“I Was Scammed Out of £50,000 By A Fake Lover I Met Online”

“I Was Scammed Out of £50,000 By A Fake Lover I Met Online” | This Morning

Рет қаралды 56,924

Ай бұрын

Experts are warning of the rising threat of romance fraud after the scams rose by a staggering 22% last year. And our next guest knows just how dangerous they are - after losing her husband in 2019, Lyn joined an online group for widows, where she met a man called ‘Derek’. After telling her he’d been involved in an accident and needed money - Lyn transferred a total of £50,000 to him - her entire pension. She joins us to tell the shocking story, alongside Detective Victoria Hazlewood from Cheshire Police’s Fraud Unit.
Broadcast on 26/04/2024
Subscribe to This Morning for more exclusive videos: bit.ly/1JM41yF
FOLLOW US:
/ thismorning
/ thismorning
/ thismorning
MORE ABOUT THIS MORNING:
Welcome to the official This Morning Channel! Join us every weekday from 10am on ITV1, ITVX and STV as we discuss the latest news stories, meet the people behind the stories that matter, chat to the biggest names in Hollywood, get the latest fashion & beauty trends, and cook up a storm in our kitchen with your favourite chefs!
#ThisMorning

Пікірлер: 289

@muffycrosswire Ай бұрын

“He asked for £200.. not enough to make alarms go off”.. £1 would make my alarm go off..

@Maru-vs9kb Ай бұрын

Major alarm. Jeeesh.

@nerobruno 24 күн бұрын

Cuz yer títe innit?

@Sheenoshine Ай бұрын

We tell our kids not to talk to strangers …now we have to tell our parents and grandparents 😢

@butterflyblessbless5836 Ай бұрын

Communicating online is vulnerable for all ages.

@thankthelord4536 Ай бұрын

Good point.

@hazeleyest9562 Ай бұрын

Yesss straight facts!!

@YeezyFly Ай бұрын

No truer word has been spoken.

@muffycrosswire Ай бұрын

Romance scams didn’t start with the internet and if adults didn’t talk to strangers there’d be no more parents or grandparents

@jacquelinemcquade9624 Ай бұрын

If someone started wooing me online and then asked for money for a stamp I would block him. 😅

@calilovebug3897 Ай бұрын

Me too! Lol

@colettegibson6516 Ай бұрын

Too right, the price of stamps!

@musingwanderer2765 Ай бұрын

I will ask him for money cos I need transfer / processing fee before I can transfer 🤣🤣

@Chaim127 Ай бұрын

There is immense pain in losing a large amount of money but to garner courage to speak about it says a lot about the person’s great character.

@Edgardo477 Ай бұрын

Got scammed this past week out of 2.25 Bitcoin.

@jaidenSalinas Ай бұрын

My husband and I was scammed twice last year, totaling losses over $550k. It was a lengthy process involving federal intervention to get our money back. We need more people like Retrievebackteam taking a stand against these criminals. Much love and support from California.

@DrealOtis00 Ай бұрын

I got scammed out of my retirement money but I was new to it. thanks for sharing will definitely get in touch with them

@dnjames9758 Ай бұрын

How is she transferring him money if his account is frozen.. he wouldn’t be able to use it anyway😂

@polycarp9897 Ай бұрын

Typically through crypto or gift cards. They'll say that they have cryptocurrency accounts which are inaccessible to the authorities and can sell gift cards for cash.

@bradley24076 Ай бұрын

Or they'll tell the victim to transfer funds to a friends account so they can withdraw and give it to the scammer directly.

@Mark-kh1ny Ай бұрын

I wouldn’t even give my ‘actual’ girlfriend of 19 years £50k. How does anyone convince themselves this is normal?!?

@chasingthesun90 Ай бұрын

If she's only your girlfriend after 19 years...

@Mark-kh1ny Ай бұрын

@@chasingthesun90 😁 that’s as good as it gets. Neither of us are really into the whole institution of marriage.

@abi-ci8lh 21 күн бұрын

you probably don't jave 50k to give. Sorry to your poor GF :(

@lorenzospoto6660 Ай бұрын

Why send money to someone youve never met

@marknewton6984 Ай бұрын

Never met? Are you kidding? Hahahaha😮

@mildredpierce4506 Ай бұрын

That’s the great question logically thinking people always ask.

