I TRIPLED MY SAVINGS! : 5 Tips on How to Get Good with Money in 2024

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I TRIPLED MY SAVINGS! : 5 Tips on How to Get Good with Money in 2024

Рет қаралды 257,201

Күн бұрын

Time for Adulting 101! Dealing with personal finances, especially since it’s not taught in school, can be quite hard and confusing. I hope this video and this channel will help you out with the challenges you might face with personal finance, entrepreneurship, and adulting in general. We shouldn’t be afraid to face this adulting world head-on because we are Ready 2 Adult!
5 tips on how to get good with money:
Start : 0:00
1. Track your expenses : 1:29
► Budget Tracker: bit.ly/Budgeti...
► Mint.com : www.mint.com/
► Monefy App : www.monefy.me/
2. Cut back on your expenses : 2:22
3. Increase your income : 3:02
4. Practice Income-Savings=Expenses : 3:42
5. Pay off your debt : 5:04
Watch this next:
BEST BUDGETING APPS ► • BEST BUDGETING APPS PH...
MY PERSONAL FINANCE SYSTEM ► • HOW I MANAGE MY PERSON...
BEST ONLINE SIDE HUSTLES ► • BEST ONLINE SIDE HUSTL...
WHAT I SPEND IN A WEEK ► • WHAT I SPEND IN A WEEK...
►SOCIALS
Instagram: / deleoncharmaine
TikTok: / deleoncharm
Facebook Page: / charmdeleon
Facebook Group: / ready2adultph
Email: hello@ready2adultph.com
www.youtube.co...
► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official KZfaq Channel HERE: / channel
Disclaimer:
This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
► Photo Credits:
Crochet Photo : / stitchedbymarie
Cookies Photo : / pieceofcakebakingco
Painting Photo : / degraciavanessa
KEYWORDS:
personal finance, business, budgeting, budgeting101, ready2adultph, adulting101, ready2adult, bujo, bullet journal, adulting, saving, money, debt, expenses, income, assets, liabilities, money management, Millenials, filipino, how to get good with money, financial literacy ph

Пікірлер: 256

@CharmdeLeon 4 жыл бұрын

5 Tips on How to Get Good with Money 1. Track your expenses : 1:29 2. Cut back on your expenses : 2:22 3. Increase your income : 3:02 4. Practice Income-Savings=Expenses : 3:42 5. Pay off your debt : 5:04

@roanasomera5778 2 жыл бұрын

Where can i get your template

@ralphcastillo5796 2 жыл бұрын

Do you have an accountability group? Discord/messenger/telegram. Can I join?

@enockcatalan249 2 жыл бұрын

Income - Savings = Expenses is sooooo underrated

@rainynight8385 2 жыл бұрын

That only applies to the middle class tho. If a family has a small income they sometimes dont have any left after expenses.

@crayonsandepsilon 3 жыл бұрын

Tracking expenses is really important. Based on personal experience, I tend to overspend if I don't track my spending. These are good tips. Thank you for this video! :)

@CharmdeLeon 3 жыл бұрын

crayonsandepsilon thank you for watching! I have more videos on personal finance as well ☺️

@going70wonwoo 3 жыл бұрын

I thought im only the weird one keeping track of my expenses on a spreadsheet. 😂😂😂🥰

@CharmdeLeon 3 жыл бұрын

You’re not alone! 😂

@merljane-4769 3 жыл бұрын

I do this too! Hahaha Google sheets to be exact.

@alvizpaula 3 жыл бұрын

You are not alone dear 🥺💖

@recipeparakayhubby 3 жыл бұрын

you’re not alone😂😂

@christinealfato 2 жыл бұрын

No, sissy! We're all in this together!!!! 🤣❤️❤️❤️🔥 #getchaheadinthegame 🐱🦁

@lostgaijin8640 3 жыл бұрын

I just started on keeping track with my finances. I usually set aside for my savings first but never track my expenses. I always end up taking some money on my savings. Such a bad habit 😂

@biancadeguzman1999 4 жыл бұрын

You are like my professor in Personal Finance (taught me about income - savings = expenses) whom I really wished he would be my professor again. I really enjoy watching your videos! Also, content suggestion but you can disregard this suggestion if there is already a topic about it: Pros and cons of real estate investment (such as apartment for rent) I really wanted to start this business even if I don't have money yet but I want to have a heads up about it. I hope you notice this comment, thank you and more power to your growing channel!

