I hope these companies sponsor you because the way you break down each category and the value redemption system is clear and precise. I appreciate the breakdown!!

Chase points = Hyatt points in my book considering that's how I'd choose to redeem them most often. However, I do often redeem for domestic flights with Southwest as I'd rather not pay cash if I don't have to. Great breakdown all around here John!

This has to be the clearest, most concise, and helpful video on CS cards. Kudos man, definitely subscribing!

Thanks for actually walking us through this this really clears up why people like Chase so much now.

This should legit be a paid course. So much value in this video. Nice work!!

THANK YOU SO MUCH FOR POSTING THIS! I love the layout, your examples, breakdowns, and explanations with them all. I'm new to this game and had already worried I made some huge mistakes, some on my own, and others at the hands of vendors I use for every day expenses. I can't go back and fix any of it but these examples that you simplified for me have helped me get though a mental block I was facing on how to kind of round about make up for those errors. I'm subscribed now and plan to view more of your videos!

THANK YOU for your comprehensive guide to these cards! It answered a lot of questions in my head!

I tried to use chase rewards to book a rental car. It was so much more expensive through chase compared to the rental car company directly, I was getting a stupid cent per point.

After watching your videos I opened up my first “actual” credit card. Got myself the Chase Freedom Flex! Only credit card I had was a credit card for a tire shop and my auto loan. Hopefully I can begin building serious credit! Currently at a 726 (all though it probably dropped since I applied for that card) let’s see how it goes! Thanks for the advice

Who knew these financial tips are so entertaining 😂 thank you so much from Tennessee/Army!

Thank you for explaining it clearly and concise. Superb!!! Keep up the excellent work!

I've always just used my Chase points for Hyatt but wow this AirCanada demonstration is making me a believer lol

These are really good perks with Chase cards but I have to say, I was disappointed by their travel service, we booked flights through their Chase travel then we wanted to cancel, we had to make a phone call (no online cancellation option), and it was literally over an hour, talking to multiple employees, most of them couldn't figure out how to cancel the tickets. This was a bad experience, I am not booking through Chase travel again unless they make a page for that.

I personally think of Chase points as better optimized for hotels largely due to Hyatt. While Amex I lean more on airlines. If course if I need miles from Chase I would gladly transfer them. But in thinking this way it helps me better categorize my points. How do you think about your points spend?

This is the best credit video breakdown I have ever seen on KZfaq. Thank you sir for taking the time out to show how to best maximize your points using your JFT scale😂. You recommend the capital one venture x all the time however the points don’t seem as valuable as they would be in the chase ecosystem. I currently have the savor one but I am considering leaving capital one to join the chase ecosystem. Can you please create a video discussing the capital one venture x best value per mile using your JFT scale? Thank you in advance sir. Your hard work is much appreciated. Correct me if I’m wrong but capital one is great internationally but I live in the states and don’t see the same value.

Does Chase inflate the cost of airline tickets and hotels on their portal to offset the redemption value using points. In other words can I get a cheaper price if I book direct?

Chase points are super valuable! I usually transfer mine out to Hyatt or Southwest!

Central is amazing!!! I’m glad you were able to try Peruvian food! 🇵🇪 Best Cuisine in the World! Thanks for your tips John!

Hi John! Can you make a video on how to build up the points? I have a chase reserved and got my 70,000 signed bonus point but after almost a year, I only built up another 10,000 .. can you help us understand the smartest ways to build/buy those up?

Personally redeemed over 400k chase points to Hyatt last year. I got about $12k in value and I think Hyatt is fantastic. Would highly recommend!

Please describe how you obtained over 1.6 Million CUR

Video came out at right time. Just beat the 5/24 rule to ger the CSP. Always great info sir.

Wow i was just going to ask about this video after seeing your tier list for 2023. Getting a travel card and spending 4k is just one part of the equation

It seems that it is more expensive to book flight thru Chase portal than book directly thru Chase travel partners. What is your take on whether to book flight with Chase or directly with airline?