@mariamel-achram3138 Ай бұрын

She was in love lol😂

@tonypower7821 Ай бұрын

was she living in a bubble ???? has she never heard of this happening to other women

@NoOne-wt3sv Ай бұрын

She arrogantly and naively thought what most victims think, “it won’t happen to me because I’m smarter than that.”

@Porch.monkey.slayer Ай бұрын

If she has to look for men online then….

@aurora6920 Ай бұрын

Just because you've heard of a scam doesn't mean you can't ever be manipulated into it. You can be in a bad mental health state, fall in love someone, then make the biggest mistake despite you've heard of these scams. It's manipulation and i'm surprised you've not heard of this in abusive relationships! Unless you think all victims of abuse are to blame 🙄

@marknewton6984 Ай бұрын

Airhead Alert! 😅

@annaclaire9927 Ай бұрын

Never send money. It's that simple.

@selfridgesforever4399 Ай бұрын

Sending money from her pension! I'm sorry but my sympathy is out of the window. Taking out loans for people she never met, Jesus wept!

@CH-gc8hf Ай бұрын

That same thought crossed my mind. I had to put my hand over my mouth in shock after she said she took out a 50-thousand-dollar loan for him after already giving him 50 grand previous. Whoa!

@Bailey1971 Ай бұрын

Remember Meatloaf’s wise words when being asked for money by a stranger “I Would Do Anything For Love (But I won’t Do That)” 👍🏻

@paulgray757 Ай бұрын

Some people are so desperate for love they will do anything just to be loved.

@marylynch951 Ай бұрын

Sadly but true

@samuelgalea7679 Ай бұрын

I think he said he’d pay back

@jewelssunsun9450 Ай бұрын

@@samuelgalea7679 they all say that, apparently.

@marknewton6984 Ай бұрын

Evan pay for it!😮

@joeycarter2678 Ай бұрын

Well, you’ve got to be really clueless to not know this was a scam.

@mrsminnatk3992 Ай бұрын

DO NOT send any money to a stranger! And wrong- sending a little amount of money is a red-flag!!

@user-et6xp9px9h Ай бұрын

I was scammed of £30 and that hurt, but I quickly caught on to what was happening. I can't imagine how she feels losing £50,000 poor woman.

@bevturner2258 Ай бұрын

Her bank gave her back that money.

@ovingtonful Ай бұрын

One of the very few lucky ones to get her money back. I’ve watching these scammer scenarios on different forms for three years now because it happened to 2 elderly women I knew plus my sister was a likely candidate to get scammed. I can see that the victim hardly ever sees a penny back once it’s gone out of their bank account. So she is lucky in that sense, but I’m sorry that she had to go through the emotional trauma x

@user-ew7xg5kp6i Ай бұрын

She got her money back from the bank. In America, victims are more vulnerable and besides having a police report filed and submitted a fraud report to FCC. Nothing else could be done and most likely victims can't get her money back because most of the scammer are very hard to locate them from overseas such as Nigeria.

@alfydarkdeadly 25 күн бұрын

i was scammed out of 5 quid. and i learnt my lesson from that.

@hollylouge9267 Ай бұрын

He had a nice smile! 😳 £50,000!

@maryegan Ай бұрын

😆😆😆

@reader-mx9ss Ай бұрын

😂😂

@reader-mx9ss Ай бұрын

😂😂

@user-ke8wr7jp2d Ай бұрын

I bet he did,he can now pay the best dentist 😅😅

@marknewton6984 Ай бұрын

Worth that much? Haha😮

@mazda2038 Ай бұрын

Glad im poor

@endlessglizzys_.0233 Ай бұрын

Same here. I am a scammers worst nightmare 😂I am always overdrawn with a cap on the overdraft.

@hollylouge9267 Ай бұрын

😂

@karolinaxyz3790 Ай бұрын

😂😂

@koelkastridder3388 Ай бұрын

In Dutch we have a saying which rougly goes: you can't pluck the feathers from a bald chicken 😂

@Themis33 Ай бұрын

😂😂😂@@koelkastridder3388

@mildredpierce4506 Ай бұрын

Scammers ask about whether or not you own your home so they know how much money they can steal from you.

@paulinetaylor5536 Ай бұрын

As soon as they mention money, that would be a 'get lost' from me.

@JohnSmith-ie1tu Ай бұрын

How the bank can give back £50k just like that? She chose to give her money away, it's not the banks fault.

