Living on a Budget in Pattaya, Thailand Retired Police Officer, Everybody has a Story

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8 ай бұрын

Retired in Pattaya, London Police Officer, 9 years in Pattaya Thailand on Everybody has a Story. #pattaya, #thailand, #retired If you Like my channel, Please Subscribe & Like. Let’s have a coffee together, please buy me a cup of coffee at bmc.link/margaritas2
I've been trying to save money all my life. I use Wise App to transfer money from the USA to Thailand on a regular basis. I know they've saved me a lot of money. If you use the link below, they'll give you a free transfer for up to 500 Euro. wise.com/invite/ata/thomasc2034
Check out Bolt App here:
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Retired & Living the Dream in Pattaya Thailand on a Budget.
I started this channel as a DIY or how to survive in this beautiful Land of Smiles, the Amazing Thailand. Retirement is a big step and to do this comfortably you need to be able to maintain a strict budget while still living the good life. Check out this video for many questions answered:
• Retire vs Retired Pat...
I make the best Margaritas in the World. Check out my video here for my recipe: • The World's Best Marga...
I also like Metal Detecting Beaches. Here's my other KZfaq channel Treasure in the Sand / @treasureinthesand
I'm a retired US Air Force Veteran & a Master Mason.
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Пікірлер: 152

@MargaritasinParadise 8 ай бұрын

Andy vast knowledge & experiences are exactly the things I love to talk about. Andy has traveled all over the world, estimating 50 countries. How many countries have you visited?

@stanleykyle 8 ай бұрын

50 is a decent amount. I have only hit 26 so far.. but 2 of those nobody wants to visit.. Iraq and Afghanistan.

@MargaritasinParadise 8 ай бұрын

I would consider you well traveled as well.

@andrewmoss1753 7 ай бұрын

@stanleykyle I visited Pakistan and that's not very popular either, but I enjoyed it

@fwnm 4 ай бұрын

I count. Some I did visit more than 30 times, also for professional reason. I count 34 but must say that as a european, it is more likely that I travel around my country a lot than for people oversea. So 70% is about Europe, the rest Northern Africa, the Middle East, Asia and America. My favorite spots are: Greek islands, Thailand, Indonesia, Philippines and France (countryside). My question is: do people also know their own country? Also much depends how strong your passport is. Traveling visa-free helps a lot. Thankfully my wife did get our citizinship what made all travel much much easier. In the US, I liked New York a lot.

@fergman300 8 ай бұрын

This story of men loosing everything in a divorce is world wide now. I thought is was just in America. Good story.....inspires many.

@MargaritasinParadise 8 ай бұрын

You’re definitely right.. Sad it is, Thanks for the comment.

@alistairnewton8898 8 ай бұрын

Very true.

@mrdabolina7344 7 ай бұрын

I just went through the same thing, lost half of my savings, took me 35 yrs to save up, and lost half on a 14 yr marriage. But I am saving as much as I can, and plan to move to Mexico in a couple of yrs

@MargaritasinParadise 7 ай бұрын

Excellent, great plan

@carlbland68 3 ай бұрын

the opposite sex only have one use to me now @@MargaritasinParadise

@fazbell 8 ай бұрын

When you RENT.....you will never lose your house.

@MargaritasinParadise 8 ай бұрын

You are absolutely right. With the rental prices being so cheap in the Pattaya area it seems that renting is a no-brainer.

@Joker-2357 8 ай бұрын

But if u marry in my country & wife divorces u after 5 years , u have to pay her money for her rental if court got no house to give it to her Only way to not loose house is 1. Don’t do a live in 2. Don’t marry 3. No promise of marriage in future

@MargaritasinParadise 8 ай бұрын

It’s funny how marriage seems to harden, the heart for some. I have been on the road twice before myself. Fortunately, in Thailand, especially this area has many options to avoid that road in the future.

@stevenhull5025 8 ай бұрын

When you rent you do not gain equity. I bought a run down detached property in North Wales at auction for £144,000 seven years ago. I renovated it with 30 grand and sold last year for £335,000. If I had rented during that 6 years I would not had made a penny.

@MargaritasinParadise 7 ай бұрын

Great point. There's deal here as well for the right person. Rental prices are so attractive right now & most people don't have the drive to renovate.

@CorwinYoutube 8 ай бұрын

Great discussion! I love your low-key demeanor and how you gently kept thibgs movibg along. You have a new subscriber.

