Being cash poor is by far the greatest thing for me. I allow myself to be stressed about money which makes me work more and get more in my paycheck. I act like my investments are debt payments!

man you just eased my mind on the retirement part, even tho im in a period of my life where my jobs are shitty, I have my whole life ahead of me to learn new experiences and gain knowledge. It's like the saying goes, it's only up from here.

This is one of the best, simplest and comprehensive videos about personal finances out there. Thank you!

I am looking to retire in the next 5 years but would like to start a side hustle and keep doing my casual work. I haven't done any investing before and wasn't sure about what to do. Watching your video has given me a clear picture of what to do. Thank You.

Just got married and we started talking about kids in the near future. It made me really start to consider being in a place to provide for a family comfortably. Thanks for the advice!

You are the best thank you for all the knowledge you are sharing

Perfect timing, love your vids

Noce vid Mark! I see un upgrade in quality and setup too!

Thanks mark, I will a make sure to thank you when I’m retired as young as 28 or maybe 30 I don’t really know how long it’ll take. But I’ll make it.

Excellent stuff, I literally took notes.

Love your videos mark ive watched all of them 😊😊

Easy retirement plan: Move to Moldova. You need around 250k USD to buy a place, a car and live with all that till the end of your life.

Great video thanks for the Input, and this valuable video.

I loved this Mark!!!!!!! im your biggest fan! greetings from Mexico !

One of the best videos you have done. They should teach tip 3 in schools totally agree. I like the 300 rule as well.

Can’t wait to put these into play, I was just born and after some calculations, I can retire in 5 years! Thanks mark!

Lovely video. Thank you!

dude i love your content. great advice from someone who has made it.

Hallo, geweldige video, goed nieuws

Great video Mark

I used to think every investor went broke during recessions, meanwhile some make millions. I also thought everybody went out of business during the Great Depression, but some went into business. Bottom line, there's always depression for some, and profit for others, it all starts from having the right mindset. That said, I've set asides $250k to invest for future, unfortunately l'm a complete noob.

great video as allways Mark

Thanks for the insightful video

Thanks for the content Mark, 2 years ago I was working in a factory and can say that I am now full time in my own business. My journey started with this channel!

wow, this is a very good video, thanks for the informations.

Great video ,Mark, all makes sense .

i dont really want to retire at the age of 25 and sit at home sipping a beer with my dad, the charm would be lost in a month or so. I will keep working hard but knowing that i have a backup for me while i work on things i really enjoy doing is really good and safe.

Thank you Mark

Your videos always give out so much advice, thank you Mark❤

I don't have 45 or even 20 years before retirement so i need to get as much money in the stock market now. Most people i know between 20 and 60 at my job, aren't prepared and don't seem to care.

love your content

You could also pay to your pension via salary sacrifice (making pension contributions before your salary is taxed) you avoid the tax on the amount of contribution, along with the uplift to your investment with tax relief @ 20% 🙌🏻 fantastic video as always Mark! Love the content 💙

Thanks, man

My family has never handled finances well. You’re videos have helped me immensely in trying to start a business and build wealth. Thank you🙏🏻

I am indeed watching this from Hungary, Greetings from 🇭🇺

learning is earning

Hi Mark. i enjoy your honest advice and pass onto my children all the time. im not sure if they watch them or not...im sure they do a little. i really like the fact that you plug index funds. for somebody at 50o that want to self mange some super and park it in some index funds, what index funds would you advise? i ask because the S&P has had so much growth do you think it will still be good at present price?

Well done Mark! You've done the hard work and now you're helping us do the same 👍

Very informative video love how you get straight to the point 👊

I too flew model helicopters - you should add up all you spent on the hobby, crashing upgrading etc. then compound that amount with interest over the years and see what that would have been now 😂

Another extremely important video with no BS and a clear intention of helping your audience out. Mark Tilbury, sir I'm a fan

Mark thank you ❤

my old man really said we can play games on mac, i'm definitely gonna buy mac as not only it will make me more productive but also i can't really play games on it so yeah im safe there as well. Btw sir i always watch the whole video good to see im already ahead of most of those people lol

What do you think about eBay dropshipping? And how do you think I could scale it up?

40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

Hey mark, I am going for a one day trip to my dads work(he’s a forex trader) and I get to ask questions all day long but I can’t decide what to ask, do you have some good questions that would get the information you will need to become a good trader Thanks in advance!

Excellent advice as always Mark! Your videos have helped to expand my knowledge, and empowered me to become a better entrepreneur than I already was. 😎👍

Excellent advice, thanks

the background changed once again, and it defenetly is the most important thing to focus on

Excellent advice. Well done Mark, keep up the good work!

