Playlists in this channel: My FIRE Journey: kzfaq.info/get/bejne/fbyfl8WEsN-yYIE.html Building Wealth Series: kzfaq.info/get/bejne/j6qfjdmqydidZok.html Investment Insights - Tamil: kzfaq.info/get/bejne/jtd4bLRy3c7HYac.html Personal Finance: kzfaq.info/get/bejne/ndOgm6WAsdDbk4U.html Share Market / Bonds: kzfaq.info/get/bejne/bsWldNqkr9jTcmQ.html USA Specific: kzfaq.info/get/bejne/pK-Fq8mEvavIeIU.html Bitcoin Series: kzfaq.info/get/bejne/kNmfp9xou9KnZKc.html Sutrula: kzfaq.info/get/bejne/prioarib2N2Zenk.html

Became a dad 3 weeks back , glad to have come across this video. Thank you sir. your content is awesome ! All the best for your channel .

Kaala pookil en karuthu maaruvathai ennalaye paarka mudiyuthu.. : what a quote sir... No one accept these things... Your guiding are new path to young generation sir...

Sir, I recently start watching your videos.. But not able to sleep unless to see a 2,3 videos every day. Your dedication and financial awareness more helpful to me.. Thanks !!

Well said sir, as a father I want to save something for my children studies and your calculation toward saving is simple and easy to use and understand. Finally I want all the children to understand the pain and dedication of their parents because most of them don't. Nice work. 🤝

Awesome. Especially 'Puthiya thathuvam 10036' 😆😆😆❤❤❤

Saving as soon as the child is born allows you to stop putting new money when they enter high school years. If you start after their elementary school is done, you won’t have much time to allow for your money to grow. End of middle school is usually 14 years. So 1-14 years is good enough and will grow a lot more than starting at age 12. As parents one should tell kids that I will pay 3 years of your tuition ONLY. Boarding and rest, the child should work and pay for it. This can be done in USA where kids in college work and some start doing work in HS summers. Anyways, make sure children feel the pain of yours. Never ever dedicate your lives for your kids. Save as much as you can without breaking your back and wasting your prime years just saving.

Thanks Vijay anna for another wonderful requested content!! really useful for the parents like me. Keep teaching!! Stay blessed!! I feel very much grateful with my parents who taught my responsibility and seriousness in my learning by paying my 2nd,3rd and 4th yr engineering fee (23k per year) in Pvt college through education loan 15yrs before. This make me more attentive and serious enough to complete my degree by first class with distinction. Also have a job through off campus before completing my degree and help to repay my education loan in 3 years time. This kind of planning for kids education give additional support not a mandate one.

உங்களுடைய பேச்சு நடையும் சொல்லும் விதமும் மிகவும் அருமை...

Unlike other channels, you are super practical bro. Thank you for the effort!! ❤️

மிக அழகாக மற்றும் நல்ல உரைநடையில் கூறியதற்கு நன்றி ஐயா.

I have created a same plan, I have split saving 50% in nifty 50 and 50% in nifty next 50, but I have never thought market uncertainty May chance to go down while we need🤔 thanks for alerting me Warrant buffet bet panni proof pannunae concept aachae follow pannalam nu.... Take away from my side - plan to take fund out atleast 5 yrs before.... subject to market conditions👍

Sir you are just awesome in explaining so jargonised financial concepts like a cupcake😊 Wish i had a appa/chithappa like you… however i will try to be one such mother to my son 👍🏻

Wow superb explanation sir. Nan entha video vum ivlo interesting ah saving schemes kaga pakala.

Mostly people in such fields will seem to be little serious. But sir you have an additional quality of easy nature and have good comedy sense that makes your video lively too

You are 👍 great , crisp, clear, perfect, to the point, no boring,hats off. My name is also Mohan,😀 but I'm not like you, with to the point talking. You and your channel is the best.

Thanx for the video, really eye opening video. I have twin kids , this is really helpful,they will be 3 yrs soon.with this idea I will start savings

Thank you sir for the video. Very relevant for me as I am a recent father. Need to plan my finances

Hi Mr. Mohan, I am from Canada, I like your videos, lot of information for investing people. Thank you. Ramthas.A

மிகவும் அருமையாக, தெளிவாக விளக்கியதற்க்கு மிக்க நன்றிங்க

Way of approach is good. Neenga sola vara visiyam nala purinjuka vaikuthu..

That தத்துவம் part is really nice and true.

