% that you’d use her service to help navigate that process. Keep up the good work and congratulations on 10,000+ subs!!!
@DaysWeSpend 11 ай бұрын
Thanks, man. It really was a stressful thing. I wish I’d known we could have had help for such a good price. Thanks for checking in bud. You gotta come visit España soon!
@Pale.BlueDot 9 ай бұрын
Thank you so much, I’ve been searching for this kind of information for so long time cuz I’m really interested in moving to Spain by getting NLV and u just gave me a credible source to get the information that I truly need. All the love guys❤️❤️
@DaysWeSpend 9 ай бұрын
That’s fantastic! Happy to help. Good luck getting your NLV and making the move to Spain!
@Pale.BlueDot 9 ай бұрын
@@DaysWeSpend ❤️❤️
@Real_Justice 11 ай бұрын
Excellent video. In a couple of years I plan to retire in Spain and now I know where to find help in relocating. Thanks!
@DaysWeSpend 11 ай бұрын
Glad it was helpful! Good luck with your future move.
@powerinbeing4912 8 күн бұрын
Thanks for sharing.
@adventurefreaksss 5 ай бұрын
Great info. Thank you!
@hassanboutabssil8177 5 ай бұрын
Excellent very informative video thank you very much for the effort
@abigailelverd2568 22 күн бұрын
really informative thanks guys 🤩
@DaysWeSpend 21 күн бұрын
Thank you!
@BMWMav 7 ай бұрын
Great advice, thanks
@DaysWeSpend 7 ай бұрын
Glad it was helpful!
@user-sr9yz9rz4o 5 ай бұрын
This is very helpful!
@DaysWeSpend 5 ай бұрын
Happy to help!
@cmcjvcltcbmc 11 ай бұрын
Si, me gustan las tapas (con cervezas por supuesto), pero sobre todas, me gusta Days we Spend! I've been waffling on whether to hire this company or do it myself (get the NLV), but after months of trying to schedule an appointment with LA, I may just bite the bullet. Thankyou for the interview!
@DaysWeSpend 11 ай бұрын
Good luck with your visa. You can't go wrong working with Marina. She really cares for her clients and making their process go smoothly.
@peterbrockwell2009 3 ай бұрын
What a great video. I love these guys and Marina seems awesome too. I hope I can run this gauntlet myself within a couple of years, with Marina's help, and then meet Lainey and Shawn for coffee in Galícia!
@DaysWeSpend 3 ай бұрын
Thanks so much! When you make it to Spain, send us a message!
@tiffany.Elizabeth. 10 ай бұрын
Thanks for this video!! My brother moved to Spain in 2020 and was able to get residency before the brexit cut off because we are dual citizens of Canada and England. I’m currently living in Mexico and I want to live in Stiges with my brother. I’ve already made a consultation appointment. The visa process seems VERY complicated. I can just come from Canada to Mexico and stay for 6 months at a time, do a visa run and come right back!
@DaysWeSpend 10 ай бұрын
You’re welcome! Marina is awesome and she’ll do a great job helping you get the visa. Good luck!
@mikepreister 11 ай бұрын
As you said, things change! We had our appointment at the LA consulate on July 10 (2023) and they did not ask about a mortgage or ask us for our tax returns.
@DaysWeSpend 11 ай бұрын
Wow! That's really great to hear. The tax returns were really expensive to translate.
@Pellegrino809 5 ай бұрын
Very informative and thank you for including the link.. I will definitely be reaching out to Merina, if my Italian citizenship process falls through (Italian ancestry) Currently living in Tampa, FL., however, I find that the quality of life in Italy, Spain and Portugal are much better than here in the United States.
@DaysWeSpend 5 ай бұрын
Glad it was helpful!
@epicrato 2 ай бұрын
Solid content. Solid info. Thank you!
@DaysWeSpend 2 ай бұрын
Glad it was helpful!
@mikecrase3109 5 ай бұрын
Thank you for this info! How many hours did you spend going through the process on your own?
@DaysWeSpend 5 ай бұрын
Oh wow, we spent somewhere between 50-100 hours. Just making photocopies alone took us hours and hours.
@annman15136 5 ай бұрын
Hi, thanks for such a great video unveiling valuable information. Is it possible to apply for NLV Spain if one already holds a temporary residency in another European country..?
@DaysWeSpend 5 ай бұрын
We don't have experience with that. We recommend that you reach out to Marina. She'd know the answer to your question.