@MargaritasinParadise 8 ай бұрын

Thanks for the sub! Please let me know of anything I can do better. I really appreciate critical feedback.

@JohnH33817 8 ай бұрын

Hey Tom, enjoyed the sit down Andy is a well traveled man and seems like a guy i would love to have a beer with👍thanks again 👍

@MargaritasinParadise 8 ай бұрын

Glad you enjoyed it. If you ever stop into Leo's, ask about Andy

@mt3377 8 ай бұрын

Really enjoyed your interview today Subscribed Cheers

@MargaritasinParadise 8 ай бұрын

Welcome aboard! More to come.

@Shaqattaq100 5 ай бұрын

Great informative interview so I decided to subscribe, looking forward to coming to Thailand sometime this year.

@MargaritasinParadise 5 ай бұрын

Welcome, let us know when you get here

@craigfurby7706 8 ай бұрын

Good honest and unique, thank you both 🙏

@MargaritasinParadise 8 ай бұрын

Our pleasure! Thanks for the comment.

@jb-vb8un 8 ай бұрын

GREAT GREAT INFO, many thanks to all

@MargaritasinParadise 8 ай бұрын

Our pleasure!, thanks for the comment.

@MJFUYT 4 ай бұрын

This video was excellent. Interesting and inspiring. Thx for sharing.

@MargaritasinParadise 4 ай бұрын

Thank you so much I appreciate your comment.

@johnsmith-gs4qf 8 ай бұрын

This guy's living the life. If that's his girlfriend/wife in the thumbnail, he's a lucky man!

@MargaritasinParadise 8 ай бұрын

He is certainly a lucky man.

@BenDover-kb2th 8 ай бұрын

That is not his girlfriend it is photo shopped. A girl like that wouldn't waste her time on a guy with a $2000 a month budget

@BenDover-kb2th 8 ай бұрын

@@A_Sen_0 better off to buy an AI robot from Korea or Japan

@A_Sen_0 8 ай бұрын

@@BenDover-kb2th haha only if u r satisfied with that

@tubethis777 8 ай бұрын

Clickbait. Boo.

@A_Sen_0 8 ай бұрын

Great work 👍 keep doing interviews

@MargaritasinParadise 8 ай бұрын

Thank you! Will do!

@james-sh2lq 8 ай бұрын

Best you get yourself a comfortable sofa ! First thing i do when i go to a new apartment. Go out and get a comfortable lounge suite.

@MargaritasinParadise 8 ай бұрын

You are so right. Everybody that comes over comments on my sofa for instance. I bought it for the long run and it is the most comfortable couch I have ever owned.

@dannyho6786 8 ай бұрын

Thanx Tommy !

@MargaritasinParadise 8 ай бұрын

My pleasure!

@commonsenseisntcommon1776 18 күн бұрын

I'm retired Military and retired Police Officer, thinking of moving overseas somewhere very soon. Never married thank God!!

@MargaritasinParadise 14 күн бұрын

It's amazing how many retired law enforcement/military live in in Thailand (me included)

@willardpolk2871 8 ай бұрын

I visited Pattaya last February and I had a good time so i will decide to retire in the Philippines or Pattaya.

@MargaritasinParadise 8 ай бұрын

I’m biased, Pattaya is the clear choice ha ha ha

@andyburton8346 8 ай бұрын

Thai massage back here in Britain 🇬🇧 would cost £65-£70 a hour that’s just under 3000 baht I think roughly

@MargaritasinParadise 8 ай бұрын

Wow, that's crazy prices. I assume people are willing to spend that money is the only reason why they charge so much? I think it's the same way though even in the USA.

@jamesmorrin2729 8 ай бұрын

Good interview. Your channel is very underrated. His condo looks nice. Maybe more condo tours around there would be good. Thankyou.

@MargaritasinParadise 8 ай бұрын

Thanks for the comment and great idea. I will look into it for future videos. Thanks again.

@scottgeen3062 8 ай бұрын

@@MargaritasinParadisehi scott from New Zealand would 20million baht and pension last me at least ten years living in Thailand thank you from Scott

@MargaritasinParadise 8 ай бұрын

Yes, I'm thinking that would last a minimum of 20 years & for some a lifetime.

@scottgeen3062 8 ай бұрын

@@MargaritasinParadise thank you for your advice from Scott new Zealand stay safe

@billmoesh-dy9wr 7 ай бұрын

Also the health insurance Co your guest uses, thanks

@MargaritasinParadise 7 ай бұрын

www.wrlife.net/

@GOMAROMA 7 ай бұрын

Enjoyable chat. Just subscribed.

