💸Start Investing, DEMAT Zerodha: link.lla.in/zerodha SIP Calculator: labourlawadvisor.in/calculators/sip-calculator/ Hax to Save Tax: www.taxplanningforsalariedemployees.com

Wah Wah Mandeep Bhai Zor Shor se janta jagruk karrahe ho!! Intresting🔥👌

The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?

The most genuine, humble, and informative channel on youtube. You guys are certainly going to go a long way. Wish you a lot of success keep going guys!

Better practical explanation than many Ph.D holder commerce teacher. I am a commerce student and did cap. Budgeting in 3rd year Financial management without knowing its practical use. You are great. Thanks a lot.

Your channel is growing at 100% CAGR

Kal hi manga aur aaj mil bhi gya❤️ You guys are giving the most valuable education. Thanks for such a rare but most important education. Great fan of yours

Honestly had no idea about this, saw xirr a couple of days ago against one of my Mf investment and was wondering what it was. Now everything is clear, thanks for the video great work 👌👌👌

XIRR and IRR both are annualized, this is the pro tip from this video. I never came through this tip. And yes, thanks for explaining with best examples.

One of the clear cut explanations for XIRR I have ever watched👌👌👌

awesome video. .i claculated xirr of my LIC, its 7.5 % over 25 years.....not bad, beating inflation and more than the FDs 👍👍

well done Maths !!! Respect for u bhai ... u can use NAV column for exact returns

I can't even express how amazing the content stream is, while I was watching I was continuously thinking of you should've also been featured in the article highlighting the finance educators on KZfaq platform. Truly your content is amazing. Huge fan. More power to you 🌻

If Mandeep ever started teaching in school or college's, I'm 100% sure that students will gonna win every event they participate and Score full marks in his papers.. Well done lad 🙌 Hats off to the content you provide. You're amongst that very few gems left on KZfaq ❤❤❤

Ek baat batau I am 35, and these gusy are giving knowledge to audience worths rs crores, the best financial knowledge channel ever, no faltu bakwas, no topic diversion

I had no clue what XIRR was. I thought it was something that only accounting/ commerce background people can understand. Your explanation was so precise and simple, now this is a parameter I will surely watch out for in future. Thank you.

Earlier I used to calculate absolute returns now I know I need to calculate XIRR. Kuvera pe mene XIRR hi laga rakha hai. And Even I do irregular investments Maza agya video dkh k. 🔥

One of the best videos I have come across, especially the part wherein you explained using google sheets / excel. Thank you !

Why you dont make a video about the taxes on mutual funds ??? Its hard to understand whether go with mf or ppf as seen in your shorts please help

You guys are really doing very good job... Nahi to ye banks, RMs and insurance agents to saari investment 15-20-30 saal ke liye block karwa de wo bhi 5-6% returns ke liye... 👍

Truly speaking these Valuable content deserves alot of appreciation ❤❤

As expected!! XIRR ka aa hi gaya video!! Bahoot khoob! Very well explained sir ji 😇

Mandeep Bhai, I want you to know that you are helping in creating wealth by controlling the blunders and common sense mistakes by creating awareness... Thankyou and I am really proud of your research sharing attitude... thanks a ton brother

Thank you so much. This is exactly what I was looking for. A mathematical way to evaluate a life insurance. But can you also tell what is an ideal IRR for such a plan, a benchmark number that we should compare it with?

Thanks Mandeep....I'm overwhelmed by the thought that my feedback was heard and you made video on this so quick. More power and love to you. ♥️

Thanks a lot Brother for this concepts, they look simple but in actually they are not 😇 But after yours explanation they became the easiest thing in the world🙏👍

Great this was so important for investors to understand XIRR. Never came across any channel which covered this...only some financial blogs with not clear explanation.

Thank you mandeep bhai!! Itna easy se kabhi nahi samajh aaya ye concept!! Even more with the examples which are really really helpful! Bhagwan tumhara bhala kare!

