Jansamarth form filling for Education Loan subsidy (Step by Step)| Ep 44

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WeMakeScholars

WeMakeScholars

Күн бұрын

Watch this video to know the JanSamarth education loan registration process step by step! You will be guided through the entire application process of the JanSamarth portal.
The below topics are discussed in this episode:
00:00 - Teaser
00:22 - Introduction
03:06 - Online Form filling
15:46 - Conclusion
The motive behind our effort is to empower students and their guardians to help them make informed decisions while taking an education loan.
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Request a callback by clicking the link below-
👉 www.wemakescholars.com/educat...
Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
JOB Updates - We’re hiring and so do not lose on an amazing opportunity to work in a start-up that is growing 2x times - The links below include information on the roles we are looking for.
👉www.wemakescholars.com/hiring
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Here is a list of our must-watch from Loanflix Season 2. The titles of our previous episodes in this series and their links are as follows:
📍Education Loan on Agricultural Land as collateral
• Education Loan on Agri...
📍Do You Really Need an Education Loan? This Will Help You Decide!
• Do You Really Need an ...
📍6 Strange Facts About Education Loan
• 6 Strange Facts About ...
📍Beginners guide to Abroad Education Loan
• Beginners guide to Abr...
📍The 7 Biggest Education Loan Mistakes You Can Easily Avoid
• The 7 Biggest Educatio...
⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on KZfaq on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
🔶LoanFlix Season 1
• Loanflix: The most com...
🔶Country-wise Education Loan Guides
• Country-wise Education...
🔶Testimonials- WeMakeScholars
• Testimonials- WeMakeSc...
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About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
👉Script editor- Arjun R Krishna
👉Shot, Edited & Directed by Ravi Singh
👉Designs - Sanjeel Jatoth
Stay connected and follow us on:
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🎈Contact us at hello@wemakescholars.com
Please subscribe to our channel for more informative videos. Also, do like👍 and share’📢 with your friends. Good luck!✌
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#educationloan #studyabroad #jansamarthportal #onlineforms #jansamarthregistration

Пікірлер: 979
@shreekrishnahegde
@shreekrishnahegde 9 ай бұрын
Space button in mothers name is not working in section 3, it's not allowing to type first name and last name with space
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
@rekhachaudhary6076
@rekhachaudhary6076 3 ай бұрын
Very informative video with detailed explanation... 😊
@WeMakeScholars
@WeMakeScholars 3 ай бұрын
Glad you liked it
@syedmisbah1671
@syedmisbah1671 3 ай бұрын
Lot of informative video Thanks for your guidance
@jaykhachar2466
@jaykhachar2466 10 ай бұрын
Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@krethickchakravarthy6533
@krethickchakravarthy6533 Жыл бұрын
Hi ma'am, will the government pay the interest on a monthly basis or will the applicant have to pay the interest.
@vihari47
@vihari47 Жыл бұрын
I% wil be paid on quarterly basis. Your bank will take care of it
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
@omkarpagui5854
@omkarpagui5854 10 ай бұрын
Hello Ma'am, I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank. After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L. I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal . So will i get the subsidy benefit now ?. So will i get the subsidy
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@samuel4157
@samuel4157 9 ай бұрын
Did u apply for this subsidy, bro?
@anupthakur489
@anupthakur489 6 ай бұрын
Did u get csis benifit
@sudarshanjadhav609
@sudarshanjadhav609 2 ай бұрын
Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?
@pranava_fpv4836
@pranava_fpv4836 2 ай бұрын
In the last step of choosing the bank. Can't we change bank from Sbi(as shown in video) to any of our choice of banking partner like kotak or bob..?
@WeMakeScholars
@WeMakeScholars 2 ай бұрын
Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
@fununlimited133
@fununlimited133 10 ай бұрын
Maam at 14:30 can we add cooperative bank as im getting low interest rate loan from them, Will i get the subsidy? Please reply and thanks.
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms
@scholar.parmod
@scholar.parmod 9 ай бұрын
Hello ma'am! While filling form, I was asked to fill my course details. Unfortunately no UG courses from my university for available to choose (including mine). I cannot proceed further as there's no OTHER COURSES option. How can I apply for the subsidy?
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.
@srinivasgunadityapadala5857
@srinivasgunadityapadala5857 3 ай бұрын
00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad. 02:09 Get assistance for technical issues on the Jansama portal 04:17 Eligibility for education loan subsidy scheme 06:26 How to fill out the education loan subsidy form step by step 08:22 Key details for education loan application while going abroad. 10:22 Completing applicant and co-applicant profiles 12:28 Verify account, add loans, upload documents and submit application 14:28 Choose the branch carefully and seek guidance from the college financial officer. 16:24 Request a call back for educational loan assistance
@yogeshsaharan4023
@yogeshsaharan4023 8 ай бұрын
Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
@gauravthakurela6825
@gauravthakurela6825 11 ай бұрын
mam I applied from Jan samrath for pg from SBI but SBI loan manager said we are not giving loan through this portal you have to log in from Vidya Lakshmi but in Vidya laksmi I am not able to proceed because I had submitted from Jan samrath mam what should I do please help and my classes already started University pressing me to pay the fees but I don't have what should I do mam
@WeMakeScholars
@WeMakeScholars 11 ай бұрын
Hi Gaurav! We would suggest you to speak with our loan team for this matter, we will try to help you get an education loan for your higher studies by checking your eligibility with 14+ public and private lenders so you can choose a bank that best suits your profile and needs. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@ravi-tm6kj
@ravi-tm6kj 2 ай бұрын
Where the hell is 4th section 💀
@User-er3xj
@User-er3xj Жыл бұрын
Thanks a lot for showing all the details clearly. ❤️
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
@i_am_sabirrr
@i_am_sabirrr Жыл бұрын
​@@WeMakeScholarsis there by fees to consult with your team
@WeMakeScholars
@WeMakeScholars 11 ай бұрын
@@i_am_sabirrr All of our services are completely free of cost as we are funded and supported by the Ministry of IT, Government of India. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@RaviKumar-xq4ti
@RaviKumar-xq4ti 10 ай бұрын
​@@WeMakeScholarsmam How To cancel Loan Application Form
@rahanahashim6142
@rahanahashim6142 8 ай бұрын
Mam, what are number of dependants in co applicant information means if i keep my mother as my co applicant and father is the one who is the only employed.
