Most Carribbeans and Africans send money home especially older generations because they can see their is no future in the UK and not wanted in England the resentment is there.

Very true. It might sound selfish and individualistic, but if you're not looking after you and your immediate family here - it's irresponsible to be sending a large amount of your spare cash back home. But particularly those who were born and raised there, they feel a very strong obligation to help, and that's fair enough. It's different for people like me though, who don't have very close connections with family back home.

No you can bild bisnes to whit the family and let the money work for you.

No this is needed for first gens. For 2nd gens they don’t experience as much remittances etc. so they have social mobility very normal

Im working like that! And now im almost 60 and look whats going on and start selling the props in europe. Cant say to much. Coverments look over the solderen.

yes this is now. Im a bengali, 41 year old, bought a house in the SE but born in Leeds. There was a lot of welfare dependancy when I was a kid growing up, but things are moving on now I think. I went to university down here, and live in a 3 bed house on my own - plan is to let my cousins or family move in while they go to university if they want to down here. [still though I think this video is good to get us all talking]

And.... There is a middle and high black class in the UK - many blacks ignore the fact as it will only shed light on where they are themselves in life. There are: Lawyers Medical consultants Business owners Teachers Lecturers Property porfolio owners And the list goes on.

I think this is a great point! I agree; it's another factor in this society that could divide us even further. Unfortunately, we fail to want to appreciate and respect each other's success.

This is the I ly way young people can afford to buy houses now.

£3000 + monthly take home pay, that's pretty good what does she/you do?

you will waste your time trying to bring up our community, they will steal from you whilst you look the other way, focus on building wealth within your family.

@@thec5875 I like to remain optimistic

I am not middle class but i am really keen to get into tech.I wish I can connect and get ideas from you

How much you earning to be in the top 1%. My black brother made it man.

​@@thec5875lol family might be the first to steal from him 😅

💯💯💯

True, I know a lot of african own houses back home. We just got our Mortgage but we still want to own a house back home. I'm 35 years old. I came to the UK at 15. My parents own home back home but rent in the UK.

most asians have second home in their native country

We need to break that skewed financial strategy. Most Black people live in Cities, the house prices inflate at various levels & rates. I bought my parents house for £170K (with a mortgate) in Ealing, London. I sold it for £1.7 million before the mortgage for the £170K needed to be repaid. If I did have a need to go and buy something 'back home', then I have the flexibility. But as I'm Black British and the fact that the country of my parents have no interest in me buying up one of their houses. Then I sit right here in the British countryside and pop off to my other properties when I feel like it. Please note this statement has nothing to do with bragging rights, but provides evidence of an alternative approach to the entrenched 'bad strategy that has been in place since the 50s.

This. They spent so many of their resources back home and never thought they should build wealth in the country they live. Hope it gets broken as u said.

Ethnicity where your parents from?

@@etherealdreams7936 I can say I'm in a similar position as you were. I work a number of different jobs alongside my main job. I buy things which are absolute needs and I'm still in my 20s. Sometimes people make you feel self conscious if they point out what you're wearing or talk about some of the jobs you do in an undignifying way(black people do this alot especially young black people, it's not common with Indians to see their young people mocking someone's job). But I've come to understand it's just for a short while till I get where I'm going

@@JohnJo-qn7wq Jamaica

@@JohnJo-qn7wq Jamaica

@@TingTing-f1b I think that the big problem is that there hasn't been a consistent transfer of knowledge and wisdom (and wealth) from the older generation to the next generation. For example, these elders build up some assets, but they should've been training up their children to inherit them and build on them. And they should've been teaching children as to the purpose and meaning of marruage. The more I think about it, it seems that our parents/grandparents didn't realise that their role as parents involved guiding their children through life. Maybe they thought that just being born and growing up in the UK would be enough for us to thrive. I'm genuinely baffled about this point.

@@elywanandawhy didn’t the younger generation just watch and learn like previous generations?

