How to Use a Debit Card to Buy Stuff at a Store

Рет қаралды 148,816

Күн бұрын

I'll show you how to use your debit card to check out at a store by inserting the chip and by tapping it on the pin pad.
DISCLOSURE: This post may contain affiliate links, meaning when you click the links and make a purchase, we receive a commission.
DISCLAIMER:
The information and opinions within this content are for information purposes only. Guidance is based on personal interpretations and in no way, represents legal or financial advice.
Chapters:
0:00 How to use a debit card at a store
0:10 Check your bank balance and PIN
0:39 What to do at the checkout
0:50 Ways to use a pin pad
1:23 Option 1: Insert Card
1:56 Option 2: Tap Card
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Пікірлер: 226

@SmartFamilyMoney Жыл бұрын

Check out my video about how to buy gas at a pump here: kzfaq.info/get/bejne/qqqlo7qBvbOogGQ.html

@SmartFamilyMoney Жыл бұрын

@Ashley Williams Sure! Do you want to see the self checkout? Are there any specific quesitons you have about it?

@dhyarasharma7880 2 ай бұрын

Not really

@Calcx755 Жыл бұрын

Trying not to embarrass myself at a gas station

@SmartFamilyMoney Жыл бұрын

You got this!

@kcbo2860 Жыл бұрын

Relatable

@rogue8394 Жыл бұрын

Literally just happened to me... when the chip wouldn't read cause I was inserting it wrong. Cashier looked at me and I said, "Yeah, I'll just pay with cash"

@lol.retroo1137 Жыл бұрын

literally me rn 😂😂

@pvyj Жыл бұрын

I just want to buy a card for my dad

@McKaylaMC Жыл бұрын

Thank GOD I'm not the only one terrified about using a card, I just got my first card and am going shopping with my friends tomorrow and I've never used one before and didn't want to embarrass myself

@SmartFamilyMoney Жыл бұрын

You got this! I hope the video helped!

@McKaylaMC Жыл бұрын

@@SmartFamilyMoney I did!! Now I now how to use my own card

@zzhangfairy 6 ай бұрын

THIS IS MEEE RN bc im going to the mall with my friends tmr 😭😭😭

@Mya._.Hawk. Жыл бұрын

thank you i have horrible anxiety and this has helped a lot

@SmartFamilyMoney Жыл бұрын

I'm so glad it helped! Are there any other videos you'd like to see from me about money things?

@ch1oefay Жыл бұрын

girl same i have to mentally prepare 😭

@Mya._.Hawk. Жыл бұрын

@@ch1oefay i was shaking so bad paying like i was terrified i was going to mess up 😭

@shoshi3478 Жыл бұрын

This helped alot but the only problem was that my card declined 😢😢

@madelynhinshaw2220 Жыл бұрын

Same here. Makes me feel so much better I’m not alone 🥲

@shoyrushoyru Жыл бұрын

thanks! this is one of the things nobody teaches you but blames you for not knowing automatically. just like filing taxes

@SmartFamilyMoney Жыл бұрын

Yeah, there are a lot of those things unfortunately! I'm trying to help people out. Are there other topics like this you'd like to see?

@joyboy9072 Жыл бұрын

His did u join KZfaq 15 years ago

@killmeifyoucant6731 Жыл бұрын

Studying for my life test

@SmartFamilyMoney Жыл бұрын

Wait, is that an actual thing?

@n0nstopx44 Жыл бұрын

Thank you for teaching us to how to not look stupid in public when buying things

@SmartFamilyMoney Жыл бұрын

You're welcome. 😊

@Hahahaha-qd4fx Жыл бұрын

Thank you for this. It’s like asking is hard because some people will act like you’re supposed to just magically know this stuff

@Valiant06 9 ай бұрын

This is a godsend for introverts with anxiety

@moongrrrl3333 Жыл бұрын

Who else is here bc their dad or parental person let them borrow their debit card & u don’t wanna embarrass yourself bc u have crippling social anxiety-

@SmartFamilyMoney Жыл бұрын

I hope the video helped!

