Please be aware of scammers posting with my logo. Do not respond to them. I do not share WhatsApp details in KZfaq.

Most important trick is - Don’t buy anything in EMI. Save money and buy with cash. This will let us avoid impulse buying and save us a lot of money.

நான் iPhone 13 வாங்கலாம் அப்டின்னு ஒரு 60,000 சேத்து வச்சேன், அப்புறம் வாங்க போகும்போது தான் தெரிஞ்சுது எனக்கு அந்த phone தேவை இல்லையே அப்டின்னு. அதனால் அந்த காசுல ஒரு 200 ITC ஸ்டாக் வாங்கிட்டேன்.

மிக்க நன்றிங்க ஐயா.... ஒரு உண்மையான மற்றும் நடைமுறையான சேமிப்பு ஆலோசனை 🙏

I have also started savings with just 10% of my salary (3000 saved when I was earning 30K) by 2015. Year on Year I have improved, now I could save around 55% of my salary (55,000 of 1L) .. 😎😎 2025 I'll make it to 65-70% 😊😊

You’re clarity amazes me from goal setting as per smart framework to proper execution of goal and being a living example you are great at

Style mannan .Vijay Mohan ungalaimari easy ah puriyavaikkaravanga romba kammi ungal sevai thodarttum ayya

3:50 So true SIR, I start investing in the past year 2022. My portfolio moved up to 98k at an annual return of 1.74% still I feel happy and get motivated to invest more. I feel glad to be a subscriber to your channel. Keep posting such tricks and tactics :)

I have been in government service for the past ten years but till then I was not into saving, after watching your video I have full confidence that I have learned all things related to finance, now I am waiting for your video and now I have started saving. Thankful heartily congrats.

Excellent video sir, the one thing I can relate to is that when I started to track my expenses, I was shocked as to how much I am spending on things I don't necessarily use. OTT subscriptions are a classic example. Even though I don't have much time to indulge in OTT platforms, I was doing it anyway. Cancelled most of the subscriptions. I still struggle with needs vs wants dilemma while making decisions...I noticed I am getting better at it as I am tracking my expenses for the last six months..

வணக்கம் ...🙏 ரொம்ப பிரமாதம் ஒய் ... ரொம்ப யதார்த்தமா இருக்கு ஒய் .... நான் சொன்னா ஒரு பய கேட்க மாட்டேங்கிறான் ஒய் ... இன்னிக்கு எல்லார்க்கும் தட்டுட்டேன் ஒய் .... நன்றி .... வாழ்க பாரதம் ... பாரத் மாதா கி ஜெய் ...🙏

God bless you and your generations for this awsome service. Only i wish I had someone telling me 25 years ago.Its never too late,so I have started following your advice. Thankyou

tamil mattum terinjavangalukku ivar oru varapprasaadham 😁😁💕💕😁😁😘😘

Great points 👍 Also another tip , Don't do grocery shopping when you are hungry 😊

❤ நன்றி மிகவும் அருமையாக எளிமையான முறையில் கூறியதற்க்கு

Nice tricks!! One trick I follow is to write down a shopping list and sticking to it only. Works well for me to avoid impulsive buying.

Worth watching. Did a small math on my last month spending.. Never thought that I spent a big amount towards Res food/entertainment. Now when I take my card Vijay ur voice is running behind me. Thank you Vijay!!

Sir, so thankful for the valuable insights on savings tricks 😊.Your videos are really empowering financial independence. Lucky to find you in this platform. I was really unaware of this two words "Financial independence". My best regards to you and to your family!!!

You are Very inspiring person sir I am following your most of habits thank for your valuable videos ❤❤❤❤

All of those comments are very interesting. well, don keep it up.

Financial awareness is very important topic nowadays though many missed in childhood but it is right time to teach and educate the childrens...

Thanks Thalaiva.. simple, but powerful video...

Great Sir...most of us get addicted with hidden expenses leads to gross at the end

It works. I got this trick’s from your old video and started following it. Now after 2 year i can see the difference in my savings. It’s huge 😀. Thank you sir.

I follow the 2-4 savings tricks by default. Believe me, It works superb bro.

simple things. few ppl also know this. But, Laziness stops people from tracking. Superbly summarized sir. Is your frequency of videos getting lesser and lesser. Pls do upload regularly or in regular intervals sir :) google algorithm works in mysterious ways

Patience and consistent much needed to save money, emotional decisions are not going to help some time like car, House purchase...

Thanks for a motivation Vijai.. 5:38 chai latte with espresso shot 😅

I start RD every year on Apr for the major requirements like Insurance (LIC, Health), School Fees, Taxes for Local Body, Utilities expense, etc. On maturity after a year, split the required amount and put in FD till the required date. Bharath Matha ki Jai! Jai Hind! Vande Matharam!

Very helpful information sir!

Super Sir you are spot on the car buy and Costco visit. Especially in India people tempted to buy big car where infrastructure doesn’t even support big cars and end up spending petrol price in traffic

Thala daily writing on expenses in a notebook for each month would help to save in a great way, i am following for the last two years and seeing huge difference in my savings. Like every month needs, 1) rent , Powerbill, insurance, mobile bill, gas, groceries, outside food, clothes, internet write it down and check your spending every month. 🙏🙏

Excellent tips… thx Vijay

Sir. Weekly once finance news podunga please.

Good suggestions sir, we will follow it

Sir Costco va explain panni oru video podunga sir..

Waiting for parthathum padithathum

sir your video and speaking style was really motivational 👏 🙌 👌 ✨️ 🙏 please do more videos

That’s true. I started my 401k 5 years before. Now also I get the salary same as 8 years.

