😡Term Insurance में एजेंट/ कंपनी कैसे बेवकूफ बना रहे हैं 😡😡

Рет қаралды 1,500,975

Күн бұрын

Term insurance: term.lla.in
Get the Best Life, Health and Vehicle Insurance: link.lla.in/policy
.....................................................
💸DEMAT Account: link.lla.in/Demat
.....................................................
Groww Mutual Fund App: groww.app.link/WF0kp8DjN4
.....................................................
Thank you for such tremendous support on the term insurance video. Here is the Q&A/follow-up video in which I'll answer most of your common questions on term insurance. A lot of you didn't understand why I advised against limited pay and return of premiums, hope you understand the real picture this time.
Read blog in English: labourlawadvisor.in/blog/term...
.....................................................
Chapters
0:00 Intro
1:40 Section 45
4:50 1-day claim settlement
5:26 Should you close ICICI or Maxlife?
6:34 Force Majeure
8:31 Physical Medical Test
9:15 Buying online gets claim rejected?
11:08 LIC's best term plan
12:06 LIMITED PAY
17:25 Best option
17:51 Return of premiums
19:14 Can you buy multiple-term plans from different companies?
19:46 Sovereign Guarantee
22:56 What if I start smoking later?
24:45 IRDA data specifics
25:33 Why people don't like term plans?
.....................................................
PLAYLISTS :
Money Frauds You Must Know: link.lla.in/LLA-PL-Money-Frauds
Life Insurance Guide: link.lla.in/LLA-PL-life-insur...
Demat Account Guide: link.lla.in/LLA-PL-Demat-Acco...
Income Tax: link.lla.in/LLA-PL-Income-Tax...
Jagruk Talks S2: link.lla.in/LLA-PL-Jagruk-Tal...
Business Basics: link.lla.in/LLA-PL-Business-B...
ABC of Personal Finance: tinyurl.com/LLA-Financial-Adv...
Labour Law Crash Course Series: tinyurl.com/Labour-Law-Crash-...
Social Security Schemes: tinyurl.com/LLA-Social-Securi...
_____________________________________________________
Follow us on Social Media📲
Twitter: link.lla.in/LLAtwitter
Instagram:
Telegram: t.me/JoinLLA
Facebook: link.lla.in/LLAFB
_____________________________________________________
📝LLA Blogs: link.lla.in/Blog
📰Get the LLA newsletter for FREE: labourlawadvisor.in/newsletter/
🕵️Employment Consultancy, Contract Review, Salary Structure Review: www.consult.lla.in/
.....................................................
Money-Minded Mandeep:
Instagram / labourlawadvisor
Twitter: / 0mandeep7
.....................................................
#LLA #terminsurance #lifeinsurance

Пікірлер: 4 700

@LabourLawAdvisor 3 жыл бұрын

Term insurance: term.lla.in Get Best Life, Health and Vehicle Insurance: link.lla.in/policy 💸DEMAT Account: link.lla.in/Demat 👕Buy Jagruk Janta T-shirt: link.lla.in/merch

@rohitsoni9325 3 жыл бұрын

Hey, I was planning to purchase term plan for few months but just got delayed. Now, I am COVID positive, how to approach the team now for term plan? Any idea?

@LabourLawAdvisor 3 жыл бұрын

It'll be very difficult, try getting one. If you get to know more about it, please let me know as well at esipfadvisor@gmail.com

@vibhoragrawal6309 3 жыл бұрын

Sir bhut khoob Bus ab ek chiz aur bta dijiye Ye 12% par invest khaan krein?

@surajitdas94 3 жыл бұрын

Hii, I was a smoker for almost 8 years. From last 1+ year I've totally quit smoking and never do it again. Can I take a Term insurance declaring that I'm a non smoker? What will be your advice in this? Thanks Surajit Das.

@RadheVajrakaya 3 жыл бұрын

@@LabourLawAdvisor LIC ka policy ka link kaha hai.

@srinivascnp 3 жыл бұрын

Why don't they teach about financial well being in school/college. Lot of ppl sadly don't figure these out till their careers are over

@LabourLawAdvisor 3 жыл бұрын

Unfortunately

@anoopsanda 3 жыл бұрын

Very true Sundar... i cant stop myself commeting on your awesome comment.