@@notknown6605 Because it was not their responsibility to raise themselves. Black British youth in the 60's, 70's and 80's underwent historic discrimination, disproportionately being labelled as subnormal and put into Special schools, harassed by police, racism in schools and more likely to be kicked out- meanwhile their OWN parents often further demonized them and believed 'massa.' Many of them rebelled and did their own thing as a result. Why don't you do research instead of asking silly questions? There's literally documentaries on this, it's socially documented.

@@PeresD That's a really important theme that a few other comments have mentioned. Do you know if many children of these returnees inherit their parents' property overseas?

Generational wealth doesn't benefit young people or young families. Sure your parents may have money but if you don't see it until they die and your 60+ years old yourself it doesn't help that much. With care homes costing circa 50k a year in UK, even very wealthy families don't give hand outs to family

You are 100 % correct. When I was growing up in the 1960s all my fellow Caribbean friends parents owned their own homes when my English counterparts did not. What happened the racism was very very bad in the 1980s and many "Sold Up" and either returned to the Caribbean or went to the US to start again and yes most did not pass on the legacy to family members ie children. Many in the 1950/60s brought their homes out of necessity because council homes were not available to them and only was available later to single mothers etc etc. You are again correct, it is understanding the economic system per say. It is very very hard now for our young people. Thank you for stating the truth.

My grandfather came here post war in the fifties. He bought property, fixed it up, sold it and built again in the Caribbean where he retired to. On his death, the Caribbean property was sold by his children, instead of being kept in the family. His adult children (my mother, aunts, uncles) squandered the modest proceeds of that sale and there is absolutely nothing for us, the struggling generation who cannot get on the property ladder and will have to be paying out for that generation’s funerals as they enter old age.

@@SenegalSunflower Gosh, when you put it like that, it's a real calamity, this intergenerational breakdown. Children need to be crystal clear about expectations for when parents are no longer around, with regard to assets.

That's the best thing that you're doing, having these convos with family and sharing your wisdom and experience. This is the biggest area a lot of families fail at. Over time, hopefully that plus them seeing the positive fruits in your life will lead to them shifting their mindsets too.

Sorry, but that’s not a ‘Caribbean’ thing. Otherwise companies would go bankrupt relying on them to support an industry. That’s a generation X/Millennial thing. 90% of WindRush generation owned their own homes by the 90’s. You’re just making things up to suit a narrative.

@THE-GUNG-GANG Who are you replying to? Just wondering.

You just explained me, Im always spending money on useless stuff

I respect your reasoning but I’d never buy an ex council property.

Yeah it's not easy actually collaborating with others. Even where you are on a similar page with someone, it can seem hard work to get things off the ground.

I think a lot of the difficulty is financial illiteracy widespread in black uk community. Unless you received a good grounding in financial health via private education for example, or passed down by parents…you are apt to have a self-limiting outlook and handle on money. We may also experience myths around money due to indoctrination from churches we attend. In the mix also is deeply ingrained self esteem/self hate issues which lead to unconscious and conscious assumptions about the trustworthiness of others who look like us - in a nutshell we are more likely to put our trust and plough our means into white establishments than into that of our own people. There is the phenomenon of blacks who have “succeeded”, at least where money is concerned, marrying non-black, which represents further loss of the concentration of black wealth into outside hands and interests.

@@SenegalSunflower Loads of big points in there to unpack!

You're right, people are dropping some gems in these comments. The themes in the video have resonated hugely. It shows that a lot of us care deeply about these issues, which is encouraging.

