I Didn't Tell My Wife I Wasn't Paying The Mortgage - Jeff and Clara's Debt Free Scream

Рет қаралды 132,940

7 жыл бұрын

I Didn't Tell My Wife I Wasn't Paying The Mortgage - Jeff and Clara's Debt Free Scream
Visit the Dave Ramsey store today for resources to help you take control of your money!
goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry-we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: kzfaq.info...
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
kzfaq.info...
• The Ramsey Show (Full Episodes): kzfaq.info...
• The Dr. John Delony Show: kzfaq.info?...
• The Rachel Cruze Show: kzfaq.info...
• Anthony ONeal: kzfaq.info...
• The Ken Coleman Show: kzfaq.info...
• The Christy Wright Show: kzfaq.info...
• EntreLeadership: kzfaq.info...

Пікірлер: 128

@vangtk10 6 жыл бұрын

Wow... 6 months without paying the mortgage AND you don't tell your wife? On top of that, she says "I love you" after you finally come clean? She's a keeper. Good job on becoming debt free!

@justonemori 4 жыл бұрын

Nothing like being married to a door mat

@ericshang7744 3 жыл бұрын

You do realize a good life partner is half of your entire fortune? the other half is a good loving mother of course.

@geofferypmeyers 6 жыл бұрын

This man owes his LIFE to that woman!!! My god dude

@jonathanbates8742 7 жыл бұрын

Wow, what a merciful and gracious woman! Glad to see these two are debt free and their manager and family is strengthened.

@annwilliams6438 6 жыл бұрын

I looove that Jeff used to say 'don't tell me about that Dave guy' - and now he works with him. Congratulations to this fantastic family. It was hard work all round but you did it!

@ShellyKingston 6 жыл бұрын

I always like to celebrate all the Debt Free Screams. My time is coming too.

@phatcrayonz 3 жыл бұрын

has it happened yet?

@jeffmartin7214 2 жыл бұрын

Yes it will stay focused, suffer in silence

@christiansgrandma6812 6 жыл бұрын

I scream with everyone....practising for my day. 🌹 🌹 🌹

@infinitus. 6 жыл бұрын

Christian's Grandma I'll let out a scream for you too

@clair233 5 жыл бұрын

How are you getting on ?

@msbrig1 7 жыл бұрын

Her response was so powerful but this is why it's important for both husband AND wife to know what's going on with the finances. So glad they were able to work through it!

@MsSassyMT 7 жыл бұрын

"Sip of my latte." LOL

@THEisaacG 5 жыл бұрын

the way Dave's laugh changed. I know exactly what he was thinking.

@seanh8546 6 жыл бұрын

That kids just standing there like man I wish I could be playing runescape.

@MissEricaBarnes 5 жыл бұрын

When she said her kid will never have to be in debt I lost it. That's what this is all about people. Changing our lives so we can help and change others. Now think about the leg up HIS kids will have! Amazing!

@Jack_all 6 жыл бұрын

When I was a kid my family ended up homeless living on the Red River in a tent for 3 months because my deadbeat father did the same thing.. Now I'm debt free own 3 houses and have 2 college degrees at 40, growing up poor and abused was one of the greatest blessings for me.

@lormac2769 Жыл бұрын

Thank u for sharing your story!!

@grzegorz16100 7 жыл бұрын

I paid off £7000 in last six month. And I'm on low income with 3 kids. £9000 more to go...

@Beauty.For.Ashes. 7 жыл бұрын

Gregory May great job! You can do it. Keep up the great work! 🎊🎉🎊🎉

@citygurl0105 6 жыл бұрын

You can do it!!!!

@grzegorz16100 6 жыл бұрын

Just an update. I have £991 to pay back. My credit score is 965.

@lookforward2life 4 жыл бұрын

Gregory May how are you now! love the updates. Best wishes.

@emiliodante9889 3 жыл бұрын

Gregory May any update?

@jerseynurse6878 4 жыл бұрын

He’s been touched by an angel. My husband would be in the dog house for a long time if he didn’t tell me that he wasn’t paying the mortgage, because I would be livid. But this is part of why I manage our finances in our marriage because my husband sucks with managing money, and he would be too prideful to tell me he messed up.