@moneymind2590 3 жыл бұрын

@@LabourLawAdvisor hello sir ....I am facing problem in purchasing lic tech term plan online.....While I entered my details there is one column to select the city ..But there is no option of my city ....Even we can not type in that particular column.....There is no column for pincode also ....While I entered nearby city it shows it dose not match...!! What is the solution for this....I tried to contact head office but didn't get any response from them...pls guide

@alokdand1712 3 жыл бұрын

Sundar - That's the main problem of our education system. They are not preparing students for real life scenarios but just some old bookish knowledge which might or might not be relevant in today's age.

@srinivascnp 3 жыл бұрын

@@LabourLawAdvisor yes unfortunately friends. I tried to buy term insurance today online and found lic,hdfc,tata offer premium more or less similar

@subhamburnwal9874 3 жыл бұрын

You're doing a great service to the working middle class people like us. Thank yo so much brother.

@manishgautamvlogs1447 3 жыл бұрын

Koi great work nai ha etna gehrai main jata hai k confuse karta ha... LIC ki policy ko piche kYu rakhta ha jabki LIC har ek cheez main aage ha

@AshishSharma-lt5vx 3 жыл бұрын

@@manishgautamvlogs1447 aap agent lg rhe ho LIC k

@manishgautamvlogs1447 3 жыл бұрын

@@AshishSharma-lt5vx yes u r right ..

@ameyapathak2008 3 жыл бұрын

Indeed 👍👍

@nitishkumar-bf5kh 3 жыл бұрын

@@manishgautamvlogs1447 Lic best

@snehpanchal533 2 жыл бұрын

Superb man , Superb way of explanation. Even if people are highly educated but they are not from the accounting fields - there is a chance that they will also opt for wrong option when choosing Policy because they are not having knowledge in that specific field even after being highly educated, for those king of people you are like a blessing who can easily understand that what truth you are exposing behind those rider plans and etc etc. Thanks a lot for wonderful explanation and looking forward to see more suggestions from you for investment plans as well just like this term plan explanation.

@jayeshathavia1278 Жыл бұрын

Very well and beautifully explained especially the concept of limited pay and return of premium. You are doing yeoman service to the people. Keep up the good work. Pl inform which term plan of lic is best Tech term plan or Jeevan Amar plan no 855. Awaiting your Frank reply

@md.sahilhossain6257 3 жыл бұрын

Labour Law Advisors should start counseling over phone/app/website in affordable fees. People like me who has zero knowledge about tax, investment etc etc...could clear all doubts. [Mera jitna vi knowledge hua...aur jitna jagrook bana...wo sirf is channel k madad se....Rishav & Mandeep sir & your all team love you a lot]

@kiranpatil4160 3 жыл бұрын

Abousulty right no doubt sir

@surajkalbhor8671 3 жыл бұрын

Bro, I am blaming myself for not subscribing your channel any earlier. In recent times, I've watched some of your videos and trust me you are doing a job which is beyond any recognition. In a digital age, where every company, every agent finds loop holes to thug consumers, you are educating all of us. This is certainly changing millions of lives. People watching your videos will educate their family and friends and can take more correct decisions. I truly appreciate your efforts Hats off to you and your team. By the way, don't mind people abusing and giving negative comments on your videos. They are worthless and as as you said might be agents looking to fill their pockets. Anyways can;t blame them they got to feed theirs. But please ignore them and keep up the excellent work. God, why didn't I find your channel earlier!!!!!!!

@navigationalequipmenthowto9863 Жыл бұрын

Bro this is new age of selling insurance products via affiliate links which you can see in his description box

@vatsalparekh7914 Жыл бұрын

Brother, I agree with the Idea of investing in SIP simultaneously to cover the premium cost and earn more return than what the company returns, but to be frank this is just generating the motivation to invest. I am 24 and have taken Bajaj Allianz term plan, with a 10 year pay, payment to be done annually, which is way cheaper than monthly premium payments. Might as well save the difference on monthly premiums and invest that in SIP/RD/ stocks! This way you will have to shell less money for SIP investments and will be able to be on cash as well. Instead, you could've focused on the decision making progress to buy the plan. Even if the amount is 40k per annum, it is still better to pay than to remain anxious and worried about dependents during these uncertain times. Cheers! Good video, btw.