Sir.. valuable inputs just a small correction - It is better to move funds to debt fund 3 years before the expected years for moderate and aggressive category to avoid stcg. 🙏

I am commenting in all your videos you deserve all the praise Vijay Mohan Almost all the KZfaq so called financial experts are either biased or have a political stance and they confuse people We as a common people who have lots of question and expectation that is there any channel here in KZfaq which can guide us through their experience this is seriously a gem as I used to say Many people do this by getting hefty fee as financial advise but you are putting your effort and sweat into this for only reason which is purely to educate and plan properly for others who are in their early stage of investing Huge Kudos Vijay!

Love how the thathuvam at 11:20 was conveyed in a casual yet insightful manner. Waiting to see the next video on US studies semippu. Thanks.

அருமையான விளக்கம்.நன்றி

Final Verdict was really awesome sir

Unga channel puthusa pakeran superb content sir.En friends ku suggest panni irukan. love from tamilnadu 💐💐

Informative Video and Calculator is really helpful . You are speaking in simple terms which can be easily understood by every one .

I like your polite attitude presence , Respectful human being You are,

Vijay Mohan sir....Unga channel regular ah follow panare...Romba informative ah iruku...Thanks for Sharing your experience and Knowledge

Refreshing screen in your channel's home page for the past 6 days sir.

The best advice is in the last 2 mins :) Though we save for Child's education it is good to get a loan (at least for a portion of the fees) and let them close the loan by their earnings. this way we can teach them how to be responsible, handle loans/banks, cash, etc. (just a thought), in one of your videos, you talked about ULIP plans. while I agree that we should not buy ULIPs for insurance. but we can leverage the insurance component and take tax advantage for cases like child education investment - because you are sure about liquidating all or most of the fund at the end of 10 or 15 years, so the tax-advantaged investment is preferable especially. plus you can switch multiple times between 'debt - hybrid - equity' for free. whereas if you do that in mutual funds every time you switch you need to deal with the taxes every time you switch. there are few new plans with very low charges (like ICICI Pru signature) which might be a good fit here. although I haven't run the numbers, of-late charges of these plans are reduced a lot. I may need to run with an example. what do you think about this option?

Nan ippa clg padikiren sir. Nan unga video elathulayum onnu onnu kathukiren ithu en future la kandipa use akum🔥🔥

Thalaivare nenga vera level panringa ponga.. Started browsing through your old videos on stocks as well.. the icing on the cake is the way you explain it in Tamil.. oru connect and trust kidaikudhu.. nandrigal pala 👏🏽👏🏽

Excellent sir. Very bold and clean explanation. Thanks 🙏

Thank you sir for sharing your opinion as well as suggestions. This is helping me a lot to understand and make clarity for planning my child education.

The current big problem is "medical expenses". Our years and years of hard earned and invested money will vanish in 10-15 days, incase we met an accident or some disease. I really wanted you to speak about how we can manage the medical expenses in india. In the USA, most people have medical insurance. But here in india, the awareness is very very less and people fear to go to hospital by thinking about the expenses. So please talk about, How important the "term insurance" as well as the "medical insurance". I hope you create more awareness to out Tamil community... Thanks a lot vijay mohan... Your content is excellent and keep up this fabulous job :)

Wonderful info...Closing comments was conveyed humorously but it's real wisdom.

Super sir ! Amazing. Thanks for your support..no one does this free advise. Thanks alot .!

Simple and effective, thank you Mr. Vijay

Dheivameeyyyy neenga engayo poeteenga..❤

Nethu dhan comments la keten today potutingale. Thank you so much.

I have taken notes on your building wealth series. Thank you bro.

Awesome clarity of thought, invaluable content and wonderful delivery . Respect and admiration keeps growing with each video .Top notch KZfaq channel.

Puthiya thathuvam super bro,👏

Thanks for awareness in finance planning 🙏

looking forward to usa college expense video!

awesome video reaffirming my investments are on track!!! very informative again..

Honest about ur opinion intro. I appreciate that and subscribed

This concept might be a good idea before 10 yrs. Nowadays, college education is becoming an option for some jobs. If student is equipped to decide what to do after 12th, that is biggest success for parents. Exceptions are always there like Doctor. Insteaf of saving hefty amount monthly, we can introduce new things to students every year and it will give him exposure. Later, he can decide about career.

Like his opinion from 00:47

Never watch before..very professional and easy understandable way of explanation.. i am very happy to find u in youtube. I am continusly watching ur videos with note and pen.. nice sir.. kept it up.. i am ur fan and student.. thank you very much.. naan rajmohan.. apram antha music😍😍😍....

Dear @vijay Mohan - Thank you so much for sharing this insight's and calculator sheet on child education savings …I can't find word's to appreciate you . My GOD bless you with good Health ….