​@@elywananda It was an interesting video, with interesting comments. The video outlined the current state of wealth, and the comments explained why this is the current state of affairs. Your own explanation was 'lack of resource pooling'. However; for this suggestion to have any meaning (whatsoever), you would have to have outlined your vision for 'how this could be achieved'. The problem that you face, with this task, is that there is no realistic method to pool resources (other than marriage). Sure, there can be partnerships, only that they very often fail (for all sorts of human reasons), leaving one to carry the can. The ONLY realistic way to generate wealth, is to do it yourself. Work hard, scrimping and saving, until you can get on the property ladder (or invest in appreciating assets). You can't expect a successful man to start giving his money away, to build a community that will not make him money. His community is his immediate family. Other than that, he will invest his money, to make more money (for himself, and his immediate family). That's how he became comfortable, and middle class. Also; I'd like to point out the obvious: "We all black, ain't we, so lets work together", is silly American indoctrination. A black thief will rob a black family, no different to a white thief robbing a white family. A black bricklayer is going to work for whomever pays the most money ... no different to any other race of people. Like everyone; you are comprised of a broad range of individual people. You find your friends, avoid your enemies, and try (or not) to achieve your potential. Being of any race, it's the same. So where does 'blackness' come into play? All our parents 'scrimped & saved' from the 50's onward. What's perhaps sad, or annoying, is that your parents (in large numbers) sent their savings back to the home country. If they had not done that, they would have created generational wealth. You would have built your wealth, AND inherited your parents wealth! Clearly; that's where 'blackness' come into play. Through no fault of your own; the first generation Caribbeans (and Africans), had a culture of sending their savings to their families back home ... where, very often, the money was simply consumed. An obscure custom, that is a common denominator. Other than that unfortunate reality, you are in the same boat as everyone else. Recognising that, might immunise you from American indoctrination, that makes you apart from everyone else. Automatic assumption that you are victims ... who must call to band together (to fight the directly targeted oppression). Meanwhile; some guy (who happens to be black), has found himself a good woman. She's good at budgeting, and making lots from little (in work), while he works, and does those manly things. Good 'salt of the earth' working class people, looking to build a family, and achieve a comfortable life. So, 'black' is not the common denominator. Working class is (for those who are), the common denominator. What do you think, Ely?

@@EngineTuning Thanks for this, you've raised some very important points which definitely need unpacking. Just on the initial point, I do think that marriage and family are the only proven mechanisms to share and pass on wealth. I do think that friends should try and collaborate but this then requires a high level of trust, shared values and accountability. And these are in low supply in this day and age.

have you tried byp? they may have what you're looking for in terms of community that are interested in home ownership

Why are Jamaican mothers like this ? My mom is Jamaican Canadian and try’s to do foolishness

Bad luck. And I’m sorry for your experience of betrayal But please forgive her as she gave you the most important gift… life …………..you don’t need anything else from her but she also taught you some important lessons too

My mother betrayed me, too. She is Jamaican born. I was saving for a deposit on a house. She had access to the funds as treasurer for my plan,but behind my back,decided to give my money to her family in Jamaica. She destroyed me just to make herself look good. My experience caused me to speak to other back people, and that's when I discovered that this type of betrayal is absolutely common place amongst the black communities of the world.

That's sad. Our mothers are the last we ever think to perform the ultimate betrayal on us and when it happens it's hard to come to terms with. Hope you have forgiven her and found peace. Though it's a hard lesson, definitely grew as a person.

@paulonvula6495 When family betray in this manner,it is a form of murder. Your soul dies within you. All of your hard work,dreams,and aspirations for the future are gone in an instant. There are so many black people out there who have experienced the same thing. It's absolutely frightening how many there are whose lives have been trashed by the people they trusted the most. I've got over it now,but having to start over again, from a position of debt because of my mother's greed,has been the most painful part of this tragedy. Unfortunately, I'm afraid that,as a people,we are very much so,our own worst enemies. Your videos are very interesting. Keep up the good work.

Don't overthink it. Just put it in a stocks and shares ISA with nutmeg, or your bank or whoever.. and put that energy you saved into building yourself and your life.

​@@SystemParanoia Agree. Get yourself a S&S ISA (S&P 500 or similar). Then put all the energy into landing into generating income for yourself. At 23, you could be earning 10k a month within a few years if you're focused!

👍🏿

You basically want to take back some of the colonial wealth and return it back home 🏡. But it doesn't hurt to have some equity in England to pass onto future generations to have a starting point so building double wealth in both places.

Never works out. Land owned in England is more secure. If you bought land in Africa, one can be killed over it

Excellent point. It is frustrating the way we're all lumped together. I think there are some more disaggregated data for local areas, so I'll see what I can find.

Black people are not united in the UK they are out for themselves

@@ZuliailuZ183 That was 2 decades ago.

