Lic Jeevan Umang | Lic Jeevan Umang 945 | Jeevan Umang Lic Plan | Lic Guaranteed Pension Plan

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Insurance Clinic

Insurance Clinic

Жыл бұрын

Lic Jeevan Umang | Lic Jeevan Umang 945 | Jeevan Umang Lic Plan | Lic Guaranteed Pension Plan
Dosto Aj Hum Lic Jeevan Umang 945 Ka Review Karenge Kese Yeh Sabse Best Plan hai Jo Guaranteed Pension Bhi Hai
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat -
Content Discussed
1. High Return With Proof
2. Guaranteed Returns with Whole Life Insurance
3. Best Plan For Kids Also 10 Time Return on Investment
Investment 8 lakh and return 1.11 crore
4. Watch Full Video Everything is there
Video Linked-
Jeevan Shanti - Guaranteed Pension From Next Year - • Lic New Jeevan Shanti ...
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#licjeevanumang #jeevanumang945 #guaranteedincome #lic #insuranceclinic #hindi #highreturn #lifeinsurance #wholelifeinsurance #pension #bestinvestmentplan #childeducationplan #childinvestment #sipinvestment #mutualfunds #licnewplan #lic2023

Пікірлер: 194
@user-hf4qe2lk7e
@user-hf4qe2lk7e 8 ай бұрын
Beautiful plan which is securing three generations with guaranteed returns along with loan, big maturity or big surrender amount. Thank you for sharing this plan with detailed information 😊
@dilipshirodkar9998
@dilipshirodkar9998 11 ай бұрын
Best explanation. Thanks.
@deshbandhugupta3600
@deshbandhugupta3600 9 ай бұрын
One of the best policy of LIC.....👌👌
@nileshjoshi3484
@nileshjoshi3484 11 ай бұрын
Very nice and detailed information
@GaneshHingole-359
@GaneshHingole-359 9 ай бұрын
Best vedio thanks sir ji 🙏
@Null_pointer_exceptn
@Null_pointer_exceptn 4 ай бұрын
An agent tried to sell me this, when i calculated IRR, came out to be ~ 6% . Kachra plan, just looks catchy for ones who don't do any homework
@tradingwizard562
@tradingwizard562 3 ай бұрын
Dude 6% lifetime is not bad . In future fd rates will become 2 to 3 percent or even less . Lock in the rate now and later when everyone will be crying over low interest rates u will feel much better and happier .
@Null_pointer_exceptn
@Null_pointer_exceptn 3 ай бұрын
@@tradingwizard562 if you r ok with 6% there r a ton out there, any index fund can easily provide 10% return consistently. I am not a lazy bone , to invest in subpar returns and still feel good abt it about an investment which marginally beats inflation
@Null_pointer_exceptn
@Null_pointer_exceptn 3 ай бұрын
If u ok with 6% interest in 2024, u simply are ignorant. I don’t want to block my money for a subpar low return guaranteed plan when i can just invest for next 5 -7 years in even S&P 500 index at my own comfort and get easy 10-12% returns. I am not gullible
@clthapa7132
@clthapa7132 7 ай бұрын
Thank you for information sir 🙏
@kamakshyaprasadmallick4658
@kamakshyaprasadmallick4658 11 ай бұрын
Very nice tablet lic of India
@ramdaschavan1349
@ramdaschavan1349 9 ай бұрын
Nice explanation
@sandeepsadotra9781
@sandeepsadotra9781 10 ай бұрын
Nice
@vikassawhney4577
@vikassawhney4577 5 ай бұрын
Section 10(10D) has a Cap. above which pension amount is taxable.
@shettigarrammohan2201
@shettigarrammohan2201 8 ай бұрын
I have not seen a single policy where monthly income increase with inflation. Guarantee income means fix income. So even LIC agents know they will become popper if they bring such scheme which changes with inflation.
