The Intelligent Investor’s Road to $1,000,000

  Рет қаралды 4,407,206

The Swedish Investor

The Swedish Investor

Күн бұрын

For my private stock portfolio & revealing insights into my investment strategy, head over to: / theswedishinvestor
At the age of 43, Tom retired from his 9-5 at Ford Motor through a combined effort of savings and stock market investments, although, on the day when he graduated college, he didn't have a penny to his name.
Tom reached $1,000,000 and quit his 9-5 to live off his investments before his 44th birthday. More than half of that money came from returns in the stock market, and his investments helped him reach this number 14 years earlier than his salary alone would have done. With this type of money Tom was confident that his stock market returns could cover his yearly expenses.
This is the story of Tom’s accomplishment.
---
Many thanks to my friend Richard Dykes, who helped me in making this video possible.
---
My main tool for fundamental screening and analysis of stocks: app.tikr.com/register?ref=tsi
(If you sign up I earn a small commission)
---
Timestamps for your road to your first $1,000,000:
00:00 Intro
02:15 $0 - $20,000
07:02 $20,000 - $100,000
13:30 $100,000 - $1,000,000
20:34 $1,000,000 & beyond
---
My goal with this channel is to help you make more money and improve your personal finances. How to become a millionaire? There are many ways to get there - investing in the stock market, becoming a stock trader, doing real estate investing, or why not becoming an entrepreneur? But whether you are interested in how to invest in stocks or investing strategies for creating passive income with rental properties - I hope to be able to provide you with a solution (or at least an idea) here. Warren Buffett - the greatest investor of our time - says that you should fill your mind with competing ideas and then see what makes sense to you. This channel is about filling your mind with those ideas. And in the process - upgrading your money-making toolbox.

Пікірлер: 4 200
@TheSwedishInvestor
@TheSwedishInvestor 11 ай бұрын
For my private stock portfolio & revealing insights into my investment strategy, head over to: www.patreon.com/TheSwedishInvestor
@moisessoto5061
@moisessoto5061 20 күн бұрын
god what a terrible video lol
@KimberlyWillowWood
@KimberlyWillowWood Күн бұрын
Great video! I really do have a question. For someone with less than $10,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
@Michelle_Sanders561
@Michelle_Sanders561 Күн бұрын
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
@Pamcheryl
@Pamcheryl Күн бұрын
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .
@OliverTilney
@OliverTilney Күн бұрын
@@Pamcheryl This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
@AnnBurrow-vb8tt
@AnnBurrow-vb8tt Күн бұрын
Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
@OliverTilney
@OliverTilney Күн бұрын
@@AnnBurrow-vb8tt *Cynthia Mcclure Alexander*
@alk672
@alk672 10 ай бұрын
So Tom studied the markets in his spare time, and started beating the market by 4% a year every year... then he studied aerodynamics, grew wings and flew away. Started giving air taxi rides on his back for extra $100k a year.
@davidmays8974
@davidmays8974 8 ай бұрын
Lol is that what happened?
@incomplete3857
@incomplete3857 8 ай бұрын
Aye, as if beating the market is an exact science
@metasamsara
@metasamsara 6 ай бұрын
When you start researching many fields in your spare time methodically on the Internet you realize "experts" don't know shit. They follow the money, that's all there is to it. By having no superior funding your research you can actually dive in the deep end and make sense of it all much better than experts with agenda can even extrapolate if they tried through their vouched official sources and previously manipulated data from a previous money agenda. It's also getting outdated to listen to warren's advice saying you need 100k before easing off. This is for a tradfi environment but in crypto the small money investors stand a much better chance to outperform on big money with cunning, wits, research and measured risks. In tradfi a big return year would be 10-100% roi. In crypto you could easily aim for 50-1000%. that means you only need $10000 before easing off. As long as you train yourself well with little money that you can't afford to lose, it will become a lot easier to scale it with a smaller income and/or less time.
@WatchtowerGlobal
@WatchtowerGlobal 6 ай бұрын
then one day he made a comment on youtube and found steven in a public reply.
@user-vp9gi7wy3l
@user-vp9gi7wy3l 3 ай бұрын
ye ok bri. you're gonna beat the world's experts and hedge funds from ur dusty basement. bruh@@metasamsara
@Andrei-dq8cd
@Andrei-dq8cd Жыл бұрын
So Tom, a mechanical engineer studied some books and consistently beat the market by a few percent (4%) each year. While most professional fund managers aren't able to beat the market long-term. I feel suggesting everyone to read a few books and do stock picking will turn many folks who listen into Stevens.
@systemloading45
@systemloading45 Жыл бұрын
I agree, but the average investor does have a huge edge, that is the size of their portfolio is small and they aren't forced to diversify like large fund managers.
@tonycrabtree3416
@tonycrabtree3416 Жыл бұрын
Well, everything on the internet is 100% true!
@dividend_spaarder
@dividend_spaarder Жыл бұрын
@@systemloading45 thats also risk that it isnt diversified
@WinS392
@WinS392 10 ай бұрын
Yes this is dumb advice based on survivorship bias. Most people who try to pick stocks underperform the market.
@LaFonteCheVi
@LaFonteCheVi 8 ай бұрын
@@WinS392 Most of the advice in this video is solid. It is just way over optimistic.
@Steinchen43
@Steinchen43 Жыл бұрын
Was a reasonable video up to the "beating the market by 4%" part, which is absolutely ridiculous
@srw788
@srw788 4 ай бұрын
Exactly. Which, the market average is such that being average is fine. $1k/month into S&P500 gets you to $1M 20ish years. Also, how is our seer here withdrawing and living off his investments? If he put them into a 401k for tax savings he can't really pull them out. Even then, 4% would mean he is burning down that pile of money. Healthcare costs are also a PITA not accounted for here.
@TheFourthWinchester
@TheFourthWinchester 3 ай бұрын
Yeah.
@justthebrttrk
@justthebrttrk 3 ай бұрын
@@srw788 it's pretty easy to get money out of retirement accounts early without paying penalties. There are several strategies commonly used by the FIRE crowd all the time.
@TheSpecialJ11
@TheSpecialJ11 Ай бұрын
Beating the market by 4% is easy. Doing it month after month, year after year isn't possible without luck or fraud (not necessarily you defrauding people, possibly the firms you invested in doing so)
@kiwizor9962
@kiwizor9962 Ай бұрын
how is it ridiculous? lol its quite easy
@P1983sche
@P1983sche 2 жыл бұрын
This video breaks my heart in a way. My sister worked her way to the top in her career, literally her ass off. Dollar cost averaged her cash since she was 20; got to her $1,000,000 mark at 37 and got into a car wreck and passed away. She never got to enjoy it. I hope my brother in law uses it wisely and appreciates the hustle, grind and discipline that it took. She taught me a lot!
@NazifBey
@NazifBey 2 жыл бұрын
Oh man. What a heart breaking story 💔 rip to your sis. We must work hard to achieve our goals but also keep in our minds that health is wealth. Everything else comes after health
@martynBVT
@martynBVT Жыл бұрын
and to think, if she had a good life insurance policy she could have left behind another million or 2
@jakemacfitness2849
@jakemacfitness2849 Жыл бұрын
@@martynBVT bruh
@phantom8699
@phantom8699 Жыл бұрын
@@jakemacfitness2849 I mean it’s true, but insensitive but imagine if she wasn’t as successful as she was and left behind a family, freak accidents like these happen. Life insurance is important if you have people that would struggle without you
@shedontlove8490
@shedontlove8490 Жыл бұрын
And this is the reward you get for your hard work in the end - a coffin, and nothing more. This life is a fucking joke. These jobs never get you anywhere in the big picture.
@Proximax9
@Proximax9 2 жыл бұрын
All these stories always begin at the age of 20something and with a job that pays insanely good salary. They are inspirational, I agree, but I would also like to see how a 30 or 40 year old could manage with a lower salary :) obviously not as great, but it would bring some realism to these videos.
@olivedollop7363
@olivedollop7363 2 жыл бұрын
I baulked at the "save $1000 dollar a month from paycheck" part. Yeah that's not very realistic for our generation.
@Proximax9
@Proximax9 2 жыл бұрын
@@olivedollop7363 true. I could do that now that I'm 36 but definately not when I was 25 🤣 at that age I could have saved maybe 300 but I was young and wanted to do things. Serious investing started to interest me around the age of 30.
