Term Insurance में एजेंट/कंपनी कैसे बेवकूफ बना रहे हैं 😡 |2024

Рет қаралды 294,810

Күн бұрын

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Get Term Insurance from PolicyBazaar: term.lla.in
Get Health Insurance from PolicyBazaar: health.lla.in/
Reasons for Claim Rejection : www.policybazaar.com/life-ins...
PolicyBazaar Term Insurance Claim : termclaim.policybazaar.com or Call 1800-258-5881
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Questions:
0:00 Introduction
1:36 Term Insurance for Central Govt. Employees
3:07 Should you increase your cover or buy a New Insurance?
5:11 Is a disease one had 3 years ago considered Pre-Existing Disease?
6:24 Do I need to update job status in Term Insurance?
8:01 How to take online claim after death of policy holder?
13:15 I changed my country after 5 years, is my policy still valid?
13:42 If I die in bike/car accident and was found drunk, will my family get benefit?
14:16 I was a non-smoker but I started smoking after few years
16:34 Is Zero-Cost Term Insurance trust worthy?
17:36 Can we change nominee details & address
18:04 Earliest age to start Term Insurance, can undergraduate get it?
18:43 What are 4 major causes of rejecting term insurance claim?
21:27 My age is 50, I want to take Term Insurance on behalf of my wife & children, is it possible?
22:08 What if company goes bankrupt, what will happen to my claim & premium amount?
24:04 We took a joint home loan, after my husband's death the bank isn't forgiving the loan
26:04 I have a 10 year old policy from aviva, but it isn't a top company. Should I continue or shift to another company?
27:23 : How to decide sum assured in critical illness?
30:00 : Do we need to take life insurance from two companies?
30:56 Which rider is beneficial vis-a-vis cost/cover provided?
31:22 HDFC rejected a claim because bike was more than 150CC, what to do in such cases?
32:23 : If our avg lifespan is increasing, should we take higher term (70-80) or just normal vanilla term insurance?
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Read the detailed article here: labourlawadvisor.in/blog/comm...
LLA Blog : labourlawadvisor.in/blog/
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Shot & Edited by: Rohan Agarwal, Naveen Agarwal
Presented by: Money-Minded Mandeep
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#terminsurance #LLA

Пікірлер: 789

@LabourLawAdvisor 7 ай бұрын

Compare & Buy the best term insurance: term.lla.in Compare & buy the best health insurance : health.lla.in/ Reasons for Claim Rejection : www.policybazaar.com/life-insurance/general-info/articles/resaon-forlife-insurance-claim-rejection/ PolicyBazaar Term Insurance Claim : termclaim.policybazaar.com or Call 1800-258-5881 Jagruk Journal 2024 : jj.lla.in (Use Code MANDEEP)

@zarina.choudhury2573 7 ай бұрын

Mandeep Bhai, plz make one video on retirement plan

@SanjayRaman 7 ай бұрын

Sirji Insured person aur nominee dono hi nikal liye to claim family wale le sakte hain.???

@shivammaurya5092 7 ай бұрын

Question at 20:50, let's say I don't have any active income source and I'm above of age 18. Which means I have zero salary or income. Now can I apply for the term insurance. I know family is not dependent on me but still question remains the same can I get the term insurance.(question arised due to capping of 20X on cover)

@sandipghosh209 7 ай бұрын

Aj pata chala jine se mrne ka jada faida

@riteshchanda4520 7 ай бұрын

Sir, Income ke 25 times sum assured deta he, according to age, I have already taken 25 times of my CTC from policy bazar recently. Please confirm me can I take 25 times of my CTC ??

@parthibanr5326 7 ай бұрын

Health insurance also put in this type of video please

@debabrataroy9 7 ай бұрын

Agree

@rupamdebnath4001 7 ай бұрын

I also agree, please also make such videos on health insurance important qna and guide accordingly 🙏

@arghambiswas 7 ай бұрын

Yes

@AnujNeogi-ih2db 7 ай бұрын

Ek vdo hey ek mahine ageh dala tha

@arghambiswas 7 ай бұрын

@@AnujNeogi-ih2db link please

@adityaagrawal5136 7 ай бұрын

LLA team is my hero.... they might not be as financially successful like other influencers but they will get the dividend of integrity in near future. LLA keep the good work going.

