Not completely as people don't help their own causes with their lack of budgeting.

​@shauncameron8390 how can you budget if bills have risen and some people were just barely getting by as it was

@@shauncameron8390 "Lack of budgeting"? There is nothing to budget when you need 100% of you income for essential expenses.

@@rake483do you have a tv, mobile phone, internet, a car? Children?

@@lesliefuller1456You need a phone in todays society unfortunately.

It actually is, most economists now agree.

@@dbee8085 its disgusting, we are walking into the fire. england will just be the first to fall, welcome to climate change everybody

So true BUT as abhorrent as the situation was, there were real jobs then. There was real money backed by gold. * LIVE FREE OR DIE *

As designed welcome to mass immigration a d wo,e new world,d order agenda and endles fiat money printing iv been stacking g fold since 2003 at 250 a o its now 1800 I buy gold every month because I understand what money is a y shares or bitcoin profit I convert to gold coins so wen the syet collapses il be holding the gold.. younor ies ate so out of touch with realityand up the comunist woke agendas ass its pathetic.

A little different though..

managing as a single person is hard enough, let alone trying to keep up with family. Have no tips for families really.

Sadly it was what was called for by certain groups. Once the workforce was doubled the cost of housing was only ever going to increase. The woman wanting to stay home and look after her children has great instincts. It doesn’t make sense to out source raising your children. I know for some it isn’t possible but child care costs vs wages are numbers that need to be crunched. She could possibly bring in some money from home that flexible around children with so a fair amount of remote work these days.

Say thank you to feminism 🤷‍♂️🙄

When Nixon took us off the gold standard, this was always inevitable. Women have been sold an independence lie and fell for it. Joke is on society, sad thing is, over 40% of debt is new to the economy. This inflation with manipulated CPI is only the start of your wage purchasing power being demonised. Atb everyone

A lot of that is because of how people spend money!……

Rothschild!

"Plenty of money for wars but no money to feed the poors" - Tupac

Stop thinking the short game. If those evil leaders starting wars get away with it, our economy will be in a much worse position for the long term.

has nothing to do with the war. The reacent years the government have been make social cuts, and taxes higher, and the brexit has made groceries more expensive and no inflation increase for salaries.

@@helenooft9664 nothing to do with Brexit. Food inflation has gone up around the world.

😂😂😂

@@dattatrayalimaye2756 weirdo

And pigs will fly when that happens, not long after they find Jimmy Hoffer.

An excellent thought.

Working above 40 gets taxed alot more in the netherlands. So barely anyone does it.

Amen!

It's called slavery.

2+2=4 then your life is only survival. Like it is for the majority of people right now, worried, trying to survive

But there are still many people who will just bring it upon themselves. They will waste money on drugs, booze and gambling.

@@lovejoypeace6174 The ones you mention will end up on the streets in no time, I am talking about the ones who get up every single morning to go to work to pay their bills.

​@@lovejoypeace6174its all their fauot isnt it

Love this! 😊 Apart from I'd change rent a studio to rent a bedroom!

@@janejessy853 Rent a cupboard

Can't even afford to rent a bedroom... Plus I need more freedom as an adult... I hate being single and I want to be able to date and bring women over.

You will own nothing,and be happy.Heard that anywhere before?

WEF: "You will own nothing and be happy"

It’s heartbreaking to see even from here in the US.

Where are they going given you now need visas to move anywhere as a British migrant?

Same in France.... we are taxed to death....

Leaving to where? The rest of the world is just as broken.

Where would they go? High housing costs, stagnant wages and inflation, is happening world wide.

Amen!

I am an Eastern European immigrant. When I arrived , withing 3 weeks I used to have 3 jobs with first starting around 6am (hotel), and last finishing around midnight. Within a year I saved enough to start my own business. I was knacked but happy, proud and with a clear plan of action....and so many eastern European immigrants around me. The fact that we did not had any access to benefits was the best thing that happened. They motivated us to push forward.

he's working to support others who are gaming the system and don't even belong in the country

@@user-hv5so6qz9z bot username

Europe always sponged on everyone else especially Africa and Asia Those days are over reason why the king has no clothes Cheers from west Africa 🦅

Good idea, but ineffective to convince those who spend that tax money. Is this a place to mention that so much wealth is held by such a small percentage of the people? That seqment does not give a darn about others/society. (U got a bunch of upvotes)

The more you work the more tax you pay. That’s no incentive to work more

@@leinster22 30% is 30% no matter what the actual dollars are. The "more you pay" makes it sound as if paying 90 dollars is worse than paying 30 dollars. Logic of more $$ in ones pocket IS an incentive to work overtime. Leinster22, please think. If adjustable tables apply or lower paid workers pay no taxes, then I have to think about this.