I’m compiling and picking stocks that I’d love to hold on to for a few years before retirement, do you think these stocks would do better over the years? I’d love to retire with at least $2million savings. Now you gotta rely on a pretty good diversification if you must stay green. Currently up 31% and being cautious. Still better deal than letting it sit in savings or checking earning near 5% interest

I like the rule of 300, simple and concise.

Even ppl who don't have enough saved, they can just continue working. I have no intention of retiring. I HAVE to work or else I spend my days in bed staring at the ceiling. Going to work is what I look forward to. 🙂

Ur amazing Mark

Hello mark I was wondering if you have any experience in trading and if so if you ever plan on making a video about it?

Mark, we don't know if it's real money you show or what, but you're just flexing on us at this point Jokes aside, love your channel, helped open up my mind to simple and mindblowing concepts. Plus you're handsome

I watch your videos always and they have expanded my mind for real financial prosperity, Can you make a video explaining how beginners can make huge profits within a short period of time? I mean I was making well over $880,000 within 4 months of investing $1 50,000 I just need to know how

This is why I live in the UAE, 0% tax is awesome

you learn much more from these videos then courses, thanks Mark👍

Someone give me advice. For entertainment videos and others I pay full attention and watch again again.. I want that some thing from videos like this , motivation money etc. I won't even watch this fully or watch with less interest. What should I do

Hopefully we all be rich someday!

I keep our "pot" invested constantly, and will into the future. I let the stock market pay our income and property taxes. We live within our means. We were able to retire at 70 and 68, respectively. Life is good. 🎉

Nice video

Had to click on just from the title. I retired at 58 with no money an doing great. Should have never listen to my 1st wife. I was self employeed from H. S. TO 29YRS. OLD. Then my 1st wife wanted me to get a " regular job , like everyone else." 29 to 58 was hell. 58 til today at 65 been heaven. I survived 😊😂😂

Great!

yup

9:14 I still have the s&p500 and the gold it currently is gold is now 7,18% 2 my gold 2,85% and s&p 500 is 1 2,97 2 -0,90 % and 3 ‎4,86%‎ so i have somthing And I have enough money to keep it

I don't necessarily want to retire "early". I just want to be in a place where I CAN retire early if I want to. By the time I'm in my 50's I'd like to be at a place where I can just walk off the job if I get fed up enough. I'm 26 with about 200k in investments already. I invest around 1/3 of my gross income. With average returns I should have a few million by then which should be plenty. My biggest concern is maintaining health insurance until Medicare kicks in at 62 (United States).

You are very correct. As a generation Z member, my main purpose for now is achieving financial security.Once I reach financial security I will start thinking about financial freedom. But for now, it is prioritized enough for me to consider thinking about financial freedom as a waste of time. Besides I find the concept of financial freedom very confusing. You can have enough money to live unemployed. But it doesn't make sense to be a millionaire and live like an employee with 3500$ per month salary. That's why I think financial freedom costs 115.2M $. Cuz one month in a resort in Maldives costs 5K $ to 15K $ and that's only booking in a resort and food and tours in Maldives. Take the highest price 15K and double it cuz you will need money for health care and buying electronics and so on. It becomes 30K per month per person. For a family of 4, father mother and 2 kids it is 120 K per month which is 115.2M per 80 years. This doesn't mean to immigrate to Maldives but someone with such wealth can live like a tourist in a resort in Maldives anywhere in the world and in every condition or crisis which means highly secure form of financial freedom

Failure, is only my motivation to succeed. 😊

Top geezer! This lifetime of advice is very appreciated

Oh forgot to mention, i been drawing 1st wifes SSI survival benefits since 60 while my SSI keeps growing til im 70.

Thank you 🙏 Knowledge is Power!

Step three is impossible because of step two. No one can successfully account for all the potential variables involved.

It is possible to not work guys. I am doing it and im the proof. I rented a storage unit for $50 a month. I live there and also rent out 50% of it for $50 a month. I essentially mastered this housing hack. How would you like all of your meals paid for? Sounds nice. Well the trick is to be either a early riser or a night owl. Mcdonalds throws out most of their unsold burgers late at night. You also have early morning until the garbage truck comes and cleans out the dumpster. I find that this hack works better in winter when the burgers arent rotting in trash bags under the sun. Hope this helps.