@thar4x4 7 ай бұрын

Aisa Content kisi bhi aur KZfaq Channel pe nahi milega . Subscribing to LLA is one of the best decisions of my Life ❤️. Every second spent on LLA video is worth it.

@dgurav6799 7 ай бұрын

This is the best format Q/A video. Actually aisehi hone hachiye Q/A. I would vary glad if I work with you.... I sent you my resume a long time ago

@jyotiranjansahoo5503 7 ай бұрын

Policybazar is not giving help during time of need.They have blocked my number

@shivbhosale7543 5 ай бұрын

Goto linkdin add tag policy bazar in post. Keep posting till the issue is not getting resolved.

@mohitkumar2703 13 күн бұрын

@@shivbhosale7543right

@chandansingh4770 10 күн бұрын

Kya aapke sath Aisa hua h

@mohitkumar2703 9 күн бұрын

@@jyotiranjansahoo5503 kya hua detail me bataoge Kyuki me buy krne ki soch rha hu

@haridasbadade9321 7 ай бұрын

खूप खूप धन्यवाद सर... महाराष्ट्र राज्य.खूपच माहितीपूर्ण, video.

@Gyani1Panda 7 ай бұрын

Wow this is called information, although i did research before buying term insurance and bought HDFC Life from policy bazaar but then i didn't know this much.

@chaitanyakumarpg 7 ай бұрын

Wah kya video banadi bhai! Maan gaye! Mandeep bhai you rock!

@rohitkumarsaw127 7 ай бұрын

Infomative video. All doubts related to term insurance get cleared. Thanks

@gymnasium8670 7 ай бұрын

Term insurance lene ke liyee apki video dekhi maine bhut helpful thi thank you so muchh.❤

@sideshbhatkar6327 7 ай бұрын

This was really helpful. I was planning to increase my cover but no one told me about the section 45. Now I will buy another policy instead to hedge against the odds. Thanks Mandeep. ❤

@rohitkumarsaw127 7 ай бұрын

Same here bro.

@singhg2991 7 ай бұрын

What is section 45

@renuprashanth2217 7 ай бұрын

You guys are awesome for sharing valuable knowledge that's hard to find elsewhere. After watching your video, I started asking my insurance company about their plans. They tried pushing a package where I either get all my money back at the end or pay a high premium for just 5 years. I used the 5 questions from your video, and when I mentioned it, the agent immediately asked if I watched the LAA Term Insurance video. I said yes, and it felt great. Can you please make a video about different ways to invest money with detailed information so we can plan our investments better? Thanks!

@deeksha_thakur 7 ай бұрын

Thanks for putting so much effort in educating us. How about a women centric health insurance policy? Should they get term insurance? I don't think so. What should they consider while buying a policy for themselves? Hope you will educate us on the same!

@MrSandeep11 7 ай бұрын

Wow best video ever ....Plz post for health insurance bro ... We need this very much now ....

@cia-compareitall4499 7 ай бұрын

Sir, thanks for such a video. Its really very helpful. App hur chees itne simple way may samjate ho. 🙏🙏🙏🙏

@raviraaz1571 7 ай бұрын

We need a video like this, on buying property and land ......

@junnupatni 7 ай бұрын

Hello I hope Aap Sab Theek Hoge Sir mera Question ye hai ki kaise Sikhen Stock Market ko Dekhiye main Kisi Ko Galat nhi keh raha hoon Sab Apni Jagah Best Hai lekin Jo aap Samjhate hai Wo Proof ke saath Aur dono cheez batate hai Jaise Positive or negative dono Batate hai isiliye. Main Chahunga Agr aap Ke pass Kuch waqt hoto stock market kaha se sikhey aur kaise sikhey starting se wo zarur uspar Video banaiyega I hope aap mere Comment par zarur kaam karenge aur agr nhi bhi hua to koi msla nhi We always lov uh sir 😊

@ankursingh4932 7 ай бұрын

Honestly, I would like to say, that the information I got from your all videos (on Term Insurance), hasn't been from any finance expert on KZfaq. So detailed and in a simple form. Anyone can understand. Gives me so much confidence while talking with Policy Executives or agents. One thing that I need to add, due to the global slowdown lots of people lost their jobs in 2022-23, if you don't have a job then you won't be able to get insurance from Policy Bazaar as they don't provide insurance irrespective of whatever you were earning earlier (if career gap is less than 2 months also). Thank you once again Mandeep bhai, I wish Personal Finance would be taught in Schools/Colleges and it should be taught in the way you provide info. :) Thankyou!