@@leinster22 If welfare is free money, then the solution is no one should bother to work; lets live off other people. Generations in ghettos have done such.

So sad 😔How much do you earn per hour?

If everyone goes on benefits who pays for the benefits?

@@user-sp4gy7ko5l the magic money tree

Sad illegals Aliens that corrupted Joe Biden open border policy are receiving food stamps and American Citizens Taxpayers are paying for it. This is not right.

@@user-sp4gy7ko5l let the system crash its course. It's long overdue for a change.

If people stopped having children, it may make things easier for them. Children are expensive.

Britain is hardly the only country going through this.

@@ColdHardTruthNews ... and who will be paying your pensions then?

@@juergenweidner1 most won't get to retire fully unless you save few million to adjust to inflation and state pension will be gone by the time Gen Z / younger millenial is old. My plan is not to have kids and opt out of life when time comes. Or try to move abroad away from britain at best.

Don’t you think that the British billionaires who made their fortunes in Britain could help the low income and unemployed mothers pay for their childcare costs and subsidize their rents for at least one year? Doing this would help the poorest mothers get some financial relief.

Your body may need a bit of rest, but mentally you should be very proud of yourself.

A lot of the time though it also depends on lifestyle. I run a counselling business and that’s my whole income as a single person. I live in a location near the city so my rent is high. I drive a basic car with no finance. I have no debts, credit cards or loans because I live within my means and budget for everything even holidays. Most people are not honest about their expenditure and that conversation needs to happen for any changes to happen.

@@MegaRage92 it could be that your full time jobs don’t earn enough salaries. I previously worked full-time as a social worker and the salary was £36,000. I felt rich at that point and that was without an extra job and just me. If both you and your wife have income from 2 full-time jobs , plus 2 additional side hustles and still struggling? Something’s not adding up. Where is your income going? edit: sorry that was a bit judgmental of me.

@@MarianLivingLife Bills mostly, and our mortgage was due for renewal, and we were shocked by how much it was going to go up. We have spoken to a financial advisor recently, and gave us a bit of peace of mind now. 👍

@@MegaRage92 I hear you. Sorry, wasn’t being rude but yes, bills definitely can make a big difference. I got rid of my Sky TV, decided not to have Netflix, I do whatever I can to cut down on bills but I hear you, it’s not easy. I can relate to being a therapist and not earning enough money because I have to create multiple contracts to earn enough. At least you’ve spoken to a financial advisor which is good.

Indeed , it's becoming quite challenging to manage expenses.

I've actually managed to stay ahead of the curve. I'm even contemplating early retirement.

Impressive! How did you achieve that?

@@BrianAlbert-hh3pi Our family got introduced to a financial consultant”DESIREE RUTH HOFFMAN .” about four years before my dad retired. That was what changed things, and I think my retirement income will be on the right track, luxury cars and trips

Absolutely, DESIREE RUTH HOFFMAN has a knack for analyzing market trends and helping clients make informed decisions.

Peoples ✋️ wait 10 hours to glimpse the princess and prince of this country 😂😂😂😂

Would be nice if they could use some of their stolen wealth to make a dent in this issue.

Oh shut up....

They aren't worth trillions.

@@luns486 They didn't steal it. Queen Vic made it all through insider trading and then they weren't taxed until the 1980's. I'm not saying these are ok but they weren't hidden.

The call to arms of the apple sheeple

By design!

Men in suits shaking hands and laughing

Really? Donate then😂😂😂

Are u struggling? If not, what do u do for a living?

Amen!

It will look more like the US 😢

Wtf? How choose that life. He chose not to get an education. He chose to keep having kids.

@@hellobot67he has one kid. 5 years old. Cost of living crisis started way after that. Also, education doesn’t give you money. My classmates and I achieved master degree in Engineering. Guess what? Many of us are working in retails with minimum wage with student debts.

this lady already had 2 children.why she want another one in this bad financially situation???? UK is not a third world country, she can have contraception choice, but she just bring a child to this world even before they did not had enough money . Why she get pregnant? that was her choice.