@MargaritasinParadise 7 ай бұрын

Welcome aboard!

@britalian2006 8 ай бұрын

Tom, I enjoy your videos very much. I think your interviews are great............Thanks

@MargaritasinParadise 8 ай бұрын

Glad you like them! Thanks for the comment.

@simo787c 3 ай бұрын

What is Tofu ?? Really made me laugh. Nice interview

@MargaritasinParadise 3 ай бұрын

Thank you, Andy was great to interview

@sodapopcurtis7396 Ай бұрын

big fan of kiss food and drink...cheap and good food there

@MargaritasinParadise Ай бұрын

Good choice, I go there at least once a week. 😀

@wetluv4 7 ай бұрын

I will be in pattaya in December. Id love to meet this man and talk about retiring in pattaya. Im 64 and have very little to retire on. Is there a way i can contact him when im there in December?

@MargaritasinParadise 7 ай бұрын

Send your email address to margaritasinparadise@gmail.com, I will pass it to Andy, and you two, can work out the details.

@onlyme2030 8 ай бұрын

So what is his budget? That’s pretty much what we needed to know!

@MargaritasinParadise 8 ай бұрын

Andy talks about having only a certain amount of money per month. He tries to save money every month for his hobbies of travel. And he's living a very good life without being to generous or spending to much on meals & alcohol. Though he didn't say the exact amount I know that it's under $2,000 a month.

@andrewmoss1753 8 ай бұрын

My budget is around US $ 1450 a month Hope that helps

@onlyme2030 8 ай бұрын

@@andrewmoss1753 thanks really appreciate you responding, can I be cheeky and ask, is that just for you or both of you? And I guess you bought the bike and car rather than rent them? 🍻

@andrewmoss1753 8 ай бұрын

No problem, that's for 2 of us to live on and yes I bought the car and bike. Money goes a lot further here so it's enough for now.

@user-kf7wm6kt6o 8 ай бұрын

I am a Brit, I am retired in the Philippines, I would not retire in Thailand for a very good reason, in the Philippines you get your annual state pension increase, in Thailand you don't, every Brit should be aware of this if you are going to be on a budget...

@billmoesh-dy9wr 7 ай бұрын

Do you have a contact link for Canbodia Visa?

@MargaritasinParadise 7 ай бұрын

g.co/kgs/aJqNCR

@paulhefner2813 8 ай бұрын

You want to increase viewership? Interview some beautiful honey pots every so often. It will help to keep you young as well. Thanks for the video.

@MargaritasinParadise 8 ай бұрын

I know your right and I'm definitely looking. My trouble exist with girls speaking English. But I'm working on it. Thanks for the advice.

@timwalker2458 6 ай бұрын

Medical insurance in the UK is free. ? No idea why I paid in monthly for 40 years if it is free.

@MargaritasinParadise 6 ай бұрын

Now without going back and looking to see exactly what he said, I suspect he meant the medical care in the UK was free.

@timwalker2458 6 ай бұрын

@MargaritasinParadise none of it is free. You pay national insurance in the UK. First 20 years you will probably never need it. As you get older you will need it. Become an OAP you no longer pay but you've already paid it forward.

@MargaritasinParadise 6 ай бұрын

Great clarification, I definitely appreciate it. Happy New Year

@IgalOren 8 ай бұрын

Whats the insurance companys name ? details ?

@andrewmoss1753 8 ай бұрын

WRLife based in bkk. My broker is English speaker from S Africa so can run you through the policy and obtain a quotation for you

@MargaritasinParadise 8 ай бұрын

www.wrlife.net/

@shinymonktouchymonk3662 8 ай бұрын

Great conversation!!!

@MargaritasinParadise 8 ай бұрын

Thank you

@porkpie8667 8 ай бұрын

I would be interested in knowing his insurance company. £55 per month is the cheapest i have heard .

@andrewmoss1753 8 ай бұрын

It's WRLife based in Bangkok. I've never claimed so I can't say how good an experience that is but my broker seems honest to me so check them out

@porkpie8667 8 ай бұрын

@@andrewmoss1753 Cheers . That's the problem with any insurance.

@MargaritasinParadise 8 ай бұрын

I was hoping Andy would answer @andrewmoss1753

@alistairnewton8898 8 ай бұрын

Hi Andrew considering retiring to Thailand & enjoy travel on two wheels , what motorcycle do you ride ?.@@andrewmoss1753

@oldguy2764 8 ай бұрын

@@andrewmoss1753. I was gonna ask the same question. 56 per month sounds very cheap. Can I ask how old you are to get that rate?