@annamayfair-diaznovelspoet8436 7 ай бұрын
Thank you for posting this video and having Marina there as an amazing legal expert. I do have a question about health, if you are in your first year of cancer completed treatments and doing well will they discount that when obtaining the health insurance policy? And as a granddaughter of Spanish Austrian grandparents, I have not been able to successfully find my grandparents birth certificates from the 1890s in the civil ministry of the province of Asturias in the county of Ponga. Will this be helpful in securing my NLV visa in case the medical part is an issue. ?
@DaysWeSpend 7 ай бұрын
So happy we could help. Marina is fantastic. Honestly those are super good (and specific!) questions that would be perfect for an expert like Marina to answer. You can schedule a free chat with her with the link in the video to see how that would affect your NLV application. Hope that helps!
@niefiazupancic3063 10 ай бұрын
Just found your channel - going to binge watch - was initially drawn in by your videos about toasty (since that's what I want to do when I retire next year) but then saw that you've moved to Spain - I'm also planning to walk the Camino next year; walked the last 100 km in 2018 loved the experience & love Spain so these videos entice me to dream a bit - hummm maybe a possibility - few questions please 1. I will fully qualify for a non lucrative visa but may be thinking of starting a You Tube Channel - is this permitted or is it looked at as a form of working by the Spanish gov? 2. Is it hard to find apartments in Santiago de Comp. ? I loved the vibe of being in a university city but don't know if I'd enjoy relocating there . 3. Are you taking Spanish lessons? 4. What's your actual cost of living monthly? Thanks
@DaysWeSpend 10 ай бұрын
Wow, we have so much in common! You should totally walk the Camino. It’s the best. As for any work questions about the NLV, we’re really not sure since we’re still in our first year. You should book a chat with Marina if you want expert advice about the NLV! Finding an apartment can be tough, but you just need to find a good realtor. We are taking Spanish lessons. Gotta learn! And we might share our budget one of these days in a future video! Thanks so much for watching.
@teodoroluna8370 2 ай бұрын
Great Presentation! Extremely Helpful and informative- Hope to use them when the time comes to apply.
@DaysWeSpend 2 ай бұрын
Thank you! Marina and her team are pros.
@teodoroluna8370 2 ай бұрын
@@DaysWeSpend /please keep making your amazing videos/they are truly helpful and inspirational/ My wife and I are looking to move to Spain in about 2 years for retirement and the Galicia area seems very interesting/ Thank you for the helpful tips.🙂
@DaysWeSpend 2 ай бұрын
@@teodoroluna8370 Thank you!
@saintpreferred9223 Ай бұрын
As a holder of the Spain Non-Lucrative Visa, you are classified as a tax resident after spending more than 183 days per year in the country. This status implies that you are subject to Spanish taxes on your worldwide income. The tax rate for income, including pensions, starts at 19% for EU residents and 24% for non-EU residents. Tax rates may vary for other forms of income. Key points: Tax residency: More than 183 days in Spain per year. Income tax: Starting at 19% for EU, 24% for non-EU. Capital gains: A minimum of 19% on worldwide income. You must file an annual tax return if you meet the tax residency criteria. You may also be liable for wealth tax, depending on your assets and the specific autonomous community where you reside. NOT ATTRACTIVE.
@DaysWeSpend Ай бұрын
Thanks for sharing this data. We always recommend talking with a wealth advisor or tax professional before deciding to move to a new country.
@ArtfullyRogue 10 ай бұрын
You mentioned the cover letter, what exactly did you need to put on the cover letter? Was it like an index of all the documents included?
@DaysWeSpend 10 ай бұрын
Our cover letter was more of a simple statement of intent. Who we were, why we were moving to Spain and how we weren’t planning to work while on the NLV.
@ArtfullyRogue 10 ай бұрын
@@DaysWeSpend thank you. Your info has been very helpful
@ArtfullyRogue 10 ай бұрын
@@DaysWeSpend one more question and I'll stop bothering you and you can enjoy Spain😉, when you had your docs translated did you have to send the physical copies to Spain or were you able to scan and email what you had?
@DaysWeSpend 10 ай бұрын
We had to bring the physical copies to our appointment and the consulate kept them.
@ArtfullyRogue 10 ай бұрын
@@DaysWeSpend I meant when the docs were translated. Did you email the docs to the translation company? Or did you send the physical documents to the translation company?
@christobal007 2 ай бұрын
Dont forget a detailed price description. Dont pay before you find out what you get.
@DaysWeSpend 2 ай бұрын
Absolutely. That’s why we like Marina. She’s super transparent about pricing. We spent less doing it ourselves, but the difference wasn’t that much because we made some mistakes with translations and unnecessary documents. It’s always worth talking to a pro if you’re worried or confused about the process.
