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20 Bad Money Habits To Ditch For Better Financial Well-being In 2023! Frugal Living To Save Money.

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Lara Joanna Jarvis

Lara Joanna Jarvis

Күн бұрын

ARE YOU DOING ANY OF THESE?!? 20 bad money habits to change to help you save money in 2023, get out of debt and live your best life on a budget! These money habits will transform your financial well-being and help you get to a much better place financially.
Intentional spending and frugal money habits can help you save money in 2023 - do you have something similar already? • can you borrow it? • can you find it cheaper elsewhere? • do you really need it? • will it bring you joy? • etc etc!!
You may like my budgeting tips and money saving ideas videos -
• Budgeting and No Buy Year
I have loads of free budgeting printables over on my website if you'd like to get a free sheet to help you with budgeting just go to my website larajoannajarv... and head to the "shop" :)
My Budget Best Life FB Group - tiny.cc/6h7qmz
My Jacket - My Amazon store is linked for you here with everything I recommend for home, storage, fashion, skincare, cleaning, travel and more
www.amazon.co....
♡ S O C I A L M E D I A ♡
Come and find me on Instagram if you want to see things like my budget outfit ideas, ways to make your money go further and more of what I get up to. larajoannajarvis
Lots of love, Lara x
All of my music is from Epidemic Sound:
www.epidemicso...
The links above could be affiliate links, which means if I have inspired you to make a purchase and you choose to buy something through one of these links, I may receive a small commission on the sale, as a way of thanks. It makes no difference to you as a buyer or the cost you pay, but I may receive a small compensation from the brand via rewardStyle or Amazon etc.
The information discussed on this channel is for educational & entertainment purposes only. It should not be considered advice. Please do your own research and I encourage you to seek professional tax, legal, and financial advice, before making your own actions and decisions.
All notes believed to be accurate at the time of posting but not guaranteed.
#financialwellbeing #savemoney #frugalliving

