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Sometimes insurance companies will refuse to pay your contractor's overhead and profit that they included in their estimate. Does your state allow overhead and profit? What can you do if they tell you to take the O & P out of the estimate?
Here is a link that lists each State and how they look at Overhead & Profit.
There are several states that have no laws to protect you, the homeowner, to ensure Overhead & Profit gets paid as part of your claim.
www.mwl-law.co...
My name is Mike Keeler, a licensed Public Adjuster in Florida
If you have a question or need help with a claim, please feel free to reach out to me
Phone: 754-252-5438
Email: theclaimsquad@gmail.com
Website: www.theclaimsquad.com