@GarrettDavis-nu3ti 8 ай бұрын

Do they have Hurricanes & or tornadoes in the Philippines ??? Those "idyllic" Island places,,,,, don't they have earthquake's there or something ????

@MargaritasinParadise 8 ай бұрын

Now, I live in Thailand, but I know that the Philippines has their fair share of typhoons, and other tropical type storms. I know this area does have earthquakes, but not at the same level as California. The area I live in is located in the top of the gulf of Thailand. It’s up for sure very few major storms.

@Tooma1979 8 ай бұрын

I could tell he was a copper before it came out of his mouth

@MargaritasinParadise 8 ай бұрын

Haha, Andy’s a great guy regardless.

@tom-xt4in 8 ай бұрын

did your philapina gf come to thailand with you

@MargaritasinParadise 8 ай бұрын

Talked to Andy today. Turns out Filipina gf came along but it didn't work out and she had to return.

@user-dy5pq7tp7g 8 ай бұрын

I will buy a car as it rains a lot….I will also buy a scooter…

@ccrider8483 8 ай бұрын

Nothing wrong with having a car except finding a place to park. If you drive to the popular tourist areas in Pattaya, often one has to pay to park and even that can be in short supply.

@MargaritasinParadise 8 ай бұрын

Good plan. Both vehicles provide a sense of freedom & flexibility, but as @ccrider8483 mentioned, you definitely want to look at the availability of parking whether it be your residence or the areas you're planning on visiting.

@user-dy5pq7tp7g 8 ай бұрын

@@ccrider8483 Your so right rider….when I was in Dumaguete Philippines I had a rental SUV and if was difficult to find a parking space at the mall. I believe it’s because in the USA when you build a mall you by law need to have so many parking spaces per square footage of the mall..

@user-dy5pq7tp7g 8 ай бұрын

@@MargaritasinParadise Your correct…when I was in the Philippines it was nice to have a car when it rained but finding a parking space at the mall was difficult.

@Southeastasiantraveler 8 ай бұрын

If you can’t ride or feel unsafe on a motorcycle, get a car for sure, but if you spend much time in South Pattaya, you will spend a lot of time stationery waiting for the traffic to move.

@HowardForLife 8 ай бұрын

Even the AI girl in the thumbnail looks disappointed. Good work.

@MargaritasinParadise 8 ай бұрын

Thanks

@dessaint5341 2 ай бұрын

Good interview but Andy could live anywhere where there is Asian food that he could eat and make. Based on his routine and life style, I am not clear why he chose Pattaya. Probably has to do with the lady he found. She seems like a keeper. Doesn't go to bars and is happy to eat local, so low maintenance. Since Andy loves to cook, I wonder if she cooks at all. Another reason he chose Pattaya is that the cost of living is very affordable compared to England. Andy spent a year in the Philippines and found it boring and all the same. Hmmmm. Beg to disagree. Cebu is definitely different from Davao and Borocai, which is different from Ilo Ilo and Palawan. Andy probably left the Philippines because he did not like the food but is a gentleman and does not want to offend.

@MargaritasinParadise 2 ай бұрын

I think it's a combination of the items mentioned in the video joined with a great location with everything he needs.

@bareski22 7 ай бұрын

Wait till January 1st . THAI GOV. tax the money you make from your own country . Party is over

@wetluv4 7 ай бұрын

That won't happen to Americans. It's against the treaty they signed with America.

@MargaritasinParadise 7 ай бұрын

I don’t believe any of this. Personally, I think there’s a lot of you tubers that are promoting sensationalism and making people get hyped up about nothing. This is exert from the original text, In short, it provides that any income from a foreign source derived by a Thai individual tax resident is subject to Thai personal income tax upon bringing it into Thailand. The interpretation change will apply to taxable income brought into Thailand from 1 January 2024 onwards. I think, it’s talking about Thai citizens (Thai individuals). Additionally, it’s talking about income not money from an investment account. And so on. Personally, I think people are reading into it. I hope this helps.

@Londoncab 7 ай бұрын

you sound so bitter

@bareski22 7 ай бұрын

I hope its bs . Source was Nomad Capalist.

@prestonphelps1649 2 ай бұрын

There was a article about uk government making British expats ineligible for COLA adjustments to their pensions.