@tradersplayschool 2 жыл бұрын

Bilkul sahi baat sir app ka channel sabse badhiya channel laga sir itna saaf Sutra koinehi batata financial education aur ye sab chize itne sahi koi nehi samjha pata app jaise great job sir 🙏

@KumarThakur87 3 жыл бұрын

One more Important point that we should consider while opting for Regular pay : If a person X dies after 10 years of getting term insurance with Regular pay, total premium paid will be 3 times less than he would have paid in limited pay option. This is the one more benifit of Regular pay.

@AmitKumar1150 3 жыл бұрын

You have just earned a new subscriber. Don't know why KZfaq recommend it but thanks a lot for this wonderful video. 🙏🙏

@RishabhAwasthi007 3 жыл бұрын

Ditto

@rajeshbhasin95 Жыл бұрын

Very well done work you are doing. Beyond my imagination. Eyes opening and protecting from thug companies. Keep it up. 🇮🇳

@Gabru-DMG 2 жыл бұрын

Very very excellent.. Thank you so much bro. Mere mu ki baat chinli yaar bahot ache tarike se samjaya apne. Me kisiko itne ache se samja nahi saka.me bhi mere Colleagues ko samajate hue thak gaya lekin wo sab is insurance companies k trap ko samj hi nahi sakte..

@aurkom 3 жыл бұрын

"Farak aapko toh padhega hi nahi kyunki aap toh ja chuke hai" XD Best line XD

@peshal. 3 жыл бұрын

Sometimes I just blown away by KZfaq algorithm. They hide this gem from me. And of course you gained new subscriber ❤️😍

@dancemoves2663 3 жыл бұрын

@vitthalkashid 2 жыл бұрын

I really agree with you it's very important to have a term plan for every individual. You are doing great work for society and very much straight forward and clear. Thanks for doing it for society

@shantanu0512 2 жыл бұрын

Very nice and informative video. I consider myself financially literate but still learnt a few things from this video. Thanks buddy!

@suvamkoiri4996 2 жыл бұрын

Thanks Mandeep !! Awesome Video covering all my doubts regarding Term insurance and thanks for helping by guiding us on how to think logically and rationally from different perspective while getting into any insurance plan or any other investments. 😉 A big Thank You !! And Hope the channel makes it to 10M+ Soon.

@SANDEEPSHARMA-ld5zn 3 жыл бұрын

Boss your information is valuable, properly structured. I've watched today your video first time and I felt worth watching. Thanks

@manishachatterjee8 2 жыл бұрын

Best guidance ever received! Seedhi baat, no bakwas...

@miteshpanchal9124 2 жыл бұрын

bhai jorrdaarrr... ekdum faddduuu video banaya bhai... me tera video pehli baar dekha but tera fan ban gaya bhai ........... awesome video bhai and many thanks .. mujhe bohot help hui video dekh k,, bohot sikha and specially LIC tech term plan.

@AnoopKumar-qx8to 3 жыл бұрын

Sir ..Indirectly you are helping & securing future of our beloved family when we will be no more by educating us to choose right thing right now for them.Its sad but universal reality . Please accept blessing & respect on behalf of them .God bless you.Keep inspiring & educating .

@sachintiwari2655 2 жыл бұрын

Good analysis. Absolutely agree with all ur points & realised how I too had this belief but later got deviated by limited pay thing. But now m well back on right track 😀. But I still feel that if I had some lump sump amount (which usually isn't in the case of most policy buyers) I would buy a single pay coverage considering uncertainty of short terms. Like many people lost their jobs & business during the pandemic. And they couldn't pay for their insurance premiums. So with the scenario of this 'if' a consumer had that money, single pay option may/can be peace of mind. Also with the economic crises already on my head due to which I couldn't pay the premium & my policy is lapsed, so after demise of the customer due to Covid they don't have any insurance. Also now in short term return on my investments may not be ample or sufficient for my dependents. Hope it's not confusing for u either. 🙏

@sayanghoshpdhs 2 жыл бұрын

Always loved LLA's topics. Carry the good work. Love from Siliguri, WB.