@GROWWITHRANJAN 7 ай бұрын

Thank you so much for clear the my doubt and any other doubt.

@kaiyumkbm 7 ай бұрын

please make a video of how to plan for all kinds of investment and insurance for a newly joined employee for a safer future

@GauravKumar-ex4kv 7 ай бұрын

@LabourLawAdvisor I have a question regarding the Super Top Up plans. If someone admitted in a hospital which is in a cashless network of my base health insurance but in my super top up insurance. So if my bill cross the base plan does the super top up will cover the bill cashless? Or I have to pay the amount over the base plan and then have to apply for reimbursement.

@vishalprajapati1441 7 ай бұрын

Sir aap ki is video or information gain Hui h. Maine lastly aapka video dekhne k baad hi term lia tha. Sir this is a request please make a video on loan. Home Loan, Personal Loan, Gold Loan etc.

@travel_and_click 7 ай бұрын

My father is not a smoker but he lives in delhi. And got severe pulmonary 🫁 disease. Now how do I prove this illness is cause of pollution not of smoking.

@jaijangra3185 6 ай бұрын

Useful content, aapki undone ment insurance waali vedio dekh kr mai e apni policy surrender kr di last year, thanks for useful information. Mandeep Bhai Sahab

@emraldgreen8534 7 ай бұрын

Thanks Mandeep for this highly informative video... We truly appreciate your efforts, which is helping so many of us!! I have a couple of questions if you can answer them, I'd be very grateful and I'm sure it will be helpful to all of us: 1. If someone has multiple term insurances (say 3, from 3 different companies) and he/she dies in an accident - how to submit original documents to 3 separate companies? or in general how to proceed with claims for multiple term insurances? 2. There are lots of investment plans / instruments these days which give you 10 times life cover of the premium amount. If a person is holding say 2-3 of such investment plans and he/she dies, will the nominee 100% get the covered amount or there are chances of rejection in this situation too like Term Insurance?

@chunilalchoudhary1811 5 ай бұрын

धन्यवाद आपका, Term plan insurance के बारे में Reject होने के काफी सारे कारण बताये जिसे जानने के बाद खून पसीने से कमाया पैसा सुरक्षित रह गया।।

@karanrjadhav1929 7 ай бұрын

Nicely explained ❤ love lla team 😊

@thalasadagrouplcb9914 7 ай бұрын

*Love you sir kindly make a playlist term insurance*

@anmolverma14295 7 ай бұрын

Mandeep you are the best , I bought a term insurance 3 months back after watching your EPIC video over how to buy term insurance now i am looking for health insurance please a videos like that which you have made for term insurance thanks 🙏

@balwindersingh7810 4 ай бұрын

Which one did u took bro ?

@anmolverma14295 4 ай бұрын

Tata AIA

@iamnoob7593 2 ай бұрын

@@anmolverma14295 is there any use of term insurance?

@siddhikbashashaikh1102 7 ай бұрын

Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.

@radhikanaik1548 7 ай бұрын

Very nicely explained❤

@nagarajumandapelli766 7 ай бұрын

Should I provide a full body checkup before buying term insurance so that it will help me in future?

@ArihantElevator-vr6hz 7 ай бұрын

I really appreciate you work hats off to you, please clear my doubt that which mode of payment we have to chose for paying the premium that is on monthly basis or yearly basis, when I choose the yearly basis then i will get ~5% discount. and i think one more thing that can be do that if I will invest in Lumsum of 11 month premium amount in mutual fund and use SWP of each moth premium then I think I will earn return which is more than 5% after tax amount or I thinking I may be wrong direction please suggest me what to do. Thank you in advance 😊

@SolarReaserchCenter 7 ай бұрын

भाई लोग आपने मेरा जीवन बदल दिए हो,,💥 शब्द नही है मेरे पास आपके लिए❤

@sanjib9751 7 ай бұрын

Thank you Mandeep!