@Jsmoove05 Жыл бұрын

😭😭😭😭

@mikebazinga982 11 ай бұрын

lmfaoooo that's me

@RelativeConfusion 3 ай бұрын

I went to walmart the other day and I've like never used my card before and the self-checkout just REFUSED to read my card using all of the 3 options so I had to be escorted to the service desk with my items and I didnt know if I'd scanned wrong or something or if it was the machine but EITHER WAY that was humiliating!

@SmartFamilyMoney 2 ай бұрын

Oh that sounds embarrassing but I bet it was the machine, not your card!

@abel-j_297 Жыл бұрын

I’ve always been worried abt using one of these bc I was unsure abt the credit/debit difference but this made it so easy, thank you!

@SmartFamilyMoney Жыл бұрын

Glad I could help! Good luck!

@Crazycooco Жыл бұрын

Basic life skills that our parents forget to teach us 😭 This along with how to pump gas

@SmartFamilyMoney Жыл бұрын

Did you know I also have a video about how to buy gas? kzfaq.info/get/bejne/qqqlo7qBvbOogGQ.html

@osho729 Жыл бұрын

thank god for people like you :D I'm a foreigner and the card payment option in my country is ancient so this is new to me and I'd like to be spared the condescending glances from citizens, I get enough of that already

@SmartFamilyMoney Жыл бұрын

Glad I could help. And welcome to the US!

@cheesy4582 Жыл бұрын

Dude I feel like a dumbass but I just got it

@SmartFamilyMoney Жыл бұрын

We all have to start somewhere! I'm glad you've got it now!

@DangerNoodle68 11 сағат бұрын

Thank you so much! I went to another country a few weeks ago for school, got a debit card for the first time, and had no idea how to use it! I only wish I found this video sooner, haha.

@John-Kaw 5 ай бұрын

Bruh Glizydawg, tha CC got me feelin' like I hit the jackpot! Ya the real deal! Thanks so much for yo solid motions

@nin06 Жыл бұрын

Don’t want to embarrass myself at brunch 😅 thank you!

@roses_R_red16 11 ай бұрын

Thank you for posting this! I’m going to the mall with my friend for the first time, and I’m gonna be using my card without any help from my parents, so you really helped my anxiety a lot here :)

@SmartFamilyMoney 10 ай бұрын

Glad I could help! How did it go at the mall?!

@roses_R_red16 9 ай бұрын

@@SmartFamilyMoney It went great! I remember the first time I used it it was at the book store. Completely forgot which side was for tap. The woman at the counter was kind enough to help me. I had no other problems after that. I got a Scream t shirt at Hot Topic, so yeah it was a good day

@SmartFamilyMoney 9 ай бұрын

@@roses_R_red16 sounds like a great day! Thanks for telling me how it went!

@ayeshaibrahim2024 7 ай бұрын

Thanks for teaching this to me! I am not a plastic money person so I was stuck using my first card! God bless you! ❤

@Wildrider_ky Жыл бұрын

Thank you so much for this video! I’m a 15 year old and just got a debit card and is going shopping tomorrow. I didn’t wanna embarrass myself on not knowing how to use a card, thank you lots for this video greatly appreciate it 🤣🙏🏻

@roselouissaint7893 Жыл бұрын

Same 😂😩

@SmartFamilyMoney Жыл бұрын

Glad I could help!

@Rohit-vd4cf Жыл бұрын

Same 😂😂 i m indian student in australia using first time

@ArlieegameZ 11 ай бұрын

Same with the embarrassed part, I mean I watch my parents do it all the time but I've never done it myself cuz I get anxious and so embarrassed

@RealWrestlingBeaver Жыл бұрын

My whole life I’ve been using cash but recently I’ve been running out, and I’ve just got my client card. Also didn’t wanna embarrass myself at Tim’s

@isabelvalenzuela337 11 ай бұрын

Your Like the Angel Guidance that we All Need, Thank you for this video🙏🏻❤️

@SmartFamilyMoney 11 ай бұрын

Wow, thank you ❤

@nickmaas3069 Жыл бұрын

Very clearly delivered info. Can you expand to reports on digital cards like tangem card and coinbase card? You will get tons of hits from digital currency holders on these cards.