@maheshson416 2 жыл бұрын

आपके वीडियो ने मुझे अन्त तक बांधे रखा, बहुत सार्थक जानकारी देने के लिये धन्यवाद

@SHUBHAMRAJ-ff1pn 3 жыл бұрын

Really the way u made us understand the concept of limited pay was an eye opener Salute u sir 🙏 Hope u keep posting such videos

@nipunsharma4510 3 жыл бұрын

Thanks Mandeep. You are doing a great job. I’m a working professional and this distilled information to make informed choices brings a lot of power to consumers. Keep up the good work. 👍🏻

@pankajsingh491 3 жыл бұрын

भाई साहिब जिन लोगों रिटन ऑफ प्रीमियम और 10 साल का टर्म ले रखा है वो क्या करें ?

@nirajgarg3439 Жыл бұрын

Subscribed to your channel recently- thank you for your efforts. These days the claim ratio is a KPI used to judge insurance companies. How does the company ensure transparency on this front? After all this number could be fudged , isn’t it?

@abhi7232 Жыл бұрын

Thanks to the previous video. Helped a lot in buying my term plan. Very notable points in this video too. Ps. 2 half plate shayad 1 full plate se mehengi hoti hai - words to live by.

@rohitguptaa7051 3 жыл бұрын

Mind blowing mandeep. I was also so confused for why in 10 years i am getting benefits but from this video what company has done

@petlovers2700 3 жыл бұрын

Hi, please tell me your view on Edelwise Term Inssurance.

@rakeshgupta795 3 жыл бұрын

@@petlovers2700 go for icici pru blindly. Speaking from a personal experience.

@petlovers2700 3 жыл бұрын

@@rakeshgupta795 thanks for suggestion but I have already term plan of Edelwise.

@srinivascnp 3 жыл бұрын

@@rakeshgupta795 any reason Rakesh

@rakeshgupta795 3 жыл бұрын

@@srinivascnp Their Claim process is impeccable. They do the pre issuance medicals at doorsteps only. Policies get issued very quick. Just my personal experience.

@hemanshuhashia 3 жыл бұрын

Impressive video...I couldn't agree more on the facts shared on insurance and how people generally skip the basic time value of money while selecting a term insurance plan...

@praveenkumarpatel1957 2 жыл бұрын

Thank you Mandeep..... You did great work.... I have few doubt..... 1. Can I go two different company for 2 term plan together and can nominee claim for both.?....What the scenario... Please describe broadly. 2. Should I take Riders along with term plan or not? Which riders are good and which delayed the claim process.? 3. Can I take rider from other company and only take term plan from other company.?

@abhishekarora3327 Жыл бұрын

Very useful video. Clear and concise. Keep up the good work. I wanted to understand more before buying term plan. Your both videos answered all my questions.

@shashankhegde6844 2 жыл бұрын

Hats off to you & the entire Team at LLA ! When I look back the things I am thankful to have come across in the social media this year of 2021, you are one of them! Thanks for creating unfiltered & valuable content. Keep up the good work👏

@aprichitthestranger4670 3 жыл бұрын

Too good man, I really appreciate your efforts to make this video, regarding term plans and their queries 🤟🏽

@deepakkumarpanda9394 Жыл бұрын

Hi Mandeep, very nice pls continue to educate us . your NAVI QnA with NAVI officials video was not available pls update us a video on NAVI health insurance. 😊

@chiragsheth4936 Жыл бұрын

Very nicely narrated and thanks for it. One question is there. You have mentioned in your video about claim settlement ratio which is nice one. But I have seen video wherein one youtuber has taken data from IRDAI website and put a point of "Amount settlement". That youtuber has narrated difference between both. Can you please consider this and elaborate it? it will be greatful to all.

@DilpreetSingh-vy2py 3 жыл бұрын

Reading rich dad poor dad along with your video , Now i can learn why people suffer financially in life

@deepas231 3 жыл бұрын

I'm impressed by your audacity to put the right information out. Thank you for this video!!