If you don't see community other people sees it as a protection for them and their interest!! There is nothing you can do about that because they control the game and you don't!! You life is a circle of remonstrance about racism each time they try to protect what belong to them. Community is a safe shelter in human competition for the resource. Those without community are destined to stay at the bottom like black people.

Black is not even an accurate descriptor. Nigerians and Jamaicans are different, we can no longer agree to be grouped by this baseless category. Chinese and Indians are Asians but they aren’t grouped. It’s nonsense.

Black people have never bothered to invest in homes and saving thier money only intersted In raving and black men interested in chasing white women in the UK SAD.

@@Wayne-fn1sw why you always after the BM? lol what are the BW doing? Why do they have the highest abortion rates, highest lone parenting rate and the lowest marriage rates? Why are BW wearing tight jeans and a crop top to church? Hardly the beacon of morality and faithfulness

You've hit the nail right on the head...People buying big cars to show off and living with mum and dad...The priority has always been, property, land and more property to gain wealth, not depreciating assets like cars...Mononpoly and my dad buying houses fixing them up taught me a lot as a kid...Just wish more black people had an insight into this knowledge early doors

White working class people are like this as well. So are a lot of the Pakistani people I know. Some of the most minted people I know in this country drive old beat up cars and have the most basic wardrobe. If you are really wealthy and generationally wealthy you don’t need to prove it to anyone. Also it’s not a surprise that some people are poor because they don’t know and never learned how to manage money because their parents were also poor.

Not true because whites highly perform in the statistics while living individually and alone also.

That’s because Africans are tribal. Caribbean don’t trust one another and on top of that. Blk folks originate from 60+ countries and we all think ours is ‘more special’. Asians have extreme racism/tribalism, but come from far fewer cultures

Except - "Asians" DON'T "live and work together and contribute together helping themselves." Chinese and Japanese aren't living with Pakistanis and Bangladeshi, Koreans & Thais. Because you see some light brown people helping each other, doesn't equate to all of the dark brown people being at fault for not all helping each other. This is exactly the problem. These aren't all the same people, based on how brown they are. Irish people aren't helping Russians to get ahead.

@@TechRyzethese guys appropriated black American talking points lol, their not even “black” Their Nigerian, Jamaican..etc and Pakistanis and Indians don’t get along due to religion

Yes, and this is a cultural issue. Our parents expect us to give them money even while they are capable of working.

Defo! This is why it's a long game. Owning a house for example shouldn't just be seen as something for us in this life - it's also an asset for our children who can then have that security on which to build. We need to develop an intergenerational mindset that thinks in terms of centuries and not just years and decades.

Not everyone might be able to afford to buy a house and as such there are other asset rich alternatives to housing such as stocks. For example the Nasdaq 100 is up 925% in the past 10years...One can buy shares in EQQQ etf which tracks the Nasdaq 100.... The money we spend on depreciating assets like cars and designers can be invested in the stock market

@@elywananda absolutely bro

@@seanjohnbig2664 I'd say a house should be prioritised over stocks. Especially when you're over 30...

Yeah it does seem that way to an extent, unfortunately. But then again, it's probably the same with other people of similar socioeconomic backgrounds.

Yeah instant gratification. It’s why don’t really take up life insurance even though we have lower life expectancy.

@@lindaajide2115 Wow, that's a sobering point about life insurance and life expectancy.

Amos Wilson mentions when you inculcate an inferiority complex in a people it is to the betterment of the dominant group. Buying designer goods and putting so much emphasis on appearance is an attempt to compensate for feeling inferior and living in a racist society. In other words we're trying to signal to others we're worthy and just as good as. It is also much easier to go shopping and buy nice things than to save for a mortgage. I learned that other groups are rarely trying to get on the property ladder alone. Even lower-classed wp get their start from a family member via help with deposits or passing on a business. We're coming from behind and rarely get help. But until we get committed partnerships to raise children within in it won't change. Even when we do get married I see the men (and I'm speaking from what I've seen so get mad if you want to) treat the family as disposable. Their bodies are in the home but they're not engaged or when things go south they're comfortable leaving their children behind thinking weekend visits are enough. We need to get real.

