I would probably modify this method a tad. I'd leave the bills money in the bank since everything is on auto pay and only take out the cash for variable expenses for shopping categories such as groceries.

You are the first Etsy Shop owner who is so transparent as to tell newbies the cheapest way to start may not be immediately buying from your shop😁😁. I also liked the way you explain the beginning of going cash budget is not as smooth as it looks if you only watch people who have been doing a cash budget for awhile. I'm still working on transitioning. My Kryptonite is grocery shopping and cooking for one vs Spending more on delivery for one freaking meal (and of course using my debit card). You provided the perfect solution - that money can go to sinking funds or challenges.

Just starting. You made it the most understandable. I’m 71, starting this with monthly SS income. Thanks!

I started cash budgeting on September 24. I started with saving challenges. Now I am totally cash budgeting. Bills, variable expenses and challenges. I even switched my bank to one that is within walking distance. It does not bother me if I have to go and deposit money everyday…double bonus with getting exercise. Thank you Jordan you really have changed my families life with your videos.

I’m 15 currently seeing my parents struggle and I really want to learn to save money and know how to control how much is going where so that when things come up I don’t end up Poor but this is all very confusing 😂 I do feel very overwhelmed but I know it’ll come in handy when I’m a bit older or when I start working bc as soon as I get my first paycheck Im going to start saving and only take out a little bit of that money so I have money for myself to enjoy. Question am I too young?? Should I not worry about this rn at this age??

Dollar tree has a Jot 6 pocket expandable file folder. Also there is a 3 pack of mini composition book for writing expenses. I help the recently homeless start budgeting with them. Most only need 4 categories.

I have been watching budget video for a long time. I wish people were as helpful and transparent as you girl. Thank you for showing empathy to those who are just starting out and can't afford the pricey stuff yet. You are amazing and God will bless you for being so honest.

Being a month ahead was a gamechanger for us finally “getting” how to budget well.

Hello I am a newbie cash stuffing. I appreciate your transparency on the binders considering you are a business owner. Although it is cheaper on Amazon due to appreciation to you I’m buying everything directly from your Etsy shop! ❤️

As someone who can't use the system(because of Swedens obsession with digital money) this fascinates me a lot and makes me wish I lived in the us

Thank you so much for not just plugging your Etsy shop but being honest about the best prices. This video answers so many questions I have while trying to start that I feel many budget videos don’t address.

For now, I'm starting with savings challenges and a "general" savings sinking fund until I decide what important things we need to save for. Thank you for this breakdown! 💙

I know this video is a year old but when you said “ if it was me and I was just starting, I would find $13 for a binder off Amazon…” GIRL ME TOO 😂😂😂💀💀💀😅 love how real you keep it haha

Love this Jordan! I started very basic. I actually bought The Budget Mom printables and put them in a 3-ring binder. I used plain envelopes and pinched my pennies. I did start using an Erin Condrin with Sara Marie stickers a few months later to reward myself. Then I started making my own printables to save money. I only got my binders recently after budgeting for over a year! Great break down!

So happy I came across this video. I’m going to start doing this but with Monopoly money because I’m the type to lose everything all the time.

I never thought of doing this and when I looked it up there was so much to discover I got overwhelmed but thanks to you I am not overwhelmed anymore and it gives me motivation to do this on my own. Thank you so much! ❤

Thank You for being honest and looking out for us. I thought I was doing ok on my spending and got a big shocker today…. Writing down everything first is a great idea. Thank You Again!!! I will start this today to train myself again. 😊

Loved this Jordan!! Sharing the basics is so great! I honestly started with just one standard envelope for my groceries and that was it. Lol. I was so overwhelmed of thinking of all the categories. But then it got easier as I went on.

You are so super sweet and encouraging! Thank you for even recommending that we start off with Amazon and Walmart, instead of slinging your Etsy and being self-promotional like other folks. This was so helpful. Thanks so much - I’m excited to begin my cash envelope journey now, Jordan 😃

I stumbled across your page by accident , and I must say the way you explain the process of cash budgeting , what each category is for, the difference between binders , etc was excellent ! Your so knowledgeable, and I literally binged watched every video you have. I also love how you do recommend going to Amazon to get our binders, as the reason to the video is saving / budgeting . You are amazing !! Thank you for your transparency ❤

I found you today. I love how helpful this is. I'm new-ish to this way of budgeting, and it can get overwhelming sometimes because I'm not sure about what sinking finds and savings challenges to do. Thank you for this!