@peterstuber7456
@peterstuber7456 2 жыл бұрын
@@Proximax9 I don't mean to be contrary... But I am 22 and I can easily save 1,500 per month and I am not even high school educated. My circumstances are extraordinary, but if I had been satisfied with the ordinary when I was 18, I would not have built the business that allows me to be who I am today. I only say this for the 18 year olds out there that are being told they can't do it. If you want something badly enough, you will be shocked by what is possible.
@Proximax9
@Proximax9 2 жыл бұрын
@@peterstuber7456 Im happy you have accomplished something like this :) my own personal experience was quite different. No one talked to me about investing when I was in my 20s, but I did get into investing when I turned 30. My first idea of course was to get a monthly savings style investing schedule with a company that specializes in such things, but it turned out to be a huge scam. All they did was take 90% of the money I was supposed to get in "fees" and other payments. So I started investing on my own. Naturally with no one to guide me I had to learn everything by myself. Now Im 36 and finally doing ok with my portfolio, it's just that I feel like Im 10 years too late.
@djdesistorm
@djdesistorm 2 жыл бұрын
44 years old here and I just installed etoro on my phone, still I have no idea with the hard earned and saved 1000U$. Any pointers and suggestions are highly welcome plz 🤗🙏
@alecc8231
@alecc8231 9 ай бұрын
Finally, I understand what 'paying yourself first' really means. It means the opposite of paying somebody else (new car, expensive vacation, new Apple phone). You also need to carefully plan how much are you going to pay yourself. And then you would treat yourself as a business, just like Ford, property owners, and Apple Inc. Basically, trying to manage your money and learn to manage your money. Or call it "Pay to your fund first" before making frivolous purchases. Or at least match each luxury purchase with investing in your fund. And if you can't afford to make a luxury purchase and simultaneously make a matching investment, then skip the purchase until you can make a matching investment to your purchase! Thank you, Swedish Investor your visual presentation clicked with me!
@factorfitness3713
@factorfitness3713 7 ай бұрын
It shouldn't be called "paying yourself" - it should be called "paying your future self."
@m15172
@m15172 7 ай бұрын
If you like that idea, you will love the book which that idea comes from: the richest man in Babylon.
@alecc8231
@alecc8231 7 ай бұрын
@@factorfitness3713 Or "Pay to your fund first" before making frivolous purchases. Or at least match each luxury purchase with investing in your fund. And if you can't afford to make a luxury purchase and simultaneously make a matching investment, then skip the purchase until you can do both! :)
@kitten-free
@kitten-free 6 ай бұрын
yeah, paying yourself 43 year old. present you pay to future you
@johntu7484
@johntu7484 9 күн бұрын
"Paying yourself first" means prioritizing your savings and investments before spending on non-essentials. It's about allocating a portion of your income to build your future wealth. Treating yourself like a business involves strategic financial planning, disciplined saving, and smart investing, ensuring your money works for you over time. This approach fosters financial independence and long-term security.
@turbex7963
@turbex7963 Жыл бұрын
Excellent! Im 23 years old and i already started the journey of Tom 6 months ago
@ThomasSlaney
@ThomasSlaney 2 жыл бұрын
20:00 is where this goes from a parable to a fantasy “Tom was able to beat the market by 4% each year by picking stocks”.
@Encryptsan
@Encryptsan 2 жыл бұрын
It's not that unbelievable. Tom was researching a lot about investing and knew how to look for companies which were undervalued, or which were growing faster than the general market. Heck, just look at Berkshire Hathaway, which could lose 99.3% of its value and *still* have outperformed the S&P 500 index since 1965. It's true that not a huge amount of investors outperform the market, but the point is to educate yourself well enough that you can become one of the investors who do.
@Unknown-lu2ft
@Unknown-lu2ft 2 жыл бұрын
Ikr, if you have a strong finance background you will know that it’s a fantasy even from the beginning when he said Tom followed Warren and picked only stocks like FANG. If the guy who made a video studied Finance as a major he would have known that Warren and his mentor (Benjamin Graham) invested active/passive with a portfolio of at least 30 stocks back in the day, now you may even consider spx 500 ETF as a passive investing way. And we, the finance people use quantitative ways to picks the stock, not like just shopping it like grocery bruh. And the guy talked about beating the market lmao. May be if Tom was lucky and bought the stocks during crisis like Coivd19 which happen once in a life time. I can’t even bear watching the whole video, then I saw your comment. Like minded!
@tetvespunci
@tetvespunci 2 жыл бұрын
@@Encryptsan if you think valuation of companies is what defines the market then you are in some sad realization mate.
@colinb8332
@colinb8332 2 жыл бұрын
@@tetvespunci it is valuation that defines the market. The question is whether the valuations are over-valued or under-valued.
@mohin8256
@mohin8256 2 жыл бұрын
yeh this isnt really something "anyone can do"
@TheJannis1994
@TheJannis1994 2 жыл бұрын
So Tom is 43 today and became a learning machine at the age of 23 by listening to his favourite podcasts and youtubers. Man was really ahead of his time back in 2002 then
@raulpacheco7488
@raulpacheco7488 2 жыл бұрын
xD
@mikelovesbacon
@mikelovesbacon Жыл бұрын
Yeah he was on Reddit years before it existed
@casbyness
@casbyness Жыл бұрын
He was the only person on etoro and Robinhood back in 2005. No wonder he did well. :D
@denlolsauce5140
@denlolsauce5140 Жыл бұрын
shut up
@HermanHansensk8
@HermanHansensk8 11 ай бұрын
If this is a made up story inspired by someone with a updated environment to fit the times it could be a real story. Maybe it could be a story of someone watching this video. :)
@Knytz
@Knytz 2 ай бұрын
This video assumes: -born in America -had the opornities to get this very high paying job -good at his job -likes his job enough -stable realtionship -no random medical emergencies -beats the stock market like anyone can't
@Anonkontello
@Anonkontello Ай бұрын
Yeah. It’s super unrealistic. We should all just accept our circumstances and be poor for the rest of our lives. Anybody who makes it obviously just got lucky. Honestly fuck success, let’s just all cry about being poor and unsuccessful
@Knytz
@Knytz Ай бұрын
@@Anonkontello You totally missed my point. Even tho its feasable for some people, you woulsnt like to be in some persons shoes.
@johntu7484
@johntu7484 9 күн бұрын
The video does assume a lot of favorable conditions that aren't accessible to everyone. Factors like location, job opportunities, job satisfaction, stable relationships, health, and consistent market success aren't guaranteed for all. It’s crucial to consider these variables when applying such financial advice, and more inclusive stories would better reflect the diverse challenges people face.
@Anonkontello
@Anonkontello 9 күн бұрын
@@johntu7484 Thanks ChatGpt
@theWebWizrd
@theWebWizrd 3 күн бұрын
@@johntu7484 I think favorable is really, really stretching it. It assumes *not worse than average* conditions *for people in developed countries*. A normal average person living in the US or western Europe should be able to do the same thing. The only thing that is easy to criticize is the investment returns being very stable and above average, which dependent on your perspective requres unusual luck or unusual skill.
@dominiquejasperson900
@dominiquejasperson900 9 ай бұрын
This was both entertaining and informative. Congrats!
@maryt9251
@maryt9251 2 жыл бұрын
*Its never too late to start from somewhere , I am lucky to have found this source, it’s the future*
@albertmatunda5387
@albertmatunda5387 2 ай бұрын
Where a you at now.
@RenixGames
@RenixGames Ай бұрын
Also curious
@christopherwilcox1
@christopherwilcox1 2 жыл бұрын
This video is more inspirational than actual “inspirational” videos for me. Such a simple message, preaching something nearly anybody is able to do to achieve extraordinary results.
@drdavinsky
@drdavinsky 2 жыл бұрын
I retired at 29. (Last year) I explain how on my page
@tonyharion9816
@tonyharion9816 2 жыл бұрын
Super true! One of may favorite swedish investor videos!
@ElvisRandomVideos
@ElvisRandomVideos 2 жыл бұрын
Ahh yes anybody can just put aside $1000 a month. Anybody with a trust fund.
@paul.l6310
@paul.l6310 2 жыл бұрын
I want to start making investments because I need a passive income and a steady income flow. I have 50k to start up, what steps do you think I should take? Can someone share me some good advice?
