How You Can Buy A Home In Your 20s Even When You Don't Have Money ?

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Sango Life Sutras

Жыл бұрын

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Пікірлер: 212

@amittiwari7218 Жыл бұрын

Practical advice, I booked my first flat when I was 23 now I'm 34 and I own 3 flats all 3 in metro city , Loan is getting subsidized from the rent.

@vikas9975 Жыл бұрын

How did you get loan for 3 flats

@amittiwari7218 Жыл бұрын

@@vikas9975 I always booked flat in under construction project (easy payment plan) so for the first flat did not take loan , second one was costlier so had to take loan , for the third one I took topup on the same loan and paid the booking amount that's 20% of the flat cost and this 3rd one is again under construction so this payment is going without any home loan😀

@dollyjhaom Жыл бұрын

@@amittiwari7218 really?? For us, even when we bought it under construction the emi had started immediately. We'd taken from icici

@bhawnabedi9627 Жыл бұрын

I think he is rich that he didn't took loan for two flats

@abhijitkhopkar1500 Жыл бұрын

@@amittiwari7218 Yes, we should always buy under construction property preferably just launched. Everyone will advise to buy ready to move which is mathematically bullshit and financial suicide.

@rahulk948 Жыл бұрын

I can say it as a very good advice from own experience ( as a 45 yrs old man). I baught my first flat when I was 23 (before marriage & with minimal help from parents). This made me a better candidate in marriage market. 😊 Due to salary increments, i finished its loan in 7 yrs. By 30, I was having a fully paid home. This was a major confidence booster for me and my wife. Today we have 3 fully paid flats in tier 1 city giving enough rental income to cover my needs. I don't need to run after a portfolio figure & worry about market updowns for retirement. Such a peace! Btw, I was never a star in corporate job & even took year long career breaks. Still, right start gave me required financial abundance 😊 I highly recommend young people in 20s to do this. You'll be able to live a good financial life without unnecessary stress. Best Luck!

@ankitbajaniya6821 Жыл бұрын

Thanks for sharing this

@rahuldhere4093 Жыл бұрын

What kinda profession are you into ?

@rahulk948 Жыл бұрын

@@rahuldhere4093 IT.. what else 🙂

@abhay1580 11 ай бұрын

That mean u buy flat in early 20s ..

@rahulk948 11 ай бұрын

@@abhay1580 yes. Basically as soon as possible.

@adityakolhatkar8703 Жыл бұрын

So clear and practical! Exactly how I thought during my early 20s and was able to purchase a flat.

@neerajbhise4962 Жыл бұрын

I believe in Raising the Salary first and then purchase a home. IT'S not a competition to purchase early. It makes no difference if you purchase at 23 /29 . So it's okay. At 29 you're more matured, more stable and have lived the life of 20s.

@indobrit4999 8 ай бұрын

Yes no need to get burdened at least before 25

@Littlefield12 3 ай бұрын

Right essi cheez aapko life se jyaada competition future ka stress deti h naa ki present ka fulfilment

@albyantony1853 Жыл бұрын

Have been binge watching and recommending your videos to all friends and family members. It's truly like winning a jack pot!

@rupaliranaleaderdevotee Жыл бұрын

Same here

@MPatel84 Жыл бұрын

Very true. I admire and respect him.

@namanydv_garud Жыл бұрын

Really insightful video, Amit ji!

@albeatrossbeatbox7451 Жыл бұрын

I had bought plot on loan in 2013 in tronica city, still couldnt make house on it as it is not populated area, also rates are very down than the purchased ones. Then booked an under construction flat in noida ext on loan as we dont have own house. Builder is delaying the construction. We are paying rents. Now want to sell plot but rates are way less than loss affordability. 2 loans at the age of 40. Please make video with such problems to help ppl like us.

@kumararjun9904 Жыл бұрын

One house is a requirement. However multiple flats is not a good idea, as it has liquidity issues. Plot is more valuable if you really need to invest in property. Secondly flat quality deteriorated over the years...best example is DDA flats. For me still stock portfolio is the preferred option.

@voracious8889 Жыл бұрын

Search about mivan flats. Ignorance is a bliss for people like you.

@improvelivingandlearning Жыл бұрын

Flat can earn rental income but plots will not

@spiritualharmony3152 Жыл бұрын

@@improvelivingandlearningplots can appreciate in value and as u know once you build a house u can get regular stream of income and u can further multiply it by constructing multiple floors in a single piece of land.