@timobrien4634 8 ай бұрын
Is showing substantial savings sufficient? We have enough savings and investments to live decades in Spain, just not in the form of “monthly income”.
@DaysWeSpend 8 ай бұрын
Yes. Savings or retirement "income" works for the NLV requirements.
@yuni198420031 5 ай бұрын
Hola again. Did you get your resident card for 8 years? Wasnt the first issue for a year only? And renewable for 2 more and then 5 years?
@DaysWeSpend 5 ай бұрын
Our TIE is for one year only. When we receive our renewal, the new card will be for 2 years.
@nadynekasta 5 ай бұрын
Thank you so much for all of this useful information. My husband and I have been looking into moving to Europe, and trying to determine what country (and visa) might be best suited to us. I'm curious to know how come running your KZfaq channel doesn't disqualify your from the NLV visa. It doesn't seem to be an issue and yet Marina clearly states that people on the NLV can't work at all. Are you/we allowed to earn money from KZfaq while on an NLV? Or, for that matter, are we allowed to run any type of content creator business? I ask only because this is something my husband and I are interested in doing. Thank you again for your fun and informative videos. They're incredibly inspiring!
@DaysWeSpend 5 ай бұрын
Glad it was helpful. KZfaq income is considered royalties, which is passive income. That's allowed on the NLV.
@nadynekasta 5 ай бұрын
@@DaysWeSpend Fantastic, thank you!
@Phbi1377 4 ай бұрын
I’m curious me and family are applying for NLV using savings we have..has your you tube income affected the NLV in any way? We are in a similar situation with an ebook. I consider it passive but who knows.
@DaysWeSpend 4 ай бұрын
@@Phbi1377 KZfaq income is considered royalties, which is passive income. Your ebook passive income sounds like it should be fine.
@DaysWeSpend 4 ай бұрын
@@Phbi1377 KZfaq is passive income. We also don't earn very much here.
@mekhissi2001 5 ай бұрын
Do I have to submit the passport with the NLV application or just a copy? If yes, does that mean that I can't travel while waiting for the application to be processed, which is around 3 months?
@DaysWeSpend 5 ай бұрын
You have to submit your passport with the NLV application. We've heard that some people request to get their passport back so they can travel, but this is rare and varies from consulate to consulate.
@jenniferrestell492 Ай бұрын
Thank you for your information how can someone get working permit visa someone from Nigeria that have family lives in Spain
@user-yz7jj9dy6y 9 ай бұрын
Is the passive income requirement net after tax or gross income (before tax)?
@DaysWeSpend 9 ай бұрын
Sounds like a great question for Marina! Tell her we sent you and she’ll answer your questions in a consultation.
@JoseEspinoza-mm8qy 10 ай бұрын
Question, how do you pay the form 790-052? Did you print out he form filled it and send it with a money order ?
@DaysWeSpend 10 ай бұрын
We printed the form, got a money order, and presented both in our consulate appointment.
@latina1700 Ай бұрын
Interesting, so if my husband owns a company here he has to close it down? And we would have to have x amount of money in our account to show like she said for a family of four is like 56 euros so we have to have the equivalent of that in our account? Is that what she is saying? Love the video super informative!
@DaysWeSpend Ай бұрын
There are many types of Spanish visas. It might be possible for him to still run his company abroad on the Digital Nomad Visa.
@clovencandia8916 10 ай бұрын
Sir/maam did you apply you NIE before you arrive in spain or did you apply after you arrived there sir?
@DaysWeSpend 10 ай бұрын
After we arrived.
@monicamcgahan 6 ай бұрын
So I understand, can someone move to Spain if they’re going to work remotely/nomad style? Is every country similar as far as all the paperwork?
@DaysWeSpend 6 ай бұрын
Yes, there’s a digital nomad visa for someone working remotely in Spain. Every country has different requirements for their digital nomad visas. Spain’s is very new and the requirements are very specific.
@allisonfield3565 11 ай бұрын
When applying in LA, can we mail our application package or do we have to make an appointment to deliver the package? Thanks!
@DaysWeSpend 11 ай бұрын
LA requires an appointment. You have to bring all your paperwork to the appointment and they go through it with you. Good luck!
@allisonfield3565 11 ай бұрын
Much easier in SF! Thank you!