@alicemuller9386
@alicemuller9386 2 жыл бұрын
@@paul.l6310 I will advise you get a *manager* who will help you with the intelligent plans and ideas to achieve good returns. I work with a manger of a wealth management whose experience has been superb for me. You should give this is a try, her works has made great returns for many
@marlo8456
@marlo8456 Ай бұрын
I've watched this video over 20 times...I love it! These animations help me understand much better. Keep up the great work!
@exile9382
@exile9382 Жыл бұрын
LIBERTONCORP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
@htownrepresent4568
@htownrepresent4568 2 жыл бұрын
1 crucial detail that Tom missed out on was the fact of increased compensation from switching companies. If Tom were to switch jobs every few years, his annual compensation increase would have allowed him to put even more into the market with an ever greater amount to retire on. Regardless, Tom did well for himself.
@jonhennemann4729
@jonhennemann4729 2 жыл бұрын
That is a new trend... Most people make more staying with a company and that is why the panic when layoffs come. UPS driver of 30 years makes say 120K now, but if he left to work for FedEx or USPS he would start over at 50K.
@htownrepresent4568
@htownrepresent4568 2 жыл бұрын
@@jonhennemann4729 I should have specified the tech field. A software developer, project manager, business analyst, etc. makes much more when they explore new opportunities with other companies. I would imagine it’s similar in the field of engineering but as not certain.
@fallen546
@fallen546 2 жыл бұрын
@@htownrepresent4568 It's so strange but true in tech. The expert from afar is always seen as more valuable.
@ookuitore
@ookuitore 2 жыл бұрын
Bough a house with all my savings now 2 years later it cost 100% more
@FTBASTAR
@FTBASTAR 2 жыл бұрын
Your biggest gains in employment income come from job hopping. It's a known fact
@flookaraz
@flookaraz 2 жыл бұрын
I feel like the 10% average return and tom "beating the market" was unrealistic even for this fictional scenario, but the rest of the points were fantastic. Very encouraging
@grizzy4769
@grizzy4769 2 жыл бұрын
That’s very true I mean the normal return is 7 percent but it’s not too far off.
@j.asmrgaming1228
@j.asmrgaming1228 2 жыл бұрын
since it's inception till now the average annual yield is 10.5% for the S&P 500
@jimfastenau4984
@jimfastenau4984 2 жыл бұрын
so this is a fictional story?
@grizzy4769
@grizzy4769 2 жыл бұрын
@@jimfastenau4984 lmao yes it’s not real
@Monocerus90
@Monocerus90 2 жыл бұрын
@@grizzy4769 to give you some perspective. Over 50 years: 10% returns verse 7% returns compounds into more than 400% greater. If you made $1,000,000 from 7% returns over your working life… you would have $4.1 million if you had 10% returns.
@YaPravilnaya
@YaPravilnaya Жыл бұрын
Кто тоже нашëл это в плейлисте винди?)))
@al1ght699
@al1ght699 Жыл бұрын
Ага)
@user-te5kf3lt7s
@user-te5kf3lt7s Жыл бұрын
Какой винди, он здесь причём.
@loko3286
@loko3286 Ай бұрын
капец
@vallee9884
@vallee9884 6 ай бұрын
The concept of video games accidentally educating people is always super cool, love to see part 2
@guitarsoundsaround
@guitarsoundsaround 2 ай бұрын
4:24 What does this mean, mean?
@michaelkelly1183
@michaelkelly1183 2 жыл бұрын
Did you ever thing of how #INFLATION# is affecting the world’s economy and all its marketing sector?
@dominic210
@dominic210 2 жыл бұрын
Sadly this economic crisis means more inflation and more inflation affects the banking system. My condolences to anyone retiring this year..
@rondajefferson1287
@rondajefferson1287 2 жыл бұрын
Most amateur lose money because they are guided by emotions and hype. A good financial planner alleviates that. Everyone who thinks they can 'play' the market should realise that half of all profits made in the market are from dividend - not get rich quick deals. Very certain that this market will recover. the goal is to hopefully stay employed and to keep investing in the market which is exactly what I'm going to do. Find a way to get promoted while investing my money and staying as frugal as possible. My portfolio currently up to 20% from Q1 of 22. Buy the dip or wait...
@necholaa9267
@necholaa9267 2 жыл бұрын
@@rondajefferson1287 Great idea, exactly what I'm planning on doing now that the market is down, but I'm an amateur investor and I have no idea on stocks to buy or what assets that will yield highest potential. > you seem to be doing well yourself on this volatile market. Please how do you select stocks you invest in??.
@rondajefferson1287
@rondajefferson1287 2 жыл бұрын
@@necholaa9267 I don't do that myself I have my funds very diversified, tho I did it using copy trading system from the advisor "Charlie Laura".. you might have seen her doing some stocks analysis in the news sometime. Met h at a start up funding seminar and since then I've come to know the benefits of her copytrading strategies an aspect of algo trading methods. Her stocks pick are good...
@peerezreb7050
@peerezreb7050 2 жыл бұрын
The key to intelligent is diversification.. A diversified portfolio minimise risk while in for a long term. It allows a certain amount of high-return on investment by offsetting possible risk through more stable alternatives.
@Nero-pw4ui
@Nero-pw4ui 2 жыл бұрын
Mr Swedish Investor, you're simply giving so much value lessons for free..I really am so grateful to you...and I'm really happy and excited for the fact that a great lot of learning and teachings for financial freedom is compacted in this video and the practical use of gathered knowledge to reach the financial independence despite being an average earner and which proves to be so legitimate...
@S0L12D3
@S0L12D3 Жыл бұрын
Currently on my way to 20k. I have a few thousand in stocks and that was put in as the market has been dipping during this year. Constantly lowering my average price. I hope to reach 20k within 2 years and continue to invest in high value companies!
@S0L12D3
@S0L12D3 Жыл бұрын
@@isaacpimentel9747 yep, still holding. I have a target price to sell at for each of the companies I’m watching. Past few months have given some great buying chances. Hope the market stays down honestly because I’m just gonna average my share price down as much as possible.
@adamw2342
@adamw2342 Жыл бұрын
@@S0L12D3 If you have 100 shares of a company, look into selling covered calls. It helps with lowering your dollar cost averaging when done correctly.
@pokemon17007
@pokemon17007 Жыл бұрын
@@S0L12D3 Hi, here to learn. Can you share how to calculate the target price or each? Any methods we can use to achieve it? Thanks!
@S0L12D3
@S0L12D3 Жыл бұрын
@@pokemon17007 I use the s and p 500 but there are other methods that can be far more accurate. Also, simply evaluating the tendency of whatever stock you pick can show a lot about its worth. My best advice is to respect the companies you invest in. Come to understand their business and see if it has a future of success. For the math you’ll have to find other sources, but use your own intuition as well after studying the company and coming to an educated guess. Because I really numbers can lie
@leonhenry4861
@leonhenry4861 Жыл бұрын
Keep buying bro, trust me this is the best time to buy, even if you save the money, hold for a few months until it bottoms out then buy more. That’s what I’m doing. It will rally up again. Don’t try and time the market, it’s not worth it. If you have any spare cash try and also buy a rental property, it will help.
@zefirsss
@zefirsss Жыл бұрын
Андрей стал миллионером из-за этого видео🤯
@Zhenya1499
@Zhenya1499 11 ай бұрын
Какой Андрей?
@natashagavinus1653
@natashagavinus1653 11 ай бұрын
​@@Zhenya1499он про Винди31
@user-oh3ck1rn5i
@user-oh3ck1rn5i 10 ай бұрын
ахахахаха рил, тоже из его аккаунта перешла
@rogofos
@rogofos 2 жыл бұрын
while I agree with the core messaging of frugality, this video sets unreasonable expectations it is optimistic to a fault and operates on frankly ridiculous assumptions such as saving 1000$ a month while having to pay rent on an entry level position or having no student debt or never having any emergency expenses for that matter
@Akatsuu
@Akatsuu 2 жыл бұрын
Or assuming that anyone, with enough research, can beat the sp500 consistently. Huge hedge funds usually fail to beat the sp500 consistently. Of course you can get lucky, but 99% of people are best off throwing all their investment money in an ETF such as VOO or VTI and never looking at it for at least 25 years.
@andrewmadrid7407
@andrewmadrid7407 2 жыл бұрын
Not necessarily. I'm 23 and make over 100k a year. I work long hours and have no college education it is completely doable just have to find the right starting career to get ahead.