@insuranceclinic
@insuranceclinic 8 ай бұрын
Sure sir. Please watch shanti or labh
@user-go4ck6uo3i
@user-go4ck6uo3i 5 ай бұрын
Dhanyavaad Utsav ko bhi ese hi explain karein
@BalvirSingh-nk7qt
@BalvirSingh-nk7qt 9 ай бұрын
Good
@FACTBhaiOP
@FACTBhaiOP 9 ай бұрын
One of the best plan😊
@sangampharma208
@sangampharma208 4 ай бұрын
Very good
@raisingstarsnn5585
@raisingstarsnn5585 8 ай бұрын
LIC totally waste to invest.. in earlier days some people doesn't know about their money value. But inocent people invested in LIC and barbhad ho gaye.
@kamakshyaprasadmallick4658
@kamakshyaprasadmallick4658 11 ай бұрын
Good 👍
@ashishkhandar7344
@ashishkhandar7344 10 ай бұрын
Jeevan umang sabse bahetarin plan hai
@Ashu6196
@Ashu6196 10 ай бұрын
Jiwan umang or jiwan jyoti me kya diffrence hai
@niranjanmahato8485
@niranjanmahato8485 9 ай бұрын
Sip is best
@pawanwadalkondawar1006
@pawanwadalkondawar1006 10 ай бұрын
I think withdrwl option is not availble as u said policy holder close policy & get 92 lakhs ...clear this point
@insuranceclinic
@insuranceclinic 10 ай бұрын
If you withdrawal policy and take money as shown in cash value. Policy will end there. Cash value is the surrender value.
@PANKAJYADAV-iw8iq
@PANKAJYADAV-iw8iq 3 ай бұрын
Best
@drsantoshdhamne4395
@drsantoshdhamne4395 11 ай бұрын
EVERY YEAR 5%
@ksphchannels7959
@ksphchannels7959 10 ай бұрын
I have ICICI prudential Life yearly income and Tata AIA sip❤
@matadeenrai7666
@matadeenrai7666 8 ай бұрын
Isse achchi koi bhi policy na kabhi aayee hai na aayegi.
@theindiagaming9132
@theindiagaming9132 8 ай бұрын
Lic ka shhhaandaar plan hai bhai
@sameern3335
@sameern3335 11 ай бұрын
Wooooooooooooohhhhhh
@shankarmazumder9794
@shankarmazumder9794 10 ай бұрын
Sir your description is not clear
@geethasubramanian150
@geethasubramanian150 4 ай бұрын
AS on date LIC has not said any thing about bonus after PPT. A decision I respect of VESTED SIMPLE REVISIONARY BONUS after PPT is yet to be taken and the bonus after PPT upto 100 years or upto death will be different . Hence kindly make your calculations keeping this fact in mind
@jigneshpatel-zl1ob
@jigneshpatel-zl1ob 10 ай бұрын
Bhai pura family accident mai finished ho jay to kees ko meley ga money bolo company ko 100 nahe 50 year rakh na chahe yea & 30 year nahe 15 year pay insurance rakh na chahe yea 😓🙏
@shreeguruenterprises9232
@shreeguruenterprises9232 7 ай бұрын
How the Sum Assured will increase every year... Lic agent told While Paying Premium Bonus will be added that i agree. Why the SA will increase even after PPT
@demongara5092
@demongara5092 3 ай бұрын
Because lic ltd ...chori kom karte hai ....😂
@andylamba5380
@andylamba5380 9 ай бұрын
Meri umar 35 yrs h. Aur agle 25 saalon tak 6000 rs yearly premium bharne par mujhe kya fayde mileage?
@ankittiwari-ub5fq
@ankittiwari-ub5fq 3 ай бұрын
Hi
@shettigarrammohan2201
@shettigarrammohan2201 8 ай бұрын
92 lakh lump sum after 60 years of maturity. So according to which our kid would able to afford a Lamborghini at age of 60years don't you think so? Not sure who are they fooling, If we consider inflation into account than after 60 years, one can hardly survive with 90 lakhs Rs for a year.
@insuranceclinic
@insuranceclinic 8 ай бұрын
Sir, you can increase your investment amount. Because you are paying very less and getting a yearly pension as well as maturity.