@msvawa7689 7 жыл бұрын

It goes to show you don't have to be perfect to work on Dave's team! Congratulations!

@chrisv8404 7 жыл бұрын

Im surprised i throught everyone who works for dave would be debt free lol

@joesrandomcastings7826 5 жыл бұрын

I'm on my way. I have less than $10,000 left from $50,000 two years ago.

@luvelyjay 5 жыл бұрын

Joe's Random life That’s wow!! Way to go!!

@lookforward2life 4 жыл бұрын

How’s it going now? Best wishes :)

@moo_goo 4 жыл бұрын

get it!

@carolj2013 7 жыл бұрын

I'm surprised she allowed him to live! I'm not sure I would have! This is my new favorite DFS.

@heatheraddington289 7 жыл бұрын

CarolJ2013 I know! I would have been livid!! Where did the money go??

@ImOldandSoAreMyBooks 5 жыл бұрын

He is a very lucky man. Clara your capacity to love is an inspiration to a lot of us!

@katjones4840 3 жыл бұрын

Never let that wife go. She’s amazing. Super happy for the whole family :)

@scottwhite2553 7 жыл бұрын

My mom once told me that she had to rob Peter to pay Paul, so I told her to kill Paul lol. I was a kid then and don't remember telling her that, but she doesn't let me forget it.

@ecamormex 5 жыл бұрын

So you’re a psychopath. Okay.

@clair233 5 жыл бұрын

😂

@alexislane7175 5 жыл бұрын

And that's why they say kids say the darndest things 😂😂😂

@littlebylittle1686 Жыл бұрын

What a woman. What a family. Well done everyone 🔥

@TippyPuddles 6 жыл бұрын

Finally, some people who didn't sell cars to eliminate half their debt. Real people tackling everyday average debt and took 9 years. Gives some of us hope. Thanks.

@MichaelBlocksom 6 жыл бұрын

Ann Korn people who sell their cars are still real people tackling debt. They do it because the cars weigh people down and kill you. When you free up a car payment you free up a lot of money to go to other debt.

@billschlafly4107 3 жыл бұрын

@4:32 They sold a car. @5:49 They sold their house and used the equity to pay off a lot of debt. But I'm not knocking their accomplishment. It takes sacrifice.

@cutehumor 7 жыл бұрын

This guy just earned a bonus from his boss. LOL

@naomiking2442 7 жыл бұрын

Wow!!! 200,000 non mortgage debt!!!! Great job!

@xyzsame4081 3 жыл бұрын

that means 20,000 per year in interest if the average of the rate amounts to 10 %. And if he had a bad credit score (car loans) and a lot of it was on credit cards that may have been even more in interests that they were hemorrhaging. I also assume that her family helped out with some immediate money to avoid the foreclosure. Family loans _can_ be a good thing - a life saver if bad luck strikes or if they made one time stupid mistakes. The likely to costly house in the end helped them with equity (at least they could compensate for some of the interest that they lost needlessly). If he had managed financed prudently (low cost cars, frugal living) it might have been a good investment, the real estate prices have exploded in LA. Family loans (if ever needed) would work in my family, I once lent a sibling 3,000 k for 18 months (had a career change, had bought a condo not long ago, he had a decent paying job before, and did fall back on that when his new career did not work out for him. And he has always been very prudent with money. That runs in the family). So I got paid back in 2 installments, and did not have to remind him. I know that a relative got help when he lost his well paying job. 5 kids, stay at home mom, I guess they got an advance on his inheritance.

@magdalenaozorowska3076 7 жыл бұрын

How much I needed this story! Our emergency fund has been emptied several times. From stuff like washing machines breaking to cancer and two deaths in the closest family :( We are going to make it as well, you are inspiration guys!

@Africandiva128 7 жыл бұрын

I pray for you, you'd experience peace and calm in Jesus name amen

@Schmago 7 жыл бұрын

Anyone else cringe for the kids that just stand there? 😁

@FunnyFlirtTalks 7 жыл бұрын

Chase LaZelle yup me

@grzegorz16100 7 жыл бұрын

Me too

@amandanicole7449 4 жыл бұрын

They should really have a headset to be able to hear Dave, too.

