Lost title? [Here's how to get a bonded title in Texas.]

Рет қаралды 21,659

Surety Solutions, A Gallagher Company

Күн бұрын

Are you missing your car's title? If the seller never gave you the title or you lost the title before registering the vehicle into your name, your vehicle could be eligible for a bonded title. In this video, we break down the process of getting a Texas Bonded Title.
Read our step-by-step guide on how to get a Texas Bond Title: blog.suretysolutions.com/sure...
▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬
Chapters:
00:00 - Introduction
00:37 - Step #1: Verify your vehicle is eligible for a bonded title
00:57 - Step #2: Complete paperwork
02:00 - Step #3: Determine the value of your vehicle
02:56 - Step #4: Purchase a surety bond
05:14 - Step #5: Submit completed paperwork to the DMV
05:45 - Outro
Step 1: Contact the Texas DMV.
You'll first need to verify your vehicle is eligible for a bonded title. You can do so by visiting your local DMV or you can call them at 1 (888) 368-4689.
Texas DMV Website: txdmv.gov/contact-us
Step 2: Complete and submit paperwork.
Fill out a Statement of Fact for Bonded Title Form: www.txdmv.gov/forms
Submit the Statement of Fact for Bonded title Form and the following to the DMV Regional Service Center: www.txdmv.gov/regional-servic...
• Bill of sale
• Copy of your photo ID
• Photo of the VIN (They'll also accept a pencil tracing (If you are unable to provide a photo or tracing of VIN, fill out Form VTR-270 State of Physical Inspection: www.txdmv.gov/forms
Step 3: Determine the value of your vehicle.
The state will send you a letter stating the bond amount you'll need.
The state uses the following methods to determine your vehicle's value.
The Texas DMV Standard Presumptive Value Calculator: www.txdmv.gov/standard-presum...
NADA Guide: www.nadaguides.com
If they can't determine the value of your vehicle with the above methods, they'll have a licensed motor vehicle dealer or insurance adjuster appraise the vehicle using Form VTR-125.
Your bond amount will be 1.5 x the value of your vehicle.
( If your vehicle is valued at $3,000, multiply this number by 1.5 to get the bond amount you need, $4,500.)
Step 4: Get a surety bond.
Contact your insurance agent for assistance with a Certificate of Lost Title Surety Bond.
What's a Surety Bond? - blog.suretysolutions.com/sure...
Step 5: Fill out Application for Texas Title and/or Registration: www.txdmv.gov/forms
Step 6: Submit bond and paperwork to your local county tax office.
Submit the following to your local county tax office:
• Application for Texas Title and/or Registration
• Statement of Facts for Bonded Title Form
• Bill of Sale
• Copy of your photo ID
• Picture/tracing of VIN or Form VTR-270 State of Physical Inspection
• Certificate of Title Surety Bond
If everything is accepted, you'll be issued a new title with a bonded branding.
Surety Solutions, A Gallagher Company does not issue Certificate of Lost Title Bonds.
Music: www.bensound.com/royalty-free...

Пікірлер: 92

@larryfromwisconsin9970 2 ай бұрын

Interesting. But in 2024 I went to website that announced "We are not currently doing Texas Title Bonds."

@lauranunez2283 4 жыл бұрын

Thanks 😊 for the information

@Suretysolutionsllc 4 жыл бұрын

Happy to help, Laura. :)

@randycrosse5816 2 жыл бұрын

Great info! My first time having to apply for a bonded title!

@Suretysolutionsllc 2 жыл бұрын

Thank you, Randy. We're glad you found our video helpful. Hopefully, the bonded title process goes smoothly for you with the DMV.

@ka0skontrol504 2 жыл бұрын

This video is EXACTLY what I needed. Bought a motorcycle off craigslist and the guy gave me the phone number for the previous owner thinking he had the title in his name. Well, he didn't. =/

@Suretysolutionsllc 2 жыл бұрын

We're glad you found our video and hope it is helpful. Best of luck with getting the title for your motorcycle.

