I actually agree with the bald man. We DO need more landlords. In fact, EVERYONE should be a landlord... we could call it... owning your own home?

Landlords "provide" housing in the same way that ticket touts "provide" concert tickets

I actually snorted when the woman referred to a homeless charity as a ‘pressure group’ That is a WILD view on the world.

It's surprising to see landlords taking such drastic measures. I wonder what's causing it.

I prefer the honesty of my landlord. He has 15 properties, he rocks up in a £120k car, brags about how he skipped the waits for a health scan by paying £4K private the week before and then casually informs you that he is going to have to increase rent for the 4th time, not because of rising costs but because ‘all the other houses in the area are putting their prices up’ As he’s wandering around doing his inspection’ he will casually mention how bad this area is now days because of the (insert racism here) and moan how hard it is to get staff to work on his properties (on the cheap) as everyone is so workshy. He’s not pretending that he isn’t a fat parasite though.

Best argument against landlords is just letting them talk...

The fact people accept it's OK to pay £650 for rent but get refused a £400 mortgage on the same property is amazing. The British public really enjoy being bled dry.

Landlord “It’s a good way of providing social impact by providing homes” No, mate. The builder provided the home when he built it back in 1935. What you’re doing is charging someone 75 percent of their monthly income for essentially doing nothing. A lorry driver transports things, a bricklayer builds walls, what does the landlord do? Makes money on the exchange. Basically, a wealth consumer that produces nothing. No different from a person sitting on benefits living off the tax payer.

Asking landlords how to fix the housing crisis is like asking foxes how to protect chickens.

Social impacr? WTF. Landlords don't provide housing, house builders do. Landlords extract properties from the market.

HMOs for professionals… once upon a time it was the entire house for professionals not a single bedroom. How the living standards in this country have fallen. The housing crisis is a crime. There should be no such thing as private renting

When your enemy is "shelter" you surely can't consider yourself the good guy 😂🙈

“Supplying/providing homes”… The home was already there, you didn’t build it. All you did was create a middleman that drives up the price to the would-be occupier?

Perhaps if we didn't elect so many Multi-Millionaire Landlords who are also part time MPs, then things might improve?

The problem with taxing landlords is you know exactly what they'll do, they'll just increase the rent

"Fixing the housing crisis requires a multifaceted approach! In addition to policy changes and affordable housing initiatives, individuals can take control of their financial future by investing in the financial market. By diversifying income streams through smart investments, we can reduce reliance on rental income and create a more sustainable housing market. Let's empower individuals to build wealth, achieve financial stability, and create a brighter future for all!"

The fact they think they're "providing homes" is beyond belief

I can't believe the woman who went for Shelter who are a noble charity that provides services free across the country for homelessness, eviction, and financial problems. They have lawyers at every court to represent those who can't afford support in hearings of litigations (mortgage or rental) Calling them a pressure group shows such a lack of humanity

She seems to think of herself as "providing" homes... but she's not building them, she's just preventing other people buying them.

Landlords would generally have people believe that they 'provide housing' and that they have a mature, professional outlook. These are the same people (who are often 40-70 years of age) who effectively have their cars, holidays and designer clothes paid for by 20-40 year olds on low wages. Why don't the landlords go out and earn money, save it up and then buy the things they desire? If someone does not wish to own a sports car or go on a cruise, why should they have to foot the bill for someone else's? Social housing as well as limiting house purchases to one per person would solve a lot of problems.

Probably best for my blood pressure that I don't watch this.

They should make it illegal for these people to "subdivide" a house into 6 rooms and charge £700 per room. Utterly disgusting.

Interest rates go up = rent prices go up, Interest rates go down = rent prices go up

I'm always so impressed by the way you guys manage to soften up these horrible people to get them to demonstrate just how awful they are by talking. Bravo 👏🏼

Unless you are building the homes from scratch, you are NOT providing it.

My heart bleeds for all those milking us for their passive income.

"We're trying to provide homes for people" amounts to 'We're trying to stop people buying their own houses'

"All the good lords" - 4:34 that slips shows how she views herself, as a lord.