@bienemaja2876 Ай бұрын

The bank can fetch back the payment within 24 hours. They did not do it for charity!

@mildredpierce4506 Ай бұрын

How can you know someone’s personality if you have never met them in person?

@Harley-ir4er Ай бұрын

Even if she had met this Guy in person, Asking for money is a red flag. But she didn't even meet this Guy - Speechless. She was clearly very clever at getting her money back but not so clever when giving it out.

@mildredpierce4506 Ай бұрын

Scammers usually ask for a small amount at the beginning as commitment money. They know once you send a small amount, you’re willing to send more. What’s that small amount received, the victim is labeled as a paying client.

@Cheeky-FE-Kerry Ай бұрын

Red Flags the person online is a scammer: - Widower - wife died in an accident or of cancer - Has one child who doesn’t live with him, sometimes in boarding school - Lives in one place e.g. US, but is “from” somewhere else e.g. Norway, currently working in a third location e.g. Syria. - Has W. African accent and not one from any place they have resided - Job is “Orthopaedic Surgeon Doctor”, “Drilling Engineer on an oil rig” “Military General” or “Precious Metals Trader”. Knows very little about their supposed profession if questioned - Keeps asking “What are you doing now” “Have you Eaten” “What is your favourite colour” and other banal questions. Doesn’t read your responses - Will not video chat - Tells you he loves you and love bombs before ever meeting and indeed before video chatting - Types “Alaye” at some stage during your chat. Alaye is a Nigerian word and is used to test if the person they are chatting to is also a Nigerian scammer. - Asks for money - any number of excuses, such as bank account frozen, money to pay to apply for annual leave, taxes etc.

@redwoods7370 Ай бұрын

Also refers to the victim as his “Queen.”

@doreenbalwantsingh2363 Ай бұрын

You are absolutely correct...I herd it many times ...wife die in an accident or of cancer....then they are on business trip, where they got robbed of everything...now they are on the street. They can't pay their hotel or food...first thing I said to them, call your friends or relatives .or business partners to help you..NOT ME.!

@doreenbalwantsingh2363 Ай бұрын

Some of their messages doesn't even make sense , as if they are just forwarding the same message to everyone example...( I know you are mine the very first time I saw you) See me where ?? I lived in south America...he in UK he said...but his phone code was from Uganda 😊😊😊

@soysaucegirl2007 Ай бұрын

Absolutely astonished she got her money back. Very lucky, as I assumed she would be blamed for transferring cash to a man she didn't even have a video chat with.

@StueyTheWiz Ай бұрын

Ive seen so many of these stories now that i just don't have sympathy for these people anymore

@LilFoxyCosplay Ай бұрын

Honestly understandable

@angelaM-wv9xe Ай бұрын

The husband must be turning in his grave.

@joeycarter2678 Ай бұрын

As granny used to say ‘a fool and their money are soon parted’. When a person you’ve never seen, met or actually even know starts asking for money it’s a scam. There can’t be 12 people left on the planet at this point that doesn’t know this.

@themaxandlucyshow7590 Ай бұрын

The only person to blame is her gullible self. If she couldn't pick up on red flags she has no common sense whatsoever

@mildredpierce4506 Ай бұрын

I bet that was her husband‘s money. I believe that is why these widows are so frivolous with the money their husbands left them. They did not have to work for it themselves. They do not value the money at all.

@snsn7251 Ай бұрын

Too old for such nonsense. Never be desperate for anything. These people smell you amile off.

@monikanf1184 Ай бұрын

I gave my husband a whole child but I wouldn't give him 50k lol

@WakandaBabe Ай бұрын

I'm sorry, I can't feel sorry for these people anymore. Information about these scams are all over the internet. The same scam, over and over again. If they ask for money, don't send any. That simple.

@maxfitnesstraining1585 Ай бұрын

She's not the first and won't be the last... loneliness is a terrible thing.

