❌ I DON'T RECOMMEND THESE SAVING AVENUES ❌

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Susan Wanjiku

Susan Wanjiku

2 ай бұрын

THIS IS HOW YOU ARE SUBOTAGING YOUR SAVINGS: • YOU ARE SABOTAGING YOU...
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Пікірлер: 564
@ChallengedNetworkofKenya
@ChallengedNetworkofKenya Ай бұрын
Could you please make a video of naming the best MMFs or the specific high interest rate savings options in Kenya.
@marykimatu4818
@marykimatu4818 Ай бұрын
team lynn ndo kufika❤
@jimkelly15oduor48
@jimkelly15oduor48 13 күн бұрын
Same here 😊
@moseskiiru1610
@moseskiiru1610 Ай бұрын
Just landed safely from Lynn Ngugi Republic.
@jalermaling8736
@jalermaling8736 Ай бұрын
We are here!😂
@doreenmazakpwe-ssemujju5186
@doreenmazakpwe-ssemujju5186 Ай бұрын
Karibu, we are here. Get uniform and join real school 😆
@theresiaeembashu7931
@theresiaeembashu7931 Ай бұрын
🤣
@faizurrdorry9606
@faizurrdorry9606 Ай бұрын
Me too here and subscribed as well
@Lee24lee765
@Lee24lee765 Ай бұрын
Well we must be many 😁😁from Uganda
@audreyaluoch3002
@audreyaluoch3002 Ай бұрын
Wangapi tumetoka LNN? I swear I watched that session with a notebook and a pen. And this hit me "Being broke after impressing is not the same." "The goal is not to look wealthy it's to be wealthy."
@annkariuki9231
@annkariuki9231 Ай бұрын
💯💯
@kabandizebegiriraapollo8675
@kabandizebegiriraapollo8675 Ай бұрын
​Hi
@stellakhavugwi5510
@stellakhavugwi5510 3 күн бұрын
Please also educate us on Money market funds,Treasury bills,bonds
@LucyJoseh
@LucyJoseh Ай бұрын
Following from Lynn too tupite na like watu wa LNN show
@jacintawakahora9509
@jacintawakahora9509 2 ай бұрын
Thank you very much. we keep learning every day .I am acting on two of those saving avenues right away.
@wehavebeen7450
@wehavebeen7450 2 ай бұрын
SASRA only kicks in regulating when the deposits of a SACCO hit 100m Kes, otherwise registered SACCOs are regulated by the ministry of cooperatives.
@smc88ksg77
@smc88ksg77 Ай бұрын
YES
@elizaxxxc2252
@elizaxxxc2252 Ай бұрын
Why does Transcom sacco not pay dependants the due, especially when the kids lose a parent. The staff there are cruel, do they know they will also die...
@alicewambui5326
@alicewambui5326 2 ай бұрын
Insightful..kerp them coming.❤
@anneweta3805
@anneweta3805 2 ай бұрын
Thank you Susan. So insightful.
@mercykaranja6726
@mercykaranja6726 2 ай бұрын
Bumped to this great information and subscribed.
@raymondmutai6613
@raymondmutai6613 2 ай бұрын
Hi Susan, Thanks for the very informative message.
@alwidosarah3790
@alwidosarah3790 Ай бұрын
Watched from Lynn today and glad to join the family here
@HecProman
@HecProman 2 ай бұрын
You're an oasis of financial wisdom and knowledge. I completely agree with what you said, I have no reservations whatsoever.
@dougK2023
@dougK2023 2 ай бұрын
Great Job Susan- very useful info!
@linetnyokabi5335
@linetnyokabi5335 2 ай бұрын
So informative.Thankyou for this nugget of wisdom
@flonzoera1583
@flonzoera1583 2 ай бұрын
Thank you coach Sue for this vital information.
@alicewambui5326
@alicewambui5326 2 ай бұрын
Thank you Susan..keep them coming❤
@viviennemwendwa1873
@viviennemwendwa1873 19 күн бұрын
This is very eye opening. Thank you and continue doing the great job.