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Rahana! Primary co-applicants will be both of your parents. You can add your father as the Financial co-applicant. For further one-on-one guidance with the loan process, please connect with our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
@SurendraKumar-th3fl
@SurendraKumar-th3fl 10 ай бұрын
Hallo Mam.(Students loan) My Question is!!Where will the money come from after applying?My Bank account or anywhere else.
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@misswhisky7649
@misswhisky7649 10 ай бұрын
Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@palakrai9229
@palakrai9229 10 ай бұрын
I have the exact same problem can u please tell me that what can we do now
@fununlimited133
@fununlimited133 10 ай бұрын
​@@palakrai9229do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!
@nishant1866
@nishant1866 7 ай бұрын
Same problem banker says apply on vidayalakshmi but can't apply on vidayalakshmi due to registered on jansamarth plz help
@everythingpossible8659
@everythingpossible8659 7 ай бұрын
Same problem for me too
@anujji202
@anujji202 Жыл бұрын
Mam , it there any need of collateral if i take laon of 7 lakh from JanSamarth. Portal because i belong to Ews and family income is not more than 4.5 lakh. ?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Anuj! You can claim the Jansamarth subsidy if you are going for a technical/Professional course in India. and your family income is less than 4.5L. Few public banks also provide unsecured education loans up to 7.5L. We suggest you speak with our team so they can help you check your eligibility and evaluate your profile with 14+ public and private banks. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@tanudeulkar
@tanudeulkar 5 ай бұрын
Hie ma'am I'm from wardha, Maharashtra Sir maine jansamarth portal se pura process complete hua and muze respected bank me referred bhi kr Diya PR fir ek email comes as "the loan application didn't match with any bank product" Sir what can I do now? Please help
@WeMakeScholars
@WeMakeScholars 5 ай бұрын
Hi Tanu, unfortunately, we cannot help you with this for the JanSamrath application form, you have to apply through the portal helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
@maheshnavale3701
@maheshnavale3701 8 ай бұрын
mam, i am stuck on 8 no stage document upload stage because of i was completed diploma after ssc and portal asking for HSC certificate and this certificate is mandatory then how to complete my application process please suggest. and thanks for your advance support.
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Mahesh! You can submit your Diploma certificate instead of 12th marksheet. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@dineshgrandhi6921
@dineshgrandhi6921 Жыл бұрын
Hello I've already taken the loan from bank and Can I apply for this scheme now to my loan account for the subsidy given by govt ?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Dinesh! Unfortunately, You are required to apply for the CSIS scheme while applying for your education loan.
@tharun_17r
@tharun_17r Жыл бұрын
Hello mam, when i want to apply for this scheme, means after completed the loan application form or before.
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi! The Jansamarth form should be filled out before or during your education loan process. We would suggest you to talk to our Financial Officer about the same, so they can help you with the entirety of your education loan process. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@stuf_rishi_
@stuf_rishi_ 2 ай бұрын
Hlw mam pls reply !! I want to ask something !! Mam me ak time pe 1 course keliye vidyalaxmi portal me 2 alag alag bank me application dal sakta hu kya ???
@WeMakeScholars
@WeMakeScholars 2 ай бұрын
Hey! It is possible to apply for the same course in two different banks in the Vidyalakshmi portal. If you need any assistance in your education loan process, kindly connect with us by raising a callback request at bit.ly/48cTdcR. Our team will get back to you shortly and help with your education loan process
@user-lo5cb2bf8r
@user-lo5cb2bf8r 6 ай бұрын
Hello ma'am after checking eligibility in jansamarthan fr education loan bank manager is now saying to change the co applicant details. I also got the email of rejection but i couldn't re apply.
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi, That is why we suggest our students process their Education Loans via us instead of visiting banks directly. The Education Loan process can be long and daunting with a lot of paperwork, which makes the bank managers avoid It in the first place but don't worry we can help you with this issue. Don't wait for more and reach out to our team today by visiting: bit.ly/3MVP0Sy our team will contact you within 48 hours.
@asthasingh4206
@asthasingh4206 Жыл бұрын
Ma'am whose adhar and pan deatails are required parents or students
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@ItsmeDrPr
@ItsmeDrPr 8 ай бұрын
Just a question... Do I have to go to other websites like vidhyalakshmi after completing all steps in jansamarth website ?🙏🏻 Please answer ASAP
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Pratik! After completing all the steps in the Jansamarth portal. You have to wait for the result. If your application gets accepted by the bank then you have to visit the branch. Otherwise, you need to apply in the Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@vijaypramod3536
@vijaypramod3536 8 ай бұрын
Dear team, I'm curious about the scheme. I started college in October 2022 to study b. Sc nursing for four years. The first year's tuition is 175000, and I paid 140000. Now since the remaining period is three years, the total fees for the next three years are 525,000, and I wish to apply for an education loan. I have a receipt for my first year of college fees. But, for the following three years, I have a genuine certificate with the cost structure; is this sufficient, or do I need to attach any other documents?