@DeanRamser 6 ай бұрын
Hello. I was looking into Digital Nomad Visas here and in neighboring countries, but I have learned that we would be better off applying as retired Americans. Even though I still teach online, it's only part-time. Are you retired? How did you apply as a non-EU for residency? Are you an online teacher here? Your thoughts or advice? Thank you! Dean
@DaysWeSpend 6 ай бұрын
We aren't retired, but we're taking a sabbatical and we have some minor passive income streams. We don't have experience with residency (yet). Marina can help you out with all sorts of more specific questions.
@laurawenrickvinovin 12 күн бұрын
Can I apply for a Non-Lucrative Visa even if my husband does not wish to apply?
@jennyguasch6957 4 ай бұрын
Is Not having a mortgage a hard stop? We have three homes. 2 are fully paid. All three are rented and making positive income. Our passive income is well over the minimum requirement. It states that one cannot have a mortgage when applying for NLV, is there a waiver process for our 3rd house that is rented? TIA
@DaysWeSpend 4 ай бұрын
Apparently, it's possible to get the NLV with a mortgage, but it's very complicated. You'll need to prove sufficient funds to cover the mortgage. We definitely recommend chatting with Marina about this.
@user-iw4mv6us2x 7 ай бұрын
I think this is a very helpful process video and Marina is helpful. However, especially retirees need to know the TAX implications for US citizens. Taxes in Spain are on worldwide income, and other assets you have and Spain has a significantly higher taxes than the US. I’ve been looking at moving to Spain for a while and it may not make sense.
@DaysWeSpend 7 ай бұрын
Yes, that's definitely something to consider!
@stevenponte6655 7 ай бұрын
That is good to know. Do you know if this because of the USA or Spain, or both? Because I know that USA citizens get taxed on their income wherever they move to.
@DaysWeSpend 7 ай бұрын
@@stevenponte6655 We think it's probably Spain. There is a tax treaty between the countries, so there's no double taxes. However, we haven't experienced a tax season yet.
@DavidYYC 5 ай бұрын
Yes, it is valid question - we have been looking at this visa, however, tax implications (we are from Canada) might be a big deal. Spain has higher taxes than Canada and paying additional 30-35% on top of Canadian tax doesn't make sense.
@DaysWeSpend 5 ай бұрын
@@DavidYYC We've been told that the best thing is to get a really good accountant who specializes in this. We're planning on going that route this year.
@monicamcgahan 6 ай бұрын
So, I have Hashimoto Disease (thyroid disease) would I not be allowed? It’s controlled by thyroid medicine and eating gluten free.
@DaysWeSpend 6 ай бұрын
That’s a good question for an expert. We recommend that you contact Marina. You can also contact some Spanish insurance agents and ask them about coverage.
@mr-vet 5 ай бұрын
So, for US citizens who receive the NLV, are retired and receive a U.S. government/military pension, are there US govt pensions taxed by Spain? I receive a military pension that is nearly double the monetary requirement for the NLV (and also receive Disability compensation from the Veterans Administration), my wife plans to retire from her US federal career in the next 5 years of so.
@DaysWeSpend 5 ай бұрын
We recommend talking to an expat tax professional. Everyone's taxes are different and Spain and the USA have a tax treaty so that you are not double taxed.
@Viryamoshka 11 ай бұрын
Any idea how this would apply for an Australian application for an NLV?
@DaysWeSpend 11 ай бұрын
They work with Australians, too. Each consulate is different but the main requirements are all the same. Thanks for watching.
@mekhissi2001 5 ай бұрын
Do I need to apostille my kids' birth certificates and marriage certificates for the Washington DC Spain Consulate, or is it sufficient to have them legalized? And if legalizing is enough, then would that be for the copy or original?
@DaysWeSpend 5 ай бұрын
We had our marriage certificate apostilled at the state level. We don't have any experience with birth certificates. If you have lots of questions, we suggest reaching out to Marina. She knows all these answers and more.
@mekhissi2001 5 ай бұрын
Thank you@@DaysWeSpend. I appreciate your videos and help in answering questions regarding this unnecessarily complex process.
@DaysWeSpend 5 ай бұрын
@@mekhissi2001 You're welcome!
@johnwright2509 7 ай бұрын
Are there any changes to Spain's NLV requirements for 2024??
@DaysWeSpend 7 ай бұрын
None that we know of. Make sure to check the IPREM, that usually changes year-to-year.
@fts4608 2 ай бұрын
What does the medial certificate have to prove exactly for a Nlv
@DaysWeSpend 2 ай бұрын
It's a simple form that certifies you are in good health. We talk about it in more detail in our other NLV video: kzfaq.info/get/bejne/aa-coqacnpfJipc.htmlsi=TvvGnwsJ2IcBZ9P3
@copysanjay Ай бұрын
Can we still earn money from our own active investments like stocks? While not working anywhere?