@adarsh2071 7 ай бұрын

Policy bazaar wale kuch help nhi karte ditto zaada Sahi hai Balki ye false info bhi provide karte hai just to sell the policy ……. I have a very bad experience with the call recording also ………. 2 wheeler or 4 wheeler ka experience bhi Mera bahut kharab raha hai policy bazaar ka

@sesharamya7781 7 ай бұрын

Please make video on pf manual transfer in death cases. My husband is no more and in don't know how to proceed for PF and edli claims

@ankitchowdhury640 7 ай бұрын

lets assume the husband and wife both are in a good job that he or she can handle the needs of family by his or her sallery so in that case does they should buy term plan ?

@nitish915 7 ай бұрын

31:22 Very true. There is only company that has least exclusion is LIC. Go with LIC

@Shivadi30 6 ай бұрын

Matlab

@Shivadi30 6 ай бұрын

Kya lic se policy Lena hectic nh h?

@Patienc1persistent 3 ай бұрын

No it has highest settlement ratio.@@Shivadi30

@chaudharivikramsingh6393 7 ай бұрын

I baught a max life term plan back in 2019. It's been 4 years. After watching your video today i remember that i forgot to declare my lic policy of 1 lac and a postal life insurance. What should i do now?

@mr.chaubey 7 ай бұрын

NSDL pr online account banta h.. e-insurance ka.. but I prefer CDSL account as that already contain my other insurances..

@townside 7 ай бұрын

I took term insurance on telephonic interview with doctor from HDFC Life in 2020. Now, I am 10 Kg heavy and long sitting job has caused mild cervical. How strong/weak the claim process case will be, if anything happen on medical ground, as they have not done proper medical checkup?

@barunkumarjha4190 7 ай бұрын

Nice information sir , thank you

@ashutoshnainwal1097 7 ай бұрын

प्रिय LLA, मैंने आपकी jagruk journal 2024 मंगवाई थी, जो आज डिलीवर हुई।😞😞 बहुत दुःखी व surprisingly jarguk journal ki डिब्बे में एक शॉल (परांदा) प्राप्त हुआ था 😞😞😞😡 जिसकी उम्मीद तो बिल्कुल भी नही थी 😢, ओर इसी लिए मैने पार्सल retuen कर दिया। आप लोग जो सभी को scams के बारे मे alert karte हो, आपकी side से ऐसे scam की उम्मीद तो बिल्कुल भी नहीं थी 😞😞

@ashutoshnainwal1097 6 ай бұрын

Thankyou lla for re providing me the jagruk journal 2024

@otienomohamed269 7 ай бұрын

Can I purchase new term plan if sbi has cancelled my term insurance one day ago on the ground of blood test report

@snajayekka3291 7 ай бұрын

Perimum payment frequency change kya monthly to yearly mere policy may section 45 apply or not. Please explain.

@adarshmaurya3151 7 ай бұрын

Pls make complete video on personal loan and it's advantage and disadvantage.

@soniamalik4383 4 ай бұрын

You are exactly explaining everything as I expect ❤

@mehulmehulpethani 7 ай бұрын

Can you make a video about why doctors do not describe generic medicine? Is this leagal? My Case Recently, my father had some orthopedic related issues. We went to the doctors, and he described the medicine(without genetic name), which was available only at his medical shop with MRP. manufacturer of that medicine are local brand I request doctors to describe an alternative name, which is a standard brand(sun pharma,torrent pharma, etc) he denied, and I have to buy that local medicine. Medicine may be costly and local brand.

@amrit0501 2 ай бұрын

bhai ne jab bola to ate hain skip maro. First time youtube be koi bola hai 😮. Hats off to you Mandeep bhau ❤

@Abhikkumarray 7 ай бұрын

My first experience was too bad for policybazaar. Better to first understand all the terms and conditions or write it down what is your query then clear your query with experts, always buy from the proper channel don't blindly follow policybazaar advisor. If any expert refuses to share knowledge with you then immediately reject them. If you are buying anything from policybazaar please use a screen recorder during the meeting. Always record the phone call and screen record from your side. Please share these thoughts with everyone 🙏 your hard earned money will be saved only by yourself not by anyone. Policybazaar is an insurance broker. Try to explore all platforms and their staff behaviour then you decide. Either they will disturb you again and again.

@dheerendragupta3462 7 ай бұрын

very nice , thanks a lot

@ankitmantri22 7 ай бұрын

sir section 45a is applicable on health insurance?