@@lindaajide2115 Do British black's have a lower life expectancy than other groups (adjusting for kn!fe crime)?

This!!!

Which will amount to nothingness

@@miamitten1123 ok

What happens to the children and grandchildren that are still living in this country?

@@miamitten1123exactly because africa is shit and within 2 generations the houses they've built are destroyed or lost in inheritance disputes between their children

Calling it a tax makes it sounds like a mandatory 'forced' expense. I understand the point, and why it's so essential for some, but I believe it needs a different label.

@@Habboskems that’s how it’s referred to within the community. And in all honestly, it’s sort of forced for some people. Well, not forced, but a moral obligation if that sounds better 😃

Well it's not a tax it's an investment and helping your family. Most Asians do this too

Interesting??

😊 Good you mentioned this factor that has not been given much attention in pigeonholing Africans into social classes.

Thanks. I hope to start conversations that lead to positive change - even for a single person.

Hopefully it will, and it will encourage more of us to take the steps needed to build wealth and security.

Wow, that's deep. It's such a shame that people are so individualistic. Even on very modest salaries, working together can achieve huge amounts. We just need to prioritise making good, trustworthy, honourable friends that we can collaborate with.

Agree, I have always stated that you must ne me mortgage free before you retire and all debts paid off. If you feel the need to carry on working when you can retire you will be quids in.

It’s not easy to get a sound education. Most state schools are rubbish.

All of that and more, exactly 🙏🏿

This is perfect! I wish I was taught all of this when young but thank God is okay. I literally sat and watched and mirrored people who had made it. I stuck around them and that gave me the inspiration I needed. Church really helped, then mentorship programmes etc.

THIS is valuable.

💯💯💯💯💯

Not all Nigerians are like that, especially in Canada they are smart here.

@@lavonnealexander6936you’re missing the point. Also, Canada!? They’re a tiny , tiny minority there

At least your honest. Most Africans online LOVE to act like they're doing so much better than Caribbeans but the stats say otherwise.

@@miamitten1123 tiny ? Girl you know nothing. Ain’t no tiny Nigerian community

Compared to the uk, they are a tiny percentage and far less established​@@lavonnealexander6936 a lot of naij in the uk are second even third generation brits, such as myself, due to windrush. The ones in Canada only really started arriving maybe in the last 20 or so years because the immigration process is fairly straightforward and pr is easy to obtain

Thank you! That sounds like a very interesting thesis.

What are some of the things you've found out?

Stop this bullshit of imitating Americans. I'm an Angolan, my primary goal is my Angolan community. Our mindset is primarily to go back home. You wouldn't find us on the list of property owners in the UK. However, you'll find us in the top ten of property owners in Portugal. We invest where it makes sense to us. The Portuguese property market was much cheaper for us compared to the UK. And the majority of us want to go home at some point. To us it makes sense to invest at home and in a country where our hard earned money goes further. Stop grouping people just because they share your skin tone. I personally, don't care about most people that don't share my background. A lot of you in the diaspora are just pathetic. The majority of the groups you compare yourself to, have no intention of ever going back where they come from. A very good example is Indians. From the second generation, they cut ties with India to a 90% degree. Hence why, they have to be fully invested in the country they're in.

Like there are whole Pakistani neighbourhoods with shops, barbers, markets etc. We don't seem to have that same community spirit of building something. Feel like black people were more raised to go out to the world alone and make a better life to show people back home they've made it. That's the feeling I got from my Nigerian father. I think he sent money home and would buy gifts for his family and lend them money. They all thought he was rich because he bought a home on a mortgage.. probs hard to do in the 80s but we lived well below our means. Wealth building is difficult because we don't have generations passing it down. Most black people in the UK today are 1st gen or 2nd immigrants. I'm in a mixed family, so really in a generation or 2, everyone will be white as my mixed bro and sister both married white people. I've yet to marry but live in a white area.. so there was no way we were ever going to connect wirh a black community anyway. That's the problem, we lived in a very middle class area but would say we as a family were working class. He was a police officer. Mother was a hairdresser.