@karenmuka2059
@karenmuka2059 2 ай бұрын
Very useful information especially Chamas and merry go rounds. Thanks Coach much appreciated.
@preydy1259
@preydy1259 2 ай бұрын
This is very helpful Susan. Thank you and may God bless you abundantly.
@MariahG959
@MariahG959 2 ай бұрын
Learning alot from this channel thank you so much Coach❤
@user-zd5ei7sh5c
@user-zd5ei7sh5c 2 ай бұрын
Great information Wanjiku ❤❤❤
@HildaSebuhinja
@HildaSebuhinja Ай бұрын
Following from Uganda. I love love love!
@shadrackotachi7956
@shadrackotachi7956 Ай бұрын
Quiet good education. I love your eloquency and deep teaching. Thank you.
@joanaigoki
@joanaigoki Ай бұрын
Thanks Susan for opening my eyes on financial literacy God bless.
@gracekimani6133
@gracekimani6133 28 күн бұрын
Thank you Susan, deep insight here, sharing this right away
@JerryBrown892
@JerryBrown892 Ай бұрын
I don’t regret having an MMF and now i need to be more active. Thanks Susan for this info
@winniemedy3066
@winniemedy3066 Ай бұрын
Which one are you in??
@screechiesymo3690
@screechiesymo3690 Ай бұрын
This is an eye opener, keep up the good work
@abdallahkweyu7277
@abdallahkweyu7277 2 ай бұрын
Thank you coach good guidance on financial matters
@eucabethmanyibe8160
@eucabethmanyibe8160 Ай бұрын
Thank you for educating us. You are so brilliant
@robbinsleshira2329
@robbinsleshira2329 Ай бұрын
God knows how much iv learnt abt this MMF.... I really appreciate Susan's knowledge matters economics, I had subscribe straight away😅
@chrisogonas
@chrisogonas Ай бұрын
Incredible practical money lessons from this session! Thanks Sue
@Margaretmwangi-fh8lb
@Margaretmwangi-fh8lb Ай бұрын
Thanks so much for such informative session. Blessings looking forward for more eye opening sessions
@user-gd9zf5ll2j
@user-gd9zf5ll2j Ай бұрын
Waoo,been following u here in Uganda, good ideas, thank you suzan
@ericngure5295
@ericngure5295 18 күн бұрын
Had to listen more of you since Lynn's show
@raelpstceventsnjogu5329
@raelpstceventsnjogu5329 28 күн бұрын
Thanks young gal,big up Knowledge is power
@patrickkamaukimani5797
@patrickkamaukimani5797 Ай бұрын
Those insights are very informative,, am glad i watched you at Lynns show,,and now learning day by day.Appreciated
@beatricenjeru7888
@beatricenjeru7888 Ай бұрын
Team lynn we are here this is so nice i got this at right time
@danielakech
@danielakech 2 ай бұрын
Thanks Susan. It would be worthwhile to have a breakdown of the management fees (or expense ratio) charged by local MMFs.
@julietmuseo3563
@julietmuseo3563 2 ай бұрын
Please
@susan.wanjiku_
@susan.wanjiku_ 2 ай бұрын
Well noted, I will do a video on this soon.
@alicekanyana7277
@alicekanyana7277 2 ай бұрын
Our weekly financial Literacy doze! what can we render?..Nothing. We thank you coach❤
@sommywonderglobal
@sommywonderglobal 2 ай бұрын
You can render something o. Send her dollars. 😅
@luciakatini3938
@luciakatini3938 2 ай бұрын
What is the best method to invest for someone above 60 having a cash of a million?
@ltspossible
@ltspossible 2 ай бұрын
​@@luciakatini3938 Money market fund. She has repeated this in the whole video
@luciakabui3151
@luciakabui3151 Ай бұрын
​@luciakatini3938 Hi Lucia. Your namesake here with same question. I hope we get answers.
@ben2252
@ben2252 Ай бұрын
Thank you Susan .You opened my eyes 4 years ago..doing pretty good financially. God bless you.