@ShubhamRathore1995 2 жыл бұрын

I am watching many term insurance information video but your youtube video very sensible and knowledgeable 👌👌 Great work hats of you buddy 👍👍 God bless you

@TravelMode 2 жыл бұрын

Thank you brother for so much information. You are the best 🙏🙏 I have one question if someone takes alcohal very rare once ot twice in a month, should he/she choose alcoholic option while taking term insurance?

@mahesh23343 3 жыл бұрын

Rarely do I find people who like to dig deep and scratch out every detail, so I always have to resort to researching everything myself. Not like that with you mate! Thank you so much for such detailed knowledge.

@ashishkulkarni1055 3 жыл бұрын

One of the most genuine person I have ever seen in my life Great work bro 🙏

@ShwetaKumari-yg5rp 3 жыл бұрын

You must have not met many people and one life hack never ever believe someone blindly whom you don't know personally

@amolpundkare8994 Жыл бұрын

Thanks bro for your knowledge sharing, opening people's eyes and giving clarity. Grand salute...

@SwetaSingh-pl5wn 3 жыл бұрын

Hi sir, I've just watched 2 videos of yours and want to say thank you. I'm not much into these money matters but recently thought of researching so that i can start all these, since FD's don't have good returns specifically after covid. I get the vibe that you can be trusted, obviously will watch other videos of yours to get more clarity. Thank you so much so simple and crisp descriptions

@RealThingX0 3 жыл бұрын

Aapke videos to Har citizen ko dekhna hi chahiye....Itni acchi information dete hay aap. THANKS SIR! 👍

@DaRkSeiD4EvEr Жыл бұрын

ULTIMATE SAVAGE MOMENT @18:43!!! Aage badhte raho mere bhai!! Mere jaise anpadh gavaar log aapse bahut kuch seekh rahe hain!!! More power to you and all your team working behind the scenes.

@moneydada7409 2 жыл бұрын

You are Too Good Veere..👌👍🙋🏻‍♂️ Awesome..👌👍 Dil khush ho gya video dekh ke.👌👍 Ek request hai Aapse.🙏 Mujhe MF/SIP Start Krna hai 1000 Rs/Per month se , mere liye kaunsa best rahega. Plz Guid me🙏 Aur mujhe ye bhi samjhna hai ki Kya wakai MF/SIP me lagbhag 12%+ ke Returns, Per annum mil hi jate hain.??🤔 Agar ye bat sahi hai to , mujh jaise Chhote investers ke liye Kaunsa plan Best rahega jisme Lagbhag 12 se 15 % Per annum ke returns to mil hi Jaye.❤️🙏 Kindly Reply Personally ya is topic par bhi hum sabhi ke liye Ek video banaiye. Aur Sabhi MF/SIP details me samjhaiye. Aur Plz ye bhi bataiye ki ek middle class vyakti ko agar investment start Krna ho to kisme invest Krna chahiye.🙏

@pradeepash7410 3 жыл бұрын

Solid knowledge boss.. You opened my eyes🙏❤️

@tejaspawar5182 3 жыл бұрын

Boss you are doing a very big service to us . Its as equal as a national service. Indian's never get this knowledge in schools/colleges no one talks about these things. I want to see this channel with 10M+ Subs in a year❤️❤️

@LabourLawAdvisor 3 жыл бұрын

With your support, we'll get there ❤️

@sunilriet 2 жыл бұрын

Your way of explanation is superb, I am fan of ur truth explanation, by the way, I am commenting in middle of video, I will resume after it. So, please keep posting the truth and actual things as you do always.

@VishalSingh-kv9wp 2 жыл бұрын

I’m 23 and this has every explanation and reasoning I was looking for in a video! Thank you

@davinderkumardutt2421 3 жыл бұрын

100 likes to this video and the information you shared with us all. One dialog I liked the most in your speech is " Marne ke baad family ko 1 - 1.5 crore mil jayen achhi baat ha, but nhi maroge to bhi family ko, aur khud ko 1 - 1.5 crore dekhne ka mauka please dijiye" makes deep sense for everyone. Thanks

@sourabhyadav5716 3 жыл бұрын

This is my 2nd video on your channel. This is the most responsible video ever I have seen by a KZfaqr. As I see KZfaqrs create general information videos and never come back for answering questions and clarifying doubts (I know they are not liable to). But you did it and this video is even bigger than the other video. Awesome! This also shows how much depth you have covered on this topic and creates a reliable bran/channel. Great work bro. Keep doing the same. Will support you.