@PasDeMD
@PasDeMD 2 жыл бұрын
Or consistently beating the market by stock picking...
@michaelmano7261
@michaelmano7261 2 жыл бұрын
I have no issues with this video. just take away the lessons from this and ignore the savings per month and age of those savings. Invest in what you know. Only take risks when you can afford them and expect nothing back from them Save save save. Create a csv/sheet on your savings/spendings Dont spend your money when you notice you are starting to get a return. keep re investing it.
@rizekitty1484
@rizekitty1484 2 жыл бұрын
Some of you people NEED everything handed to you on a silver platter bro... Just take the positive lessons from the video and adjust the algorithm to consider your current financial situation. Done.
@nahfam360
@nahfam360 Жыл бұрын
Tom is too old now to realize how hard it is to actually save a decent amount of money nowadays.
@phantom8699
@phantom8699 Жыл бұрын
And your to poor to realize it’s not if you are willing to live bare bones to build up your savings
@user-pv7vc9kp9k
@user-pv7vc9kp9k Жыл бұрын
@@phantom8699 Having fun is also cool
@bryanrundell5159
@bryanrundell5159 Жыл бұрын
Shut up and work toward a better job with more income.
@thames_music1219
@thames_music1219 Жыл бұрын
you're going to be poor forever with your whiny attitude
@nahfam360
@nahfam360 Жыл бұрын
@@phantom8699 really? you're pathetic if that's what you really believe in, but you do you
@JW-ku7nn
@JW-ku7nn 2 күн бұрын
Followed a similar path. Hit my first mil at 35
@ErrorOptik
@ErrorOptik Жыл бұрын
I walk the long relentless walk of dividend investing. I broke $100 this month. It took me a year and I started at .10 cents return after my first month. I know $100 isn’t much but too me, it was a huge landmark in my financial expedition
@danaphanous
@danaphanous Жыл бұрын
Keep it up! The first $100k is tough, but we all start somewhere.
@johnturnerjr7221
@johnturnerjr7221 Жыл бұрын
Congratulations! That's a big deal. Keep it up and soon you'll double it and eventually triple it.
@ErrorOptik
@ErrorOptik Жыл бұрын
@@johnturnerjr7221 Thankyou, that’s my plan, one at a time.
@h3Xh3Xh3X
@h3Xh3Xh3X Жыл бұрын
I just bought my first dividend shares and it is so hard not to fall for the sucker yields
@EMan-cu5zo
@EMan-cu5zo Жыл бұрын
Congratulations
@remextv8877
@remextv8877 2 жыл бұрын
You’re the man! I went from $1 to 2k. My goal is 5 by end of this year. 🙏🏽
@dante2307
@dante2307 2 жыл бұрын
Comments like this are the best. Small realistic growth
@tristanmoller9498
@tristanmoller9498 2 жыл бұрын
Congrats man! Rooting for you!
@Natewu188
@Natewu188 2 жыл бұрын
I just started 2 months ago and I went from $6k to $5k LMAOOOO, I'll dump more money into this recession though, its a discount right now. It will go up, trust!
@manavdodia5464
@manavdodia5464 2 жыл бұрын
go get em dude! I'm at $1k and experimenting w the market rn. We can do dissss
@Natewu188
@Natewu188 2 жыл бұрын
@@manavdodia5464 We'll be looking back at this in a few years and thinking we did it!
@KaiVertigoh
@KaiVertigoh 2 жыл бұрын
Love that you formatted this information into a story with a character! One of the most entertaining finance videos I’ve watched on KZfaq so far, thank you!
@amateurbutjudgmentalfinanc5197
@amateurbutjudgmentalfinanc5197 2 жыл бұрын
The amount of time creating a story, doing the animation, and doing the editing is quite impressive considering how sh*t the actual information presented is. Do more research, there is a ton of financial literacy resources out there.
@AlbertoCeschin
@AlbertoCeschin 8 ай бұрын
Really well made. A great synthesis
@entertainment2k207
@entertainment2k207 Жыл бұрын
I totally agree with what you are saying ....
@Matt-ru5rw
@Matt-ru5rw Күн бұрын
What sovereign country is going going to agree that random computers around the world are in control of money?😂😂😂
@henrylee8103
@henrylee8103 2 жыл бұрын
Dude… this is literal me. Graduated mechanical engineer 23 years old, started investing and I have 56k portfolio as of 26. I think I’ll hit 100k by next year and my goal is to reach 1 million and eventually financial freedom hopefully in next 10 years. I always thought this was the safest and most guaranteed way of being financially free but everyone says you have to own a business with massive cash flow. I’m very happy to see a person who had the same step I’m walking currently. Greatly appreciate this video.
@saadqayyum4739
@saadqayyum4739 2 жыл бұрын
just woundering, you got any videos or playlist I could watch to start investing, a lot of the crypto vids are fake since they are get rich quick schemes
@Scurzes
@Scurzes 2 жыл бұрын
@@saadqayyum4739 yea lmk if you find any man
@keethesh2270
@keethesh2270 2 жыл бұрын
@@saadqayyum4739 you can have a look at Max Maher, he explains lots of things
@saadqayyum4739
@saadqayyum4739 2 жыл бұрын
@@keethesh2270 yes, I just seen his stock market for beginners playing which was quiet good
@deedsofdecapitation7477
@deedsofdecapitation7477 2 жыл бұрын
@@saadqayyum4739 InTheMoney is a pretty educative source about technical aspects of the stock market and derivatives.
@strooterjohnson8871
@strooterjohnson8871 2 жыл бұрын
*Getting a way to make income without having to leave home isn’t exactly as easy as you all think it is , talk is cheap and it’s sure easier said than done , I have my source , and I would rather stick to that, it pays well, even my stepdad quickly*
@dvoob
@dvoob 2 жыл бұрын
Super easy these days. I was working from home 2 years out of college prior to covid. Post-covid it's even more possible.
@Excalibur2
@Excalibur2 2 жыл бұрын
Sounds like a scam
@dvoob
@dvoob 2 жыл бұрын
@@Excalibur2 I work in video production. Other industries like software development, graphic design, web development, IT support, and tons of others I can't name off the top of my head all offer high 5 to low 6 figure salaries from home once you've gained experience.
@Excalibur2
@Excalibur2 2 жыл бұрын
@@dvoob how many years? Most jobs like that require you to live in a high COL area plus a niche skillet. If it was easy, everyone would do it. Jobs that pay well do so for a reason.
@dvoob
@dvoob 2 жыл бұрын
@@Excalibur2 I've been working ~5 years in the industry, and yes, you do have to hustle in a high rent area for a couple years to gain experience, but that's why they pay so much. Don't complain about money being unattainable for you if you're not willing to LEARN a niche skillset. If you don't have a unique skillset, of course no one is going to pay you enough to retire at 45.
@THEPinballJunkie
@THEPinballJunkie 2 ай бұрын
Wonderful! Thanks for this production!
@tanmaychandra9434
@tanmaychandra9434 Жыл бұрын
Man this was a crazy video, I will say it is the most underrated video, I have ever saw. Please do keep posting this kind of personal finance videos.
@aceofbase8
@aceofbase8 2 жыл бұрын
One of the best investing videos i have seen hands down! Swedish investor you Rock!
@elikem3920
@elikem3920 6 ай бұрын
Hey this is some cool animation and great lessons! Thank you!
@evelynnoah7582
@evelynnoah7582 Жыл бұрын
The stock market has been a really tough one this past months, but I watched an interview on CNBC where the anchor ‘Jim Cramer’ kept mentioning "...KARINA MATTIS...". This prompted me to get in touch with her, and from October 2021 till now we have been working together, and I can now boast of $540k in my trading portfolio.
@jamesalexander6738
@jamesalexander6738 Жыл бұрын
Good one, working with her also helped accumulate up to 350k in my trading portfolio.
@eleanorarthur2651
@eleanorarthur2651 Жыл бұрын
I am a beginner and I am hoping to start with $93,000. I hope this is not too small to start with because my dream is to attain my financial goals within a short period of time.
@hannahbradley1584
@hannahbradley1584 Жыл бұрын
Sure you can start with that amount and even less. With a proper financial guidance, you can build a small amount to a larger sum.