@janvibansal3237
@janvibansal3237 9 ай бұрын
Sir can you explain agar if we take thik police for a baby and after 2-3 year the policy holder will die then what will company give to baby because baby can't pay the premium
@insuranceclinic
@insuranceclinic 9 ай бұрын
very good question mam. if any thing happen to the proposer (father ) then all premiums will be paid by lic and the pension which is showing that will be given to child as per the plan, add PWB rider also for this
@umashankargodane1801
@umashankargodane1801 11 ай бұрын
15k monthly sip me dalo 15 saal bad 17000000 milega wo fd me daalke pension lo mahina 1.2 lac
@kushaljain5
@kushaljain5 11 ай бұрын
Sahi baat hai
@insuranceclinic
@insuranceclinic 11 ай бұрын
Video ki starting m hi bataya gaya hai..ki yeh plan koi share market wala plan nahi hai. Yeh ek guaranteed plan hai. Lic siip gives up returns upto 15%
@believeinyourself2966
@believeinyourself2966 11 ай бұрын
If you dead in between? then?
@madhurisaksena1843
@madhurisaksena1843 10 ай бұрын
Kaun sa sip apko 1.7 cr de Raha wo bhi Guaranteed. Aur risk cover kya de Raha.
@kushaljain5
@kushaljain5 10 ай бұрын
@@madhurisaksena1843 Apko 5% risk free interest chalega ya for little risk ke saath 10-12% chalega?
@amansehdev7787
@amansehdev7787 11 ай бұрын
Bai ji leader software me aur smart aal in one calcluater download kiya hain....kya jivan umang ..we rpay 15vyear in 5ok thousand eupees ..kya 16 years se cash value in rease hoti jayegoii
@insuranceclinic
@insuranceclinic 11 ай бұрын
Yes. Cash bhi increase hogi aur life insurance bhi
@amansehdev7787
@amansehdev7787 11 ай бұрын
@@insuranceclinic hmmm ok i dubt clear pl send contact
@amansehdev7787
@amansehdev7787 11 ай бұрын
@@insuranceclinic wats aap contact send kerdijiye..
@insuranceclinic
@insuranceclinic 11 ай бұрын
Please share your email id
@yuvrajmore5338
@yuvrajmore5338 2 ай бұрын
इससे achha mutual fund हैं
@trading____93
@trading____93 8 ай бұрын
@ 11:24
@GautamKumar-ew8pi
@GautamKumar-ew8pi 11 ай бұрын
Sir maine li hai jeewan umang policy 10 lac premium..sir kya main usme 15 saal baad 20 lac loan le skte hai kya..aur loan pension me se kata jayega sir
@insuranceclinic
@insuranceclinic 11 ай бұрын
Sum Assured ka 60% kabhi bhi le sakt hai. Per ha loan pension se cut jayega
@amansehdev7787
@amansehdev7787 11 ай бұрын
If we rquit. Agar him 15 saal me baad ya 20 saal baad plan quit ker dete hain toh..jitni cash valie show ho rehi hain kya same wahi milegi in acoount mee
@insuranceclinic
@insuranceclinic 11 ай бұрын
Yes
@amansehdev7787
@amansehdev7787 11 ай бұрын
@@insuranceclinic plz send number. ..aapna number dejiyega
@insuranceclinic
@insuranceclinic 11 ай бұрын
@@amansehdev7787 contact us on ins1clinic@gmail.com
@sandipmaheta1851
@sandipmaheta1851 8 ай бұрын
Game .....
@veehacutiee8022
@veehacutiee8022 5 ай бұрын
Please tell me agar premium bharne wale ki death ho jayegi to baaki ki premium ismai lic payment karegi ya nhi...???
@insuranceclinic
@insuranceclinic 5 ай бұрын
Pwb rider m esa hota hai. Woh bacho ki policy m hota hai .
@akshayagarwal6787
@akshayagarwal6787 10 ай бұрын
Hame invested amount kab refund milega. Aur scheme locking period kitna hai
@insuranceclinic
@insuranceclinic 10 ай бұрын
2 year lockin After 15 year income start ho jayegi.