@gedelasasibhushanarao3863 Жыл бұрын

Well explained and your entire speech is very logical and convincing

@satyalakshmi6368 2 жыл бұрын

Excellent information 👌. May God bless you with all your wishes come true 👍...your video is big help to public.

@vishaldewan 2 жыл бұрын

Big thanks to you. I am from finance background and the way you have explained makes a lot of sense. Because I know....explaining numbers and legal phrases is not an easy task...especially to people who are not from finance background. I would like to know if you have any video specific to show the power of compounding?

@navneet2649 3 жыл бұрын

Would love if u do part 2 also of this Q&A, since many questions still remain unanswered! ❤️ Thanks for clearing many doubts! 🙏

@SpaceTimeTraveller 2 жыл бұрын

What an amazing piece of information. I was searching this. Very well described. I have a VERY IMPORTANT QUESTION - Aapne bola ki salary se 25 times se zyada term insurance nahi pay hoga. Ye salary kaunsi hai, Term insurance jis salary par liya wo ya Jab death hui us time jo bhi salary thi ya for jo bhi meri last drawn salary hai. Kahne ka matlab, aaj meri salary bahut achhi hai aur maine us hisab se term plan le liye, but kal ko kisi wajah se salary down ho gayi ya main business me move ho gaya aur zyada earn nahi kar pa raha hoon, aise me 25 times kisko mana jayega? Kya mere nominee ko full amount milega meri death par?

@abhisekag Жыл бұрын

Great explanation with data points...very much appreciated!!

@JohnDoe-fe1eq 3 жыл бұрын

Great video Mandeep . Clarifies a few things and thank you for the LIC Tech plan. I have couple of questions however. 1. I had started off my Term plan as soon as I started working (approx age 21-22). So I am paying very little for the cover amount. Now over the years salary has grown and hence I want to improve the insurance cover to maintain approx ratio of 15x annual income. Would you suggest surrendering this and buying a New plan for entire amount, buy another for the difference or top it up? I could not see any top up option with my insurance provider. Is there any such alternative or what would you suggest in this case? My only concern about surrendering is the current amount itself has a premium increase of 50% original. Assuming same trend another 10 yrs down the line I do not wish to surrender and take another hit of premium increase. 2. In relation to above, what is your opinion on the new smart plans where coverage increases with time? This helps keeping an option of reaching 4-8x of original coverage without surrendering. 3. Couple of the clients I was advising were hugely in favor of lumpsum pay. The argument I have heard for lumpsum pay is your policy is only liable to pay you the covered amount * (no. of installments paid/total installments). I couldn't see it mentioned outright anywhere be it on few policy documents I read or on the portal, but Is there any truth to this (possibly only in select policies)?

@yashgokani 2 жыл бұрын

Hi John... M also facing the same situation as highlighted under point no. 1 of your comments..... Can you please advise what action did you take?? You stopped the old policy and take a new one altogether OR yoh found a top-up policy or took a policy with differential amount

@mahendradas9165 Жыл бұрын

Mr John, Do not surrender your policy as you will be at loss. Continue with the plan and buy more Twrm plan or endowment plan.

@mahendradas9165 Жыл бұрын

@@yashgokani buy more insurance of higher some assured. Never surrender yr old policy.

@vickyp7030 3 жыл бұрын

Great work! Information in great details!! One constructive feedback: In the Limited Pay section of the video, the returns look a bit high, not significantly high though. You may want to double check the conversion from yearly to monthly growth rate. But I agree with your overall stance here!

@sheenakaurpahwa5294 Жыл бұрын

Thanks for the detailed explanation. Also can we our limited pay period? and make the premium payment period back to normal?