One more good one, You never fail to come with a good content sir

Automatic Saving is one of the best way

Good insights about the savings 🙂.. hats off to you for your valuable time..

Pretty simple and clear and excellent

Good one Sir. Great explanation

Please make one video regarding Fundraise - CrowdFunding

Hi Vijay,all ur posts are very inspiring & practical, can U pls talk about buying a car,I know tht it's a depreciating asset, but sometimes I feel why shud I compromise on my happiness when tomorrow is uncertain!!!

Great Tips and Tricks Boss !! Keep it coming Nandri

எப்பொழுதும் shopping panna pogum pozhudhu தேவை மற்றும் அளவு எழுதி வைத்துகொண்டு கிளம்பவேண்டும் இல்லை என்றால் தேவை இல்லாதது மற்றும் அளவு அதிகமாக வாங்கிவிடுவோம் Like oil 2ltr தேவை என்றால் 5ltr can offer solli epadiyum Use aagum nu solli vaangi Appalam monthly 5times poricha namaku 10 times porichu irupom thevai illamal vaangi heart issue vayum sethu vaanguvom

Thank you for the valuable insights Sir.

Yepidi Invest pandrathu nu detail ahh oru video poduga..

Sir would like see your videos with ur wife 😊 her story was very inspiring 👍

Thank you sir.

I like Saving.. but tracking all activities leads to fed up life.. tight current life to save unknown future life.. I feel moderate saving sufficient- like taking care of retirement and life insurance .. later all are bonus.. just go with flow.. be peace of mind..

Sir. I am doing saving. I am investing my money in stock market. But, I would want sum for my basic monthly expenses. You would make vdo about some basic passive streams of income and how do you make passive income (like KZfaq) and share your insights about that

As usual great tips sir.

Sir, if possible pl make an exclusive video on how "Buy now Pay later" culture might affect the future and lifestyle..

Thatha Money pathi students ku ethachum sollunga

When going to Costco or any groceries go with your stomach full not empty, this will definitely reduce unwanted buying

As always you rock the floor❤️ We limit the number grocery store visits by doing meal plan and have your groceries list on hand before the next shopping..

You are great sir..

Sir.. Costco shopping why blood.. same blood 😂 I use mint and it’s very helpful to see trends. I also limited my credit card usage to one that gives most cash back for groceries.. but I do have one specifically for travel expenses. It makes it very easy to track and see trends.

Costco example was spot on. 😂. I am guilty as charged!

Thank you sir 👍👍👍

Thalaivaaan arrived after long back🙏🫂

Nee Gethu Thala!

Hello sir! Would it be possible for you to make a series of video on topics related to moving for good to India? Thank you.

Thanks for sharing

Super sir...

GOOD EDUCATOR

I THING SOME PERCENTAGE OF SAVINGS FROM INCOME IS ALSO LIKE THIS SIR.

Super speech sir

Sir, Please advise for India expenses tracker app any worthy

nice info

Sir. I have doubt please explain it. I give situation based example sir. Q1 la na car loan vaangiruke athukku 6/% interest rate ku 10 lac vaangure. adutha Q2 la repco rate increase aaitu so, bank um interest rate increase pantranga. Appo naa Q1 la vaanguna amount ku 6% interest thaana illa antha interest change aaguma ? Or Q2 la varapora upcoming loans ku tha interest applicable aaguma? Next one is, retail Banks namma savings account la potruka amount ku savings interest 2.5% or above, below koduppanga. Antha interest fixed ah ? Illa indha rapco rate savings interest ah fluctuate pannuma. Appadi pannichina athu epdi nadakku thu nu explain pannunga please.

Ur intro song is my Phone Ringtone 😜

Hi can you kindly share how to do savings for an autism child and how to do will for them

Arumai sir.. 🎉

Hello Is annuity plans good investment vehicles for long term 10-15 yrs?

Thanks VJM

Super

Excellent

தல, weekly ரெண்டு வீடியோ போடுங்க.

வணக்கம் சார்

I learned about savings that's why i don't eat outside i owned my car for 7 years savings😁

Respected sir i am Sameena working in IOCL now my age is 36 . I am earning monthly 75k now only i am planning to invest. in India which way i have to invest can you please suggest i can spend 25k for my investment how to invest where to invest i don't know pls suggest.

Nice content brother! What’s that name of the person that asks to buy Costco stock?

you are awesome

Thank u sir.

Arumai

Sip a single invest a pannalama illa... split panni invest pannalama sir...?

Sir, I am a NRI & have NRE account and a saving account for Mutual fund deduction monthly for my children. Now moving to Australia. I want invest wisely from the beginning itself. Kindly guide me. Thank you

Guruve, I myself can able to save a lot but not able to control family members and I really really find it difficult to track all family members bank accounts and not able to track all income, expenses and investment.. expenses mean I want to track even the brokerage amount, taxes which is deducted before coming to bank account.. pls let me know if there is any easy way to do all these like fully automatic and view it in a dash board.. also how do you track your investment and growth of multi assets for your family.. please share if there is any tool to view income, expense and investment

HI, thanks for the informative video. Recently In India post budget 2023, LRS raised to 20% and removed cap of 7 lakhs. will this impact investing in US markets from India? is there any way one can invest in us markets from India with minimal taxation and charges?

Pls help on sip index fund it's useful when compared to fd or not?

Hi sir, Costco shares means enna. Konjam explain pana nalla irruku.

Can you please share details about Custodial account and is it better than 529 plan.

Discipline is needed most…but it’s hard

வணக்கம் விஜய் மோகன் சார்

Impulsive buying! 💯 😐 Antha Costco Citi card a thalaya suththi thokki yeriyanum 😂

5% kudaa save panaa mudiyalaa 😅150% selavu varuthu sir rayyyyyy