@CharmdeLeon 4 жыл бұрын

Bianca De Guzman hi, Biancs! Yes that’s a great idea! I’ll add that to the list. I co-own a condo right now and profits have been good so far ☺️

@leannemacalalad3825 Жыл бұрын

Been following this channel just recently and I just now encountered this video from 3 years ago. It's admirable how far you've come, Charm! 🤗 And thanks so much for what you do, I'm a fresh grad who's new to the adulting world in the ph so your channel inspires and helps me out a lot.

@CharmdeLeon Жыл бұрын

❤️❤️❤️

@jaze_ph 3 жыл бұрын

Eyyyyyy finally found a fellow channel focused on self improvement and finance!

@CharmdeLeon 3 жыл бұрын

Heeeey! 👋🏻

@CharmdeLeon 3 жыл бұрын

I saw your condo living video 😊

@kenlorenz5112 3 жыл бұрын

Excel's really helpful in managing my budget, as well as, simulating future savings and expenses.

@juliamuana5029 5 жыл бұрын

Woman, I actually took notes HAHAHA. Can’t wait for the next vid! Great job charm 💕

@CharmdeLeon 5 жыл бұрын

Julia Muana next week! Thanks! ❣️

@jingmagallanes5481 3 жыл бұрын

You speak so nicely and very informative ate and I'm so glad your channel now is growing and lots of people are starting to acknowledge you. Binge watching your vids really inspires me to take control of my budgeting and saving up. More power to you! ❤

@serotonin9650 3 жыл бұрын

I can’t believe this was your first ever video: you were already speaking like an experienced KZfaqr. 😆 - binge watching your videos then this came up on my recommendations

@CharmdeLeon 3 жыл бұрын

Haha I cringe at this video but thank you! ☺️✌🏻

@lesliemontederamos1703 2 жыл бұрын

Currently watching your videos but I started on personal finance, I am happy that I saw your channel before 2021 ends, para bongga yung 2022 ko by being educated about finances 👌 'It doesnt matter how much you earn, it does matter on how much you keep' - NOTED 💯

@millennialentrepinay6240 3 жыл бұрын

I have a money manager app and columnar notebook as well😊

@charlesliclican8453 3 жыл бұрын

Starting to take an interest in the business world all of a sudden. Thanks for the tips earned yourself a sub

@CharmdeLeon 3 жыл бұрын

Welcome to the fam!

@ge6347 Жыл бұрын

I just found out your channel now Miss Charm & really grateful to see & watch this. Keep going 🙌🏻

@thirddy1313 2 жыл бұрын

Thank you ! The terms are really simple and very helpful, I am just being arrogant and ignoring the right way to manage money, thank you!

@jhonerickbanzales9255 3 жыл бұрын

You looked so professional ate I admire you hahaha I really hope you'll be successful in KZfaq and IRL.

@CharmdeLeon 3 жыл бұрын

Thank you so much. I wish the same things to you 🤗💕

@inumakiiisenpai4964 3 жыл бұрын

Whoaa nice content! Thank you YT for recommending this channel. 👌

@roseanntelen649 3 жыл бұрын

I thought im only the weird one keeping track of my expenses . Thank you for this very informative video

@marlonman2009 3 жыл бұрын

Very helpful! This is what I need to learn. Keep up the good work.

@livinlabelle 3 жыл бұрын

Hi Charm. You're now my fave youtube channel. Instead of watching downloaded netflix series sa byahe, ikaw na yung mas gusto kong panoorin. And oh, my fave budgeting app is timely bills.

@CharmdeLeon 3 жыл бұрын

❤️❤️❤️

@98vz 3 жыл бұрын

will start to binge watch all ur videos and learn as i go

@GG-jb4fx 4 жыл бұрын

You deserve way more followers!! Thanks you for the video ☺️🥰

@CharmdeLeon 4 жыл бұрын

awwee thanks for watching! ❤️

@donnamaelingamen6132 3 жыл бұрын

Hi Charm! I’m really inspired with all of your content. Please make more videos like this!

@rddcc.9627 3 жыл бұрын

Nice vid! I think it is also important to set aside money for your wants or "luho". This is just as important as saving imo.. this drives you to do better the next month!

@SimpleHouseDesignPH 3 жыл бұрын

You are doing a great job, don't worry. You have a very good inputs. Very informative. Thanks!

@doal123uayamik8 2 жыл бұрын

In less than a year i was able to save 100k tracking your expenses does help a lot. I use a tracking app on my phone.

@osasmarie4959 3 жыл бұрын

If pandemic did not happen.Im not sure if I will know this...Glad I was able to watch youtube videos and learn this financial tips...Thanks for your channel. Godbless

@smbc6560 2 жыл бұрын

Parating na 13th month namin. I want to use it wisely this time. Thank you for sharing your knowledge 😊

@knkpro011 3 жыл бұрын

Just watched this video and from you asking ideas for content here, I'm pretty sure now that you've got tons of ideas to share with us in the future. Keep up the good work.