@GaganDeepSingh-mw6cj 2 жыл бұрын

I was desparately searching for this kind of eye opening video. Thanks a lot sir 🙏

@skc0n 3 жыл бұрын

First of all thank you guys so much for increasing financial literacy, you got a new sub. Slightly disappointed that I came across this channel so late, but very optimistic to get detailed information through your videos. Keep up the good work! On a lighter note, @22:12 pe konsa mov clip h bhai ?

@sainathkomakula6917 3 жыл бұрын

To all LLA team, you are spending a lot of time to educate us. I am really thankful to you all.🙏🙏🙏

@aakashverma1888 Жыл бұрын

Sir ek questions agr maine kisi company se koi insurance liya jaise max life , Bajaj ya tata AIA se or ye company hi dub gya jaise रिलायंस डूबा आप तो शेयर भी डायवर्सीफाई कराते हो । क्योंकि की किसी भी कंपनी की 100 % गारंटी नही हैं । इसे में जिस कम्पनी से इंश्योरेंस लिया हो वो कंपनी ही डूब जाए तो क्लेम का पैसा कौन देगा ?

@hiteshdaswani555 Жыл бұрын

Great work sir ji , u guide so well. Thank uhh for such very useful content.

@shreyashshelar866 3 жыл бұрын

Hi, Before watching your video in have done some research and found the same thing that you told about limited pay and amount retrun.. but you explained it with so easy it made more clear. I have done the same thing study for hdfc sanchay plan...its also complete waste of money better to do RD, FD for same amount.

@NasirKhan-mf6oh 3 жыл бұрын

Superbly Described I had applied for term plan with limited pay for documentation i had got 2 days then thought compared limited pay and regular pay and immediately requested for cancellation and replaced it to regular pay. Feeling secured and laughed for a sec while watching you describing lim pay thanks bro.. Appreciate your research..

@dhirajgaikwad5086 Жыл бұрын

Thanks a lot !! Great explanation, I have always followed your video. Keep it it up.

@user-cu9vi3vj8w Жыл бұрын

Thnx bhaiya for this video, halanki mai iss video ko ek saal baad dekh rha hu....kyuki mujhe mila hee abhi hai 😅😅 but seriously sirji, the information given in this video is just awesome.......bahut sare confusions/doubts dur ho gaye.......now I'm feeling "jaagruuk"......again thanks for this video ☺️☺️

@sushantnayak7762 3 жыл бұрын

Appreciate Your Effort :) Loving It

@ankittrivedi2264 3 жыл бұрын

just wanted to say you're doing a great job, keep it up

@jayantahazarika803 8 ай бұрын

Just watched 2 videos till now... Loved them both... Great content brother.... Really helpful... U will definitely grow...

@keshavmurari5336 Жыл бұрын

Dear sir, you are doing such amazing work. Tata AIA ka param rakshak plan shi h? Isme to last me investment wala return dene ki bat h?

@jeeveshidnani3995 3 жыл бұрын

Awesome Video Mandeep! ** In your NEXT VIDEO on Endowment Plan, Could you also include process to Surrender an existing Endowment plan and refund amount calculation process. Thanks in Advance! Keep up the JAGRUKTA ABHIYAN!

@avnishalok472 3 жыл бұрын

i wanted to ask same question. make a video on this plz.

@Gauravguptakumar 3 жыл бұрын

Seriously you saved my money, I was also in favour of limited loss pay. Thank you sir.

@vimalpatidar8190 2 жыл бұрын

Thanks sirji, your video full supportable for me. Now my total doubt clear. Thanks again and keep it up 👍👍👍🙏

@jpdubey07 Жыл бұрын

Buddy, this video was really helpful. Appreciate your efforts in making this video.

@somil024 3 жыл бұрын

i think i saved a lot of money watching your video. A big thanks to you for making this. That's a normal human tendency to choose limited term premium option since nobody wants to keep the burden of Premium for very long but the alternative that you gave for that really blew my mind! I feel lucky to watch this video before purchasing the plan. Thanks a lot once again, You are doing a great job!