@billmimms 2 жыл бұрын

I find your demeanor fascinatingly calm. I know you know what you're talking about. With that said, it's amazing how many at the DMV have no idea what's going on outside of their small perimeter of title's knowledge. I'm one of those people who needs a lot of time to process back and forth rhetoric: Being told one thing and then having it completely contradicted or having what is told to me being only the partial truth. I was sold a used car without a title. It's almost like a version of the Telephone Game where when asking a number of people, whom should know the process, really have no idea. I got a lot of different answers from the same question. One of the questions I liked to ask people: What's the difference between a bond title and a surety bond title?

@Suretysolutionsllc 2 жыл бұрын

Hello, Bill. I'm sorry to hear you are having a difficult time getting the information you need. Hopefully, you found our video helpful. As for your question about a bonded title and surety bond, we are happy to assist. A surety bond is a three-party contract between you (the principal), the surety and the state (the obligee). The bond is your guarantee to the state that the vehicle is your property. The bonded title is similar to a regular vehicle title, however, it has a bonded branding on it. Most states will remove the bonded branding from the title after the bond is expired. To summarize, a surety bond is purchased and issued through a surety company. The surety bond is submitted to the state along with any other required documents, applications and fees to be issued your vehicle's title with a bonded branding (bonded title). Best of luck with getting your bonded title!

@billmimms 2 жыл бұрын

@@Suretysolutionsllc Thank you for your time.

@miajones6160 2 жыл бұрын

Thank you!

@Suretysolutionsllc 2 жыл бұрын

We hope you found our video helpful.

@mulonru2965 4 жыл бұрын

Thanks for posting i have to get a title

@Suretysolutionsllc 4 жыл бұрын

We hope you found the information helpful. Good luck with getting your title!

@drgncbrn511 7 ай бұрын

Help!!! I bought a american car in mexico legit however the title was lost and mexican goverment helping legalize american vehicles but i need a title what can i do if im a mexican citizen living in mexico

@BiggCliph 7 ай бұрын

Thank you for the info! Is that $100 paid monthly over the course of those 3 years?

@seanjohntx 2 жыл бұрын

Once the bond period is over (3 years in TX, I think) how do you get a clear title? Does the tax office just send it automatically?

@Suretysolutionsllc 2 жыл бұрын

Great question! Most states will remove the bonded branding from the title after the bond expires, which would be three years in Texas. We recommend you verify the bonded branding can be removed from the title and the process with your local DMV.

@seanjohntx 2 жыл бұрын

@@Suretysolutionsllc Thank you

@felixvortex Жыл бұрын

Hello, does Surety solutions no longer offer Texas certificate of title bonds options? I looked and this is not an option anymore.

@kenyanjackson9673 11 ай бұрын

I moved to a different state and think I lost my title. I outright own my car. I do have an old registration slip from the old state I moved from. Can I get a Title bond?

@alangarcia1161 4 жыл бұрын

Hello i purchased a vehicle but the vehicle is registered in Washington, i wanna register it in tx the way things are playing out i might have to get a bonded title is the process the same?

@Suretysolutionsllc 4 жыл бұрын

Hey Alan, The process should be the same for an out-of-state vehicle. We recommend contacting your local DMV to verify your vehicle is eligible and if any additional steps are required to register your vehicle from Washington. If you have any questions about the bond, send us an email to info@suretysolutions.com or give us a call at (866) 722-9239.

@alicia-fc3xd Жыл бұрын

What if you bought a car that was an impound, never got the title and lost the bill of sale? I was told that the impound paperwork was my title and needed to file for a bonded title. Help im so frustrated

@johnbeasley3888 3 жыл бұрын

How do you get tags before your bond is in place?

@Suretysolutionsllc 3 жыл бұрын

Great question, John. We recommend contacting your local DMV to find out if you're able to get your tags before receiving your title with a bonded branding. Good luck!