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Vijay! Yes, the fee structure would be sufficient proof of your total tuition fee cost. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi @@ayushgupta766 , Different profile ka liya different document lagte h and bht sare document hote h toh ap ek call request kar dijiya bit.ly/3MVP0Sy is link per jaa kar.
@realvinitswami
@realvinitswami 9 ай бұрын
Hi Mam Where the amount will be credited Like if i apply for loan, amoumt will be credited to my bank account?
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Vinit! The tuition fees will be paid directly to your university and your living expenses are disbursed to your account or a Forex card depending on the course and country you are going for. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan so that they can evaluate your profile and check your eligibility with 14+ public and private lenders.
@yeswanthyadavambati6965
@yeswanthyadavambati6965 9 ай бұрын
Hi mam... After filling co applicant deatails They showing "It seems your annual income exceeded mandatory filling of income tax return (ITR) please verify your income through CBDT. How to complete please help mam..
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Yeshwanthy! The student's family annual income should not exceed 4.5L to avail of the subsidy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.
@-LTUIiiin
@-LTUIiiin 8 ай бұрын
Hi! I have done a 3 year diploma after 10th, and now I have gotten direct second year admission for a BE degree. However, in the jansamarth portal there doesn't seem to be an option for this? My institute does not show up. How can i proceed?
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.
@shibiliyankk1139
@shibiliyankk1139 25 күн бұрын
I got admission in a public University, so i don't have any tuition fees , so how do I get a education loan for covering my other expenses in 2 years ( I'm looking for a master's program) ?
@WeMakeScholars
@WeMakeScholars 18 күн бұрын
Hello! We are here to assist you, you can definitely can get education loan for your other expenses, our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
@aniketsingh151
@aniketsingh151 10 ай бұрын
mam mujhe jan samarth portal par apni loan applicatin or registration id cancel karni hai kaise kar sakta hu. kyuki bank wale only vidya laxmi pe hi keh re hai. for education loan .
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Aniket, Jansamarth portal is there to claim the subsidies provided by the government. You can write to the bank authorities to reject your application. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@ShivalingappaShahabadi
@ShivalingappaShahabadi 8 ай бұрын
Hello Mam, logged and completed the application process by entering all the details for education loan and subsequently the application is with the bank, waiting to approach the concerned Bank officials,if we find any difficulty will come to you
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Shivalingappa! We can help escalate your loan application in the bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@fleminsajeev9974
@fleminsajeev9974 8 ай бұрын
Hey I applied for a loan in sbi. But i had given canara bank account no as i had earlier decided to take loan from canara bank. Only after knowing that sbi had a much lower interest i decided to switch to sbi. So i had already given my canara bank account details before choosing bank. Since the account number and bank didnt match my loan was rejected. When i decided to apply again its saying that the aadhar card has already applied and i cant apply again. I tried contacting jansamarth but their number is showing server unreachable. What can i do? Could you pls provide any other number to contact jansamrth other than number shown in their website.
@WeMakeScholars
@WeMakeScholars 7 ай бұрын
Hi Sanjeev! You can apply again in the Jansamarth portal after 60 days of cooling period. To contact Jansamarth, the number on their website is the only number. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@harineeshankar-kx6tr
@harineeshankar-kx6tr 8 ай бұрын
Hello mam! I asked about jansamarth in 2 of my bank they said they r not providing education loan on tht instead they told me to apply in Vidyalakshmi just becoz subsidy nd my family income also cums below 4.5L, so is there any othr way or i hve to apply only in Vidyalakshmi portal mam
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Harinee! All banks which is regulated by RBI provides subsidy. You can apply in Vidyalakshmi portal first and then in Jansamarth portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
@anchitgupta1483
@anchitgupta1483 2 ай бұрын
what should be the family itr for applying education loan? i tried so many times, but i was unable to clear the eligibility critaria.
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hi Anchit, If you’re opting for a STEM course and taking your education loan from a public bank, your co-applicant’s income is not assessed by banks as you’re pledging a collateral. However, if you’re opting for an unconventional course like MBBS, banks require a financially strong co-applicant. Additionally, Private banks and NBFC’s require 2/3 years of ITR with 5-6 LPA as source of income filed. Request a callback at bit.ly/48cTdcR. Our team will get back to you soon and find the reason for your concern and hopefully assist you in getting an education loan so that you can claim your subsidy .
@Funfiesta323
@Funfiesta323 Ай бұрын
Mam hum loan kisi bhi bank se le skte hai ya jis bank me humara account hai sirf ussi se apply kr sakte hai? Jis bank se hum loan lena chahte h usme account hona compulsory hai?
@WeMakeScholars
@WeMakeScholars Ай бұрын
Namaste! aap apne education loan ke liye koi bhi bank chun sakte hain. Bas dhyan rakhen ki aapako jis bank se loan liyaa hai uske sath naya loan account kholna hoga. Ham 15+ public aur private banks ke sath jude hain. isaliye, ham loan prapt karane ki aapaki chances ko badate hain. Hamari team se bat karne keliye, iss link bit.ly/48cTdcR par callback request kijiye.
@prabhjotsaggu5434
@prabhjotsaggu5434 9 ай бұрын
Hii mam... i completed my portal form with submit bank name which is near by me ...by manually sarching the bank name But now i got a mail by jan smarth portal that my application is not eligible for csis as per scoring set by multiple banks. Now what i do .