My heart really bleeds for people extracting our wealth and providing nothing to society except increasing the cost of housing

They keep calling themselves housing providers? Are they building houses?

I am a landlord. Fortunately, I do not have a mortgage on my property as it was inherited. I have not put the rent up, firstly because i dont need to cover a mortgage and secondly, I want to give my tenants the opportunity to save to buy there own home. I am blessed to be in the position I am in, and know that my uncle will be looking down on me proudly.

1. Landlord are not trying to "do the right thing". Landlords are trying to make money. They couldn't care less if a tenant died. They would just want to know from the family how long it will take to clear his stuff out because they want to rent to another tenant to fill their properties. 2. The are not "housing providers". If they didn't have those houses then the government would have them for people. They didn't build them off their own back. 3. One house is enough. Greed Greed Greed. I am glad the Gov has reduced their profits.

The hatred for of all things Shelter is just bonkers.

60% of the landlords I've ever had, have not maintained their properties.

I'm 32 and bought my first home at 24. One thing is for sure though: I couldn't have done it on my own. It relied on getting married at 21, living at home until that time (and even a year after getting married!) and pooling all our savings and income. One person can't save enough on their own for a deposit. It isn't possible. Stay at home, save up as best you can, get married, pool your resources, buy a crap starter house like we did, do it up and trade it in for a better one. It's worked for generations and largely still works even in this climate. Rent is a trap. Avoid it like the plague.

“We’re feeling the squeeze too” as if they aren’t the main cause.

The interesting thing about renting a property from a landlord is that you become the primary provider in their family too!

They dont seem to understand if they say they are struggling then go onto to talk about how they are looking into purchasing more that it shows they are making money.

I'm favoured, $50K every week! I can now give back to the locals in my communitv and also support God's work and the church.God bless America

In some european countries it is not allowed by law to make a profit from a flat, the rental or maintenance costs nor energy costs and the flats are owned by a large company or group, the flats are for dwelling in not making a profit because its seen as a human need, rent is kept to a minimum amount to support this.. the flats are always rented and stay under the ownership of the large company/ group never sold individually. Energy prices are also capped to support the tenants. While this setup may not give direct access someone wanting to get on the property ladder it does allow for people to live comfortably and to save for a house. It supports the many who are not rich.

"WONT SOMEONE PLEASE THINK OF THE POOR LANDLORDS?". My heart bleeds for them

Yeah to be fair it's kinda sad for the leeches too when they suck so much blood out of their host that their host dies.

It’s incredible hard being a landlord, they lose money every year on these properties. It’s purely their love of mankind that drives them to accumulate property so that they can subsidise the poorest in our society.

50 years ago the GOVERNMENT took a fair degree of responsibility for housing the nation - and thus there was PLENTY of social housing available. Today the Government has totally washed their hands of that social responsibility ( and flogged most of what social housing we did have off which is now mostly in the hands of private foreign landlords ) and thus private rentals have become the norn. And it's VERY lucrative, especially for foreign landlords that don't pay tax in the UK.

Crazy how these landlords seem to think they are giving something away. When in reality they live off someone else’s labor. So a parasite.

A landlord's definition of losing money is not making as much as they were before. So for a good chunk of these people when they say they're losing money they mean that they used to be able to make £8000 of pure profit. And now they can only make £6000 of pure profit. And to them that constitutes losing money every month lol.

I'm a landlord in London and charge 30% below market rent, other landlords hate me because I'm lowering the average in a few areas (2 in Whitechapel, 2 in Pimlico, 1 in Farringdon and 3 in Bermondsey). It's probably actually 40% now since I haven't raised prices in the last 5 years and don't check the market often but I don't want to raise anyway. I'm making a bit from each property and because my tenants obviously won't get cheaper and I let them decorate how they like they stay for a really long time. The only reason I got into it was to try and help normal people so I thought what better way than to give someone that can't afford to buy a chunk of extra cash each month because their rent is WAY cheaper than everywhere else in the area. I've got a few nurses and teachers for example that can only afford to live near their workplace because they're renting from me. I haven't been able to get either of the other two landlords I know to rent at reasonable prices though. Wish more would so prices started coming down overall because I actually like this country so don't want ALL the property to be owned by giant corporates or foreign investors.