@elizabethmuchai5492
@elizabethmuchai5492 Ай бұрын
Waaaaoo, blessed daughter of Zion, thank you so much for enlightening me among many mankind. God bless you mightily.
@hellenasava8640
@hellenasava8640 Ай бұрын
Thank you Susan and I’m looking for one to start my savings
@denningkamau256
@denningkamau256 Ай бұрын
oozing pure wisdom .. congratulations
@itsmethaphy6322
@itsmethaphy6322 2 ай бұрын
tell us more about money market fund please on your next video. I subscribed with a bell . youre making a difference . muchlove coach
@derrickirimi9343
@derrickirimi9343 2 ай бұрын
Thanks a bunch coach
@user-yc3xp3mx5y
@user-yc3xp3mx5y Ай бұрын
Thank you for sharing this.
@rosemarywanjiku8138
@rosemarywanjiku8138 2 ай бұрын
Thank you our coach for enlightening us
@moseslongole6328
@moseslongole6328 Ай бұрын
Very important information. Thanks Sue
@jackeymutheu5
@jackeymutheu5 17 күн бұрын
Direct from lyn ngugis utube..woow so proud of you suzzy ❤ thankyou
@user-pp3pe4dd1w
@user-pp3pe4dd1w Ай бұрын
I was very inspired when I watched your show in Lynn ngugi's channel and here I am to learn more.
@nancymoraa2689
@nancymoraa2689 Ай бұрын
Thanks alot Susan. This was quite educative. Kindly on your next video let's learn more about MMF.
@hellenwairimu2471
@hellenwairimu2471 Ай бұрын
Great financial coach.God bless you for the info.now i understand.
@wambuicess7210
@wambuicess7210 Ай бұрын
Here after Lynn Ngugi's interview. Ready to learn.
@kyokushabashine7193
@kyokushabashine7193 Ай бұрын
Thank you for this information.much learning here
@lilyn014
@lilyn014 2 ай бұрын
I always look forward for Fridays & you know why 😊! Thank you Susan for this channel 🙏 What's the best avenue for group savings?
@keziahgathoni5902
@keziahgathoni5902 2 ай бұрын
Thank you wanjiku...for sure I could been so far if I learned about finances long time ago.. I've been in chamas and sometimes warukwa and delays before you are paid
@teresiahnganga6709
@teresiahnganga6709 2 ай бұрын
Very informative. Thanks. Sharing in our family platform
@bejokergcontractors
@bejokergcontractors Ай бұрын
Not all Sacco are regulated by SASRA, Sasra only licenses sacco that has 100m and above. The rest are under ministry of cooperatives and they are regulations that guide them
@margaretmbulya3856
@margaretmbulya3856 Ай бұрын
Thanks Susan you are God sent,an eyes opener,God bless
@SweettoothMarie77
@SweettoothMarie77 2 ай бұрын
Thanks for this guidance!
@josephinethuo6132
@josephinethuo6132 2 ай бұрын
I DO CHAMA for social aspects
@happiness_713
@happiness_713 2 ай бұрын
I keep learning everyday... Thank you very much 💕 for your information, it's so educative 👌
@diponjuru8746
@diponjuru8746 Ай бұрын
Landed here from LNN channel. Thank you Sue
@samuelnyoro6859
@samuelnyoro6859 Ай бұрын
Me too
@lilianmaina7805
@lilianmaina7805 2 ай бұрын
Always such a great learning experience!Thanks Coach😊
@terryshiro5342
@terryshiro5342 Ай бұрын
Just landed from Lynn ngugi Chanel now here I'm want to learn more about my money 😅
@lucygichuhi3483
@lucygichuhi3483 2 ай бұрын
Hi. I really like your introduction about the Legacy Hub. Much beetter than the previous ones
@susan.wanjiku_
@susan.wanjiku_ 2 ай бұрын
Thanks Lucy. We keep learning and growing.