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Prabhjot! The eligibility for CSIS subsidy is : 1. The student should enroll for a Technical / Professional degree in NAAC, NBA, CFTI accredited or regulatory approved institutes in India.. 2. The student's family annual income should not exceed 4.5L. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu so that they can evaluate your profile and provide you with the best education loan deal suiting your profile by checking your eligibility with 14+ public and private lenders.
@reeshikesh
@reeshikesh Жыл бұрын
Hi, I want to know Which Income certificate will be required for it ? Will it is required to be income certificate on my name or my fathers name ???
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Reeshikesh! Income certificates are issued by the Municipal corporation / Gram panchayat to confirm and testify applicants' annual income. This certificate establishes the annual income of citizens for all legal and official purposes. This certification helps to establish the economic status of the applicant making him / her eligible for various government welfare schemes and programs, etc. You also have the option to skip the button as well.
@asdnitian
@asdnitian 8 ай бұрын
Mam my school name is not available in that particular list as iam currently pursuing my btech(cse) in nit . But my school name is not there in list. What should i do? Please guide me
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Ashu! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.
@HarshKumar-di5vv
@HarshKumar-di5vv 10 ай бұрын
Should i pay the amount in the form of emi or if yes can i choose the time period in which i pay
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Harsh, This is for subsidy that is the interest accumulated during moratorium period will be paid by the government. After moratorium period, you have to pay the amount in the form of EMIs. Loan amount can be repaid anytime after 6 months of taking disbursement. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@adhyashaji5893
@adhyashaji5893 9 ай бұрын
I have applied in jansamarth and the application is rejected stating that "product not matched & not accepting referred application". What may be the reason for this? Now I can't reapply as it is saying that I have already applied using the aadhar/pan
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Adhya! You can reapply in Jansamarth portal after 60 days of cooling period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@BhargavPuri-ki7hm
@BhargavPuri-ki7hm 8 ай бұрын
Sister I have one arrear in the second semester could I make a fake certificate of one subject
@dibyaranjan6136
@dibyaranjan6136 10 ай бұрын
Hello mam actually i also facing this problem income is great3r then limit set how to solve
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi! To avail subsidy, the student's family annual income should not exceed 4.5L. If family income exceeds the limit then you are not eligible for CSIS.
@akshatbisht8999
@akshatbisht8999 23 күн бұрын
Mam itr wala step 4 to aapne bataya ni
@NirmalKumar-hd6ps
@NirmalKumar-hd6ps 9 ай бұрын
Hello mam , i can't able to select branch ,and its displayed me that u can't find ur bank product so ur ineligible ,i cant select state bank of India
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Nirmal! We suggest you contact our Financial Officer so they can check whether the problem is actual or if there is any issue with the application. We will also help you to check your eligibility with multiple lenders at once, so you can get an education loan with the cheapest interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@ameyakhadke8226
@ameyakhadke8226 7 ай бұрын
Hello ma'am I have some issues with filling my form actually I'm studying engineering and have already completed 2 of my studies I want loan for remaining 2 years and how should I proceed at course details bcz it's asking alternative University or institutions??
@WeMakeScholars
@WeMakeScholars 7 ай бұрын
Hi! Please connect with our team on hello@wemakescholars.com. Kindly share your basic details as your Name, Registered email id and phone number which will help us track your application and the team will soon get back to and help you out with it.
@karanjindal4306
@karanjindal4306 5 күн бұрын
Ma'am, if I get the csis scheme, and then the edistrict higher education scholarship as well, will I be able to avail that scholarship and cancel the csis scheme, or will I become ineligible for the scholarship because of the csis scheme?
@WeMakeScholars
@WeMakeScholars 4 күн бұрын
Hi Karan, Please keep in mind that you will receive a subsidy on your education loan. If you receive the subsidy, you will not be required to pay any interest throughout the moratorium period. If you are awarded an E-district higher education scholarship, you will not be required to take out an education loan. So you won't have to worry about the subsidy. If you need assistance with your education loan, please contact our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090.
@karanjindal4306
@karanjindal4306 4 күн бұрын
@@WeMakeScholars Thankyou for the reply ma'am. Actually my problem is, if I have to apply for the CSIS Scheme now, because I will be applying for loan in the first week of next month. I'm eligible for the edistrict scholarship, but still not sure if I will get it. So, to be on a safer side, I'm taking a loan. So if I apply for the CSIS Scheme, and then later I get the scholarship, then will I be eligible for it?
@user-ks7zo3wf3z
@user-ks7zo3wf3z 8 ай бұрын
Hai Ma'am I submitted an application by giving income details twice, by mistake (student's income - actually there is no income - and co-applicant's income). Message came that I am not eligible because my income exceeds the limit. I tried to apply again correcting the mistake, but the message is that I cannot apply again this time with the same aadhar and pancard numbers. I sent an email to them requesting to remove my application so that I would be able to resubmit the application. Reply came that I cannot submit the application before 30 days. Is there any way to submit the application now as my college is insisting me to give them the loan details. Kindly reply.
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Elokam! To avail the subsidy, you will have to wait 30 days to reapply again in Jansamarth portal. However, we can help you secure an education loan within the deadline. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
@rajendramaji1949
@rajendramaji1949 11 ай бұрын
nice mam it was helpful
@WeMakeScholars
@WeMakeScholars 11 ай бұрын
Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@fununlimited133
@fununlimited133 10 ай бұрын
From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%. Do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!