Great vid! But isn't redeeming at Hotels, Car Rentals counterintuitive when it comes to maximizing points? They give you 10x the amount of points, really 15x when you redeem in the Chase Travel portal. I always rack up points by paying with the card for hotels and rental cars regardless of how many points I have, because I know I will get 15x back for every dollar I spend. Then I use those points and redeem them on the airfare, because I only get 5x the points, or 7.5x since in the Chase Portal by paying for flights. I'd rather pay for the 3 things that get me 15x the points (hotel, lyfts, rental cars) than what gets me 7.5x the points or less. I then use those points to redeem on as much airfare as I can, then pay the remaining balance with my card to get 7.5x for remaining flights. Does my strategy of only spending on what will maximize Travel points make sense?

THANK YOU SO MUCH!! You are officially my credit card therapist/coach/advisor!

its like you read my mind. I wanted to use my points for a nice trip either a first class or a nice hotel! Thank you John!

Love ur signature “pop a squat”. It makes me smile every time.

I'm all about the transfer partners. The outsized cents per point that you can get along with my frequent international travels make this a no brainer

I thought I had lots of points with 250k... I stand corrected 😂

I think southwest is an underrated transfer partner. While not the best cent per point I think you can usually get 1.5-2.0 and can fly for as little as 3000 points I've seen. I see a lot of people forgot about the value of the underlying item in seeking high redemption values. I've seen two almost identical flights where one is $700 and could book for $25,000 points (2.8 CPP) but the other is $500 and 20,000 points (2.5CPP) and the person tried to convince me the first was a better deal because of the better redemption value.

Very helpful! What gets me is knowing and understanding how to use the alliances for better values. Aka 87.5K Air Canada miles vs. 700K Etihad miles for the same ticket. Is there a website that groups all the most popular redemtions and how to use partner airlines points in a digestible way so it's easy to follow along?

How the hell did you get to 1.6m points?. how long did it take ? any tips ?

can you do amex next? ;/

New to the credit card games and the rules are overwhelming. This video is definitely helpful for me to understand the game!

It seems like a full time job that takes hours and hours to find a good deal with flight partners. Do you have a way to save time on that?

Hey John! I'm still very confused on when/how to look at airline partners.

Can you do one like this for capital one venture x as well?

Also right now the Chase Sapphire Preferred has an elevated signup bonus of 80,000. Check it out here bit.ly/jftcspQ2

Capital one next im in their ecosystem

Automatically Redeem Chase Ultimate Reward points $1 for every 100 points. So if you have 1.6 million points that would be $16,000 in cash back or $16,000 worth of value. On the other hand if you redeem your Chase Ultimate Reward points for flights or hotels then the value would significantly increase. Especially if you have the Chase Trifecta.

C 🤔!! Also, I try to put my points in either Hyatt, Marriott or even United. I probably need to try to put my points in the star alliance partners because I can probably get more value for ccp

I think that these points cards are too confusing, I prefer to have a card that gives me cash back and with that cash back I buy what I want without having to be aware of the complexity of the points. BTW great video, is the first time i understand the points deal.

The thing about cash back is that if I spend money at a restaurant then pay it off with the money I got from cash back I get 3-5% points back so it’s actually slightly better than 1 cpp.

Such a great detail video!!! So much useful info!! Thanks John!!!

Thanks for the info but to be honest I just did a quick kayak search on your Boston to Paris example and tickets ranged from $750 to $1100 and that is over thanksgiving. So the chase portal is 2x to 3x more expensive and at 133k points your cents to points is only 0.57.

My location only flies AA to connect to bigger airports.. Which is the best card for AA and their one world partners. My credit score is over 800 and low utilization.. Outstanding video, definitely put things into perspective..

Not sure if I did it wrong, but every time I browsed the airline partners' websites for the destination I want to go, there's never a good flight option. All the flights available with business class redemption had crazy long transit that I rather pay money on an economy. Is it because I did it wrong, or the multiple partners I looked at were not enough, or is it because it's the other side of the story that the youtubers never told you?

Great video lots of info looking forward to using my points. I really enjoyed it. Thank you

Helpful not to show random redemptions, but rather how to find sweet spots that work for the individual. Process vs what's possible. Maybe next time or not if you don't know?

