Congratulations!

Sounds like you’ll be a millionaire, sooner rather than later. You can do it! Best of luck.

Thanks! Update - I got the higher paid job and am currently saving 50% of my income monthly :D

That’s phenomenal! Discipline is the precursor to greatness!

@@roar6047 Congratulations from the NR team :) Aim for the moon. If you miss, you'll surely land among the stars. But it sounds like you hit the moon.

It's unfortunately due to both human psychology and survivorship bias, the second being more prevalent in my opinion. Folks who make it big tend to show off and get seen/heard. Those who lose money typically keep it to themselves. As such, we usually only ever see the victors when in reality, they are the vocal minority of options traders.

there are no such things. You live in a fantasy land

David, thanks for asking! We cannot give specific recommendations or advice, but what we can say is that HSAs (as they are currently structured) are a very interesting account type with the notorious "triple tax advantage." The money you put in is deductible, money grows tax-free (no tax due on selling an appreciated asset), and withdrawals for medical expenses are tax-free. Once you pass a certain age, you can withdraw money penalty-free for non-medical purposes, but it will be taxed as ordinary income. In this fashion, it works almost exactly like an IRA. A neat point to make is, as per current tax codes, you can "reimburse" yourself for a medical expense made in the past (but not incurred prior to establishing your HSA). As long as congress doesn't make any changes, you can collect receipts and then withdraw to reimburse yourself at a later date. This makes them especially attractive to those seeking an early retirement. HSAs are not available for everyone; you must meet certain criteria, especially having a high deductible health insurance plan, to be eligible. As always, do your own research and due diligence before engaging in any financial product or service.