@endlessglizzys_.0233 Ай бұрын

Once had a colleague in a large office i worked in years ago. She would go around asking everyone if she could borrow £20. She never paid any of it back. She had some amazing excuses to not pay it back. Thats a scam in itself😮

@Porch.monkey.slayer Ай бұрын

Yes like if there are 15 people ! Thats a lot of loot 💰

@endlessglizzys_.0233 Ай бұрын

@@Porch.monkey.slayer Yeh and a guy in our team loaned her £30 he asked her twice for it back. She had some amazing excuses! One was she had the £30 just taken out of the atm when she must have walked out and left it there or it fell out of her hand she could not remember which one. I think she used an excuse that she was getting it out but was so overdrawn etc

@AK-xj2di Ай бұрын

@endlessglizzys_.0233 Sounds like my ex lol may be that's his sister

@Theresebonath6077 Ай бұрын

I would never send money to someone i dont know or have ever met when will ppl learn it have been so much in the news about this by now

@Roxemari1 Ай бұрын

I agree with you.

@doreenbalwantsingh2363 Ай бұрын

Don't you have children and grandchildren to spend time with instead of these scammers...are you so desperate for a man in your life ???

@Challenger2A7 Ай бұрын

You're right but I think there's a large amount of vanity involved. Do they think "Somebody so gorgeous as me shouldn't be without a man!"? Even when they have a family it seems these daft women can't survive without a man. But of course an ordinary decent local man would never do.

@user-xf7kc8cp4x Ай бұрын

He said he was going to pay her back 'with interest'. If this was the case they why was he 'borrowing' money from her in the first instance? That should have been a red flag to her.

@chockycake1 Ай бұрын

When will women learn .. as soon as they ask for money it should be a red flag moment !

@Lambandpotatocurry Ай бұрын

But they emotionally attached

@nd7289 Ай бұрын

@@Barbara-yj5tl you can be emotionally attached to a fantasy

@devorarossi961 Ай бұрын

Men do these too and a lot but they don’t talk about it.

@gillmiller3702 Ай бұрын

Men are romanced scammed as well.

@mj3026 Ай бұрын

She is one lucky lady to get her money back because every single one I’ve watched online on catfish they all lost their money & houses & some even ended up homeless because of it

@cre8152 Ай бұрын

It’s her fault, she was trying to buy someone’s love.

@LS-fp2gv Ай бұрын

This seems to happen to many women who married their first love and led a very sheltered life and are looking for that support again.

@kelleyspartiatis4776 Ай бұрын

It was so soon after her husband died that she felt embarrassed. Oh well...

@Challenger2A7 Ай бұрын

Desperation, gullibility, vanity, and no, they didn't "build a bond". I wish the interviewers wouldn't encourage the belief that there's some sort of relationship happening. She's never met him. She doesn't know him, he doesn't know her. You can't fall in love with someone you've never even met. But one easy rule to remember is just do not send money to anyone.

@carolokbrblol Ай бұрын

Once money is mentioned. It's a CON. she needs to undertake some work on healthy relationships. Listening to her this is an old, old scam. Warnings everywhere.

@lindsayshea Ай бұрын

I really don’t get how people are so naive…this is such a common story…denial is STRONG

@f7e8t9i3 Ай бұрын

Sorry but I don’t feel sorry for these women. First red flag is that you’ve never met him. Why even give him 1 cent. You don’t even remotely know what he even looks like ( he is only a voice on the other end of the phone). Second red flag he mentions being responsible for injured employees. Does he not have insurance? He’s known you for 6 weeks and he asks you for money? I wouldn’t lend my boyfriend $200 and I’ve known him for years. The reason being is that he is fully independent and would never ask me for a dime. If a man really respects and loves you he will never ask you for a dollar even.

@juliaparker4212 Ай бұрын

Her own fault.. she fell for it..

@ainemurray8250 Ай бұрын

Why give him money

@keinusername6855 Ай бұрын

How do people even have 50k inthe bank??

@ssectorlap Ай бұрын

It’s called saving up money

@joannedibben2352 Ай бұрын

@censoredperson101-ds1jzyes your spot on people who have to scivy hard for there money wouldn't hand it over so quick I know I wouldnt😂

@catpuccino6186 Ай бұрын

And some women take out loans 💀

@Herman992113 Ай бұрын

She took out a loan

@katcampbell9213 Ай бұрын

@@ssectorlapOh my goodness! So grateful to know this ! Right I’m off to save 50k with this new found info 💪 just save the money 💰 Of course!!!! Why doesn’t everyone think of this simple solution to their money woes 🤦🏻‍♀️ Simples.

@rachelsimpson4081 Ай бұрын

no sympathy. Why, just why would you do it?