Thank you, thank you, thank you!! Getting started is the hardest part and determining what envelopes are needed and where they go. And I love the chatty videos! It helps so much to see others and their systems. Hugs 🤗

You being honest and not greedy is what makes people want to support your small business! I don’t need any of these, but I just enjoy watching people budget and/or doing savings challenges. I should try. I’m more of a planner girl. (:

Hope you don't get mad at this. But for the ones that can't afford the binders yet. Walmart sells mini 3 ring binders from 4-5 dollars. You can use regular white envelopes in it until you can upgrade. :)

awesome! thank you for this! i have started saving all my change to begin my sinking funds envelopes with. I need to see some immediate results, and knowing i want to start this lifestyle, I knew i needed a jumping off place. - saving all my change for a month is going to give me a few dollars to spread over a few envies so i can see progress immediately.

Question: How do you know what kind of bills to ask for when you're at the bank? How many $20s $10s $5s $1s. Also, again like I said I love your challenges. I love coloring. It's relaxing and destresses me. I bought a journal on amazon but I do like the separate journal idea too. Thank you so much! I have a bad spending problem. Like you said if I have money I will spend it on online Gambline (I blocked myself) Food delivery, or Amazon. This will help sooo much!

Great video! You are helping a lot of people with this video. And, truly, I believe that no matter how long people have been budgeting, there always something to be learned from watching others budgeting their money. The most important step is to start… and it’ll all sort itself out eventually! 💰💰💰

Watching this 7 weeks after you made it and hearing about wanting 5k subscribers then seeing you already over 9k great job!!! shows you are making content people want.

I just purchased your cash envelope 12 monthly and 24 savings challenges trackers. I'm beyond impressed. Thank you for doing your thang!!

You make a lot of sense, I've tried to help my husband with his bills, but he just doesn't listen to me or anyone. I'm gonna let him listen to your video and hopefully you can help him. Thank you ☺️

i’m about to be 18 soon , been worrisome to get a job but i received money for christmas an i’ve been looking for ways to save then get a job an already have some saved but only came across unstuffing videos or end of the year blah blah blah , this has helped me see and understand so much more! especially on how to keep your focus on it , loved this!

You are refreshing. I really appreciate that you are not pushing your products like crazy. Which in return makes me want to buy from you because of how upfront and sweet you are. Thank you for the transparency!

To be honest I went and ordered a binder mid video and didn’t see your recommendation to buy from Amazon and that was so refreshing that I was happier I did buy it from you!!! But that was so nice of you!

This is the best explanation I have ever gotten 🙌🙌 you broke things down so simply, but thoroughly 🤗 it makes it so much easier for a newbie to begin! I've watched other videos and left feeling more confused and overwhelmed. Thank you 💝

Ive been bindging these budgeting videos for two weeks and you finally made it make sense for me. Thank you.

Your video makes the most sense, of any; of this type; I've seen. When this type of budgeting first came to my attention, it didn't make sense to me. Then I began to think that money in the bank doesn't seem real; much like the available balance on a credit card. You don't see it, you don't touch it, you don't have to pull it out of your wallet, to spend it. Therefore, it doesn't exist in a real world way. I remember when people cashed their paycheck and drove around and paid their bills, and people weren't in debt like they are now.

I’m a single mom trying to get back on my feet . This is very helpful I was getting very overwhelmed trying to figure out how to budget for my daughter and I .

I admire your humbleness and honesty of redirecting where we can buy binders etc

I did that 30+ years ago and graduated to a written yearly budget, then a yearly computer spreadsheet. I own a house outright and am now completely debt free.

You sound like a teacher so I'm here taking notes 📝

I would LOVE to see a video about how to start savings challenges! I’m new to cash stuffing and sinking funds and saving in this way so I would definitely appreciate the help learning more about it

I have been watching budgeting for a year now. You are the only one that made it easy for me to understand and know we’re to go if you just start budgeting and what items you only really need starting out. I went bought tons of binders becuase I thought I needed it. Loveee you tell us we’re to go to save money and talked about Amazon to get our stuff to first start out. New Sub!!! Will loveee a sinking fund Challenge video Soo People can start it now or For the new year 😀😀

This is the best money saving video I have ever come across on KZfaq! I took notes and watched it over and over to make sure I wrote it all down. I then just sat back and watched it for the heck of it! I hope you enjoyed my state of Tennessee while visiting here! Oh, I'm now a new subscriber 😊

I’m 21 and I been trying to budget more and I wanna say Thank you for breaking down the cash envelopes you made it super easy to understand I watch other videos and it confused me even more cause they didn’t go into details like your doing

Great tips about choosing savings that excite you. I have 2 binders and a handful of envelopes and I don't know what to use them all for. So thank you for this tip.

Thank you!!!! Thank you!!! Being new to cash budgeting it’s hard to know we’re to start. But your video was so helpful!!