@richardwalker7574
@richardwalker7574 Жыл бұрын
Seeing the name Karina Mattis made me stop to read your comment. I can attest to the fact that getting in touch with Ms. Karina during the pandemic was how I was able to scale through the crazy stock downtrend and this helped saved my finance
@erichayes8477
@erichayes8477 Жыл бұрын
I just looked up this person KARINA MATTIS out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.
@striker246810
@striker246810 2 жыл бұрын
This is one of the most well-written videos I’ve ever watched.
@AlphaMasti
@AlphaMasti 2 жыл бұрын
Finally something more than just 5 takeaways from a book. i really love your effort man. Thanks a bunch for your hard work to educate us
@kylezo
@kylezo 2 жыл бұрын
Right, this is like 6 takeaways from books at least
@amateurbutjudgmentalfinanc5197
@amateurbutjudgmentalfinanc5197 2 жыл бұрын
The information presented here was garbage. There are so many better financial literacy resources out there. Do not rely on this video for advice and do more research.
@mohammadnour3902
@mohammadnour3902 Жыл бұрын
Great Video, Success is dependent on the actions or steps you take to achieve it. Show me a man who doesn't have an investment, and i will tell you how soon he will go broke. Investment is building a safe heaven for the future. With the right choice of Investment that has at least 1% minimum risk and with an expert guidance, profit and Intrest is 100% guaranteed.
@georgenewman2689
@georgenewman2689 Жыл бұрын
I agree with you. I had a senior colleague at work who was living well but never had an Investment, unfortunately his work was terminated,so he went from living well to surviving with his family.If he had invested when he was still working, he would have had another source of income.
@georgenewman2689
@georgenewman2689 Жыл бұрын
Investing is a prior decision to make for the future. If you are seeing this and don't have an investment, please do make plans to invest so you don't end up like my senior colleague at work.
@marygill1547
@marygill1547 Жыл бұрын
This made so much sense, just like he said " for one to invest, the person have to consider an appropriate choice of Investment with at least one percent minimum risk , profits margin, a mentor and expertise to guide and help you manage your Investment portfolio.
@halasultan6439
@halasultan6439 Жыл бұрын
With the help of Angelina Morris who works with an Investment organisation in England, I have been investing in the Foreign exchange market, Stock, and dividends with her expertise and guidance,she has helped me make huge profit on my Investment portfolio.
@drewalister9846
@drewalister9846 Жыл бұрын
Oh its great to see someone who also benefit's from the services of Angelina Morris indeed it's a small world. She is my portfolio manager and mentor too for 2 years and still counting and I have made profit of 123,795 usd from my initial amount of 5100 usd with her managing my portfolio.
@Wantar
@Wantar Жыл бұрын
Tom went from 0-20000$ by saving 1000$ from his every paycheck during 2 years. Which means, Tom invested 24000$ in 2 years and lost 4000 which brought him to 20K. :D
@sofianealloui
@sofianealloui Жыл бұрын
wut!
@DiamondMan321
@DiamondMan321 Жыл бұрын
at least he learned from his mistake and havent given up
@johntu7484
@johntu7484 9 күн бұрын
Tom's initial journey was all about disciplined saving. He saved $24,000 over two years, but after losing $4,000 on unprofitable investments, he ended up with $20,000. It shows that setbacks are part of the process, but consistent saving and learning from mistakes are key to long-term success. 😊
@Iseenoobpeoples
@Iseenoobpeoples 2 жыл бұрын
I started investing at 25 and lost for 5 years strait. At 30 I had accumulated over 60k$ for a down payment but I changed my mind and decided to put only 5% down and invest the rest. At 31 I made all the money back and more. Now at 32 I have over 100k$ and I think I will pass 130k$ this year. I will be able to retire much earlier because of that move.
@Metrowhite
@Metrowhite 2 жыл бұрын
Yeah well see how you sing in a bearish decade
@Iseenoobpeoples
@Iseenoobpeoples 2 жыл бұрын
​@@Metrowhite Bearish decade for what? Overpriced US tech stocks? I don't have any of those... You think metal prices will go down? lol
@Metrowhite
@Metrowhite 2 жыл бұрын
@@Iseenoobpeoples are we talking about copper or gold?
@Iseenoobpeoples
@Iseenoobpeoples 2 жыл бұрын
@@Metrowhite You didn't answer the question. You said I was gonna lose for 10 years... what were you talking about?
@johnsuckher3037
@johnsuckher3037 2 жыл бұрын
@@Metrowhite he thinks ath will keep reaching ath in metals :D ridiculous reading these stories on this channel as whole theory they present isn't about 30% yearly growth
@sunes3049
@sunes3049 2 жыл бұрын
This is what I hoped KZfaq would evolve into. Amazing content.
@freds8482
@freds8482 3 ай бұрын
Thank you. I always coming back to this when some Tech stock provokes any FOMO in me.
@ramildeasis2523
@ramildeasis2523 6 ай бұрын
great vid I enjoyed it and the same time, I learned , you just earned yourself another subscriber
@xathrax3119
@xathrax3119 2 жыл бұрын
While I totally agree on the general idea of saving and putting money in safe investments that compound over the years, the actual video had a few points that seemed a bit off. First, setting 1k aside per month in your 20s is not possible for the vast majority of people. When I was that age that was my whole monthly salary for quite some time. So unless you live with your parents who will feed you till your 30s I doubt this is feasable. The second thing was about him consistently beating the market. Since you quoted Buffet several times you should know that he also states that the vast majority of professional investors cannot beat the market over a large period of time. So no, the vast majority of regular people will not achieve this. For this reason when you state in the end that you could earn more than the guy who can make considerably more savings than the average person and beats the stock market it is quite false.
@UFunny2
@UFunny2 2 жыл бұрын
I mean im 19, spent my childhood doing drugs and smoking weed and I live in Montana, one of the lowest economies in the U.S. and I still have an extra 1000 every month. I feel like 1000 is a pretty tame number as long as you're making $13 an hour at least.
@thomatofpv3546
@thomatofpv3546 2 жыл бұрын
@@UFunny2 it's $1000 in savings. That means if you have rent, food and other expenses of $1500 a month then you need to earn $2500.
@Yerpyadig
@Yerpyadig 2 жыл бұрын
@xathrax why are you so negative in your response? Hopefully, you can remove your current obstacles that are preventing you from seeing this plan as possible. Possible for yourself!
@thomatofpv3546
@thomatofpv3546 2 жыл бұрын
@@Yerpyadig it's called being realistic
@UFunny2
@UFunny2 2 жыл бұрын
@@thomatofpv3546 yea I know, I make like 1700 a month depending on how much overtime, my rent and utilities levels out to about 750 give or take, plus with a few side hustles an extra 1000 isn't that hard to get a month and I don't even have to cut down my dispo trips lmao
@justinelliott3529
@justinelliott3529 2 жыл бұрын
No one consistently beats the market over time
@fritzhaller3840
@fritzhaller3840 2 жыл бұрын
That’s what I feel like people really need to hear in this comment section
@justinelliott3529
@justinelliott3529 2 жыл бұрын
@@fritzhaller3840 exactly. They just need to heavily invest in index funds over time.
@samfrostinjapan
@samfrostinjapan 2 жыл бұрын
Generally speaking probably fairly true. You can make some good guesses based on the direction you think things are heading and stuff; but unless you have knowledge or insight that typical investors don't, you're not going to get anything special. Alternatively if you are willing to do your own business, you might be able to leverage opportunities that require more effort than the average investor is putting in, and thus see higher returns.
@justinelliott3529
@justinelliott3529 2 жыл бұрын
@@samfrostinjapan most people aren’t savvy enough or have the time to dedicate to research, but supposing they are savvy, have the time to research, and understand the information, they probably could beat the market much of the time. However, that’s an incredibly small amount of people
@samfrostinjapan
@samfrostinjapan 2 жыл бұрын
​@@justinelliott3529 I agree. It's especially true when you consider that there are techniques and software that professionals are going to have that beat out any average joe's decisions. An average person might still be able to win with local/personal knowledge though. For instance if someone near you is making a startup with a promising business model, you may be able to judge rather it will be successful better than a stranger on an open market as you might know the individuals involved and their capabilities. Alternatively, mixing some labor into capital investments (doing business) can bring higher results than just work or just investments.
@nikmil6804
@nikmil6804 6 ай бұрын
One of the best videos i've seen in time!