@meenakshisajan8298
@meenakshisajan8298 3 ай бұрын
Hey , I'm applying for loan in SBI , here they are asking for bank account details and I don't have SBI account, is it mandatory to fill the account details of my other account or can I say I don't have a bank account
@WeMakeScholars
@WeMakeScholars 3 ай бұрын
Hey Meenakshi! If you are applying for an education loan through SBI, you have to create a new SBI savings account. So, you can ask the bank to create a new account to start with your loan application process. Also, if you're planning to apply for an education loan through SBI, you might be asked to visit the branch multiple times. On applying through WeMakeScholars, our financial officers will take care of communicating with the lenders and make the process easier for you. Also, remember that we don't charge anything for our services. You can contact our team here: bit.ly/48cTdcR. Our financial officers will analyze your profile and provide you with the best available option for you. For more information regarding SBI bank loans, you can go through this article: www.wemakescholars.com/education-loan/sbi-bank
@djvoo-by8dj
@djvoo-by8dj 8 ай бұрын
Hello Mam, i have applied CSIS through jansamarth portal but unfortunately bank is not aware about that portal, now i want to apply through vidyalakshmi portal. Is there any way? Vidyalakshmi portal says you have already registered in jansamarth portal byt i want to apply in vidyalaksymi portal
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi! We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@parimalsolanki458
@parimalsolanki458 Жыл бұрын
Hay mam, Dr.ambedkat scheme eligible for pg diploma programs?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Parimal! Unfortunately, Ambedkar scheme is only applicable for masters and Ph.D levels abroad. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@jantgill9584
@jantgill9584 Жыл бұрын
Mam actually I have cleared my ielts exam nd I wanna study abroad country but I due to financial problem Im not able to make my dream comes true. Could I get this loan for visiting country
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Jant! We can help you get an education loan for your studies abroad so you can fulfill your dreams, But we would require a few more details to evaluate your profile and check your eligibility with 12+ Public and private lenders. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@rekhachaudhary6076
@rekhachaudhary6076 3 ай бұрын
What is subsidy .. we have to payment on whole loan amount or amount after sunsidy... and interest rate is too high(8.5%) than scholar loan .. how interest and emi calculated
@WeMakeScholars
@WeMakeScholars 3 ай бұрын
Hey Rekha! So basically Jansamarth subsidy is an online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories. If you meet the eligibility requirement of these schemes, you will be given a concession on rate of interest on your loan amount. You can use this education loan emi calculator for your better understanding: www.wemakescholars.com/education-loan/emi-calculator. For any further queries, feel free to reach us out at: bit.ly/48cTdcR, Our expert team will help you with all information that you need. Thank you.
@jitenderchoudhary1057
@jitenderchoudhary1057 11 ай бұрын
Hlo, I am looking for education loan for graduate course, could you please confirm that whose income details and bank details willl be filled and uploaded on portal, mine or my parent's ?
@WeMakeScholars
@WeMakeScholars 11 ай бұрын
Hi Jitendra! Both your (If any) and your co-applicants income need to be filled. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@anjalisoni3151
@anjalisoni3151 Жыл бұрын
Hello mam i am minir so I didn't have my pancard so how can i process m application in jansmarth
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
@satyamji1701
@satyamji1701 Ай бұрын
I discontinued Filling Info From account details section , bcz i thought it after this when i have to upload the documents it will ask for itr file , so mama what can i do , or now it automatically says yes to itr ???
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hi Satyam, Kindy write a mail to customer.support@jansamarth.in stating your issue you’re facing. To avoid delay, you can process your loan via Wemakescholars. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Additionally, we don't charge any service fees. Speak with our financial officer to know the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
@sheetalmaurya6287
@sheetalmaurya6287 6 ай бұрын
My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
@Almighty8797
@Almighty8797 Жыл бұрын
Ma'm I file my ITR but now I need education loan for PG. Can my mother become co-applicant. She is having pan card. But she do not file ITR. Please reply soon Thank you
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Arsalaan! There are some documents that can be submitted in case of no ITR. Also if you are taking an education loan from public lenders, then no ITR is not an issue. Kindly request a callback using this link: bit.ly/3KLb0zu so our loan team can reach out to you to evaluate your profile and check your eligibility with 14+ Public and private lenders. As a result you can choose the best lender suiting your profile with the lowest ROI.
@shaikhasim9991
@shaikhasim9991 Жыл бұрын
If I have not applied for subsidy at start and now my education is completed and it's been a year then Am I able to apply for subsidy ?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Shaikh! Unfortunately, you are required to apply for Jansamarth while the admission process is going on.
@piyushjoshigaming69
@piyushjoshigaming69 8 ай бұрын
Mam mujhe vidyalakshmi par apply kar na tha but galti se Jan samarth par applied kar diye ab vidyalakshmi par you have allready applied likha aarh hai ab ky karu, mere Bank jan samarth se accept nhi kar rh.. Please he me mama
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Piyush! You can't remove your account from Jansamarth. You will have to wait 60 days after getting rejected from Jansamarth portal. We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@Rahul_dey
@Rahul_dey Жыл бұрын
I don't have itr file neither my father. Can I still get the benefits of the scheme
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Rahul! Yes, you can still claim subsidies from Jansamarth portal but you will be required to show your Income certificates. If your education loan was sacntioned via WeMakeScholars feel free to get back to your Financial Officer, they will guide you further.
@shashankhegde4053
@shashankhegde4053 5 ай бұрын
I have taken some personal loan from slice pay. Due that my CIBIL score is not good. But now I wanted to apply for loan for PG course. Will I get the loan or not?
@WeMakeScholars
@WeMakeScholars 5 ай бұрын
Hi Shashank, The CIBIL score is one of the most important parameters for an education loan application, where both the applicant's and co-applicant's CIBIL is checked. Please speak with your Financial Officer by requesting a callback bit.ly/3MVP0Sy. They will connect and will provide you with a detailed understanding of the same.