It's looks like something wrong.. I studied MCA with the fees 75k per Year in 2010. Now the fees in 90k in the same college now in Chennai. In the ten years 15k increased. It's a normal best college in Pallavaram. Thank you

Dear Vijay Mohan, First of all, big thanks for sharing such wealth of financial information in a very simple and clear way. Watched almost all your episodes and I felt that they are are such a valuable information. The tea kadai example was so good to explain the share market :) Thanks, Saravanakumar

Arumaiyana Video Sir .. Thank you

Parents of girls in India can opt for sukanya samriddhi yojana account. This offers better interest rate, tax benefits and withdrawal is allowed for college education.

Great content in your videos Vijay! Lots of valuable info in building wealth series. I am a bit late to investing but it’s ‘better late than never’. Thanks for your videos!

Thank you sir for your suggestion and idea..

Saatharana people oda unarvugalum purinji video panreenga , thank you

End Thathuvam was an eye opener 🙂

Sir, All of your video's are excellent and informative. Eagerly waiting for your next topic.

Thathuvam 10036 😂

Thala expecting more and more for you 🙏.Unga son video paakum pothu enga USA client ta pesara mari iruku 👍

40k subscriber , nice read all you replies on comments , which is giving more insights 👍 FAQS

Super video Sir. Like always to the point. Awaiting the US education video.

Though many of us agree that education cost will continue to increase in future, most wouldn't spend time to estimate it in paper. Little surprised with the results that it could be 5 times costlier in 18 years :) "the power of compounding". Thanks for the eye opening video.

Excellent message at last sir Very useful for giving the Google sheets also Thank you so much

Thanks sir. I am going to open a ppf account.

Stock market reached its peak..Real estate boom going to happen.. Don't miss out on that...

I will always be grateful to my parents. They made me study masters abroad just because I was interested. I was also not a very studious person. They managed it despite being a middle-class family.

Super sir Your videos helpful advice

Sir! Your videos are really helpful.... ! Kindly post a video on investment for college students...

Europe 🌍 pakam oru trip ah podunga , we will also get benefited 😀 , nice content 👌👌👌👍👍👍👍

Vijay, Happy weekend! Subscribers and viewership a pakrapa onu theriuthu... neenga pudichuteenga, personal finance audience a pudichiteenga.. 😎 Master the Blaster 😁👌

Thank u Vijay sir. U r doing a great job for our community. All your videos r very professional.kindly post a video regarding retirement planning for people working in Pvt sector without extra perks....

Appa index fund investments pathi neeraya sonninga neeraya therunjukuttom .. but eppadi invest padurathu nu guid pandunga .. INDEX FUND LA SIP eppadi pandurathu

Wonderful..Well Said Sir...

Perfectly practically explained 👍

Well said sir ! You are giving nice tips and your views wherever it’s needed… good to watch your videos, am waiting for children education saving at USA - video

Last point super sir. Nethiadi pointtuu

Thank you very much sir for your valuable knowledge sharing..👍

Sema sir Arumai arumai arumai

Informative video.

100k subscribers on d way.. Good content as usual sir👏👏👏

Nicely explained Vijay ji.. Goo quote at end that we need to make Children aware of value of money and always parents will not be there ot backup after their teen age. Looking forward for some video which compare future for job earning vs investment, as in long term may be in next 20 years my personal thought ,is there will not be much value for academics but self practical and entrepreneurship..

My college fee in Government Engineering College: Rs 2000 per year + 500 one time special fee = 8500/- total fee. Scholarships and grants = 6000. So net expense 1500/-

Sir, Thanks for the detailed explanation.

Thanks Vijay for your awareness 🙏Appreciate your efforts from bottom of our hearts 💐

Anna ... I watched your all videos... great presentation with simple explanation... Super contents

நல்ல செய்தி

Loved the last input... 100% truth

Excellent climax

Sir , ur videos are so inspiring and educational . I am so glad I came across ur channel. Thank you for ur amazing content.. 👍👍👍👍

Sir, நான் தொடர்ந்து உங்க வீடியோக்களை பார்த்து வருகிறேன்.... மிகவும் அருமை..... NPS பற்றி வீடியோ போட முடியுமா.... அதிலும் tier 2 பற்றி more detail சொல்ல முடியமா... Tier 2 can replace index fund and mutual fund investment?

Useful information....

Many thanks to your valuable informations.Please some details about covered funds ... Thanks you so much once again 😊

Excellent Tq for spreadsheet

I love the thathuvam 10036