@the-abhishek-yadav 7 ай бұрын

Thanks for these information & useful videos 🔥❤ (Please also make one QnA video on Health Insurance also)

@krishivparmar3837 7 ай бұрын

hi mandeep sir maine last year edelweiss ka term plan liya tha tab Maine critical rider nahin liya tha agent ne bataya tha ki ap bad mein rider add sakte ho par abhi 1 yr ho gaya aur maine rider ke liya bola to bole k abhi ap rider add nahin kar sakte ho to kya mein policy close kar ke new policy buy kar sakta hoon.

@sajjadpasha6748 7 ай бұрын

Mandeep thanks for great content 👍 1) Is Marraige certificate mandatory for spouse to prove relationship at the time of claim ? 2) Incase of natural death post mortem report mandatory?

@amarsharma1662 6 ай бұрын

Mera bhi yhi question h

@abhishek1830 6 ай бұрын

Death certificate

@akshaydhoble6833 3 ай бұрын

Same question here

@lorddarshgaming 7 ай бұрын

My question Agar term insurance k time koi medical condition hai aur wo kuch time baad thik ho gaya tab policy k sath kya hoga ? isme further kya2 steps lene honge ?

@shashipal8215 6 ай бұрын

Sponsored to nahi hai par link se jarur khariden taki mujhe commission mil jaye😂😂

@ShivamSharma-uz3sw 7 ай бұрын

20:01 still have doubts.... company toh khud se medical test karwati h...toh kya hume ushke alawa v khud se full body checkup karke report company ko submit karna chaiye...if yes toh kya kya test karwane chaiye.... please reply

@vaibhavsingh8122 7 ай бұрын

10:50 also a link of this video should be there in that folder

@anmolrajx 7 ай бұрын

bhaiya aegon life insurance sahi hai kya?

@jaykaith1985 7 ай бұрын

Love the video, but just want to ask about 16:27 … If policy lapses due to non-payment and it is revived without submitting new docs, then does the the 3 year period restart? IRDAI FAQ says Q 10: if a policy is revived/ reinstated by collecting arrears of premium with interest and without obtaining a Declaration of Good Health/Medical, can it be repudiated (rejection) within 3 years? Answer: No. Since the policy is revived without taking any document/ statement from the policyholder, there is no scope for repudiation within 3 years of such revival.

@TheFreakymac 7 ай бұрын

Thanx for the video

@filmyduniyaentertainment01 7 ай бұрын

Sir, I wanna know that currently I am working in a private company that is outside india, can I take term insurance, does it affect my premium, anyhow that is a private job and their is no guarantee how many years I will be employed with them, so lastly I will be employed in India in future. Thank you in advance!

@saikatpal9868 7 ай бұрын

Mandeep bhai toh har tarah ka insurance ka dhaga khol deteh hain😉

@mitesh289 7 ай бұрын

Digi Locker is a blessing to us Indians

@sunilmk5186 7 ай бұрын

You guys are awesome for sharing valuable knowledge that's hard to find elsewhere.

@callmer0han 7 ай бұрын

Important Questions: What if a person dies in an accident and found overspending but he wasn't driving like going in a cab or driving person is friends and family member?

@sanjeevkumar-iz9qu 7 ай бұрын

Sir Jsa koi daru pi kr car chla rh h aur hm pas ki seat pr bata h aur deth ho kya to clam pass hoga ya nhi

@irfanraza3418 7 ай бұрын

Kindly make a video on Health insurance too

@Aryan0550 7 ай бұрын

Mutual fund maturity and taxes on it. Is it necessary to show the capital gain on maturity and again pay income tax on it.

@priyajitghosh1761 7 ай бұрын

Very informative. Appreciate your hard work... 😊

@sambhavshah4097 7 ай бұрын

Is there any specific terms and conditions for NRIs? What if someone has lost Indian nationality and gained citizenship of another country (ex. US), term insurance taken here will be still valid?

@mayurnahata 7 ай бұрын

Nice Informative video. I have a question - Recently when i purchased a term plan i have insisted for my physical medical check up but the insurance company inform me that the policy got issued on the basis of tele-medical and hence physical medical was not required due to which your physical medical was not conducted. Now in such scenario what should i do? Should i do my physical medical check up from outside or should i insist the insurance company to get it done.

