Well, yeah except maybe the twice a year you should spend 30 mins checking up on the health of your companies. 😂

What a naive comment. Real estate is about turning monthly expenses into wealth and property, which you should do as early as possible. If you pay rent and do dividends, it is better than nothing but inefficient. Real estate can return an interest if you have tenants, people who rent your real estate. You can even own a portion of real estate, which can feel like company dividends at times. Dividends are about investing in company shares and receiving an interest on your investment from that company, plus price appreciation of your company shares in time. Bonds are like dividends but they usually do not move so fast in price. But you also receive an interest on your investment called coupon rate. What makes bonds special is that they, at times, move differently to the stock market, which a skilled investor may use to his advantage. For instance, the Ukraine 2035 gov bond trails at a 7.235 % coupon rate (dividend), crashed from $102 (for $100, meaning you paid $102 for $100 bonds) in Dec 2021 to $20 (a hefty -80 % crash) which recovered eventually to today $26.83. So, you can make heavy profits or losses with bonds, plus an interest rate. The Ukrainian real bond yield (sort of dividend yield) is at 33.35 % annually, but the reason for it and for the crash is, much like corporate dividends, that the Ukrainian gov may default on it or postpone payments because of war. (Edit: Fortune reported yesterday, "Ukraine holds secret talks with bondholders as $20 billion debt deadline looms", preventing a Ukrainian default.) Company dividends became popular in the 2010s and were quite unpopular in the 2000s. The reason was two stock market crashes in the 2000s that wiped out all dividend gains. Bonds were more popular in the 2000s than they are today, not only because of the higher interest rates (before 2007). Interest rates reached 13 % in 1974 and 20 % in 1980/81. So you can imagine that bond investment was very popular during that time, and certainly more popular than dividends, in the 1970s because the stock market crashed -70 % in the 1970s, if I recall correctly, for years.

How is real estate not passive income if you own a house that you rent out?

I think your example with the 15.22% yield would be the yield on cost, not the current yield. You are not factoring in capital appreciation of a high growth dividend stock. Also, you may want to rerun your analysis with a higher yield growth. E.g. what is a 1% yielding stock with a 12 or 15% dividend growth look like? I think most would consider a 7% yield growth to be good, but I don't think I'd say it's High, more like moderate. Just my two cents. My own portfolio I have a mix of high yield, high growth, moderate growth, and up to 10% of the portfolio in no yield stocks. In two cases this year, those no yield stocks have actually started paying a dividend.

@@kfordham281 well, 15.22% would be the then dividend yield after 30 years for 2% starting yield and 7% annual growth [ =(0.02)*(1+0.07)^30 ] ... for 1% and 15% you would end up with 66.21% after 30 years

Phenomenal! Thank you!!

There’s much uncertainty now, I’m just trying to find out what’s stocks could be the next wave as regards growth over the next decade.

yes! working on it now!

@@Dividendology Sounds Great, this is why I have joined your service. You take care of your customers. Thanks

You are welcome!

For me personally, if I was 6 years away then I wold focus more on high yield.

@@Dividendology agreed.

For a longer time horizon

At that point, you have to ask yourself if Coca Cola will remain in business 20, 30, 40 years from.

@@GrayWolf1192 I will never stop drinking the black juice!

Dividend growth will provide growing income as well as capital appreciation.

@@Dividendology Thanks for your reply. I do understand that. But I mean the strategy that can be followed to determine if the stock will create good capital gains/capital appreciation. As you are doing with dividends by looking at the dividend yield, dividend growth, and dividend safety to determine if the stock is a good dividend stock. What criteria can we use to assess if the stock price will appreciate?

A video like that would be really helpful

Yes, I do on my dividend dashboard!

Yep! It can track stocks from over 70+ stock exchanges!

@Dividendology Thanks. I'll be buying your stuff soon.

Glad you think so!

Looks like SCHD

I did dollar cost average when i started. Because then you alwqys just wait and do nothing. Start to invest with small amounts first so that you get a better feeling and then invest higher amounts

Yes!

youve go another 55 years left in ya bud, chin up

My opinion, depends on how much longer you’re planning to work and if you have any other retirement accounts/plans. If you’re planning to work until 65-70 you’ve got plenty of time for growing dividends to be worth it, especially if you have other income streams at retirement (pension, social security, etc.). If you’re trying to retire by 60, and don’t have much else invested yet, higher yields may be what you want, but make sure they are still growing dividends even though it will be smaller growth.

Perhaps use a screener and search for companies with a little higher Starting Yield and dividend growth that exceeds the rate of long term inflation with modest payout ratio. A smaller portion of your portfolio in “growth stocks”. There are CFA’s out there who can advise you.

@@8Arachne8greats points here

Probably growth ngl

Depends on your goal. Some people need income now, some don’t. some people are fine with picking a stock they think will grow for decades. Some like saving their place money wise by at least ensuring they were payed some of the money outright in dividends just in case

@@Campsalott even if the person need’s income, it mathematically makes more sense to sell growth stocks. In the past that wasn’t true because you had to deal in whole shares, but with fractional shares, growth stocks make more sense.

At age 55 which is better growth and dividends time is not on my side

@@EightUp000 I’m sure you’re right with the math, just pointing out the reasons why people might see dividend investing as better for their situation. say retired and needing income without selling off their legacy for example. Either way, either strategy. Growth or dividends. We are united in our mission for a better financial future

@@Campsalott for sure brotha 💯💯

Lowe's has done me VERY well 🤙🇺🇲

You can download it on Tickerdata.com!

Starting out, I used to put $50 into stocks every month.

Try out interactive brokers. I've been using it lately and like it: www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php

@@Dividendology ty boss

Wow! Thank you!

No growth stock appreciation, no stock positions, you are bound by the interest rate whereas dividends can keep growing and growing. Did you watch the video?