@barneymcfancypants 6 жыл бұрын

It takes a lot of courage to go on the DR show and share this story. You guys are an inspiration

@TF-MJ 7 жыл бұрын

I especially liked this DFS! Jeff represents so many of us struggling with our finances, but he finally had his moment and changed his family tree, so awesome!!!

@noreenn6976 7 жыл бұрын

The Former Mrs Jones - I agree! This was an assume DFS! Dave's baby steps not only get people out of debt but also saves marriages!

@alansmith1787 6 жыл бұрын

Jeff is awesome. My friend and contact within Dave Ramsey

@warwagon 7 жыл бұрын

That will probably be a very inspirational story for a lot of people.

@patogrady2763 4 жыл бұрын

My ex husband did this, too. I only found out when a realtor called me asking if I'd like to try to sell before it went up for auction! He also cancelled our health insurance when I was 5 months pregnant and a 3 year old and an 18 month old.

@diannamc367 2 жыл бұрын

😲

@SuckerPunch92 6 жыл бұрын

I love their story! Beautiful family!!!!

@senoritajacobo1768 6 жыл бұрын

So inspiring! I'm literally waiting for my first paycheck to come in the mail so I can go to the bank and pay off 1 of my credit cards! Baby steps!

@moo_goo 4 жыл бұрын

Cant stop watching these. Apparently I like making myself cry

@scottlee600 7 жыл бұрын

This one was amazing, love it.

@catrinawillhite4146 7 жыл бұрын

How exciting for them!

@mattr7118 6 жыл бұрын

This guy is hilarious! What a great family:) so glad they're doing well now.

@KatieVernon09 7 жыл бұрын

Aww they made me cry! What an awesome family!!

@SuckerPunch92 6 жыл бұрын

Katherine Vernon same.

@Ashleyandsammie 7 жыл бұрын

Congratulations!! Love this

@TheMetalmachine467 3 жыл бұрын

My mom always told me Always pay the mortgage or rent You need a roof over your head above all else everything else is secondary You can't do anything living in the gutters

@villainouschrisk2709 4 жыл бұрын

Law of Attraction in Action! Focus on that One Thing. pour all your energy and effort into it, and watch what happens! Boom! Congrats!

@christopherdunham2637 4 жыл бұрын

Thank you for letting him live. Lol

@truep9484 7 жыл бұрын

loved this😂

@MrBoredom123 7 жыл бұрын

My wife and I have separate accounts and it has worked for us. I entered the marriage with roughly $40K in debt and was terrible with money. I read the Dave Ramsey books and watched financial videos on KZfaq and am only about $3K from being debt free. When I am debt free we will have 1 account. I've changed my habits for the better and now do our budget. When I pay off the rest of my debt we will already have a 6 month emergency fund which we saved together. Not everything has to be so clear cut.

@valerieblomquist1253 4 жыл бұрын

My husband also wanted nothing to do with Dave Ramsey, but slowly he’s starting to realize that it’s just common sense that he teaches. Hopefully one day we can be 100% on the same page with money!!!

@shannah290 2 ай бұрын

I felt that debt free scream!

@NANGSGARAGE 7 жыл бұрын

Good stuff, congrats

@johnxash606 7 жыл бұрын

i love it go Dave Ramsey

@ramonuy5567 5 жыл бұрын

Mr. R hiding from finances from family is a NO NO NO !!!!!

@Ms-Jones 5 жыл бұрын

What a great family and story

@mEnTL32 6 жыл бұрын

The crew reaction is awesome

@joselostx 2 жыл бұрын

The laugh over sound 😂

@michleejackson619 3 жыл бұрын

She forgave him for not paying the mortgage for half of a year. That’s true love.

@ASmith-jn7kf 5 жыл бұрын

That is unacceptable.

@naidiacooke3714 7 жыл бұрын

Gets me every time 😭

@windingpath 6 жыл бұрын

Lucky guy.

@vcoonrod 4 жыл бұрын

Very inspiring family!

@gdaygday1209 4 жыл бұрын

Anthony.......SMART young man! Well done guys.....

@fsmoura 7 жыл бұрын

CONGRATULATIONS!