I've personally got no issue with someone owning two properties and renting one out, in fact it's very common some people have a holiday let they use themselves from time to time. The issue is multi-million/billion pound developers hoovering up all available land, slapping flats down and renting them at prices a person who could afford a house outright could afford.

How many units can we get out of this house. Eugh. That right there tells you everything about these people. Human needs are irrelevant, only money matters.

A landlord is like a physical version of rich families putting wealth into trusts.

Hey man any chance you could add subtitles? The automatic ones don’t seem to get everything correct. Interesting subject and would like to be able to understand 🙏🏽

You don't "lose money" every month when you end up with a valuable asset at the end of your mortgage 🤷‍♀️

Just went through rent re-negotiations with my landlord on my already expensive flatshare in London. They insisted on a rise not based on their costs going up, but actually on the fact that the London market has gone up by 6% in the last year (while also not sharing any of their research). How anyone can justify this never-ending upward spiral based on nothing but greed is beyond me.

Imagine thinking you are a good person whilst simultaneously putting down charities and calling them pressure groups. More housing association, more council homes. Fuck landlords, even the 'nice' ones

Provide homes? Did theyt build them or did they buy a house that was already there taking it off the market for a family to buy?

Landlords provide absolutely nothing, they just hold property to ransom.

Ah yes the old evil bastards... Shelter :|

Some serious cognitive dissonances here. "We provide shelter", but "we charge between 30% and 50% of the income of a median household for it as passive income".

"I'm a housing provider" "Oh so you're in construction?" "No, I'm a landlord" "So you're not a housing provider..."

Landlords should fully pay their mortgages first before retenting out their properties. I do not understand why renters should pay for their mortgages

Interesting how many landlords believe people having somewhere to live is an industry and not somewhere to live. Shows how low they have fallen. Next they'll be blaming charities like Shelter for reducing their profits. Wait, someone actually blamed Shelter.

I love how they all paint themselves out to be providing a Saint like service as opposed to what it is. Opportunistic profiteering and fiscal predation.

Becareful what you wish for. The exclusion of small time landlords will just result in more large corporate landlords in urpose built blocks or many small landlord houses if in a high demand area will be bought by large coroprate providers. There will be reduced options of where to live, the price will be even more jacked up just as new builds are. Landlords selling will not result in a drop in any meaningful housing prices I am afraid. I am not saying reform is not need as with the last grab at landlord induced a drop in supply resulting in an increase in rents further hits can have quite unexpected consequences.

With the man in the red coat, thats typical. He earned A LOT of money through his job, and could enjoy an early retirement. He then earned A LOT MORE money becoming a landlord. And then his only regret is not making EVEN MORE money mortgaging rather than renting. Id love for these landlords to speak to rough sleepers, homeless families, young people like me (27) who have never been close to being able to afford their 1st home, and people like my friend forced into a caravan in a lay-by by multiple greedy landlords. Maybe then they would understand financial hardship isnt just missing a holiday to the Bahamas, having fewer 'assets' and having less than £100,000 in the bank...

so we need more houses, so that landlords can buy more houses so there are no houses again? Did I get it right?

"we provide housing/accommodation"...this is a delusion of rich landlords to make themselves feel better about the fact that they are leeches and contribute nothing. The reason people "can't afford to buy" is because people like them own multiple properties. No one should be able to own 50 homes it makes the situation worse.

Being a landlord is a social badge of shame. It's exploitation and lazy investing.

Housing providers hahah, the house was there for use before you bought and rented it out mate...

If you buy a house, and have someone else pay 80% of its value, you’re not a landlord, you’re a scrounger getting a free house.

The problem started when pensions failed and it was a way to offset that problem and many others originally caused by the government and the financial services sector. There needs to be more social housing at affordable rents as the private sector can't deliver on this as there is a profit incentive involved. Regardless tenants still have to pay to live in the property just as you might pay to lease a car as the landlord is also responsible for the repairs and maintenance during the rental period and takes on the risk. The problem is are few consequences for bad landlords.