@roviell 3 жыл бұрын

tama, how much you keep that matters. This is a good channel. More Paweeer.

@GlaizaJournals 3 жыл бұрын

I love your videos! You explain stuff very good as well. 💕 I look forward learning more from you .

@cristenoliveros 4 жыл бұрын

Hi just wanted to say I recently stumbled upon your channel and your content has helped me realign in terms of priorities in finances! Thanks Charm!

@CharmdeLeon 4 жыл бұрын

Cristen Oliveros That makes me so happy, thank you so much! ☺️

@orangecurly 3 жыл бұрын

I agree. I hope as many people would learn to do this kesa hiram ng hiram sa ibang tao. Parang pinapasalo sa ibang tao yung mga responsibilidad nila.

@gracefilled_ 2 жыл бұрын

Watching this in 2022, simple yet very informative ✨✨✨

@blessmajoyabenes6202 3 жыл бұрын

your vids are easy to understand and follow po. Thank you! ❤️

@jaclynabregana2908 5 жыл бұрын

WOHOOOO!!! You are meant to do this!!! This will help SO MANY!!! KEEP GOING, Charm!!!

@mariewannaaa 4 жыл бұрын

I have Money manager just sitting on my phone and now im diligently recording EVERYTHINGGG

@kc48enrera 5 жыл бұрын

Yayyyy! Finally a KZfaq channel. Can't wait for more vids, Charm! 💕

@CharmdeLeon 5 жыл бұрын

Weekly(...hopefully)!! 😂

@gracev6898 3 жыл бұрын

Laking tulong po nito mamsh! On my 4th month na of savings and expense tracking and umuusad siya talaga. Minsan lang di talaga mapigilan gumastos bigla pero I know kaya ko to' Thank you again for your advises!

@eulachster 3 жыл бұрын

Thank you! Simple but very useful tips. Great work!

@shangineer 3 жыл бұрын

I love your wall color! 🤍🖤

@sheengalupo727 5 жыл бұрын

Looking forward for your next vids Charm!! 🙌🏻🙌🏻🙌🏻

@katherinecabrera7888 3 жыл бұрын

you inspired me, thanks i really need this now.. 😍

@jazynthjacinto7647 2 жыл бұрын

Delayed gratification is good too

@lanaag8857 3 жыл бұрын

This kind of content! ❤️ Thanks for the awesome tips!

@unlirhys 3 жыл бұрын

Watching this after the ℹ button appeared on your 2021 Budgeting Vid. Ang cute and nice na you're just so genuine with your vids. No filter, you even said "I'm new to this" which simply shows your humility 😍 Finally, looking back here, ang layo na ng narating mo! Your current vids are so smooth and Lalo ka pang mas confident na nagsasalita. You've come a long way and we're proud of you for the journey you've taken. 😊 Huuugs 🤗

@CharmdeLeon 3 жыл бұрын

🥺🥺🥺 Thank you!

@gbcollection7994 2 жыл бұрын

Thank you for this video.God Bless.From Philippines

@paymentallaboutcases1354 3 жыл бұрын

CHARM!!! Cheering you from Manila. Known you for quite a while now and its nice learning from you!. keep it up Charms. -Berns

@CharmdeLeon 3 жыл бұрын

Hi, Berns!! Thank you thank you! Hope to see you soon in Cebu again!

@alitabanie8511 3 жыл бұрын

Nagstart ako magtrack ng expenses last yr of oct. Medyo nahihiya ko kasi pag bili ko ilolog ko sya sa phone hehe, pero nakatulong talaga sya . Kasi dati malaki sahod o hindi lagi wlang natitira at diko pa alam ano ang pinagbbili ko. Hahaha, ngayon nakakapgsave nko kht papaano may natitira bago sumahod. Isa pa nadiscover ko na malaki ang nagagastos ko sa convinience store buying unhealthy foods.Hehe

@gatootz 3 жыл бұрын

Very helpful ❤️ I also used my planner to track my savings. But I’ll try to use the spreadsheet. Thank you!

@markrafaelcorpuz3568 3 жыл бұрын

Been binge watching your vids since last week😂 I finally made my own budget tracker using spreadsheet.