@@Natta44 100% agree with you man, Now imagine being Caribbean bro, most of my generation of family members are mixed and only one of my cousins has a black child, both sets of my grandparents built houses back home we still have one which we plan on keeping but the other was sold for virtually nothing, and my grandad spent thousands on it. And yeah the Pakistani community do it the right way man marry within in their culture, buy numerous properties within their area etc. When you go to a predominantly black areas more often the nothing is owned by us you might get the odd black takeaways etc put they’re mostly rented from other communities anyway it’s sad man because I can’t see a way for this to change even the places we buy our afro hair products and food from aren’t owned by us.

@@Natta44that generation thing may apply to Africans, but most Caribbeans are 4th/5th generation teenagers. Let alone babies. Your siblings to marry white is not about area. They felt that white was/is ‘better’.

@@miamitten1123 Why are you inserting yourself into Black people's business?

@@twopocketsfull8859blacks are like that all over the world, here in Canada, america, Brazil..etc in the Uk I think Caribbeans are going extinct cause yall like yt meat too much, self hate is the primary issue maybe IQ not sure.

@@IKeepReal A comment in keeping with your handle! That last sentence in particular is a bitter pill for many, but it's just realism.

Yeah all very good points. That's the thing with statistics, they usually bring up as many questions as answers. My family were among the earlier wave when Caribbeans made up like 80% of Black folks here. It was rare to meet Africans who weren't Ghanaian or Nigerian.

@@elywananda when your adding new comers, fobs into statistics of a large diverse make up of ppl, it will turn out false.

We would need to define “black British” and measure those people. However, for each ethnic minority group, they are balancing their British [insert ethnicity] alongside newer arrivals from said ethnic group.

@@hannah60000 Black British people should be people who have at least three generations in the UK- that is to say, they contributed to the creating a distinct Black British identity based upon Arts and Cultural expression which has impacted the UK. Foundationally that would be Windrush people, their descendants and Commonwealth Africans who arrived in the 60's-70's.

Yep - all added to the stats as 'black', which is a nonsense. A massive proportion of the world's population are 'Black'. If we consider, for example, East Asian people specifically - people from only a tiny proportion of that region are settled in the UK. PLUS 'East Asian' is only one region of Asia. On the other hand, 'black' includes people from a population approaching 2 billion people from 60-80 countries. It's pretty much a nonsense in terms of statistics. Which 'black' people?

In my earlier years, my issue was that a) I just didn't comprehend the importance of owning any assets, including property. That sort of thing seemed like something for 'middle aged' people, not me.

Dunno why this made me laugh so much!

Yet Indians don't have much problem making it work for themselves. Priorities, discipline, hard work, and family orientation.

Yes I, my pleasure!

Hey family, I'm very happy to hear this and I hope I can in some way help your children!

Absolutely. Someone else made a similar point. But the figures do give us a starting point with regard to us as a whole. I'll certainly include more detailed analysis in future videos.

@@brofrombrum8502 PEW Research.. It's really not that difficult mate. Also, not true.. some Somalis don't consider themselves black but Arab.

@@brofrombrum8502 "Own biases" Yeah.. I think we're done here lol. Have a good day 👍🏾

Man said scewed

True, it’s only now the younger generation of Somalis are working now in more professionals jobs compared to the older generation of Somalis. Even when it comes to home ownership. Somalis will be included in black Africans but I saw somewhere that 90% of Somalis don’t own a property in the uk so you’re correct the census is too generalised.

Thank you! It's a pleasure to do these.

Yes this is a great video, and Ely is like the only person I see talking about this on KZfaq

Blk men need to step up their game, period.

Black people are not united all they do is complain about racism and injustice in the UK.

You're joking right? National black police association. Black equity organisation. Black British city group. Black leadership group. Black minds matter. 100 black men of London. Southall black sisters. London black womens project. Black environment network. Operation black vote. Urban synergy. Kwanda. The black curriculum. Stopwatch uk. Shall I continue.......