The arrogance of the blonde lady to suggest that she is providing housing unlike ‘shelter’. I wonder how much she charges to ‘provide housing’

Around 40% of landlords don't have a mortgage on their rental property. Why have 100% of landlords put rent up for their tenants?

the same guy that mentioned social impact said that landlords shouldn't help to alleviate the housing crisis. The truth is that the UK needs more non-market/non-profit housing, and not these clowns.

The only thing that enable most of these leeches to buy multiple homes is access to credit, ask how many of them are liquid and bought their 2nd/ 3rd or 4th home with cash! Housing shouldn’t be for profit, it should be extremely hard for someone that’s not cash rich to get a second let alone third mortgage. Limit foreign purchases, regulate home builders/ developers to clip greed and we should be on a good path.

"If labour win, it'll be a lot harder on us" - Great reason to vote labour

When I used to live in Southend it was well known that there were 4 families that owned over 500 properties each. It is obscene and they control the market

Crisis a charity helped me back into a place until I was able to be rehoused back onto social housing 6 years later.

As someone who works in the housing sector, the people being interviewed are delusional. I don’t know if they genuinely believe what they’re saying & it’s just to help them sleep better at night, but most of what they say just doesn’t make sense.

Second home stamp duty is the "claw back" tax on Landlords, they pay on every purchase, unless you buy 7+ homes at once which the super rich do and can avoid it?

All those people who claim that they can't afford to buy a house are talking rubbish ! Of course you can buy a house ! But, for someone else, not for yourself obviously 😢😢

3:55 Lol, lets rename ourselves so we don't sound as bad. Landlord sounds feudal - well pal, if the cap fits...

Oh the poor landlords they might have to pay a little extra on there passive income its not like after the tenant has paid there mortgage they get too keep the property.

Asian slum landlords are the problem buying up properties and renting them to multiple occupants and not looking after the property, no one from abroad should be allowed to buy if they are not living there themselves, too many houses are being bought for second homes like in the Lake District or Cornwall both are poor areas for housing for locals, time to put a stop to this.

Funny how these house stealers claim they are providing a social service, when what they do is raise house prices, create HMO’s. I do not wish to prevent people becoming financially independent, just not on the back of those people competing to purchase their own home… They own the asset and have their tenants pay their mortgage?! Absolutely ignorant people.

Landlords steal the home equity of the working class. Having a nationalized mortgage bank that guarantees home ownership to all working class, would allow those forced to rent, due to unatainable private banking requirements, to build their own equity.

Being a landlord is a business. Owning and running a business is going through good times and bad times. As a business owner, if you can't save or sell assets to ride out the bad times, the onus is on you, not on your customers. I've never heard of any landlord lowering rent when inflation and mortgage rates are low! They want all the benefits and none of the downsides. If a person buys a home with a mortgage, with the intention of renting it to make a profit, then they should factor in the possibility of inflation/mortgage rates increasing. It's not up to the renter to pay someone else's bills.

Problem is mainly in England. Much stricter controls in Scotland especially regarding HMO's (very difficult to get agreement for them and they are a separate licence), Rent 2 Rent (which is effectively illegal in Scotland unless you have a written contract signed by the owner of the house/flat and the landlord and the sub tenant). Bottom line is the Gov has now seen landlords as an easy cash cow. They can only claim tax relief on the interest of their mortgage for 20% of the total amount of what they pay in tax, not what the mortgage is. Previously they could claim 100% of their total mortgage as tax relief. They now get no tax relief for redecorating AT ALL. They used to get a flat amount for wear and tear (20% of the cost of repairs or decoration was tax relief). Slowly but surely the tide is turning on the smaller landlords who owns 1-4 properties in favour of the bigger corporate landlords who register as Limited Partners and use their pre-adult children's tax allowance as tax relief (they make them partners in the business and use their near £13k allowance as tax relief). Want to stop the housing crisis it's easy - make it either illegal or incredibly tax punitive to own more than 1 home UNLESS that 2nd home has ZERO mortgage - BANG that'll be 90% of your landlord held stock back on the market within 2 months. Landlords buy a house for say £110k, put a £30k deposit down, do it up, get it revalued to about £120k then they refinance it to £120k getting their £30k deposit back and their £10k refurb money back and start the cycle again. Thus they "own" multiple properties (except they don't own them, because they have a BTL mortgage so aren't paying the mortgage off, they just rely on the price of the houses going up so they can refinance)

If landlors can't afford to pay the mortgage of their properties and they're feeling the squeeze, maybe they should stop buying avocado flats and caramel latte bungalows all the time.