@VerilySaid
@VerilySaid Жыл бұрын
I like how your story includes finding a partner with similar goals. Very important!
@bonafide_ok
@bonafide_ok Жыл бұрын
yeah he forgot about the divorce chapter and how Tom lost half of his portfolio lol
@kirapoodle
@kirapoodle Жыл бұрын
@@bonafide_ok Yes lol, which happens 50% of the time
@n0nac481
@n0nac481 Жыл бұрын
@@kirapoodle 70% if you're living in the US
@akirosakuragi9279
@akirosakuragi9279 Жыл бұрын
​ lmao, ikr. I was honestly rooting for his friend even though he didn't have plot armor
@daniquinteero6800
@daniquinteero6800 2 жыл бұрын
How could tom be a normal guy if he finished mechanical engineering… he obviously is an intelligent guy…
@ChipChapChop
@ChipChapChop 2 жыл бұрын
Rich parents too.
@Alesti5
@Alesti5 Жыл бұрын
People are more capable than they give themselves credit for.
@CosmicHarmony58
@CosmicHarmony58 Жыл бұрын
Bruh…recent studies shows that literally anyone can do high intelligence jobs…It’s just a matter of actually using your brain. Students told me in the past “Angus you’re a smart guy , you just don’t use it”…which is true. I was a obnoxious teenager who was into drugs….But now I’m what people would say “oh man’s he’s a musical genius”
@kitten-free
@kitten-free 6 ай бұрын
...getting 65 grands a year at his first job as a junior. - i know, all regular normal guys do so, sure thing
@harrellt1405
@harrellt1405 5 ай бұрын
@@CosmicHarmony58its not just intelligence..its dedication and discipline. No one wants to sacrifice their social life to study for tests.
@officialronii
@officialronii 2 жыл бұрын
I stumbled across the finance industry at the age of 13, I am now 18 years old, I have saved up £20k and i'm now starting to invest! These videos, books and podcasts have certainly changed my life.
@marcelkuchta5639
@marcelkuchta5639 2 жыл бұрын
with this tactic you will become millionare in no time
@jamessalazar6702
@jamessalazar6702 2 жыл бұрын
Yooo good shit bro! Just a heads up, keep your eye on Bitcoin and bitcoin only. Not crypto not NFTS BITCOIN. Fiat money is guaranteed to debase over time plan accordingly
@Hshjshshjsj72727
@Hshjshshjsj72727 Жыл бұрын
This is so great and brilliant I like how you made a relatable story and combined information from different books and resources 💪🏼
@Shmurlax
@Shmurlax Жыл бұрын
NICE NOW I NEED A BRAIN DAMAGED STOOPID INVESTORS GUIDE TO 1 MILLION PLZ
@jaylahtney7493
@jaylahtney7493 Жыл бұрын
Investment Account Manager is incredibly easy way to track your investments, dividend income and cost basis for tax planning, a very intuitive tool.⬇️⬇️⬇️⬇️
@saraheric6550
@saraheric6550 Жыл бұрын
Es muy difícil escoger una LIBERTONCORP.COM como la favorita del ámore, pero está simplemente es otro nivel, 💕 Gracias Benito mako
@sahilkushwaha5864
@sahilkushwaha5864 2 жыл бұрын
You made the road look so simple and achievable. Also this video gives the message that the returns of stock market are not in your control but being disciplined, invested, control our urges, building good habits are in our control. So we should focus om that.
@henryjubeda7617
@henryjubeda7617 2 жыл бұрын
We are in a 100+ year stock market bubble that's about to collapse. Since the creation of the Federal Reserve, there has been continuous printing. At any point in time in this market, any company that continued to exist would eventually appreciate.
@pillsburydopeboy334
@pillsburydopeboy334 2 жыл бұрын
@@henryjubeda7617 lmao so for 100 years weve been in a "bubble" and the entire time people have been saying its gonna pop but instead its been growing bc thats what a successful business does and america is a successful business, and youre still saying its gonna pop after a healthy bear market correction lmaoo. If you educate yourself you could be quite wealthy in a shorter time frame than usual with the current market crash
@RenixGames
@RenixGames Ай бұрын
​@@pillsburydopeboy334clearly you're the one who needs education. What he's saying is that what goes up must come down. Sure we can see growth for maybe another century for all I know, but in a system where money is debt, and interest is being charged on that debt, eventually its gonna crash. It's an inevitability. But go on with your bear market analysis.
@bingebinge3722
@bingebinge3722 2 жыл бұрын
Retiring at 43 with only 1M in the bank account is really risky choice. Everybody watching this video thinking about going down the same route should really think hard if this is something that will suit you.
@adamlynch9153
@adamlynch9153 2 жыл бұрын
Move to costa Rica
@sedivh0
@sedivh0 2 жыл бұрын
In america, sure, it might seem risky. Anywhere else, not at all. It's much safer, actually.
@edwardkay288
@edwardkay288 11 ай бұрын
He's married, so I presume Sarah still has a steady paycheck whereas Tom can reduce their childcare expenses by retirement
@leuvencan
@leuvencan Жыл бұрын
Just found your channel recently. Love it! Great book reviews. Well done
@JesicalSmith
@JesicalSmith 17 күн бұрын
I am a new investor and I've got no good idea about investing, but I believe with little assistance here and there I will be able to get by. I have a good paying job and little money saved for this. I really hope to begin as soon as I get more valid information on investments. I am being careful, I do not want to loose my savings. Any good advice on what I should do will be highly appreciated.
@Marcus-qw9sx
@Marcus-qw9sx 2 жыл бұрын
This video is incredible in plotting a really average investor's journey.
@Xilladan093
@Xilladan093 2 жыл бұрын
Quiet u condescending clown
@speedracerxxl6269
@speedracerxxl6269 2 жыл бұрын
I’m from Detroit this was enlightening because I can relate to this story truly grateful to hear it 🙏🏽😂
@DannyOcean11
@DannyOcean11 Жыл бұрын
Currently working on stage 2 at age 23! I really feel privileged to have learned about investing at a young age. I constantly try to convince friends and family about investing, but they just don't seem to care enough. Everyone is always complaining about taxes and government and rich people. But they don't seem to want to play the game for themselves. I just don't understand people living there lives paycheck to paycheck and not ever trying to escape.
@frah_educational9926
@frah_educational9926 Жыл бұрын
Same here bro. I feel u. If it was for me I'd put at least 10% of my savings (and my parents') in stocks.. Nvdia, MS, google.. they will play more and more a larger role in society. Everyone's fine spending 1800$ for an iphone. But putting that on stocks or ETF if you wanna play it safe no, its wasted money...
@1hinita
@1hinita Жыл бұрын
I'm just now getting into it but I feel overwhelmed! There is so may bots and scams, taking the first step is unnerving however, living check to check is chaotic. Could yall recommend some books to read for absolute beginners with no knowledge what so ever? Or even if it's not beginner friendly, what's your top 2 books? Thx in adv.
@BernieSanders-bn5dk
@BernieSanders-bn5dk 11 ай бұрын
@@1hinita Honestly fuck all that, You really just have to watch a few videos on trading Option stocks and have a few grand in a begineer freindly app like Robinhood, All that studying is harmful if you never take the initative since their's a variety of strategys/philosphys on investing your never going to actually know how to do it the ''right'' way.
@christopherrobertson2338
@christopherrobertson2338 11 ай бұрын
@1hinita the best 2 books to read on investing is the intelligent investor and morningstars 5 star strategies for success
@albertb4460
@albertb4460 8 ай бұрын
With how long stock market has been around, would you still consider it a valid option 2023 onwards? (I'm total newbie that thought little of the stock market)
@ratatata517
@ratatata517 Жыл бұрын
Винди пора разобраться с плейлистами...
@TEAISCOOL
@TEAISCOOL Жыл бұрын
Ахахх, ага. Тоже через его плейлист зашла случайно
@TEAISCOOL
@TEAISCOOL Жыл бұрын
Ахахх, ага. Тоже через его плейлист зашла случайно (У меня вроде комментарий продублировался, извини если что)
@nohaybandaninguna
@nohaybandaninguna 2 жыл бұрын
This is an awesome video that everyone should watch at 20. Well done sir.
@bayarsaikhandavaadorj1912
@bayarsaikhandavaadorj1912 2 жыл бұрын
Clearly the time and effort you put in this video is significant. Congratulations!