@devendrajain9081
@devendrajain9081 8 ай бұрын
after bank rejecting my education loan application in janasamarth portal when can i re appply
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Devendra! You can apply again after 60 days of cooling period. Jansamarth portal is to avail of the subsidy. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.
@mangeram6384
@mangeram6384 Жыл бұрын
Subsidy recieve on intrest or principle amount, if study in in India,then eligible for subsidy?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi! The subsidy is given on your Interest amount during the moratorium period.
@user-me7xw8we4x
@user-me7xw8we4x Ай бұрын
That , while applying through jansamarth portal it is asking to upload my 12 th marksheet. But the government not issued 12th marksheet tiill now.what should I upload. .?
@WeMakeScholars
@WeMakeScholars 17 күн бұрын
Hi! we would suggest you to wait till you get your marksheet. Meanwhile if you are looking out for an education loan our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: bit.ly/48cTdcR
@ms_jadhav10
@ms_jadhav10 9 ай бұрын
Hi madam Maine Bank of India se education loan liya hai engineering ke lie ab me csis aur kisi subsidy ke lie apply kr skta hu kya aur kaha apply kru
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.
@chanduchandrakanth8730
@chanduchandrakanth8730 7 ай бұрын
Hi . i started repaying my education loan (abroad), can i apply for subsidy now or it should be applied before loan process ?
@WeMakeScholars
@WeMakeScholars 7 ай бұрын
Hi Chandu! If you have already taken the disbursement then the scheme will no be longer applicable. Please don't hesitate to reach out to us in case you require assistance by requesting a callback on this link bit.ly/48cTdcR. Once you complete the form, they will get back to you to guide you further.
@mr.infinite5761
@mr.infinite5761 9 ай бұрын
Please help me mam. Actually i couldn't able to select my brach and it has been automatically selected port blair branch sbi. What can i do now. Am from odisha and can't visit andaman to reject this.
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi! You can write to the bank authorities to reject your application. But still, you will have to wait 60 days after getting rejected, and then you can reapply with the correct bank branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
@samayaprakash2514
@samayaprakash2514 Ай бұрын
Ma'am in 9:38 are we willing to repay interest, if we click yes what is the amount to be filled there?
@WeMakeScholars
@WeMakeScholars 11 күн бұрын
Hello Prakash, The bank from which you are taking your education loan will determine how much interest you should pay during the moratorium period. The principal amount, interest rate, time period, and a few other factors are the basis on which the interest is determined.
@NithinV-zp2ke
@NithinV-zp2ke Жыл бұрын
Ma'am is it compulsory to fill type of employment details??
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Nithin! Yes, It is mandatory to fill employment type as your subsidies are based on your Income / Family income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@irfan399
@irfan399 2 ай бұрын
Mam, i have only a single issue in completing this my bank statement is not able to upload it shows error while uploading, please guide me which type of file should be it to upload, my loan procedure is pending bcoz of only this issue
@WeMakeScholars
@WeMakeScholars 2 ай бұрын
Hi Irfan, Kindly go through the video again. It is clearly mentioned in the form to upload the bank statement in pdf format. Kindly check your file format. Or else click on the 'Verify Account option' and verify your account by providing bank details. Need Assistance in your education loan process? Request a call back at bit.ly/48cTdcR . Our team will get back to you shortly.
@bavithranmaraiarasu2910
@bavithranmaraiarasu2910 Жыл бұрын
If i submit collateral, but my co applicant's cibil score is less that 600, am i eligible?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Bhavithran! The above-mentioned CIBIL score is quite low, and is therefore rejected without a second thought in most instances. Maybe you could speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score are quite important. Many times we have negotiated for students whose co-applicants had CIBIL scores as low as 600. You can sign up for a discussion with our team here: bit.ly/3KLb0zu
@justus8903
@justus8903 10 ай бұрын
ma'am agar vidyalaxmi pr apply kiya h to usme subsidy ke liye kaise apply krna h
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi! You have to fill jansamarth form to apply for subsidy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@RohanKadam-p7l
@RohanKadam-p7l 15 күн бұрын
hello maam after completeing the form on janasamrth portal it is showing that ("Your application has been sent to bank. You can contact to the branch for further processing.) but i got mail form janasarth that ( Your loan application did not match with any banks product Hello Rohan Ravindra Kadam, Thank you for registering with us and showing interest in JanSamarth. We regret to inform you that your application is not eligible for CSIS as per the Product/Scoring set by multiple Bank(s). ) so my question is will i get the loan or not?
@WeMakeScholars
@WeMakeScholars 15 күн бұрын
Hi Rohan, First please check with the banks whether they have received your application and if they can proceed further or not. You can also write an e-mail to Customer.support@jansamarth.in. Also can you please let us know what is your loan requirement?
@Artiarti1
@Artiarti1 5 ай бұрын
ma’am i applied education lona but bankers is saying they haven’t received application
@WeMakeScholars
@WeMakeScholars 5 ай бұрын
Hi! We suggest you to get in touch with our Financial Officers so they can help you check your eligibility with 14+ public and private lenders and help you select the best Indian lender that suits your profile and requirements. Speak with them via: bit.ly/48cTdcR
@tejasdange8676
@tejasdange8676 Ай бұрын
Mam i want to ask tht when my loan sanction by bank then the amount of loan is credited in my acc or it directly paid to my University acc.?