Пікірлер: 50
@michaeldhondt368
@michaeldhondt368 Жыл бұрын
Best tip don’t buy anything online just having to go to a store to buy things slows you down
@aa-fw2pw
@aa-fw2pw Жыл бұрын
I read this comment and then tried it for a month. I've also paired it with "go walking to get it (for most things)". It has saved me loads of money so thanks for that!!
@michaeldhondt368
@michaeldhondt368 Жыл бұрын
@@aa-fw2pw Your welcome I also paired it with cancelling cable and home internet to save more
@SorchaRattigan
@SorchaRattigan 9 ай бұрын
This comment is GENIUS and so simple. I’m going to implement thank you 😊
@sunflower7766
@sunflower7766 Жыл бұрын
Nearly spent money today on things I didn't need. But walked away and so glad I did. I've got some financial goals to meet this year.
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Yay, well done - brilliant work! xx
@alexzandra-fallonallen317
@alexzandra-fallonallen317 Жыл бұрын
Same
@loveconnection1118
@loveconnection1118 Жыл бұрын
That comment has to be mine about feeling guilty. Great tip on that. Loved this video I think people who have got out of debt feel a sense of panic that they will get back in debt... I love being on this and other channels, one if the best supportive communities x
@Neverenoughholidays
@Neverenoughholidays Жыл бұрын
Thank you Lara for a really good video! Some great tips! ✨
@edmundworrell1864
@edmundworrell1864 Жыл бұрын
Happy New year Lara this is a great video thank you for sharing
@SammyG949
@SammyG949 Жыл бұрын
Very helpful and a good reminder of what’s important! Xx
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Glad it was helpful! Thank you x
@DibBaggy1
@DibBaggy1 Жыл бұрын
Lara another straight talking, informative video. Will you please do some content on manifestation and mindfulness. I know that this worked for you when you were after the house you’re in now x
@alexieshaw558
@alexieshaw558 Жыл бұрын
I brought a beauty subscription at beauty pie, expensive but it stops me spending at every store for beauty cause i want to justify it
@lavayuki
@lavayuki Жыл бұрын
I spent a lot over the sales in both black friday and then the january sales. I need to get my finances in line
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
I'm here for you!
@Omerjan532
@Omerjan532 Жыл бұрын
Absolutely loved this video! Another awesome video. Thanks Lara x
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Glad you enjoyed it! Thank you! x
@emilyw5750
@emilyw5750 Жыл бұрын
Definitely like the but on knowing your spending triggers. I know some of mine. I also realised today that I have an association of going to a garden centre and buying things . I managed not to today all we payed for was lunch that we budgeted for. Although it felt strange not buying anything from the garden centre.
@Yasandyel
@Yasandyel Жыл бұрын
Great tips! There’s a lot of things I wasn’t even thinking about that are bad money habits 😰
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Glad it was helpful! x
@kat_ie_9984
@kat_ie_9984 Жыл бұрын
I done a full inventory of my cupboards freezers and fridge and there was about 60 meals worth around 🤦🏼‍♀️. I'm trying to deplete my stocks so I can refresh everything. My last shop was £20.
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Wow that's amazing! Well done xx
@juliejames3338
@juliejames3338 Жыл бұрын
thanks lara; new subscriber here. really good hints
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Thanks for subbing!
@susans3755
@susans3755 Жыл бұрын
Great video lara so helpful, thankyou for sharing
@Amariehome
@Amariehome Жыл бұрын
Were really trying to knuckle down on this. I struggle with emotional/bordem spending and I don't exactly earn the money TO spend. 2023 needs to be the year we move. Today I got paid (I only work 12hrs) nd am a mumma... I did: A SPREAD SHEET... its probaly rubbish but I did one. What's in what's out what's in our savings what's left. I also get 15% off work/ the supermarket below us on payday so we are doing our food shop tommorrow to be savvy and collect some "loyalty" points also (this will be a supermarket change for us) the 52 week challenge is super ideal for me... a little every week is ablsoutely manageable.. for the end result come Christmas. I took out life insurance this year and canceled my policy (free) to take out with another company who gave me a £30 amazon voucher AND a cheaper deal.. Little wins here. X
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Sounds like you're making lots of little changes to help you, well done! Spreadsheets are great for seeing it all written down. I need to do the same with my life insurance! xx
@anastasiaraisborough228
@anastasiaraisborough228 Жыл бұрын
Amazing! 👏🏻 some really great tips! Thanks Lara x
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
You're so welcome! xx
@samscholes756
@samscholes756 Жыл бұрын
You really are the best at giving financial advice. Well done. Happy New Year. Glad to see your health problems seem to be ok
@geetasareen8807
@geetasareen8807 Жыл бұрын
Some really good tips. Xxx
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Thank you x
@geetasareen8807
@geetasareen8807 Жыл бұрын
@@LaraJoannaJarvis you're welcome. I saw your videos early last year......and a few months ago I binged watch about 10 videos on you house move/ money tips/ home stuff of them from 2022. I have to say I've enjoyed watching them and you do have great content. You're realistic and humble. Stay humble and keep being you.
@laracroft9679
@laracroft9679 Жыл бұрын
Yee , this one's for me 😊
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
hope it's helpful :) xx
@johannagallagher5855
@johannagallagher5855 Жыл бұрын
Great video thanks x
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
You’re welcome 😊 Happy New Year xx
@johannagallagher5855
@johannagallagher5855 Жыл бұрын
@@LaraJoannaJarvis same to you and your family. X
@LaurenRogers59
@LaurenRogers59 Жыл бұрын
Love your videos xx
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Thank you so much!!
@ri9596
@ri9596 Жыл бұрын
Really informative loved this Lara
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Glad it was helpful!
@YasinNabi
@YasinNabi Жыл бұрын
“Success is peace of mind, which is a direct result of self-satisfaction in knowing you made the effort to become the best of which you are capable.” -John Wooden ۰
@audreyfrick2087
@audreyfrick2087 Жыл бұрын
Hi Lara! Do you have another video on how to get out of debt? I have one larger cc debt and 2 small overdrafts. I pay so much per month in overdraft fees! Then I can’t pay my cc minimum !
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
Oooh yes, there is a specific debt one, I will try and find it for you x
@LaraJoannaJarvis
@LaraJoannaJarvis Жыл бұрын
kzfaq.info/get/bejne/qrF6dJqIt6jPf3U.html here's one x
@michaeldhondt368
@michaeldhondt368 Жыл бұрын
Your not alone there. Overdraft every month and getting nowhere on my credit card as well I pay the minimum then charge it back up
@kat_ie_9984
@kat_ie_9984 Жыл бұрын
Try the budget mom on KZfaq. I started my budgeting journey there
@daniellecomeau2996
@daniellecomeau2996 Жыл бұрын
Another...if you bought something you don't need and regret then try and return it.
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