@amateurbutjudgmentalfinanc5197
@amateurbutjudgmentalfinanc5197 2 жыл бұрын
Too bad the actually information presented was a D- at best.
@sariusausereboslol3511
@sariusausereboslol3511 6 ай бұрын
This video is great. Will drive a lot of retail investors into losing money on the stock market and drive up my ETFs.
@slabzxxshorts9044
@slabzxxshorts9044 Жыл бұрын
⬇️⬇️⬇️I invest with Mike Flaherty and L5 for two reasons. They find incredible properties that give back a good return to the investor and the trust factor. You can do all the due diligence you want, yet it all comes down to who you are investing with.”
@saraheric6550
@saraheric6550 Жыл бұрын
Es muy difícil escoger una LIBERTONCORP.COM como la favorita del ámore, pero está simplemente es otro nivel, 💕 Gracias Benito mako
@frztrading
@frztrading 2 жыл бұрын
A eye opener for novice investors. Thanks for posting!
@huh_Hanni
@huh_Hanni Жыл бұрын
Андрюха оказывается миллионер)
@user-te5kf3lt7s
@user-te5kf3lt7s Жыл бұрын
Ты чё?
@__USA1789
@__USA1789 Жыл бұрын
Тоже в зомби против растений смотрел?
@rimking7878
@rimking7878 11 ай бұрын
​@@__USA1789 а как? А зачем?
@WalterDorcas
@WalterDorcas Ай бұрын
Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.
@rice1758
@rice1758 Ай бұрын
@@WalterDorcas Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
@venuswealth6
@venuswealth6 Ай бұрын
One of the best videos. I started FI journey very late. I am 36. Still long way to go.
@systemloading45
@systemloading45 Жыл бұрын
This channel is probably the only legit channel out there that offers financial advice, no like those supposed stock "gurus".
@user-vv9tz2yi5e
@user-vv9tz2yi5e 2 жыл бұрын
I am chemical engineer graduated in 2007, I reached 1 million when I was 34, but I still work on 3 different jobs
@CockatooDude
@CockatooDude 2 жыл бұрын
If you have the money, then why not work a bit less and not have to be so stressed?
@seansmythe7543
@seansmythe7543 2 жыл бұрын
@@CockatooDude enough, is never enough... Some ppl got different goals. I would just like to have financial freedom
@MrSupernova111
@MrSupernova111 2 жыл бұрын
Some good stuff here but Tom's real secret was having a good start in life and saving every penny he could and making safe investments for 20 years. Imagine going 20 years through life without any financial hardship (not including market downturns). and saving $1k monthly off a normal salary. Comical at best.
@thebesttheworst2277
@thebesttheworst2277 2 жыл бұрын
👏🤣 Funny and True
@j.asmrgaming1228
@j.asmrgaming1228 2 жыл бұрын
Market downturns assuming you aren't really close to retiring and also can't hold off on withdrawing money until it comes back are good things. Let's say the market goes down for a full year. That entire year you can buy stocks on sale and you lose no value on the stocks you already have.
@hagaiak
@hagaiak 2 жыл бұрын
@@j.asmrgaming1228 Exactly. Market crashes are awesome when you're early into your career. Of course, unless you lose your job. But if you're a useful person in general you shouldn't worry about keeping a job.
@viharsarok
@viharsarok 2 жыл бұрын
@@j.asmrgaming1228 That's assuming all stocks you're buying will rebound which is not true.
@j.asmrgaming1228
@j.asmrgaming1228 2 жыл бұрын
@@viharsarok Mutual funds/index funds, on average since their conception they have rebounded and maintained around a 10% (not including inflation) annual yield. I agree that not all stocks are going to rebound, that's why I try and make sure that when one group falls the other performs better where possible.
@exxtrash4517
@exxtrash4517 11 ай бұрын
почему это в плейлисте винди?
@DexanShorts
@DexanShorts 11 ай бұрын
Тоже самое написал💀
@hellmalm
@hellmalm 4 ай бұрын
I was not as frugal as Tom, but I got there by 49. Thank you for a great video, my Swedish brother. 🇸🇪
@alexarango6677
@alexarango6677 2 жыл бұрын
I'm 20 and I've set myself the goal to retire before 45 with at least 1 million dollars in assets. I'm currently studying software development on my own and I hope to get a job as a front-end developer by the next year while I'm working as a freelance digital marketing agent and also as a graphic designer in a vinyl print business. I have two years of experience of analyzing the markets both stocks and crypto and somewhat managed to be profitable in the process and really learnt how to manage emotions through losses and mistakes. I don't know if anyone reading this will care about what I'm writing but I certainly do, I'm confident that one day I will be able to say I retired as a millionare and broke the pooverty cycle of future generations in my family, hope that in 30 years I can come back to this comment and feel accomplished. Blessings to anyone reading this I hope you too reach your goals in life.
@jay_stack1270
@jay_stack1270 2 жыл бұрын
@Alexis Arango wish u the best on you’re FIRE journey
@manueldiera6781
@manueldiera6781 2 жыл бұрын
Excellent attitude and best of luck. I do software development, reach out if you ever get stuck while learning or for tips when applying.
@pettssons5037
@pettssons5037 2 жыл бұрын
GL my man!
@bhBlacky82
@bhBlacky82 2 жыл бұрын
I hope that in 20 years one million still will be enough. Already now a million isnt as much anymore. And if the inflation grows that fast you need 4 million by age of 40. I wish you all the best, as i am on my own from a poor family that tries to crush the cycle and am almost done. close to the target but with crypto, as i never had someone that told me about stocks in my 20s.. thats the loss of coming from a poor family.. no financial education.. thats the worst.
@CrypticCobra
@CrypticCobra 2 жыл бұрын
why do so many people think 1m is enough to live 50+ years of life with? you should at least plan on making it to 90. Hell the cost of raising a kid on average is about 250k, so assuming you have the normal family of 2 kids, and assuming your partner also saved 1m, you are both out 250k, 1/4TH OF YOUR ENTIRE WORTH.
@alishakurszewski-hoskins5002
@alishakurszewski-hoskins5002 2 жыл бұрын
Dont fight the trend , as well as other variations such as "never catch a falling knife" are classic adages. the basic things that traders should avoid attempting to predict trend reversals , or even worse, i believe there is more to this market than most currently understand .
@henrypopkong401
@henrypopkong401 2 жыл бұрын
Thanks for sharing this information. Actually I lost some funds while trying to trade by myself. wish i could find some way around it and make profits
@maurenhanders437
@maurenhanders437 2 жыл бұрын
what I think what you need is the right coach and trading account manager to skyrocket your profits daily .
@henrypopkong401
@henrypopkong401 2 жыл бұрын
@@maurenhanders437 who would you recommend ???
@maurenhanders437
@maurenhanders437 2 жыл бұрын
trading with Mr Andrew Jamie made more profits for me than other trading professionals I traded with in the past
@maurenhanders437
@maurenhanders437 2 жыл бұрын
i always enjoyed trading with Mr Andrew Jamie because of his simple step by step process, excellent communication and response times. the service was extremely streamlined and friendly throughout .i would recommend him to anyone also, give him a try.
@danielnikkari9654
@danielnikkari9654 6 ай бұрын
One problem I see with this story when comparing to contemporary market and life is that if I understood correctly, Tom hit his first $100 000 just before 2009 market crash, got the great discounts, went into the following decade of easy money, bought the house when housing was affordable (especially right after the crash) and was overall just born into the best possible time to capitalize on the markets. When you consider us younger people, we are facing ever more uncertain future both in market risks and availability of easy money and growth. Gone are the days of globalisation and 0 interest. Gone are the days of affordable housing and living. Students that graduate nowadays just are thrown into student debt hell while having to compete in evermore harsh job market.
@johannk1188
@johannk1188 5 ай бұрын
Actually the job market in the US is extraordinarily good right now (As shown by the unemployment rate and the labor force participation for example)
@oldgreg315
@oldgreg315 5 ай бұрын
That was a lot of excuses. Why do I get the feeling you're not making the most of the decisions you can control, like your income and savings rate? Markets are always uncertain. Student loans are voluntary. How do you know what days lie ahead with respect to housing and interest rates? Wanna bet a beer that 0% will never be back? Ever consider that *somebody* is affording the housing or the prices wouldn't be there? Ignore the whining of your generation and where it leads them. YOU buckle down and MAKE IT HAPPEN.