@SR-mv2mf 10 ай бұрын

Flat is headache to get a good tenant and maintain. Atleast plot is tension free if you get in a good gated community

@kewlhimanshukaintura 5 ай бұрын

buying a plot in tier 1 city is expensive. Loan amount given by bank is also very less, for example if you purchase a 1 cr plot, you’ll have to arrange 40 lakh on your own , comparing that with flat, you only need to arrange 10 lakhs or so depending on bank. For me, purchasing a plot is next to impossible for even a double income couple from their own money or investment in a tier 1 city.

@shainaverma Жыл бұрын

Sir u r a Blessing to our generation

@rakeshmishra7854 Жыл бұрын

You are 110% correct. Maine 2001 me one BHK flat liya Vaishali, Ghaziabad me tha jisme mai 15 saal raha, uske baad 10500 per month rent aa raha hai. Loan khatam hone ke baad maine 15 lac me second 2 bhk flat liya 2010 me Raj Nagar Extension me jisse kewal 6500 rent aata hai. Ab mai 55 saal ka hun. Ab mai Vaishali Ghaziabad me 17-18 Lac me Fir se one BHK le raha hun jiska rental 10500 hai Aap ne bilkul sahi kaha hai apne experience se. Rakesh Kumar Mishra Abhi mai Panchkula me rah raha hun kyoki Baddi office jaana hota hai

@PraDeepYaDav-ym8xe Жыл бұрын

Kaas hamare daddy bhi esa soch paate....

@insane_insaaan 9 ай бұрын

@@PraDeepYaDav-ym8xebhai..fir tm apni jawani mai kaam krlo bdia sa......vrna tmhre bache b yhi kahnge..k kaash humare daddy b esi soch paate😂😂

@harshvardhan6130 9 күн бұрын

I am also In ghaziabad

@nitishvashishtha9142 Жыл бұрын

Very thoughtful sir 🙏🏻

@nabeelarora Жыл бұрын

Hi sir I think I would like to request you to also make a video on what those adults now in 30s can do to achieve a house or savings etc. whose parents left them nothing or had nothing. I mean there are many folks who are earning very good 20lkhs-30lkhs both husband n wife but their 20s went away paying off loans etc of their parents or maybe aupporting their siblings. Now they dont have any asset but they themselves earm well. Its a constant battle between should we enjoy or should we again get into cycle of saving etc.

@rakeshgodara7123 Жыл бұрын

Positive knowlege to growing genration Keep it up sir...

@sujatachakravarty7540 Жыл бұрын

Yes I want and very practical info

@undiyos Жыл бұрын

Longer videos with better analysis may also be posted occasionally. Sometimes deep look is needed to get a holistic view

@SangoLifeSutras Жыл бұрын

Ok ji

@ashimabasu8649 Жыл бұрын

Thank you 🙏

@harishwadhwa9143 10 ай бұрын

Sir, thank you for this and all other videos - I love the clear way you explain basic concepts, and you've confirmed many things which I've been thinking since years. However I'll disagree with you on the examples. With new fields coming up, there are very many applications of the math you mentioned here (I can argue, only to a certain extent though, that Geo may also be useful in life). Sadly even the calculus. That said I agree and support all the other points you mentioned in this video. Happy Teacher's day Guruji _/\_

@akhild69 Жыл бұрын

There is additional GST applicable on property under construction, than ready to movein property. Please advise

@pawannain8720 8 ай бұрын

Very practical advice and I try to following

@rajeshdubey840 Жыл бұрын

Every advice very nice .

@MPatel84 Жыл бұрын

We thought exactly what you said in our 20s and did exactly what you said. We are happy that we bought our first property early-stage of our career. That helped later on when we wanted bigger property. At that time also, it was very difficult for us to make this understand to my in-laws because they were not happy buying our own property so early in our life as that may affect on the help amount which we were sending to them regularly.

@NA-vt6mz Жыл бұрын

Why do in laws need to beg for money all time they have no dignity to manage on their own and let couple live

@MPatel84 Жыл бұрын

@@NA-vt6mz Exactly my point. But I couldn't say anything to them just due to respect. My own salary also went there. I never said anything. I think this is changing period from old soch to new soch. Now my son and daughter in law will not suffer from this type of burden from us. We will never make our selves in such situation that we have to be dependent on them.

@ThinkPeace-jt8xw Жыл бұрын

I wish they would have thought about themselves first before giving you every damn thing you demanded in your childhood. They should have saved enough for themselves before paying for your education and xyz things. Unko nhi pta tha na yahi bachcha aage jake unko burdon ki tarah lega....