@TaijiArban 3 жыл бұрын

Hello, it seems I cannot find the option for Certificate of Title bond on the website for Texas when I try to apply for my bond. Is it something on my end?

@Suretysolutionsllc 3 жыл бұрын

Hello Tanji, Please contact info@suretysolutions.com for assistance. Thank you!

@fabianx1015 9 ай бұрын

I have an atv but the vin is not clear due to rust on the frame do i need to have a vin

@mumeniebangura752 9 ай бұрын

I bought a vehicle but the title is from another state never been registered in Tx we’re I currently stay at and it not on my name but the car already on my insurance do I able to register it and get a new license plate without the title on my name?

@luisespinoza7089 3 жыл бұрын

Do you need the car insured for a bonded title process?

@Suretysolutionsllc 3 жыл бұрын

Hi Luis, Great question! Many of our clients say they are needing their title or bonded title to get their vehicle insured. Your vehicle doesn't have to be insured to get the Surety Bond. However, we recommend you verify with the DMV if your car needs to be insured and is eligible for a bonded title before purchasing the Surety Bond.

@luisespinoza7089 3 жыл бұрын

Thank you so much I will find out.

@S1KRRJay 3 жыл бұрын

Does the seller have to sign the Texas title and registration form?

@Suretysolutionsllc 3 жыл бұрын

Great question, Jairo! We recommend verifying who signs the documents with your local DMV to ensure there are no errors and that they'll accept them.

@xFalconFixer 3 жыл бұрын

When is the bonded money returned to the applicant?

@Suretysolutionsllc 3 жыл бұрын

Hi Gary, Good question! No money is returned to the applicant after purchasing a Certificate of Lost Title Bond. However, the applicant only has to pay a small portion of the bond amount in premium. As an example, if the applicant needs a TX Certificate of Lost Title Bond in the amount of $5,500, the cost of the bond is estimated to be around $100. This is a one-time fee. Please note these bonds are not refundable and cannot be canceled. If you have any additional questions, let us know here or send an email to info@suretysolutions.com. Thank you!

@jaspoki2318 2 жыл бұрын

If I have a bonded title, can I still have full coverage with my insurance???

@Suretysolutionsllc 2 жыл бұрын

Hello, Jas. Great question! The bonded title should function the same as having a regular title. So, you should have the same insurance options regardless of the bonded branding on the title. We recommend you verify your vehicle's eligibility for full coverage with your vehicle insurance provider.

@jaspoki2318 2 жыл бұрын

@@Suretysolutionsllc Thanks so much!

@dayanamartinez6447 3 жыл бұрын

Can somebody please explain to me what surety bond is and how it works

@Suretysolutionsllc 3 жыл бұрын

Hello Dayana, Great questions! We have a blog post explaining surety bonds and how they work here: blog.suretysolutions.com/suretynews/what-is-a-surety-bond The surety bond is a three-party contract between you, the surety and the state. When you purchase a surety bond to get a bonded title, you are guaranteeing to the state the vehicle belongs to you. Unlike traditional insurance, the surety bond isn't coverage for yourself. The surety bond ensures the state doesn't lose money for issuing you a title and it turns out the vehicle belongs to another party. If someone else claims the vehicle belongs to them, the surety will conduct an investigation to determine if the claim is valid. A valid claim results in a payout up to the full bond amount by the surety. It would then be your responsibility as the principal of the bond to pay the surety company back in full. You only have to make a one-time payment for the surety bond. And, in most states, you can get the bonded branding removed from your title once the bond expires. We hope this information helps. Please let us know if you have any additional questions. Thank you!

@ridingwithkev5560 Жыл бұрын

What if bought a car off Facebook and don't have a bill of sale? We know the car is not stolen and we were given the title but it had 2 owners. On the back of the title one owner signed and the other printed. Tx is saying we have to go back and get it fixed but sellers are not responding. It is a complete crap car but I can't even register it until I get this handled. Can I still get a bonded title?