@@stuntmansynyster everything you mentioned there has no real correlation to power or economics. They’re just feel good entities, that don’t actually move the needle. Not only that, most of those groups say they’re for “black people”, but when you take a closer look, they’re actually making moves for everybody, but black people.

@@stuntmansynystera lot of those organisations have Asians in there. Some even as the head. Pointless calling it black this or that when the person is Indian

@@tehutispeaks Thanks good brother 🙏🏿

Thank you fam ✊🏿

Thanks for sharing your experience and for your suggestion Darren!

Hi, what do you mean?

@@randolphramsay3931 A class hierarchical system is based on the number of people that meet a specific criteria for each level of that system. Historically, what defines the middle class is education level, socio-economic status and being a business owner. It's a numbers game and if you imagine a pyramid with the working/lower class forming the base of the pyramid with greater population density whilst the middle section of the pyramid consists of a lower number of people than the base it has a higher number of people than the upper classes/nobility. Despite its more narrow population density the middle class still has significantly more economic, social and political power than there working class counterparts. Arguably, it is the part of the pyramid that keeps society stable. Once you remove the middle class what you get is a greater divide between the rich and poor and ultimately Victorian harsh Darwinian conditions. It is important to note that whilst it is rare for anyone from a black ethnic group to be born into a middle class family they do exist but the numbers are so small that they are virtually invisible to most working class black people hence they get 'absorbed into the mainstream middle class'. They will usually distance themselves from their black working class counterparts because other than their skin colour and cultural background their will be few things that they have in common. These individuals are usually high achiever's many of which will have Conservative values and will also have a more rounded understanding of how society works and the importance of family and building a home in which to raise 'educated' children compared to their black working class counterparts. In the US because racial lines are more decisive and America has larger black population it means that the black middle class are more visible. This was documented in the African American reality show like Baldwin Hills and Harlem Heights and of course in popular TV shows like the Cosby show and the Fresh Prince of Bel Air. There isn't this presence in the UK so the black middle class will move into predominantly white middle class areas and they will have predominantly middle class friends. Immigration also has a key role in the class hierarchical system as more black ethnic groups in the UK from East Africa in recent years and Afro Latino's from South American countries and the Dominican Republic etc serves to expand the bottom of the pyramid and in doing so it reinforces the view that all black people live in poor areas. However, the black community in the UK has come a long way from the black family archetype portrayed in the popular 90's TV show Desmond's. There are much more home owners now in the UK black community which has increased significantly due to shared ownership and similar schemes but these home owners are still part of the working class and as pointed out many are still single black mother households. Perhaps these figures will change in the near future with the rise of the Tech industry and more opportunity to be a business owner. Note: Historically, in Britain the middle class were the merchant class and the 'true' middle class were considered to be those born into middle class households as opposed to those defined as lower middle class which compromised of social climbers who were born into the lower or working class but 'climbed' up the social ladder. Watch the series Downton Abbey to get an idea of the old class structure in Britain before the second world war.

​@@randolphramsay3931I think what that means that most black ppl , that do have money end up in inter racial relationships and have more friends outside of their race , so the few that do have money the wealth is wiped from the black middle class spectrum. Furthermore they invest in goods that are not black businesses or made by black ppl so the wealth eventually is going away from the black communities

​@@randolphramsay3931I actually answered your question, but my comment has disappeared perhaps it's a bit strong

How it should be. Money is colour blind.

what was it like being a black brit in the british military. i have a (23 yr old) son who wants to join but we're a bit worried about how it'll be for him inside?

Thanks man. Great points. I often think back to my childhood. I assumed we were poor because most of my friends had all the latest name brand this and that, while we didn't. It was only much later that I realised the reality - my parents were frugal and a bit overly austere, but they owned a home, had savings and available funds to support us in whatever we wanted to do. And they helped a huge amount of family back home too.

​@@elywananda well done to your parents on that, its clearly helped you. What did they do for work?

Wealth is income. Income generated from the assets

Peace fam, glad you're enjoying 🙏🏿

Good for you guys!

Did you watch the video?

Sounds like a humble brag. Assuming you’re telling the truth

@@miamitten1123 no not at all just for content as most people think black people are poor second class citizens when there’s some of us doing very well. The most hate comes from the black community or my own family, who are still stuck in slave mentality.