@peacefulpath222 Ай бұрын

These vulnerable people are being led by their emotions & not applying critical thinking. If a grown man asked to borrow ANY money that would be a red flag to me. And no we don’t all meet people online as Alison suggests 🙄

@lolaaaaaaaaaaaa Ай бұрын

If it isn’t the consequences of her own actions

@Themis33 Ай бұрын

"In hind side" 👀🤔😆

@franceeilers2339 Ай бұрын

I have lent money to men who I did know and my family, and they never paid me back. I learned real quickly that when someone begs for money, it’s not a loan. It’s a Gift. If these panhandlers have serious intentions in repaying you, direct them to the BANK. It’s not against the law to ask someone for money. Was at Costco and the cashier asked if I wanted to give a donation to Children’s Hospital when the CEO makes over 5.1 million dollars annually. Pleading poverty is Not against the law.

@dot1spot 17 күн бұрын

I had a boss this happened to years ago. She was going through a painful divorce and was vulnerable. Luckily for her she was an accountant and had hear of this scam through her work. She googled and found others who had shared they had been scammed. It was almost the same story, word for word, shared here.

@lauraanderson2429 Ай бұрын

How could these people send money they don’t have?

@Henry-Ludlow Ай бұрын

What a truly, lovely woman! My heart soared, when I heard that she’d got her money back and was now able to get on with rebuilding her life again. Bless you sweetheart, may your life now be filled with happiness and contentment. ♥️

@bienemaja2876 Ай бұрын

You are talking like you were the next scammer. 😂

@Henry-Ludlow Ай бұрын

@@bienemaja2876 No, we’re not all like 🫵

@Maru-vs9kb Ай бұрын

@@bienemaja2876 Good one.

@qb-h792 Ай бұрын

They need to make a PSA, because it’s ridiculous how many older people in this country, who are getting scammed by unsophisticated, text book scams.

@JaJ-uh6ig Ай бұрын

There are enough of these accounts out there now that every person should be wary. Many of the “ victims” refuse to listen to their children, relatives or friends who are suspicious. Be knowledgeable about anyone stranger on the internet. Many, or most don’t have the best of attentions , especially when they ask for very personal financial information. But because of how many of these accounts are publicized, these victims are being very foolish to not do their due diligence.

@cultfiction3865 Ай бұрын

They are victims of their own foolishness not victims of anyone else

@gillmiller3702 Ай бұрын

Many are vulnerable and are groomed by the scammers. There has been so much publicity about these scams you would think more people would be aware though.

@cultfiction3865 Ай бұрын

@@gillmiller3702 Yeah they lose all reason once they have been swept off their feet. But something must be wrong with them on some level, because they are prepared to believe that their lover can manage to travel all over the world and has millions of pounds worth of pure gold bars, yet getting hold of a device that can make a video call is beyond them. It requires a very intellectually dim person to not see the BS in that

@jesuswalkers Ай бұрын

I think this woman might have been on BGT or X factor, she is so like a past contestant?? But she is also really silly for sending so much money to a stranger. I mean 50K that is a lot of money…………

@lindsayshea Ай бұрын

I wouldn’t give my family or best friends my life savings….but giving a stranger & someone I’ve never even met is INSANE

@blackdiamond7870 Ай бұрын

When will these people learn don't send money to people you never met. You don't know these people . Don't let them play on your heart. How do you love a voice on a phone

@jerryfacts9749 Ай бұрын

If you meet someone never trust them till you can actually meet them and verify them. Best to meet them and their family. Make them think you don't have much money, and are not able to give them any. If they are a Scammer they will quickly disappear! Before having any trust you should visit them, meet their family, and see how the live. Until things become sincere over time never trust them! Long distance relationships can be complex and heart breaking. Best to find someone locally, and especially who is part of your community.

@mahmudakhanom2349 Ай бұрын

Even the banks give warning before u give money to anyone

@missrubyred1515 Ай бұрын

This is ridiculous. Why would his hotel bills be £50k? Where was he staying, the Ritz? Also it should be a big red flag that his bank account is frozen cus that’s an extreme measure in itself. She really was dumb and blindsided. Doesn’t sound like the bloke was caught either. He’s still got the £50k right

@andrewg3611 Ай бұрын

Sounds thick!

@nerobruno 24 күн бұрын

The moment she heard the word "DUBAI" all alarms should have gone off.