@Suretysolutionsllc Жыл бұрын

Sorry to hear you are having a difficult time registering your vehicle. We recommend you contact your local DMV to determine if your vehicle is eligible for a bonded title. If it is eligible, you will need to purchase a Certificate of Lost Title Surety Bond with a bond amount equaling 1.5 times the value of your vehicle. Good luck with getting your title!

@terriburton291 2 жыл бұрын

I bought a car from Carvana and now they say they can't get the title. They have already collected sales tax for my state (TX). Do I have to pay sales tax again?

@Suretysolutionsllc 2 жыл бұрын

Hi, Terri. Sorry to hear Carvana did not provide you the car's title. Great question about the sales tax. We recommend you verify with the TX DMV. Good luck to you!

@SuperBlunt 3 жыл бұрын

I got bought a motorcycle scooter 125cc with a certificate of Oregon no title from last owner or name I got the certificate like that and just put my info will this work and who’s signature will be at the bottom of the purchasers where the trader previous owner is since I can’t get that either from them because of long distance

@Suretysolutionsllc 3 жыл бұрын

We recommend you contact your local DMV to ensure you have all the necessary documents to register your motorcycle scooter in your name. If they are unable to register your vehicle with the current set of documents you have, they may advise you to get a bonded title if your vehicle is eligible. Let us know if you have any questions about the Lost Title Bond. You can reply here or send us an email to info@suretysolutions.com.

@mumeniebangura752 9 ай бұрын

I bought a vehicle but the title is from mane, I leave in Tx but i have a photo of the title with me how do I apply for the title to be on my name

@maclee713 2 жыл бұрын

Would insurance on the car prove that i is mine?

@Suretysolutionsllc 2 жыл бұрын

Great question, Maclee. We recommend you verify the types of documentation that are acceptable as proof of vehicle ownership with your local DMV. Good luck!

@just2carguys238 3 жыл бұрын

How do you get a title if the registration has expired, but was in your name, I misplaced my title, and my car wasnt drivin for 6 years, but it runs fine, I just dont understand why I would have to re pay for a car I already own.

@Suretysolutionsllc 3 жыл бұрын

Great question! If the vehicle was previously registered in your name, the DMV might be able to issue a duplicate original title. Getting a bonded title is a last resort method if the vehicle was never registered in your name. Good luck with getting your title!

@sidneymartinez5536 2 жыл бұрын

I have the title to the car I bought in hand but the person who sold it to me signed the back from the previous person they bought it from. I can’t get the car under my name since he signed the back of it. I have been told this is what I have to do now. Is this really the only way??

@Suretysolutionsllc 2 жыл бұрын

Hello, Sidney. We recommend you verify your options to get your car's title into your name with your local DMV. Getting a bonded title is usually a last resort if you don't have any other options. Good luck!

@cocopublicnews6766 3 жыл бұрын

What do I put down for the vin if I have a 49?

@Suretysolutionsllc 3 жыл бұрын

Hello Coco, We recommend contacting your local DMV to determine what information to provide when a VIN isn't available. Best of luck to you!

@jclutch5618 4 жыл бұрын

Can you sell your car under bonded title

@Suretysolutionsllc 4 жыл бұрын

Great question! Typically, you can sell a vehicle with a bonded title just as if it had a regular title. However, the bond will remain in the principal's name until it expires (3 years in Texas), even though the title is registered to a new owner. We recommend verifying the process with your local DMV, since they sometimes require the new owner to get a new Surety Bond.