@DaysWeSpend Ай бұрын
Yes. That’s considered passive income and is ok on the NLV.
@copysanjay Ай бұрын
@@DaysWeSpend that is awesome news. Thanks for the very informative video and reply.
@user-cp7nb8ce1i 5 ай бұрын
I have US and Philippine nationalities. Can I apply the non-lucrative visa using my Philippine passport ? I will be applying in the US.
@DaysWeSpend 5 ай бұрын
This is a great question for Marina. We're sure she could help you out.
@elizabeth10916 10 ай бұрын
What are the Spanish taxes for an American on a pension with a NLV?
@DaysWeSpend 10 ай бұрын
We haven’t experienced a tax season yet so we don’t have that information. Marina has tax accountants who can help you with that.
@elizabeth10916 10 ай бұрын
@@DaysWeSpend thanks so much!!
@vintageshabbyglamour7865 27 күн бұрын
If you both did the NLV for Spain, how are you still earning money with affiliate links and your buy me a coffee page? I thought the NLV was retirement visa - meaning 'non-working'.
@DaysWeSpend 26 күн бұрын
Affiliates are considered royalty and non-lucrative work.
@saintpreferred9223 Ай бұрын
Nothing on a person from the US and Spanish taxes. I suspect that tax rates are very high....40% or so....how is that an advantage? Without knowing the tax rules, nothing else is important.
@DaysWeSpend Ай бұрын
There are tax treaties so that you are not paying double tax. Yes, the taxes are higher in Spain but if you do not want to pay the taxes, then there are other places to live.
@sohaibrasool6214 7 ай бұрын
I m from Pakistan i want to take NLV what will be procedure?
@DaysWeSpend 7 ай бұрын
We recommend contacting Marina. We don't have any experience with the NLV from your country.
@user-yz2ud2gg4s 13 күн бұрын
I would like to make an appointment with you.
@DaysWeSpend 13 күн бұрын
Click the link in the description to contact Marina for a free consultation. She’s great.
@dennisgarcia1183 4 ай бұрын
What if you have a partner but you are not married?
@DaysWeSpend 4 ай бұрын
If you can prove a domestic partnership, then you can apply with combined funds.
@therealkakitron 9 ай бұрын
Does owning a fully paid home (no mortgage), count as financial means to support yourself in Spain? I own a home in Houston and own a business too. Looking to move my family of 3.
@DaysWeSpend 9 ай бұрын
Unless you have renters, probably not. We recommend talking to Marina. She can answer all your questions to find the right visa for you.
@therealkakitron 9 ай бұрын
@@DaysWeSpend yup, will try to contact her today. Thanks!
@___David___Savian 2 ай бұрын
Hi, I have two questions that many would also benefit from an answer and few videos talk about: 1. If you are already a permanent resident in Spain and at this point you are just renewing your resident visa every five years, do you still need to have a certain amount of money in the bank to meet IPREM requirements ?? 2nd, if you become a Spain citizen does that still require you to have a certain amount of money in the bank and are yearly taxes incurred with the citizenship perk ?
@DaysWeSpend Ай бұрын
Awesome questions. Honestly, I'm not sure about the IPREM requirements for permanent residence renewal, but I imagine that you have to meet some minimum requirement. I'd be surprised if you didn't. Citizenship is a whole other thing that we haven't looked into deeply, but my understanding is that once you become a citizen, you're treated like any other Spaniard. You have access to all government programs (like healthcare) and there are no more minimums or requirements to remain. You are Spanish.
@JeffRhinoBannister 11 ай бұрын
If you are a US citizen with no "special" problems it is easy to yourself. Just get your FBI apostile sone first as it may take 3 months to get it back. From the time of submission to approval was 21days.
@DaysWeSpend 11 ай бұрын
21 days is really great! For some people it can be fairly straightforward. For others, it's more complicated and they want some help. Thanks for watching.
@user-yz7jj9dy6y 9 ай бұрын
Is the passive income requirement net after tax or gross income (before tax)?
@DaysWeSpend 9 ай бұрын
We think it’s after tax. Just in case, we recommend scheduling a call with Marina. She knows all about this.
@christobal007 2 ай бұрын
Making your own appointment is super easy if you can read and spell.
@DaysWeSpend 2 ай бұрын
It depends on the consulate. We had a lot of trouble making our appointment. Glad it was easy for you.
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