@ChrisSuji
@ChrisSuji 2 ай бұрын
I randomly came across this video and I watched it till the end and now am a new follower of this great channel. 🎉😊
@yvonnemuriithi3840
@yvonnemuriithi3840 Ай бұрын
new follower from Lynn Ngugi.... very sane and sound advise
@RMBOB-kg4bh
@RMBOB-kg4bh Ай бұрын
You are spot on, earlier I was in 5 groups and contributed monthly. 20-30 years later they all collapsed leaving only plots which have been invaded or lost in one way or the other. Compounded interest opportunities wasted:
@kuttomoses
@kuttomoses 2 ай бұрын
Awesome info thanks so much for The great info. How much do I need for Money market
@janecheps7933
@janecheps7933 2 ай бұрын
Thanks alot. You had promised to talk about which avenues you recommend,when will you do that.
@WambuiGithinji1809
@WambuiGithinji1809 2 ай бұрын
Thank you so much coach Susan. I live in Germany and you have tought me a lot about financial management, i also started investing in the stock market here something i never thought i could ever understand. Thanks alot and God bless you.
@user-jb5eu1gs3l
@user-jb5eu1gs3l 2 ай бұрын
Thanks Suzzy ,your are such an eloquent sensitiser ..keep up the noble service and may God bless your endeavours....do you have physical location that someone can seek consultation from?
@evanswanyanga9648
@evanswanyanga9648 2 ай бұрын
Very informative indeed.
@lucynluyali573
@lucynluyali573 2 ай бұрын
Thanks alot coach
@julietabuya292
@julietabuya292 2 ай бұрын
informative Sue,Thankyou very much
@susankonditi1668
@susankonditi1668 Ай бұрын
Joined MMF this year and what i've learned is it needs lumpsome(huge amount) cash for higher interest.Good thing is it instills a saving culture .
@centrinenaliaka9150
@centrinenaliaka9150 Ай бұрын
😂
@samuelnyoro6859
@samuelnyoro6859 Ай бұрын
What do you mean?
@hellenmunguti6730
@hellenmunguti6730 Ай бұрын
which one did you join share please
@joycekebira8021
@joycekebira8021 Күн бұрын
Following 14:13
@ruthmuriuki249
@ruthmuriuki249 2 ай бұрын
Wooow great info.
@alicemumbi7585
@alicemumbi7585 Ай бұрын
This really helped me while i watched you @Lynn While saving 8k monthly at a Merry go round only to have 100k after a year Now i want to concentrate on this idea Blessings Susan .. You're God sent especially for some of us in gulf countries
@Remarkpeace
@Remarkpeace Ай бұрын
You are making sense to me. Thank you. Im looking forward to make changes towards compound rate is what i forgot when i put my money in the bank, i will make another route.
@johnmacharia314
@johnmacharia314 2 ай бұрын
@John mash You just are amazing... The is great to only those who will put it into action.. Your advice and training is really useful. You truly deserve 👏. Keep it real. Thank you Susan
@solomontowett9231
@solomontowett9231 Ай бұрын
We have a chamas in the village which working miracle and the members regulate themselves
@victornzioka9539
@victornzioka9539 Ай бұрын
New here, thanks a lot for this information. I'm really helped by this and I'm Gona be your student henceforth. Next time say something about MLM.
@pasilionjiru2647
@pasilionjiru2647 2 ай бұрын
Very insightful indeed
@Nellie_Akungu
@Nellie_Akungu 2 ай бұрын
Good content Susan, this is actually very true, especially the mary go round and Chamas, the quality of your videos are top notch. Would you kindly share the tools you use for recording.
@susan.wanjiku_
@susan.wanjiku_ 2 ай бұрын
Hello Nellie, I used to use an Iphone 13 pro when I started the channel. Now I have a videographer. I believe he uses a Canon Camera, I am not so sure of the make or model. I will ask then circle back here.