@@MayorSom Oof, what a comment. Thank you!

Brilliant idea. We have ISAs for our boys, but we haven't really talked to them about it. Will fix that!

Dont matter. They will marry non black person and the wealth passed to their grandchildren who will be less than 50% ‘black’

Yep im a captain and marine engineer plus have bisnes bild up. Lot of work but whant to show ather black people that its posibel and motivate that whe are capeble to do like evryone. Im life in the Nederlands same as the Brits. You get nothing for free. Buy housing and rent. Multiple income to start small and dont walk whit the crowt. Just youre own way and connect the right people whit you. And whe all make mistakes, learn and go on finding out what work the best for youre situation. Drive and create. Fall and stand up. Nothing comes easy. Bless all!

Meh it’s not a poor country, but we’re certainly behind the US

Yeah those are all great points and questions that have been raised by a lot of people. I'll certainly be getting into them in future.

Very valuable 2 cents! Thank you.

Wholeheartedly agree. A branch is more flexible when it's young, and all that. But the best way to teach them is by example, so that the words are backed up with actions.

@@elywananda You have an already existing platform, if you’re interested in starting an actual platform, I can render some time and efforts in trying to find funding

Thanks family

@@gabzqwerty That's brilliant to hear. That's how it should be, but we're very individualistic in our mindsets.

Great points. And that's kind of what I'm trying to get across, for more people to think generationally. We can take steps now to establish a foothold for our future generations to build on. And part of that is to make sure that we inculcate that mindset into the children, so they don't waste what has been given to them. From an early age they must understand that they are part of a long game, they came from a long lineage and they will be ancestors to a long lineage.

@@elywananda Excellent video. I would also like to add just from what I have observed over the years. Many people who came over here from the Caribbean during the Windrush years like my parents and their friends saved through Pardna/Partner and bought their first homes back in the late 1950s and 1960s. They were excluded from social housing so had no other choice. I think this was a blessing in disguise. Even though it was hard. As home owners most of them paid off their mortgages years ago. They were able to sell up and have helped their children purchase their own properties. In the case of my parents they built their retirement home in Jamaica. Many, sadly have died here and their now 40/50/60 plus children have inherited income from the sale of properties and have in many cases been able to buy off their own properties and are living mortgage free. I think where we are falling when it comes to inheriting our parents properties is TAX!!! The way forward is putting our properties in Trust for future generations. Something that other communities have been doing for a very very long time.

Thank you family. That's exactly what I'm trying to do!

Dr Amos Wilson is a legend

@@Lee-ic2yn Wow, he'd be the odd one out in most families!

​@@elywanandaI haha I guess so! He had some help along the way but it shows it's possible

That statement makes no sense, the writer is referring to data’s that indicates the social status of black peoples in Uk, and there is no data that point to your assertion that black people in Uk are poor but Africans are rich. The reality and takeaway from this data is as a black race in Uk . Black peoples are still at the bottom of the ladder as far as wealth goes. It doesn’t mean that all black people are poor . Rather than saying that - your am ok jack-- mentality, listen and learn.

Carribbeans are not successful as Africans who push themselves more , Carribbeans are too busy wanting to adapt to English way of life and want to be accepted yet they are at the bottom of the pyramid.

Africans are poor

once you break it down into ethnic groups, tribes and/or countries of origin things look irretrievably lost for some and distinctively encouraging for others… link-up mindset (“we’re all blacks together”) has skewed data across all key areas for decades including critical insights into family structure, propensity to marry, social stability/dysfunction ratios, educational attainment, personal and perceived values, income potential, left leaning politically vs right, police interaction, the whole roster of indicators… reality on the ground reflects reality indeed… similar people move within similar circles influencing similar people… mindset, culture, examples one can emulate, personal motivation, individual track record, philosophy of individual responsibility, rejecting victimhood - these concepts trump any sense of race in successful “black” circles… and if you study such “black” circles at any age group, you’ll find stronger correlations to explain your observations that go far beyond “black” 😂