@willykoulai8132 4 жыл бұрын

A friend is trying to sell me his motorcycle bonded but not under his name and I'm hesitating for buying it. Do you think i can buy it? If yes will i need to bond it again in order for me to put my name on the it? Thks

@Suretysolutionsllc 4 жыл бұрын

Hey Willy, Great question! We recommend contacting your local DMV to verify what you would need to do to register the motorcycle into your name. They might be able to offer an easier and quicker option. However, since the motorcycle is not in your friend's name, they may advise you to not buy it. Don't hesitate to reach back out if you have more questions about the bond.

@willykoulai8132 4 жыл бұрын

@@Suretysolutionsllc thks alot for your time and the advice 🙏🙏🙏🙏

@jerrygonzalez5529 2 жыл бұрын

I'm in Texas. The former owner refuses to sign a VTR-34 form for me so I can get a duplicate title. He sold it through a small car lot and I got the title when i paid cash for it but I held on it too long and lost it. Like everyone else is this the only other way to obtain a legit title under my name? Thanks

@Suretysolutionsllc 2 жыл бұрын

Hello Jerry. I'm sorry to hear the former owner is refusing to get the duplicate title. The bonded title option is used as a last resort to get a vehicle's title registered in the owner's name. We recommend you contact your local DMV to determine all your options to get your title into your name. They may advise getting a bonded title if your vehicle is eligible and that is the only option. Best of luck to you!

@joelsolis7556 4 жыл бұрын

Does this work for trailers?

@Suretysolutionsllc 4 жыл бұрын

Hello Joel! Most states do allow owners to register trailers with a bonded title. We recommend you verify your trailer's eligibility with your local DMV before you purchase a Surety Bond.

@alfredomartinez4697 3 жыл бұрын

Hi i bought a car with title but i lost the title i put the insured on my name. Can i get a title under my name?? If its lose

@Suretysolutionsllc 3 жыл бұрын

Hello Alfredo, We recommend contacting your local DMV to see if they can assist with getting the title into your name. If your vehicle is eligible, they may suggest you get a bonded title as a last resort option. Good luck with getting your title!

@bigdaddy817x7 3 жыл бұрын

Do I have to do this if my tittle has a mileage fraud hold on it?

@Suretysolutionsllc 3 жыл бұрын

Great question! We recommend you contact your local DMV to determine your options.

@topangavarela5532 4 жыл бұрын

What if you don’t have evidence? You just bought through someone on Craigslist ..

@Suretysolutionsllc 4 жыл бұрын

Hello Topanga, We still recommend you contact your local DMV to verify your vehicle's eligibility to receive a bonded title. Any correspondence with the seller you have saved might be helpful as evidence the vehicle belongs to you. Don't hesitate to send us an email to info@suretysolutions.com if you have any additional questions about the required Surety Bond to get your bonded title. Good luck!

@christophergamboa2528 3 жыл бұрын

Can i sell my car with a bonded title here in Texas ?

@Suretysolutionsllc 3 жыл бұрын

Hi Christopher, Most states do allow vehicles with a bonded title to be sold. However, a new bond may be required. We recommend you contact the Texas DMV to verify.

@kimisthatyou Жыл бұрын

My bond was $700 why!?

@torrancegreen3491 2 жыл бұрын

So if I pay $1000 for the vehicle and do all the paperwork and pay the $15 fee, the $100 bond fee with the presumptive value of my vehicle times 1.5 is $4500 would the total cost for me to own the vehicle is $5615 or would it be $1115?

@Suretysolutionsllc 2 жыл бұрын

Hello Torrance. Great question! The bond fee, known as the premium, is different than the bond amount. You do not pay the full amount of the bond, just the premium. The bond premium is a one-time payment since this type of bond doesn't renew. Good luck with getting your vehicle's title.

@sir.cumference8998 3 жыл бұрын

So basically I have to buy my car all over again if thats the price?

@Suretysolutionsllc 3 жыл бұрын

The state requires the bond amount to be 1.5 x the value of your vehicle. However, you don't have to pay the full bond amount to get your Lost Title Bond. The majority of our customers pay about $100 for this bond type. If you have any questions, please don't hesitate to send us an email to info@suretysolutions.com or call (866) 722-9239.