@GautamKumar-ew8pi
@GautamKumar-ew8pi Жыл бұрын
Sir agar kisi ki 70 saal me death hoti hai toh use insurance+cash value dono milnge kya
@insuranceclinic
@insuranceclinic 11 ай бұрын
Death case मे Insurance amount मिलेगा।
@PinkuKanoujia2906
@PinkuKanoujia2906 11 ай бұрын
Usse jyada milta hai..har saal alag hota hai...
@VinodKumar-ju6tz
@VinodKumar-ju6tz 11 ай бұрын
Sir iska ditil list bhej with setrol
@arvindparmar6945
@arvindparmar6945 11 ай бұрын
Pura aek shadh bharna ho to Bhar shkte he
@insuranceclinic
@insuranceclinic 11 ай бұрын
Es plan ek sath nahi bhar sakte hai . Uske liye lic jeevan shanti plan le lijiye
@ashishchande5295
@ashishchande5295 21 күн бұрын
Term rider till 70 year
@Trikal_uk
@Trikal_uk 11 ай бұрын
Is plan main mini quarterly kitna investment kar sakte hain Age 27
@insuranceclinic
@insuranceclinic 11 ай бұрын
1500
@SonuSharma-ml2dy
@SonuSharma-ml2dy 10 ай бұрын
Iska yearly kitna ammount kitna jama kr sakte hai
@insuranceclinic
@insuranceclinic 10 ай бұрын
Sir ap apne hissab se kar sakte hai. There is no limit
@SonuSharma-ml2dy
@SonuSharma-ml2dy 10 ай бұрын
@@insuranceclinic sir suppose I have 18k per annum how much return I deserve from same policy and with lic
@insuranceclinic
@insuranceclinic 10 ай бұрын
@@SonuSharma-ml2dy if your pay rs 18k for 15 year term You will get rs 18000 every year whole life. Please use this calculator kzfaq.info/get/bejne/r51inqRe153SoJs.htmlfeature=shared
@tg__hero__
@tg__hero__ 11 ай бұрын
U
@tapastube4439
@tapastube4439 5 ай бұрын
Lic best for only sellers .not best for buyers.
@renukadhama15
@renukadhama15 10 ай бұрын
Aaj ka news dekho adani ne chuna lagaya hai 1400cr ka....🤣😂🤣🤣😂😂
@article21aindia50
@article21aindia50 8 ай бұрын
Can i close my policy?
@insuranceclinic
@insuranceclinic 8 ай бұрын
After 3 year of policy, you can surrender it.
@niranjanmahato8485
@niranjanmahato8485 9 ай бұрын
Not a guaranteed bonus
@murarikumar7520
@murarikumar7520 11 ай бұрын
Yai doo policy lai sakati aak hi naam pai
@insuranceclinic
@insuranceclinic 11 ай бұрын
Yes.sir
@abhijeetak553
@abhijeetak553 11 ай бұрын
Hello Sir! I have a question.. Suppose I have opted this plan and i paid 1 lakh per annum for 15 years and sum assured is 1250000.. If any how I have to withdraw this amount after 15 years then how much i will get?
@VIVEKSINGHdf4gl
@VIVEKSINGHdf4gl 11 ай бұрын
1 lakh per year life long pension
@insuranceclinic
@insuranceclinic 11 ай бұрын
21 Lakhs
@uttamshaw1160
@uttamshaw1160 11 ай бұрын
Sir ..apki age kya hai ?
@shettigarrammohan2201
@shettigarrammohan2201 8 ай бұрын
​@@insuranceclinicif one simply does SIP say 1 lakh per annum for 15 years than he would get 21 lakh lumpsum @ 4.1% return at end of 15 years. It is better to invest in PPF for same duration and one can get 27.12 lakhs @ 7.1 returns at end of 15 years.
@mandardixit2154
@mandardixit2154 11 ай бұрын
Loan ka interest kitna lagega sir?
@insuranceclinic
@insuranceclinic 11 ай бұрын
12% yearly
@kavishwarmokal124
@kavishwarmokal124 11 ай бұрын
​@@insuranceclinicbahut jyada hai.