@kevinmaguire1985
@kevinmaguire1985 5 ай бұрын
Boo hoo. It goes up and down. All the opportunities are nor gone, you just need patience.
@theWebWizrd
@theWebWizrd 3 күн бұрын
What you are stating is pretty much just hindsight bias. In hindsight, the past seems so easy and the present and future so difficult and complex and uncertain. Living through the past was every bit as uncertain and complex as today. You don't think the world felt uncertain during the financial crisis?
@levismobile733
@levismobile733 Жыл бұрын
@kidyotuberchannel3.5bviews91
@kidyotuberchannel3.5bviews91 2 жыл бұрын
"Applied so hard And got so far But in the end I wasn't even hired" - Linkedin Park
@user-ii8nq6qs8t
@user-ii8nq6qs8t Жыл бұрын
А какой это лвл в пвз?
@DexanShorts
@DexanShorts 11 ай бұрын
Я хз
@benglin3239
@benglin3239 Жыл бұрын
Ура новый уровень в Plants vs zombies спасибо Виндой
@purpmalade
@purpmalade Жыл бұрын
Аахахаххаахха
@KietNguyen-up9vx
@KietNguyen-up9vx 5 ай бұрын
Every few months, I rewatch this video again to get my motivation back
@tennisrules8011
@tennisrules8011 Жыл бұрын
This is easier said than done. In your 20's and even early 30's it would be hard to be so focused on savings when more than likely big life events will happen, married, kids, home expenses, etc. Most people won't really be able to get into this frame of mind of consistently saving money month to month until there mid 30's or early 40's.
@davylazeure583
@davylazeure583 Жыл бұрын
@@asdf-vo6kw this is such an underrated statement..
@blakejackson8526
@blakejackson8526 Жыл бұрын
Good thing you don’t need to worry about “most” people
@Rockingrey
@Rockingrey 2 жыл бұрын
Great Video Only critique i have is that beating the S&P 500 over a long period by 4 % is something thats pretty unrealistic even if you spend a lot of time on investing
@j.asmrgaming1228
@j.asmrgaming1228 2 жыл бұрын
since it's inception the S&P has averaged 10.5%
@aleksanderkarch2620
@aleksanderkarch2620 3 ай бұрын
​@@j.asmrgaming1228beating S&P 500 by 4% means that you'd have to average 15% over 20 years of investing. Either you get very lucky with one random stock bringing your average up, or you're not beating S&P 500 over such long period (most probable)
@theunorthodoxinvestor
@theunorthodoxinvestor Жыл бұрын
Really cool video! There are so many real life examples of this happening and sometimes the path to $1,000,000 can happen even faster! Slow and steady will always win the race. Keep up the awesome content dude! :)
@krzychonh
@krzychonh Жыл бұрын
You just need to be smart, persistent, hard working, humble, keep your eyes on the target. Meaning whoever doesn't make it to become a millionaire is: stupid, lazy, show-off, distracted. What you really need to be is LUCKY.
@cesarhidalgorodriguez9915
@cesarhidalgorodriguez9915 2 жыл бұрын
“ when you see someone who is driving around in a Lamborghini, realize that you’re also witnessing someone who is a Lamborghini poorer”, just inspiring
@alexanderbabazadeh5110
@alexanderbabazadeh5110 2 жыл бұрын
This sounds so simple but in practice is very difficult to overcome. The mental game is truly something that takes time to learn and endure.
@drdavinsky
@drdavinsky 2 жыл бұрын
I retired at 29.
@momofighter3211
@momofighter3211 2 жыл бұрын
@@drdavinsky Multimillionaire before 30's club
@drdavinsky
@drdavinsky 2 жыл бұрын
@@momofighter3211 fax
@Drift0x
@Drift0x 2 жыл бұрын
@@drdavinsky you picked Metaverse stock
@Miaisabelle-yk6rd
@Miaisabelle-yk6rd 2 ай бұрын
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
@le4_PvZ
@le4_PvZ Жыл бұрын
Что это делает в плейлисте по пвз от винди?😂
@mobilegames9950
@mobilegames9950 Жыл бұрын
Вот я тоже задумался... да
@ARtomaT_
@ARtomaT_ Жыл бұрын
Аххаха, у него ещё одно видео здесь есть :_)
@spermasos_54rus
@spermasos_54rus 4 ай бұрын
Мне одному интересно что это видео делает в плейлисте по пвз у винди?
@kukucska1984
@kukucska1984 2 жыл бұрын
Happy that you back!! I really missed your videos! Im 37 but as a latebloomer just get to the point to scrape the first 200k sek... As in the video my wife pushing me to get a nice house but im not giving in and will keep at it investing! Maybe I get there by my mid 50's! :))
@chrisbaki7371
@chrisbaki7371 Жыл бұрын
im 28 have 0 savings invested in crypto 350$ and lost and feel like i should have started long ago .. the thing is i know what are the steps are for wealth but my problem is how do i know in which stocks i invest in ? if you have a tip would highly appreciate it ! thanks for reading in advance
@TryABaconSlice
@TryABaconSlice Жыл бұрын
@@chrisbaki7371 by reading your comment i would suggest buying diversified ETFs with low fees and forgetting you own them for a few decades
@asholadi9257
@asholadi9257 3 ай бұрын
As a 23 year old junior engineer, I can say this.... Thank you.
@Cristian_M_
@Cristian_M_ 8 ай бұрын
Starting early is simple. The best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year’s experience, I was able to build a suitable life because I invested early ahead this time.
@zoeyswaniawski7306
@zoeyswaniawski7306 8 ай бұрын
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
@aaaaaaaaa563
@aaaaaaaaa563 8 ай бұрын
винди, это точно зомби против растений??
@SvintMvrcus
@SvintMvrcus 2 жыл бұрын
This has been probably one of the most effective styles of video for me to learn personally. I really enjoyed the mix of cartoonish illustrations mixed with concepts from specific books and quotes by successful people. Loved it!
@SvintMvrcus
@SvintMvrcus 2 жыл бұрын
And the subtle call to action at 16:35 💀
@handleOfParabellum08
@handleOfParabellum08 2 жыл бұрын
Are you a milionaire now?
@Andrew.Invests
@Andrew.Invests Жыл бұрын
Amazing video, I'm nearly at the 10% mark and Tom's progress was very relatable 🤣
@financeoholic
@financeoholic Жыл бұрын
I love this video. The graphics help tremendously. I usually forward this video to friends who ask about investing.
How Warren Buffett Made His First $1,000,000
41:15
The Swedish Investor
Рет қаралды 1,9 МЛН
Warren Buffett: 12 Mistakes Every Investor Makes
24:40
The Swedish Investor
Рет қаралды 1,2 МЛН
Would you like a delicious big mooncake? #shorts#Mooncake #China #Chinesefood
00:30
小女孩把路人当成离世的妈妈,太感人了.#short #angel #clown
00:53
Which one of them is cooler?😎 @potapova_blog
00:45
Filaretiki
Рет қаралды 6 МЛН
If I Wanted to Be a Millionaire Before 30, I'd Do This
21:41
Ali Abdaal
Рет қаралды 1,8 МЛН
Explained | The Stock Market | FULL EPISODE | Netflix
17:34
Netflix
Рет қаралды 14 МЛН
The Algebra of Wealth | The Prof G Show
10:14
The Prof G Show – Scott Galloway
Рет қаралды 1,1 МЛН
The Passive Income Scam
14:15
The Plain Bagel
Рет қаралды 1,9 МЛН
How Charlie Munger Made His First $1,000,000
33:00
The Swedish Investor
Рет қаралды 793 М.
How The Economic Machine Works by Ray Dalio
31:00
Principles by Ray Dalio
Рет қаралды 39 МЛН
THE PSYCHOLOGY OF MONEY (BY MORGAN HOUSEL)
15:35
The Swedish Investor
Рет қаралды 4,3 МЛН
How To Manage Your Money Like The 1%
12:45
Vincent Chan
Рет қаралды 576 М.
Escaping the Rat Race: What School Failed to Teach You About Money.
17:40
The Psychology of Money in 20 minutes
20:36
Escaping Ordinary (B.C Marx)
Рет қаралды 2,5 МЛН
Would you like a delicious big mooncake? #shorts#Mooncake #China #Chinesefood
00:30