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hi Teja, It completely depends on the bank you're taking the loan from. While some banks directly wire transfer the amount to the universities, others provide the facility to disburse the entire loan amount into your personal account. We are partnered with both types of banks. We can connect you to those banks that provide your preferred disbursement type. This can save your valuable time and effort as we can connect you to multiple banks at on go. Speak with our team as they can suggest the best deal matching your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
@samarrai5982
@samarrai5982 7 ай бұрын
Mam if i already have taken loan from the bank and fall under the category can i apply for subsidy once loan amount is disbursed?
@WeMakeScholars
@WeMakeScholars 7 ай бұрын
Hi Samar! No, it's not possible to avail of the scheme once the disbursement is taken. However, if you have taken an education loan via Wemakescholars, we encourage you to get in touch with our Financial Officer for a detailed understanding and assistance on it.
@palakrai9229
@palakrai9229 10 ай бұрын
Mam i have applied throught jansamarth portal but central bank is sayinh that u have to apply through vidya laxmi portal for the loan what can i do now bcz im not able to apply throughy vidyalaxmi portal now as i have already registered myself on jansamarth portal
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Palak! We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars it is not made mandatory to apply on Vidya Lakshmi Portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@fununlimited133
@fununlimited133 10 ай бұрын
Sis did you get any solution?
@user-uu2lt8nf6t
@user-uu2lt8nf6t 6 ай бұрын
Hi Mam, my salary is now 7LPA but my moratorium period is still not over. Am i eligible for the subsidy as per the income please suggest
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi, Unfortunately, You are not eligible for the subsidy because you are earning more than the minimum amount required for this subsidy.
@Debanjan6
@Debanjan6 3 ай бұрын
Hello Mam.. Like in your case - If it's shown >> that if I'm not eligible for CSIS scheme at the end, can I still continue further with the loan application without availing the scheme? Or do I need to wait for 60 cooling days to restart it again? Kindly inform asap! 🙏
@balabsmart
@balabsmart 3 ай бұрын
I got the same message at the end.. Kindly keep me updated here on further process , I will also keep you updated if it processed successfully.
@Debanjan6
@Debanjan6 2 ай бұрын
Any update? ​@@balabsmart
@WeMakeScholars
@WeMakeScholars 2 ай бұрын
Could you please provide the reason for your ineligibility to claim the subsidy? You can find this information by clicking on 'My Application'. This will help us to assist you better.
@Karishmakarish207
@Karishmakarish207 6 ай бұрын
@wemakescholars I'd applied through jansmarth portal for educational loan and now the bank manager says that my name is not in the list and I've to apply through vithyalakshmi portal .then I've try to apply through vithyalakshmi portal, there displaying the instruction "you have already login in jansmarth so can't login with vithyalakshmi portal"...what can I do now mam?
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi Karishma, Firstly you have to delete your application from the Jansamarth portal and then you have to wait for 60 days after which you can apply on the Vithyalakshmi portal. However, you are studying abroad or in India? you can visit bit.ly/3MVP0Sy
@nehaswalishettar3970
@nehaswalishettar3970 4 ай бұрын
​@@WeMakeScholars Then that would delete the application for subsidy, right? We won't be having the subsidy benefit and moreover have to wait for 2 more months, right?
@pranalihatwalne8437
@pranalihatwalne8437 9 ай бұрын
If we change the institute in 2nd year then if this loan facility is continued?
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Pranali! Jansamarth portal is for subsidy not for loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@shovannath2301
@shovannath2301 10 ай бұрын
Ma'am I have a question that my education load has already sanctioned a month ago, so in that case can I apply for csis scheme?
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Shovan, CSIS subsidy can only be applied while applying for an education loan. So, you can not apply for it now.
@abhishekchandra9410
@abhishekchandra9410 10 ай бұрын
Hey bro I have a question Did you got full money in your bank account Example if i applied for 6lakhs then will i get 6laks full at a time or it divides into 4yr like 1.5lk each year or directly full 6laks
@shovannath2301
@shovannath2301 9 ай бұрын
@@abhishekchandra9410 No bro you will not get the money to your account , bank will pay your college fees directly to the college account.
@imrozahmad9782
@imrozahmad9782 6 ай бұрын
Mam, Recently i got a message from vidya loans that they got my education loan details from WMS. And they are asking 10k as processing fee. They are also saying that i have to pay 10k first and then they will connect my loan application to the vidya loans team. Can i trust this vidya loans mam?? Please reply I got this type of mail from personal mail id but not from any organization Please tell me can i proceed with vidya loans ?
@WeMakeScholars
@WeMakeScholars 6 ай бұрын
Hi, yes you have to pay the processing fees to the bank to continue your process of your Education Loan.
@amanvahora3672
@amanvahora3672 Жыл бұрын
i can only apply if i have offer letter of University ?
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Aman! We suggest the students talk to our team before they plan their academic journey abroad. Being one step ahead when it comes to funding your higher education is a good decision. You may register your details with us and request for a callback from our team at bit.ly/3KLb0zu and they will get back to you at the earliest. Thank you for writing to us.
@zoya_tabassum8556
@zoya_tabassum8556 9 ай бұрын
Hii ma'am I'm applying this loan but the problem is I didn't getting otp in email. What to do for this.
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Zoya! You can skip the email verification as it is not necessary to complete the whole process. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
@hadiujjamanlaskar5544
@hadiujjamanlaskar5544 8 ай бұрын
Mam for applying loan amount below 7.5 lakh do i hv to provide details of guaranter( co-aplicant)?
@WeMakeScholars
@WeMakeScholars 8 ай бұрын
Hi Hadiujjaman! Yes, co-applicant is needed for an education loan for any loan amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@sureshkonaryt4956
@sureshkonaryt4956 19 күн бұрын
Hey @WeMakeScholars Can we apply for this scheme after loan is sanctioned ?