@sindhunagarajan5836 2 ай бұрын

Thank you so much

@metalvania957 11 ай бұрын

Thank you for this it seems like such a silly thing to need help on but sometimes I just don't know things I feel I should

@SmartFamilyMoney 11 ай бұрын

I am glad I could help! We all have to learn from somewhere.

@dhyarasharma7880 2 ай бұрын

Thank you so much for your kindness and support for using this card

@SmartFamilyMoney 2 ай бұрын

You are so welcome!

@OOgillyBoogily 20 күн бұрын

thanks

@alexzaevchimreira 7 ай бұрын

I’m 16 years old and just got one. I won’t embarrass

@Sir_David_Chavez 5 ай бұрын

Thank you 🙏🏼 that’s easy I thought it would be hard

@SmartFamilyMoney 5 ай бұрын

You can do it! Glad the video was helpful!

@antavialove1239 Ай бұрын

Tysmmm

@ameixas4299 5 ай бұрын

Thank u ❤❤

@nataliechow7412 Жыл бұрын

OMG, THANKS SO MUCH! I WAS GETTING MY FIRST CREDIT CARD SOON AND I WAS NOT SURE HOW TO USE IT!😂😅

@SmartFamilyMoney Жыл бұрын

Glad I could help!

@b.1099 Жыл бұрын

Very helpful

@SmartFamilyMoney Жыл бұрын

Glad it helped!

@SpiritShackl Жыл бұрын

Thank you!! Now I don’t have to be embarrassed 😂

@SmartFamilyMoney Жыл бұрын

You can do it! 😀

@skylarrose8655 6 күн бұрын

Thanks, now i know how to do the most simplest thing in the world even simpler :)

@jemberlou Жыл бұрын

Thanks, I’m about to go to the gas station with my friends before school and found out that I only have $8 in cash💀

@SmartFamilyMoney Жыл бұрын

Good luck! Let me know if you think I should make videos about any other things like this!

@jemberlou Жыл бұрын

Update: it turns out that I just barely had enough cash. Maybe next time lmaoo

@m.e.4568 11 ай бұрын

Thank you ❤

@SmartFamilyMoney 11 ай бұрын

You're welcome 😊

@GiGi-oe4uj 9 ай бұрын

thankyou!!

@SmartFamilyMoney 9 ай бұрын

You're welcome!

@oogiolivia Жыл бұрын

Omg I just got my card this week and I went to a Bubble Tea store with my friends and my card DECLINED!!! I had to use cash 😭😭😭 Thank you so much for this video because it has truly saved countless people!!!

@SmartFamilyMoney Жыл бұрын

Oh no! I hope you got it to work now. If it was declined, maybe the card wasn't activated yet? Did you figure it out?

@oogiolivia Жыл бұрын

@@SmartFamilyMoney The card was activated, I’m not really sure what happened!

@oogiolivia Жыл бұрын

@@SmartFamilyMoney I got it to work!! Thanks for the video!!!

@jasminsaucedo5407 11 ай бұрын

Thank you so much! i just got my first debit card and i had no idea how to use it.

@SmartFamilyMoney 11 ай бұрын

Glad I could help!

@yoboyshortkid1421 11 ай бұрын

Thank you! I just got my first card and I embarrassed myself at a baseball game, now I know what to do thank you!

@SmartFamilyMoney 11 ай бұрын

Glad I could help!

@shotgun_fn7055 Жыл бұрын

Thxxx ❤

@SmartFamilyMoney Жыл бұрын

Welcome 😊

@jtf2413 Жыл бұрын

Thank you for this. My debit just expired and the new one has a chip. Now I'm less anxious about it

@SmartFamilyMoney Жыл бұрын

Glad I could help!

@nyuffin 8 ай бұрын

I’m 14 and my dad finally got me a card, I’m trying not to embarrass myself at stores thank you

@SmartFamilyMoney 8 ай бұрын

Good luck! Hope your first time using the card goes smoothly, but don't be embarrassed to ask for help if you need to! We all have to learn sometime. 😊

@nnaayyaa0 27 күн бұрын

How do you successfully swipe the card though which side I don’t understand that part

@just_an_internet_explorer8038 9 ай бұрын

Thank you so much! I just got my first card today

@SmartFamilyMoney 9 ай бұрын

You're welcome! Did you use it yet?