@pjloves6jenson316 4 жыл бұрын

What a lovely family ❤️

@LaRavenTwitty 2 жыл бұрын

Awesome

@eca2641 6 жыл бұрын

Love all of it... The best is that their children are standing there listening to all of this. We owe it to our children to be open about finances. Owe. It. To. Them. Period. Full stop. -I don't agree with how we've, as a country, a planet, decided to create trade and currency and debt and hierarchy, but it's a fact of our existences and the next generation DESERVES to be prepared and armed with knowledge and skill. Especially when we expect them to make things better in the future. Talk to your kids about money. Get them involved at an early age. Press your schools to include money management in their curriculum from elementary on. Our country is in great debt and so are most citizens. And remember, there is joy in everything if you live in gratitude, even when you're struggling. 🌸💜

@nicB7777 7 жыл бұрын

♡♡♡!!!

@chrishernandez541 7 жыл бұрын

Hey Dave, I'm 19 years old and I live with my mom and she's not in the greatest financial situation but I want to change that. I have no debt and looking for a job to start saving and help my mom but I love your videos just wondering if you could send me your book for free. I would gratefully appreciate it. God bless

@Smileyyy21 7 жыл бұрын

chrishernandez541 Get it at the library.

@JibbsCompilations 6 жыл бұрын

Great suggestion:) Never pay for a book unless you intend to read it every day and/or borrow it for others to read.

@sleepycobra9152 7 жыл бұрын

I just come here to hear the best scream of their lives

@TheRjmsca 5 жыл бұрын

Love Claire, "We can do it!"

@phonepowermobile9800 7 жыл бұрын

I am very torn. My wife has introduced you to me. Now she is doing opposite of what you teach. She just leased a 2017 kia. She is wondering why I can't be happy for her. What do I do about this. She has a car that runs that is paid for. Small issues with it but the car is paid for. I hate this vehicle. I do not know where I go from here, or we go from here.

@granitemoss1451 7 жыл бұрын

Can you guess the root of this backward movement? Has there been some sudden upheaval or loss in her life that she might be acting out against? Could this be her way of grieving something? It wouldn't excuse it, just something to consider. Everyone reacts to tragedy or major changes in their own way, and I wonder if this is hers somehow (knowing nothing about either of you).

@ASmith-jn7kf 5 жыл бұрын

Did you ask her why?

@joooyceee100 5 жыл бұрын

How did you make out with you wife

@mistiinseattle Жыл бұрын

Sick that they think 200k in debt is normal. But big cheers to them for waking up and paying it off. Good job!!!😮

@yeahisaidit6184 6 жыл бұрын

Nope. If my husband lied to me about something huge I’d be gone. I’d still love him, but I’d never trust him again.

@TheWalamala 5 жыл бұрын

I would love to do this scream too bad ill never be in debt

@zak2770 4 жыл бұрын

That’s a good thing to be debt free

@duneme 5 жыл бұрын

Jeff: Do you have any suggestions to get more in our Church to take the class? We have coordinated one class for our Church and had a great group of people! Right now I’m looking to motivate others to take the class! Thank You!

@phatcrayonz 3 жыл бұрын

Im debt free.

@kaitlinobrien243 2 жыл бұрын

💕🌻💐

@chrisv8404 7 жыл бұрын

Top job he looks like a big weight has come off his shoulders

@Drodriguezblast 5 жыл бұрын

I'd just want to know if the wife paid for the house at all or left that up to him cus otherwise it would make sense that she would be checking on the mortgage

@bnpropertymanagement9520 5 жыл бұрын

Rich Dad poor dad is better but Dave Ramsey is decent

@robsorbo 6 жыл бұрын

Am I the only one wondering how poorly Dave pays his staff if it took 9 years to pay that off?

@hbhbhb9268 6 жыл бұрын

Rob Sorbo they said he’s only worked for dave for like a year or 2. So most of the nine years was spent living in CA.

@xyzsame4081 3 жыл бұрын

As for the car: Making dow with one is a good idea. But maybe going a little higher with quality. like a 5,000 USD car, preferably a reliable smaller toyota. so you do not constantly have to repair. that adds up to the hassle.

@xyzsame4081 3 жыл бұрын

200,000 paid off in 9 looong years.

@joshuapope6563 4 жыл бұрын

She has more heart then I do I would have left any females that acted like this in a second but that probably why I am not married l have a zero tolerance policy for imperfection.