@WeMakeScholars
@WeMakeScholars 18 күн бұрын
Hey suresh! sorry to inform you that you cannot apply for this after your loan is sanctioned.
@satyamji1701
@satyamji1701 Ай бұрын
Mam I was Filling Co Applicant Details , But by mistake i chose OTHER in place of SALARIED , and then i proceeded it said it said itr and there was no option of NO so i have to to press proceed , and after this account details came i left there and not put tha information , how can i edit this section or solve this issue mam plz reply mam
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hi Satyam, Kindy write a mail to customer.support@jansamarth.in stating your issue you’re facing. To avoid delay, you can process your loan via Wemakescholars. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Additionally, we don't charge any service fees. Speak with our financial officer to know the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
@adityagarhwal5274
@adityagarhwal5274 17 күн бұрын
Hi ma'am very informative video can you please tell me what to do if our co applicant is unemployed or farmer
@WeMakeScholars
@WeMakeScholars 15 күн бұрын
Hi Aditya, If your co-applicant is unemployed or a farmer you can select 'others' in the employment category. The profession doesn't matter if you meet the eligibility conditions for the CSIS scheme. Hope this has answered your question.
@adityagarhwal5274
@adityagarhwal5274 15 күн бұрын
@@WeMakeScholars sir one more doubt can I apply in different bank for education loan at the same time through Jansamarth portal
@pvarts7015
@pvarts7015 Ай бұрын
its not accepting "visvevaraya technological university"(BELGAVI , KARNATAKA) in step 3 where we provide graduate details n others. somebody please help
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hey! Kindly write an email to customer.support@jansamarth.in regarding your concern. For further queries, request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
@Vikastiwari-cz3ku
@Vikastiwari-cz3ku 9 ай бұрын
Hello mam i apply in a bank for loan BUT BANK TOLD ME FOR PLACEMENT RECORDS but in my college not one batch get placed.. Ist batch placed in 2026 ... So they are refused for loan... PlZ reply
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Vikash! If rejection happens in one bank then we can try checking your eligibility with other banks. This is the benefit of choosing WeMakeScholars as we're empaneled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@vickymsd2063
@vickymsd2063 10 ай бұрын
Hi mam I am a diploma student I don't have 12th mark sheet but it's mandatory document what should I do.
@WeMakeScholars
@WeMakeScholars 10 ай бұрын
Hi Vicky, You can fill your diploma's marksheet in 12th marksheet blank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
@shrinivassshrinivass9521
@shrinivassshrinivass9521 3 ай бұрын
Mam is pan card Compulsory? My father's PAN card is there mam is it sufficient or l have to apply for it.
@WeMakeScholars
@WeMakeScholars 3 ай бұрын
Hello Shrinivas! You must indeed have a PAN card in order to be eligible for an education loan and to ensure an accurate financial assessment. You can apply online for a PAN card and receive an acknowledgement number in less than a day. If you are under the age of 18, you can obtain a minor PAN card. In addition, you can reach our loan team by submitting a callback request using this link: bit.ly/48cTdcR. After you submit the form, they will get in touch with you to check and verify your eligibility with over 14 public and private lenders, enabling you to obtain the lowest-interest education loan that best fits your needs.
@rohinithakkannavar4623
@rohinithakkannavar4623 Жыл бұрын
mam my question is the interest of this loan is paid by us to the bank or by the government to the bank Plzs reply mam its emergency
@WeMakeScholars
@WeMakeScholars Жыл бұрын
Hi Rohini! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end directly to the Bank. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.
@abhinavpp5552
@abhinavpp5552 5 ай бұрын
Mam i applied for education loan through jan samarth. When i applied it i gave mothers bank account details instead of co applicant bank account detail (father).my father is the co applicant. After submitted it is showing rejected because of miss match of provided document. Mam can you please tell me what can i do next...
@WeMakeScholars
@WeMakeScholars 5 ай бұрын
Hi, unfortunately, we cannot help you with this for the JanSamrath application form, you have to apply through the portal helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
@hemavarnibalakumar611
@hemavarnibalakumar611 27 күн бұрын
Hello, The co-applicant is retired what should I do in employment queries?
@WeMakeScholars
@WeMakeScholars 14 күн бұрын
Hi, you can select others as an option. To get assistance in your education loan you can contact our team. Please request a callback using this link: bit.ly/48cTdcR or give a call here: 9889882090. A dedicated financial officer will get in touch with you shortly.
@ffempireofficial8926
@ffempireofficial8926 Ай бұрын
By mistake i have type amount high and upload and showing not eligible but i have to change because i have done by mistake so how could i do
@WeMakeScholars
@WeMakeScholars Ай бұрын
Hey! You need to approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6months, you’ll be able to re-apply in the Jansamarth Portal. To avoid the delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. Based on your profile our team can suggest you the best bank. And we don’t charge any service fees. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@vismayaav787
@vismayaav787 9 ай бұрын
Maam,i just applied 10/10 steps in jansamarth portal.after that step ,federal bank is not available in the option at the step bank session.so i can't opt the federal bank.so i want to apply on vidhyalakshmi portal.so what can i do..due to this jansamarth portal,i can't even apply on vidhyalakshmi portal.can i cancel this on jansamarth? My bank didn't received my application yet.. give me a solution please
@WeMakeScholars
@WeMakeScholars 9 ай бұрын
Hi Vismaya! You can't remove your account from Jansamarth. You will have to wait 60 days after getting rejected from Jansamarth portal. We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
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