I really wanted to be in London W14, standing on the other side of the street shouting "OH HOW FUCKING MAGNAMINOUS OF YOU! LOOK OUT ED, HE HAS TUNA!"

Yes, it seems the problem is that they believe they're providing homes, they're doing people a favour. The home was there for someone to buy and own, but a landlord swoops in, outbids them, taking that home away from a potential owner, and then rents it out for a price that covers the mortgage, bills, everything you would have paid to own the home, PLUS a percentage on top for profit. As a renter, you're paying someone else's mortgage. In the end, once the home has been paid off, they get a home that they can keep renting out for pure profit, or they can sell it for a price they hope is higher than what they bought it for. How about we get landlords and investors out so we can just buy our own home?

Perhaps we should be looking about whether to limit foreign ownership of housing, perhaps to 1 property. Some people will cry 'racist' but it's just economics, prices are high enough already without having the market totally open to all the rich people in the world. And for gods sake build more council housing and affordable homes!

Landlords don't seem to count the increase in house value as part of the equation

Tenants feeling the squeeze: Might be evicted and made homeless Landlords feeling the squeeze: Losing money but still owning an incredibly valuable asset but being super upset because their EXTRA money is lower than it was.

Landlords do NOT 'provide housing' - quite the opposite. They're using homes as their pension, or to hold value, which is causing properties to become unaffordable to your average person. I've never met a landlord yet who actually cares for their tenants or maintains the property. They simply want to squeeze their tenant for every penny possible, whilst providing the least amount of value. If the UK Govt weren't deliberately trying to prop up the ponzi housing market, then all landlords would be wiped out... and that would be a great thing for your average Brit.

It's a strange state of affairs when foreigners own more property than the countrymen, and the countrymen rent. Wtf has happened

I respect your patience in not asking the guy who says he's a "Housing Provider" whether he's built any houses.

This is what’s wrong with our country too many greedy selfish landlords.

Multiple home ownership should be restricted to 2/3 per family. Quality of life will drastically improve for the majority and less benefit claimers

residential rental properties should not be used as a way to make money and profits because it stops them being seen as a home an more as a commodity then can be bought and sold like it was meat, the owner does not care just as long as they make profits. Commodities such as a holiday or a car, people do not actually need them, they can go without them but everyone needs a home and this is where private renting goes wrong because tenants are seen as cash cows for landlords and letting agents. Raise the rent, cannot afford to pay, they do not care, they give you a section 21 to kick you out so they can get some in some loser who is prepared to pay the over priced rent. There are some very very good landlords in the country but they are extremely rare. Private renting in the UK is the quickest and easiest way for a person to get ripped off. Ripoff Britain is not about the cost of utilities, the price of food or petrol or taxes, it's the over priced cost of private rents, rental properties that either have no mortgage on them or have an extremely low mortgage but the property owners puts the rent at 6x or 7x times the mortgage and what is the pathetic excuse landlords give? the rent is at what the market is and because landlords are getting greedy, the rental market is artificially inflated which means only the well off can afford private rents because landlords have priced out lower income people and families. Like I said there are some very very good landlords but on the whole private landlords are the scum of the earth due to their greed. Look at what happened when the government removed the protection of private tenants due to covid, evictions rose 1000%. Look at the commercial sector, shops closing down due to the greed of the landlord because the shop can no longer afford the increase in rent placed upon them. WHSmith suffered because of massive increases in rent, so did Wilko. Greedy landlords have a lot to answer for why the country is in the mess it is.

What would fix the housing crisis, is building a few million affordable homes