@NA-vt6mz Жыл бұрын

@@ThinkPeace-jt8xw Indian parents only produce kids for old age fund . No where in the world this happens . If they choose to be parents they should be selfless not selfish.

@nagarajbhat7639 Жыл бұрын

@Meghna Patel at what age you bought? How do you manage your daily expenses with emi?

@artdevotee981 Жыл бұрын

Very well explained. 👍

@rajeshkumarchavan2749 Жыл бұрын

Thanks

@iamkrishnaavtar Жыл бұрын

Thank you ❤️

@mayurthakre5491 Жыл бұрын

Thank you so much

@shreya26173 Жыл бұрын

Sir give more inputs on rental yield linked with property price

@ravipillania 7 ай бұрын

I like your videos. I like your honesty. You are working very Good & giving correct direction to us. I will be the same like you in my future.

@kishoremirchandani8671 Жыл бұрын

Thanks Sir 🙏

@SushmaDevi-wd2vt Жыл бұрын

Sir please bataye ki flat kaha le dwarka or gurgaon agar bachche 8th ,9th standard me ho.

@rajbirdi8542 Жыл бұрын

Gr8 infro 💫

@gauravgusain-108 11 ай бұрын

I purchased my first home near RRTS metro in 2016 when i was 25, when there was no metro and NH24. But that time I had idea that these two metro and NH24 coming soon. I am very happy and satisfied with the decision i took.

@SangoLifeSutras Жыл бұрын

To get Real Estate opportunities and updates in Gurgaon Real Estate market, please join below info group. Click on link : chat.whatsapp.com/GUDvaXixeXC99xDmRjYhM6

@chanchalwasandhi1636 Жыл бұрын

I want to add info ii group

@healthoic6623 Жыл бұрын

Thoda Biwi, Thoda mata pita, Thoda sasur ji, Thoda Shadi me kum kharcha aur ye sari saving ek concrete Asset me lagana. Maja aa gya sir ji ! Hats off to you 🙏🙏👍

@arth_chart5280 Жыл бұрын

Humare toh Bhai behen hi chutiye hai 😂 ek behen abhi 30 lakh ka shadi kar k gai jab ki ladke walo ne kuch nhi liya socho 🙄

@freedom4813 Жыл бұрын

@@arth_chart5280 30lakh shadi karke or ladko walo ne kuch nhi liya. Matlab 🧐

@freedom4813 Жыл бұрын

@@arth_chart5280 30lakh shadi karke or ladko walo ne kuch nhi liya. Matlab 🧐

@rachangoudapatilnidoni5058 Жыл бұрын

Main problem toh yahi hai na sir, there is no unity in family.

@PremSingh-ko4ni 2 ай бұрын

Amazing knowledge sir

@kapilgadndotra797 Жыл бұрын

Sir please make video on small businesses or Shopkeepers, what they should they do to grow their business

@sidharthakumarbehera1308 Жыл бұрын

Yes request to Amit sir .... Please make video for small business development

@Deep_880er 18 күн бұрын

You are great advice sir

@arzt-jigar Жыл бұрын

What to do if we are in later 40s and yet no home ?

@mohitgangwar3831 Жыл бұрын

Sir u are genius the way u think is ultimate

@achlaj706 Жыл бұрын

Now a days furnished house are available on rent. You have to invest around 1cr minimum. When you go to sell only 10% increase you get

@sreyanshuchaterjee3962 Жыл бұрын

Some areas of bangalore, the value have gone up by 10% in 5 years. It's akin to keep the same money in fixed deposit.

@bhatnagarocks93 Жыл бұрын

Amazing video sir 👍👍😎

@NA-vt6mz Жыл бұрын

U always find houses under 20 lakh outside city outskirts but commute time is 2 hour . U can buy those and rent it out the property price increases over years u can sell all these small size properties after 10 years and buy proper house in city

@Indian-Hub Жыл бұрын

Sir aap tier 2..3 city pe bhi video bnaye

@RidhimaJoshi-ih5ul 9 ай бұрын

Can you please explain the yield you mentioned in 3:00

@MrShagiFpv 5 ай бұрын

Thankyou sir ❤

@karamjitkaur2459 9 ай бұрын

Sir, please guide me… we have two daughters… ages 17-20 … how can I help them to get flat or plot in next 5-6 years… one has got admission in mbbs and second will get admission next year … we both parents are in Government job …

@sunil7985 Жыл бұрын

Sir Home loan Take over ke bareme bata sakoge kya???