@Nellie_Akungu
@Nellie_Akungu 2 ай бұрын
@susan.wanjiku_ thank you..I appreciate the feedback Susan
@KazunguBaya-ef3pc
@KazunguBaya-ef3pc Ай бұрын
Hello Susan I have 700k sitting in my mpesa,earning 0 ksh , am still working in qatar and still saving.till now i have no idea what to do with my money .
@melissagitts
@melissagitts Ай бұрын
Super super informative! 🤍
@omaribetty4781
@omaribetty4781 2 ай бұрын
Thank you for the insight especially on the MMF
@josephgachagah-jh4bp
@josephgachagah-jh4bp 2 ай бұрын
thanks for the information,also teach us about money market funds
@clementinenyangaga7423
@clementinenyangaga7423 Ай бұрын
Already visited CBK. Thanks to you and Lynne. Wish I knew you kitambo
@luciakabui3151
@luciakabui3151 Ай бұрын
Gal! Banks and Chamas will hate you for this. Thank you. Umetuchanua. Blessings.
@pkimutai6023
@pkimutai6023 20 күн бұрын
Haaa , sure ,wajinga ndio waliwao
@VictoriaUriyo
@VictoriaUriyo Ай бұрын
Dear @Susan Wanjiku, thank you for knowledge sharing that you do. However, If possible kindly include more math workings in simplified form for one to get more clear picture and understanding of the concepts explained.
@LloydWamai
@LloydWamai 2 ай бұрын
Thanks for the information. Really insightful. May i also add that the "insurance" savings packages or "insurance investment" packages are also not ideal. Essentially, they are usually very expensive when it comes to management fees, and give really low interest. Incidentally, the companies buy treasury bonds and bills. The endowment ones are even worse
@winniebaraza4163
@winniebaraza4163 2 ай бұрын
The purpose for insurance is to cover you incase of unforseen circumstances, hence the low rates. They are NOT investment avenues
@LloydWamai
@LloydWamai 2 ай бұрын
@@winniebaraza4163 i completely agree with you. However, for a good while they were packaged as investment vehicles. They would be sold as life insurance plus school fees investment on maturity.
@samiramishy6818
@samiramishy6818 2 ай бұрын
The ones your talking about these are insurance savings plans and not investments. These are saving plans which gives you a free life cover incase of eventualities hence low interest. But if you are looking for investments, just invest in money market or fixed income fund. We offer them at Jubilee Insurance. We are at 15.69% as at 22nd March 2024 for Jubilee Fixed income fund and 15.35% for Jubilee money market fund as at 22nd March 2024.
@rahabnjeri7859
@rahabnjeri7859 Ай бұрын
I watched you on Lynn ngugis page You are amazing learned more and got to understand so much
@wycliffekamba1272
@wycliffekamba1272 Ай бұрын
Thank you for the info indeed very helpful. But i had a question would you recommend investing in stock market ?if so how does one do that and what are the pros and cons?
@lucykavila3265
@lucykavila3265 Ай бұрын
Very informative. Thanks alot
@mildredmiti2786
@mildredmiti2786 2 ай бұрын
thanks for this information very helpful I want to believe that you are calling a chama merry go around is what we call village banking here in Zambia . My take is that most people fail because they don't have a plan for their savings in village banking. some people have achieved a lot through village banking . i however agree that village banking does not factor in inflation
@simonm.2002
@simonm.2002 Ай бұрын
Very informative topic , I like the topic and in-depth explanations . Keep up
@leonardodima6813
@leonardodima6813 2 ай бұрын
Great piece. I love it
@wangeciosteen8006
@wangeciosteen8006 2 ай бұрын
Thank you Susan 🙏🏾🙏🏾
@as376
@as376 7 күн бұрын
Areas you should not save 1. Merry go around saving (chamas) 2. Unregulated health groups like church groups work groups(sacos) 3. Saving apps 4. Traditional Banks even fixed accounts - Dont compensate you for inflation Things to invest in :- 1. Money market fund (compounded money in a monthly basis)Find the inflation rate
@waithakajuliah8594
@waithakajuliah8594 20 күн бұрын
Thanks for this great information,much learned. Do you have one on one mentorship
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