You guys are real life savers for middle class, Thank you and God bless

best video to understand how calculate SIP. great brother

Very well explained bro... This cleared my confusion which I had since years...And yes, I was among the ones who was investing in Mutual Funds since 2018 but never knew how to calculate returns. 😂

This video was very well made bro. I have bookmarked it! I was back testing my own strategies but was making mistakes in the calculation of returns. This video should help!

Thanks Mandeep for keeping the request.. Please keep it up and bring something like this.👍👍👍👍👍 Great effort bro....

Everyone wants in mutual fund "21 din me paisa double" 🙂

mandeep although i am not a finance student , but at this age i am able to understand concepts , you are a great teacher...

Bohot sahi Mandeep bhai …literally the way you make us understand the very critical concept in such a layman’s way …majaa aagyee

I already knew this as I also follow Rachana mam...... But thought let me check your feed too.... Man it was explained nicely.... Great job bro

And people say maths is not used in real life.

Very subtle, neat and crisp explanations! Kudos for your simplicity.

IRR gives the rate of return for periodic intervals. It doesn't matter what they are (days, months, years, decades) and hence it doesn't require dates. The result you get is the rate of return over the same period that your values were invested apart. That is, if the values you provided were periodic per month, the rate of return is also month over month. Since in the video, the dates he provided were a year apart each, the IRR given (5%) is year over year. The actual dates don't matter.

Thank you for explaining this nicely, I always wondered how the xirr was calculated.

Thanks Mandeep for accepting the request and making the video. This is really helpful for calculating interval investments. Which we were not aware earlier.

Great video. The indepth knowledge of Finance and very elegant way to give a simple explanation of a complex topic is really helpful.

I have seen few videos explaining XIRR. But honestly, this is the best. The way you have highlighted minute details about is commendable.

Bahut badia Bawa... Retirement tak videos dalte rehna tum... To meri retirement planning bhi tension free ho jaegi 😛

No body, like no body explains it better than you 👏

Mandeep you are now my personal investment trainer... love the way u explain...

Thank you for this video. You saved me from purchasing an endowment LIC plan which had just 5% XIRR. I was excited looking at its Absolute interest. I have been investing in mutual fund and stocks never bothered to check about XIRR and IRR. It helped lot 👍

Just put ctrl+shift+# and if date will not come thn there is some problem in date format

Itna acha toh MBA ne bhi nhi sikhaya tha ... ❤❤❤❤ Totally loved it!

This is gem of an explanation. I still recommend this video to friends who are starting their investment journey! Thank you MMM and LLA 🙏

Great 👍 Knowledge Sharing Sharma

8% is the IRR when you calculate the IRR of 1000 investment for 6 months. Amazing video man. Thank you so much brother learnt a lot.

Bhai 25 saal mein itti knowledge aur paune 2 million subscriber!! Gazab hai sir

Mandeep trust me you're a awesome teacher, lots of love from mumbai and best wishes to you, Rishab and the whole LLA team.

Thanks. Bro for the video...

Good information

What a detailed explanation!. Thank you for the video. Great part is this is without any sponsorship or promotion and so simply explained in Hindi, I can share with my family members and educate them using your videos 🙏

Thanks to LLA and team; Now especially the youth is getting financially educated. God bless.

Thanks! I already know everything you explained about XIRR but didn't know about IRR because @CARachanaRanade said that both are the same, just MS Excell used different names for them. I saw so many videos about the share market and mutual funds everyone said that our investment would be compounded, so I had doubts about that because as per my knowledge of Mathematics that is not called compounding. You are the only person who said compounding will not happen.

hi Mandeep! Just wanted to know the pros & cons on investing in mutual fund for a complete one year rather than going for monthly SIP.