It should be known that I’ve found at least that the chase portal does give you a bonus yes, however they also have higher prices so it really just evens out. I’ve looked at flights on another website and the portal and the portal is usually a significant amount higher

Amazing video! So well informed and descriptive! Thank you

Chase trifecta is probably the best decision I’ve ever made.

Who is the best transfer partner from CSP to fly to HI ?

Thanks for all the great vids! Researching most of your older ones now. :P Does Chase or others do a 1:1 or better transfer rate of points? My Arrival+ has a poor transfer rate so I just use the straight benefit of purchasing through it, which can allow me to find great flight prices regardless of airlines. What do you recommend for flying to Vietnam? Multi-city through Japan. :) Seems harder to keep track of all the airlines you have points with transferred right?

how do you book an Alaska airlines flight with Avios?

Thank you so much for all the tips brother

Hey John, do you see the reserve getting an elevated welcome bonus this year? Trying to decide if I want to wait it out or just get the preferred with the current offer.

how many trips to Staples? how many visa GC to money order? lots of people dont share this stat

Would you still recommend the Sapphire Preferred to your younger audience, maybe a year or two into their credit card journey or would you recommend them to wait until they are in a better place financially?

Love your videos.... any good tips on which credit bureau web sites I should have to monitor the credit profile??

this was great. thank you for your time and effort

You should do food reviews! And if you're ever in Seattle try SAI sushi

John, is there a card that has no foreign transaction fee?

Great In-depth video! explaining so thoroughly love it. One question I do have is I have a chase unlimited card, In my chase ultimate rewards portal I do not see " transfer to travel partners " option. is it because Its only limited to Sapphire credit cards?

I still don't understand the pay yourself back. Do i get that Amoun like cash back toward my credit card balance?

Amazing video. Thank you I’m very confusing with United Airlines. Because on united App the flight price more expensive than Skyscanner or KAYAK price. So I feel that I should buy my flight in cash and not wait point probably I have to practice more

Wish you would talk about chase Disney or their United Airlines card.

I just got approved for the CSP today and now sit at 4/24. Should I use the last slot for a flex or a freedom? I will be applying for a VX in October.

Can we transfer point from freedom to sapphire and used as 1.25x bonus?

Can you use partial points from freedom unlimited to pay for a portion of travel, and pay the rest in cash/card?

hi can you do one on how to contest to reduce property taxes . please that would be awesome !

Thank you!

Is Chase United Explorer Mileaplus in this points category too?

what's the purpose of having chase freedom unlimited if you have a chase sapphire preferred card that comes with more rewards? why do people say to have them both as a combination?

I need one of these breakdown vids for Capital One 🙏🏾

Can I use this system for Amtrak?

if one never buys business class with cash, how can one use a business class cash price to value your points?

Please do one of these for capital one points!

So this same concept works for Amex and Capital One? I'm new to the game and trying to decide which ecosystem to join.

Your explanations are crazy good 😂 you need to be a college professor

Is chase freedom unlimited card available in Canada? Or Can I apply from Canada?

Can you make a similar video for AMEX please?

I use Metapay to pay people. Does that count as point I can use to get AMEX points bonus?

I just got the chase freedom card yesterday. I also have an Apple Card the cash back I get from that card I put in the Goldman Sachs savings account. I wonder if I can link the GS Account to Chase for the cash back to go into that account like my Apple Card.

what apple watch strap is that?

Hi sir can we pay credit card bill with chase point ?

So if i pull both the freedom flex and freedom unlimited can i get the bonus for both cards?

Reserve is now 1.25 as well, bummers. It was good while it lasted lol

Can you do a video for citi thank you points?

2.03 cents per point basically means you are redeeming your points for a 2.03% ROI?

D?

I say B knowing nothing about it 😂

Is it worth jumping on the 80k offer for the sapphite preferred even if i have amex gold?

Did Chase cancelled transferring points to partners? I don’t see the transfer points icon.

Step 1: have a reason to go to Singapore

How do you accumulate sooooo many miles?

I feel chase is steer more to travel more then anything else

I’m at 790 credit score with 0 hard inquiries.. can I skip the chase freedom, and apply for the chase sapphire?

Practice