HDFC Regalia Gold totally is a premium card to hold. It’s beautifully designed. Kudos to the HDFC team for the design.
✅Why?
Apply from here: ern.li/OP/i5mlwht2x66
It’s an Awesome Premium Card loaded with features.
Joining/ Annual Fees - ₹2500 + GST
Can often be found at FYF/LTF
4 RP Per ₹150
5x Rewards i.e. 20 RP Per ₹150 at Imagine/Tresor, Nykaa, Myntra, Instant Vouchers (Smartbuy)
10x Rewards i.e. 40 RP Per ₹150 at Pharmeasy and IGP (Smartbuy)
5x Rewards on Flights, Bus, Car rentals, Holiday packages through Smartbuy Portal accelerated rewards
10x Rewards for hotels for Stays through Smartbuy portal
3x Rewards for Trains through Smartbuy portal
Multi utility RP points
Cash 1RP = ₹0.20
Vouchers 1RP = ₹0.35- ₹0.65 from gold rewards catalogue however I could only find Hidesign vouchers in that value. So 1530 RP = ₹1000.
Rest you can get ₹10000 vouchers for around 28500 points
Lots of options if you want to redeem as gifts.
Kicker : Conversion to Air Miles
1 RP = 0.5 Miles for below Loyalty List
1 RP = 0.33 Miles for below Loyalty List
However for any new card owners two benefits it provides are awesome on spending ₹1 Lakh in 90 days of card issuances.
1) Complimentary Club Vistara Silver membership (till it lasts)
2) MMT Black elite Membership
3) ₹2500 Voucher if annual fees is paid
12 Complimentary domestic lounge visits per year
06 Complimentary International Lounge for (Add on card holder as well) Priority Pass was issued with my but new users may have to request fir the same.
Milestone Benefits
₹1.5 Lakhs per quarter get ₹1500 Marks & Spencer/Reliance Digital/Myntra or Marriott voucher
Renewal fees waived off at ₹4 Lakhs per year
₹5000 flight voucher at ₹5 Lakh Spends
₹5000 Flight Voucher at ₹7.5 Lakhs spends
Lets conclude with the benefits
and assumptions that you can spend at-least 1 Lakhs per year with 10x Accelerated rewards (Hotels + Pharmeasy + IGP) and ₹2 Lakhs with 5x Rewards hitting ₹7.5 Lakhs per year
Voucher benefit - ₹16000
RP benefits - 65333 (Approx)
Conclusion : Its one of the better cards from HDFC if you don’t use any other card and comes as an LTF variant. However if you can’t use it for accelerated rewards then it’s kind of useless.
Website : professortech.in/ProfessorCardz
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