IndusInd Vistara Explorer Credit Card Review

Рет қаралды 3,152

4 ай бұрын

Discover if the IndusInd Vistara Explorer Credit Card lives up to its hype! With an annual fee of 40,000 rupees plus GST, this card offers perks like a free business class ticket, gold status, luxury vouchers, and Vistara vouchers worth 25,000 rupees. However, it comes with limitations such as restricted lounge access and limited benefits. Is it the right fit for you? Watch our review and explore alternatives like the Amex Platinum Travel Card. Share your thoughts in the comments! Like, subscribe, and stay tuned for more financial insights!
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Here's the timestamp to save you time!
00:31: Introduction and previous discussion recap.
01:02: Annual fee and signup bonus details.
01:32: Renewal fee and benefits overview.
02:03: Points earned and milestone benefits.
03:03: Additional perks and lounge access limitations.
04:08: Consideration of whether the card is worth getting.
05:00: Alternatives and personal decisions.
05:28: Viewer engagement prompt.
06:22: Alternative card suggestion.
06:50: Final recommendation to avoid the card.
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Пікірлер: 40

@dugarniraj 4 ай бұрын

Apply for Amex platinum travel americanexpress.com/en-in/referral/nIRAJDJSaG?XL=MIMNS

@travelfin 4 ай бұрын

Help Me a way to redeem both points to any other miles /points other than voucher like accor or anything

@saikiran7989 4 ай бұрын

Is there any way to get waive off of late payment fee for Axis bank Credit Card , since Cred Apk takes time to process the payment, by which it was 2 hours late after the grace period

@dugarniraj 4 ай бұрын

You can always call and request. They do it.

@rahulshivhare5888 4 ай бұрын

Plz make a video for credit cards, who rewards for government payments. Plz also refer for the best way to maximise benefits in rewards point..

@govardhanyadav2684 4 ай бұрын

Hello , Thanks for providing good content and I need a suggestion on below I run 3 business where I have to pay 3 electricity bills which will fall around 1 lakh and for stock purchase I wish to pay through rupay credit card.. could you please suggest best credit cards to get max benfit of electricity,stock purchase and insurance bills

@akshayshetty5548 Ай бұрын

HDFC put cap today

@shijithlallv 4 ай бұрын

On your context, I would suggest to take the card just for Vistara gold. Only first year you have to pay 30k extra. I think the welcome gift will cover some part of this and remaining is only one time cost. I might not be as expert as you, but sharing my simple thoughts.

@dugarniraj 4 ай бұрын

From what I understand, gold is not available on renewal unless you meet criteria.

@gurusgyan597 2 ай бұрын

We can also get this card for 10k if we omit the welcome benefits then this would be much better than Axis card because it offers Zero forex market up charges 🤩😊

@shijithlallv 4 ай бұрын

Let me ask you a query. I am planning to take Amex platinum charge card. I am a person using Infinia now and yes it is a no brainer where I get guaranteed 3.3 percent return plus xtra return using smart pay. I do have Marriott Bonvoy card as well from HDFC. I am planning to use this Marriott Bonvoy card only at Marriott hotels. Adding to this I hold an Amex membership reward card also. What do you think over all?

@dugarniraj 4 ай бұрын

Depends on your expense sir but platinum charge card is useless IMO

@shijithlallv 4 ай бұрын

Thank you. Please don’t call me sir. These are the points I thought Amex might give better reward than Infinia 1. If I spend more than on lakhs to book flight tickets, I won’t get the full 3.3x5 reward points because of the cap. I don’t know if there is any cap for Amex also. 2. Above point might valid for hotel booking also. Yearly I do a grand trip with extended families. 3. I do get gold status on Marriott Bonvoy, looks great with a Marriott Bonvoy credit card with me (HDFC one) 4. Extra ordinary customer care. Most cases I struggle to get details from customer care or even RM. Internet is the only option now with me. 5. I am planning to take an Amex platinum travel card and hopping that this card will be free from Amex side.

@abhilash1715 4 ай бұрын

Few answers : 1. Plat charge is a great card if you travel a lot , I do and I’m enjoying the status benefits like no other. 2. Along with plat charge you get the plat reserve as a companion card but not the plat travel. 3. Amex doesn’t charge gst for apay vouchers through 5x multiplier and points never expire. 4. 4 addons free of cost, same privileges and 4c the limit to buy vouchers and an amazing customer service, this is a stealer in my opinion 🙂

@shijithlallv 4 ай бұрын

@@abhilash1715 Thanks for the points. What are the main travel benefit, can you please explain ? I know about unlimited lounge access and 5x points of booking through MakeMyTrip. Any other benefit, please explain

@shubhamanand983 4 ай бұрын

Atlas got devalued can you now make a video on best card for someone spending 2-3 lacs annually

@shijithlallv 4 ай бұрын

Domestic lounge access is already with Vistara gold, right ? They expect you travel in Vistara, so in that context you have unlimited lounge access. Correct me if I am wrong

@vedantphuse 4 ай бұрын

I was also about to point this out

@shijithlallv 4 ай бұрын

@@vedantphuse Yes, but you will get only first year membership. After that you have to complete the vistara flight requirements to get gold class. Otherwise you will be downgraded to silver. In that case SBI vistara prime might be better choice

@vedantphuse 4 ай бұрын

@@shijithlallv alright, so let me be frank. I just travelled from Bengaluru to Mumbai via Vistrara this morning. There are special priority check-in counters for Vistara Gold. They also have priority boarding. There is 10kg extra luggage. There is lounge access on a ticket, doesn't matter what class you travel in. I am pretty sure your family members can tag along under your Gold membership. These were all instant benefits. On spend-based side- You earn 10CV points per 100 spent. Also, you get 1 Business Class voucher every year on renewal and 1 (2?) Upgrade Voucher(s?), thus extracting the 12k annual fees incl GST is super easy. I'll say, for those who are travelling very regularly, these small benefits can make a huge difference in their travelling experience. And if you don't travel that much, definitely SBI Vistara Prime or Axis Vistara Signature are good enough!

@MrIshanagarawal 4 ай бұрын

Hey I got this card it’s really good. In the terms of joining fees yes they do bargain For me they settled up for 10k plus taxes but they removed 25k gift voucher or Oberoi stay but I got the business class ticket.

@dugarniraj 4 ай бұрын

That’s cool. As good as Vistara then :)

@pankajadhikari5511 Ай бұрын

Is Amex Travel Credit Card better than Vistara Credit Cards available in market?In Vistara credit cards we get free air tickets, do we get option to choose air ticket of any domestic destination?

@dugarniraj Ай бұрын

vistara will merge with AI and will be dead soon

@pankajadhikari5511 Ай бұрын

@@dugarniraj So how is Amex Travel Card...Do we get miles or points in school fees, insurance, utilities, groceries etc? Any option to get it for free or renew for free?

@travelfin 4 ай бұрын

Can I transfer My HDFC Regalia Points to the My wife Club Vistara Miles Account or Vice Versa . I have Some Points and My wife has some regalia credit card points i want transfer both cards points to single Vistara Account . Is it possible to do . if so Kindly Help please .

@Amit11Singh11 3 ай бұрын

I'm 100% sure that this is not possible.