@hemant2051 2 жыл бұрын

Choose limited pay

@hemant2051 2 жыл бұрын

Don't be stupid

@FoodiemomsKitchen 3 жыл бұрын

I cant tell you how beneficial this video was in helping me decide whether I should go for limited pay or not. You are doing a fantabulous job in helping commoners understand facts!! Keep going, keep growing!!

@bhadreshvyas8789 Жыл бұрын

First. Of all thanks you provide best of knowledgeable thing to investor in proper way point to point... Really great video.. I appreciate you even i am LIC agent.....But 1 question Mutual fund share market sahi me logo ko 12 % deta he in present market...Even many of people invest without knowledge he loss its hard money in market...Because they dont have knowledge switch on switch of and thats why he is happy with secure returns from PPF LIC FD Post.......Ane mutual fund me kya buy karna they dont know.....

@ankitnigam2806 9 ай бұрын

Thankyou so much 🙏 Sir You have really made lot of effort in makeing this video and really all the points you have answered were my question too. I really appreciate your genuness. Hats off to you you and your channel. 😊 Bohot hi achhe se samjhaya hai Return of premium wala concept 👏

@wolverine008 3 жыл бұрын

one small request u is that please use numbers in English lang ..rest u r doing absolutely perfect

@niteshkotiyal4072 2 жыл бұрын

Nice and elaborative video sir.. I too had fallen in the trap of closing premium payment for my term and planned to close it in 10 payments. However later started investing the monthly premium in Stocks since i pay premium yearly . Have now been able to pay my 3rd premium free thanks to the profits earned and already have corpus for next years premium.. I appreciate you assisting people like us from falling into such traps and become more financially literate.. Keep up the good work ..!!

@Shivadi30 Жыл бұрын

Pls explain more. We are thinking for tem insurance

@samratroy4414 Жыл бұрын

What a mind blowing information. Take love. Re watching this after one year.

@vaibhavgarg510 2 жыл бұрын

Hats off to you brother!!! You are doing great work!!

@SunilPatil-oq2jc 3 жыл бұрын

@Labour Law Advisor - Thank you very much for this video. Saved lot. Also do suggest the full body checkup options. From where we can opt for this, how much charges it normally takes ?

@ayushsinha8932 3 жыл бұрын

Labour Law Advisor Team --- Literally pyar ho gaya aap logo se. Itni quality wala content, itni easy language me... Seriously, revolution laa sakte ho aap log. These are the words from my heart. Keep it up. :)

@sangkotchnath714 Жыл бұрын

A big shoutout to Mandeep from my side, the attitude u carry in ur life is a great example of jagruk citizen. We all have slept or been in slumber for too long. Mandeep bro, learned a lot bout insurance and other financial related world from u. Please keep up the good work brother. U've our full support

@premkheni177 2 жыл бұрын

Thank you sir, you have explained very well and your aim is to benefit of customer. Thank you sir, again

@AmishParekh Жыл бұрын

I completely agree that if not company or agent someone has to update, educate clients. With regards to “smoking declaration” - i feel during next premium payment companies shud take client declaration every year ; same with health insurance.

@Fabulosa06 3 жыл бұрын

Such an insightful video...Really amazed at the way you share such complex information in an interesting and easy manner..

@sagarsalunkhe9351 3 жыл бұрын

@yusufrasul7343 3 жыл бұрын

Awesome info Bro. Thanks for helping me to select in which plan I should invest. Loved u previous video of term insurance. Ur long TERM subscriber

@LabourLawAdvisor 3 жыл бұрын

Thanks bro And good one haha

@peddaboinatribhuvan7749 Жыл бұрын

Thankyou very much brother working hard to make all these simple for us. You are doing a big Social Service by taking care of our middle class people Finances.Thankyou very much.

@blueocean009 2 жыл бұрын

Great knowledge..tata aia sampurna rakshak k bare mai kuch bataye plz

@juhilovesabhi 3 жыл бұрын

Hi Sir - Awesome video. I have few questions. Currently i am exploring a term plan and have seen that the premium is almost same for regular without returns of premium and regular with return of premium when we add all the 4 rider options in Tata Aia term plan. The difference is very less. Could you please help on rider plans?Thank You and keep doing this great work sir.