@just_an_internet_explorer8038 9 ай бұрын

@@SmartFamilyMoney Yeah, thanks again! 😄

@Theftex Жыл бұрын

Thanks mom

@blessingagbonsalor8445 9 ай бұрын

Amen 🙏 thank you father ❤

@nancyosborne-webb646 10 ай бұрын

Worked great for my craft show

@SmartFamilyMoney 10 ай бұрын

Wonderful!

@pitbullwinkle 7 ай бұрын

I received a pre-paid debit card from a ( class action lawsuit ) I had never used one before. Although I did know how to activate it. I went to swipe it and it wouldn't go through until the clerk told me to hit the " green button".. That tiny green arrow was the only thing green the rest of the button wasn't and the glare from the windows made it difficult I'm in my late 50's I had never used that kind of card. This stuff is changing so fast I can't keep up very well. I've never "paid at the pump" either. I take the store reward card and the cash inside to give to clerk.

@trishjovi 10 ай бұрын

Thank you.. most of this helped… trying to show my adult son with special needs how to use a credit card… I just need him to learn the basics as it is an additional card from my account

@SmartFamilyMoney 10 ай бұрын

Glad it was helpful! Are there any other financial related videos you'd like to see? I'm always open to requests.

@trishjovi 10 ай бұрын

@@SmartFamilyMoney thank you… just to let you know there is a huge intellectual disability community over 21 that can use videos like this… broken down even more..if possible… day programs touch on these subjects but having an actual video to rewatch is extremely helpful.

@joeledezma3473 11 ай бұрын

THANKS!!! I just got my card and I’m going to the movies tomorrow and was a bit confused lol

@SmartFamilyMoney 10 ай бұрын

Glad I could help! I hope the movie was fun!

@user-nr6gk4bc3t 6 ай бұрын

I’m getting mine in 5-7 business days

@roach1467 Жыл бұрын

Thanks I just got my first debit card for Christmas so I wonder how do I use it plus I didn’t want to look like a idiot if I did it wrong

@SmartFamilyMoney Жыл бұрын

I'm glad it helped! Good luck!

@Isnt_anyah Жыл бұрын

I wish i saw this video before hand because i made a fool of myself 3 times today when trying to pay

@user-jz1qy9jl1v 4 ай бұрын

How do I put the card in the Google play store

@Jayreviews312 6 ай бұрын

Where do I go to check my balance

@rah6054 6 ай бұрын

Finally found a video.. i thought i was the only one... im literally terrified.. i got my debit card 5 months ago and i only used it once thru atm.. i didnt know you had to take your card out to take your money lol.. a nice lady helped me and now im going to be using it at a supermarket... hope everything goes well.. i don't want to embarrass myself again

@SmartFamilyMoney 5 ай бұрын

Good luck!!

@user-jz1qy9jl1v 4 ай бұрын

Hey I have a question

@zukokutsanten6444 4 ай бұрын

How do u pay with credit or debit when they show up.... Im confused😢 help plz?

@honeybeamacanim6295 7 ай бұрын

I’m living in a country that uses QR codes to scan in paying for almost everything. Soon I’m moving to a country that doesn’t use QR codes for payment method so I’m not so used of using cards and I don’t want to embarrass myself. Glad I actually researched it I was laughing at myself but when I saw the comments I’m so glad I’m not the only one.

@Autumncatto 16 күн бұрын

Nah i can agree the first time i used my card it declined because i inputed the wrong pin 😅 Now i have to pay once using chip and pin then i can use contactless

@harleymonyaya7080 5 ай бұрын

I just got my card and I’m so scared to use it because of this, thank you so much for this video

@SmartFamilyMoney 5 ай бұрын

Glad I could help!

@santicause 9 ай бұрын

I got my first debit card 8 months ago i never used it but im here to make sure i look like a pro lmao

@SmartFamilyMoney 9 ай бұрын

You got this!!