@laximikantnaik6201
@laximikantnaik6201 4 ай бұрын
Never believe what they tell. All lies. I got experience from 2 of the policies. One is Jeevan saral and other is wealth plus.
@insuranceclinic
@insuranceclinic 4 ай бұрын
Sir this policy is guaranteed. And saral and wealth plus are ulip plans
@pinkydey3608
@pinkydey3608 6 ай бұрын
It’s monthly pension or year pension
@mobilesuniverse
@mobilesuniverse 10 ай бұрын
Mai 25 saal ka hu, mere liye kon sa term best rhega es policy ka, mujhe kab se pension milna suru ho jayegi
@insuranceclinic
@insuranceclinic 10 ай бұрын
One time Investment karenge to jeevan shanti, aur regular 15 saal pay karenge toh 16tg year se pension Puri jindagi jeevan umang.
@demongara5092
@demongara5092 3 ай бұрын
Jiban utsav pla
@RajeshKumar-nd6md
@RajeshKumar-nd6md 11 ай бұрын
80000₹ yearly ÷12 months =6666₹😂😂
@jigneshpatel-zl1ob
@jigneshpatel-zl1ob 10 ай бұрын
dark side of lic 😅😂
@technicalzfriendz3268
@technicalzfriendz3268 10 ай бұрын
Government ne to pension he khatam kar Diya he . Lic me kuch to mil raha he na.
@Nikita-vp8yy
@Nikita-vp8yy 8 ай бұрын
Because there is a rebate of 2 % on yearly and 1% on half yearly premium.
@aniketaherkar954
@aniketaherkar954 2 ай бұрын
5 carod ka pyaln batav
@vaibhav2412
@vaibhav2412 8 ай бұрын
LIC mei investments mat karo, mere paisa kha gaya...
@deepakkale7451
@deepakkale7451 9 ай бұрын
Correction @12:41 ....listen carefully...it's accidental cover and not cash value.... Kindly correct it
@insuranceclinic
@insuranceclinic 9 ай бұрын
Thank you , 🙏
@trading____93
@trading____93 8 ай бұрын
LIC APNE PAISE KO SHARE MARKET ME HI INVEST KRTI HAI
@insuranceclinic
@insuranceclinic 8 ай бұрын
Yes but apko, guaranteed return deti hai. Koi b insaan jisko share Market ki utar aur chadav se farak nahi padta woh share market m invest karte hai. Per jo lic guaranteed return pana chahte hai woh lic k guaranteed plan m invest karte hai
@trading____93
@trading____93 8 ай бұрын
It would be better if people take some risk and invest in the share market.
@abhisheksingh-dv2gh
@abhisheksingh-dv2gh 10 ай бұрын
Ye policy nahi bas ek sabjbaag hai
@rajeshkale4461
@rajeshkale4461 8 ай бұрын
Minimum sumasuared 2lakh ka details bataie sir
@dhananjaikandari2808
@dhananjaikandari2808 11 ай бұрын
Sir ek baar m jama kr sakte h j
@insuranceclinic
@insuranceclinic 11 ай бұрын
Lic jeevan shanti. M kar sakte hai
@chaitanyapatel7827
@chaitanyapatel7827 9 ай бұрын
Sbi ka swp plan me lic se jyada milega lic sahi nahi # jaldi mrutyu bad bhagwan ke pas jane wala hi lic me safal hoga MAR NE KE BAD RUPYA KYA KAM KA
@usmsi49
@usmsi49 11 ай бұрын
Mein nikal jaunga aur pariwaar Aish karega baad mein 😂😂😂mujhey kya Mila fir ???? 😂😂😂Zinda rahunga to bhi family ke liye aur marunga to bhi family ko milega ... Meri life kis liye hai fir 😂😂😂???
@insuranceclinic
@insuranceclinic 11 ай бұрын
Apko 15 year se income milegi sir pension. Ap chaho toh bich m withdraw kar sakte hai
@bharatarora6633
@bharatarora6633 11 ай бұрын
Mujhe nominee banane k lea 😂😂😂😂😂😂😂😂😂
@abhishekmukherjee3692
@abhishekmukherjee3692 11 ай бұрын
Umang vs siip?