@e6e55 Жыл бұрын

Sir kanpur real estate ke bare Mai thodi info dedo

@yashpal505 Жыл бұрын

Sir Lucknow me property ki bhi vedio banaie

@samiranmudgalkar7660 Жыл бұрын

What if you dont have any support from parents ? Due to them both being narcissistic?

@drkk3199 Жыл бұрын

They want to pull money from you

@avinash841 Жыл бұрын

I feel you man they will want to control your income & your life making you dependent on them You just plan to getting away from them at present try to maintain low contact or no contact flat aur financial independence aise logose dur janepar bana paoge

@RahulSharma-em6bm 11 ай бұрын

sir please video bna di jiye 500,1000, 2000 ruppey kha invest krein?

@aniketsharma272 11 ай бұрын

Sir please make videos for Lower Middle Class also. Ppl who are children for Grade C Grade D officials

@tarsamkumar1010 Жыл бұрын

Kindly make video on 79 m3m project

@HumanRepairPhysio 7 ай бұрын

Ghumi ghumi always cracks me up😂 Awesome content

@sachindhariwal9248 3 ай бұрын

Sir aap lambe hi video banao.. aapka level tik tok nahi hai. You are like a true guardian anyone should have.. we miss having such a person in our families with so much clarity.

@rameshwarprasadgurjar2378 Жыл бұрын

Very nice

@parvinjain8255 Жыл бұрын

Very nice sir

@drusmanofficial 2 ай бұрын

I am learning a lot from you sir... love you from Pakistan

@samairakapoor440 Жыл бұрын

Sir how is a content creator job for youngsters??

@varungupta6819 Жыл бұрын

Sir what about registration charges and other expenses that come apart from actual cost ?

@AyushiChand01 Жыл бұрын

ᴛʜᴀɴᴋs☝️ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ..

@meenushanker1051 9 ай бұрын

Sir i want to join real estate group

@hashcodehub6717 Ай бұрын

kya bta diya sir ji maza hi aa gya

@ankitbajaniya6821 Жыл бұрын

Hey experienced (in life) people, what's your advice for 22 years old who just started working! I'd love to hear! ❤️

@rahulk948 Жыл бұрын

Have a look at my comment.

@shardazac Жыл бұрын

Long bhi chalega sir

@Kesharwani2796_ 4 ай бұрын

Where is group

@frc_sc9114 3 ай бұрын

Thanku Sir. I am 29, was planning to delay buying property as me & my partner are going abroad soon for 4 yrs and don't know when we'll end up in future. But now, we are planning to buy in bangalore and rent it out before we leave. Parents are helping and with both our savings, able to buy loan free. It brings a lot of mental peace knowing you have your own place, even if you have no plans to stay in the near future

@raipuriamotivation6443 Жыл бұрын

Gajaaabb 👌 taaau

@RamLal-er3ox Жыл бұрын

Yes rental yield

@umangberry5220 7 ай бұрын

Link for group?

@aujlagurjit Жыл бұрын

Rental yield video pls

@rajatwow737 Жыл бұрын

Sir LUCKNOW pe bhi banaiye

@luxperry4237 Жыл бұрын

Not completed this is just the upper level you haven't think it from ground and this is true

@competition-news Жыл бұрын

दूसरे यूट्यूब चैनल का लिंक दे दीजिए गुरुजी

@VloggerDost Жыл бұрын

@tinadutta9673 Жыл бұрын

I am 29 married wanted to buy a home in metro city atleast 1bhk as I and my husband is staying in rent and both are doing a decent job. None of our parents can give a single penny for buying home. Hence, could you please suggest anything sir for the couples whose parents cannot help for buying house?

@deleb2spanish 10 ай бұрын

Didi your life is so hard... my dad bought a 70lakh ka flat last month mere naam par so that I don't need to take loan 🎉🎉🎉🎉🎉

@ninii394 5 ай бұрын

@@deleb2spanishyou are blessed

@sadhnasingh_be_creative257 Жыл бұрын

M bhi aasa hi sochti hu

@albyantony1853 Жыл бұрын

Sir, one request can you please mention the numbers in English along with Hindi. Thank you !

@SangoLifeSutras Жыл бұрын

@n.r.krishna995 Жыл бұрын

@@SangoLifeSutras I too understand hindi discussion. But bad with numbers.

@kaura1979 9 ай бұрын

Sir aap mere 20s main kahan the??? Not I am 43 missed the bus...what next for 42-43??