​@EstherFisher-lv6rq quite normal for a married couple to have sex and contraception I.e. coils etc to fail. As they said it was a surprise.

@@EstherFisher-lv6rqBabies come whether you’re planning them or not. Which one of her children should she give back? Ghoul.

​@@bettygrable6440 yeah, in Afghanistan. Not a first world country where we have contraceptives. Plan b, etc. It's one thing to have one or two kids. When you hit number three, you need to be rich

@@bettygrable6440 No, they don't! Never heard of abortion? 🤷🏻‍♀😖

Why do you all say bloke? Why not just say man? Is that just the culture there?

This is savage. Respect to this man.

@@ShutterSpeedGaming Bloke is a well-used British idiom. 🤷🏻‍♀

@@ShutterSpeedGaming Yes, it's a culture here

Puppet society

Sadly, you're right.

If you are working 100 hours a week that is at least £1,144 a week which is £59,650 a year. Either you can't do maths or you are telling lies.

You’ve probably racked up loads of debt so not really the fault of anyone but yourself

Oh dear! But "Refugees Welcome", eh?

@@Unknown24466 somebody earning that figure is a high end earner

Not in the slightest lol, the US pays wayyyyy more for most jobs that are poorly paid here - Carers, nurses, doctors etc

You guys in the US get paid more than UK doing most of the same job roles. It’s been documented

​@@Tevron_ this usa people don't even come out of their houses 😂 s

​@@EsiriEexactly. Even Jackson Mississippi which is the most impoverished please in America has higher wages than UK

@@grizzlybear2702 wild

Salaries are rubbish in the US too. People refuse to accept that wages have not kept pace with cost of living.

@@magesalmanac6424salaries are rubbish everywhere now even in Japan !

They’re rubbish in the US too. Nobody can afford a house. My same house would cost me twice as much as I paid for it five years ago. Can’t afford to move anywhere

@@bettygrable6440the salaries are REALLY bad in the UK though. I am American with UK family. I am grateful for the UK system (affordable healthcare, bereavement, universal credit, etc) because without that, my UK family would really be in dire straights. In the US, we have less government supports, but our salaries are sometimes 3x-4x higher than our UK peers, especially in skilled and educated industries. I’d argue it’s harder to be poor in the US. But if you can make it into the US middle class, you’re in a better position than what the UK defines as “middle class”.

I'm in a large city in the midwest. Same. That's probably why there is no housing inventory where Iive. ​@@bettygrable6440

Sending strength dear. I don't work very physically demanding work, but I have a 10 hour shift industrial sewing job and work an additional 30+ hours a week on my embroidery business and even still I just hobble along and am slated to rent until I die. Workers need to stick together and bring back strong unions again.

Sad!

That is an American Nightmare

"trying to do the right thing..." how long will that last as clearly the government doesn't care for anyone but themselves😢.

Brexit and sanction your energy supplier and other commodity supplier aka big bear .

I just saw a viral video of a lady caught on surveillance in a thrift store finding a bag of money and she kept it instead of turning it in and they tried to villainize that woman. In THIS economy. People were brutal, saying how they hate thieves and she should've turned it in and been honest. In an economy that is currently pushing people to do things they wouldn't ordinarily do. Smh. In my opinion, more shame is due to them than her. Whoever left that bag of money sitting there either was trying to set someone up for embarrassment or they didn't need the money as bad as the person who found it.

👏🏻👏🏻💯💥

You're absolutely right, you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..investment is the key that can secure your family future.

Yeah there's a lot of sense in these comments but so many people will view it as not reasonable enough due to the fact that many are middle class living paycheck to paycheck

you're correct but most people don't want to explore that. Budgeting and financial knowledge is something that needs more conversations

​@@KleinMooreWhy don't the poor / lower middle class simply save a small amount each month into a stocks and shares ISA? Tax free growth, invested in a wide range of stocks including energy and commercial property, totally passive investment with huge upside growth potential over many decades. £25 per month can grow and compound slowly into £300k - £500k with little effort other than the discipline to save a little every month. And before you say that you need to spend every penny 'to put food on the table' then some people with never have any level of wealth no matter how much they earn as they will always spend every penny they earn. There are many tax-free savings and investment accounts available (ISA / SIPP etc) that are available to EVERYONE and not just for the rich

Going into any Investment without a proper guidance of a financial advisor is such a great risk too.

I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks..