@vijaytagad643 7 ай бұрын

I am also interested in physical medical verification but they are asking me for tele verification. It's almost 1 month they have not scheduled physical test. Should I cancel the policy or not ? It's bad experience after paying money

@02_b_yashkhamkar31 7 ай бұрын

What if I want to invest lump sum of X amount but I don’t have that X amount so can I do a sip of Y amount till I reach that X amount and remove that X amount from that sip n invest that X amount in MF will it be beneficial??? Need your advice #moneymindedmandeep#asklla

@sannikumarverma9088 7 ай бұрын

Sir . aaj humne policy bazar se term insurance ke liye kiya to unlogo se Aegon ka eterm plan suggest kr rhe hai aur kra bhi diye aur sath me rider ke liye Tata AIA ka plan jo ki premium 636 ka aur term plan ka 1106 age 70 tk ka aur mera age 28 Kya ye sahi hai mere liye plz guide

@aniketkumbharkar3229 7 ай бұрын

ABSLI physical policy contract provide nahi krti so what should we do in that case.

@pranavphulware 7 ай бұрын

I have not added any rider while purchasing the term insurance, can I add it now?

@HimalayaSharmaJi 7 ай бұрын

I have a tata term plan of 1.6cr and want to take another 1 CR… should I buy again from same insurer or go to other company?

@deepikasachdeva9159 5 ай бұрын

Excellent and interesting way of presentation 👌👌

@sagarshirsat7239 7 ай бұрын

In case we take multiple policies from multiple companies and dies can family claim all claim

@daddyyyyyyyyyyyy 7 ай бұрын

can i short a stock when dividend is given

@krishi-vasant 6 ай бұрын

खूप उपयुक्त माहिती सर

@SantoshYadav-nr7fb 7 ай бұрын

You are amazing ❤

@SuperAchiver 7 ай бұрын

Do I need to opt for MWP even if my wife is already there as nominee?

@praveenmani1988 7 ай бұрын

Kindly put the same video for health insurance

@manashjsarma7397 7 ай бұрын

Mandip@ brother I am in Para-military. Last year I applied for HDFC Click To Protect Term Insurance for 1 CR through Policy Bazaar but the Application was rejected due to Grade -I fatty liver after medical tests. However, all the riders were also removed given the reason I am in the defence sector. Now, after correcting my medical issue I want to re apply for the plan this upcoming new year. Can you kindly suggest any best Term Insurance Plans for people like me?

@vivekgorai7871 7 ай бұрын

Thank you sir for providing jagrup knowledge.

@manojpal4313 7 ай бұрын

As a central government employee i have to move to a new city in each 3 to 5 years. In that case i have to change the aadhar card address each time and inform the company???

@rajeshbhutekar2641 7 ай бұрын

Sir if i am drunk and travelling in car but driver(no drunken)drives car and accident happens will family gets claim

@tirumalbhavathankar8740 7 ай бұрын

Thankyou sir, Aaj Maine mere liye Term insurance liya hai , Aapne bahot aache tarikese guide Kiya hai , Jo aapne link Diya tha usi link se Jake policy liya sir. Thank You Sir. But sir yek question tha. Sir mera company ka group life insurance hai to ye bhi add hoga kya in case of misshaping.

@vinaykumar-fe6pp 7 ай бұрын

Jab tak maine video puri ki aapke 1k viewer badh gaye❤

@sauravdas2590 7 ай бұрын

I have taken a term plan which has my son as nominee. Is it takes 18 years of his age to get the amount or my wife will get it as soon as my deth?

@deepaklakra2167 7 ай бұрын

Thank you for this useful video. I have a question for you. I am a swing trader and my numbers of trades in a financial year is around 20-25. My earning from swing trades will taxable under which of these - STCG or Business Income Tax Slab?

@ketanahuja8939 7 ай бұрын

Stcg bro

@deepaklakra2167 7 ай бұрын

thank you bro@@ketanahuja8939

@NareshUgaonkar 7 ай бұрын

Please please do a video on mediclaim

@kamleshparmar-bt4ne 7 ай бұрын

Meri emi last 1 year se one month late thi jo mujhe bhi pta nhi tha until november or mujhe max walon ne bataya bhi nhi kya isse future m claim lene m kuch problem hogi?

@mr.nurdico1394 3 ай бұрын

Bahut accha vedio banate ho bhai ....apki vedio dekhkar mujhe term plan ki sari information mil gyi .... Bhai aapne bataya ki apni salary ka 20-25 time more term insurance lena chahiye.... Mai ek query puchna chahunga ki different RIDER mai apni salary ka kitna more times hona chahiye