@CharmdeLeon 3 жыл бұрын

I’m so proud!!! 🥺🥺🥺

@markrafaelcorpuz3568 3 жыл бұрын

@@CharmdeLeon I'm going to save up now for my emergency fund so that I can finally start investing in the Stock Market. Thanks to your videos, I'm learning a lot❣

@TheJiangsLife 4 жыл бұрын

I got here because of Maven's video and we heard you! Thanks for the great tips. 😊

@CharmdeLeon 4 жыл бұрын

The Jiang's Life oh heeey! Thank you for visiting my channel! ☺️

@duckywannabee4217 Жыл бұрын

Been really helpful to me since I subscribe d😊

@juliannetongco7123 2 жыл бұрын

Started watching from your first vid🤗🤗

@michelletorresuntalan6819 5 жыл бұрын

Such an, interesting topic! Liked and subscribed! Good luck on your channel, yen 😘😍

@CharmdeLeon 5 жыл бұрын

Thanks, chi! 😘

@sheriquiambao7062 3 жыл бұрын

It’s my first time seeing your vids but I already love it and can’t help not to subscribe! This is very helpful. Thanks for the tips! ❤️

@Darille1988 3 жыл бұрын

New subscriber here, im doing a marathon of your contents, I learn a lot! :)

@CharmdeLeon 3 жыл бұрын

Thank you! Welcome to the channel! ☺️✌🏻

@markanthonymargate1063 3 жыл бұрын

I like ur thoughts. Someday I want to become a motivational speaker too about savings, finances,income thru my experience! Keep it up, Let's Get Rich ✨ Ang positive mo na tao ang sarap mo kausap about sharing same thoughts. Keep it uuuup 🔥

@direklester926 3 жыл бұрын

Galing!!! Very simple and precise

@karlag5613 3 жыл бұрын

Loved this video!!!🙌🏻🙌🏻

@carlosmadrid6604 2 жыл бұрын

Helpful thank you 13th month pay is coming , i m doing it wrong , income -expenses = savings , thanks for the great idea 😀, miss Charm

@shania1465 3 жыл бұрын

I'm here now. Thank you for this 💖🤗

@Fyou32185 3 жыл бұрын

save and invest.. the best advise I can give

@michellehallazgodelmo7497 3 жыл бұрын

This really helps for everyone! 👏👍🏻

@chantilychua399 5 жыл бұрын

Proud of u charm!! ❤️ learned alot!

@merlynjoyjadie1630 3 жыл бұрын

Very informative content. Thanks.

@shenaniganszxc57 3 жыл бұрын

Great vid!

@dindinlagdameo6738 3 жыл бұрын

The best backdrop!

@romamelaguila9782 3 жыл бұрын

Thanks for your useful tips! I might have to follow these and see what it does to me. and.. I like your white shirt.. where did u buy :D

@CharmdeLeon 3 жыл бұрын

Thank you 🤗 This is a shirt from either Zara or H&M. I have so many white T-shirts 😂

@marimelabigan9914 3 жыл бұрын

Lol I'm doing a movie marathon with your videos huhu I started at 1am AHAHAHAHAHHAHA love your vids huhu

@jimbernardo 3 жыл бұрын

Tracking your expenses won’t betray you 😍😍

@kuyajepoytv8223 2 жыл бұрын

What I do is income-saving=savings hehe I love what I heard.

@yondaimers2388 5 жыл бұрын

Ngiga, keep it up charm! Subbed already.

@CharmdeLeon 5 жыл бұрын

Thanks, Earl!

@shannelavenido4686 2 жыл бұрын

No. 1 talaga 👌

@XhiiaCardinio 3 жыл бұрын

Hi Charm! I like all your videos, we have the same content - sharing information to Millennials about finance! Keep it going. Looking forward to meet you and have a collab as well

@Dongskiii 3 жыл бұрын

Hi Ma'am, I'm seriously considering getting a condo and rent it out like AirBnB, please tackle this topic to give us ideas on what to consider and what to avoid before getting started in renting business.

@CharmdeLeon 3 жыл бұрын

Will do! Lots of Real estate videos coming soon ☺️

@eazytv23 4 жыл бұрын

Isn't that paying debts first before savings up for the future? Coz it defeats the purpose of you saving up if you will just pay all your debts

@CharmdeLeon 4 жыл бұрын

Erick Pariñas For me personally, if you don’t have the foundations (habits of saving and budgeting), you’d just be chasing and paying debt after debt; and without savings, incase of emergencies, you’ll be more in debt. :)

@apflorent 3 жыл бұрын

I agree. Paying debts first.

@johnhypaull.macate8967 2 жыл бұрын

Right idea

@jennelynlabrador7867 3 жыл бұрын

Thank you so much!!!!