@insuranceclinic
@insuranceclinic 11 ай бұрын
Ok
@DEBANJAN532
@DEBANJAN532 11 ай бұрын
Umang undoubtedly
@machidrapawar1477
@machidrapawar1477 10 ай бұрын
Aadani Chuna lagata hai
@harshpreetchawla5905
@harshpreetchawla5905 3 ай бұрын
Sanmaj nai aa raha
@sanjoysrk4636
@sanjoysrk4636 11 ай бұрын
Faltu
@JitandJitandVerma-dc4xs
@JitandJitandVerma-dc4xs 11 ай бұрын
Koi mut liyo apnai paisai khudh invest kro yai sb chor h salai...
@akashjoshi2928
@akashjoshi2928 9 ай бұрын
बहुत ही पकाऊ वीडियो है।
@zakianwar6714
@zakianwar6714 10 ай бұрын
Bakwas
@ganpatsalunkhe181
@ganpatsalunkhe181 10 ай бұрын
भादव्य समजले नाही का? व्हिडिओ टाकणे बँड कर.
@machidrapawar1477
@machidrapawar1477 10 ай бұрын
100 me kon rahenga zinda.50 Sal karo. Bakwas
@insuranceclinic
@insuranceclinic 10 ай бұрын
50 year 60 70 80 apke upar depend karta hai . Kabhi bhi withdraw kar sakte ho ap sir
@surajpawar1935
@surajpawar1935 8 ай бұрын
Bakwas plan
@harshmann7691
@harshmann7691 8 ай бұрын
Private ka plan lo or paisa leke dikana maa ka duudh dobara peena padega😅😅
@tradingwizard562
@tradingwizard562 3 ай бұрын
Absolutely 💯. I have been ch ea ted by private player but so far lic has been good .
@ShamshadKhan1983
@ShamshadKhan1983 11 ай бұрын
Lic me kabhi paise nahi lagana Bhai Mai dhokha kha Chuka hu aap log inki baton mein nahi aana
@short3637
@short3637 11 ай бұрын
Kese dokha Mila btaoo
@monajiransari9085
@monajiransari9085 10 ай бұрын
Reason btao
@jigneshpatel-zl1ob
@jigneshpatel-zl1ob 10 ай бұрын
money back policy only give your money back 😅😂
@praveenmertiya5084
@praveenmertiya5084 10 ай бұрын
Bhai kiya huaa tha bato I am agene5
@praveenmertiya5084
@praveenmertiya5084 10 ай бұрын
I am agent
@lukeshjatwar2454
@lukeshjatwar2454 9 ай бұрын
Lic bhag gaya to?
@insuranceclinic
@insuranceclinic 9 ай бұрын
Not at all sir, lic have sovereign guarantee
@aurobindanayak7562
@aurobindanayak7562 4 ай бұрын
Sip in lic kya hey??
@manojmodak17
@manojmodak17 9 ай бұрын
पोलिसी होल्डर पैसे नहि भर पाय तो तुरंत पुरा पैसा वापस मिलेगा क्या वो पहले बतााइये
@insuranceclinic
@insuranceclinic 9 ай бұрын
Surrender value check kare. Yaha apko life insurance bhi milta h sir. Agar 1 saal me sirf 30 hajar bhare hai aur policy holder k sath kuch ho Jaye toh company ko 15 lakh toh dene hi padte hai .
@chaitanyapatel7827
@chaitanyapatel7827 9 ай бұрын
Koi lic surendar valyu one sal bad deti hai
@insuranceclinic
@insuranceclinic 9 ай бұрын
@@chaitanyapatel7827 no sir after 3 years.
@ajaykumarsingh5395
@ajaykumarsingh5395 11 ай бұрын
बीमा कारवाने के बाद पता लगेगा फ़ायदा कितना सारा मिला है
@chaitanyapatel7827
@chaitanyapatel7827 9 ай бұрын
Jivan saeal ne logo ke sath frod kiya
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