@JRK663 10 ай бұрын

As a 15 year old, when going shopping, I use real money but since I don’t want to give 20 instead of the actual amount of the product, I’m thinking of getting a debit card.

@SmartFamilyMoney 10 ай бұрын

Debit cards can definitely be handy! I'm working on a new video about best debit cards for teens under 18, but Capital One Money is a great place to start.

@RapFanatic4ever 9 ай бұрын

My mom gets me these $200.00 Visa pre paid cards and I use it for online shopping and when I’m out and I notice I get a lot of declined transactions so I’ll have less money then I spent. So I need this so thank you

@SmartFamilyMoney 9 ай бұрын

Yeah, something like Capital One Money would be a lot easier than using the prepaid cards (and no fees too!)

@RapFanatic4ever 9 ай бұрын

@@SmartFamilyMoney how do I do That ?

@SmartFamilyMoney 9 ай бұрын

@@RapFanatic4ever this isn't an affiliate link or anything - I just really like the account for teens. Here's where you'd sign up with your mom. Your mom doesn't need to open her own account with them - she can just be your sponsor. www.capitalone.com/bank/checking-accounts/teen-checking-account/

@faarez_official 4 күн бұрын

Swiping is the least secure method nowadays, We should always tap or insert the cards.

@Sheriff-Woody 10 ай бұрын

Here to buy popcorn

@Birdshitt647 10 ай бұрын

Just got a new debit card the other day and literally held up a line not knowing how to use it 😫 I jus finally pulled out cash

@SmartFamilyMoney 10 ай бұрын

I hope this helped for next time!

@tonymaurice4157 28 күн бұрын

It's annoying.. some places ask you stupid questions and they don't just let you scan the card

@Jack0cool 2 ай бұрын

If you tap your debit card instead of inserting it, do you still have to enter you pin?

@SmartFamilyMoney 2 ай бұрын

Tapping or inserting doesn't change whether it asks for your pin. Most machines, you can bypass the pin by pressing "credit". If you aren't sure how to skip the pin, ask a cashier (they are all a little different).

@ArtemisMemes Жыл бұрын

Parents never taught me how to first time it took me a while😂

@SmartFamilyMoney Жыл бұрын

I'm glad you have it figured out now!

@Lululuvsuuuu 16 күн бұрын

Lol just got my first debit card, just trying not to get embarrassed everywhere I go 😅

@SmartFamilyMoney 12 күн бұрын

You got this! 😀

@sapanakushwah774 Ай бұрын

❤

@finalsphereps Жыл бұрын

Haha just turned 14 and got hired at mcdonald's and i got paycard thx for showing me

@SmartFamilyMoney Жыл бұрын

You're welcome! And congrats on the new job!!!

@samthfkr 9 ай бұрын

Is it the same for credit cards?

@SmartFamilyMoney 9 ай бұрын

Yes, the process is the same. The only difference is most credit cards don't have a pin at all.

@fable4255 5 ай бұрын

Do you know how much you can use without your card being declined

@SmartFamilyMoney 5 ай бұрын

If it's a debit card, you can generally spend up to the amount in your bank account (unless you have some kind of overdraft protection).

@mirrorball.tdiiii 7 ай бұрын

i legit had to ask the cashier for help last time😭😭

@SmartFamilyMoney 6 ай бұрын

Next time, you've got it!

@reanactresen3700 11 ай бұрын

Went to the barber and was given a card to pay by my sis and was embarrassed cause I have never used it before never again.

@SmartFamilyMoney 11 ай бұрын

I hope this helped for the next time!

@guillermoluviano7442 Жыл бұрын

Can you make a video of depositing cash at a CVS store into a capital one account?

@SmartFamilyMoney Жыл бұрын

Do you mean at a CVS register? I don't think Capital One can do that. Several of the apps do that (like Cash App, etc) but Capital One is more of a traditional bank.

@guillermoluviano7442 Жыл бұрын

@@SmartFamilyMoney yes at the register. On my capital one app it pops up saying that I can make cash deposits at any cvs store just show them the barcode and give them the money. I don’t have any capital one branches near me, so I was wondering if it’s true.