So agree with you about 'retirement'. I did a micro break 7 years ago. Took 7 months off for a 'Round The World ', this led ultimately, to a career change. Love your vids , they make sure I keep taking action. 😊 More details will follow in my : book, podcast etc. 😊

Mark I need your help. Do you have a forum to ask questions 🙏

Great video, Lots and lots of advice and information which helps a lot. Thank you Mark!

I’m not sure that retirement would do me any good 🤔 I currently don’t work full time as my work is to tough but it’s great for meeting & communicating with other people and keeping the thingy in my head working properly 🤔😝😂

Hi Mark I'm from the Philippines and the inflation here is outstanding how can we people from third world countries make more money?

I’m currently 18 years old and want to increase my income which currently sits at 0. I don’t know what to do, I can work for others and get experience which I am not against, but I would prefer to start a business for myself. But I’m stuck; what kind of business? How do I start? Where can I learn? Is it possible or just simply a dream? I’m mostly looking for scalable business ideas that don’t require too much to start. Got any tips? I believe many of us are stuck at this stage

Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!

With the way inflation is going, we're all going to need at least $2M just to retire modestly, without anxiety.

I really want to learn how to make loads of money but i feel like im already too comitted to a normal job

As I consider a mutual fund an asset, is good debt buying more of the fund with borrowed money? I believe it is called leverage?

Lightyear hasn`t made it to Norway yet :(

Watch this video at least. X 3and each time take 3 acton points and do them.

Nice watch.

im tryong to start a 3d printing service as a side hustle. do you have any tips on how to get more customers?

What are your thoughts on IQ? Can someone with an average IQ get some good results with enough hard work or is there a minimum requirement of 120 or something?

I don't want to retire. I want to work on what I want when I want.

Thanks Mark. A lot of useful, measurable advice. Shall commit to memory , The Rule of 300!

Mark, your video is a breath of fresh air! It's like you've taken the foggy, intimidating world of retirement planning and turned it into a clear, navigable roadmap. I've always believed that the key to financial freedom lies in understanding the numbers and making them work for you. Your Rule of 300 is a perfect example of this. It's a simple, yet powerful tool that anyone can use to get a realistic picture of their retirement needs. Your point about the school system leaving us in the dark resonates deeply with me. I remember feeling lost and overwhelmed when I first started planning for my financial future. It's a shame that we aren't taught these crucial skills in school. But thanks to people like you, we can educate ourselves and take control of our financial destinies. I also appreciate your balanced approach to debt. It's a tricky subject that often polarises people. But you've hit the nail on the head - it's not about avoiding debt entirely, but about understanding how to use it strategically. Your story about increasing your income by demonstrating your value to your boss is inspiring. It's a great reminder that we all have unique skills and talents that can make us valuable to others. Finally, your alternative views on retirement are thought-provoking. The idea of micro-retirements and lifelong retirement are appealing alternatives to the traditional retirement model. It's about creating a life that you don't need to retire from, isn't it? Thanks for sharing your wisdom, Mark. Your videos are always enlightening and empowering. Keep up the great work!

Hi Mark, Great video; the fact that you enjoy making these videos is reflected on how useful they are! One question; I’m on the investment stage and have looked into the S&P 500. Most investment platforms have dozens of entries when you search for it - is there a specific name one should search for to home in on the right fund? Or would you recommend opening an ISA first and paying into that initially? Cheers! 😁

The 300 rule works but doesn't take into account inflation. The number will go up every year, don't forget.

This is the fourth video I've watched of yours so far and it really makes me reconsider my self worth, I'm in my late twenties and I haven't a lot to show for it but I know I've accumulated skills and knowledge over time and I haven't been using what I've learned to my advantage. Already I'm starting to rethink my life choices that have led me to this stage of life and how I can turn it around without slaving away (12 hour shifts, 6 days a week) in some job I don't have any passion for whatsoever. The process to success isn't rocket science as I've been led to believe, dream jobs do exist you just need to make the effort to market yourself. Really appreciate the advice thus far, what you're doing is an inspiration and quite similar to how I'd like to help others in the future as well.

I am an everage salaries earners just around the corner l am on retirement mood or forced to retirement BUT I AM NOT READY EVEN I OWN A HOUSEHOLD paid my homework SO HOW CAUSED I AM NOT READY FOR RETIREMENT DUE TO LAST MINUTES REALISED SUDDENLY I AM GETTING OLDER....

Stupid Question on the rule of 300 and expenses, if you intend to pay off your biggest expenses (mortgage) before you retire, do you still include it in the calculation, I would assume not?

That was a sneaky flex 😂

Unfortunately, lightyear app is not available in the Philippines.. :(