I’m glad I came across your video! I’m new stay at home mom and we have only one income at the moment and we want to start managing money better since little one is now in the family and he’s a big responsibility… thank you for explaining the system I’m currently going to try and see how I can make this system work but on card😀

My first time seeing your channel, and I watched this entire video! I love that you were so helpful, honest, and upfront telling beginners to purchase from Amazon because it was the cheapest way to start doing this even though you have a shop and sell the same items! What a breath of fresh air to find someone with such a wonderful spirit! I hope you are blessed because of your amazingly selfless attitude! 👏🏾👏🏾 🤗🤗

Cash budget works as hell😂. I leave the money for all bills plus 100 pound extra in my account and take out the other cash. Mak3s budget and saves alot. It works as magic. I sometimes zip my wallet and return home. It is like my wallet tells me no way lady that u would want to spend me on some extra cloth and make up and drinks. Sometimes my husband even asks how do i save from grocery money which isnt again much and i tell him my wallet told me do not spend him on extra stuff😂😂. I paid my student loan which was 3000 pound and i also paid my 5 years water bill which was about due and paid 2230 and now 120 is left. All thanks to cash budget. Good luck ladies and gentlemen

When I first was on my own say about 25 years ago this was how I did things. I found it super easy and I liked to have it available for me to look at everything when ever I needed!😊

I like you're using a realistic budget. Sometimes my income is about there sometimes a lot less but I watched one where she's working with thousands of dollars extra each month. I swear she spent my yearly income in 2-3 months

This is amazing! I’ve struggled with figuring out how to get started, but your videos have really helped. Thanks so much - from one single mom to another.

Thank you, Jesus that I found you because it's been so hard trying to search through so many budgeting videos. My goodness every video I would go into left me more confused I didn't even know how to begin. I am very happy that your video has explained everything to me from the very beginning steps I even wrote everything down just to have it as an Example page for me to look at and know what to do. I find it very, very humbling of you to even refer a link to Amazon so people can purchase what's affordable especially with inflation. I will be checking the link to Amazon and I will be checking up on your videos so you can teach me more. I receive my check monthly and I am very grateful for you. Amen

Yes 👍🏾 please, I would like to see a video on different savings challenges! I can relate to having big things upcoming but not feeling motivated to save for them, just because I know I need to. I NEED fun 🤩, creative and motivating ways to get there. Your video is really breaking down the different binders needed, you are doing a great job 👏🏾 explaining the what and why for the binders, and which ones to start first. Thank you ☺️ . Arlene ( Miami)

Thank you for showing me. I'm a single Mother of 8 with 2 sets of twins, 3 in college. I been trying to budget and still provide . I will try this

Thanks Jordan! Starting is always the hardest part

You are the first person to help me understand stuffing the way I’ve been looking

I’m a new viewer and a beginner at budgeting but this does help especially for us beginners that never really learned how to budget. Thank you for sharing the video. ❤️

Thank you for this video. It is by far the best one I have watched for people starting out.

I just found you Jordan! I have been looking at several KZfaq videos regarding budgeting and I have been so super confused! I watch your video and it all makes sense. You explain very well, care about a person by suggesting start slow and not pushing your products! Kindness and genuine caring for sure! With that being said, I understand this process now! You have cleared up my confusion! I do have a lot of auto pay for our bills and we really do not carry much cash. I have ordered “fake money” as a starter splurge for me and will use that as our paydays come in and deduct our expenses accordingly! I am looking forward to going through our expenses, getting a more solid budget in place, savings and getting some supplies from you eventually! Take care and I look so forward to watching your other videos! Thank you Jordan for sharing your knowledge! ❤❤

Wow, thank you so much ! This is the only video I found where it is explained in so much detail and I finally get it! I hope I can stick to this method.

Hey Jordan! I am so glad I found you from Amanda's page. You're truly an honest and caring person. I just love that about you and thought you should know. I did not even think about buying the filing binder instead of an A6 binder, thank you!

I bought a $1.25 photo book from dollar tree in unicorn design It’s soft n n cute. All the pages are transparent. and double sided.

Thank you for doing this. Definitely helping me break it down. Going to start in January. Would love a savings challenge video. Would help me Lot to figure out what I'm going to do or how I'm going to do it

Thank you for being so informative. You are one of the KZfaqrs that gave me the courage to start my own Cash Stuffing channel to document my cash stuffing journey. I am jealous of your Amazon though. Australian Amazon is so expensive. For example, for my first binder and envelopes cost me $30 and it took 2 weeks to arrive.I

This is really helpful to me. I just started the cash envelope system and it is super overwhelming at first. But I made it through my first week with a couple of bumps along the road.

Wow you are really speaking my language and the way you are breaking things down is so extremely helpful! I'm learning so much in one of your video vs watching countless others with titles that draw me in like this one! And thank you so much for being honest and 💯 with us!

I’m moving in 2 months to a different state and I can’t wait to do this! Thank you so much, subscribed to you!!!

I love how you explain things! I’ve tried and tried and sometimes I stick to it and then I fall off. If you stick to it, it does work.