@fionakiely3505 Ай бұрын

I’ll barely send my husband a tenner.

@samanthalake5011 Ай бұрын

Nooooooo not the pension!!! 😮

@giftedchild9490 Ай бұрын

I would never! Smh...

@mariewalmsley6143 Ай бұрын

The more charismatic the more they have to hide.

@margopaton3240 Ай бұрын

She wasn't scammed out of 50 thousand.For Pete's sake, at what point does the penny not drop. That's crazy.

@timetraveller2503 Ай бұрын

If a man claims to be as successful as he said he was, with his son running a company in America, I would get nervous if he asked for cash...but being lonely and a widow I suppose you get caught up in the "high" of a new romance😢

@lyndkent-cl2oe Ай бұрын

Hang on....so how did they know how/why/whom was scamming Lyn?...if they didn't "catch" him?

@yourfuturewaifu9061 Ай бұрын

Possibly tracing the IP address. That's a common one I see.

@patriciajohnson6434 Ай бұрын

If this happened to you in 2022, 2023 or 24 I have no sympathy for you! 5:49 There have been so many stories about this since about 2018, on Dr Phil, and all over the news channels. Do these women only watch soaps?

@rachellewis9251 Ай бұрын

This is a soulless crime and I don't believe in victim blaming These scammers are evil professionals prey on trusting people and wreck their lives Even fake companies do it and people pretending to be the bank this lady is so lucky to get her money back

@Debs785 Ай бұрын

50 grand, it was obviously money she you afford to loose.

@marknewton6984 Ай бұрын

Probably not her money.😮

@56D35V Ай бұрын

She looks like Lorraine

@siemprelola4279 Ай бұрын

After 4 weeks he asked for money and she gave it to him? 😮 Some people shouldn’t be allowed to make decisions on their own.

@jokerdanny9255 Ай бұрын

How many times are you going to do this story. It's their own fault.

@jennynott3841 Ай бұрын

Couldn’t agree more

@Anon00008 Ай бұрын

But this keeps happening and the government isn’t warning the public to stop doing it so left to these shows to raise awareness

@arnicepernice8656 Ай бұрын

@@Anon00008sorry but why should the government warn people. This is simply not sensible and common sense should prevail she is an adult maybe a gullible one, if she is vulnerable due to some illness then that is another matter

@ashleighwilkinson3174 Ай бұрын

Totally agree

@beckenham2020 Ай бұрын

This is an older generation. Not had Internet like us younger. It's a new to them. See things as factual, and use it differently. She probably spent years with the same partner, her husband. So somebody new giving attention and having someone to talk to when feeling alone.

@ImJustGoingToSay..... Ай бұрын

Dry your eyes, if you had too much money you should have give it to your family or the homeless, not some randomer on social media 🙄

@tasha_thats_me Ай бұрын

Its 2024 and these stories are still popping up on my feed how are people still falling for this i don't even give a guy my phone number till i've met him in person i expect this from someone very old who maybe struggling with dementia or something but people like this really gotta wise up your making me root for the scammers

@anneroarty6473 Ай бұрын

I was approached by a scammer and yes he asked me had I got my own home. Within four text messages he asked me for "400 pounds. I spoke to my sister and she said he is a scammer they tell you the same sad story all the time. I told him he was a scammer and he sent me a picture he was Nigerian or African. The first picture was of a man on the oil rigs. I told him I would get i touch with police blocked him he got no money from me.

@privatecom22 Ай бұрын

How can you love and send money to someone you've never meant. Price for ignorance. Deal with it.

@joannaapplewhite559 Ай бұрын

Avoid bad people...stay poor 😂

@Maverick-re3zp Ай бұрын

Lorraine Kelly 😂😂

@lynnedavies5884 Ай бұрын

Susan Boyle 😂😂😂

@RacieRain Ай бұрын

The title should say I handed over $50,000 to a stranger, that turned out to also be a scammer. You weren't scammed. You did it voluntarily.

@deano_bites Ай бұрын

Your meant to go on a date first its not meant to be a money bank transfer why are so many people fooling for this now, some genuine people can't even find a date

@user-jf8ip8hu7n 2 күн бұрын

While I agree with you and I wonder how they haven’t seen the warnings I do still think people need to be warned, because if the bank is refunding it’s getting the funds from somewhere or someone