I invested 10k in Robinhood about a year ago and it steadily went down, now my portfolio is down to $800. I don't know what to do and i am in between jobs

@@rougeur Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances...

@@coolben854 I want to play the long term game with well diversified fund. Please how can i reach this CFP of yours?

@@rougeur I get guidance from *Susan Tori Davis* Most likely, the internet should have her basic info..

Exactly the same in australia. Ours is more homelessness, then cost of living. People with can't get rentals even though they work fulltime, being rejected in the 100's due to rent being astronomically high and having a 30% rule of your income.

Over here in America you just have a bunch of morons saying this is “Biden’s America”. While all of us are saying it’s a global problem. And you’re correct. It’s the banks and corps screwing us over left and right

THE ONLY POSITIVE COMMENT I'VE SEEN HERE... ! WAKE UP TO THIS ALARM PEEPS.

Canada is the same, if not worse. Jimmied up immigration with no housing.

​@clareholgate8718 Same in Canada. It started in our biggest, most populated cities a while ago, but has spread since covid. We're in a bind, as most of the jobs and services (especially access to a regular doctor) are in our few big cities, so for those who need routine/regular medical care it would be a pretty big risk to move to a lower-cost part of the country. Even then - the cost of food here has become obscene, as our grocery industry is an ologopoly of a few big chains.

Thats why u claim uc and housing benefit and pip for anxiety and depression and work part time no more then 16 hours u earn more then full time 💪🏻💪🏻

Amen!

Because those who are working are supporting the free-loaders who have entered the country

I'd say we are already in Victorian times.

The conservatives love it

The reason why we initially got out of victorian times was because of new inventions which increased the productivity of labor. For example, this man was moving stuff that weighed thousands of pounds by himself just using a forklift. It would of taken much longer and many more men for people to do the same in victorian times if they could it at all. Why things are regressing is because the money we are earning is worth less. It's inflation caused by central banks. Say no to Central banks. They are robbing us blind and destroying our futures, and few can see it.

​@@Jesusofsuburbia768whose Administration are we under? I had more money in my pocket when Trump was in office. Everytime a Democrat gets in office, the world suffers, and I'm black 😅

The conservatives forgot to turn the tap on, or rather they made damned sure from 2010 onwards the tap was turned off.

Governments at work. Dollar devalued

And it doesn't work.

There is no school of economics known as "trickle down." This is caused by inflation btw. And if you want to know what causes inflation, it's the central bank. And if you want to know what the central bank is, look it up.

I feel sorry for the UK citizens, but they want to do Brexit. and they get more worst then before.

@@EstherFisher-lv6rq Not all of us wanted Brexit. We were sold on lies and left to dry out!

​@@EstherFisher-lv6rqBrexit we voted for was never delivered

​@@EstherFisher-lv6rq Germany is in its worst economic crisis in decades. Experts even say they can't see the end of it and they are at the head of the EU

Just wishing good luck isn’t really good enough though is it?

And i walked uphill both ways!

The Reform Party will get you out of this. No income tax under £20k for a start.

​@@rb1062Reform are strong advocates for the sort of economics that created this situation.

@@rb1062 🤣🤣🤣🤣🤡

There's nowhere to go. Private equity wants his house so Gov will keep making conditions harder until he falls into arrears and winds up homeless. That's how the economy functions now. Don't be a dupe.

Yep good man! All those food men working 2-3 jobs, barely able to survive and having no perspective of future because those jobs help to survive so no saving, no perspective of property unless mommy and daddy are helping. He is doing what he has to do, like others but this is exactly what those who aren't working as hard as him want him to do... not complaining, then they can carry on living better and better. If you think it will get better you are deeply mistaken! We are not in a crisis like ant other before. For the first time, this is a production crisis. We reach the limit! But our bosses (I'm not talking about our local garage boss, but the huge billionaires) keep maintaining their lifestyle. After each crisis those last two decades, things were supposed to be better. 2008, banks would be reformed and things would get better. Banks never more freedom than today! After covid, we were supposed to have a better quality of life as we realised that a worker with a food family life balance is more productive. Things are getting worse. His kids are going to live in hell!

Don't normalise working two or more jobs, that favours no-one but capital and govt who will see you burn out and die without giving a damn. Where will his son be when he does, because you can only work that many hours for so long? There is no "getting there" any more, there's only more work and pay that does not keep up with the cost of living. Wake up

This isn’t something to be proud of. This is a failure of humanity and greed.