@SmartFamilyMoney Жыл бұрын

@@guillermoluviano7442 Oh my goodness, I see it too! That's really cool. This is new and a really awesome feature. I'll have to check it out. Thanks for telling me about it!

@SmartFamilyMoney Жыл бұрын

@@guillermoluviano7442 And yes, I'll make a video on it! Thanks so much for the suggestion!

@SmartFamilyMoney Жыл бұрын

The Capital One cash video is up! kzfaq.info/get/bejne/sJ6YhtSZ2LnWp4E.html

@purtol9686 8 ай бұрын

Does swiping not work for debit cards

@SmartFamilyMoney 8 ай бұрын

Correct. If a debit card has a chip in it, if you try to swipe, it will give you a message that says you must insert it. It CAN be swiped but most places won't allow it because the insert or tap is more secure.

@purtol9686 8 ай бұрын

@@SmartFamilyMoney all credit cards swipe tho right ?

@SmartFamilyMoney 8 ай бұрын

@@purtol9686 it's the same for credit cards. They all CAN swipe but most stores won't allow it because it's less secure - if they have the chip, they need to be inserted or tapped.

@wildSpiritboy857 4 ай бұрын

How to open up American bank account when you’re not in America

@cav3sp1d3rgam1ng Ай бұрын

Trying not to look stupid at Six Flags

@SmartFamilyMoney Ай бұрын

How'd it go?

@cav3sp1d3rgam1ng Ай бұрын

@@SmartFamilyMoney good

@Man-gg6nk Жыл бұрын

Nah y’all are literally here for the same reason 😂

@SmartFamilyMoney Жыл бұрын

For super entertaining videos, right? 😄

@Loagz Жыл бұрын

Thank you i just got one and I don’t wanna look like an idiot

@SmartFamilyMoney Жыл бұрын

You're welcome! I hope you feel more confident now!

@Loagz Жыл бұрын

@@SmartFamilyMoney going on a date and taking her out rn wish me luck and thank you

@Loagz Жыл бұрын

@@SmartFamilyMoney the date was successful thank you so much

@SmartFamilyMoney Жыл бұрын

@@Loagz that's great 😁

@unknown_4.4 21 күн бұрын

What if they scam you and get all your information i think cash is king

@twigthekid4025 Жыл бұрын

THANK YOU LMAO

@twigthekid4025 4 ай бұрын

be for real i’m back 😅

@Idkmynamuh 6 ай бұрын

Dont ask why im here... im young and dis world is scary

@SmartFamilyMoney 5 ай бұрын

I know - it's why I make these videos. I hope it helped. ♥️

@AudaciousBunny Жыл бұрын

im totally not watching this because I don't really have parents to teach me- i mean what

@SmartFamilyMoney Жыл бұрын

If there's anything else you want to see, please let me know. Sending a virtual mom hug.

@AudaciousBunny Жыл бұрын

@@SmartFamilyMoney Aw lol thank you, that means a lot

@DreamKiller-wd4if 9 ай бұрын

What happened to you all people? I’ve been using a debit card since i was like 7-8

@SmartFamilyMoney 9 ай бұрын

That's wonderful that you had someone to teach you so young.

@MrRobkina 10 ай бұрын

My 11 year old thanks u. She is so scared.

@SmartFamilyMoney 10 ай бұрын

Glad I could help! Good luck to her!

@ilikecrackerssss Жыл бұрын

$69... heh

@txrkov 4 ай бұрын

69$

@ckhaspher2033 Жыл бұрын

Do people really need a tutorial to use a debit/credit card?

@redpack7694 11 ай бұрын

yeah, not everything is super clear when you recently get either a debit or credit card or both

@Me-vv6cl Жыл бұрын

It is so wired to see a video made this year explaining how to use a card ... my 5 year old niece can use a card ... Tap and pay its at least 5 years old ... Who is this video for ?

@SmartFamilyMoney Жыл бұрын

I'm glad your niece has family to teach her things. You can feel free to read all the positive comments this video has gotten.