@latelateefreview 4 ай бұрын

Who already in his 30s married...wht should now

@MADHYAM2.0 Жыл бұрын

This is not content this is context

@hbestinternetwatch Жыл бұрын

Here Amit S Sir ji is a content creator with a context of 20's-30's youngsters, buying a property at an affordable price while young. A content creator is someone who creates entertaining or educational material to be expressed through any medium or channel.

@rupaliranaleaderdevotee Жыл бұрын

I know 43 year old ppl who are emptying their PF to buy 1.2Cr flat after taking 60lakh loan from company

@onceajordan 9 ай бұрын

Good decision

@harmangill6162 Жыл бұрын

Good videos but need bit more organized

@osamamalik3290 Жыл бұрын

Dada Ji 🖤

@divyanshr1 Жыл бұрын

Video Title gajab hai

@abhishekpatel1559 9 ай бұрын

👌👌👌

@RAhlawat9255 Жыл бұрын

👏

@deepalchandna6176 Жыл бұрын

Easy and soft skills short video

@tusharkant4382 Жыл бұрын

Aap toh antaryami nikle, video shru hone se pahle hi comment kar diya.

@achlaj706 Жыл бұрын

Sir very difficult to sell a house.

@AyushiChand01 Жыл бұрын

ᴛʜᴀɴᴋs☝️ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ..

@Pawans21 10 ай бұрын

I am also having 9 flats across india…

@sushantg2010 11 ай бұрын

👍

@kinnaridesai1022 11 ай бұрын

Mere hiasab se jaha sasta pade waha lenge to rent bhi waisa hi milega... Vasai viarat me rent max 10 k tak hi jata hai... Kuchh nai molta... 30 lakh ki prperry ho jati hai 1 bhk... Kon dega...itna... Just finished my degree... In my 20s...ladki shadi karegi aise ladke se... Kya bol raho uncle... Practical batao...

@tanujasharma5071 Жыл бұрын

Sir but under construction is quite risky.Kai baar EMI start ho jate hain. But project atak jata hai. Apan log rent bhi bhar rahe hote hain ghar ka and EMI is also going. Double maar padti hai. Mujhe lagta hai Ready to move is safe option. Bhale expensive ho.

@pd3138 Жыл бұрын

Yaa same question I got... But agar aap kisi ache or reputations wale builders or firms ke projects me investment karoge to chance bohot kam he paysa dubne ka...

@onceajordan 10 ай бұрын

Construction linked plan.

@anonymoux583 Жыл бұрын

I am girl 23, IT job should I also think of buy house ?

@pd3138 Жыл бұрын

Yes that's good idea... Now a days it jobs pay very higher salaries then compare to other jobs you should better utilize your income in real estate.

@Shubham0811 Жыл бұрын

Sir i work in a public sector bank and it comes with transfers in every 3 years should i also buy house i m in my late 20s and i can afford a house on my own salary please tell🙏🏻

@MPatel84 Жыл бұрын

Yes at your native place or wherever you have some knowledge about property and development of area

@free_soul9154 Жыл бұрын

@@MPatel84 if he will buy at native place how will he live in it as work posting will be in other places

@MPatel84 Жыл бұрын

@@free_soul9154 with transfer jobs, you can not live in it but it will give you good appreciation in terms of value and the rent amount can be used to pay the rent amount where you are staying

@free_soul9154 Жыл бұрын

@@MPatel84 Okay, but there will be lot of problems in that case. Very few cities give good rent amount. It will not be easy to recover rent if someone doesn't pay you and you live in other place. Also, one will not find someone easily to give house for rent. Similarly, there are lot of problems and it doesn't work in most cases. So people with transfer jobs should never buy homes till retirement and rather invest in something else.

@anjuaggarwal7233 Жыл бұрын

Loan ,

@lokeshjain5420 Жыл бұрын

Aspiration middle class has to dedicate their 20s in paying their education loan

@raajrishi428 Жыл бұрын

✅

@MrSupergonu Жыл бұрын

Video on ghaziabad real estate

@RajatK91 Жыл бұрын

@@beasty007 pratap vihar vasundhara se aage Hindon ke paar

@bhushanshelar3753 Ай бұрын

sango confusion ki dukan basically rental is on apprtiated value of house toh ye basically compounding hua bus kyu complex kar rahe ho app compounding stocks me bhi hote he stocks top 50 companies ke pe pure desh ki economy tikki he woh zyda trust worthy lagta he but house is still good because of leverage cum rate pe loan aur agur loan chika nai toh koi kuch karega nai bus ghur waapas lelega riskless loan.