@jamilazarsuelo9535 3 жыл бұрын

Hello! Can I have the link for the spreadsheet? I think it's not anymore. Thanks!

@loremipsum928 3 жыл бұрын

You looked so familiar, wasn't sure why. Then I visited your IG, turns out we went to the same arki school haha mao diay! Thanks sa money tips!

@CharmdeLeon 3 жыл бұрын

😱😱 small world haha

@RBMndz 5 жыл бұрын

more vids pls. 😃👍👍 btw i just saw your comment from one of sir chinkee tan vids buti nalang na curios ako sa name ng page, now im here watching your vids Grest tips keep it up po more vids 😃😃

@CharmdeLeon 5 жыл бұрын

Remie Rems thank you! Will be posting another video on Sunday ☺️

@GraceAndyvlogUK 4 жыл бұрын

HI THANKS FOR THE TIPS:)

@CharmdeLeon 4 жыл бұрын

Grace’s Stories in UK you’re welcome. Thank you for watching!

@official_ate_gi_channel 3 жыл бұрын

I share the same love for eating out. It's so hard to curb this. I love sushi and I need a fix almost weekly. hahaha!! Any suggestions to stop this will be appreciated.

@CharmdeLeon 3 жыл бұрын

Setting a limit 😅 that’s what I did and it was effective. Making cooking at home fun also helps

@DavidTheDelfin 5 жыл бұрын

Nice one 👍

@CharmdeLeon 5 жыл бұрын

David Delfin thank you! 😊

@josephmosca9428 2 жыл бұрын

Thank for ur tips godbless you .

@mariewannaaa 5 жыл бұрын

I noticed it getting dark hahaha Go get it girl 👌🏼👌🏼👌🏼

@CharmdeLeon 5 жыл бұрын

mariewannaaa super noob! 😂 next time, I won’t film at 4:30pm.

@mariewannaaa 5 жыл бұрын

But omgeee lurveeee 😍 Notif squad whadduppp

@johnmitchjayno3937 3 жыл бұрын

Can you share some of your side hussles or ideas about small business. Thanks!

@CharmdeLeon 3 жыл бұрын

I have a video on that. kzfaq.info/get/bejne/iKymn9Fl2M65Yp8.html

@macheriedeleon3384 3 жыл бұрын

Thank you! ❤️💵

@ajmnz__6846 3 жыл бұрын

jobs and saving tips for students!!!

@dolce.luna08 3 жыл бұрын

My favorite go-to video.

@CharmdeLeon 3 жыл бұрын

Zarah Libozada i just rewatched this and...thank you so much for making this your go-to video 😂 It was my first video and I had a lot of room for improvement but you stuck around for the message. 💕

@dolce.luna08 3 жыл бұрын

@@CharmdeLeon 💓🥰 It was a great video kapag medyo nawawala sa landas Lalo na with all the online sales. Thank you for this video po. 💓💓💓

@miuaia1 5 жыл бұрын

Subscribed muyeeng!!

@artcloud_5689 3 жыл бұрын

Something that I did wrong with tracking expenses is that hindi ko nirecord ung mga maliliit na expenses like ung mga less than 50 pesos or 100 pesos. thats something im trying to change now bc its better for me to know how i spend my money down to last centavo esp now that I really want to start investing more. Small amounts will still accumulate over time and small expenses is something you still spend your money with so it matters. 😊

@cooltartli4739 3 жыл бұрын

I like u your video about budgeting and investing. your new friend

@pintaay 4 жыл бұрын

Im here to get depressed again with my being gastador hahahahaha CHAR but really learning a lot!!!! 💛

@itsyourgurl_aki 3 жыл бұрын

Can you like make a video of how many bank accounts/ savings account a person in her 20’s ideally should have. Anywayss great content alwayss ❤️

@CharmdeLeon 3 жыл бұрын

Monette A. I can do this for a future video! But I also made a video about my financial system, but by no means is this necessary : kzfaq.info/get/bejne/b7WjocWFsbbUYWw.html

@joannagabriel6452 3 жыл бұрын

Im using a money manager app 😊

@GHAYRIC 4 жыл бұрын

I'm interested on how you do the spreadsheet method for tracking expenses. Can you make a video on how you do it? Please 🙏🥺

@CharmdeLeon 4 жыл бұрын

Sure! I can make a video about that in the future. Here’s a link also to my spreadsheet: docs.google.com/spreadsheets/d/1ckVflSsrrO_whaEbnE-vLiz4xezCRF6lEXGSglxPijs/edit

@mariacristinadulay6492 3 жыл бұрын

Can you share your excel or spreadsheet template pls. Thanks