Agreed and all by design

There’s no such thing as a 6 star hotel in the UK, stop reading the daily mail

When your country invaded them and they come to your country it fair game. Stop getting involved with their internal issued and live better life in your country but govt don't think that way 😂

You waking up yet?

Good on them, they know the system whilst the puppets moan on KZfaq whilst being divided and distracted. Blunt but true.

It's gone way beyond that now. The UK is essentially a failed company taken over and asset stripped by American private equity. Worse than a colony, they'll literally own everything in ten or twenty years. Including all the 'human capital'.

Perhaps these last years of Tory rule has something to do with it.

Dollar devalued like 08

When even American culture has colonized the British, you know things are really bad. 💀

@@msx3 Look at the American `advisor` in every avenue of government .

The world is now run by wef billionaires but so many people can't see this.

France and soon Switzerland too

if you voted reform UK, pretty sure you'd pay zero tax for three years only if you're frontline staff.

Work harder then brokey

You don't need new clothes. I'm 18 and I haven't bought new clothes in 2 years because my parents drilled it into me to take care of the clothes I already have so they can last me a few years. All the clothes I had when I was younger went to my younger siblings so it's one less expense for my parents. Even my old shoes, backpacks, school supplies etc has gone down to my siblings. I think this is how my parents have 3 kids on one income. Yes my mum is a sahm

That is Insane,wow.

Yes you make more but spend more

people want kids because that’s is human nature but the fact is nowadays it’s very expensive to have kids compared to previous decades

That is why they are doing it. Population control.

Yeah the world isn't the same. U literally need to be rich to afford kids today.

I'm 30 in the US and I've been working two seamstress/sewing jobs for 4 years and it wasn't enough to pay for school. Sure as hell not enough to have a single child. I promised myself if I would have a family then a mortgage comes first and damn thats not looking likely til my 40's

This is exactly what I say. People just assume they can do what they want and then everyone owes them. What a state WE have become by blaming everyone else. If you want change go and do it. I came from nothing, having very left totally destitute by a controlling bullying ex. Who controlled my bank accounts etc. 5 years later I have a house which I bought, a car and a nice life. I did it because I wanted to do. I sacrificed to get to where I am. People just don't want to do this.

Life is not all about money and “treats”. Saving humanity is more important than money. Ask the third world people we are importing .

The poor have the most kids,lol

Someone has to keep humans from being extinct

No kids = no future!

Also from the US, and yeah its bad. Many of the lucky ones working at McDonalds until they die, and eating cat food to afford their meds.

I'm in the US and life is great!

So how are all those illegal migrants surviving? Answer: free accommodation, free food, free medical. That's what these broken wages are doing: paying to keep this going.

Yep, since 2020.

Same in the Netherlands, although it's a bit less here still. Gary Economics explains really well what's happening.

Always has been. It's just the pandemic that accelerates the process and now we see the result more clearly.

@@meep-4272 Sadly you are right. The rental prices doubled after the lockdowns because everyone wanted more space and suddenly office workers were forced to work from home. Let's not even mention the food prices that went up from the crazy panic buying and supply chain issues!

@@myday2704 Yeah, it's horrible. Inflation and the political situation of russia-ukraine and recently israel-palestine make the overall situation even worse. The cost of living keeps increasing every year, while the minimum wage doesn't change like that.

Also billionaires grew their wealth 4x over the pandemic

You starting to get what us conspiracy theorists have been saying for years?

@@rb1062It’s no conspiracy to say that wealth accumulates at the top. Without a focus on wealth tax where that unearned wealth at the top is redistributed, and low to middle income is taxed lightly or not at all, what we see in this video is the result. The wealthy like to drive the narrative that it’s those with less than you that are the problem; immigrants and those on benefits in particular, but in reality it’s those who take much more than their fair share that create poverty in the rest of society.

@@northwestcoast You need to look a little deeper into WHO is driving the narratives which are dividing us all. Look at mainstream and social media to see how we are all fighting each other like cat and dog over ideology, immigration etc. All planned and created by the global corporations who are transferring to themselves wealth from us all. And it's working splendidly for them. Mass migration creates wealth for them, not us. You, sadly, are speaking their narrative and complying. You just won't realise until it's too late.

@@northwestcoast .....and my carefully constructed and polite reply to you got deleted!! You missed the benefit of my wisdom, there! Who says there are no conspiracies?? 🤣