You are the reason I stayed with my budget I love how you keep it real

Your explanations about challenges and sinking funds was so very helpful! I now understand why some of my sinking funds attempts failed while other succeeded.

amazing video! the part about the grocery budget was so relatable lmao. I gave myself way too little at first and it was awful but now I have more money to use and it's so motivating seeing the money left over and be able to save that way :)

You’re handwriting is so pretty!!! I’m just learning about this system so I’m doing my research to try to implement this. This was super helpful and informative! I love the chatter too 🥰

I came across your page and I am so grateful I clicked. I just ordered a personalized binder for my needs,wants, travel shopping, savings challenges, and holiday/birthday shopping. I thought that was a good start, considering I have been using spreadsheets to keep track for a year now. CHEERS TO NEW YEAR NEW WAYS OF SAVING!

I love how understanding you are and how thoughtful you are to our pockets it means a lot as a new subscriber 🥺💕

I subscribed because you were honest about saving with Amazon on the one binder. I love honest people. It's refreshing.😃

Very helpful for beginners - I’ve been wanting to start the cash envelope system but it has been challenging for me to figure out where to begin - this video provides a good foundation to build from

I love the coloring in images. Especially the Christmas trees. Very clever!

Thank you for thos video. It helps me break down on what I need to do to start. Right now all I'm using is a jar and a zip lock bag.

I love your explanation for you savings challenges! That's gonna help with the big purchases! 🥰💙

I've been looking for someone from sooo long to actually spell it out! TY!!!!!

I just purchased the pink binder book with the hearts from your site been searching all day and came across this video!!! Can’t wait to receive it 🥰

I love this! I appreciate that you’re honest with others and tell them you can start with what you have! Great video! ☺️🌸❤️

It's a really transparent system and keeps you accountable to stick with your budget. If something is physically there, that is all you are going to use that rather than having the temptation of using a credit card or buy now pay later methods.

Oooo I need the new car and Christmas envelopes 😍😍😍 I love that idea!

Thank you for sharing. I just started back with cash and starting on some challenges. Excited to see my savings grow. 😊

This video was great, I can under it well and easy. I started last March and it took me a while to understand how SF work and by watching this amazing KZfaq SF community and how everyone did there’s in different ways I was able to finally understand and get my envelopes in order. Lol I started with SF envelopes like car mnt, emergency, house etc I didn’t do any challenges until I was ok to start taking more money out for some small saving challenges because I can’t do them all so I do the 5 or 10 dollar challenge and it adds up! My bills are all auto so I don’t take them out. But I hope to one day be able to do the 100 envelopes challenge eventually lol. Thanks Jordan

I just found your video today love how you break it down for us. At the moment I'm not working because I'm taking care of my Dad. In January I started to save my cash. I have a goal of 2 years to save so I can go to Puerto Rico for my niece's quinceañera. One step at a time so I won't be overwhelmed.

Yay! One of the first budget channels I’ve found that is 1 month ahead and pays all their bills on the 1st! New subscriber 😊

I have watched so many budgeting videos but never understood it fully. You explain so well. Thank you much! Especially i loved how you told about starting because i was already overwhelmed about binders.

I follow a couple cash stuffing envelop channels, but hands down yours is the best. I already started and done my research but I like to watch others for more inspiration. Your channel is amazing. I hope you continue making more videos. Thank you for sharing your ways!!

I’m definitely gonna Finish watching your video when I get off work!! I’m starting to realize that I’m spending more money than I am saving because as you said once I get paid I feel like I can buy anything I want! Then the “needs” end up caving in on me and I end up broke! Smh!

Thank you for the start out tips I have been doing this since 2019 and I'm still working on bills and sinking funds which has been working for me every year I add a new envelope so far I have six sinking funds envelopes and five expense envelopes I don't do zero based budget I do find it fun to see exactly where my money goes my goal this year is to stay focused and have fun doing it. God bless you and your family.

One thing that has always confused me about cash stuffing is what happens to all the money after saving…do you never use a bank aside from receiving your salary? Or do you move it to a bank at some point?for example, after a saving challenge

The algorithm chose this as my first video intro to cash budgeting and I’m hooked!! Thank you for the easy explanation!! We’re starting this this year, and I’m so thankful I saw this before Jan 1st, so we can start fresh from the beginning. 😁

Thank you for explaining. This is very helpful. I get overwhelmed trying to figure out what sinking funds to do.

I enjoyed your ideas. I started my cash budgeting system with just envelopes with the category written on the envelope and I put the amount in/out on a 3 x 5 card. Your goodies are cute, though!

Yes I would love to see you talk about savings challenges. Thank you.

You just gained a follower for ever! I’m a new mom thank you for being transparent about your Etsy shop and gave so many tips !

Thanks for clearing up the different catergories and how to get started