World class explanation. I have already attended the XIRR and IRR lecture from IIM Bangalore but this explanation is on another level. Thank you for your teaching with simplicity. Here is the Answer for your Question posted at the end: XIRR = 164.76% IRR = 8%

Very informative and useful knowledge, thank you for presenting in most simple way.

"The Best Explanation from The Best Person" This video had all the answers to my questions. Though I read on Google yet Now I understood everything clearly. Money Minded Mandeep is better than Most IITians I can Bet.😎 Editing on this channel have gone to next level. The ending was cool and the part where calculation was done too good editing.

U also 👍Awesome

Very well presented and explained. Couldn't be and better than this. Thank you very much 👌🙋🏻‍♂️

U r a marvellous teacher!!! U hv been keeping things simple, plz keep it up in future too.

Great. Thank you. I was confused before to calculate my CAGR return in my stock investment in last 4 years. Now can I consider XIRR as Cagr return ?

IRR is 100 %. Same as your channel growing 🤟👍

Loved it!!! Crisp and clear. Love your videos and shorts.

Ur channel deserves much more....subscribers. Grand salute sir.

Can you explain how compunding is affected by changing the stocks in our portfolio?

I used Xirr in excel

Dil khush ho gya video dekhkr..truly intellectual content..this is the kind of finance advise that we need..by the way why is this chaannel named Labour Laws??

Really informative 1000 invest in 1st month and get 1500 after 6th month i.e on 7th month then IRR is 7% But XIRR is is 126.517%

1000/- rupees in 6 month gives 50% return than IRR will be 100% (50%*2)

Mandeep can you make a video on Tax harvesting option on Kuvera?

Best video...Aapne mausam badal diya😂👍

Thank you Mandeep. Your Videos educate with ease and in detail... One of the best👌

Mandeep, thanks for the awesome material. I had a doubt. You said that there is no compounding in Mutual Funds. Isn't it the case (at least in Growth MFs) that the earnings from stock dividends/bond intrest payments and capital gains resulting from trading of the holdings are reinvested back into the MF making it kind of a compounding scheme?

Hey Mandeep, thanks for the great information and content as usual. Just had a question.. You told us in the end that XIRR would evaluate to 47% if you kept investing with the same pace and that's why even though absolute returns was only 6.2%, the XIRR wouldn't be the same (obviously because you didn't invest for the entire year) But my question is then if XIRR shows annual data, shouldn't XIRR show 8.3% on the first example since that was an annual overall (12 months)

Bahut kaam ka video hai, aise aur bhi funds related videos chahiye

Answer to question = 8%

@labour law advisor: In response to the question asked in the end of the video, XIRR= 126.52% and IRR=5000%. Is it correct ?

This is what I searched long time in Google but today I got it. Thanks

Finally i saw a video where i really learnt the stuff...quality content brother..thanks

Sir kaunse SIP m invest kare ?

Now i can flaunt terms like XIRR IRR with my CA friends 😂😂👍

Aap genuine information dethe ho sir

Sir maine phonepe se icici ke mutual funds mai monthly SIP invest kiya hai 100rs. Aur portfolio bhi aagya hai abhi. Its my first time entering into this industry as a student (19yr old).

When information is free to access, then whats the point in educational institutions commercialising this. A Ton of salute to the crew members behind this channel.

My all doubts are cleared after watching this video. thnx bro...

All doubts cleared in one video.Good work.

Superb explanation. Answered all my queries point by point😃

This guy is simply genius.!

Mandeep bhai.....that's a great video. Very informative and helpful. Thanks a lot. I will surely recommend this video to my friends and juniors.

Very Informative Video, Sach kahu to chakshu khol diye sir aapne.

This channel must got more than 30 M subscribers... Hatsoff to your content ❤️

Excellent sir. Thank for pinning. Was waiting for this video. Very informative. You young generation is doing great work. Very very informative video. Will definitely apply this formula and check out xirr for family investments. Thank you sir

Bahut accha video tha sir bahut saare answers mil Gaye thank you very much sir