@papiko7578 3 жыл бұрын

@@Suretysolutionsllc I was wondering the same thing so would the $100 dollars be all I have to pay or do I have to pay the whole “4500” over the three years?

@Suretysolutionsllc 3 жыл бұрын

@@papiko7578 Great question! No, you do not have to pay the full bond amount. In fact, if your bond amount is under $6,000, your bond cost will be a 1-time fee of $100 when purchased through us online. You can view quotes for your bond here: suretysolutions.com/free-quotes/?state=portal&account=2&bondTypeId=47 Please let us know if you have any additional questions. Thank you!

@dayanamartinez6447 3 жыл бұрын

@@papiko7578 did you ended up getting a bonded tittle? That part about the surety bond is confusing, so do we have to pay the full amount of the bond over the three years or just the cost?

@iampuga1530 3 жыл бұрын

I have a motorcycle i dont have anything as proof and what would i put as vehicle type?

@Suretysolutionsllc 3 жыл бұрын

You'll want to verify what vehicle type to select with your local DMV. The Texas DMV phone number is 1 (888) 368-4689. Or, you can contact them via their website here: txdmv.gov/contact-us Read our step-by-step guide on the processes of getting a bonded title in Texas here: blog.suretysolutions.com/suretynews/how-to-get-a-texas-bonded-title If you have any questions about the required Surety Bond to get your bonded title, please let us know. Thank you.

@Hayder._. 3 жыл бұрын

So I do trained with a guy and I gave him my title and the car and he just give me the car and he said tomorrow I will give you the title and we do better for sale and And next day I was call him and he didn’t answer and he he block me and like something was scammer and right now I have the car but without title but the car having accident Right side of the trunk but the lights working just some damage so they will make issue within the registration

@wouldacouldashouldhave903 3 жыл бұрын

WOW DUDE, Looks like you did not make it out of the third grade, WTF you can't complete a full sentence grammatically, got no clue what your talking about, good luck.

@tonymontana99ful 3 жыл бұрын

You know how long a process takes for a bond title, the one who sold me the car gave me salvage title but the car is functional but did not make the conversion to a rebuilt title Please help me

@Suretysolutionsllc 3 жыл бұрын

Hi Tony, It's hard to say how long the whole process will take since it depends on the DMV. Some of the steps might take a little longer due to the current pandemic. However, getting the required Surety Bond is quick and easy using our website here: suretysolutions.com/tx-lost-title You'll be able to download your bond packet after purchasing. We recommend contacting your local DMV to determine the turn around time for processing all the paperwork and receiving your title with a bonded branding. Let us know if you have any additional questions by replying here or send us an email to info@suretysolutions.com. Thank you!

@tonymontana99ful 3 жыл бұрын

They know if something can be done with my salvage title, they sold me the vehicle by word, there was no invoice for sale, and they only gave me my pink title, I took care of the insurance and after the state inspection , I am currently in Mcallen Texas, I did a procedure with a notary and she told me that she would make a bond title, I have not received any document yet but I would like to know if I can really register my vehicle in Texas in my name, I tried to put the title to My name and I could not because it was Salvage who sold it did not do the Reconstruction of the title was what they told me and now I do not know what to do, please could you guide me in this case Thank you

@Suretysolutionsllc 3 жыл бұрын

Tony, sounds like you are on the right track to getting your vehicle titled. Unfortunately, we can't advise you on your vehicle's eligibility to be titled. Your local DMV is your best source to determine your vehicle's eligibility and what steps you need to take to get your title. If they deny your vehicle's eligibility for a Bonded Title, hopefully, they will have another solution for you. Good luck!

@tonymontana99ful 3 жыл бұрын

okay Thank you very much by your answer you resolved my doubts

@halfsleep3554 3 жыл бұрын

So we have to go to the dmv multiple times?